Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans - podcast cover

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fansbudgetbesties.com
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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Episodes

Can You Really Budget Without Feeling Trapped? Danielle’s Story Says Yes | 432

Snag Our Simplified Budget System! Hey Budget Besties! 💛 This week’s episode is a powerful reminder that financial recovery is possible — and it starts with one brave decision at a time. Danielle joined us fresh off her family’s bankruptcy discharge. After years of being buried in credit card debt, she and her husband are finally getting some breathing room — and she’s determined not to go back. She’s taken some huge steps already (hello high-yield savings and separate bank accounts 👏), but no...

Jul 11, 202520 minEp. 432

How to Stop Financial Avoidance and Start Adulting With Peace and Purpose | 431

Snag Our Simplified Budget System! Hey Budget Besties! 🎉 We’re throwing it back to one of our fave convos on the Work Like a Mother podcast with our girl Marina! If you missed it the first time, or just need a fresh dose of budgeting wisdom and encouragement, this one’s for you. This episode is the perfect listen for anyone trying to get their financial act together in January (aka all of us). We talk through what it really means to reset your money mindset for the new year and how to plan for ...

Jul 09, 202532 minEp. 431

Plan the Next 90 Days of Your Money: Budget Goals That Work in Real Life | 430

Snag Our Simplified Budget System! Hey Budget Besties! Q3 is officially here, and you know what that means — it’s time to get real with our money, stop winging it, and start winning . Whether you crushed Q2 or it totally threw you for a loop, this episode is your reset moment. Shana and Vanessa are walking you through how to create a solid 90-day plan you can actually stick to — paycheck by paycheck. We’re talking goal-setting, budget-building, and real-life planning that accounts for back-to-sc...

Jul 07, 202516 minEp. 430

Time Management That Actually Works-A Chat with our Friend Kali | 429

Snag Our Simplified Budget System! Check out Kali at Perfect-ish! We’ve got our business bestie back on the mic, and you’re in for a treat. 🎻 Time management coach, international speaker, podcast host, and all-around rockstar Kali Brigham is here—and she’s serving up real talk, big laughs, and life-changing shifts. Kali's not your typical “wake-up-at-5am-and-grind” kind of coach. She’s the founder of Perfect-ish —a time management approach that helps ambitious women design lives that feel as go...

Jul 04, 202538 minEp. 429

Lessons from Real Coaching: : Budgeting Through Layoffs, AC Repairs & Real-Life Curveballs 428

Snag Our Simplified Budget System! You ever have one of those months where everything hits at once? The AC dies, plans fall through, unexpected expenses pop up like financial whack-a-mole—and somehow you're still expected to keep it all together? 😩 This week, Shana and Vanessa are walking us through two client stories that prove: your budget can still win—even when life feels like it’s falling apart. From single moms to powerhouse couples, we’re talking through what happens when emergencies hit...

Jul 02, 202518 minEp. 428

July Budget Walkthrough: How to Prep for Summer Camps, Travel, and 4th of July | 427

Snag Our Simplified Budget System! What if we told you that your entire July budget could be DONE before your iced coffee melts? Because listen—melted iced coffee is a no from us. 😅 But you know what’s also a no? Going into July without a plan when you’ve got holiday parties, travel, and summer chaos coming in HOT. 🔥 Get our FREE One Page Budget Template here. In this episode, we’re walking you step by step through how to close out June’s budget and set up July’s so you can enjoy the pool, the...

Jun 30, 202529 minEp. 427

Big Dreams, Small Paychecks: Building a Life That Still Works | 426

Snag Our Simplified Budget System! In this heartfelt and relatable episode, we sit down with Angie—a teacher, wife to a social worker, and mom of three—who’s doing all the right things but still feels stuck in that “never quite enough” money zone. Sound familiar? Angie and her husband don’t have debt (other than their mortgage 💪), are a paycheck ahead, and have even built an emergency fund over time. But with rising costs and the pressure of living in a high-income school district, she’s feelin...

Jun 27, 202524 minEp. 426

How One Small Shift Helped This Family Manage $12K a Month with Peace | 425

Snag Our Simplified Budget System! Hey budget besties! ✨ Today, we're getting real about something we keep coming back to — the chaos that comes from having one big savings account and no plan for that money. You know we’ve seen it again and again: a client dumps extra cash into a single account and says, “I’ll just pull from it when I need to.” And spoiler alert — that never ends well. In this episode, Shana and Vanessa break down why having separate, labeled bank accounts is a game-changer. Wh...

