EARN YOUR LEISURE - Dish Battle

and university. Welcome y'all. We are super excited to have you all today. Okay, so today on this this episode, we have two dishes. So at the end of this episode, I'm going to see which one did it better. Troy, why don't you start us off and tell us what you're making and the ingredients. Yeah, so today I'm gonna be making a pizza bagel, not to be confused with piece of toast, a little bit thinner on the bread. Um.

And so yeah, I got my bagel here. I have some tomato sauce obviously we have to have that, some anzarella cheese, and to add some slavor, we've got a regino, some basil, and of course a little pinch of golty that sounds like it's gonna be really really nice on flavoring, it feels like borderline professional pizza restaurant issues. We take our pizza bagel serious and rest out. What about you? Uh tuna sandwich? We got wheat bread, whole wheat bread, um,

tuna mayonnaise, catch up and chips and chips? Okay, okay, So you know it's an interesting combination. I can explain it if you want, or we can explain it later. But how this all came about It up to you, however you want to. Yeah, well, if you want, we'll have Troy start us off with making the pizza. And then while he's starting off making the pizza, I guess I just have to ask you when did catch up and tun to make a marriage? Yeah? Well, you know, catch up is one of these things. But I use

whateverything like you know, and it's perfect blad. Like when I eat fish, I usually put catch up fried fish, catch up in hot sauce. You know, if I'm doing this, I'll do this as well. The other things I do with fish sometimes is catch up in tattar sauce, but catch up in mayonnaise is actually French dressing. No, it's French dressing. Yeah, I think it's French's umland, I think it's French. No, I'm not even want to go. I know I know it because I actually did good will it.

I think it's Thousand Islands. Okay, you know what, Well, he puts it in the oven. Will google whether it's French or Thousand Islands. But it makes it already makes something. It's already something. So when you it's actually a good combination. And then it's not the normal taste that you would have for tuner, so it kind of gives it a little, you know, special edge to it. And then the chips just add like that, you know, just push it over

the top. Oh okay, all right, well Troy, why don't you go ahead and start us off on the pizza. Pizza bagel, pizza bagel. So the bagel is important, um And because when I was younger, my mom used to make pizza all the time, and so she had dope and when I was home by myself, sometimes I'm like, I want to make pizza. So I had to find anything I could use as my as my bread. And so the week the white bread was too too salt

for the tomato sauce, so that didn't work. And then try to use English muffins and they were too small. I was hungry after so I said, I'm gonna go with the bagel. And so we started with the bagel. Obviously you got slices. It's been sliced nicely. Uh. And then the first thing we're gonna put on top of it is the tomato sauce. And so we got the

tomato sauce. Here, we got our spoon. And the spoon is important because you want to spread this tomato seals out evenly, all right, So I take a scoop or the tomato sauce, put it on the bread, all right. Not at no point did you ever say, you know what today, I want to have it on everything bagel? Or was it always playing? You know, I never tried it,

always playing, always playing, right. I was trying to make it as close to my mom's pizza as possible, and the only bagel she boughtt was playing or cinnamon raising, So cinnamon raising pizza probably would have been great. You never tried to never, we don't. We don't put raisins and things in the Jamaican household. Well, and that's the other thing. I'm a little confused because you're Jamaican, and I don't think I've ever seen my mom make a pizza. Yeah,

this is true. This is true. I've never seen my mom makeup pizza. So she was great at making peace. I mean, my mom is a great like she makes a lot of things. Um, pizza was one of those things like my friends would come over and eat it. It It was so good. And so I was like, all right, if I can't have hers, I'll have to make my own. And so I didn't have dough, So I used the bagel, like I said. And so you see how we we've evenly spread this out. You see how good this looks?

All right, So now it looks like a bloody bagel exactly. And so this is important. Now now that we've got the maato sauce consistently spread throughout, now we're gonna add some some flavor. We're gonna put a little of regano, right, just a pinch of it, just a little bit above the tomato sauce. Because you know, I'm gonna show you what I'm gon show you on a sex So we put a little bit here, a little bit there, right, we don't want to flood it out the flavor of

the tomato sauce. A little basil sprinkle that I should do it like salt Bay. Just drop it right here we go. I mean, this looks restaurant, okay. And then I'm gonna get another fresh spoon for my garlic. A lot of people put garlic on top of the pizza after I like to throw it inside the sauce so to add a little bit of flavor, so you don't really need it, all right, So you're a little pinch. Yeah, this is fresh garlic. We're gonna spread this out. Yeah,

this is fresh. This is fresh, This is fresh. It smells good. This smells good already. But you said you usually mix it in the sauce. Yeah, well I'm gonna do it now, uh time purposes. So it's gonna get smudged in all in here right now. Imagine doing this like on English muffin, like I couldn't do this on white red won't work, you know what I'm saying. So I'm hungry. So now we got our our sauces, we got our flavor, and now, like I said, shredded cheese

is important. When I was growing up, that was my job in the house. My mom was like, if she was making macaroni and cheese, Troy shread the cheese. She's making pizza, Troy shread the cheese. And now my wife same thing. Anytime she's making something ZD lasagna. My job is to shread the cheese. And so I kind of like the bagel part because when you throw, you splash the cheese on. It's important that it goes all over

the bagel, right, you gotta spread it all over. But when it starts to go on the toast of oven, that cheese melts and it goes inside of you know, the holding bagel. And so now as even more of a cristals, follow the whole circle the circle. Follow the circle, follow the circle, follow the circle, let it drip, and when it melts, the cheese will be inside of the hole in the bagel. And now it asks for a crisp taste to it. I love it. Ye, prepare a

couple of one. Okay, yeah, while you prepare that. Okay, So now we're sad yes, yes, yes, challenger to yes seris key sorry said We're gonna start with the bread we're gonna put the bread and the toaster. It's really easy. He literally just placed it in put it down. I usually put it like halfway through, so it's like the highest is seven, So I got it on four. Because you don't want it to be burnt, well, you don't want it to be too light either, so you just

