What should a financial advisor do for you? In this episode, we break down the key roles of a financial advisor—acting as a master contractor to coordinate investment management, tax planning, insurance coverage, estate strategies, and retirement planning. Learn how comprehensive financial planning can help protect your assets, reduce taxes, and build long-term security. Food for Thought: Raclette Tips & Tricks Prep your pairings : Traditional raclette is melted over potatoes, but it’s even ...
Apr 21, 2025•20 min•Season 6Ep. 4
Selecting a financial advisor involves more than just investment management. It’s important to understand their compensation structure—whether they charge flat fees, commissions, or asset-based pricing—to ensure their incentives align with your financial goals. In this episode, we discuss how to evaluate an advisor’s services, identify any limitations, and choose the right fit based on your financial management style and personality. We also explore the role of trust and confidence in building a...
Mar 26, 2025•25 min•Season 6Ep. 3
Are you asking, "Can I retire early?" In this episode, we break down the complexities of early retirement planning with actionable insights and real-life examples. Hear Ed and James discuss personal client stories that highlight diverse retirement goals—from retiring in your 50s or even your 40s! Learn how to secure sustainable income, manage healthcare costs before Medicare, optimize tax strategies, and handle investment risks like sequence of returns. Tune in for expert advice on early retirem...
Feb 24, 2025•23 min•Season 6Ep. 2
In this episode, we share strategies for getting on the same page as your spouse (financially). Ed & James discuss the importance of compromise, understanding your spouse’s motivating factors, and actionable steps on how to prioritize your goals as a couple. These insights are designed to not only help with your finances, but your marriage as a whole. Food for Thought: Prime & Provisions Steakhouse - https://www.primeandprovisions.com/ Edge Financial Advisors...
Jan 15, 2025•22 min•Season 6Ep. 1
Ed and James are joined by real estate mogul, Entrepreneur & best-selling author, Krisstina Wise. Ed, James, and Krisstina discuss the importance of having a healthy mindset when it comes to your finances, as well as understanding when enough is truly enough. Krisstina shares how a near-death experience forever changed her view of money and inspired her to share her experiences & knowledge with other entrepreneurs. She also explains how others can shift their money mindset to create a mo...
Dec 18, 2024•37 min•Season 5Ep. 13
If you're a small business owner or independent contractor with a high income and you're tired of paying excessive taxes, this podcast is for you! We explore the little-known, IRS pre-approved, retirement strategy known as the Defined Benefit Plan. Defined Benefit Plans can significantly reduce your tax burden and accelerate your retirement timeline, potentially saving you more than you ever thought possible. If you qualify, this strategy could mean tens of thousands of dollars returned to you, ...
Nov 15, 2024•33 min•Season 5Ep. 12
In this episode of Ed’s Edge, Ed and James discuss the importance of being proactive with managing your taxes both now and in the future. They share strategies that can benefit you in years of lower taxable income as well as strategies that can be used in years of higher taxable income. Ed & James explain the benefits of these strategies and what to consider before using them to optimize your tax situation over the long run.
Oct 15, 2024•23 min•Season 5Ep. 11
In this episode, Ed and James are joined by Charitable Giving expert, Parissa Zargar, a Charitable Planning Consultant & Digital Regional Director for Fidelity Charitable®. Ed, James, and Parissa discuss the benefits of using a Donor Advised Fund (DAF) for charitable giving purposes, and some common strategies that these funds are often used for. Parissa explains what a DAF is along with the pros & cons, common strategies, and when a Donor Advised Fund makes sense for you. You will learn...
Oct 01, 2024•34 min•Season 5Ep. 10
In this two-part episode, we explore some of the key benefits of using structured notes to generate income and growth in your investment portfolio, particularly as you prepare for and enter retirement. Join us as we delve deeper into the world of structured notes and explore how they can be leveraged to generate income, protect your portfolio, and achieve your financial goals, whether you’re in the accumulation phase or transitioning into retirement. Growing your portfolio while managing risk is...
