Send us a text The FIT Family tree is growing! Brendan is a Durham NC history teacher who is a former student and colleague of a previous FIT guest. Inspired by his former teacher/coworker, he went from saving money to understanding the basics of the stock market and the power of a Roth IRA and becoming an investor. Brendan has maxed out all NC pay scale upgrades by becoming a National Board Certified teacher and was fortunate to be locked into to masters pay. SHARE HOW FIT HAS IMPACTED YOU FOR ...
Dec 01, 2024•42 min•Season 4Ep. 193
Send us a text Ryan was a teacher in Colorado but retired early at 50 years old. In this episode, he discusses what it is like to retire early when all of your friends and spouse are still working. Ryan believes in a philosophy that he calls "more F money"...Fun, Future, and Philanthropy. SHARE HOW FIT HAS IMPACTED YOU FOR EPISODE 200! https://forms.gle/RiqfrUzZJsMVJQ8T8 Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiall...
Nov 24, 2024•48 min•Season 4Ep. 192
Send us a text Brendan has been a math teacher for over a decade in the Baltimore City Schools. Growing up in the suburbs of Philly, he found plenty of opportunity in Baltimore as a teacher and now teacher/coach. With a salary of over 120k, he will discuss maximizing the opportunities that are available to educators and how to take advantage of them. SHARE HOW FIT HAS IMPACTED YOU FOR EPISODE 200! https://forms.gle/RiqfrUzZJsMVJQ8T8 Be a guest on the show: https://www.financiallyindependentteach...
Nov 17, 2024•56 min•Season 4Ep. 191
Send us a text How much money do you need to have per month for retirement? On this episode, Chad lays out his plan, numbers, and thought process. Chad and his wife are both NC educators. Chad grew up on government assistance in a one bedroom apartment in NYC before moving to NC to teach world history. Through all of the trials and tribulations, these two NC educators are approaching a two million dollar net worth (no inheritance and no lotto winnings). Be a guest on the show: https://www.financ...
Nov 10, 2024•1 hr•Season 4Ep. 190
Send us a text As teachers, we often say, "there is no such thing as a dumb question"...unfortunately, many Americans are struggling financially and don't ask for help. In this episode, we look at some of the basic questions Americans don't ask but should. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependentteachers.com/services-4...
Nov 03, 2024•44 min•Season 4Ep. 189
Send us a text David Gourley and his wife both taught in our public schools for around a decade, his passion for teaching and helping others transformed from the classroom to financial coaching. Now, David is advising teachers with their money. https://www.k-12planning.com/links Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependentteachers...
Oct 27, 2024•57 min•Season 4Ep. 188
Send us a text Drew is an LA PE teacher who is utilizing his former college athlete swim skills as a lifeguard to bring in an extra 30k per year as a side hustle. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependentteachers.com/services-4...
Oct 20, 2024•51 min•Season 4Ep. 187
Send us a text Paige is a NC school counselor who faced over 40k in debt. Over the last 4-5 years, she has become completely debt free and is now working to making her first home purchase. Paige has made many sacrifices to put herself in this position by attending community college, driving to university vs. the dorm life, and living back home upon getting her first job in education. Self admittedly, Paige says she was a ZERO out of TEN when it comes to understanding personal finances as a begin...
Oct 13, 2024•44 min•Season 4Ep. 186
Send us a text You've heard the education buzzwords and cliche's...Piggyback, Differentiation, Pivot, Fidelity, and the idea of the FIXED mindset vs. a growth mindset. As a teacher or middle income earner who believes financial independence is possible, you will often get pushback from individuals who think you are borderline crazy for believing it is possible. This bred the idea of the concept of a FIT Mindset vs. a FIXED Mindset. What is the difference? Take a listen and find out! Be a guest o...
Oct 06, 2024•44 min•Season 4Ep. 185
Send us a text Kristen is a former NC teacher who moved back to her home state of NJ to resume her career in education back home. Kristen is a teacher and union president for her district and has a passion for dissecting teacher pay scales from around the nation. In this episode, Kristen talks about some of the high and lower salary teacher pay scales she has seen, as well as the places in the US that provide the most bang for your buck. Be a guest on the show: https://www.financiallyindependent...