gotta wait for the magic to happen. Patience is a virtual So when I make tuna sandwiches, I mix the mail with the tuna. I see on this sandwich. How are you going to I'm just gonna put it on, you know, especially at that time. You know I wasn't really that's probably a proper way to do it, but you know, it's just scrambling, so I don't really have time to like chef for our ideas, So I just put it on top. I put it on top and just rock out like a sauce. Okay, so this is

definitely gonna be different. Yeah yeah, when oh man, it's been a minute, I eat tuna. I still eat tuna um from time to time, but like me actually making it like this probably making like a couple of times a year, to be honest, Like you know, when I'm just feel nostalgic when I'm at home and I don't have nothing else to eat. Um, but I don't eat it that often how I used to. So seeing this is considered your broke this what was going on at the time when you were meeting this for more than

nostalgic and once in a while. Um, I was in college, so I used to go to University of Hawaii and I played basketball, so I was on a scholarship. But how the scholarship worked is that instead of like being on a meal plan, I opted to just get the money for the meal plan. So that was like probably like two thousand mester and so long story short, I

had to I had to use that to food. That's my mail planning with of course, you know you're in college, so you're using that for more than just food, using that to go to the club, using that to you know, just do whatever you wanted to do so by by clothes. So I probably had probably like five hundred out of that to spend on food. And I never cooked. I was never you know, somebody that grew up cooking my ool life. So I'm living by myself in an apartment

in Hawaii, so you weren't even living on campus. Nah had apartment, so I had an off campus apartment so U so yeah, so you know, it's like out of necessity. I felt like tuna fish and peanut butter and jelly. It was like the two easiest meals to make. You don't have to have a culinary degree to make that. So um, I just made it. And then every single day for lunch, literally for a year, UM I would make I would make two. That was my lunch every day. Wow, okay,

now you say Hawaii. Yeah. So I'm sure people hit you with this all the time. You already know what I'm gonna I'm gonna mention Barack somewhere. I wasn't going there, but okay, um shout shout outs to Barack uh and you guys actually didn't did you guys do something away? Not yet, that's the answer. That's the answer. Actually, I tell you a story about that. You could say it right here on say it here please? All right? So

am I going to be making this? Go ahead, make it so you got you got the actually putting the tuna fish on the bread very important part to make a sandwich. U. I probably should have did this the other way on this bread, be kind to you. So we're putting the tune, and like I said, this this is one of these things you literally can make in five minutes. That's another reason of while I was making it, because you know, being a college student, you don't have

a lot of time you want to go. So it's something that you can actually make it in five minutes. Like he's making a whole going made dish. I ain't have time. I mean he's making I feel like the crew is gonna be upset. They don't get to ease of that enough for everybody. You know, we put we put the mayonnaise, put the mayonnaise on. You know, oh you put a lot. Okay, cool, he put a lot. Everybody that's listening to catch up on catch up in

Mayonnai's French dressing. We just learned. Oh yeah, we did google everybody that this is bringing back memories actually and then um, you would say the chips. I didn't do this all the time, but this was something that you know, when I was like really really feeling survived this spoil yourself. Yeah, it was like today I'm gonna live a little larger and get those chips on. Little you put the chips over there, add a little crunch to it. Add the

crunch children, and this is just like slice out of heaven. Okay, snice out of it? And yeah, deadly. I did this every day for one year. So does it seems to me that you were always financially conscious because you knew to maximize the dollars. It wasn't really done out of out of financial literacy. It was just done out of I can't cook and I like tuna fish. I always liked tuna fish. And it was just an easy mail

to make. So I like, you took the food credit money instead of the food credit, right, yeah, So why did you do? Well? You know, it's it's school food, so I thought like they got the best food anyway. And I mean, would you take a few nineteen years old, somebody give you three thousand for semester? Would you take that or would you take going to the dining room? I would take the money exactly. So it's like, what

did you do with the money? Though? That was my I was living on you know, So like I said, you know, you maximized it. Yeah, whatever we need turned into an acid. Whatever I needed to do. That was like my that was like my salary. Okay, okay, well you can't really work. Yeah yeah, I ain't work. So yeah, that's what I'm saying. That was my salary that I was met with money that you know, we just had

just to kind of do what that we wanted to. Okay, okay, now you're gonna pop those beautiful things and then you can go ahead and finished cheffing it up. Very important that the oven is preheated. So we got to hear at three fifty. But oh I got my mentens. That didn't prompt me, but I saw him here. I learned this at home at class. So I hated school lunch. I think we both had that in common. I don't

think we ever eat school lunch. And so I took every cooking class in high school that I could, so that that would be my lunch all for the day. And so this is you got to eat every time. Yeah yeah, yeah slick. So growing up, you said there was a lot of pizza in your house. I mean, it's one of the things, at one of the things. So take me back to the time where you're sitting there, like Mom's not home, what's going on? You're making these

pizza bagels what's going on in that environment. Yeah, so you know, my brothers are much older than you know. My oldest brother is ten years old of me. My other brother was in high school while I was in middle school, and he was a middle school when I was in elementary school. So I was came home for everybody. My parents are working, and so I was just one of those things. I'm like, I'm hungry. I hate Like I said, I hated school lunch my entire life. So

in ementary school, I'm not eating school lunch. I'm the kid that's like my parents gave me money for lunch, I'm putting that in my pocket. Or I'm buying your dipsy duels off you for fifty cents, and they gave me three dollars every day. So I'm like, all right, I bought those. I'm surprised your mom wasn't making your lunches. No, no, no, they was. They was working. They were out there, actually left the house before I did. Yeah, So I was like younger, but like I was walking to the bus stop,

I was coming home for everybody. And so I was like, all right, well I'm hungry. What am I gonna make? There's no food that I didn't trust me warm stuff up in the stove. Um, so many times you could, you know, eat like toasts when he came home with chips. So I was like, all right, I know how to make this. I know we got tomato sauce, I know how the great at the She's all right, let's just throw it on on some bread and make it happen.

