In this episode Today we’re speaking to Benoit Legrand, Global Head of FinTech at ING . Benoit has more than 20 years of experience in transforming various areas of banking, and even founded a startup. In this interview he shares how ING is like a ’20-year-old FinTech,’ and why a team’s banking experience is key to helping banks change. “I’ve seen so many companies just trying to bring people from outside with a very digital background. But they are not speaking the banking language. And you nee...
Jan 13, 2017•19 min
In this episode Transaction banking has been defined as “the plumbing of international business. It ensures that salaries get paid, money for goods and services gets delivered, investment returns are credited where they belong, and the wheels of world trade keep turning” – Global Finance Magazine. In this episode, Mark Buitenhek ( @MarkBuitenhek ), Global Head of Transaction Services at ING, and Benoit Legrand ( @_benoitlegrand ), Global Head of FinTech at ING join us for transaction banking 101...
Jan 11, 2017•1 hr 22 min
Leda Glyptis ( @LedaGlyptis ) should be first on your list for any dinner party. Full of wit and wisdom, this banking and fintech legend always takes conversations to the next level. We talk to her about APIs and open banking, the aftermath of Brexit, PSD2, the golden rule she lives by and more. “APIs are creating a Harry Potter moment,” Leda says. “For a long time, a lot of technology was not permitted for use in banks. Now, we can redesign what we do because new things are possible. It’s absol...
Jan 06, 2017•1 hr 8 min
Happy New Year from FinTech Insider! Wow, 2016 was an incredibly busy year for us. In addition to doing this podcast, in May we started a company called 11:FS, a fintech consultancy that helps banks become truly digital. One of our core beliefs is that digital banking is only 1% finished. What does that mean? Today we thought we’d recap, and share a little bit more about who we are at 11:FS. You’ll hear clips of us speaking individually at an event we co-hosted with solarisBank in Berlin not tha...
Jan 04, 2017•1 hr 6 min
Time to make fintech predictions for 2017! Will PSD II be the biggest disappoint of the year? How big will the challenger banks get? Is regtech the new fintech? We make predictions on all this and more. We’re joined by: David Birch, Director of Innovation, Consult Hyperion @dgwbirch Ben Brabyn, Chief Executive, Investor, Advisor, Level39 @BenBrabyn Thanks for listening! If you like what you heard, subscribe to our podcast, review us on iTunes–we love reading those reviews!!–and befriend us on Fa...
Dec 30, 2016•14 min
And now for part 2 of our 2016 FinTech Review — What a Crazy Ass Hear This Has Been. We discuss Pokémon (remember that?), the UK ringing in a new Prime Minister, the US electing Donald Trump as President, the Wells Fargo scandal, Facebook payments, China, and, of course, us starting the FinTech Insider podcast! Plus lots more. Sit back and enjoy our review of the major trends that shaped financial services for the second half of the year. We’re once again joined by: David Birch, Director of Inno...
Dec 28, 2016•46 min
You’ve had your holiday meals, now it’s time to digest 2016. What a crazy ass year this has been. Brexit. President Trump. Chatbots and fake news. Wells Fargo scandal. Hacks taking down elections and ecommerce. China becoming a fintech star. PSD II and the promise of APIs. So much happened in 2016, we’re splitting our review into two parts. Today, you’ll get a whistle stop tour of the major trends that shaped financial services for the first half of the year. We’re joined by: David Birch, Direct...
Dec 26, 2016•55 min
In this episode We’re back with Part 2 of our takeover of Monzo , one of our favourite challenger banks. In this episode, we dive into the details on how they’re creating a truly digital bank. You’ll learn how they’re organised, building technology from the ground up, fostering a culture of trust and learning (fun fact: they all have access to each other’s emails), what makes their design so special, why their community is so engaged, and more. Our guests Jonas Huckestein , Co-Founder and CTO at...
