Send us a text Today, we're diving into how to handle investing and paying off debt. We'll talk about building an emergency fund, choosing between a traditional 401k and a Roth 401k, and figuring out the best order to invest and pay off your debts. These are simply suggestions, always consult a professional for your own personal situation. Check out Nectarine for flat fee financial advice. I will be compensated by Nectarine if you use my affiliate link, which creates an incentive and conflict of...
Jun 18, 2024•12 min
Send us a text In today's episode, I'm thrilled to talk with Grace Vandecruze. Grace shares her incredible journey from being homeless to becoming a millionaire. We chat about her inspiring family, her path to success, and the power of believing in yourself. Grace's story is full of hope, resilience, and valuable lessons about financial wisdom. Join us as we explore how she overcame obstacles and learned to thrive. About our guest: Grace Vandecruze is twenty years into a successful career as an ...
Jun 13, 2024•41 min•Season 2Ep. 77
Send us a text We are joined by our guest Bill Yount of Catching Up to FI , for a compelling conversation about the diverse and impactful stories of individuals who have achieved financial independence. We discuss the power of storytelling and vulnerability in creating a strong community that supports and inspires each other on their financial journeys and the significance of changing one's circle of influence to surround oneself with like-minded individuals who share similar goals and aspiratio...
Jun 11, 2024•44 min
Send us a text Today, I'm super excited to share something I've been working on for months. This week, we're launching my collaboration with a budgeting app called My Budget Coach. This zero-based budgeting app helped me pay off a million dollars in debt, and now, it can help you too, with the guidance of an avatar. My partner in this, Aitzarelys, is here to share her expertise. We'll talk about how zero-based budgeting can give you clarity and help you achieve your goals. Join us as we dive int...
Jun 06, 2024•42 min•Season 2Ep. 76
Send us a text Today, I'm super excited to chat with my friend Zach Whelchel about something I absolutely nerd out on—budgeting! We dive into how budgeting helped me pay off a million dollars in debt and explore the awesome method of zero-based budgeting, where every dollar gets a job. Zach and I also introduce you to MyBudgetCoach, an amazing app he created that pairs you with a coach to make budgeting simple and fun. Zach shares his personal journey and insights on how budgeting can totally tr...
Jun 04, 2024•37 min
Send us a text Today, we are joined by our amazing guest, Kara Stevens. Kara shares her inspiring story of moving from New York to Ghana, finding joy, and creating a fulfilling life for herself and her family. We talk about the importance of financial intentionality, the benefits of living abroad, and how she balances her personal finance platform, The Frugal Feminista, with a more relaxed lifestyle. About our guest: Kara Stevens, founder of The Frugal Feminista, believes every woman is a revolu...
May 30, 2024•39 min•Season 2Ep. 75
Send us a text In today's episode, I’m talking about how changing your circle of influence can help you achieve financial independence. I share my personal journey of connecting with inspiring people through podcasts, social media, and events. These connections became my friends and role models, helping me stay motivated and focused on my goals. Books and Podcast Recommendations, click here! Support the show --- Please join me here, and follow me on social media, Instagram , and Facebook . Need ...
May 28, 2024•11 min
Send us a text In today's episode, I’m excited to have Kadeem Leslie with us today. Kadeem shares his incredible journey from Jamaica to achieving financial freedom before 30. He talks about the challenges he faced growing up, the pivotal moments that shaped his path, and the strategies he used to build multiple streams of income. From starting a property management company to investing in vending machines and real estate. About our guest: Kadeem Leslie is an entrepreneur, real estate investor, ...
May 23, 2024•57 min•Season 2Ep. 74
Send us a text In today's episode, I reflect on turning 43 and share seven important lessons I hope my daughters will learn. From self-love and integrity to understanding money and embracing failure, these lessons are the foundation for a happy, successful life. Join me as I explain why these lessons matter and how I plan to teach them to my kids. Let's celebrate growth, learning, and the power of chosen family together! Support the show --- Please join me here, and follow me on social media, In...
May 21, 2024•17 min
Send us a text Today, we are joined by Kelly Thompson to dive deep into the world of money and getting paid what you're worth. Kelly shares her extensive experience in banking and human resources, where she has negotiated salaries, handled compensation packages, and advocated for fair pay. She offers valuable tips on how to confidently negotiate your salary, understand compensation packages, and overcome self-doubt. Kelly also discusses the challenges women face in the workplace, including the g...
