THE SUPREME COURT DECISION IS TODAY!!!!
A quick note ...

A quick note ...
Having a federal student loan default is one of the worst things that can happen to your finances. Fortunately, a TEMPORARY program will help defaulted borrowers restore their loans to good order with as little as a phone call. Check out this episode to see how EPISODE RESOURCES Fresh Start Program Details https://studentaid.gov/announcements-events/default-fresh-start And if you haven't already, join our email list at escapestudentloandebt.com!...
The recent negotiations that we've seen for the Debt ceiling have confirmed that there is no extension coming. Student Loan payments will restart in the fall of this year. In this episode, we talk about how those Debt ceiling negotiations will affect your loans and how to make sure you're prepared when those payments actually do kick back in.
After months of waiting, the Department of Education has (finally) released more details about the guidelines and timeline for the enacting the Income Driven Repayment Plan Waiver. Join us as we dig into the details of the waiver, and walk you through a sample student aid file to show how you can check your own progress towards loan forgiveness. EPISODE RESOURCES IDR Waiver FAQ And if you haven't already, subscribe to the podcast and join our email list at escapestudentloandebt.com!...
As student loan guidelines change and they apply past credit to borrowers' accounts, it's important you know how to review your loan history. In this episode, we discuss how to download and review your NSLDS data file, and easter eggs in the document that could lead to faster loan forgiveness than you think. EPISODE RESOURCES Student Aid Website And if you haven't already, subscribe to the podcast and join our email list at escapestudentloandebt.com!...
Round 2 of The Showdown! In one corner, Pay As You Earn (PAYE): the IDR plan that will be unavailable to new borrowers starting in July 2023. In the other, the (revised) Revised Pay As You Earn: the updated plan that if chosen by borrowers eligible for PAYE, will be a permanent decision that renders them unable to return to PAYE. Tune in as we start weighting the pros and cons of each repayment option! And if you haven't already, subscribe to the podcast and join our email list at escapestudentl...
It's time for the Showdown, Pt. 1 In one corner, Pay As You Earn (PAYE): the IDR plan that will be unavailable to new borrowers starting in July 2023. In the other, the (revised) Revised Pay As You Earn: the updated plan that if chosen by borrowers eligible for PAYE, will be a permanent decision that renders them unable to return to PAYE. Tune in as we start weighting the pros and cons of each repayment option!
In July of this year, federal borrowers currently eligible for the Pay As You Earn plan will have to make the permanent decision to stay on the plan, or take advantage of the updated Revised Pay As You Earn plan. In this episode, we start the process of updating you on the (many) changes to the plan, with the goal of giving you the tools to decide which plan is right for you! EPISODE RESOURCES New REPAYE Fact Sheet Subscribe to the podcast and learn more about our flagship student loan course, E...
In late February, the Supreme Court heard arguments in two lawsuits challenging the Biden Administration's authority to forgive either $10,000 or $20,000 of federal student loans for eligible borrowers. In this episode, we discuss the status of the case, and how the timing of the Supreme Court's decision might be even more important to some borrowers than whether or not the forgiveness program is allowed to proceed. And if you haven't aready, join our email list at escapestudentloandebt.com !...
In July of this year, major changes are coming to one of the flagship Income Driven Repayment plans for federal student loan borrowers. But a consequence of accepting the changes offered by this new plan is that in doing so, you will be shut out of participating in another popular IDR plan. As we get closer to July, we're building up your knowledge on IDR plans so that when the time comes to make your choice, you truly understand the right option for you. Join us for Part 2! EPISODE RESOURCES ID...
In July of this year, major changes are coming to one of the flagship Income Driven Repayment plans for federal student loan borrowers. But a consequence of accepting the changes offered by this new plan is that in doing so, you will be shut out of participating in another popular IDR plan. As we get closer to July, we're building up your knowledge on IDR plans so that when the time comes to make your choice, you truly understand the right option for you. Join us in Part 1! EPISODE RESOURCES IDR...
There are several key upcoming dates for student loans in 2023. Check out our episode to know what steps are needed to keep your loans in check in the new year Episode Resources Federal Student Aid Website Direct Consolidation Loan Application Subscribe to the podcast and learn more about our flagship student loan course, Escape Student Loan Debt, at https://www.escapestudentloandebt.com/...
