How very good podcast do you all have welcome to the three hundred sixty- seven loga podcast. You can already listen to a podcast for an uninterrupted day for a year, something that I have been uploading the old podcasts, but notice that thirty- one, of podcast thirty- one or thirty, let us say that thirty- eighty I do not find them. I can'
t find those podcasts. This one for moving from what it' s called from Spotify platform and all that, because in the attempt several were lost and I was sure that I had them complete on some hard drive, but the net is that I can' t find them. So if there' s anyone among you who still keeps the first hundred shows on my podcast, or those who might have maybe aren' t the one hundred maybe. They have
about, ten, about, twenty, about fifteen. If any of you have them, then moches get wet with them so you can climb them up there to Spotify. And so let it go on, keep it there and be complete. Above all, not then this help me with that. As many of you know, on YouTube I am uploading the clips of many of the programs this year. Last year I didn' t do much of that, but this year I' m gonna get you back into that. So
this one, then wait for a lot of content on that side. This one too, as I already announced, I' m going to start doing interviews with a lot of people, a lot of people this one I' m going to try to do an interview a month, that is, two interviews a year. I' ll try to be little asshole to accommodate my times well and that I can do two interviews a month to have twenty- four a year. And this and, well, so to be nourishing a little bit more of this, this one that more, I think nothing more.
And, well, not long ago. I was looking at my networks and suddenly, I saw a pass because it' s not a memes like a publication where it said something like this if you don' t produce it ' s okay, no, you don' t have to feel bad about not producing something like that. It' s not worth it, not producing. Not a little bit in the sense of the stress people have or the
pressure people have to produce, to produce to live. No, and well, this is a fact that we live in a society where money moves everything and well, why not say it in a world where money is very important. Güey I mean, our shair utopias that money doesn' t matter.
This is not the money that matters. It matters a lot then our relationship with money, for it is. It is something that, unfortunately, we are not taught at school, in the schools I went to, because they never taught me how to manage my money, how to produce my money, how to manage it, invest it, reproduce it, spend it. Even no one teaches us how to spend the money. Not final, what suddenly presses are the needs we have. And well, there' s supposed to
be one. No. There' s not supposed to be a pyramid of more Low than it guides us to see the needs we have to cover. For those who do not know him, give him a google cyrch stick in pyramid of more there is pyramid of maslow of many things, but the main one, because it is that of the basic needs of the human being. And the plus side, the part of the biggest and most important pyramid, because it' s the base, because it' s the basic needs we
have. Not then, in strict theory, the money we get to have, which we get to generate, is to be used to cover the basic needs of that Maslow pyramid. No, and I say it naturally, because it seems to me that it should be this way instinctively. No. However, many other factors begin to play here. One factor, therefore, is,
of course, all that is produced by marketing. Advertising. Advertising and marketing create needs, create needs, make you think you need things and mask this, with this car you will feel better use this phone and you will dazzle your friends and so, the brands. Not then this one, because that suddenly causes the individual, because they will lose what they need with what
they want, misunderstand it and their priorities will change. Not then is that why we see people with phones of twenty thousand pesos without balance, or people with phones of thirty thousand pesos. But he' s not going to doctor sim when he gets sick. Not then the needs of the Maslo pyramid, because they are transpapeled because they are meeting the needs that marketing and advertising creates us. You don' t need this. Facebook, it' s crawling
with post stuff from people who say ah I need it. I don' t know a hellow ketty ah egg pan I need it. This happens with the phones with the cars, with the tennis, with all Güey. Then it' s okay, you bastard, because the truth is, we' re being bombed all the time by this publicity. No longer, social networks have become an infinite carousel of advertising. Güey, you see, Instagram, are two publications of people who continue commercial, commercial, commercial, two other