May 16, 2024•44 min•Season 2Ep. 73
Send us a text Today, we dive into the topic of homeownership and real estate investing. Inspired by a friend's question, we discuss whether buying a house is truly an investment or just part of the American dream myth. We explore the history of homeownership in the US, how past policies shaped today's market, and the financial realities of owning a home. BJA Investment Group IG Support the show --- Please join me here, and follow me on social media, Instagram , and Facebook . Need help getting ...
May 14, 2024•16 min
Send us a text Today’s episode is really special because my dear friend Jackie Cummings Koski is here to chat. Jackie has been a huge supporter of mine and today she shares her journey in personal finance, including some big wins like becoming a Certified Financial Planner and her insights from her new book, "FIRE for Dummies." We’ll dive into how she’s made smart money moves, even when life threw challenges her way, and she’ll give us some tips on surrounding yourself with the right people to s...
May 09, 2024•1 hr 6 min•Season 2Ep. 72
Send us a text In today's episode, I'm diving deep into what it means to be a union nurse in the San Francisco Bay Area and sharing some exciting news about a book giveaway. We recently negotiated a new contract that's more than just about pay—it's about safe patient care, decent living wages, and our health. I'll break down the benefits we secured and explain how our union fights for us nurses. Also, don’t forget to join our book giveaway by reviewing and following us on social media links belo...
May 07, 2024•20 min
Send us a text Today, we're excited to share a special episode with Anthony Delauney about a topic close to our hearts—children's financial literacy. Anthony, a veteran in the financial services industry, shares his personal journey and insights on teaching our little ones about money. Whether it's his touching stories of family or his practical tips for integrating money lessons into everyday moments, Anthony helps us see that it's never too early to start financial education. About our guest: ...
May 02, 2024•30 min•Season 2Ep. 71
Send us a text Today, I want to discuss the importance of annually reviewing your Social Security statements. Regular checks ensure our earnings are accurately recorded, which is crucial for predicting and securing our financial future upon retirement. By understanding how life events affect our benefits, we can make informed decisions that enhance our long-term financial security. Join me as we explore how to maximize Social Security benefits and safeguard our financial future. Links from the e...
Apr 30, 2024•18 min
Send us a text Today, we have a special guest, Rachel Hernandez. Rachel, a seasoned investor and author, shares her comprehensive journey from starting as a bird dog, scouting real estate deals for others, to mastering the art of mobile home investments. She provides insightful strategies on how to achieve significant cash flow without traditional bank loans, and discusses the advantages of owner financing in mobile homes. If you're curious about alternative pathways to real estate success and f...
Apr 25, 2024•48 min•Season 2Ep. 70
Send us a text Today, I'm sharing how I handle my finances as a labor and delivery nurse in the San Francisco Bay Area. I'll walk you through my income details, my spending habits for March, and how I budget carefully in this high-cost living area. Discover how I manage daily expenses and save for big future goals, like helping my daughter save for her first car! Support the show --- Please join me here, and follow me on social media, Instagram , and Facebook . Need help getting started on your ...
Apr 23, 2024•21 min
Send us a text Today, we have a special guest, Gerry Born, also known as The Millionaire Educator. Gerry has taught me so much about managing money, especially how teachers can grow their savings. He's used some smart tricks to save a lot of money even though he started with a small salary as a teacher. Gerry will talk about how he paid off debts, saved money, and even took mini-retirements to travel. He has a lot of great tips on how to use your money wisely and make it grow. Resources Mentione...
Apr 18, 2024•57 min•Season 2Ep. 69
Send us a text Today, I’m going to talk about something really interesting—my paycheck! I recently shared how much money I make before and after taxes, and lots of people had big reactions. I want to show you how taxes work and explain why I don’t actually pay as much as it seems. I’ll share some funny comments from people who saw my post, and we'll look at my recent pay stubs together. It’s going to be fun and you’ll learn how money can look different once taxes and other things are taken out. ...
Apr 16, 2024•16 min
Send us a text Today, we're diving into the world of real estate, but with a twist. We had the awesome opportunity to chat with Walter Johnson, a real estate expert who has found his niche in mobile home parks. Walter wasn't born into the real estate world. He stumbled upon it in his teens, thanks to a mentor, and took a leap by investing in his first property in Arizona. He saw the potential in mobile home parks for creating wealth and community improvements and never looked back. Walter's jour...