Dec 23, 2016•44 min
In this episode Field trip! This week we geek out at Monzo’s headquarters in London. Monzo is one of our favourite challenger banks, which they’re building from the ground up with help from thousands of customers. Their tagline: ‘Finally, a bank as smart as your phone.’ In this episode, you’ll learn how to build a digital bank Monzo style. Our guests: Jonas Huckestein , Co-Founder and CTO at Monzo @Jonas Hugo Cornejo , Head of Design at Monzo @hugocornejo Leah Templeman , Head of Operations at M...
Dec 21, 2016•43 min
In this episode Gary Turner is Co-Founder and Managing Director of Xero, which provides small- to medium sized businesses (SMBs or SMEs) with online accounting software. Forbes described Xero as the “World’s Most Innovative Growth Company.” In this episode, Gary talks about how he helped take Xero from a 3-person startup with £50,000 in revenue to a company that will have £150 million in revenue this year. He also shares his favourite productivity hacks, podcasts, and advice to those getting int...
Dec 16, 2016•21 min
In this episode Business banking sucks, but it doesn’t have to, say this week’s stellar guests. The CEO of Tide and Co-Founders of xero and Penta join us to discuss how fintech is revolutionising SMEs (small- to medium sized enterprises/businesses). We talk to them about how fintech is giving business owners their lives back, simplifying processes, improving customer service, and saving them hours on admin every week so they can focus on growing their business. Work/life balance is a major probl...
Dec 14, 2016•1 hr
In this episode Onboarding a FinTech into a bank is expensive, due to acquisition and compliance costs, and the risks that come with different APIs. Railsbank, which goes live in early 2017, will give banks access to the FinTech world through one API. We talk to Nigel Verdon, CEO and Co-founder of Railsbank, about how his company serves as the glue between FinTechs and banks. Nigel Verdon, CEO & co-founder Railsbank, @nigelverdon Enjoy the show! If you like what you hear, subscribe, review u...
Dec 09, 2016•31 min
In this episode Several of this week’s guests are part of the Financial Conduct Authority’s regulatory sandbox in the UK. The FCA created the sandbox as ‘safe space’ for startups and companies to test ideas before becoming fully regulated, saving them time and money. The objective is to encourage and deliver more effective competition in the interests of consumers. On the show, we’ll talk about the benefits of being in the programme, how the FCA sandbox works, and what it takes to get your compa...
Dec 07, 2016•1 hr 24 min
In this episode Hello, FinTech Insiders! This week we chat with two awesome guests leading innovation in different areas: blockchain and wealth management. Jeff Garzik, Co-Founder of Bloq @jgarzik Dave Bruno, Head of UBS WM Innovation @SuperDaveBruno Jeff — whom we definitely consider a blockchain godfather — shares how he got interested in coding, bitcoin, and blockchain, and how he sees this space evolving. Dave — aka ‘SuperDaveBruno’ on Twitter — talks to us about robo-advisors, digital wealt...
Dec 02, 2016•49 min
In this episode Wealth Management isn’t just for the super rich anymore. It’s opened up to everyone. But the reality is, most of us aren’t taking steps now to have a nice life in the future—or even to be able to retire. This week, our expert guests discuss how we can solve this massive social problem. We also chat about robo-advisors, creating offense in wealth management, digital wallets, and, of course, Metallica. Guests Dave Bruno, Co-Founder of YNOME and Head UBS WM Innovation @SuperDaveBrun...
Nov 30, 2016•1 hr 7 min
In this episode Guests Sam Maule and Chris Gledhill are among the 100 most influential fintech leaders in 2016. Fun fact: Chris used to build software for submarines and Sam used to live on them. Sam is Director of Digital & FInTech at NTT DATA Americas @sammaule Chris is CEO and Co-Founder at Secco @cgledhill Enjoy the show! If you like what you hear, subscribe, review us on iTunes , and follow us on Facebook and Twitter . You can always email us at fintechinsider@11fs.co.uk The post Ep123 ...
