Ever had an awkward encounter around money while dating? Host Yanely Espinal speaks with author and financial therapist Aja Evans about how to have better money conversations in your romantic life. Think you’re financially inclined? Dig deeper into money and dating: - More suggestions for how to talk about money while dating from Ellevest - Grow your financial intimacy with NPR’s “Life Kit” - Check out The Knot’s 50 affordable date ideas Are you in an educational setting? Here’s a handy listenin...
Apr 25, 2025•13 min•Season 4Ep. 8
How do you get what you want and the pay you deserve? Host Yanely Espinal talks with career coach and personal finance writer Mandi Woodruff-Santos about the ins and outs of negotiation and how to start building these skills long before your first job offer. Think you’re financially inclined? Dig deeper into negotiation: Some helpful questions you might consider before going into a negotiation Additional negotiation tips from psychologist Ruchi Sinha’s TED Talk Specific advice for negotiating a ...
Apr 18, 2025•13 min•Season 4Ep. 7
How do you decide what job is right for you? Host Yanely Espinal talks to early-career coach and consultant Jade Walters about the value of internships and how to find, get and excel in them. Think you’re financially inclined? Dig deeper into internships: Advice for landing your dream internship How to make sure your internship is worth your time Additional tips for making the most of your internship Are you in an educational setting? Here’s a handy listening guide . Thanks for listening to this...
Apr 11, 2025•15 min•Season 4Ep. 6
Want to make a difference with your money? In this episode, host Yanely Espinal speaks with author and financial educator Kara Perez about how to align your money with your values. Perez gets into the ways that you can spend, save, and invest based on what matters to you. Think you’re financially inclined? Dig deeper into making change with your money: Learn more about sustainable investing from Harvard Business School Read about the impact of supporting small businesses Find more on ethical ban...
Apr 04, 2025•12 min•Season 4Ep. 5
Not sure how you’re going to pay for college? Host Yanely Espinal talks with college counselor Teng Yang about the different funding options available to students, and what they should watch out for when making their decisions. Think you’re financially inclined? Dig deeper into how to pay for college: Check out this worksheet to compare financial aid offers, from the National Association of Student Financial Aid Administrators Learn more about grants and scholarships from the College Board Find ...
Mar 28, 2025•17 min•Season 4Ep. 4
Do you get stressed out thinking about life after high school? Host Yanely Espinal talks to college counselor Ralph Johnson about choosing the right path for you and thinking of this as an important financial decision. They discuss the pros and cons of different types of colleges and the criteria you should consider when deciding where to go. Think you’re financially inclined? Dig deeper into next steps after high school: Read more about the different types of colleges from the College Board Sea...
Mar 21, 2025•12 min•Season 4Ep. 3
Want to be your own boss? In this episode, host Yanely Espinal talks to attorney-turned-entrepreneur Sam Vander Wielen about the basics of setting up a new business and what you need to know to protect yourself as a business owner. She shares some useful resources that can help you along the way. We also hear from 21-year-old Leslie Zuñiga about what she learned from starting her own nail art business. Think you’re financially inclined? Dig deeper into how to start a business: The U.S. Small Bus...
Mar 14, 2025•16 min•Season 4Ep. 2
Does talking about money make you uncomfortable? In this episode, host Yanely Espinal talks with author Erin Lowry about how to approach awkward money conversations. They discuss everything from splitting costs to loaning friends and family money to etiquette around payment apps like Venmo. Think you’re financially inclined? Dig deeper into understanding how to have tough money talks: Learn more about your money personality from NerdWallet See additional tips for navigating difficult money conve...
Mar 07, 2025•16 min•Season 4Ep. 1
Host and financial literacy advocate Yanely Espinal is back for Season 4 to get the answers to your money questions and set you up to succeed . This season, we’ll be discussing everything from launching your own business to paying for college. We dig into negotiation techniques and teach you how to navigate tricky money conversations with friends and family. You don’t want to miss it! This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limite...
Feb 28, 2025•1 min
This week, we’re sharing an episode from another podcast we think you’ll love. In this episode of “ Sportly” from Immigrantly Media, host Kavitha Davidson dives into the quirky origins of pickleball, exploring how this simple backyard game has become America’s fastest-growing sport. Davidson uncovers the story behind the paddle — from its humble beginnings on Bainbridge Island, Washington, to celebrity-filled tournaments and public park controversies — and how a game meant to pass the time is no...
