Nino Gonzalez and Pei Chen continue to dive deeper into the infinite banking concept with life agent Mike Kwong . In this episode, they go beyond DIBS 3.0 and into the most advanced IBC strategies that could bring your financial security to greater heights. Together, they break down the many benefits of stacking and the importance of being your very own banker. Mike also highlights the high level of resiliency and security of infinite banking, making it one of the best financial strategies out t...
Jul 15, 2025•55 min
Infinite banking is a powerful financial strategy that can create long-term financial stability and growth. Combined with velocity banking, you can build a financially secure future with relative ease. Diving deeper into this concept is infinite banking coach and life agent Mike Kwong . Sitting down with Nino Gonzalez and Pei Chen, they talk about its fundamentals, how it works with income stacking, and how it can replace a traditional line of credit. Mike also provides insights into the relatio...
Jul 01, 2025•1 hr•Ep. 56
High-income earners often believe traditional financial advice is enough, but what if there's a way to accelerate financial freedom and reclaim your time? In this episode, Nino Gonzalez and Pei Chen welcome Lindsay Gittens , a Boston-based anesthesiologist and single mother, who's flipping the script on wealth building. Lindsay shares her journey from maxing out 401ks to aggressively pursuing alternative investments and achieving financial flexibility far sooner than expected. We dive deep into ...
Apr 15, 2025•44 min•Ep. 55
In this episode, Nino Gonzalez and Pei Chen sit down with mother-daughter duo Winnie Lau and Emaghea Lau , who are on a mission to transform family finances. Winnie shares her journey as a pioneer of Infinite Banking (IBC) in Canada, while Emaghea reveals how learning financial strategies from age four gave her a major advantage. From raising money-savvy kids to using IBC for lifelong financial freedom, this episode is packed with insights to help you take control of your wealth—no matter your a...
Apr 08, 2025•38 min•Ep. 53
Cash flow stacking presents a dynamic approach to wealth accumulation, offering a compelling alternative to traditional investment strategies. In this episode, hosts Nino Gonzalez and Pei Chen delve into the intricacies of cash flow stacking and its potential for fostering long-term financial growth. Building on previous discussions about velocity banking, Nino and Pay illustrate how this method can pave the way for lasting financial security. Through the use of a detailed Excel sheet, they prov...
Apr 01, 2025•47 min•Ep. 52
Stop letting tax planning scare you! Nino Gonzalez and Pei Chen are bringing you the ultimate financial playbook with Coach Christina Conover-Merrill . Christina's journey is proof that anyone can master their finances, no matter where they start. She's ditching the fluff and giving you the straight talk on accounting levels, proactive business management, and the tax strategies that actually work. Want to know how to maximize your investments and avoid those costly financial blunders? Christina...
Mar 25, 2025•50 min•Ep. 51
Nino Gonzalez and Pei Chen dive into the powerful topic of facing fear. Whether you're tackling new financial goals or embarking on a fitness journey, fear can often hold you back from taking action. Nino and Pei reflect on their own experiences with fear and discuss practical strategies for moving forward. This episode is perfect for anyone who feels stuck or uncertain about how to overcome the barriers standing in the way of success. Tune in for a motivating conversation and actionable insight...
Mar 18, 2025•47 min•Ep. 50
In this episode, Nino Gonzalez and Pei Chen dive deep into the topic of college alternatives. They explore the value of traditional education versus the growing appeal of alternative paths, such as trade schools and real-world experience. If you're a student, parent, or someone reconsidering the importance of a degree in today's world, this episode offers fresh perspectives on navigating career choices beyond college. Tune in for an engaging discussion that challenges conventional wisdom....
Mar 11, 2025•51 min•Ep. 49
Nino Gonzalez and Pei Chen dive into future planning as they reflect on lessons from 2024 and set intentions for 2025. They explore their personal and financial goals, share insights on cutting out distractions, and discuss how to approach the coming year with intensity and focus. Whether you're looking for inspiration on goal setting or ways to refine your future plans, this conversation offers valuable takeaways to help you make the most of the year ahead.
Mar 04, 2025•38 min•Ep. 48
Nino Gonzalez and Pei Chen discuss the ins and outs of car leasing and its benefits compared to buying a vehicle. They dive deep into the advantages of leasing, how it can save you money, and the common pitfalls people face when making this significant financial decision. Whether you're a business owner or an individual, this episode provides insights into maximizing your car investment. Tune in as they explore leasing strategies, negotiation tips, and how to make smart choices for your next veh...
