In this week's episode: Tax Season 2024: What Documents do you need for your Taxes? Did you get your W-2 & 1099s? Standard Deductions or Itemize Return? What should you tell your Tax Pro? We would also like to hear from you on future casts and tips you like for us to talk about in 2025. Please just email us at topshelftalks@yahoo.com. #Podcast #Networth #reactions #topshelftalks #401k #401kContributions #Makingtherightfinancalplan #CONSUS #areyoudoingenough #Financialplan #Fiduciary #Hiddenm...
Jan 27, 2025•5 min•Season 4Ep. 4
In this week's episode: We look at GM: Revenue in 2024 strong GM Financial revenue is increasing What is GM doing in EV market? Is the price point right for you? Would you invest in a GM product? We would also like to hear from you on future casts and tips you like for us to talk about in 2025. Please just email us at topshelftalks@yahoo.com. #Podcast #Networth #reactions #topshelftalks #401k #401kContributions #Makingtherightfinancalplan #CONSUS #areyoudoingenough #Financialplan #Fiduciary #Hid...
Jan 15, 2025•8 min•Season 4Ep. 3
Our First Episode in 2025: We review IRS Changes for 2025: Personal Exemption stays at $0 as part of the 2017 Tax Cut / Jobs Act Standard deduction limit increases to $15,000 ($30,000 for MFJ) Marginal Tax Brackets set to new limits Earned Income Tax Credit (EITC), limit raised to over $8,000 Estate Tax Limits increase over $13.9 mil Gift limit to $19,000 for 2025 We would also like to hear from you on future casts and tips you like for us to talk about in 2025. Please just email us at topshelft...
Jan 06, 2025•4 min•Season 4Ep. 2
What is new for 2025, we are: Going to do quick shorts two times a week with tips and things happening Company Profiles Tax Tips Investment outlooks How to save money We have to bring Tom back to the show!!! Hopefully our first "Live" event in 2025 We would also like to hear from you on future casts and tips you like for us to talk about in 2025. Please just email us at topshelftalks@yahoo.com. #Podcast #Networth #reactions #topshelftalks #401k #401kContributions #Makingtherightfinancalplan #CON...
Dec 22, 2024•3 min•Season 4Ep. 1
Quick Update on what we are working on this Summer Financial Planning Series continues Weekly Market Updates New Series on the Book Richest Man in Babylon by George Clanson If you like a financial plan or just chat with Tom, email tom@consuswmg.com or give him a call at 614-310-0269 he love to hear from you. If you live in the Columbus, OH or St Louis, MO area he would be happy to sit down and meet with you at his office or at a local coffee shop and he would be happy to buy the coffee. Check ou...
Jun 21, 2023•3 min•Season 3Ep. 1
Petro Dollar, so much talk but what does it really mean? Petro Dollar what does it mean Petro Dollar, who created it Why is the US Dollar so strong? Money Supply what will happen if this stops The Fed how do they react? What does this all mean for the average investor? Crypto, Bitcoin Give Tom a Call, he is here to help. If you like a financial plan or just chat with Tom, email tom@consuswmg.com or give him a call at 614-310-0269 he love to hear from you. If you live in the Columbus, OH or St Lo...
Apr 19, 2023•12 min•Season 1Ep. 16
Tom and Chris, 2nd Cast in 2023 we talk about: Importance of Financial Plan The Fed and Rates Banking Industry What is going on? SVB Silicon Valley Bank Gold, Silver and Dollar Credit Unions Big Banks/Regional Bank Risk Give Tom a Call he is there to help. If you like a financial plan or just chat with Tom, email tom@consuswmg.com or give him a call at 614-310-0269, he love to hear from you. If you live in the Columbus, OH or St Louis, MO area he would be happy to sit down and meet with you at h...
Apr 05, 2023•20 min•Season 1Ep. 15
We Talk all things Mortgages, Real Estate and types of Mortgage Products, with our Expert Kevin Bailey Real Estate Mortgage Products FHA, Conforming Loan, PMI Find an expert in your area. How Important are Closing Costs? How long does the process take? How early should you apply for a mortgage when purchasing a home? Give Kevin a Call he is here to help. If you like a disscuss a mortgage or in market for a home or just like to chat with Kevin, email kbailey@usavingsbank.com or give him a call at...
Mar 08, 2023•22 min•Season 1Ep. 13
We have some Fun with Tik-Tok, with a real meaning "don't forget your 401k" Importance of Financial Plan Being Successful in Retirement 401k Really a Good Program 401k Roth Little Hidden Secret What is really a Fiduciary? Richest Man in Babylon by George S. Clason Don't wait get with a Certified Financial Planner Give Tom a Call he is here to help. If you like a financial plan or just chat with Tom, email tom@consuswmg.com or give him a call at 614-310-0269 he love to hear from you. If you live ...
Mar 01, 2023•16 min•Season 1Ep. 12
Our First Podcast of 2023, we talk about: Again, Importance of Financial Plan Being Successful in Retirement Is clipping coupons in your future? Going to the Gym really what you need in 2023? Hidden Money could it be there? What is really a Fiduciary? What is coming up, our series on the book Richest Man in Babylon by George S. Clason Don't wait get with a Certified Financial Planner Give Tom a Call he is there to help. If you like a financial plan or just chat with Tom, email tom@consuswmg.com ...