publications or three commercial, commercial, commercial, commercial And so Güey. And then, because all the time we' re bombarded with commercials on YouTube, on Facebook, on Instagram, on Twitter on I know it' s called X, but I' m going to keep saying Twitter this and so Güey, that is, all the time this. Marketing is telling us to buy. Buy, buy, buy, buy, fucker, and this egg I deserve. I don' t know credit card accepts credit card. Of course you' re in the future. Worry Güey. So, you bastard,
not like that, so lightly you take that. And the truth is that it' s a very serious thing, Güey, very serious, because all of that makes the stress of not having everything the market offers us, marketing, because it becomes a well- assed anxiety that obviously forces you to produce, produce, produce, spend, spend, spend, and the cycle repeats infinitely until you die Güey. So that' s okay. Curious Güey,
gorgeous Güey. This one. The truth is that it is not a vortex of situations in which if you do not get fucked, because you will be dragged and you will be overwhelmed and emotional health, because it is obviously affected
not then this one. That' s why, all of a sudden, that kind of publications if you don' t produce, there' s no fart, because, more than showing someone who wants to egg, it shows evidence of an endless race to produce, produce, produce, spend, spend, spend, buy, buy and many times that we don' t really need. Güey, I mean, why would we need a phone of thirty - five thousand pesos, why the fuck for what you mean then that kind of saying, I mean, I understand that there are qualities, there are
no qualities. This isn' t the same. I mean this one and I don' t know what I' m saying qualities this one that all of a sudden, we' ve been sold as the VP, the premium, the signatur not this one and then that appeals to no egg. I ' ve got to get to the track and I' m not. I ' m gonna go mix with the bitch. Güey. No. No, no, no. I want the iPhone fifteen, but I want the pro
Max Max Max Max. Not Güey, the one with a golden manzanita pinche that nothing else in the world has ten million whales in the world of this millions of people. I' m special, and so is Güey, a badass Güey. And then, because there' s no money to reach, Güey, there' s no money to reach. And then, at the time when the money doesn' t exist, Güey, that' s you right now, you have five thousand pesos in the bank Güey, not ten
thousand or whatever and they' re there in the bank. And if you go to the cashier, then in theory, you take it out and Güey doesn' t and you have the cash. No. Here' s the thing is, you' re paying less and less with cash. And then what you do is transfer. No, look, I' m gonna transfer you. I owe 500 pesos this plumber, so there goes the plumber,
gets his deposit. The plumber doesn' t have it in cash, but he goes by paying the super and in the super they accept the card with the deposit that I made him and so all the time, because we are handling a virtual money that, many times it' s not even güey. No, so this is all the money we deposit in the banks, in the applications, in the sets, everywhere, that money is moving it.
The entity is moving and is producing money. Produce to pay you your ten percent of sets, your fifteen percent of your eleven percent to clarify this what your pp R produces your personal plan for retirement is all the time. All the time, I mean, when you buy a car, the car is worth five hundred thousand pesos or three hundred thousand pesos, because that' s worth güey. But you buy it in a cup, say ten percent,
not then ten percent. So, if it costs 300 thousand pesos number closed, let' s say that every year you pay thirty thousand pesos of no thirty thousand pesos. No. That is if it cost you five hundred thousand pesos, if they charge you thirty percent a year, well, not ten percent a year, because you pay this fifty thousand pesos a year of interest,
and if you bought it five years. And I know it' s going down, because the balance is going down, but it' s two hundred and fifty thousand pesos of interest you pay, because almost half of the Güey car and those two hundred and fifty thousand someone won them, Güey not and maybe someone who lent the money. Ah, look, here' s your money. I' m paying you what you lent me. I give you your interest, I have a profit and that one turns so that with
the money of others he lent to buy, to make the cars. Well, that' s the güey chain pinche. Or if you are one of the people who only earn their wages, then you are farting, because of the food chain of capitalism that we live in, because you are the weakest link. Güey, well, not the weakest, obviously, because it is the one who generates nothing. No, but you all the time, because you' re collecting, paying, you' re borrowing, you pay interest, you' re paying, you' re borrowing, you' re charging
interest? And if all of a sudden that exceeds your ability to pay, because there comes a time when interest drives you crazy and it' s a time when mental health suffers no, and because it' s asshole güey, then this one can not produce güey, I mean, it' s okay not to produce, so yes. The point is, even if it' s for your basic needs, because you have to have money, and if you don' t have money, then you have a big problem. Güey.
