Send us a text Embark on a captivating journey with Amy as she navigates the complex world of personal finance, drawing from her own experiences of witnessing financial hardship during her parents' divorce as a child. As she enters adulthood and secures a job, Amy grapples with the challenges of managing her finances and carrying the weight of those early struggles. Determined to break free from the cycle of financial instability, she sets out on a quest for financial independence. Through self-...
Jun 08, 2023•37 min•Season 2Ep. 29
Send us a text In this episode, our CFP Leisa Peterson and I discuss important financial decisions for individuals nearing retirement age with none or limited retirement savings. We explore the dilemma of whether to start a 401k or wait for a more stable economic period. We also touch on the significance of addressing existing debt while considering factors like income level, potential salary growth, and forbearance options. We then discuss homeownership while evaluating your motives and ensure ...
Jun 06, 2023•16 min
Send us a text Join us on a thought-provoking journey as we delve into the question: Is financial independence a white privilege? In this podcast, we aim to examine the complex interplay between race, socioeconomic status, and the pursuit of financial freedom. Hear an honest discussions, valuable insights, and a call to action as we uncover the truth about financial independence and its relationship to privilege. It's time to break down barriers and pave the way for a more equitable and inclusiv...
Jun 01, 2023•39 min•Season 2Ep. 28
Send us a text In this episode, our CFP Leisa Peterson and I discuss practical strategies to navigate financial uncertainties during the COVID pandemic, which can be relatable considering the potential financial turmoil in the coming months or years. We discuss the importance of tracking expenses, reducing unnecessary costs, setting financial goals, and adopting value-based budgeting. Invest in yourself and take advantage of free educational resources available online. With a positive mindset an...
May 30, 2023•16 min
Send us a text Join us on a thought-provoking journey as we delve into the question: Is financial independence a white privilege? In this podcast, we aim to examine the complex interplay between race, socioeconomic status, and the pursuit of financial freedom. Hear an honest discussions, valuable insights, and a call to action as we uncover the truth about financial independence and its relationship to privilege. It's time to break down barriers and pave the way for a more equitable and inclusiv...
May 25, 2023•37 min•Season 2Ep. 27
Send us a text In this episode, Certified Financial Planner Leisa Peterson shares her insights on getting on the same page with your partner financially. Drawing from her personal experience and working with couples, she emphasizes the importance of open communication and regular conversations about money. Lisa discusses how aligning financial behaviors and beliefs can lead to a healthier relationship with money. She highlights the significance of expressing individual needs and expectations to ...
May 23, 2023•17 min
Send us a text Are you setting a good financial example for your kids? Join us as we chat with Raquel Curtis, "The Boujee Banker," about how she overcame life's setbacks to create a successful brand helping women worldwide achieve financial freedom. Raquel shares her inspiring journey of learning to budget, invest, and save after a car accident emptied her bank account and forced her to close her businesses. She also talks about how she's teaching her daughter to develop healthy money habits and...
May 18, 2023•46 min•Season 2Ep. 26
Send us a text Today we discuss the two major expenses you need control to save and invest or use to pay down debt to help in your overall personal finance. Below are the main expenses covered: Discussing the main misconception in controlling expenses and how it affects the sustainability of following this principle Controlling your housing costs and transportation costs Tips on how to offset part of these costs Mindful Millionaire Community. Support the show --- Please join me here, and follow ...
May 16, 2023•11 min
Send us a text Anne-Lyse discovered the power of investing and trading in her early twenties allowing her to reach Coast Fire in her early thirties. She has started multiple business and inherited one and discusses the implications as a Black woman. We also discuss the importance od building generational wealth, raising financially savvy kids, and planning for the next generation. Make sure to subscribe to Anne-Lyse’s The Dreamers Podcast About Our Guest: Anne-Lyse Ngatta also known as Anne-Lyse...
May 11, 2023•36 min•Season 2Ep. 25
Send us a text According to recent studies, more than 50% of millennials are financially supporting their parents. The statistics get even more interesting. Did you know that almost 75% of these millennials are women. I also share my concerns about how caring for my parents will affect my finances in these episodes with Dr. Jay: When should you start planning for Long Term Care? Long-Term Care Planning Part 2 Also, according to a 2015 TD Ameritrade study, one in five millennials support their pa...
