In this episode, we talk with Emily Wallace about trends in the property market in Australia. She gives very useful insights into how we as investors, homeowners, or people looking to get into the market may want to position ourselves. [Disclaimer]
After 10 consecutive months of gains, the Australian share market declined in September, heralding a period of volatility that continues today. There is never a single catalyst driving markets, instead, there's a confluence of views that tend to drive either positive or negative momentum. But in this most recent period of volatility, there has been one factor receiving the bulk of the finger-pointing, and that is the bond market. To be specific, it is rising yields and falling bond prices. So th...
In this episode, I chat with Jillian Johnsrud, host of the Every Day Courage podcast and author of a new book Fire the Haters. The focus of our discussion is the evolution of FIRE. Jillian and her husband retired early and Jillian shares her experiences. Find Jillian on Twitter and Insta: @jillianjohnsrud www.jillianjohnsrud.com/book www.jillianjohnsrud.com/mini [Disclaimer]
A lot has changed in the investment universe over the past 5 years or so, and the SMSF landscape has been particularly impacted. In this episode, Paul discusses the usefulness of self-managed super funds in the current climate. When are they appropriate? When can they be less than ideal? Why are they becoming less common? All this and more will be covered. [Disclaimer]
This week Paul talks to Glen James of the My Millennial Money podcast. Glen has recently released a book - Sort Your Money Out & Get Invested (check it out here ), a comprehensive guide to all things money management in Glen's uniquely engaging style. We discuss the Investor vs Saver mindset Glen's "Money House" concept Money Hacks and plenty more. A great fun episode that you're sure to enjoy. [Disclaimer]...
In this episode, Paul reveals the steps needed to reach millionaire status. While perhaps not as massive as it used to be, reaching this milestone is still very impressive and worth celebrating. Through the strategies outlined, hopefully it is a status you will be able to achieve. [ Disclaimer ]
In this episode, Paul talks to Chris Tate about all things trading. Chris is a very insightful, experienced trader so there's a lot to get out of this one. We hope you enjoy! Chris Tate is from Trading Game: https://www.tradinggame.com.au/ [ Disclaimer ]
Today we're going to explore a strategy element that has application to both the stock and property pathways. We're talking here about gearing. Gearing means borrowing to invest. Gearing is a way to increase your risk, and we know that risk and reward are inextricably linked. We also know that there's no such thing as a free lunch, and higher risk, whilst helpful in providing the potential for higher returns, also comes with the potential for greater loss. So in this piece we will be looking at ...
This week I chat with career transition expert Erin Devlin. Erin had a career with the Australian Ballet from an early age, but at age 21 needed to reinvent herself. Today she runs two different businesses help people succeed in making a job or career change. In this interview Erin shares some fantastic hard-won advice on how you can succeed in your career. Link: people2people | Recruit Top Talent across Australia Now [Disclaimer]...
Perhaps you’ve heard of ARK, or its founder Cathie Wood. They’re frequently mentioned in passing on stock market related podcasts or in press. Justin and I regularly mention both of them in Market Noise . But if you’re like me, you perhaps only know a little of the surface level story. So I thought I’d take the time to use this wonderous thing we call the internet to learn all that I could about ARK, it’s founder, and why they are relevant to us investors today. I hope you enjoy. [Disclaimer]...
The US Federal Reserve met last Friday for their annual Jackson Hole meeting. This is closely watched by markets for the future direction of US monetary policy and interest rates. This week I download what was said and the impacts on us here in Australia with co-host of The BIP Show Podcast James Whelan. General Advice Warning ....
Most employers have discovered that having workers work from home can be just as productive as having them come into the office. At the same time, employees have discovered the benefits of more flexible work practices, and some of the challenges. This week I chat with Vanessa Marrama on how we can all get the most out of this massive shift in working life. [Disclaimer]
Financial Autonomy, this podcast and blog, exists to help you gain choice in life. To succeed with this goal, we need to put ourselves into a position of financial strength – debt paid off, investments generating income, and superannuation well-funded for our latter years. And none of that happens if our income doesn’t exceed our expenses. This is the definition of savings – the portion of our income that we don’t spend. In this piece I provide 10 ideas to help you save more. They’ve all either ...
This week Paul talks to Danielle Ecuyer, author of Shareplicity - A simple approach to share investing and Shareplicity 2 - A guide to investing in US stock markets. In this episode, Danielle shares her expertise primarily in the area of investing in US stocks. Danielle has a lot of experience in this field and is certainly someone to listen to if you are interested in investing in the US - or even investing more locally in Australia. [ Disclaimer ]...