And so as I got better with it, I started going into spice cabinet like what can we put on it? Like yeah, and so like that's why I started putting the right no, no no basil, putting garlic. I used to put the red pepper flakes on it because I was just like, I'm just trying to figure it out. Because I'm just like, all right, I'm hungry. You gotta make something. And that became one of those things. And so I started making that and then when she would come home,

she was like, I'm like, yeah, I ate already, I'm good. Yeah. So now we have you guys. Years later, one decides financial advisor, another decides educated, Yes you can, Um, how does that develop Troy to go into a financial financial advisory? Right? Well, I was into education. Yeah, So when I was fifteen, Um, I got a job at a camp in our community center, and so I've been working with kids pretty much since I was fift team. It was something that just came

natural to me. And um I went to school. I remember I told my dad I wanted to be I'm a souf. I was like, my hands are great, I got a good hand. My dad was like, I ain't paying for you to go to school to being no ma sus. So I was like, damn, that's not gonna work. And so I wanted to go into physical therapy because I also had a love for sports, like obsessive love for sports. And so I knew I was gonna go on the athletic scholarship, like I was kind of recreation

when it came to sports. Um, And so I went to school. I was like, all right, I'm doing physical therapy. But I started taking these science classes. I was like what is this and um, I realized really quickly, like this may not be the route for me. And I had interned at when I was in high school as a physical therapist intern for six months. I was like, this is the most boring job. However, like I'm falling asleep at my internship. I'm like, I can't do this.

So I was, you know, every party battle with that, like what am I gonna do? I'm in college, now what am I gonna do? And so I started thinking, like I have a natural gift for working with kids. I still love sports, and so I started teaching phys

that so yeah, because the two just came together. And so I was teaching and health education UH in the Bronx in New York City, and I would watch my my colleagues, the English teacher, the matth teacher, sociay science, and I'm just like, yeah, this stuff is cool, but the kids weren't grasping it. They didn't weren't really interested. Obviously, when you're not interested, you see behavior of the shoes.

So's like, they love coming to my class stuff. They loved health because I was talking about the issues that were they were facing. So I was like, look, we need to teach them about things that they can learn about. And so we had this opportunity to have this UH internship program in the summer at the same community center that was working at his fifteen and I was like, we need to treat this six weeks of the summer like the ten months of school that they didn't get.

So let's teach them everything that we can that they didn't learn in school. One of those topics was financial literacy. And so at the time when we started I started the program, he was starting his financial advising career. I'm like, I got this idea, we should teach financial literacy. Wants you to be the face of it. You should come in and teach. How do you guys meet them? We went to new school again, we went to grew up. Yeah, yeah, yeah,

we're like best friends. Yeah. So I'm like, he's always like, why should you go back to school? Why do you go back to schools. I'm like, I like working with kids, and he was like I'll do it. He was like kind of reluctant to do it. Them, like, yeah, they need to learn this, and like you could be the face of it. Extens is you're you're starting this, And so we started that um and they learned other things like how to write a resume, how to interview, all

these like you who teaches you that? Nobody right, nobody exactly, and so financial literacy, it was like this is essential because we were going to pay them at the end of the program. Like based on their performance into the program when they went to their internships, how he performed in the classroom, we pay the money, and so I was like, we're gonna give them and pay the money that they obviously earned. Let's teach them about the value of money. Let's teach them how to save it, spend it,

share it, invested. Um. And so that's how it really started. And we were teaching. I would write the lessons, he would teach it, and then he started writing his own lessons, and then I was learning from him. So he learned how classroom management, lesson playing in I learned about finance or something like. Now we're bouncing off from each other, like I'm learning from him, he's learning from me, and I'll respect the fields and kind of grew from there. Wow,

that's amazing. Why do you think financial literacy and I I think I have an idea to the answer to this question. But why do you think financial literacy still isn't taught in schools? That's a great question. Um, you know, it's kind of interesting right when we think about it. We're all going to school to get a career that does what pay us money? It's money, but nobody tells

us about the money. Um, and so I just had when I sat down and thought about it, I'm like, if I ever told you how to people responsible financially, if I ever told you how to be an entrepreneur, who would be my worker unemployee? Right right? Who would be the employees? And so if we're thinking from the economic standpoint, like I need certain people to be employees, I need certain people to be managers, and and and

I need people to work. And so if I told everybody to be an entrepreneur, who would be doing the work? And so I always look at school system in the Industrial Revolution in the same light, right, Like the Industrial Revolution was to create jobs in the communities that they were in. Right, everybody came in at the same time, everybody left at the same time, everybody had lunch at the same time, and there were bells to tell you

your shifts. And so if you think about school design, pretty much the same way, you're walking at the same time, you hear the bell, you go to your first period, second period there, So it's the same system, right, the Industrial Revolution was to create jobs. School is designed to create workers. So I was thinking that the reason why, and I hope your pizza toast isn't burning. Actually, can I put it on, fellow logan? The cheese has to have a little bit of brown in it, go for it.

So I felt that in in Rashan you could you could stop me if you are, I'm curious to hear your opinion on this. I always felt like the reason why schools didn't teach financial literas see was because, yes, school, the school system wants you to is really training you to work for somebody. But I think that student loans are the only things that can't be removed from credit

report or one of the only things. I think there's two other things that you know that happened in and so I feel like, to put kids through school and then after school, what do you do? You sign them up for student loans? Right, So, I feel like the reason why financial literacy isn't taught in schools is because right after they get out of school, they're kind of exposed to, for lack of better word, I feel premeditated predatory.

