Fintech Insider Podcast by 11:FS - podcast cover

Fintech Insider Podcast by 11:FS

11:FSfi.11fs.com
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. Want to get involved in the conversation? Connect with us now on LinkedIn, Instagram and TikTok
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Episodes

657. Insights: Can fintech help solve the refugee crisis?

Our expert host, Benjamin Ensor, is joined by some great guests to discuss fintech's role in the refugee crisis. According to 2021 figures from the United Nations, there are more than 89 million people worldwide who have been forcibly displaced from countries like Syria, Ukraine, Afghanistan, Somalia and Eritrea. We’ve put together a panel of experts to discuss how fintech can help refugees in the immediate aftermath, what challenges stop financial institutions from getting more involved, and ho...

Aug 26, 202241 min

656. News: Can Klarna become a Super App?

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jenny Miller, Head of US Product, Wise Evgenii Kondratev, Product Director, Klarna With soundclips from: Bruno DIniz, Co-founder, Spiralem We cover the following stories from the fintech and financial services space: Wise partnership with Plaid gives customers access to 6000 US apps - 5:35 Kl...

Aug 22, 202258 min

655. Insights: What does good crypto design look like?

Our expert host, David M. Brear , is joined by some great guests to ask: 'What does good crypto design look like?' It was recently announced that BlackRock, the world’s largest investment management company, is now offering clients direct access to crypto – starting with Bitcoin. If anything demonstrates crypto’s move from the fringes to the mainstream, it’s the backing of one of the industy’s biggest players – but this also raises questions of how you present a decentralised product to a more m...

Aug 19, 202247 min

654. News: Earned wage access – friend or foe?

Our expert hosts, Kate Moody and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Katie Llanos-Small, Founder & Editor, Iupana Brian Byrnes, Head of Personal Finance, Moneybox We cover the following stories from the fintech and financial services space: Cost of living: People turning back to cash as prices rise - 4:28 Argentinian fintech start-up Geopagos raises $35m fundi...

Aug 15, 20221 hr

653. Insights: Making financial services accessible for people with disabilities

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: how do you design financial services for people with disabilities? The fintech boom of the past decade has made financial services more democratic and has improved access for many different groups across the globe. But for people living with disabilities - or PwDs – the wait goes on for truly inclusive services. In this podcast we look at: What have been the issues to access historically? What do the current solutions look ...

Aug 12, 202242 min

Bonus. Eco's Andy Bromberg on copying in fintech

Our expert host, David M. Brear, is joined by Andy Bromberg, CEO of Eco, to talk about one of the biggest stories on 'Fintech Twitter'. A few months ago - Pebble caught the attention of many in the fintech world. This included Andy Bromberg, who felt he saw Eco’s very own materials and business model reflected back at him. After more digging, he took to Twitter to declare that Pebble engaged in “copy-and-pasting, immaturity, lying, and espionage.” Join us for a deep dive into the line between co...

Aug 10, 202225 min

652. News: Will JPMorgan Chase transform the travel industry?

Our expert hosts, Kate Moody and Nicole, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jason Mikula, Publisher, Fintech Business Weekly Ariba Shahid, Contributor, DealStreetAsia With soundclips from: Douglas Soltys, Editor, Betakit We cover the following stories from the fintech and financial services space: Sequoia backs fintech Dbank in maiden Pakistan investment - 3:50 LendUp enters l...

Aug 08, 20221 hr 1 min

651. Insights: How will PSD3 shape the future of Open Banking?

Our expert host, David M. Brear, is joined by some great guests to ask 'how will PSD3 shape the future of Open Banking?' Payment Services Directive 2 was the starting pistol for innovation across financial services and the Open Banking space. The European directive had truly global repercussions, igniting huge interest from investors, and leading to billion dollar valuations for companies on both sides of the Atlantic. Our panel of experts are asking, how well has PSD2 gone? What comes next with...

Aug 05, 202251 min

650. News: Peter Thiel backs European investment app Shares

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Benjamin Chemla, CEO & Co-founder, Shares Dan Morgan, Policy Lead - Europe, Plaid Kristy Kim, Co-founder & CEO, TomoCredit With soundclips from: Brian Simons, President, Maxwell We cover the following stories from the fintech and financial services space: Peter Thiel’s fund leads $40m...

Aug 01, 20221 hr 6 min

649. Insights: Is the future of investment active or passive?

Our expert host, Gwera Kiwana, is joined by some great guests to ask: 'is the future of investment active or passive?' Younger generations flipped the stock exchange on its head with fintech delivering the power of Wall Street to the palm of their hands. But while many young investors were energised, the economic downturn has potentially shown the importance of long-term investments after all. So: is the future of investment taking the bull by the horns and doing things entirely yourself, or is ...