No, I mean, unfortunately this one needs nothing. Obviously, for it is not the same to throw a tamale cake on the morning of twenty baros with a tole of ten vars are thirty vars. It' s not the same as eating in the tox or eating in the italian prick or in the cardinal or in the cardinal, Güey is not the same. Güey. Then this I particularly, for I suddenly cast my tamale cake, but suddenly also breakfast chingon in the ihop, not pinche, breakfast of five hundred baros
tree. No. The point is why I eat breakfast there. Güey is enough for me to have breakfast there pain or I don' t get Güey day, because many times that' s not it. If it doesn' t catch up with me, then it was because I didn' t produce enough Güey, what was needed not a duet. Then he' s a
bastard. Because, then, when, when the point comes that you don ' t even know what your position in the economy is, this drawing from your community in common, in your country' s economy, no longer say the economy of the Güey world, when you don' t know that Güey, then you have a big fart Wey and super fart Güey. As some know, I' ll take the good one, I won' t take them. I accompany several people in the financial affairs of their personal finances and
carry a couple of companies around. He masturbates, too. And the constant is that most people first don' t know Güey, they don' t know where he stands in terms of his economy. And when he knows, there comes a time when he prefers not to know Güey, because he is very overwhelmed to understand that the life that was being given is not the life that corresponds to him, not in terms of the value, of the human value, but in terms of therefore that you do not have to solve that
Güey. No. So, this is a very complicated question, because it involves the whole issue of self- esteem, of emotional intelligence, of the east, of intrinsic value, of the human being who may at some point be affected because it is not enough for an iPhone fifteen. Güey, I mean, I really don' t know how many people I mean, I ' ve been doing this personal finance thing for a couple of years and last year I started with like twelve people, actually I for scheduling time issues the
net is that I don' t attend to more than ten. But then pray to him that I don' t know what Güey absorbs, for there are twelve, there are thirteen. I was thirteen this year. Well, last year I ended up with two Güeys and I ended up with two this way, I particularly ah see you Wednesday at 2: 00 p m Güey comes out, that is, if Wednesday at 2: 00 p m? He' s not hearing it all right, no yes, I couldn' t get him out I' ll see you Wednesday afternoon at 2: 00
p m. He comes out again and not again. I no longer touch base Güey, because in this matter of personal finances, the net is that if you do not do it by your own decision, because there is no way Güey, then there is no way the net, because I am forcing people to fix their financial motherhood, because the net is not something I want to do. Güey then, last year I ended up with two Güeys.
This year I started with thirteen in January and now I have seven Güey, not this and well, because in the end, the net is that I juggle with the time to be able to support them. This and the net is that if at any time I run out of one, because there is no fart no, although the net is that I get five hundred baros in each session. This, the net is that it' s not this because
it' s not something like that it' s vital to me. This is why, finally, I have a job, I have other entrances, other income, and not a constant one, because it is precisely that many of the people omen with their economic reality Güey. He omens well, bastard Güey when they realize that the standard of living they have dragging and that he has put them in trouble, because it is much higher than what they can
afford. And so it has turned out that all of a sudden, because they think they are upper class, so to speak, and it turns out that Güey is not even lower middle class in terms of his financial reality Güey and very few people have the discipline and the patience to be able to fix their motherhood. You' ve been out of your mind for 20 years, with financial craziness, and you want to fix it in a month, because don' t suck. Some people think they have financial health, an emergency
fund, or financial freedom. This one is built in a year, not a year. Güey, it' s not like that. Güey then this because several of these suddenly, for example, this year he does not hear that last year, that this one could no longer follow all that. This one we can continue And I, obviously, give priority to the new ones and the others I form to see if the other year, because I have room to be able to attend them. Not Güey, then this one does
turn, it becomes a mess there, this whole money thing. No, this is a lot more than I' m fixing my mother. I' m fixing my mother' s ass and then suddenly, oh, I crashed, Güey didn' t, and you I had to pay. Tal? Tal? Tal? Tal? Tal? And then again I have my mother. That' s why Güey doesn' t, I mean, you have your motherhood because your economy is so fragile. Güey, who can' t
stand such a situation. Güey, we saw him in the pandemic. Güey, in other words, millions of people saw the pandemic live daily in Güey. And after everything that happened, after all the shit, after you got kicked out of your job, after you closed your business, after all that, you didn' t do anything so that if tomorrow you fall down and break a foot, Güey, then you have a way to solve it.