Feb 25, 2025•53 min•Ep. 47
Nino Gonzalez and Pei Chen dive into a powerful conversation about Pei's journey with Ozempic, a medically supervised weight loss program. Pei opens up about her personal experience, sharing the challenges, triumphs, and emotional hurdles she’s faced along the way. Together, they explore the physical and mental impacts of this treatment, offering listeners valuable insights into the real-life effects of Ozempic. Tune in to hear Pei's candid reflections on balancing health, discipline, and life’s...
Feb 18, 2025•34 min•Ep. 46
Nino Gonzalez and Pei Chen dive deep into the importance of rethinking your financial mindset. They explore how continual reflection on your financial decisions can lead to better outcomes, especially when shifting from traditional saving methods to passive income strategies. Tune in as they discuss personal stories, actionable insights, and the value of re-evaluating both short-term and long-term goals. Whether you're new to investing or looking for ways to enhance your financial plan, this epi...
Feb 11, 2025•41 min•Ep. 45
Nino Gonzalez and Pei Chen are joined by Brett Burky from Paperstac to dive into the world of note investing. Brett shares his expertise on buying and selling mortgage notes, the benefits of partial notes, and how Paperstac simplifies the process for investors. Whether you're new to the concept or looking for ways to maximize your returns, this episode offers practical insights and strategies. Tune in to learn how you can create cash flow through note investing and discover tools to enhance your...
Feb 04, 2025•54 min•Ep. 44
Is sleep the missing piece in your financial fitness journey? In this insightful episode, Nino Gonzalez and Pei Chen dive into the often-overlooked connection between sleep and success. They explore the science behind sleep, debunk the myth of "I'll sleep when I'm dead," and share practical tips on improving sleep quality to enhance both physical health and financial performance. With personal stories and research insights, they emphasize how getting better rest can boost your productivity, redu...
Jan 28, 2025•52 min•Ep. 43
Nino Gonzalez and Pei Chen are joined by guest Iris, who shares her inspiring journey toward Financial Freedom. Iris offers a firsthand account of how she achieved financial independence using methods like passive income stacking and private money lending. Whether you're just beginning your financial journey or looking for new strategies to enhance your current approach, this episode provides valuable insights. Tune in to hear real-world experiences, learn actionable steps, and discover the mind...
Jan 21, 2025•46 min•Ep. 42
Nino Gonzalez dives into the innovative concept of infinite banking with special guest Mike Kwong. Together, they explore how the Income Banking system empowers individuals to take control of their finances, combining dynamic cash flow management with secure investment strategies. Mike shares insights from his book and offers actionable advice on how to build wealth and ensure long-term financial growth. Whether you're new to the concept or looking to refine your financial strategies, this episo...
Jan 14, 2025•33 min•Ep. 41
Nino Gonzalez and Pei Chen sit down with mortgage expert Luc Larose to discuss innovative Mortgage Solutions for today’s real estate market. Whether you’re navigating jumbo loans, rental property investments, or trust-based mortgages, Luc’s 25 years of experience at Supreme Lending offers invaluable insights. Tune in to learn about creative financing strategies that can help you achieve your homeownership or investment goals with ease.
Jan 07, 2025•43 min•Ep. 40
Nino Gonzalez and Pei Chen dive into the emotional and financial factors of creating a smart mortgage strategy. Should you pay off your mortgage early or leverage debt for investment opportunities? They explore the pros and cons of each approach, offering practical insights for homeowners looking to make the best financial decisions. Whether you're seeking peace of mind or maximizing cash flow, this discussion will provide the clarity you need. Tune in to find out which mortgage strategy aligns ...
Dec 31, 2024•44 min•Ep. 39
In this episode, Nino Gonzalez and Pei Chen dive into a thoughtful discussion on homeownership and the ongoing debate of whether buying or renting is the better option. With personal insights and real-life examples, they explore the financial implications, emotional attachments, and lifestyle flexibility that come with each choice. If you’ve ever wondered if homeownership is an asset or liability, this episode will challenge conventional wisdom and help you rethink your approach to building weal...
Dec 24, 2024•41 min•Ep. 38
In this episode, we dive into the essentials of exercise programming with Dr. Evan Schick. Hosted by Nino Gonzalez and Pei Chen, this conversation breaks down how beginners can structure effective workout routines and apply progressive overload to improve their strength and conditioning. Whether you're new to exercise or looking to refine your fitness plan, this episode offers practical advice to help you start and sustain a full-body workout routine. Tune in to learn how to make the most out of...