Jul 29, 202245 min

648. News: Starling pulls back from Ireland while Stori becomes Mexico's latest fintech unicorn

Our expert hosts, Kate Moody and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sarah Kocianski, Independent Fintech Strategy Consultant Douglas Mackenzie, Chief Content Officer, Fintech Finance With soundclips from: Katie Llanos-Small, CEO, Iupana We cover the following stories from the fintech and financial services space: Starling pulls Irish bank application as internationa...

Jul 25, 20221 hr

647. Insights: How is rising inflation impacting financial services?

Our expert host, Kate Moody, is joined by some great guests to understand how inflation is impacting financial services. Rising inflation is driving down the value of our money while driving up the cost of everything from energy, to food, to travel. Inflation has plenty of real word impact and financial services is definitely tied up in that – from how people manage day-to-day spending, to investing for their future. So how has inflation and the economic downturn impacted the funding available t...

Jul 22, 202245 min

646. News: Klarna completes down round and Flutterwave accounts frozen in Kenya

Our expert hosts, David M. Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Abubakar Idris, Africa Reporter, Rest of World Anita Ramaswamy, Reporter, Techcrunch We cover the following stories from the fintech and financial services space: Klarna’s valuation slashed by $39 billion amid fintech rout - 4:45 Fintech Flutterwave has accounts frozen in Kenya amid court probe...

Jul 18, 202254 min

645. Insights: Dan McCrum on bringing down payment giant Wirecard's house of cards

Our expert host, David M. Brear, is joined by Dan McCrum, an investigative reporter at the Financial Times and author of ' Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth '. The financial services industry was rocked by headlines about Wirecard. It filed for insolvency in June 2020 claiming €1.9 billion dollars was “missing” from its balance sheet and slowly the whole sorry story came to light, with everything from embezzlement, racketeering, pornography and the eventual ...

Jul 15, 202243 min

644. News: Should Open Banking become a legal requirement for credit assessment?

Our expert hosts, Benjamin Ensor and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tim Coates, Co-founder, Oxbury Bank Dan Morgan, Policy Lead - Europe, Plaid With soundclips from: Duncan Barrigan, Chief Product & Growth Officer, GoCardless We cover the following stories from the fintech and financial services space: Oxbury Bank raises another £20m in accelerated fun...

Jul 11, 202253 min

643. Insights: How do you put together the perfect mortgage offering?

Our expert host, David M. Brear, is joined by some great guests to put together the perfect mortgage offering. While fintech disruptors have looked to make mortgages simpler, there are still many hurdles in the way of a seamless experience for potential homeowners. So, bringing together a panel of industry experts from the UK, the US and Europe, we're asking: What do we get rid of? What do we keep? And what do we add in the future? This week's guests incude: Francesca Carlesi, Co-founder & C...

Jul 08, 202250 min

642. News: Kroo lands coveted banking license, while Credit Suisse found guilty of money laundering

Our expert hosts, David M. Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Andrea de Gottardo, CEO, Kroo Jessica Cath, Head of Financial Crime Project Delivery, Fintrail With soundclips from: Natalie Ledward, Head of Vulnerable Customers, Monzo Charlotte Fereday, Product Director, 11:FS Marc-Alexander Christ, Co-founder & CFO, SumUp We cover the following stories ...

Jul 04, 20221 hr 4 min

641. Insights: What does 'financial inclusion' actually mean?

Our expert host, Gwera Kiwana, is joined by some great guests to ask: 'What actually is financial inclusion?' It has become a catch-all for financial services looking to engage with communities and markets that have not been traditionally connected to the financial grid. But while much good has been done under the umbrella of financial inclusion - is it time to rethink the term? Is it helpful? And should we be pushing people towards banking systems that weren’t designed for them? This week's gue...

Jul 01, 202248 min

640. News: Brex backs away from SMEs while the UK ramps up BNPL regulation

Our expert hosts, David M. Brear and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ron Shevlin, Chief Research Officer, Cornerstone Advisors Tayga Baltacıoğlu, CEO, Debite Douglas Soltys, Editor-in-Chief, BetaKit With soundclips form: Antony Stephen, CEO, Barclays Partner Finance David Cunningham, Chief Commercial Officer, Lextego We cover the following stories from the fintech ...

Jun 27, 20221 hr

639. How do we make financial services more LGBTQ-inclusive?

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: “how do we make financial services LGBTQ inclusive?” To mark this year’s Pride month, but also hopefully creating a conversation relevant at any time, we’re asking: what issues has the LGBTQ community faced and continues to face when it comes to financial services? What solutions are being found? And what could the future hold? This week's guests include: Charlotte Fereday, Product Director, 11:FS David Auten, Co-host, Quee...