Apr 11, 2024•36 min•Season 2Ep. 68
Send us a text In today's episode, I want to share something really special with you. I posted a story on Instagram and got so much love and support, it made me super happy. I talked about how sometimes I struggle with money, work, and being a mom to three awesome kids all by myself. I want to tell you that it’s okay not to be perfect and it’s important to share our real stories, not just the happy pictures we see online. I also talk about how I’m working hard to pay off some debts and make smar...
Apr 09, 2024•24 min
Send us a text Today, we're talking with my friend Chelsea Samms, who is a Neonatal Intensive Care Unit Nurse. This episode dives deep into a topic that's close to our hearts and impacts our communities greatly: the institutional racism within our healthcare system and its disproportionate effects on Black American families. We're tackling the tough reality of how systemic biases can lead to unfair and often harmful treatment in medical care for Black moms and their babies. It's not just about p...
Apr 04, 2024•44 min•Season 2Ep. 67
Send us a text Today, I'm super excited to share three awesome tips to help you grow your money without needing a financial advisor. First, if you've ever had a job with a retirement plan like a 401k, it's important to move your money with you when you leave. I'll show you a cool free service called Capitalize that makes it super easy. Next, we'll talk about checking your current job's retirement plan to make sure it's invested in a smart way. And lastly, if you have student loans, there's a spe...
Apr 02, 2024•16 min
Send us a text In today's episode, we're chatting with our guest Acquania Escarne why parents should consider getting life insurance for each other, even if they're not living together anymore. It's all about making sure that if anything ever happens to one parent, the kids will still have financial support to help them grow up and maybe even go to college. It's a way to make sure your kids are okay, no matter what. We talked about how to figure out how much insurance you might need and how to g...
Mar 28, 2024•28 min•Season 2Ep. 66
Send us a text In today's episode, I want to share something really cool about owning homes. Did you know that in most places in the United States, women who are not married own more houses than men who are not married? That's right! Even though women usually earn less money than men, they are ahead when it comes to having their own house. We're going to talk about why this might be happening and share some interesting facts about it. I'll also tell you about my own journey of buying houses. I b...
Mar 26, 2024•12 min
Send us a text In today's episode, we dive into how moms like us can manage our money better and teach our kiddos to be smart with their cash too. We chat with Tiffany Grant, who shares her awesome tips on budgeting, saving, and even how to make shopping fun while learning about money. We also explore how important it is for us parents to set good examples, so our kids grow up knowing how to handle their money wisely. It's like we're all on this big adventure together, learning to save, spend sm...
Mar 21, 2024•34 min•Season 2Ep. 65
Send us a text In today's episode, we talk about something super cool and a bit unexpected. Imagine your kid starts making more money than you by streaming videos online. Pretty awesome, right? But it also makes you think a lot about money and family. We dive into how to talk about this with your kids, making sure they're smart with their money, and keeping your family happy and healthy through it all. It's all about supporting each other, learning together, and maybe even setting up some smart ...
Mar 19, 2024•17 min
Send us a text Today, we're chatting with our guest, Karina Daves, about something super important—how sometimes, in families, one person might earn more money than the other, and that's okay! We'll talk about my own experiences being the one who brings home the bacon, and why it's cool to talk openly about money with the people we love. We'll also hear from a super smart friend who knows a lot about getting along better with our partners, especially when it comes to money. About our guest: Kari...
Mar 14, 2024•42 min•Season 2Ep. 64
Send us a text Today, I want to talk about something that's been on my mind a lot. Did you know some families pay as much for childcare each month as they do for their house? That's right! For example, I pay $3,400 a month just so someone can take care of my kids while I work. That's the same as my house payment! It's crazy expensive, and it's not just me feeling this pinch. I read an article from the U.S. Department of Labor that says childcare costs a lot of money everywhere in the United Stat...
Mar 12, 2024•9 min
Send us a text Today, we've got a super exciting episode for you. We're chatting with Tyron Tyson, a nurse just like me, but he's also a whiz in the finance world. Tyron has been through a lot, from facing challenges in nursing to making big moves in building his own wealth. He's here to share his secrets with us so we can all grow our money without making the same mistakes he did. Tyron's story is not just about making money; it's about changing his life path from nursing to focusing on his pas...
Mar 07, 2024•33 min•Season 2Ep. 63