Jun 25, 202511 minEp. 425

How to Talk to Your Spouse About Budgeting: Without Nagging, Fighting, or Feeling Alone | The #1 Mistake Women Make When Their Partner Isn’t Involved in the Budget | 424

Snag Our Simplified Budget System! If you’re the one handling the bills, making the spreadsheets, remembering all the passwords (and maybe even doing coaching solo), while your spouse is more hands-off — we see you. And we’ve got your back. This episode is all about getting your partner on the same financial page without nagging, begging, or feeling like you’re carrying the weight of your family’s money goals alone. Spoiler alert: you don’t have to do it all by yourself. 💛 We’re sharing: Why sh...

Jun 23, 202518 minEp. 424

Budgeting Without the Guilt: Lattes, Disney, and a Fully Funded Life | 423

Snag Our Simplified Budget System! In this feel-good episode, we’re joined by the fabulous Amanda—a fellow budget bestie who went from feeling stuck and paycheck-to-paycheck despite earning more than ever to building a system that brings her peace, control, and yes… a travel fund just for Disney trips . 🏰✈️ Amanda shares how our Simplified Budget System helped her ditch the constant tracking, make confident money decisions, and even name her new financial vibe: “The Bank of Amanda.” 💸 She’s li...

Jun 20, 202526 minEp. 423

How This Couple Paid Off $51K in Debt—After Cutting Their Income in Half | 422

Snag Our Simplified Budget System! How do you make $18,000 a month and still feel broke? For this couple, it wasn’t about how much they were earning — it was about what they were doing with their money (or not doing). Before coaching, they were stuck in what we lovingly call “money magic” mode: overspending from one big Bills account, moving money around with Cash App and Facebook Pay, and juggling 24 debts with no real system. 🙈 The good news? They turned it ALL around — and paid off $51,000 i...

Jun 18, 202522 minEp. 422

Tracking Every Dollar Isn’t Budgeting — Here’s What Actually Works | 421

Snag Our Simplified Budget System! Hey budget besties! 💸 We know, we know — tracking your spending feels like the "responsible" thing to do. You've got the apps, the spreadsheets, the color-coded categories. But if you're still feeling broke and behind… something’s not working. Here’s the truth: tracking is not budgeting . It’s accounting. (Yep, we said it.) And unless you're one of those magical humans who loves being an accountant — we see you and salute you — then chances are, this method is...

Jun 16, 202513 minEp. 421

How Busy Moms Can Create a Personal Finance System That Actually Works | 420

Snag Our Simplified Budget System! Hey budget besties! 👯‍♀️ We’re dusting off one of our fave convos and bringing it back—this time from our guest appearance on It’s About Time with our girl Anna Dearmon Kornick! 💁‍♀️✨ If managing money has ever made you feel overwhelmed, behind, or straight-up avoidant...you are SO not alone. This episode is your friendly permission slip to stop the shame spiral and finally create a system that works for you . Whether you’re the family CFO, the chef, the chau...

Jun 13, 202529 minEp. 420

How to Build a Personal Brand That Attracts Clients, Grows Your Business, and Reflects Your Purpose — with Reshia Lea from Brand Builders Group | 419

Get Your FREE Copy of the Wealthy & Well Known Audiobook! Book a Free Brand Strategy Call! If you're an entrepreneur, coach, or service provider trying to grow your business online, but your message isn’t connecting—or you’re not attracting the right clients—this episode will show you exactly why your brand might be the missing piece. We’re joined by Reshia, our personal brand strategist at Brand Builders Group (BBG) —the coaching company that has helped top thought leaders like Lewis Howes,...

Jun 11, 202530 minEp. 419

5 Personal Finance Tips for 2025 | How We Automate Bills, Spending & Investing | 418

Snag Our Simplified Budget System! Budget Besties, it’s time to break up with guess-and-hope budgeting. 👋🏼💸 If you’re still manually moving money around every payday, chances are you’re wasting time, energy and accidentally overspending. In this episode, Shana and Vanessa walk you through the five key budget automations they personally use—and that have helped thousands of clients finally take control of their money without overthinking it every. single. week. We’re talkin’: Automating Your B...

