Maximize Profits: The Ultimate Guide to Credit Cards for High-Ticket Dropshipping

So if you're going to do high-ticket dropshipping, one of the biggest, most important things you can do is get the right credit cards to use to pay for your ad spend and your cost of goods sold and your software expenses.

Because certain credit cards will give you really good cash back and others will give you really good points that are transferable and others will give you really good hotel and airline points you can use to book really nice luxury first or business class flights. Long haul business class flights and things like that across the world.

And then also these hotels will offer you these amazing luxury experiences and these credit cards will also offer you top tier status just for having the credit card.

And there's a lot of great benefits other than that too beyond that some of them have kind of high annual fees but if you like to travel and you enjoy having those benefits and you can make use of the fees then there's lots of great cards for you so i'm going to go over three of my favorite banks as well as a few extras and talk about some cards i used to have and some cards that i plan on getting in the future as well so let's get into

it yeah so the most important thing with high-ticket dropshipping is that you have a really high credit limit card for your cost of goods sold. That's the most important thing. Because if your products are going to be on average $1,000, $2,000, $3,000, and you get an order, you don't want to have a credit card that only has a $500 or $1,000 limit because then you're not going to be able to fulfill that order for the supplier in a timely manner.

You're going to have to wait until you have the cash deposited to your bank account, which can take up to a couple days. And then you're going to place the order with the supplier, have them charge your bank card directly, take the money right out of your checking account, and then ship the product, which is inefficient and also just kind of negates the whole ability to get rewards from credit cards. So it's way better to use credit cards.

Some of the best credit cards for cost of goods sold are actually cash back credit cards because they have just an across the board, you know high percent back that you can get and these some of these cash back cards can also be used to pay for travel so that they're not taxable through the travel portals and some of them also allow you to instead of just taking the points as cash back but transfer transfer the points to travel partners which is really

cool so i'm going to talk about a couple of my favorite ones right now my two favorite cost of goods sold credit cards are the chase inc business unlimited which is a zero annual fee card, but gets you 1.5. Sorry, ultimate reward points and per dollar spent. So that's pretty cool because if you get a $1,000 order, then you'll get 1,500 ultimate reward points for that.

Excuse me. Well, it depends on the margin, obviously. If the margin is like 20%, it's $800 cost, then you take just 800 times 1.5, and that's the amount of points you get. And then ultimate reward points are transferable to travel partners, which is really cool. You can also get them as cash back if you need it, But there's a lot higher value in using them with travel partners.

So if you happen to find yourself looking to go on a vacation to Europe or South America or Southeast Asia or something like that, then you can transfer Ultimate Reward Points to a travel partner that flies out there and get a business class long-haul flight where the amount of points that it costs is like maybe half of what that would cost you to pay for cash. So it's pretty amazing what you can get. My second favorite card for Cost of Goods Sold is actually the Capital One Spark Cash.

Now, when I first signed up for this card, it was like six, seven years ago, so it's changed a bit since I first signed up with it. Now it's like a pay and sell every month card, but you can get 2% cash back for every dollar you spend, which is pretty cool.

Plus, they have a travel portal, so you can actually use that cash back instead of having to take it as cash back which is taxable you can spend it on travel through the travel portal and their travel portal works for domestic flights works for hotels you know so it's really cool to have kind of points and cash back in different places because you know you just never really know what you're going to do if you're going to travel here or there i mean it's always cool

to get free travel and to be able to use your rewards in a non-taxable way so those are my two favorites for business cost of goods sold. Now, a couple of backups you can use for cost of goods sold, especially when you're first getting started, are the American Express Blue Business Plus and Blue Business Cash. Both of those cards have a zero annual fee. And they come with 2x points or 2% cash back, respectively. Now, the cash back is only applied as a statement credit.

It cannot be used towards their travel portal, unfortunately, but the 2x points are transferable, so that's cool. But the only drawback with these cards is that there is a $50,000 max spend per year. So, like I said, when you're first getting started, you don't have that much orders yet. It might take a little while to fill these out, but after a while, you'll fill them out pretty quick.