May 09, 2023•15 min
Send us a text Health Insuance is expensive and complicated, especially if you don’t have access to an employer sponsored plan. Many people struggle with understanding what they are paying for and what is covered. With so much misinformation out there and with medical bills being so hard to understand, you need someone you can trust to help you navigate. Oxana has been getting people the right coverage they need since 2020. Learn how she can help you navigate these rough health care waters. See ...
May 04, 2023•32 min•Season 2Ep. 24
Send us a text Disability Insurance Awareness Month, takes place every May. Disability insurance is a type of insurance that provides financial protection in the event of an unexpected disability that prevents you from working. In this episode, we'll explore why disability insurance is important, how it works, and why it's important to have coverage. We'll also look at some common misconceptions about disability insurance and discuss how to determine the right policy for your individual needs. W...
May 02, 2023•35 min
Send us a text About Our Guest: Maggie Ortiz has been a Critical Care Registered Nurse for 22 years working primarily in the hospital setting. Maggie holds a Master's Degree in Nursing Leadership. Maggie has worked in rural small hospitals to large Level I hospitals in the US. Her experience includes: ER, ICU, Cardiac Cath Lab (Interventional Cardiology) taking heart attack call, Interventional Radiology with Neuro and Trauma Interventions, and Surgical area pre and post, sedation nurse in vario...
Apr 27, 2023•44 min•Season 2Ep. 23
Send us a text In this episode, we are addressing the dismal reports that many people are expected to default on their mortgage in the next few months. We cover: What you can do if you can't pay your mortgage How mortgage companies are responding Possible balloon payment If property taxes and insurance payments included Will it be reported to your credit Request everything in writing Article referenced: Homeowners' Savings Crisis Will Trigger Mortgage Time Bomb Next Month Support the show --- Pl...
Apr 25, 2023•10 min
Send us a text Fed up with a lack of tools to make keeping up with his portfolio easier, Ulrich started Ziggma. Ziggma is designed to help investors stay in control of their portfolios and on track to reach investment objectives.When changes are due to be made, Ziggma helps investors make smart choices with the goal to maintain a well-diversified portfolio. About Our Guest: Ulrich in an investor by conviction. He loves the fact that the stock market allows him to own shares in great companies, w...
Apr 20, 2023•39 min•Season 2Ep. 22
Send us a text In this episode, we talk about leaving a legacy for your children they can benefit from throughout their life not just after you pass. We discuss: Inheritance College funding Down payment assistance Not sacrificing your own retirement to help your children Check out the article referenced CEO: Why I'm giving my kids money now—and not in my will Support the show --- Please join me here, and follow me on social media, Instagram , and Facebook . Need help getting started on your path...
Apr 18, 2023•20 min
Send us a text Rebecca makes research on childbirth publicly accessible. An entrepreneur for 10 years, she’s been making a living off her company for 6 years. She shares how starting a continuing education business allowed her and her husband to achieve total independence from outside employers. Make sure to check out my episode on the Evidence Based Podcast . Get these Pocket Guides while they are available as they sell out fast. About Our Guest: Rebecca Dekker, a nurse with her PhD, is the fou...
Apr 13, 2023•51 min•Season 2Ep. 21
Send us a text Banking distrust dates back to the 1800s. If you feel there is any chance you are facing unfair treatment while applying for loans, particularly mortgages here are your tools to proactively advocate for yourself. We discuss: Historical Mistrust Professional discretion that may not lean in your favor Scrutinizing the Truth in Lending Statement Always ask “Is This the best you can do” Join the Virtual Baby Shower here! Support the show --- Please join me here, and follow me on socia...
Apr 11, 2023•19 min
Send us a text Augustus teaches us how to build financial confidence through engaging with financial information regularly through his platform ShareScoops. The inaccessibility of financial information builds our psychological barriers around financial action. The world needs more context on the economy to understand how to make informed decisions about their job, home, savings, and spending. Take advantage of the opportunity to become an early investor in ShareScoopes . They are fundraising so ...
Apr 06, 2023•36 min•Season 2Ep. 20
Send us a text About our expert: Atiya S. Brown aka The Savvy Accountant is a CPA, CA and a Certified Financial Educator Instructor. She is dually licensed in both Canada and the USA as a Certified Public Accountant. She has over 18 years of experience in the accounting/finance world. She is the owner of The Savvy Accountant® where she is savvy at solving tax issues for her #SavvyFamily aka clients. She has, to date, saved them over $7MM in tax savings with her tax strategy plans and tax help si...