I feel like it could potentially fall into premeditated predatory landing, you know. I mean, I feel like there's a lot of reasons why financial literacy is not to on school. But if you look at like major institutions, they haven't really pushed for financial literacy to be to on school. And you know, people make money off of people's ignorance. So it's like, as a credit card company, you wouldn't necessarily want your people to be extremely educated on how

credit actually works because it's gonna hurt your business. Like credit cards, actually, credit cards wouldn't make money every single person paid off their credit card every single month, there's no balance. They make money off interest for people that don't pay it off, right, So that goes back to lack of financial understanding, literacy and not fully knowing the system and how it actually works. So it's in their best interest to you know, keep that system going and

where it is working. Um So, why why would they you know go out of their way to advocate to educate people to try to you know, hurt their bottom line, hurt their revenue. And that's across the board. I mean, if you look at Wall Street, Wall Street makes a lot of money from uneducated people or people that just blindly trust whoever they're investing, where it's not really in their best interests to have people educated. And that's every single interest. I could just you know, go down the

whole real estate everything. So I just feel that, um, you know, it's one of these things that has never been pushed, and we have something that's already in place where it's like, okay, this is math, reading science, you know, the core curriculum, and you know, people just are reluctant to change, and we just kind of accept things as

they are because it's the norm. It's been that way for a long time, and we don't really question it, like why are we still learning about astrology that might not be the best use of our time, or like dissecting and frog might not be the best use of our time if we're not going to be a you know, a surgeon or you know, study biology in college, which very few people do. Financial literacy should probably be core curriculum and that stuff can be an elector. So why

did you choose financial litter financial advisory? Um? Well, I never had a real job, Like I always wanted to be in business my whole life, and I knew I could never work for anybody. I didn't really have the temperament to actually, you know, conformed to a regular type of job. So at the time, you know, I used to play basketball, so that was my first goal was to you know, play professional basketball, and that didn't work out. So I came back home after college and I'm like,

I gotta kind of pickure something out. So I took a job with an insurance company, commission based job, which is relatively easy to get because you know, most people in commission Jay's job, especially that that industry, don't make it. So it's not it's not really hard to get hired,

it's just hard to make it. So you know, I got hired, and um studied and took my securities license and my life insurance license, life and health license, and then um, yeah, I just felt like that was kind of like the easiest route for me to get in because I didn't study business in college. I didn't go to like an Ivy League school, so I couldn't just go and work on Wall Street and you know, working like a marketing firm, I could have made like, you know,

thirty thousand dollars a year. That wasn't really appealing to me. So I'm like, what's the best way that I could make some substantial money? But you know, and my greet my degree was a community cations degree, So just regular like liberal arts degree from a state university. It's not something that I feel like gonna get you too far. So that was kind of how I saw my only entry into the business world. And um, yeah, that was taken from there. So when it comes to me personally,

how I learned about my whole financial literacy struggle. Um, I think my first lesson I had my first company when I was twenty one, and my first real lesson was not paying taxes. And I got leans on everything that I owned, which wasn't much, but it still taught me a very valuable lesson about profit and law statements, paying taxes. You know, I know we're always jumping to create like corporations, LLCs, C corps, es corps or what

have you. But you know a lot of people say, go out there and start at LLC or a corporation, but there's all these responsibilities that also come with it. And so I was young and and I got hit that way. And then I think the second time, I think one of my mentors was like, you know, your company is doing very well, but if your company dies tomorrow, you're worth nothing. So you need to build that credit. And I you know, the way I did it. I

think I bought a Range Rover. Okay, you know what I'm saying, We're like a seventeen percent interest rate because I think my credit was a zero at the time. Um. And I was very upset about it because at that point I started learning about it. So I was very ill, right. But you know, my mentor at the time was like, just take this one for the team, just to build your credit and we could re refinance it or what have you later. Um. But how what was your experiences

with financial literacy personally? Yeah, so min is early. Um, like you you know, especially in my in my house, it wasn't even talked about. We never talked about money. And my parents, like I always say, like my dad worked forty two years, but I couldn't tell you what he did. I know he went to work on know it was in Manhattan. I know it's an office building and I visited a few times. But I couldn't tell you exactly what he did. And so I had to learn these things I had to learn from my peers.

I have to learn from myself. Um. And so like most most people, uh, getting the credit card once you get to school, you know, the first semester, you're walking on the campus right in the cafeteria, just you know, to come that. They're looking for their prey, right this this financial prey, the financial prey. And so like students, we have no money, some of us don't work, and it's like, wait, I can get two hundred dollars, And so I had to learn that very early. I would

spend it. I would use the two hundred. They were increase it, I'll use it just fore up to a thousand to a point. It was just like wait, what is again? On it um? And then learning student loan. You know a lot of people don't even realize what it is until they get on campus, which is kind of why we had the program. Was like, let's teach these kids early so they're prepared for the biggest financial decision. At seventeen eight years old. Nobody told us. I was like, wait,

I can I can't go to school. Oh sign these papers? Oh wait, you're gonna be my co signer? I had no I did with all that? Man, what is fast for? Wait, the more money my parents made, the lesson I can give. All Right, all these lessons are happening in real time, and we have to make these real decisions. But I'm eighteen years old. I'm like, all right, I guess until you start realizing weight the career I'm going after and the room that I owe, I'm not having gonna pay

this hole. And so those type of lessons happened really early. And then obviously the credit card situation, it was like, Okay, this is what this, this is what interest rates are right, this is what like you said again, taxes. I started working when I was in school. Wait, I can't go away to school, like, I don't think my parents can afford this. I gotta make this decisions. I gotta stay home. I gotta live here. I gotta figure out how I'm

gonna get everywhere. I gotta buy a car, like wait, I gotta get car instruss, all these lessons that no one's telling you about. I was just kind of learning on the fly, like making these decisions, and like some of them were poor, like the credit card when I think it ran up. I started with two limit. I think I got it up to like ten thousand, and by the time I stopped using it, They're like, uh, you just because the interests kept growing and growing growing,