Usually within a month or so but it is good to have them on hand and there's your dollar annual fee cards so it's like why not just have them and you know max them out every year so it's like 100 000 points basically if you just use that card too it's full potential and by the way amex points are great because they have a lot of different point partners that they'll transfer to so it's really really cool card to have now let's talk about ad spent and then

i'll talk about expenses like software and stuff after that. And then just talk about some special cards that I like. But ad spend is really important because some of these cards will give you extra points back if you spend them with certain categories. And those categories happen to be digital advertising with Google ads or Facebook ads. And one of those cards is the Ink Business Preferred by Chase. That one gets you a 3x ultimate reward points per dollar spent on advertising.

And only a $95 annual fee. And the max cap earned per year can be, or spent per year to earn the 3X points is $150,000. Which when you break that down, you know, per month, let me use my calculator really quick to make sure I got this right. $150 divided by 12 is $12.5. So $12,500 per month on ads, that's a lot of, you know, money spent per month. Let's divide that by 30. $416 a day? Is that right? Or is that $4,000 a day?

Times 30. Yeah. So if you can get your ads up to $416 a day, that'll be maxing out this card. So it's a lot of money. Usually we're aiming for a 10 to 20x row ad. So if you're spending $416 a day on ads, that means that you better be netting at least 10 times that, which is $4,000. In orders every single day. And per month, 4,166 times 30 is $125,000. And if you take the average, let's say net margin of around 10%, 0.1, then you're working around $12,000 in net profit every single month.

Which is a great profit. it and that's not you know that's not not abnormal that's pretty normal you know getting your store to that level is pretty you know doable so having one of these cards is plenty now if you happen to be able to scale your store higher than that you could also go for the amex business gold card and that's a really cool one because it actually gets you 4x points transferable points per dollar spent and that and amex points are have the most partners for sure so getting

amex points is really valuable because you can transfer them so many different partners now the the really cool thing about chase points though specifically is that they are the only transferable point partner that will transfer to hyatt and hyatt has a very high value on their points so like some of their hotels will only cost 5,000 points per night or 10,000 points per night. They're super nice hotels. So...

So stacking ultimate reward points is great, but spending ultimate reward points is done best through the Hyatt Hotel Program. Plus, Hyatt has a cool thing where if you stay 60 nights in one calendar year, you'll get their top tier status, which is Globalist. And then using Globalist, you can get great suite upgrades, you can get free breakfast, free lounge access, and their hotels are just balling. So I love the Hyatt Program. and their service is amazing. Their properties are amazing.

So yeah, definitely recommend. If you're going to do Chase, Inc Unlimited, Inc Preferred, that combination, and then just transfer to Hyatt and just rock out at Baller Ass Hyatt Hotels everywhere you go. But if you spend more than that, then definitely use the Amex Business Gold. It is going to cost you a bit more with the annual fee, but it does come with some credits to make up for it. But the Forex points, if you can max out those points, that is just incredible.

Having that many Amex points, because there's so many different programs you can use Amex points with that you can transfer to. So just having the availability of these transferable points is great.

Now let's talk about some of the expense cards that I like to have for my software expenses and whatnot. One of my favorites is the Capital One Spark Miles card. Now the Spark Miles card, I believe, yeah, it's a $95 annual fee or something like that. 195 or 95. It's pretty low. But it gets you 2x miles on every dollar spent.

So unlike the Income Limited that gets you 1.5x points, or the Blue Business Plus that maxes out at $50,000 in spend, the Spark Miles gets you 2x miles on every dollar you spend and with no max, which is amazing because Capital One points are transferable and they have lots of programs they can transfer to. Some of the best. So you can get a Spark Miles card. You can get tons of points.

Let's just say you can put at least a quarter of that $125,000 a month in spend, which turns out to be, let's just say you put some cost of goods sold and expenses onto that card. If you can get a high credit limit with a Spark Miles card instead of just the Spark Cash, then you can have these tons of transferable points and just ball out with long-haul business class fights. It really just depends on which cards they give you high limits on.