Australia’s wealth is disproportionately distributed to those over 60, with a sharp rise in property prices being the primary culprit. But whilst we’re all living longer, science hasn’t yet found a way to grant us eternal lives, and so eventually that wealth will be transferred down to subsequent generations. Receiving an inheritance can be financially life-altering. Having helped clients manage their inheritances over many years, here are 10 essential things to consider upon receiving an inheri...
This week I'm chatting to Sarah Hawley, an entrepreneur in the remote working space. Remote working COULD be the one good thing to come out of the COVID pandemic for those seeking Financial Autonomy and gaining choice, so let's work out how to get the most out of it. https://www.linkedin.com/in/sarahriegelhuth?trk=people-guest_people_search-card https://twitter.com/sarahhawley__ https://sarahhawley.life/ https://www.growmyteam.com.au/ https://www.growmotely.com/ [Disclaimer]...
In this episode, Paul looks at why it can be so hard to stick to the investing principles we all know to generally be the best course of action. With the constant barrage of information, it can be hard to not be swept up in it all and use faulty investment strategies. How can we learn to stick to the principles we know to be in our best interest? [Disclaimer]
This week, Paul talks with Chloe from Forager Asset Management about the strengths of active management and her role within Forager. [Disclaimer]
This week we're going to explore the topic of moats. No this is not yet another weird acronym, though you do sometimes see it written all in upper case so if you’ve been confused by this you’re completely forgiven. The idea of a business moat is the same concept as a moat around a medieval castle. It is about protection and long-term survival. It's not hard to see how these characteristics might be attractive in an investment. So in this week's episode we'll explore where this moat concept came ...
Investment markets are in a fascinating place right now. There are more opportunities for investors than ever before. This week I talk with Adam Smith, CEO of Saxo Markets Australia, someone perhaps uniquely placed to help us navigate the current investment world. [Disclaimer]
Pandora, the world’s largest jewellery manufacturer, will cease using mined diamonds. In future the only diamonds it will use will be those manufactured in a laboratory. The reason for the move is concern for the working conditions of diamond miners, primarily in Africa. This is an extension of previous commitments made by the company to only use recycled gold and silver, and have all operations carbon neutral by 2025. Their share price also rose 160% in the past year. What's going on? [Disclaim...
Entrepreneurial inspiration here. One of the Financial Autonomy pathways to gaining choice is starting a business or side hustle. This week I talk to Ashleigh Page from Adventure Travel Pro about her journey in creating this exciting new business and how past endeavours have shaped her latest adventure. Adventure Travel Pro [Disclaimer]
The end of the financial year is just a few weeks away. If you've had a successful year financially, perhaps you’re looking for ways to shave a little off your tax bill. We all know that paying taxes is important. It’s our contribution to a functioning society. But where rules and incentives exist that encourage you to reduce your contribution then it's only sensible for you make use of those provisions. This week, we'll look at an extremely impactful tax deduction that you may overlooked. [Disc...
This week's special episode, we will answer some of your burning questions ranging in topic from investing, to financial goals, to the all important question of what Paul can see out of his window! [ Disclaimer ]
This week I speak with the host of the popular Property Investory podcast, Tyrone Shum. Tyrone is passionate about property as an investment vehicle, but he's thinking about things a little differently to the normal buy and hold a residential property plan. I know you'll get plenty out of this one. [Disclaimer]
As regular listeners would know, here on the podcast we follow the framework set out in the Financial Autonomy book. One of the pathways in that framework is stocks and within that section, I explore the Core-Satellite strategy in some detail. It's a strategy we use a lot with clients and you've possibly heard me refer to it several times. In this week's episode, we're going to dig in a bit to the satellite component of this strategy. What constitutes a satellite, why have satellites at all, and...
Whether you're considering buying an apartment as an investor, or as an owner occupier, Amanda has some tips here that could save you thousands of dollars and a whole lot of heartache. In this weeks episode we talk all things apartments and strata properties. My guest is Amanda Farmer, host of the Your Strata Property podcast, and a practising strata lawyer in Sydney. [Disclaimer]
This week I'm joined by Caroline Bowler CEO of BTC Markets, Australia's largest cryptocurrency and digital asset exchange. We're talking blockchain, crypto-currencies, and the opportunities these technologies might present for our future. [Disclaimer]
Couples can have a distinct advantage when it comes to building wealth and achieving financial autonomy provided they maximize the opportunities available to them. Let's take a look at 5 opportunities you might be able to use. [Disclaimer]
This week I chat with buyers agent Emily Wallace about the state of the property market around the country, where the opportunities are, and I also asked for some tips on what to look for at an open for inspection, what to do when making an offer, and some advice for sellers to help them maximise their sale price too. Tonnes here to sink your teeth into. Insta: emily_wallace_ba [Disclaimer]...