And I was like I can't make the faments. I can't And I was like, all right, now what I feel like there's a lot of misconceptions when it comes to credit cards used. You handled yours very well compared to my first credit card, because you got to the increased limit part. I was taught, like I think most young people are taught well credit cards are use those in case of emergencies. Now that I'm older, I don't believe that you guys are the assets over reliabilities crew,

which is my favorite discussion in my household. I talked about it so much with my friends. They probably roll their eyes when I'm on the phone with them and Okay, should go again. But when it comes to credit cards used, Okay, assets versus liabilities? What is the best way to handle and look at your credit card? Yeah, thank god? We should use it for things that you need to like gas, bro freeze things that's like part of your your daily routine, and then try to pay it off and fourth at

the end of the month. That's the best way to really go about it, because you know, using the credit card on a consistent basis is gonna help you. It's gonna help build your credit score. It's gonna help you gain more credit um and it's something that you actually need to build a credit history, credit profile, and credit card is probably the easiest way to do that. So,

you know, credit cards aren't bad. It's just a lot of times people use it for things that they don't necessarily need, or they use it and they don't have enough money to pay it back. So it's like, you know, you just want to go to Miami. If you don't have enough money, you just put it on the credit card and just worry about it later. And it's like, okay, the trip course and you're paying like a couple of hundred dollars onto every single month, that's when you fall

in the problems. So the best way to use a credit card is you know, paid off at the end of the month and only use it for things that you actually need. But it is tempting because you know, especially as your as your limit increases, you know, you got you know, tens thousands of dollars in your pocket that you can really just do whatever you want with. It becomes difficult to have, you know, discipline, so you

definitely gotta stay focused. I had my older brother, uh he he was the first one I've ever seen that made money off credit cards, and I was like, oh, brother, you gotta have a mad discipline to make money off a credit card. But yet, credit cards can be assets or they could be liabilities depending on how you use

them quickly. Right, Um, when it comes to predatory lending, one of my biggest pet peeves, Like nothing irritates I don't even get road range, but if I hear an ad on the radio, that's like, Susie, I couldn't afford my rent this month. Yeah, we have no money and all our credit cards are maxed up? What do you think we should do? Well? They got fast paid call

this number. Like literally, I like my brain cells exploding my brain and I'm just like thoroughly frustrated, Like how this is even legally able to be advertised on the radio. And then I also think the problem, Soothie and Tom, isn't that you need more money. The problem is your overhead, your whole financial structure is clearly there's a lot going on there. How do you feel about predatory lending in

those scenarios? Yeah, I mean it's definitely it's an issue, and it's something that, um, you know a lot of people aren't even aware of it like that they actually didn't taken advantage of even if you look at like, uh, check cash in places, you know you pay, you pay money just to actually get your money. And that's something that like, you know, when I had when I was working as a counselor and I was a little kid.

You know, everybody we just go to the check hash in place, and you think about it, but it was like we could have just opened a bank account and depositive to checks and not have to pay any money. Or you're paying five dollars out of a check that's two hundred dollars and you're not think about it at the time, but that adds up. And you never see check cash in places in anywhere except for poor and working class neighborhood. I've never seen a check cash in

place in Oriach neighborhood. So well, a lot of I think two people go to check cash in places. Is another lesson I had to learn the hard way. It's check systems. Check systems is when you guys are familiar where you over withdraw your bank account, or if you're lucky like me, there's some body in the neighborhood that's willing to say, oh, cash is checking your bank account and give me the money. And you know check systems. You know, once you end up in check systems, you

can't open a bank account. And uh, A lot of people fall prey to check systems because again miss mismanaging money and they don't have the option to open a bank account again, and then they're relying on predatory lending to move the needle forward. Yeah, that's why the education

piece is so important. It's so like imagine having it at nine years old, ten years old, understanding that you know what I mean, like, you're less likely to make those mistakes as you get older that you're still gonna make some mistakes, um, but you're less likely to write when you know these things in place. So that's why it's important, Like anytime we get to be around youth, tell them that, even around our own kids, Like when I go to the bank sometimes my son comes with

mean bills. He's with me. If I'm at a restaurant and he's was taxed, he's a lesson. So teaching them the lessons as early as possible was vitally important because yeah, I mean, I seem like they understand it and they don't get it, but they're at least familiar with the terms. You know what I mean. Yeah, I when I heard about Earn your Leisure. First of all, I'm a huge entrepreneurship fan, huge financial literacies fans. So you could imagine if I get frustrated over radio at how excited I

am about Earn your Leisure. I was extreme, Like we have all different types of guests, but I was a nervous and excited when I was like, oh, dare in town. We gotta get them. And then you guys actually gave me some time out of your schedule. But what you guys are doing has a huge ripple effect because I think in the black community, you know, we talked about having money, having cars, having jewelry, having all these nice things, but nobody wants to talk about how to achieve those

things and break it down in a discipline. I say, since, and you guys are not just reaching youth. Now, you guys are reaching masses, and so your footprint is like forever going to create a ripple effect. Now, generational wealth is something that I feel like has impacted the Black community. Nobody really talks about. We talked about slavery, we talk

about Jim Crow, but we're not talking about generational wealth enough. Um, how do you guys feel about the bank's responsibilities in the lack of general general the generational wealth in the black community. It's important to understand our relationship with with banks. I'm one of the things we did with our communities.

Like we read a book called The Color of Money and explains about the history of of of Black America kins and the late eighteen hundreds, early nineteen hundreds about how you know, we used to invest in the bank and you know the banquet invests in the railroad system, and you know we lost all our money in the railroad system. So understanding the history before we even get to the present is important. Understanding the mistrust and so

understand where it came from. Um is important. But you know, the banks again, when we when we look at it, we've been taught to put our money in the bank so we could save money. Put our money in the bank, save money, put money in the bank, save money. What they don't tell us is that when we put our money in the bank, the bank actually uses it right. And so anytime like if you ever go to the bank and try to make a withdrawal for anything over

five dollars. If you if you have any account, they're going to tell you, oh, wait, we need a few days. We need a few days for us to clear that type of money. And so you never wonder like, wait, why would they need that if this is the bank. What they're doing is they're landing your money and make can interest so for your money. And so rather than telling especially in West Indians like Saves says they're saved.