Jun 24, 202248 min

638. News: Allica bank raises for SMEs and Backbase raises to transform the back end of banking

Our expert hosts, Benjamin Ensor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Søren Aabel Hammer, CEO, Mazepay Keshvi Radia, Head of Product for Payments, Allica Bank Tim Rutten, SVP of Strategy, Backbase With soundclips from: Richard Davies, CEO, Allica Bank Jacob Groth, Customer Relations Director, P27 We cover the following stories from the fintech and financial ser...

Jun 20, 202259 min

637. Insights: What can crypto learn from TradFi?

Our expert host, David M. Brear is joined by some great guests to break down what lessons the burgeoning crypto industry could take from traditional finance. We want to get into the weeds and look at: product, UX, design, biz ops and much more alongside very special guests in the space to argue both sides of the debate. Are there crossovers? Could trad finance also learn from crypto? Where can they both do better? Let's find out! This week's guests include: Jason Mikula, Founder and publisher, F...

Jun 17, 202255 min

636. News: Have Apple pressed the Buy Now Pay Later nuke button?

Our expert hosts, Gwera Kiwana and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Lena Hackelöer, CEO & Founder, Brite Payments Tim Waterman, Chief Commercial Officer, Zopa With soundclips from: Dare Okoudjou, Founder & CEO, MFS Africa Daniel Kjellén, CEO and Co-Founder, Tink Peter Lord, CEO, Codat Myles Stephenson, Founder & Chief Executive, Modulr We cover the ...

Jun 13, 202257 min

635. Insights: How can payments companies compete?

In this episode, in association with TrueLayer, David M. Brear is joined by some great guests to look at how the payments industry is looking to diversify, through partnerships and value-added-services, to stay competitive. If payments is the ‘bread and butter’ of the fintech industry, then many companies are now looking to top that bread with extras and make themselves a sandwich! But with PWC predicting the global digital payments market will reach $361.30bn by 2030 – why are so many payment c...

Jun 10, 202245 min

634. News: Alloy and Nova Credit partner to help migrants and green fintech initiative launched

Our expert hosts, Gwera Kiwana and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Eric Johansson, Fintech Editor, Verdict Brian Bender, VP of Strategic Alliances, Alloy With soundclips from: Gerrit Sindermann, Project Director, Green Digital Fintech Alliance We cover the following stories from the fintech and financial services space: Nova Credit Teams with Alloy on Inclusive Bus...

Jun 06, 202254 min

633. Insights: Will embedded finance make or break the fintech industry?

Our expert host, Gwera Kiwana, is joined by some great guests to ask: “Will the rise of embedded finance make or break the fintech industry?” if embedded finance has taken fintech’s offerings mainstream and given the power to everyone, then who loses out because of that? And does that even matter to consumers? The week's guest include: Anabel Perez, President & CEO, NovoPayment Mark Vermeersch, Chief Platform Officer, Treasury Prime Ruth Foxe Blader, Partner, Anthemis This episode is sponsor...

Jun 03, 202242 min

632. News: Klarna announces big layoffs while Chase bags UK customers

Our expert hosts, Benjamin Ensor and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Philip Kelvin, Co-founder & CEO, Tranch Sophie Winwood, Early Stage VC Investor at Anthemis We cover the following stories from the fintech and financial services space: Klarna laid off 10% of its workforce through a video message - 3:20 £8bn in 8 months: Chase wins 500k UK customers - 14:10 L...

May 30, 202259 min

631. Insights: After Dark: Ripping up the rulebook

Welcome to the latest installment of After Dark, titled 'Ripping up the rule book', recorded live in New York City! Our expert hosts, David M. Brear and Gwera Kiwana, are joined by some great guests to delve into the premise that DeFi and embedded finance are the punk and hip-hop of financial services respectively. While Defi took punk’s DIY ethic and disrespect for its predecessors, embedded finance’s strategy of sampling and reworking the hits of yesteryear is straight from hip-hops playbook. ...

May 27, 20221 hr 10 min

630. News: Griffin goes for banking licence and InDebted looks to disrupt UK debt collection

Our expert hosts, Gwera Kiwana and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: David Jarvis, CEO, Griffin Medha Agarwal, Partner, Redpoint Ventures Lachlan Heussler, Chief Strategy Officer, InDebted With soundclips from: Joe Colchester, Product Manager, 11:FS Pulse We cover the following stories from the fintech and financial services space: UK-based BaaS fintech Griffi...

May 23, 20221 hr 7 min

629. Insights: Can Egypt’s young population push through a fintech revolution?

Our expert host, Kate Moody, is joined by some great guests to delve into Egypt's fintech scene. While we in the West may associate Egypt with its grand history – the truth is that the North African country is currently looking extremely youthful. With this young population comes new expectations on banking and financial services – with many from the outside of the country also looking at this hugely profitable market as a place to expand into. So in this episode, we’re asking: How does the mark...

May 20, 202238 min
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