Aug 15, 2024•16 min•Season 5Ep. 9
In this two-part episode, we explore some of the key benefits of using structured notes to generate income and growth in your investment portfolio, particularly as you prepare for and enter retirement. Join us as we delve deeper into the world of structured notes and explore how they can be leveraged to generate income, protect your portfolio, and achieve your financial goals, whether you’re in the accumulation phase or transitioning into retirement. As you transition into retirement, generating...
Aug 08, 2024•17 min•Ep. 5
In this episode, Ed and James are joined by insurance expert, Finny Rajchel, the President of the Finny Rajchel Office of State Farm with over 34 years of experience in the insurance industry. Ed, James, and Finny discuss the importance of evaluating your insurance policies and needs, to make sure they are aligned with your ever-changing financial situation. Finny explains how insurance companies have changed their policies since COVID, the most important things to look for in a home or auto pol...
Jul 15, 2024•32 min•Season 5Ep. 7
In this episode of Ed’s Edge, Ed & James breakdown the most common financial myths that are holding you back. They cover everything from the correct way to build wealth and the Latte Effect, to Social Security running out. You will learn the truth about these common misconceptions and how they could be affecting your lifestyle.
Jun 17, 2024•21 min•Season 5Ep. 6
In this episode, Ed and James are joined by insurance expert, Bruce Hersh, the President of Smart Money Financial with over 40 years of experience in the insurance industry. Ed, James, and Bruce discuss the importance of a Long-Term Care policy and how it can de-rail your financial future if not planned for. Bruce provides guidance on what Long Term Care insurance is, who can benefit from it, and when to start looking for a policy. You will come away with a well-rounded understanding of long-ter...
May 15, 2024•29 min•Season 5Ep. 5
In this episode, Ed & James discuss what we can and can’t control relating to the stock market, taxes, social security, and more. You will gain practical information about managing your finances and how to plan for your future.
Apr 08, 2024•22 min•Season 5Ep. 4
In this episode of Ed’s Edge, Ed and James discuss the importance of balancing money, time, and health to live a fulfilling life. They draw inspiration from the wisdom of Warren Buffett and the Dalai Lama, highlighting the dangers of sacrificing health for wealth and the importance of living in the present. Ed and James share personal stories and insights to emphasize the need for a balanced approach to money and life.
Mar 15, 2024•18 min•Season 5Ep. 3
In this episode, Ed and James are joined by real estate expert, Dave Swanson, a realtor at John Greene with over 20 years of experience. Dave provides a background of the housing market in recent years, discusses what you need to consider before buying a home, and the steps to take when you are ready to purchase a home.You will come away with a well-rounded understanding of the real estate market and actionable insights on making informed decisions that align with your financial plan. Whether yo...
Feb 15, 2024•24 min•Season 5Ep. 2
Join experienced financial advisors, Ed and James, as they discuss the world of finance, sharing their personal experiences and observations from their clients’ financial behaviors. With decades of experience under their belts, they discuss the most common financial mistakes that people often make, providing real-life examples and expert insights to help you avoid these pitfalls. In this episode, they explore everything from the costly mistake of overpaying taxes, discussing how this can occur a...
Jan 16, 2024•27 min•Season 5Ep. 1
Inheritance can be a game-changer, but it comes with its own set of challenges. Join us as we delve into the nitty-gritty of handling an inheritance responsibly, from navigating tax implications to creating a legacy that goes beyond just financial assets.
Dec 15, 2023•16 min•Season 4Ep. 9
In this episode of Ed’s Edge, Ed and James embark on a journey through the intricate landscape of financial planning. As seasoned financial planners, they unravel the complexities and bring you a digestible discussion on the fundamental question: What is Financial Planning? Join Ed and James as they break down the five pillars of financial planning, offering insights, anecdotes, and practical tips to help you navigate the often daunting world of personal finance. Whether you’re an experienced in...