That's one route. But yeah, we should be investing as well because we're probably gonna make more money in our investments. Then we're all going to have in an interest that the bank's going to give us with the money that we saved inside our accounts. And so understanding that the mistrust from our history with the bank system for understanding how we can use money and understand money to make sure that we're taking advantage of it and having it work for us rather than having the bank use it

so we can work for them. Yeah. So, but when it comes to black people and banks, I personally feel like the banks play a huge role and where we're as a community. You know, I have neighbors on my block that owned homes that were given their homes. Right these are million dollar homes in Los Angeles, just gifted to them. We don't have those same opportunities because banks, you know, wouldn't lend to us. And then you have the issue and you guys have talked about this too.

Is that bank you know in certain areas they're saying that the house is worth less or you know, the prais of value or what have you. So do you do you feel a little bit of something towards me? I personally think that they should play a role of reparations.

I feel like there's no system that hasn't played a part in that, Like, you know, even what you're talking about, what the housing discrimination and the insurance companies played a partner as well, because insurance companies went insured the homes and black neighborhoods, so that played a part. And then even going back further than that with slavery, like insurance companies, a lot of them New York Life, a lot of

these companies got their start insuring slaves. Wall Street was the first commodity traded on Wall Street with slaves, So that's actually a slave marketplace where Wall Street is right now. Um, so I mean, if you you you can't name anything American. The whole American structure was built on racism. So if racism is a dealbreaker, you just got to move outside the country. Because I feel like everybody is responsible for or the the polite of black people in America, every

single every single industry. There's no industry that has not taken advantage of it, from real estate to banks to insurance companies. I mean, it's been documented. It's not even like a secret. It's not like a conspiracy theory. Like it's literally you could just google it and just find the information. It's right there, and everybody has benefited except for the people that actually, you know, was the ones

that got taken advantage of. So I feel like, you know, now we're in a time and place where racism is always gonna be there. Unfortunately, I just feel like that's just in the fabric of this country. But you know, it is what it is. We gotta, you know, move around it and figure it out to the best of all abilities. And the housing thing that personally that happened to me personally, So I spoke about that on one of our early episodes where my Homer praise for lessen it.

It was brought for right where everything around there to praise higher. So like a ten year span, my house actually devalued in the same neighborhood for other houses appreciative value right, And so what's the answer to that number one? How do I know? I mean it was it was a time current, so I had to get it done at a certain time. But I could have afford it and got another appraisal and got another appraisal to my liking. The only things I didn't have time as an advantage.

But nobody told me that I could fight the appraisal or you know what I mean, to have somebody to do an independent appraisal or use a different brain to have an appraisal. But that's why the education point is valuely important? Or are we educating people that look like us to be appraisers. That's a different way to look, right, because a lot of times the people who are praising

our homes don't look like us. Or I mean, I'm one of those people that like break through the window, but like maybe just have your white home girl be their journals. Yeah, So that that was like I saw that that was there was a porter down on ABC news where they took down the pictures they put a white family up in the House of praise. But I just show you what he said, right, if raised him gonna be a dealbreaker, we need to leave. So how do we combat it? Be educated? You know what, I

don't agree with this appraisal. Let me go to another institution. Let me get an independent appraisal. Let me fight this appraisal. Right if you have the time and the amount the need to do it, because I know, like s seven dollars he's trying to do it, but it might be worth it if it's gonna put ten to a hundred dollar dollars of value of equity back in your home. And so knowing that going into the process is important, but also educating people, like we tell young people we

need more representation. I haven't. I haven't had an appraisal with somebody that looks like me. Well, yeah, so if you and I were about to play a game, right, and you know I historically cheat for years, Okay, you either I feel as black people as a culture, we either say okay, we know Johnny's gonna steal from us, you know, and that your response is like, you know what prepared for the stealing. Prepared, you know, have your your your backups and your backups and your backups. After

the pandemic. One of the things that hit me, or I was shocked by when it came to pandemic. And I'm not a smart I wouldn't say I'm like smart education like college student wise, I'm a college dropout. But one of the things I was shocked, what was the bailouts. I was like, oh, Ship, you know I always tell my friends, I'm like, reparations are gonna happen. I promise it's gonna happen one day, it's gonna happen. When the bailouts happened, I said, oh, Ship, it's possible. Do you

think it's possible. It's always possible. I mean they're given billions of dollars and ages to every every country all over the world. You just name a country. Billion dollars here, five billion dollars here, ten billion dollars here. So of course they printed, they print money whenever they want money. Why why do you think black people still haven't received it? Because I feel like there's no there's no real need for them to do it. There's no pressure, Like there's

no pressure on it. It's not going to make or break the situation if they don't do it. Like it's not something that is really like a political foreign to them. It's just a noise in their ear. They don't really have any real pressure. Politicians only only respect pressure. So when it comes to the Black Lives Matter movement, we saw a lot of pressure uh from brand stepping up either supporting black business, spending more money with black business.