Sep 29, 2024•53 min•Season 4Ep. 184
Send us a text Ben is a recently tenured Orchestra teacher just south of NYC in NJ. Ben is one of the first followers of the FIT podcast and was guest way back on episode 121. Since his last interview, he has earned a masters degree, bought a house and continued to invest. Ben recently went through the FIT "Find Your Freedom" coaching session and he is back to share his findings. During the meeting, I revealed some crazy numbers for what his retirement MIGHT look like. If you are interested in s...
Sep 22, 2024•50 min•Season 4Ep. 183
Send us a text Liz is a former SC educator who is married to a South Carolina teacher. After a decade + in the classroom, she now works with the state, guiding college medical students on personal finance and navigating student loan debt. Passionate about personal finance AND married to a personal finance teacher, Liz and her husband work together to manage their different money personalities. There are so many good nuggets in this episode, you won't want to miss it....
Sep 15, 2024•57 min•Season 4Ep. 182
Send us a text Mary Ann Sullivan has done it all! Classroom teacher, instructional coach, admin, and work at the district office. She has recently moved out of education with an "early" retirement but is coming back to be a CFP and help teachers with their finances. On this episode, we discuss 403(b) and 401(k) rollovers, Roth conversions, roadblocks for teachers and their finances PLUS much more!
Sep 08, 2024•1 hr 1 min•Season 4Ep. 181
Send us a text Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependentteachers.com/services-4...
Sep 01, 2024•49 min•Season 4Ep. 180
Send us a text Teachers have TWO days of New Years! 1. Back to school 2. January 1 Dave and Brandon discuss things to think about with your finances, life, and school year as the majority of NC teachers get students back this week!
Aug 25, 2024•47 min•Season 4Ep. 179
Send us a text When is enough...enough? Being comfortable in your own skin and determining what makes you happy is a major theme of this episode as we discuss personal finance and education with a Wisconsin educator. Do you value what others want you to value or do you march to the beat of your own drum? Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.fina...
Aug 18, 2024•58 min•Season 4Ep. 178
Send us a text Brandon and Dave discuss the American retirement crisis. On a recent CBS special, it was revealed that over 50% of Americans who "retire" don't actually have enough money to do so. In addition, 20% of Americans age 65+ have had to reenter the workforce. In this episode, we will highlight a Florida couple who has had to go back to work at ages 66 and 77 years old. What mistakes did they make to put themselves in this position? How do you know you are ready for retirement? Learn fro...
Aug 11, 2024•47 min•Season 4Ep. 177
Send us a text John and his wife are both California educators, nearing the end of their teaching careers (2-7 years left). John is a middle school music teacher and his wife is a primary school educator. Even though John didn't read his first book on personal finance until the age of 40, he is on fire for everything related to personal finance and has been focused on catching up. From learning woodworking skills and carpentry to renovate their home, John and his wife are the epitome of those wh...
Aug 04, 2024•50 min•Season 4Ep. 176
Send us a text Miguel is an ESL teacher in the Chicago area who has an amazing story! He left his home country of Venezuela with little to nothing to his name before coming to America on a visa to learn English. Whil. e here, he met his now wife and ended up moving to the US permanently. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependen...
Jul 28, 2024•1 hr•Season 4Ep. 175
Send us a text Do you have kids? Grandkids? Nieces or Nephews? Will you potentially have kiddos one day? In this episode, Dave and Brandon discuss some qualitative and quantitative tips and tricks to set kids up for success. 529's to Roth Authorized Credit Card Users Financial Modeling Brokerage Accounts Talking Money ...More! Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coa...
Jul 21, 2024•1 hr 1 min•Season 4Ep. 174
Send us a text Jackie Cummings Koski, is a personal finance educator & consultant. After overcoming poverty, divorce & single motherhood, Jackie reached F.I.R.E. in her 40s, making less than six figures. Before retiring, she grew her wealth to over $1 million and her story and personal finance tips have been featured on CNBC, Forbes, and Market Watch . She holds the Certified Financial Planner and Accredited Financial Counselor credentials. Her commitment to educating and empowering Amer...