Güey, not Güey. Most people don' t do that, Güey, and then what happens, because we have a bunch of people who are very frustrated about it, Güey, angry at this social media, because suddenly they serve as the garbage dump in which many people, because they drop their shit. I mean, all your frustration, all that at some point, this one, this one, no, this one, you don' t reach
this one, because that' s where Güey empties it. Not so much, in post let' s say that originals hate life pinches as in comments from people who comment. I don' t know that a picture of a vacation comes up. No egg, thank God, I' m on my
vacation in Cancun. Ah you are well presumed, you are well banal and empty things like that, Güey, then this becomes there a vicious circle pinche, well culero Güey, in which, since many are tangled, Güey, and or well, we are tangled because I too perhaps, that is to say that I fixed my final motherhood, I think you look since my daughter was born twenty years ago. The net is that I started to manage myself better, but to live up to the day, to be able to satisfy
your needs. And I, because I had my debts And so, Güey, not then this the net is that of that I started to take control of this, but to start to make me my emergency fund, this to build my financial freedom and that I am not thundering my fingers at the end of the month or that the college or that I was thrown a tire, because it has five years that I am building it and it has not been easy and if it is a matter of much, pinch discipline and at first
you see it as a sacrifice, but in reality it is not so much. Güey, it' s not so much because when you start to understand what you spend, what you earn and you realize everything you spend on asshole Güey and everything you stop winning because you don' t understand well, for example, the compound interest this because they become, for you don' t know, using credit cards, because don' t mames Güey, that is, I' ve been five years, but that' s not how I
already armed it. I don' t mean if it' s a whole subject that there is, that this is a lifestyle Güey, that is, it' s not like I don' t do it today or with what I did I already ruled pas always no Güey, because even the billionaire pricks who leave the ticket to their children, who don' t know what fart
they suddenly can break Güey. The more one Güey that this little by little you are having there your investments, that give you a daily weight, or two pesos a day, or three pesos a day or ten pesos a day. So, this, because it' s a forever job, Güey, and it' s a job that not just anybody wants to do. Some have even proposed to me hear your semi- administrator Güey. Güey, don ' t suck, because with all this crap we' re talking about,
it' s not even enough for you to pay me. Güey, for the infamous this obvious, for if you have the capital, then you pay an administrator to do it and Güey already. But if you don' t have to, Güey, then you do, because you have to learn, Güey. But there are people, not who don' t understand that. So this is whether you want to produce or not to produce, because you
are free, you are in your right. Nothing else later we' re not crying because I don' t even have to eat güey, because I got sick and I don' t have any medicine, because someone died and I don' t even have a funeral because I don' t have and güey. So it' s okay to be so, it' s okay I don' t have and I don' t have and I never had
to be cool, but that' s right. And if you don' t produce güey, if you don' t invest and you don' t, this is the information you allow yourself, Minister, better your money, that allows you to buy better, it' s not that it allows you
to understand the difference between what you want and what you need. Well, then this one because you' re going to keep battling Güey, and it ' s all right, Gey, it' s all right, but, because it' s the reality Güey, and reality you can' t change it, no more with closing your eyes or no more with using it instead of the a or the or the güey the net, you can' t change it. You can' t change reality. No more like that.
Güey, so, then, you have to document yourself, educate yourself, discipline yourself, be constant working a chingo no. Some people think the job is wrong. Güey, not this one who suddenly says dedicate yourself to something
you like so that you never work in your life. No that' s not true Güey, that' s a blowjob And whoever indives you so lie to his fucking mother, Güey works at something you like so that you never work in your life no mamas Güey, that is, work is work, even if you like Güey, work tires Güey, work makes you spend time Güey, that is, it' s not like there' s no fart, not egg, that there' s fart and it' s good that you like what you do that you know your vocation, that you know this
one so that what you do, it produces money to cover your needs, because it' s something that you really like. There is not a chingo of taxi drivers, for example, well charged güey licensed taxi drivers, not
this one who do not like what they are güey clerks. Maybe there' s a chingo no. I' m surrounded by Godin clerks who, suddenly, their dream is to have a business to never work for someone no güey no so they think that because that' s going to solve their fart, which, obviously, identifies them as utopian assholes Güey, because it' s
not like that. The net start a business is to work three times what you work today with zero security and certainty like the one you have when you earn a fixed salary Güey doesn' t. And we are also in the epidemic of entrepreneurship or not. I mean, everyone has to be an entrepreneur. Güey, you don' t have to be an entrepreneur. No, Güey, if you don' t want to be an entrepreneur, then don ' t be an entrepreneur. Güey doesn' t have to be an egg
that you' re an entrepreneur. Güey, that is, you have to have a vocation for that, discipline, knowledge. Not if you don' t even know how to handle your money, what makes you think you' re gonna know how to handle a company' s Güey business money, not Güey. There are those who have a fixed salary, because it' s