Jun 09, 202516 minEp. 418

I Make Good Money and Have Nothing to Show for It: A Single Mom’s Wake-Up Call to Take Back Control of Her Budget and Start Feeling Financially Safe | 417

Snag Our Simplified Budget System! Budget besties, we’ve got a relatable one for you today! Meet Nicole—a clinical psychologist, single mom of two, and a total powerhouse who’s doing the work to get financially organized. She joined us to share what it’s like starting out with budgeting (spoiler alert: it’s not perfect right away), how she discovered she was actually spending four times more on her cats than she thought, and what she’s doing with a $5,000 windfall. 💰🐈‍⬛ We break down the big s...

Jun 06, 202524 minEp. 417

How to Stop Relying on Debt and Build a Budget That Actually Works for Your Life | 416

Snag Our Simplified Budget System! Today, we’re talking about real coaching convos with our actual clients—and trust us, these are situations that might hit real close to home. From deciding whether to lease that shiny new car (👀) to finally choosing to take control of student loans or just figuring out what the new normal is after a big financial win—we’re breaking it all down. Whether you’re staring down a tempting new lease, wondering what to do with a big refund, or trying to figure out why...

Jun 04, 202520 minEp. 416

How to Stop Living Paycheck to Paycheck in 30 Days | 415

Snag Our Simplified Budget System! If your bank account is constantly giving “$9.18 energy,” and payday feels more like a lifeline than a win— this one’s for you . You're not bad with money, you just never learned the system that actually works for real life. This week, we’re walking you through exactly how to break free from the paycheck-to-paycheck cycle —in the next 30 days. Yes, really. And no, you don’t have to cancel everything fun to make it happen. In This Episode, We Cover: 💸 The Real ...

Jun 02, 202522 minEp. 415

How Michelle Paid Off Credit Card Debt Fast and Found Peace with a Simple Budgeting System | 414

Snag Our Simplified Budget System! In today’s episode, we’re sitting down with our amazing client Michelle, who just wrapped up her six-month coaching journey—and let us tell you, this one’s got all the good stuff: drama, breakthroughs, and some serious “same, girl” moments. Michelle’s story is full of heart, humor, and hope. She came to us thinking, “Great, another boring budget podcast,” (yep, we laughed too)… but then she found our system, and everything changed. 👏 Check out Relay for your b...

May 30, 202526 minEp. 414

Real Client Wins & Wake-Up Calls: Rebuilding Credit After Bankruptcy, How to Make a Budget That Works, and Finally Stop Overspending | 413

Snag Our Simplified Budget System! This episode is a ride through the real-life money moments we see in coaching all the time. From the confusion around bankruptcy payments to finally feeling not broke even when you’re actually doing great—this one’s full of eye-openers. We’re pulling back the curtain on our coaching sessions to walk you through what’s really going on behind the numbers. Because if our clients are struggling with it, chances are you might be too. Here's what we get into: 💥 Bank...

May 28, 202518 minEp. 413

Build Your June Budget Step-By-Step With Us: Income, Bills, Debt, Spending and Savings Walkthrough | 412

Snag Our Simplified Budget System! Hey budget besties! 💛 Have you made your June budget yet? If not—don't worry! This episode is your cue to grab that pen and paper (or open your budget spreadsheet) because we're walking you step-by-step through creating your June budget together. We’re talking: ✅ Closing out May’s budget (yes, you need to do this first!) 💸 Updating your actual numbers—not just what you planned 🔁 Getting honest about surprise bills and shifting plans 🧾 Starting June off ahea...

May 26, 202519 minEp. 411

How This Nurse Beat the Paycheck-to-Paycheck Cycle With One Simple Account | 411

Snag Our Simplified Budget System! Budget besties, this one’s for you if you’re juggling multiple jobs, navigating biweekly paychecks, and trying to climb out of credit card debt with your sanity (and maybe a little spending money) intact. 🙌 In this episode, Shana and Vanessa coach a nurse who’s stepping into her full-time income post-grad school, looking for a plan that brings clarity and peace to her money. Together, we break down how to budget on a biweekly paycheck, how to stop the “dump mo...

May 23, 202526 minEp. 411

Budget Wins from Real Clients: Paying Off Debt, Managing Tax Refunds, and Building a Financial Plans | 410

Snag Our Simplified Budget System! Budget Besties, buckle up! Today, we're inviting you behind the scenes of our private coaching calls to dish out the real-life budget wins, tough decisions, and "wait, should I buy a zebra?" moments from our amazing clients. If they’re going through it, chances are you are too — so let’s break it all down together. From surprise escrow refunds and dream farms (complete with cows, chickens, and yes... zebra requests 🦓) to the real cost of keeping an old house —...