Dec 17, 2024•50 min•Ep. 37
Many business owners and entrepreneurs sacrifice their well-being and relationships to perfect their wealth-building strategies. But what is the purpose of having a financially secure future if your life is in shambles and disarray? Licensed financial advisor Jordan Bingham joins Nino Gonzalez to discuss how to accumulate and protect your assets without setting aside the chance to achieve a high quality of life. Jordan shares why many high-net-worth individuals continue pursuing new challenges a...
Dec 10, 2024•43 min•Ep. 36
Nino Gonzalez dives deep into the world of real estate and trucking, highlighting the entrepreneurial journey and insights shared by Kendrick Edwards. Kendrick takes us through his experiences navigating both the real estate and trucking industries, offering lessons on resilience, growth, and business management. From flipping houses to managing trucking logistics, Kendrick shares his unique perspective on building success across two seemingly different fields. Tune in for an inspiring discussio...
Dec 03, 2024•47 min•Ep. 35
While financial abundance is desirable, it’s crucial to prioritize both wealth and health, and this is where velocity banking and IBC strategies can play a pivotal role. Join Nino Gonzalez and Pei Chen as they explore the concept of balancing financial stability and health through innovative IBC strategies. Discover how to fund an IBC policy using a line of credit and leverage the cash value for financial growth while maintaining a healthy lifestyle. This episode is a must-listen for anyone seek...
Nov 26, 2024•58 min•Ep. 34
In this episode, we dive into passive income stacking, an advanced strategy for generating consistent cash flow without relying solely on savings. Nino Gonzalez and Pei Chen explore key concepts such as leveraging lines of credit and integrating the Infinite Banking Concept to build wealth efficiently. If you're curious about how to kickstart your passive income journey or level up your financial strategies, this episode provides insightful tips on making the most of your financial situation, re...
Nov 19, 2024•44 min•Ep. 33
In this episode, travel hacking expert Bryce Conway joins the show to dive into the world of maximizing points and miles to unlock incredible travel experiences. Bryce, the founder of 10xTravel, shares practical strategies for optimizing travel rewards and explains how even beginners can start using travel hacking to score flights and luxury stays for less. Hosted by Pei Chen, this conversation breaks down the basics, uncovers tips for getting the most out of your points, and offers valuable ins...
Nov 12, 2024•59 min•Ep. 32
Unlock the secrets to financial freedom by learning to think like a banker, not a worker. In this episode, Nino Gonzalez with Pei Chen dive deep into the Infinite Banking Concept (IBC) and how it can transform the way you manage your finances. They explore how IBC can eliminate debt, build passive income, and create generational wealth. Whether you're new to the concept or looking for advanced strategies to maximize your money's velocity, this episode will guide you through practical steps to ta...
Nov 05, 2024•1 hr•Ep. 31
In this episode, Nino Gonzalez and Pei Chen dive deep into the concept of velocity banking. They revisit this powerful strategy, first introduced in Episode 17, to help you eliminate debt faster while creating positive cash flow. Together, Nino and Pei explore how leveraging simple tools like lines of credit can dramatically improve your financial outlook. If you're looking for ways to manage your finances more effectively and ultimately build wealth, this episode offers practical insights you w...
Oct 31, 2024•58 min•Ep. 30
In this episode, Nino Gonzalez dives deep into the concept of mindfulness for financial goals with clinical psychologist Dr. Teresa Yeh. They explore how early life experiences shape our relationship with money, the role mindfulness plays in achieving financial and personal goals, and practical tips for incorporating mindfulness into everyday life. If you’re seeking to improve both your financial habits and mental well-being, this episode offers insightful perspectives and actionable advice. Tun...
Oct 29, 2024•57 min•Ep. 29
In this episode, Nino Gonzalez and Pei Chen dive deep into real estate strategies with special guest Cori Zigman. With a wealth of knowledge, Cori shares essential real estate flipping tips, discussing the highs and lows of flipping, long-term rentals, and passive income. Whether you're new to real estate or an experienced investor, Cori's journey and advice provide actionable insights for anyone looking to make smart real estate moves. Tune in to discover what it takes to succeed in today’s mar...
Oct 24, 2024•51 min•Ep. 28
In this episode, Nino Gonzalez and Pei Chen dive into the essential topic of investment risk management. Whether you're managing your finances alone or alongside a partner, navigating investment risks is critical. Nino and Pei share personal insights on how to communicate financial challenges, handle losses, and develop a proactive strategy to protect your portfolio. Learn how to assess risk, manage setbacks, and ensure that both you and your loved ones are on the same page when it comes to fina...
Oct 22, 2024•51 min•Ep. 27
