The stock market’s been in the news a lot recently, and not for good reasons. Take a look at any recent financial report and you’ll see lots of companies reporting losses (sometimes significant ones!). The stock market can be complicated, and it offers both risks and rewards. There are ways to invest in it that minimize the risks, but it’s just as important to find ways to maximize the potential rewards. So what’s the best way to invest in the stock market when stocks are down? In this episode, ...
Jan 25, 2023•15 min•Season 1Ep. 36
A Health Savings Account can help you prepare for potential healthcare expenses and limit the impact they have on your finances. If you have a high-deductible health insurance plan, you probably have the option to contribute to an HSA. The best thing about HSA funds is that they are tax-free! As long as you spend the money on legit healthcare expenses, you won’t pay federal taxes on contributions, earnings, or withdrawals. In this episode, I cover all the basics of HSAs. I’ve got some real-life ...
Jan 18, 2023•11 min•Season 1Ep. 35
January is the perfect time to reflect on your spending from last year and make a solid budget for 2023. But what does that actually look like? Is it all about trying to find places to cut back and spend less? Not necessarily. I think it’s just as important to find places of positive spending. I encourage my clients to reflect on expenditures that brought them joy or helped them prepare for the future. This episode covers all the basics of analyzing your spending and building a budget for 2023. ...
Jan 11, 2023•9 min•Season 1Ep. 34
If you’re preparing to welcome a baby into your life, you might have considered the day-to-day financial implications. Diapers, formula, doctors’ visits, all the things that a baby needs. But have you thought about the big picture financial considerations? As a Certified Financial Planner™, I see so many new parents missing out on these important financial considerations, like having life insurance, disability insurance, and a will! In this episode, I’ll discuss a few key financial elements I be...
Dec 29, 2022•12 min•Season 1Ep. 33
Are you thinking about starting a family — or growing the one you have? That’s exciting! Of course, as we all know, babies come with some extra expenses. But I’ve discovered that many new parents overlook some really costly elements in their family budget when they go on parental leave — like health insurance. Watch this video to hear more about what expenses you should budget for before having a baby. Where to find me: BudgetingBlocks: livewealthynow.com/budgetingblocks Blog: livewealthynow.com...
Dec 27, 2022•13 min•Season 1Ep. 32
Do you budget? Or are you just “aware” of your money? Most people don’t use strict dollars-and-cents budgets, but they’re still aware of where their money goes. But depending on which phase of life (and money) you’re in, it might be helpful to budget. Do YOU need a budget? And where do you start? Listen to this episode to discover the two phases of our financial life and whether or not a budget will help you where you are. Where to find me: BudgetingBlocks: livewealthynow.com/budgetingblocks/ Bl...
Dec 22, 2022•10 min•Season 1Ep. 31
Sometimes, big purchases come in waves. Recently, my husband and I got hit with a triple threat: we needed a new air conditioner, we needed to purchase a van for our soon-to-be family of five, and we needed to do a few outside renovations on our house before the city fines us. But one of the things we struggled with was deciding whether to pay cash for these purchases, wait on one or two of them, or finance what we couldn’t afford right now. In this episode, I’m walking you through how we priori...
Dec 20, 2022•15 min•Season 1Ep. 30
Have you ever read a book or watched a video from a personal finance guru and walked away feeling a little bit dumb? You’re definitely not alone. But the thing is… there is no one way to build financial success because there is no SINGLE definition of financial success! So instead of giving you another how-to guide with a one-size-fits-all narrative, I want to chat with you about how to create a roadmap to wealth that works for you! Where to find me: BudgetingBlocks: livewealthynow.com/budgeting...
Dec 15, 2022•10 min•Season 1Ep. 29
It’s easy to get frustrated if you’re not where you want to be in life. We all have goals for ourselves and it can feel disheartening when we’re not reaching those goals as quickly as we want. However, there are steps you can take to audit your current situation and break down an action list of steps you can take to reach your goals. Let’s talk about what to do when you feel like you’re not making progress (especially with your money) — and how to change that. Where to find me: BudgetingBlocks: ...
Dec 13, 2022•17 min•Season 1Ep. 28
Do you want to diversify how you invest and save your money? With the current economic downturn, you might be thinking about ways to invest your money and expand your portfolio. Inflation has shown us that just saving money isn’t the way to go — $100 at the grocery store doesn’t go nearly as far as it used to. But what do these investment terms like “stocks and bonds” actually mean? In this episode of the Everyday Money with Hannah Moore podcast, I’m giving you an in-depth explanation on these t...