okay, Güey. The point is that you make with that income, whether it' s fixed or not Güey, not how you' re using it, what it is to use it well, which is to use it badly Güey, who teaches me Güey, because there' s a lot of ways
to learn that Güey. But if you don' t want to pay the price of the time you have to invest to know that and understand it, if you didn' t want to go to school to understand some things, if you didn' t want to educate yourself, even if you didn' t go to school to understand some others, and if there are people who do we do Güey? There' s no way Güey, there' s can teach you and you don' t want to pay Güey, then what no way God can help you, so this is this kind of thing that
suddenly doesn' t help. They do not help the band to do what has to be done to be right Güey in terms of money and good, because producing or not producing, because fortunately, fortunately, today is optional Güey. If you want to make a homeless, it can be Güey, that is you, you can go there to the corner of your neighborhood and adopt
a colander and there you can live without fart. No one' s going to bother you, nobody' s going to fart you, Güey and you want to go to the subway, to ask for money, to play the guitar to ask Fortunately, here nobody sees you force that Güey, and fortunately I emphasize it, because this, there are countries in which you are not
allowed to do it like this. Güey. However, here is only Güey, because the subject of assuming your consequence, Güey not, if you like to spend as an asshole, ah, assume your consequence, Güey not, if you like to throw this face with your car, with your phone or with your brand tennis, your tennis from fifty thousand bares, and you can pay them, because it is fine. Otherwise, you can pay for them,
Güey, because you all have to produce. Güey. But then, if you want all that without producing, then no, moms, don' t overdo it, then. But well, so with this matter of producing
or not producing. This one of the anxiety you have to be, to think you' re not moving forward, that you' re wasting your life because all the commercials say you have to have the new huaw Way, the new iPhone, that you have to throw yourself in a cafe, in a Starbucks daily and take a selfi with the glass with your name on it. This one that you have to ride on a pinche, car, fuckonzote, with burns. Güey, or you have to be in Cancun' s all - inclusive. This one and if you don' t have it, then
all along then you' re doomed to be worth ben. And then he ' s a bastard, because ninety percent of the people, because they' ve got that choice, Güey, and they' re good at it. Güey, but, because the point is every individual you' re doing to solve it. Güey, not one of the dumbest things, but more bastards than the left won here in Mexico, won by Andrés Manuel López Obrador.
It is that much of the thirty million who voted for him, many, many, many thought that, coming as if by magic, your economic life was going to change. Güey, I mean, really many many Güey and especially the middle class up Güey, the gag east of the first line tackle the poor, because they thought it was a pinche ga Güey. And so, not Güey. So the people who are the poorest are the ones who have seen with the supports, with the scholarships, because at least they can
eat Güey. No And that' s good wey fuck that a person can eat Güey, can have to eat wey and it' s good that that person, because it starts to produce no means, that' s the duty to be. Obviously, there are many people, many people who are not even in a position to produce anything. Güey, not because of the environment, because of insecurity, because of some physical subject, some mental subject.
Not this and the fact that they don' t starve to death, because I think it' s okay, but you, as an individual who receives the support, you receive the scholarships and you' re not understanding that much of that is so that you work and you don' t need it. Güey and at some point this money may be part of something else, for if we do not understand it like this, then these supports will be eternal and will be misunderstood No. Just like the government has to keep me.
No, Güey, the government doesn' t have to keep you. Güey, the Government has to create the necessary conditions for all individuals to have a dignified life. Güey, but if it' s not your case, then
this one, because you' re part of the problem. Güey, I don' t mean, if you grab and say ah, I don' t want to produce and you always stretch your hand I' m checking the balance of your welfare sale, because don' t mom, someone produced that money Güey so you can enjoy it and so that you have at least to eat and you get to fuck him Güey so that at some point, because you don' t need that fart anymore And well, that' s just
a little bit of the delicate topic of scholarships. No, I definitely prefer that the millions of people who have it today have it, that they keep it a hundred hunks of a hundred families, and that they will chew it up on their journeys in their homes, in their cars, Güey, that is, the net. That' s how I see it, Güey I prefer that a thousand times. But if we already have that, Güey, because every individual who receives those scholarships, then do something about it, Güey,
for what, so you don' t need it. Güey works so he doesn' t need it. If there comes a time when, thanks to the government with an egg I did not die of hunger, I was able to finish my school, I could do this and all that to pay it back to society and the country so that the country could do better with all that the country did for you but that it did not become a situation in which the self makes us this misunderstand, that the government has to keep
us all always Güey, because not Güey, because if it is, there will never be money that Güey reaches then. But, well, this is the way things are, with this production decision, we don' t produce that goes well, pretty, bastards and bastards. And, well, I, uh, right now, I' m going to Toluca to deliver some orders. That' s where you bastards look.