Even the Tabia from Revolts said that to spend for black average for advertising on black networks increased. That pressure was created from the George Floyd in the Black Lives Matter. What kind of pressure do you think we can realistically do to apply that to the rest of the world to get reparations. I mean it comes down the unity. You gotta first we have a united front. That's the first thing. And then you know, you have to have a real political agenda where it's like, you know, it's

something that you a economics is extremely important. So it's like, you know, you put money behind a politician and that politician is kind of like indebted to you, and that's what that's how politics really work. And you have to be able to you know, withhold your vote or vote for vote for other parties. Like black people only vote for Democratic Party. So if you only if of the people is voting for the party, no matter what they do, you're still go vote for him. So it's not really

a pressure where it's like you used to take. Like the Jewish community, they might be split fift They got people that vote for the Republican, They got people that vote for the Democrats, whatever the agenda is, whatever they want. You know, it's not blinded on just one particular party. I think that's very dangerous when you just put all

your eggs in one basket. So you gotta spread, and you gotta diversify in politics, and you gotta actually have unity, and you gotta have you know, something that you can actually withhold where it's like, okay, if you're not gonna do this for us, this is what we're not going to do for you, eat broke. So economics is always a good thing. If you don't have economics, then you withhold the voter, or you vote for somebody else's you know, I don't have all the answers, but that's something that

you know. Until then, it's like you're not really in a point of negotiation. You're gonna negotiate if you have some level of strength other than that just kind of like begging and asking, Yeah, I think I have an aligned and uniform these are wanting our needs, right like, and it has to be uniformed, like you said, like, we can't like I want this unified front. This is why I wants in our needs and we're gonna withhold from that if we don't get these things and being

educated in the space. Right Like, if people aren't informed about politicians and politicians and elections and who they're going for, they'll just vote for anybody. Oh I'm supposed to vote, so I vote vote today. You have no idea of their gender, what they have planned for your community, even on a local level, right, people aren't paying attention and so they're not educating themselves in those areas, and so it's like, Okay, how can we get anything done when

you don't even know who you're going for? So it starts there, but it has it has to be uniformed. Even like the Black Lives Matter situation and companies stepping up for black businesses, right, it was a reaction to something that happened. It wasn't like we're doing this because you said these yere wants to needs. It was like, okay, that was horrific. How can we answer that? Well, it wasn't just that it was horrific. It was like the whole world had to come to a stop. There we

had to be no sports distractions. But there was already stopped, so everybody saw it. Not it wasn't enough that there was protests here in the United States. It became a protest that was around the world, right, so that that changed things. But even now it was like companies are saying they're going to do it, but we have to figure out what have they done it? Have they support? Where? Where is the documentation that you know, what if you said that you were going to put a hundred billion

dollars towards black businesses, have you done it? Which where are the businesses? And I saw this just clipped earlier. It was it was interesting, like people keep talking about

support black businesses. It's bigger than support black businesses right by in black businesses, bigger than support purchasing and help them fund them, right you know, I mean because if we don't then we don't have our businesses and then we can't come with an economic front, and we can't have lobbyists, and we can't have politicians to say, all right, this is what If you don't do these things, we're

not voting. That's how change happens. So we're coming to an end of this interview that I never want to end. Um and we gotta do taste tests. So Rashod and Stroy, I'm just gonna take this half off your plate. I'm going to have you there. We cut this one a lot better than that one, So go with this. This is neat Okay. So who are we going to try it first? Okay, So we're gonna go with Rashads first. So we got the tuna sandwich with the male catchup

and potato chips. Everybody on wheat bread here, very important, elite level level, exactly elite. I love how he's advertising how good his sandwiches when jasually not bad. I think the chips is what really said. I'm trying to get a bigger piece of chip right on the second bike. And you know what, I would have never thought catch up on tuna. Nobody ever thinks of it. I'm not gonna lie. I do think this is this is pretty

damn good. I think the chips I don't know, And it could be the toasted Bresson's gonna be the first one in the in the cookbook. O what I made this in the middle night? Bring memory, I've got to play my palate. I will say that the only difference I would do there's maybe mixing the tuna. And that was only because it's a little dry. Well you know what we used to but I couldn't think of it. But I used to get this tuna. It was like an oil based tuna. But I forgot the name of it.

So if I was sending him to picture, I was trying to google the name of it. But and so that made the tune a lot more moist. And now that was like that was my secret source in the whole situation. So a lot of well, I think a lot of the listeners know by now that I do shop. I did see your picture of the tuna with the oil. I didn't know if you were just saying, get this brand tuna, but I could not find that brand with the oil. And I was like, I'm pretty sure this

oil means something. But I was like brand or oil, and I chose brand but I'll give you a pass. Okay, I'll give you a pass. Oil and oil is important because it adds a whole different flavor to it. Here we go, Okay, here we go. I took a swig of water. Now it's Troy's pizza bagel. Here we go. Hmm, my bread is too soft. I love how Rashad is semi hating over He's like, okay, so I wish when you think I like that his brad was This brad is pretty soft. Called my bagel a brand? I need

a little I need a little function. Tell me about the flavor. Flavor wise great. I think if I hadn't talked so much, we would have had more of the melty cheese versus the you know, I was kind of looking forward to this whole melted cheese moment. Flavor wise, it's great. What I eat again? Hell yeah, um, I've chased the garlic, the reg and old basil. It feels like a real pizza image. I put this on hearto bread. That should have been a Jamaican part. I should have

used the heart o bread. I think both are good. Which one do you? What do you think? Well, you know, I'm partial to the tuner and and I'm actually handicapped in a situation because I didn't get the right ingredients at the oil. But you know, that just brings back so many memories for me, and this is good. It tastes like school, Like school lunch is taking shots. So I'm gonna I'm gonna end the debates for everyone listening.

I ain't gonna lie. I preconceived thought the tuna was absolutely going to suck that looking at it, it looked like it was going to suck. Now Troy's looked like it was gonna be amazing, and he was gonna stomp all over the tuna. But Troy, don't kill me. It's okay, But the tuna actually beat it. I just lost my my, my tuna bagel. I want to apologize to his granda home. That teacher expectations. That's yeah, I don't know. I don't know.

It's crazy because the pizza bagel is really good. But it could be the share shock that the tuna sand was going to be. They didn't you think the tuna sandwich was gonna be tryed, So when you saw the catchup, you know those two things. I don't even think I got catch up in my fight. So I'm okay with that because I didn't have any absolutely amazing that the catchup and the and that just come from years of just trying different things. You know, life's about taking risk.