Dec 08, 2022•11 min•Season 1Ep. 27
We all dream of getting rich quick, but… How many times have you heard of a sports player losing all their money FAST? Or maybe the tale of the lottery winner that gambled away their millions practically overnight. One thing’s for sure — there are so many stories about people that have lost their wealth as quickly as they gained it. And while you might not be planning to come into a large sum of money right now, it’s always a great idea to be prepared for the most unexpected of circumstances. Wh...
Dec 06, 2022•11 min•Season 1Ep. 26
I’ve been an entrepreneur for a decade now, and even as a Certified Financial Planner™, I’ve made a few financial mistakes in my time! I think entrepreneurs are in an extremely unique situation. The fact that we have control over our business can often lead to the illusion of low risk. But actually, your risk is as high or even higher when it comes to your finances! Tune into this episode to learn about the top 3 mistakes I see most entrepreneurs make with their money and how you can avoid them....
Nov 30, 2022•14 min•Season 1Ep. 25
Do you know the difference between financial goals and financial values? And better yet… do you know how they intersect with our everyday life? If there’s one thing I’ve learned as a financial planner, it’s that change is inevitable. So why do we focus so heavily on goals, which are subject to change, instead of focusing on the VALUE of what we want to do with our money? In this episode, I’m breaking down the basics of financial values and why they matter more than financial goals. Where to find...
Nov 23, 2022•11 min•Season 1Ep. 24
As a Certified Financial Planner™, I can talk all day about how to reach your financial goals. Budgeting, investments, insurance, tax strategies, you name it. But as a CFP® who has worked with clients for over a decade, I know that these financial strategies aren’t everything. In fact, in my opinion, financial strategies without a solid financial mindset aren’t going to be much help. You can do all the right things, but if your mindset isn’t in the right place, they might not work out. This is w...
Nov 16, 2022•10 min•Season 1Ep. 23
Change is the only constant in life, they say. But that doesn’t mean change is EASY. When things change in your life, it inevitably affects your finances — and vice versa. That’s why I think it’s so important to talk about transitions in life and how they affect your money. In this episode, I’m giving you my favorite simple tool to navigate any transition and prepare yourself for what’s ahead, without drowning in the burden of overwhelm. Where to find me: Website: livewealthynow.com Blog: livewe...
Nov 09, 2022•7 min•Season 1Ep. 22
What your grandparents believed about money will affect what you believe about money. The way your parents see money affects the way you see money. And if you have kids, all those influences will affect how you teach YOUR kids about money. Ingrained beliefs about finances in a family can affect the next FOUR generations. That’s why, in this video, I’m talking to you about how you can shift your financial beliefs to set the next generations of your family up for the most success possible. Where t...
Nov 02, 2022•10 min•Season 1Ep. 21
In any industry, there are going to be professionals who disagree about the best way to do their work or deliver their service. Dentist disagree about which cavities need filled, accountants disagree on software, and some finanical planners disagree on what services they offer their clients. And that’s totally fine! But in the interesting of helping people understand their money and plan for their financial future, there are a few things that financial planners and financial advisors do that MIG...
Oct 27, 2022•12 min•Season 1Ep. 20
Does sticking to a budget feel impossible? Maybe you’ve tried working with a financial planner or money coach before, and haven’t been able to maintain any budget that planner set. What if I told you that the problem isn’t you — it’s the budget? See, most people don’t think in numbers and spreadsheets the way CFP® professionals are taught to. That’s why I created my BudgetingBlocks™ — to give everyone a way to visualize their money! Watch this episode of the Everyday Money with Hannah Moore podc...
Oct 10, 2022•13 min•Season 1Ep. 19
Have you ever found yourself making a budget… only for it to fail within days? That’s totally normal! And honestly, the reason is sneakier than you might suspect. If you’re the kind of person who struggles to make (and keep) a budget, this episode of Everyday Money was meant for you! Join me as I discuss the main causes of budget failure — like I said, it’s not what you’d think! — and what you can do about it. Where to find me: Website: livewealthynow.com Blog: livewealthynow.com/blog FREE resou...
Oct 07, 2022•15 min•Season 1Ep. 18
Have you ever heard about generational wealth? You’ve probably heard about it in some way, shape or form, but what does it really mean? And who has it? And how do YOU build it? Most people are shocked when I say that generational wealth doesn’t start with the dollar signs. It starts with your mindset and with understanding what it is you TRULY want to pass down to your children and the generations to come. And then we get to the money 😉 This episode of the Everyday Money with Hannah Moore is go...