Apr 04, 2023•27 min
Send us a text Kendra Barnes did all the right things, getting the degrees and landing that good government job. However, she knew there was more to life. After attending a party and playing the game CashFlow the world of real estate became a reality for her. Learn how she was able to retire in her 30s through real estate and how she is helping others do the same. Check out Acres: Inspiring Stories of 25 Real Estate Investors Who Are Normalizing Black Wealth One Acre at a Time and join her Faceb...
Mar 30, 2023•33 min•Season 2Ep. 19
Send us a text Our credit expert Shante Nicole walks you through the steps to establish a strong credit history weather you’ve had a financial set back that took your credit off track or you’re just getting started. She is also hosting a credit challenge and it started yesterday (3/27/23) but she has some spots available just for my podcast listeners and followers, but only if you sign up TODAY ! Make sure you follow her and join her Financial Common Cents Facebook group About our expert: Shante...
Mar 28, 2023•40 min
Send us a text Cody has been an entrepreneur from a young age. He learned about the value of passive income early on and was able to reach financial independence in his twenties. Learn how he tried and failed at several side hustles until he discovered digital products and what that has done for his life. Transform your life by learning how to make passive income with digital products with this free eBook . Resources mentioned: Financial Freedom: A Proven Path to All the Money You Will Ever Need...
Mar 23, 2023•45 min•Season 2Ep. 18
Send us a text How to prep your finances for the spring. This is a perfect time to check in with your finances. Use this list as a checkoff if you haven’t these things or need to make sure they are working the way you set them up. Come back to this episode during open enrollment or other life changing events like a birth, marriage or move. About our expert: Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC. She is committe...
Mar 21, 2023•36 min
Send us a text Are your kids Money-Savvy? Learn how to be intentional in your actions around money to teach your kids how to navigate money independently. Holly has created a Future Millionaire Money Camps for Kids and Teens . This program offers an engaging and informative learning opportunity from home and provides quick wins and practical ideas to plant the seeds of financial success far faster than going it alone. Your camper will be equipped to develop a healthy Relationship with Money, Imp...
Mar 16, 2023•50 min•Season 2Ep. 17
Send us a text Did you know that it was possible to tap into your permanent life insurance policy to buy real estate? Our Life Insurance Expert Acquania Escarne breaks down how she has been able to leverage her life insurance policies to purchase rental properties, syndications and even hotels! She shares how you can too and for far less money than you think. About our expert: Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, ...
Mar 14, 2023•44 min
Send us a text Teach your kids practical applications of finance so that they can navigate their lives not having to chase money. Rob has been a pivotal figure in shaping how our kids learn about money. His illustrative children's book “ M is for Money ” teaches the ABCs of personal finance in an inclusive way that makes money accessible to everyone. Loving to side hustle, Rob also shares how he is helping teaches supplement their income and expanding educational resources in the classroom at th...
Mar 09, 2023•39 min•Season 2Ep. 16
Send us a text Our Expert CFP Dr. Jay and I revisit the long term care planning conversation and what I discovered from my conversation with my parents. To say that I feel underprepared is an understatement. Dr. Jay provides resources and things to consider when taking on the responsibility of caring for aging loved ones. Have you created a plan for when you eventually need assistance with everyday activities and are unable to care for yourself for a long period of time? Do you know what you wou...
Mar 07, 2023•48 min
Send us a text We all want to retire, you have more control over when you retire than you think. Daphne joins us to discuss your investment mix, the importance of life insurance, how owning a business can accelerate your path to financial freedom. About Our Guest: Daphne Jones, Financial Educator, Bitcoiner, and Podcaster is helping GenX women design their version of Financial Independence. She believes that through investing and entrepreneurship, GenX women can grow their wealth. After more tha...
Mar 02, 2023•33 min•Season 2Ep. 15
Send us a text Joined with our Expert CFP Dr. Jay, we tackle a listener question. Should they focus on paying off their student loans or increase investments in their employer sponsored retirement plan. We discuss employer matches, when to invest vs focus on debt payoff, and what to expect with federal student loans over the next few months. Resource Mentioned: Advice Only Network About our expert: Dr. Jay Zigmont, CFP®, and his wife are Childfree and live in Water Valley, MS. He has a Ph.D. in ...
Feb 28, 2023•36 min