If you don't have a good credit score yet, you've got to work on getting that credit score up. Also, one really important thing to keep in mind is that you cannot apply for too many credit cards at once. You should only be applying for two or three cards every three months or so at the max.

Those cards should be really thought through. Definitely only sign up for credit cards if there's a sign-up bonus and wait until there's a really good sign-up bonus on a credit card that you've been waiting to get you know you could check there's a bunch of online forums and stuff like that but you know definitely wait and get a really good sign-up bonus because that's one of the most important things about signing for credit cards is getting those sign-up bonuses i mean

you can get 50,000 100,000 150,000 points, And depending on the program, those can be worth a lot. So sign-up bonuses are great. I have a blog post on ecommerceparadise.com that talks about the best credit cards for dropshipping. And you can get the sign-up bonus links in that blog post. So go check that out, ecommerceparadise.com slash credit cards.

And so, yeah, one of the things about Chase specifically is that they have a rule where you can't get any more of their credit cards if you've already had five new active cards in the past 24 months. It's called a 5-24 rule. So you've got to kind of be strategic about which cards you sign up for and when. Now, that only applies to personal cards, not to the business cards. So you should definitely apply for business cards first.

I would always recommend actually putting as much spend as you can on business cards when it's related to your business and not personal cards because your credit score will go down a lot more. Or if you put spend on personal cards, if they see your personal cards are, you know, going up really high, your credit score is going to go down because they're going to think it's personal spend.

Whereas if you put your business spend on business credit cards, it won't affect your credit score so much because it's just going to be looked at as business spend, which usually your business is paying that off every month. So, yeah, just consider that. Keep that in mind as you're going about this process. But there's a bunch of great personal cards that you can, you know, match with their business counterpart cards. and I'll kind of go over that as well right now.

Those usually have something to do specifically with certain hotel or airline programs, basically. They're not related to the big banks that have these transferable point systems set up. So anyway, let's get into that because that's actually kind of a cool topic.

So some of the card matchups that I like the most, one of them is the Hilton cards. So there's a Hilton Honors business and that Hilton honors... Personal card called the Hilton Aspire. And those two cards, when matched together, are amazing. The Hilton business card gets you 3x Hilton points on all spend, 6x points on shipping. So if you happen to have to pay for shipping with your store, and some suppliers, they make you pay for freight.

And then also when you stay at a Hilton, it'll get you 12x Hilton points too. But it also comes with a free weekend night reward after $15,000 in spend in a year, and also another free weekend night reward after $45,000 to spend per year. And these frequent sorry, free weekend nights those can be used at really top tier resorts for nights that would normally cost you upwards of $1,000 or more. So those free weekend night rewards or free night rewards are amazing.

Also, I believe there were some changes at some point. I can't remember. Was it the Hilton business card or was it the Aspire? I think it was the Aspire. No, it was the Hilton business card, right? Sorry, they changed the Hilton business card. So the deal with the Hilton business card now is they took down the free nights. I was reading some old information here. Now they give you extra points with your spend.

So instead of free nights, the deal is you get 5x points on all spend up to $100,000 in spend per year in 3x after that. So basically, it's like getting an additional 200,000 points. Instead of just earning the $300,000 for that spend, you would get $500,000. So a free weekend night reward, on average, I don't know, they're probably...

Not giving you as much value now as as they used to these night rewards i think are so valuable can be used in places that are so valuable they probably saw that they're like oh we should change this it's kind of like a devaluation in in my mind but i mean it's still cool having hilton points because when you when you go and look at the hilton portal you'll notice that hilton point redemptions are really poor like it costs you a lot of points to

stay at just like a you know normal hilton somewhere so the the night rewards are where the bread and butter is with the hilton stuff but the business card is still great to have and just having hilton points is great, so i would definitely recommend getting the business card and putting some cost of good good sold spend on that and then i would recommend getting the personal card which is called the hilton honors aspire that comes up with come it comes with up to three free night rewards

each year so i think they they basically took the one that the aspire used to come with and the two the business came out, but they just put three on the Aspire. So you have to spend up to 60,000 per year on the Hilton Aspire, which is a personal credit card to earn all three nights.