Jan 23, 2023•18 min•Season 2Ep. 1
On this 2022 Election Day, Tom and I have a little fun and listen to some Tik Toc Videos on the Pod Cast and you get our reactions. Topics in this Podcast: Networth Important? / One Recording says it's not. Don't mess with the Blue Chips buy the Penny stocks and Crypto. Live like College Students to build Wealth Live like no-one today so you can live like no-one tomorrow. If you want to talk about our Podcast please Just email us at topshelftalks@yahoo.com. If you like a financia plan or just ch...
Nov 21, 2022•16 min•Season 1Ep. 13
On this 2022 Election Day, Tom and I talk about Tax changes for 2023, 401k Opportunities and Stock Market Reactions after Mid-Terms. Topics: Election Day - What does the Markets usually do post Mid-terms Taxes, some changes happening in 2023 401k Contributions Changes Don't forget you financial Plan and Give Tom a Call!!! If you want to hear new topics on our Pod Casts please just email us at topshelftalks@yahoo.com. If you like a financial plan or just chat with Tom, email tom@consuswmg.com he ...
Nov 14, 2022•20 min•Season 1Ep. 12
Something a bit off our topic of Finances, we are talking about EV (Electric Vehicle) and how they go beyond getting us from Point A to B Topics in this Podcast: Electric Vehicles Cost vs Standard Car EV go beyond being a Car. Just email us at topshelftalks@yahoo.com. We Love to hear from you. Tom's Website; http://www.consuswmg.com/ Resources: https://www.evgo.com/ https://www.electrifyamerica.com/ #electric #EV #Electricvehicle #Rivian #Tesla #GM #Ford --- Send in a voice message: https://anch...
Nov 07, 2022•20 min•Season 1Ep. 8
Well as the title says we are taking a twist, Tom and I are talking about the Housing Market and Mortgages. Throw a little Motorcycle in there too. Topics in this Podcast: Housing what is going on? Housing Pricing under pressure? Mortgage Rates Short Term Rates and have they been as affected by the fed? If you would like to talk with Tom about your specific situation, financial plan or investments opportunities feel free to call Tom at 614-310-0169 ext 1, or via email at tom@consuswmg.com. If yo...
Oct 27, 2022•18 min•Season 1Ep. 7
We are talking, Vacations, what is going on in the Market this week with Tom Costantiello CFP® with CONSUS Wealth Management. Sorry we have both been on vacation so we didn't post an episode last week. Topics in this Podcast: Quick Update on our Vacations and what we saw from an economic point of view. Where is the Fed Taking us? Inflation "Again" Importance of a financial plan. Tom's Big announcement If you would like to talk with Tom about your specific situation, financial plan or investments...
Oct 17, 2022•16 min•Season 1Ep. 11
Episode 5 of our financial series with Tom Costantiello CFP® with CONSUS Wealth Management. We look at different tools and strategies on how to hedge off losses and preserve capital in a bear market and economic recession. Topics: Market Updates September 2022 Bear market vs Recession Buffered ETFs Dollar Cost Averaging back into down market Don't just ride the storm. As always, if you would like to talk with Tom about your specific situation, financial plan or investments opportunities feel fre...
Sep 23, 2022•16 min•Season 1Ep. 4
Episode #3 in our Financial Planning Series, We talk about: Retirement Goals Income vs Growth, how does a Financial Plan Growth for you retirement Will I run out of money in retirement? Social Security Tax Rates/Tax Planning If you would like to talk with Tom you can reach him at 614-310-0169 ext 1, or via email at tom@consuswmg.com. Resources: Social Security Funding: https://www.ssa.gov/benefits/retirement/planner/credits.html https://www.ssa.gov/benefits/retirement/planner/taxes.html Income T...
Sep 21, 2022•17 min•Season 1Ep. 3
Bonus Podcast was recorded September 12, 2022, with my Good Friend Tom Costantiello CFP® with CONSUS Wealth Management. Topics: Market Updates for August and September 2022 Impacts from record Inflation The Fed and their activities Seems to be No Where to hide in investing your money Things to keep an eye on in coming weeks. As always, if you would like to talk with Tom about your specific situation, financial plan or investments opportunities feel free to call Tom at 614-310-0169 ext 1, or via ...
Sep 14, 2022•15 min•Season 1Ep. 10
Episode #2 in our Financial Planning Series; we Dig into how to build a Financial Plan and the Implementation of your plan with my Good Friend Tom Costantiello CFP® with CONSUS Wealth Management. We talk about: Details in the Financial Plan. Implementation of your financial plan Quick overview of Taxes. Preview of our Pod Cast on Tax Free Income in Retirement If you would like to talk with Tom you can reach him at 614-310-0169 ext 1, or via email at tom@consuswmg.com. Any information provided in...
Sep 07, 2022•12 min•Season 1Ep. 2
Introduction to Financial Plan and Planning with my Good Friend Tom Costantiello CFP® with CONSUS Wealth Management In this Episode we talk about: What is a Financial Plan? What age should you have a financial plan? Examples of things that a financial plan have. How often do you need to review you financial plan? If you would like to talk with Tom you can reach him at 614-310-0169 ext 1, or via email at tom@consuswmg.com. Any information provided in this podcast, should be considered Information...
Jul 21, 2022•12 min•Season 1Ep. 2