Oct 18, 2024•25 min
Host Yanely Espinal talks with Kevin Matthews , financial educator and author, about how to find financial advice you can trust. Think you’re financially inclined? Dig deeper into how to evaluate financial advice: Protect yourself from social media “finfluencers” More tips for choosing a financial adviser Questions to ask a financial adviser How to get cheap or free financial advice Are you in an educational setting? Here’s a handy listening guide . Thanks for listening to this episode of “Finan...
Oct 04, 2024•17 min•Season 3Ep. 8
Scammers are good at manipulating teens. Join host Yanely Espinal and Proofpoint’s Selena Larson to learn how to stay ahead of the scammers. Think you’re financially inclined? Dig deeper into the world of cybersecurity: This article in Vox talks about the prevalence of scams amongst Gen Z Learn about common types of scams 4 online scams teens are falling for and how to avoid them Are you in an educational setting? Here’s a handy listening guide . Thanks for listening to this episode of “Financia...
Sep 27, 2024•11 min•Season 3Ep. 7
Just because online gambling is now legal and endorsed by sports teams doesn’t mean it’s safe. Journalist Danny Funt gets into it with host Yanely Espinal. Think you’re financially inclined? Dig deeper into the risks of online gambling: Just how common is gambling these days? A story of overcoming gambling addiction If you or someone you know needs help with a gambling problem, call the National Problem Gambling Helpline Are you in an educational setting? Here’s a handy listening guide . Thanks ...
Sep 20, 2024•16 min•Season 3Ep. 6
Credit scores may seem scary and confusing, but they don’t have to be! Yanely Espinal sits down with financial therapist and money coach Jasmine Ramirez to talk about what a credit score is, how they’re calculated and what you can do to keep yours high. Think you’re financially inclined? Dig deeper into credit scores: Understand how your credit score is calculated Learn more about how your age can influence your credit score Debunk common credit score myths Are you in an educational setting? Her...
Sep 13, 2024•14 min•Season 3Ep. 5
Before you drop your hard-earned cash on something big, stop and think it through. Yanely Espinal talks to financial educator Mykail James about how to be more intentional when making big purchases in your life, and what to do if you have regrets afterward. Think you’re financially inclined? Dig deeper into the world of smart purchasing: Read more on impulse buying A psychologist’s tips for avoiding buyer’s remorse Listen to stories about buyer’s remorse for pandemic purchases Are you in an educ...
Sep 06, 2024•11 min•Season 3Ep. 4
Host Yanely Espinal talks with professor Jasmine McNealy about “dark patterns” that manipulate us online: what they are, where to look for them and how to protect yourself. Think you’re financially inclined? Dig deeper into dark patterns: Learn about all things dark pattern from Deceptive Patterns Listen to the role of dark patterns in e-commerce at Marketplace Read about how laws and regulations can limit dark patterns on Vox Are you in an educational setting? Here’s a handy listening guide . T...
Aug 30, 2024•16 min•Season 3Ep. 3
Our decisions about money don’t always make logical sense. Financial therapist Lindsay Bryan-Podvin helps us understand why, and how you can hack your brain to make smarter money choices. Think you’re financially inclined? Dig deeper into the psychology of spending: The ultimatum game shows us how we think about money Check out this NerdWallet explainer for more about financial therapy Lights, Camera, Budget! is a game that lets you learn about money by taking on the role of movie producer Are y...
Aug 23, 2024•16 min•Season 3Ep. 2
In this episode, host Yanely Espinal talks banking with money educator Sahirenys Ortega Pierce . They go over key differences between types of banks, what factors to consider when choosing the right account for you, and what you need to open your first account. Think you’re financially inclined? Dig deeper into the world of banking: Learn more about banking 101 from Investopedia Familiarize yourself with the ins and outs of checking accounts from NerdWallet Refresh your memory on the components ...
Aug 16, 2024•16 min•Season 3Ep. 1
Host and financial literacy advocate Yanely Espinal is back for another season of the money lessons we wish we learned earlier — the ones that can help us live life on our own terms. This season, we’ll share essential info about bank accounts, gambling, scams, and how our brains can mess with our money. New episodes starting Aug. 16. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up...
Aug 09, 2024•1 min
Being a first-generation student can mean facing bigger financial pressures than your peers, with less generational knowledge and wealth. Yanely Espinal talks to Gigi Gonzalez, the First Gen Mentor , to help you navigate the unique pressures of being the first in your family – whether that’s being a first-gen American, first-gen college student, first-gen professional, first-gen entrepreneur or more! Think you’re financially inclined? Check out these resources: Explore resources for first-gen st...