But if you get a high enough credit limit and you can manage to spend on your personal card and pay it off quickly enough so it doesn't affect your credit score, then you can do that and you get those free night rewards still using the Aspire.

But yeah, it does kind of put that like, it makes those night rewards way harder to get which you know nobody was happy about but it is what it is the the cards also come with these resort credits which help pay down the annual fees because the annual fee on the on the business card is like two hundred dollars and the annual fee on the personal card is five hundred fifty dollars so you know if you like hilton's and i love hilton's again great,

properties great service the the spire comes with top tier status just with having the card whereas with Hyatt even if you have their credit cards it doesn't automatically come with top tier status you have to spend a bunch of money on the credit card to earn the top tier status, and or stay at the hotel for 60 nights a year, But with Hilton, you can just get it right away with the Aspire card, not by paying that annual fee.

But you get a $400 Hilton resort credit, $200 flight credit, which can be used with United buying United Travel Bank cash, which is kind of a hack. You get a $100 property credit, get the additional points, all that. So it's pretty worth it if you like to travel and stay at Hiltons.

All right, then the next combination, which is really good if you like Marriott properties, which I love Marriott properties. I just don't stay at Marriott properties as often as I'd like to. It just really depends on where you are and where you go and what hotels are in those areas. For me, I like Bali. I'm in Bali a lot, and Bangkok, Thailand. When I go to the US, it's Los Angeles, Seattle. Most of the places I'm going to, I like to stay at the Hyatts.

I find that they have the best value. Then my second favorite is usually Hilton's. Third is the Marriott's. The Marriott's are amazing, though. I've had some of the best experiences at Marriott's. They have really, really good properties. But so the Marriott Business Amex card can be paired with the Amex Personal card. The Personal card by Amex, the top tier Marriott Bonvoy Personal card, comes with top tier status at Marriott just by having that card. But it's a really high annual fee.

And the credits don't really make up for it completely. So you have to really make use of that top tier status. And if you stay at Marriott's that have lounges and stuff like that, then you'll understand why that top tier status is so valuable. So the Marriott business card, it's great for use with cost of goods sold and shipping expenses as well. It's $125 annual fee. You earn 6X points at Marriott, 4X points on shipping, 2X points on other things.

So 2X points on cost of goods sold. Now Marriott points aren't worth as much. They're worth like, I think it's point, it's like $1.

Cents per dollar or something yeah it's like 0.8 so it's not like you know one to one ratio it's a little bit less unfortunately and you know the redemptions aren't that great sometimes it can vary when you're when you're on their portal looking for places you'll see what i'm talking about but the benefit of the business card is you'll get one free night reward every year can be used up to i think a 35 000 point property and then

an additional free night after 60k and spend in a year so two free night rewards which is really cool and the cool thing about marriott's program which is similar to ihg's program is that you can combine free nights with points so you can get you know a really really nice property and you know you don't have to spend all points on it. So i usually like to do that because i can get use the free night reward to upgrade to make like a really nice stay.

I'd rather stay somewhere that's like super five-star for one night than just save my points to stay at like a four-star for like a week. Because with my current lifestyle, I'm pretty much staying put and I have a house in Bali now. So I don't really need to go digital nomading around anymore.

If you happen to be living that lifestyle, it's way more valuable probably to be spending points in a way that's more frugal where you're doing like a week at a like a holiday inn or something like that in one particular city and then you move around and do another week at like Hilton Garden Inn or something that's a little bit less you know costly with points that's how I kind of used to spend my points back in the day when I was

single and traveling around a lot and stuff like that but now it's different so I'm married I have a house so it's better to do like really nice expensive staycations and stuff like that five-star resorts in Bali than it is you know to nomad around and stay for a week at a cheap hotel.