Since the launch of Public Service Loan Forgiveness, state employment laws have made it difficult for many physicians in Texas and California to qualify. But a HUGE update recently announced by the Department of Education could mean these docs are much closer to loan forgiveness than ever before. Join us as we recap these changes and how they might impact you!! EPISODE Resources Future of PSLF Fact Sheet PSLF Help Tool IRS Corporate Practice of Medicine Explainer Direct Consolidation Loan Applic...
Shortly after the expiration of the Public Service Loan Forgiveness Limited Waiver, the Department of Education (kind of) extended it! Join us for Part 2 to learn some temporary and some permanent changes to PSLF, as well as Income Driven Repayment Plans! EPISODE RESOURCES Future of PSLF Fact Sheet Direct Consolidation Loan Application Subscribe to the podcast and learn more about our flagship student loan course, Escape Student Loan Debt, at https://www.escapestudentloandebt.com/...
Just before the Thanksgiving Holiday, student loan borrowers were given their first holiday gift: ANOTHER extension of the student loan payment freeze! EPISODE RESOURCES Department of Ed Press Release Future of PSLF Fact Sheet Direct Consolidation Loan Application Subscribe to the podcast and learn more about our flagship student loan course, Escape Student Loan Debt, at https://www.escapestudentloandebt.com/...
Shortly after the expiration of the Public Service Loan Forgiveness Limited Waiver, the Department of Education (kind of) extended it! Check out some temporary and some permanent changes to PSLF, as well as Income Driven Repayment Plans! EPISODE RESOURCES Future of PSLF Fact Sheet Direct Consolidation Loan Application Subscribe to the podcast and learn more about our flagship student loan course, Escape Student Loan Debt, at https://www.escapestudentloandebt.com/...
With less than two weeks before the expiration of the PSLF Waiver on 10/31/2022, people are starting to sweat. Tune in for these last-minute tips to make sure you don't miss out on this once in a lifetime student loan opportunity! EPISODE RESOURCES PSLF Help Tool Direct Consolidation Loan Application...
With the announcement of the Income Driven Repayment Plan Waiver, millions of student loan borrowers are closer to having their balances forgiven in full. Check out our podcast episode where we cover the details of the waiver, when you can expect to see your forgiveness credits applied, and how to ensure you don't miss this (literal) one-time only opportunity! Also, for the first time ever, a Question and Answer from our subscribers! To submit a question, send proof you've subscribed to our podc...
Public Service Loan Forgiveness is a student loan forgiveness program for borrowers working in the nonprofit or government sectors. But because of a series of confusing rules and requirements, over 95% of applicants have seen their forgiveness delayed and past payments considered ineligible. Join us as we cover the Limited PSLF Waiver that offers these borrowers a ONE-TIME opportunity to have these previously ineligible payments counted towards their forgiveness credits, and how to make sure you...
In the final part of our series covering the Biden administration's recent student loan announcement, we cover the details of potential impact of the new Income Driven Repayment plan. Music produced by Jesse Rugless of Trailmix Studios
This week's news from the Biden administration will have a major impact on your relationship with your loans over the next few months. Join us for Part 2 of a miniseries on the details of this recently released plan! Music produced by Jesse Rugless of Trailmix Studios
This week's news from the Biden administration will have a major impact on your relationship with your loans over the next few months. Join us for Part 1 of a miniseries on the details of this recently released plan! Music produced by Jesse Rugless of Trailmix Studios
In Part 2 of The History of Student Loans, we cover how the government went from creating and supporting Sallie Mae's role in the explosion of student loan debt, and how a major legislative change pitted these two entities against each other in a battle for the souls of student loan borrowers. Music produced by Jesse Wilson of Trailmix Studios
The Student Loan Crisis didn't appear out of thin air. Join us for Part 1 in our series on the history of student loans in this country, and how the government partnered with private banks to conceal the amount of money really being funneled towards higher education Music provided by Jesse Rugless of Trailmix Studios
In this short, introductory episode, find out more about the why, what, and how of the Escape Student Loan Debt Podcast. Learn what the podcast is about, who it's for, what the format is, and what listeners can and should expect from the show. Music produced by Jesse Rugless of Trailmix Studios
For listeners with private and federal loans, the ESCAPE STUDENT LOAN DEBT PODCAST demystifies Student Loans, and how to get student loan payments or balances forgiven, reduced, re-organized or expedited. Hosted by Brenton Harrison. Music provided by Jesse Rugless of Trailmix Studios