May 21, 202517 minEp. 410

409 | You Don’t Need a No Spend Month — You Need a Real Plan

Snag Our Simplified Budget System! You’ve heard of a no spend month. You’ve maybe even tried one. And if you’re like most of us—you probably ended up at Target with a cart full of “oops.” 😅 In this episode, we’re unpacking the real truth about no spend months: why they feel productive but usually don’t solve the root problem. Our special guest, budget bestie Bethany, joins us to share her real-life experience going through one (spoiler: her coffee shop noticed she was gone 👀). We cover: What a...

May 19, 202540 minEp. 409

408 | How She Paid Off $17K and Started Saving $2K/Month on One Income

Snag Our Simplified Budget System! We’re bringing you one of our favorite kinds of episodes—a real story from a real budget bestie who decided enough is enough . Missy joined us after trying to DIY her budget (like so many of us do), but when she saw the numbers? Let’s just say the highlighters came out and so did the coaching call. In this episode, you’ll hear: How Missy went from “Where is my money going?” to saving over $2,000 a month The surprising things she changed (like re-quoting her ins...

May 17, 202524 minEp. 408

407 | Money Doesn’t Have to Be Hard: Breakthroughs From Real Coaching Clients

Snag Our Simplified Budget System! Ever feel like you're playing a constant game of "Can we afford this?" with your partner? 😅 This one’s for you. We’re diving into the simple, powerful tool that has changed the way couples (and individuals!) manage their money: separate spending accounts . We know—it sounds so basic. But once you actually do it? 🙌 The freedom. 🙌 The peace. 🙌 The end of the weird parent/child money dynamic that no one wants. In this episode, we’re sharing: Real-life coaching...

May 14, 202517 minEp. 407

406 | 9 Budget Tasks You Can Delegate to Your Bank: Automate Your Money, Save Time, and Finally Feel in Control of Your Finances

Snag Our Simplified Budget System! Ever wish your bank could do more than just hold your money? Same. That’s why in this episode, we’re showing you how to put your bank to work —like your very own financial assistant. 💼💁‍♀️ We're breaking down 9 specific, budget-friendly tasks your bank can totally handle for you—saving you time, brain calories, and that sinking feeling when you're trying to remember if your electric bill got paid (spoiler alert: it did, automatically!). Here’s what we cover: ...

May 12, 202521 minEp. 406

405 | Time Management for Real Life: Let Go of the Guilt and Take Control (with Anna Kornick)

👉 Join Anna’s FREE 5-Day Take Back Your Time Challenge ! We’re back with our time management queen , Anna Dearmon Kornick, and y’all—it’s like peanut butter and jelly: time and money just go together ! I Feeling like there’s never enough time? In this episode, we’re joined by time strategist Anna Kornick to explore a new, purpose-driven approach to managing your time—without burnout, guilt, or trying to do it all. If your life feels too full and your to-do list never ends, this conversation wil...

May 09, 202533 minEp. 405

404 | Budgeting Lessons From Real Coaching Sessions: Unexpected Moving Costs, 15-Year vs. 30-Year Mortgage Thoughts, Untracked Subscriptions and the Costco Credit Card Trap (Overspending at Costco)

Snag Our Simplified Budget System! Today, we're taking you behind the scenes of our private coaching sessions to share the real stories, real challenges, and real wins that come with building a budget that works in the messy moments of life. From surprise moving costs and mortgage pressure to sneaky Apple charges and Costco overspending, we’re breaking it all down. These lessons are too good to keep behind closed doors—because if our clients are dealing with it, chances are you are too. Whether ...

May 07, 202518 minEp. 404

403 | Bank Features That Make Budgeting Easier — and How to Choose the Best Bank or Credit Union for Your Financial Goals

Snag Our Simplified Budget System! Hey there, budget besties! 💸 We get this question all the time : “What bank should I use?” And honestly? We wish it were as easy as tossing out a perfect recommendation—but it’s not that simple. In this episode, Shana and Vanessa are giving you all the tools you need to pick the right bank (or credit union!) that actually works for your budget, not against it. Think of it like this: your bank is your personal assistant, and you’re the CEO . Time to do some hir...

May 05, 202513 minEp. 403
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