Anyway, so that combination is great. Those two cards are amazing together. Let's see here. Now, the IHG program. IHG is my other favorite hotel, big hotel conglomerate because they have tons of different brands, and they're all over the place, and they have some amazing cards to use as well. So those are by Chase, not Amex. So there's an IHG Personal and an IHG Business, and they both have similar setups.

The IHG Personal card, though, is very cool because if you spend $40,000 in a single calendar year with their personal card, it's the IHG Rewards Club Premier, you'll get top tier status. And normally, just by having the card, you don't get the top tier status. You get the second status under that, which does not come with free breakfast.

So top tier status, free breakfast, which is really cool. And... $99 annual fee, 26 IHG points for staying at IHG, 5X on gas and dining, 3X points on everything else. But again, it's a personal card, so if you spend with business on this card, just make sure you pay it off quickly. Each account anniversary year, you get a free night reward, an anniversary night. So that's pretty cool. And yeah, the IHG business card is very similar.

So you're not really getting a whole lot by having the business and the personal together, so you can just have one or the other. But the personal card, I believe, is the only one that comes with that ability to earn top tier status. So I just got the personal card because of that. And it's funny, but these things you're not going to see on the main sales page. That's like, it's in the fine print.

And that's the thing about the Hyatt cards too, is that Chase has a Hyatt personal and a Hyatt business card. Now, they both have a similar thing where you can earn globalist status, but you have to spend. And they don't even have it. It's not like a spend thing for them. It's like every $5,000 or $10,000 you earn a certain amount of redeemable nights towards globalists. So you spend $10,000, you get five redeemable nights or something like that. And you need 60 nights in a calendar year.

So it's either you stay at Hyatt for that many nights or you pay that much money on your credit card, spend that much money on your credit card and you'll get those nights. So I did the math and approximately $130,000, $140,000 in a calendar year, spend on the Hyatt card and you'll get their globalist status.

And plus you'll get two free nights per year when you hit that $15,000 spend threshold which is not that high so free nights, globalist status again, great credit card to have to put cost of goods sold. Now, the only thing about it is that you only get 1x Hyatt point on everything. 2x restaurants, transit, and gym, 4x at Hyatt. But you're not going to earn extra points on this card with cost of goods sold.

With everything else, it's just 1x Hyatt points. But Hyatt points go so far and they're worth so much more than other points that it's actually not a bad thing to spend money on this card and get Hyatt points. Now, with the business card, it does come with extra points you can earn for ad spend. And it's 2x points, 2x Hyatt points so if you really like Hyatt you might even just consider.

Look at it this way the Ink Business Preferred gives you 3x points that are transferred to Hyatt so you'd better get the Ink Business Preferred and just transfer those 3x points you earned to Hyatt it's more than the 2x you'd earn with the Business Hyatt card but if you max that out and you don't really care for Amex points which would be 4x but Amex does not transfer to Hyatt and you just really like Hyatt, you might just consider getting the Hyatt business card and putting your ad

spend the rest of it on that card for 2x Hyatt's points. So I just know that thought that works.

Now, if you like the Travel Portal points by Chase and you don't want to constantly have to deal with like award programs and all the hassle it takes to look up award redemptions and things like that, something you might consider doing is getting the Chase Sapphire Reserve or Preferred card because it gives you a redemption bonus in the Chase Travel Portal.

And Chase Travel Portal is pretty much like using Expedia. it's powered by Expedia, and then you'll also if you do end up spending money on your credit card on the travel portal eventually you'll get 5 to 10x back I think it's 5x on flights, 10x on hotels and that's more Chase Ultimate Reward Points so that's a pretty good deal.

And it's a $5.50 annual fee for that card, but it comes with a $300 travel credit plus a Priority Pass, and the special thing about this Priority Pass that's different from any other Priority Pass from any other card is that you don't just get access to airport lounges that accept Priority Pass. You actually can get credits at restaurants at airports that offer it to Priority Pass holders that have the Chase Sapphire Reserve Priority Pass.