Jul 14, 2024•1 hr 6 min•Season 4Ep. 173
Send us a text Guest favorite, Gerry Born (AKA Millionaire Educator) is back on FIT to take part in a special FIT Q&A episode. Gerry gives us a quick 5 minute life update and then dives into around 15-20 questions submitted by YOU, the FIT Family! Gerry covers a wide range of topics on this show and it is always a good time hearing his perspective. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteacher...
Jul 07, 2024•1 hr 3 min•Season 4Ep. 172
Send us a text Barbara is a Chicago teacher who had to start at over at 45 years old. During the divorce, she took on $250,000 of the debt. Over the course of the next 4 years, she paid everything off and even has 25k invested! To say she went scorched earth is an understatement! A side hustle, two side jobs and many 80 hour weeks behind her, she's now in a position at 50 to build wealth and will likely have over 500k in investments when she retires. Be a guest on the show: https://www.financial...
Jun 30, 2024•44 min•Season 4Ep. 171
Send us a text Gary and his wife Kim started their teaching careers in Vegas but quickly realized they could earn much more in their native home in Alaska. Because of their hire date, they were able to teach 20 years in AK and immediately draw on their pensions, netting them 6k per month. Retirees before the age of 50, they searched for the perfect retirement home and settled in northern AZ. In "retirement", Gary is an Alaskan trail guide for a portion of the year and Kim just accepted a job at ...
Jun 23, 2024•58 min•Season 4Ep. 170
Send us a text Retired after 30 years of teaching in Texas, Chris has a net worth of almost 2 million. Chris was the breadwinner for the majority of his career as his wife dropped in and out of the workforce to stay at home and raise their kids. In this episode, Chris talks about how he got there and things to do as you prepare for retirement. You won't want to miss his journey, it wasn't always easy! Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our ...
Jun 16, 2024•56 min•Season 4Ep. 169
Send us a text Trevor is our first ever teacher guest from Idaho! He started in outdoor education as a trail guide and mountaineer but has switched to being an 8th grade science teacher across the border in Wyoming. Because of the flexibility and time off being a teacher, he is still able to side hustle in the outdoors as a mountain guide. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign u...
Jun 09, 2024•49 min•Season 4Ep. 168
Send us a text Throughout our journey on the FIT podcast, we've discovered a theme...many teachers have multiple streams of income. This show highlights some of the side hustles we've heard our teacher guests utilize to get out of debt and supercharge their investments. Be a guest on the show: https://www.financiallyindependentteachers.com/contact-8 Check out our website: https://www.financiallyindependentteachers.com/ Sign up for FIT coaching: https://www.financiallyindependentteachers.com/serv...
Jun 02, 2024•30 min•Season 4Ep. 167
Send us a text Joel is a teacher and wrestling coach who makes it clear that his family isn't cheap, but they are frugal. At 36 years old, he negotiated with his school and recently took the year off. During this time, his wife is stepping away from education which was scary, but that’s about as fearless as it gets! Joel has started two businesses has learned a whole bunch along the way. In school, he switched from the classroom to physical education, which has reduced his grading etc. They are ...
May 26, 2024•58 min•Season 4Ep. 166
Send us a text Brian Preston is the founder and host of The Money Guy Show and Managing Partner and co-founder of Abound Wealth Management (an RIA with around $1 billion in assets under management). With over 25 years of financial planning experience, he loves helping people implement simple financial strategies that go beyond common sense. He started podcasting as a passion project in 2006 out of pure enthusiasm for this new medium that allowed him to share the good news of financial strategy w...
May 19, 2024•52 min•Season 4Ep. 165
Send us a text Ray Tran is the son of immigrant parents and is a financial literacy teacher, wealth/real estate coach, and real estate investor residing in Brooklyn, NY. After graduating with a degree in Financial Economics, Ray began working at Ernst & Young. Despite his initial enthusiasm, he soon realized that the corporate world did not fulfill him so he quit his corporate job after realizing his true passion was to teach/educate others. Ray's life was thrown a major curveball when his f...
May 12, 2024•53 min•Season 4Ep. 164