Nov 25, 2016•51 min
In this episode Are chatbots the last bridge to true AI? Or are we getting excited over nothing? We discuss whether chatbots are ready for primetime, as well as the latest fintech news. Guests this week Sam Maule, Director of Digital & FInTech at NTT DATA Americas @sammaule Nigel Verdon, CEO & co-founder of Railsbank @nigelverdon Leysa Li, Head of Content at Railsbank @LesyaLi News this week ValueWalk – Future of FinTech [INFOGRAPHIC] – Link Business Insider – Chancellor Philip Hammond s...
Nov 23, 2016•1 hr 10 min
In this episode Richard Brown, Chief Technology Officer at R3, started building a blockchain platform called Corda from scratch a year ago. The distributed ledger platform is different from other blockchain platforms in that it’s designed explicitly for and by the world’s financial institutions. R3 is a consortium of over 75 of the world’s largest financial institutions, and Richard Crook, Head of Innovation Engineering at RBS, sits on its steering committee. He crystallized the mission statemen...
Nov 18, 2016•34 min
In this episode Will Trump roll back regulation? Did chatbots swing the election? The 11:FS team discuss with three brilliant guests: Richard Brown – Chief Technology Officer, R3 – @gendal Richard Crook – Head of Innovation Engineering, RBS – @rickcrook Ajit Tripathy – Fintech and Digital Director, PWC – @triptananda Then these blockchain experts debate the fetishization of the distributed ledger technology, what blockchain really is, and where we’re headed. News this week Business Insider – Her...
Nov 16, 2016•1 hr 26 min
In this episode 11:FS’ resident blockchain geek, Simon Taylor , is in heaven this week. Today we bring you ace interviews with Adam Ludwin, Co-Founder & CEO at Chain – @adamludwin Trent McConaghy, Founder & CTO of BigchainDB – @trentmc0 Later this week, we’ve got another fantastic blockchain episode with R3 ’s Richard Brown and other great guests. Chain is a blockchain technology company that partners with financial firms to build and deploy blockchain networks that transform markets. Bi...
Nov 11, 2016•39 min
In this episode Nothing scandalous happens in Vegas at Money20/20; let’s just get that out of the way. In its fifth year, Money20/20 is an event that people attend mostly to network and dance awkwardly at after parties. But in between those things, some great discussions happen. This year, financial inclusion was top of mind. Alipay surprised everyone with its announcement of going global. And Chris got a tattoo! Chloé James – of Sky News Australia and RFi – attended Money20/20 with Chris, and j...
Nov 09, 2016•1 hr 11 min
In this episode Our first podcast dedicated to FinTech Insider Interviews features InsurTech influencers Freddy Macnamara and Mathilda Strom . Get Insured for an Hour (or more) on a Friend’s Car Freddy Macnamara, Founder and CEO of Cuvva , gives us a behind-the-scene’s look at how buying car insurance works, and how his InsurTech company has managed to cut out the intermediaries. “James, our co-founder, and I got an office in an incubator called Codebase in Edinburgh, and we hired a couple of co...
Nov 04, 2016•36 min
In this episode InsurTech has dominated financial headlines lately. ‘Should the insurance sector be worried?’ Yes, say our guests! In fact, the very question is absurd. Listen to the experts who joined us: Leda Glyptis ( @LedaGlyptis ) – Director, Sapient Global Markets; Freddy Macnamara ( @_freddymac ) – Founder and CEO of Cuvva; Nigel Walsh ( @nigelwalsh ) – Partner at Deloitte News this week Financial Times – China challenges London’s FinTech lead Link FT Adviser – Minister pledges fintech se...