Nov 15, 2023•29 min•Season 4Ep. 8
In this insightful conversation between Ed and James, they delve into the topic of transitioning to retirement. Ed and James explore a range of valuable tips to help individuals address both financial and non-financial concerns as they approach this significant life stage. From financial planning discussions to considerations about maintaining a fulfilling and purposeful lifestyle, these ideas should help provide direction for a happy next chapter. Whether it’s securing one’s financial future or...
Oct 10, 2023•13 min•Season 4Ep. 7
Join Ed and James for a 20-minute journey into the fascinating world of money, where they delve into the most valuable lessons about your financial behavior and mindset. Ed and James have decades worth of experience working with clients and share the most commonly forgotten lessons. In this episode, they explore relatable real-life scenarios and expert insights that help you make smarter decisions with your money. Whether you’re aiming to save, invest, or simply gain a better understanding of yo...
Sep 13, 2023•22 min•Season 4Ep. 6
We’ve all heard of the common financial tips on how to build wealth. Examples are to within our means and put money aside for our retirement, just to name a few. But what about when we’ve built up a solid nest egg and are close to needing to live off of it? In this podcast episode, we discuss how different the financial game is when we are close to the finish line, sharing our tips on what to consider at this stage of life.
May 12, 2023•13 min•Season 4Ep. 5
Be honest…are you likely to either shrug them off or offer a skeptical eye? Conversely, hearing you are in danger and that person has your undivided attention. These natural tendencies stem back to thousands of years ago in how we operate as human beings. When we use this behavior with our investing decisions, we are playing with fire. In this podcast episode, we discuss exactly why we are “seduced” by pessimistic news and how you can separate facts in the market from your own feelings.
Apr 24, 2023•15 min•Season 4Ep. 4
The Defined Benefit Plan is a pre-approved retirement plan solely for business owners or self-employed individuals who want to take advantage of massive tax savings each year in order to accelerate their retirement. We discussed exactly what this plan is in our first podcast episode, but we realize there are still many outstanding questions. For example, what are the limitations? How flexible is the plan? More broadly, what exactly is one getting themselves into by utilizing this plan? In part 2...
Mar 22, 2023•15 min•Season 4Ep. 3
If you are a small business owner or independent contractor with a high income who is tired of paying the government too much in taxes, you need to watch this! This little-known, IRS pre-approved retirement plan called The Defined Benefit Plan, can save you more in taxes than you thought was possible and help accelerate your retirement timeline. In this first episode, we provide an overview of the plan and discuss how it could help you. One of our clients who recently implemented the plan said “...
Mar 02, 2023•14 min•Season 4Ep. 2
Have you ever been a victim of fraud or identity theft? Or perhaps you know a close family member or friend who was? Chances are you have. In this episode, we want to share our best tips to help you protect your assets from cyber-attacks.
Jan 04, 2023•18 min•Season 4Ep. 1
With the market certainly being very volatile this year, there’s a common misconception that the market has now become in fact, risky. In this podcast episode, we address the true difference between risk and volatility, including why it is so important to separate the two concepts.
Dec 09, 2022•14 min•Season 3Ep. 7
With the market continuing to stay volatile, we wanted to bring to your attention an alternative investment that aims to protect against market downturns while still allowing plenty of upside potential. These investment vehicles, called structured notes, are in use for many of our clients already and we are seeing them work very well during times like these. This episode seeks to help you better understand what structured notes are and how they work.
Aug 11, 2022•27 min•Season 3Ep. 6
We’ve officially entered a bear market, and the word recession is dominating news headlines. How bad is it? And why is this happening? Furthermore, what should you do to make sure you are in fact, taking advantage of this bear market? In this episode, we talk through the Bear Market Playbook, a proven plan created to help ensure you are strategizing appropriately and putting yourself in a position to best maximize your wealth during times of uncertainty.
Jul 15, 2022•25 min•Season 3Ep. 5
When you’ve worked hard and your nest egg more than covers your financial goals, you may also want to provide financially for your loved ones. In this episode, we dive into the details of gifting and discuss three key questions you should ask yourself when considering making a financial gift.
May 06, 2022•17 min•Season 3Ep. 4