Dec 15, 2023•19 min•Season 2Ep. 8
Income taxes can be intimidating, especially if it’s your first time filing on your own. But don’t worry, host Yanely Espinal sat down with the self-proclaimed superhero of taxes , Duke Moore , to break it down so you can know what you owe… or what the IRS owes you as a refund! They talk about all the different tax forms, explain deductions and write-offs, and reveal the most important box you have to check if you’re a young person filing taxes. Think you’re financially inclined? Dig deeper into...
Dec 08, 2023•18 min•Season 2Ep. 7
Every generation faces challenges when they enter the workforce for the first time, but Gen Z may have an especially tough time. Social media manager Amir Henley can help you stand out in a tough job market. Think you’re financially inclined? Check out more tips on entering the workforce: Websites where you can start looking for that job Some free resume templates Learn to write a cover letter in your own voice Are you in an educational setting? Here’s a handy listening guide . This podcast is p...
Dec 01, 2023•17 min•Season 2Ep. 6
With all the hype about cryptocurrency, how can you tell a good investment from bad? Yanely Espinal sits down with college student and crypto investor Giovanni Moreno and journalist Caitlin Ostroff to learn what crypto is, how it works and what red flags to look for. Think you’re financially inclined? Dig deeper into cryptocurrencies: Read this guide from Investopedia on what you should know before investing in crypto. Stay up to date with crypto news from CoinDesk . Do your research on how diff...
Nov 24, 2023•18 min•Season 2Ep. 5
Being an influencer might sound like the best job in the world, but viral content creator Sid Raskind, who has over 4 million TikTok followers, says that it’s a lot harder than it looks. Think you’re financially inclined? Learn more about the reality of influencer life: A very small number of influencers earn the majority of money and views Black influencers are paid less than white influencers , and the racial pay gap might be worse for influencers than people in other industries Are influencer...
Nov 17, 2023•15 min•Season 2Ep. 4
Student loans don’t have to be scary, you can make them work for you! This week, “Financially Inclined” host Yanely Espinal sits down with content creator Carmen Perez to dig into all the details of understanding the lingo, reading the fine print and making a budget so you can stay on top of your loans. Here are some additional helpful resources: Go to the Federal Student Aid site to find resources, calculators, definitions and everything else you need to get started on your student loan journey...
Nov 10, 2023•15 min•Season 2Ep. 3
With the rising cost of college in the United States, you can’t sleep on scholarships. This week, Yanely Espinal chats with Youssef Hasweh, a scholarship wiz who got a full ride to University of Chicago, about finding the right scholarships for you, keeping those applications and deadlines organized, and understanding what “full ride” really means. Think you’re financially inclined? Dig deeper into scholarships. Find more from Hasweh at Youssef University. Check out this Forbes list of the “9 Be...
Nov 03, 2023•16 min•Season 2Ep. 2
Saving money might sound like a chore, but Yanely Espinal and Berna Anat are here to remind you that saving money can help you afford more of what you want, and you can have fun along the way! Think you’re financially inclined? Check out the savings tips below: Check out this comparison of high-yield savings accounts from NerdWallet Here are some free savings trackers you can print Look at these different savings apps reviewed by Bankrate And you can find more financial tips from Berna on her In...
Nov 03, 2023•18 min•Season 2Ep. 1
Financially Inclined From Marketplace is back for season 2 with more money lessons we wish we learned earlier — the ones that can help us live life on our own terms. This season, host Yanely Espinal is digging into how to pay for college, getting a job, crypto currencies, saving money and paying taxes. New episodes start November 3. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up ...
Oct 27, 2023•1 min
Have you ever heard the terms “stock market” or “index fund” and thought to yourself, “What the heck is that? And should I put money in there?” This week, Yanely Espinal talks with TikToker and money coach Delyanne Barros to figure out how to start investing. Think you’re financially inclined? Dive deeper into investing. Play this investing simulator game from Next Gen Personal Finance Compare online brokerages with NerdWallet Check out related Marketplace stories here Are you in an educational ...
May 26, 2023•19 min•Season 1Ep. 6
Dealing with money is super important and unavoidable. But it seems like the older we get, the harder it is to talk about. This week, Yanely Espinal talks with Marketplace host Reema Khrais, who chats with people every day about their relationships with money on her podcast “This Is Uncomfortable.” Reema explains why conversations about money are so important and how we can all have a better relationship with money. Think you’re financially inclined? Use these money reflection tools. Take the Kl...
May 19, 2023•15 min•Season 1Ep. 5