Nov 02, 2016•1 hr 49 min
In this episode FinTech is heating up in the Nordics, where 11:FS’s Chris Skinner chairs the Nordic Finance Innovation Group. The region is punching above its weight in terms of innovation (Spotify and Skype, anyone?). You’ll hear interviews from Iren Tranvåg ( @IrenTranvaag ) – CEO at Nordic Finance Innovation; Søren Rode Andreasen (@RodeAndreasen) – Development Director for Core Banking at Danske Bank Group; Jarkko Turunen ( @jarkkoturunen ) – Head of Open Banking at Nordea; and Sergii Danylen...
Oct 26, 2016•1 hr 14 min
In this episode This week we had the pleasure of talking to some global thought leaders about a topic that is on everyone’s mind; APIs. This week we are joined by Leda Glyptis ( @LedaGlyptis ) – Director, Sapient Global Markets, Megan Caywood ( @MeganCaywood ) – Director of Marketplace Platform at Starling Bank, Markos Zachariadis ( @MarkosZach ) – Assistant Professor at Warwick Business School & Research Fellow at the University of Cambridge and A lex Lipton – Connection Science Fellow at M...
Oct 19, 2016•11 min
In this episode This week we had the pleasure of talking to some global thought leaders in the space of Financial Inclusion. This week we welcome onto the show Kosta Peric ( @copernicc ) who is the Deputy Director, Financial Services for the Poor at Bill & Melinda Gates Foundation. We have Faith Reynolds who is a Member of the Financial Innovation Standing Committee CWG at ESMA. We have Jaz O’hara the founder at the World Wide Tribe ( www.theworldwidetribe.com ) and lastly we have Lynsey Bar...
Oct 11, 2016•2 hr 1 min
In this episode This week we had the pleasure of visiting Berlin, an incredible, vibrant and historic city, now becoming a global Tech and FinTech Hub. We bring you the brightest and best from the Berlin FinTech scene. Your hosts, as always, is David Brear ( @davidbrear ) and Jason Bates ( @JasonBates ) Simon Taylor ( @sytaylor ) and Chris Skinner ( @Chris_Skinner ). We’re joined by our kind hosts from Berlin Marko Wenthin ( @solarisbank ) and Philipp Blankenagel ( @Pblankangel ) We interview Va...
Oct 04, 2016•2 hr 6 min
In this episode We have an awesome show for you this week talking to some of the most innovative people changing the way some of the largest banks on the planet operate. Your hosts, as always, is David Brear ( @davidbrear ) and Jason Bates ( @JasonBates ) with an by interview Simon Taylor ( @sytaylor ) but with Chris Skinner ( @Chris_Skinner ) MIA this week. We welcome back Anna Irrera ( @annairrera ) – Fintech reporter for Financial News, Dow Jones as well as Mariano Belinky ( @belimad ) and Pa...
Sep 25, 2016•2 hr 27 min
This week we have a marathon of a show focussing on AI, Bots, Machine Learning and everything else augmented. Your hosts, as always, is David Brear ( @davidbrear ), Jason Bates ( @JasonBates ), Simon Taylor ( @sytaylor ) and Chris Skinner ( @Chris_Skinner ) We have a fantastic lineup this week of guests with; Devika Thapar ( @DeeThapar ) – Financial Services Leader, IBM Watson, Dr. Ella Rabener ( @ella_rabener ) – CMO of Scalable Capital and Ereli Eran ( @ereli ) – Senior Data Scientist at Ravel...
Sep 20, 2016•1 hr 54 min
This week we are unpacking some of the latest and greatest breaking news with Ed Maslaveckas ( @Ed_Masl ) and Jamie Campbell ( @JCtheOriginal ). We are also joined by the fantastic Lawrence Wintermeyer ( @lwintermeyer ) who is the CEO of Innovative Finance. Key stories this week: Independent – Apple tax: UK says it welcomes any company after tech-giant hit with £11bn Irish tax bill : LINK Fortune – Beware of Blockchain Hype Says Chain CEO Adam Ludwin : LINK Coin Desk – IBM Bridges Blockchain, AI...
Sep 10, 2016•1 hr 3 min