Oct 05, 2022•17 min•Season 1Ep. 17
Sometimes it can feel like financial advice is coming at us from all angles, and from all kinds of people. But how do you discern good financial advice from bad? The truth is that not every person is going to give you great advice… but people also don’t *have* to be financial planners in order to tell you something that will really work! In this episode of the Everyday Money with Hannah Moore podcast, I’m going to be breaking down how to tell who you should take advice from, and when! Even if th...
Oct 03, 2022•13 min•Season 1Ep. 16
When you’re just starting your career and you’re just starting to make a “decent” living, you might find yourself being torn between NOW and THEN. We all want to enjoy what we’re doing now, but if you want to start a family or have big plans for the future, you might find yourself stalling on enjoying things in the moment. As a working mom who used to plan (rigidly) for her future family, and someone who works with young women in my profession often, I would love to offer some advice for anyone ...
Sep 30, 2022•18 min•Season 1Ep. 15
When you think about happiness, what’s the first thing that comes to mind? It probably has something to do with money, right? But what if I told you that proper money management isn’t the key to happiness… and that it’s actually the other way around? In this week’s episode of Everyday Money with Hannah Moore, I’m going to talk about why happiness is the key to proper money management. Where to find me: Website: livewealthynow.com Blog: livewealthynow.com/blog FREE resources: livewealthynow.com/r...
Sep 28, 2022•11 min•Season 1Ep. 14
Do you think wealthy and well-off are the same thing? Think again! The truth is that these two terms, while often used interchangeable, are much more nuanced than most people realize. In fact, well-off is much more of a facade than truly wealth — but what is the difference? And how can you choose to live in wealthy instead of simply being well-off? In this week’s episode of Everyday Money with Hannah Moore, I’m going to talk about the definitions of wealth and well-off, what the nuances between ...
Sep 26, 2022•12 min•Season 1Ep. 13
Everyone needs a budget, right?... no, actually. Some people do just fine with a rhythm and flow to their finances, and don’t need to pay attention to where every penny is going. In this week’s episode Everyday Money with Hannah Moore, I’m going to tell you when you MIGHT need a budget and why. I’ll also cover when a budget might not be right for you, and what to focus on instead. Where to find me: Website: livewealthynow.com Blog: livewealthynow.com/blog FREE resources: livewealthynow.com/resou...
Sep 23, 2022•17 min•Season 1Ep. 12
Financial planning is just for older people nearing retirement… right? That couldn’t be further from the truth, actually. Of course, my profession has a “traditional” way of working — and it might seem like most of them are only working with older people who are nearing retirement. The key, though, is to find a financial planner who understands your specific stage in life. Because, at the end of the day, there ARE a few key differences in the way a financial planner should plan for a millennial ...
Sep 21, 2022•9 min•Season 1Ep. 11
Before you make that next big purchase, take a minute to think about your overall financial picture. Do you know how much that new payment will affect your monthly finances? Do you have the cash on hand to pay for it all upfront? If you’re not sure, I’m sharing the tools you need to make that conscious, money-smart decisions. In this episode of Everyday Money with Hannah Moore, I’m going to talk about two important factors to consider when making a big money decision – cash flow and net worth – ...
Sep 19, 2022•10 min•Season 1Ep. 10
Are you ready to buy a home? I mean… REALLY? In our rising interest rate environment, it’s more important than ever to have a plan and ask the right questions before you make it to the closing table. You’ll want to know how your mortgage rate is being affected, and what you’ll need to prepare in order to make those quick decisions when putting down an offer. In this week’s episode of Everyday Money with Hannah Moore, I’m giving you a to-do list of everything you’ll want to think through and figu...
Sep 16, 2022•11 min•Season 1Ep. 9
Are you buying a home or thinking about doing so in the near future? I’ve got a checklist of what you’ll need to protect yourself, your home, and anything you’ve got inside it. What new, or even repeat, homeowners might not realize is that there are several different insurances and policies that you can put in place ahead of time to protect your best interests (and your assets). These things save headache, heartache, and cold-hard cash. They’re the best-built protection plan you can have. In thi...
Sep 14, 2022•11 min•Season 1Ep. 8
It’s nobody’s favorite conversation…but it’s an extremely important one! We’re talking about M-O-N-E-Y. Society has basically trained us to believe that we shouldn’t talk about money. It’s rude or tactless. Because of this, though, we’re not talking about money at all — and that can lead to some huge mistakes and guilt. But we ALL deal with money on a daily basis, so why can’t we talk about it? In this week’s episode of Everyday Money with Hannah Moore, I’m going to do what society has told us n...
Sep 12, 2022•14 min•Season 1Ep. 7