So it's a special Priority Pass, and these restaurants give you, usually it's $30 per person, and it's like a nice little meal, usually. I've used it a bunch of times in Seattle. And when I'm going through there, they've got a couple nice restaurants that have good food. And for a couple, that's $60 in food. So it's definitely worth, you know, it's money if you travel a lot through big hubs that have those places, you know. And, you know, speaking more on Priority Pass, Priority Pass,

if you don't know, is a card. It's a membership card that gets you access to airline lounges that are part of the Priority Pass network. And there's a bunch of them in airports across the U.S. and across the world. A lot of them now have problems where they're overcrowded or they're just holding space for business class travelers. But it really just depends. Most of the time, you've got plenty of space.

Free food, sometimes free alcohol, just a great place to rest and get some work done, recharge. The cool thing is that you can kind of just leave your bags at your table and walk around. You don't have to worry about people stealing your stuff because people that are at the lounges, they're under surveillance. But also, there are people with more money and they don't need to steal your stuff. So it's a very safe atmosphere. So priority pass is cool.

All right. Now, there's a few extras here, but I don't really want to get into that. I want to get into another topic that has to do with credit card sign-up bonuses and churning credit cards. One of the things I used to do was churn credit cards, which basically means signing up for the sign-up bonus and then canceling the card at the end of the year before... You have to pay that next bonus. Well, I mean, you pay the bonus and then you cancel it after asking them to reimburse the annual fee.

Did I say, yeah, I don't know if I said that right. You get the signup bonus, you cancel slightly after the annual fee is charged, and then you get the annual fee reversed. So you don't have to pay for it, but you get to keep the signup bonus. So that's the game with credit card trading. Now it's totally legal. There's nothing illegal about it.

And oftentimes the credit card company will give you some sort of an incentive to stay on there with them, like an additional signup bonus for minimum amount spent on the cards. And by the way, signup bonuses always come with the minimum amount spent. Like it's $1,000, but you got to spend 10,000 on the card. Or it's 150,000 points, but you got to spend 15,000 on the card or something like that. So a lot of these signup bonuses for normal people, they're kind of hard to

get because it's hard to spend 15,000 on a card. How are you going to pay that off? But with the high-ticket dropshipping business, these credit card sign-up bonuses are so easy to hit because you're constantly getting orders and you can just choose whatever credit card you want to put those orders on, especially if the dealer or the supplier has an online portal. It's really easy just to switch up whatever card you're using.

So that's why credit card hacking and points hacking is so important for high-ticket dropshipping because it gets you so much more profitable. Even if your business doesn't end up being that good of net profit, that at least having all these credit card points and free night rewards and luxury business class travel makes you feel like you're freaking rich from this business. So it's definitely something you should do. But be careful, guys and girls.

Don't put too much spend on your cards that you can't pay off because you're going to end up having to pay interest on credit cards if you do that. So your business needs to be profitable. You need to be able to make more money than you spend personally so you can pay off your credit cards every month in full. That's the goal. The other thing, too, is don't churn cards that you can keep and make points with.

But see, with high-ticket dropshipping, you've got to have a set bunch of cards that you just get and you keep and you earn points with them every year. And then you'll have separate cards that are just like other cards maybe that you don't really need to use that you just get for the sign-up bonus. And then you stop using after that. And what I've done is I've figured out a list of cards that I really like. And those cards are cards that are useful in one way or another.

You know and then I have cards that I want to get in the future and those cards are you know somewhat useful but I don't need to have them and they're not really necessary for my spend they're just happen to be cards that I think would be cool to you know get in the future like some of the cards I think would be cool to get in the future would be the Chase Marriott Bonvoy Boundless card you know really good sign up bonus you know it's a personal card it

doesn't really like I wouldn't really use it for much but it comes with a free night reward every year excuse me marriott so so that's a really obviously any card that comes with free night rewards is totally worth keeping the aero plan card which is by air canada but is you know the aero plan offers so many they're part of an airline alliance so they they have a ton of partners great sign up bonus but i probably wouldn't use the card for actually spending you

know it's just something i'd get for the sign-up bonus and then probably churn after a year or so. Alaska Airlines Visa card. Alaska Airlines points are super valuable. Another card that I probably wouldn't use for spending much. If I flew Alaska a lot, I'd probably keep it. If I don't, I'd probably just get it for the sign-up bonus and let it go after that. Another one is Wyndham. Wyndham is another hotel chain.

They have a Wyndham Rewards earner business card and actually comes with a really cool 5x points on ad spend. So if you happen to like Wyndham hotels, and you find that there's a lot around you, maybe you'd rather just get 5x Wyndham points on ad spend instead of 3x Hyatt points to the Chase Unlit Preferred card. And that's only a $100 annual fee, and a decent sign-up bonus there. There's the Chase United Explorer card, so if you fly United a lot,

that's a really good one. Comes with a sign-up bonus. Again, not a card I'd like to use with spending a lot, but just a card I'd get for the sign-up bonus.

The World of Hyatt business card, which is very similar to the personal card, almost exactly the same except it comes with that 2x on ad spend that you can get so if you like Hyatt you know you might want to try that one out and then there's the IHG business card which very similar to the personal card but does not have that top tier status thing you can hit I don't think it does anyways it might I could be wrong but it does get 5x IHG points on ad spend which is cool and two free night awards

per year so that's a cool one just to have and you know if you like IHGs and IHG is great you can get a ton more points just by using that business card.

Let's see some other ones there's the american express platinum and business platinum however i don't really like those cards honestly just because there's such high annual fees and the there's not really that much of a use case for spending on those cards because they only get 1x points there's nothing there's no special categories that are actually usable with high ticket drop shipping if you you know they're they're more usable

for people that actually just spend more money on flights and are willing to do it through the Amex travel portal because then you'll get 5x points on all your travel spend through the Amex travel portal with those cards.

But the Amex Platinum and Business Platinum, basically the only goal there is to get those sign-up bonuses, and then to make up for the annual fees, they give you all these credits so you pay the annual fee you use them with the credits, you cancel them, you sign up again later if they let you get that sign-up bonus again sometimes they don't. It is what it is. You know, there's a bunch of other cards you can just get for the sign-up bonus in turn.

I mean, it is what it is. There's so many different cards and different banks beyond what I've talked about. But those are the core cards and the core banks that I work with. So give you some idea, you know. Definitely go check that out.

Get involved with credit cards. Be careful, but enjoy the perks. There's so many cool luxury travel experiences you can have with these cards that you just wouldn't have normally. It just opens up a whole new world to you that really is only accessible to the rich and ultra-rich. So it's pretty cool. And look on some blogs. There's some really cool stuff you can do beyond just long-haul business class flights.

For instance, there's the first-class suites you can get on Emirates and Etihad and Singapore Airlines where you get your own little hotel room in the sky, practically. So really cool experiences can be had. And the amazing thing is the points that it costs to get that hotel room in the sky is not that much more than it just costs for a regular business class long-haul flight.

So and you know and with that being said the cash value of those points is not nearly as much as it would take to pay cash for those flights i think you know one of those hotels in the sky is like ten thousand dollars at least maybe twenty thousand dollars or something like that in cash but the the point value of it is only like you know three four thousand dollars maybe less two three thousand dollars of points so it's pretty amazing when you get to really top tier luxury stuff,

what the points can take you so much further. I think that's kind of the idea here, so the value of it. Alright guys, well if you want to get that list of cards and the sign-up bonuses, go to ecommerceparadise.com slash credit cards. If you have any questions, hit me up for some private coaching. I can help you out. Go check it out, ecommerceparadise.com slash coaching. Make sure you subscribe, and I'll see you in the next episode. Take care.