But look, he's over here, like he got a belt over this. So to close out, I did want to talk about a bunch more stuff, But to close out, I really want to challenge you guys, to put you on the spot. You cannot walk away from this interview without answering this question. Let's do it. If we had to choose a spokesperson, it goes back to representation, putting pressure. Who from our culture would you choose to represent us.

I think that that's part of the problem with black people is that we have my sire complex like we've always been you know, we've been spoiled with leadership. As my guy nineteen Key says, it's like when you think about black people, you think about strong leadership, from Malcolm mag to Marcus Garvey to Muhammad Ali to Malcolm X. I said, I think, I said, yeah, So it's like

we've always had leadership. But the problem with malign on the leaders that it's too easy to to kill literally and figuratively kill one person and then when you cut the head off in the whole body, no false apartment. When you think about like the Asian community, Um, can you name like twenty leaders? Can you name five leaders in the last hundred years in the Asian community? No, but to play devil's advocate, I totally disagree. Hard to go into debate on this because those men that you

named were able to move the needle forward. And and not only were they able to move the needle forward, those guys, the question is is who would you choose as a spokesperson. Yeah, I think even that it's kind of tricky because the spokesperson comes with responsibilities leadership, and it comes with hate to people like to just you know,

tear somebody down when they reach out to point. I feel like we all should be leaders, and I feel like, you know, leadership starts at the household and and you know, self responsibility of not relying. Even like me, I'm not really into politics too much because I want to rely on government or anybody. I feel like I have to rely on myself and I feel like, you know, self

responsibility and self accountability is extremely important. Self accountability and self responsibility is more important than leadership, more important than a spokesperson. But as an entrepreneur, I'm one of those believers that there's no one on my team that is more important than the next. Whether the person is mopping the floor, taking the pictures, editing, or whoever, including me, they are not, they are not, and no one's lease. But I do know that my team won't run efficiently

if there isn't a leader. No, I'm not, I'm not. I'm not. I'm not saying that I'm opposed to leadership because I think that there. Of course, it's human nature that you always have to have some level of leadership. I just think the focus shouldn't be on leadership. I think we focus too much leadership, like who's the next leader, Who's the next black leader, Who's going to be the spokesperson? That will just come organically from people that will just rise the cream on always rise to the top. But

that shouldn't be the focus. The focus should be how can we save our household? How can we build stromping families? How can we support black businesses? How can we have group economics? How can we educate ourselves? How can we you know these are things? How can we become more healthier even eating food, Like you know, these are things like diabetes and stuff that runs in our communities rampant. So I feel like the leadership is not a bad thing,

but I think we focus too much on that. It goes back like even in the school system, right, My model was always like I was a physic teacher, right, and so I always tell people about the expectation. What do you expect the physic that teacher, what do you expect from them? Right? They could be the coach, athletic director.

My model was just like lead from when you are, Like lead from where you are, because what he's saying, there's a lot of truth to it, right when we see people rise to the top, and Barack Obama is a perfect example there. We saw how he was treated, how they try to, you know, throw dirt on the position because whoever he was. And what it does to a younger generation is they almost look at it like why would I want to be that? Why would I want to aspire to be that? If that comes with it.

I'm not saying that it's not obviously a very very important job that comes through a lot of responsibilities. It's like, if that's going to happen when I get there, Why would I want to be there? This match is so important because it's like, who is the leader of especially in our space, who's the leader of financial literacy? You don't know who the leader is. What's more important is

the education that they're getting. Right. So if any day that we stopped doing earner leisure, right, you've gotten so much information that you can lead your community. She's got so much information that she can lead her community. So does he, And so you don't really have a leader, you have a You built a community of leaders that can actually execute on information and pass it onto the

next generation. Because what the men and women that he mentioned, they are vitally important to the black excellence that that we're allowed to continue, right, But when they died, was their mission continue to the the way they saw it? We don't know. All we know is what they laid out for us and what we need to add to it to continue and in the excellence that was stow before. So it was like, all right, let let's just keep doing we're doing eve from where we are and and

turn everybody around. This will get the information and if there's no us, the information education will always do on. Okay, well, you guys put me in a position I definitely disagree, Um, but I only disagree, and I have nothing but love for you guys, UM, because you guys play such a pivotal role in our community culturalized black, white brown. It doesn't really matter because you're talking financial literacy and we all need help, and you're talking education. We all need

that guidance. When I think about reparations. MLK is like, you know, I have a couple people that I think on my favorite people on the planets, like Jesus, John the Baptist. Martin Luther King is like, you know, if he was like, like who you could have something with? Like just put these three people. I'm cool, you know. I feel like all three would accept me pretty fine, you know. But I still think that a spokesperson is needed, someone that could speak both languages. And I'm gonna throw

my spokesperson. Okay, what does she want to know? Don't you want to know who it is? How about can I ask you this? So if we're talking about MLK and his vision, his dream for economic empowerment, is it being fulfilled in this president day? Yes and no? Yes and no and only no. Because you know, well, let me ask you this, what's more beneficial one powerful spokesperson or thirty five billionaires. It doesn't have to be either. It doesn't have to be either or like one does

in the gate the other. Like like I said when I said the whole thing about a team, like my team is equal to me. There will always be equal to me. If anything happened to my team members, we talked about it all day, I'll be crying about it whatever. But but it doesn't negate. You understand, like one doesn't negate the other does. There is there is a need for a role what what what group do you feel

like is successful? And like what ethnic group do you feel like it's a successful example that somebody can follow in America or that has a clear leader? No, no, no, it's almost almost just say the thing you're not supposed to say. I think white people just I mean they did an white people. That's a that's a broad term. So like I'm saying, like, like an ethnic I hate the word about like minority. What ethnic minority would you say?

This is people that can be duplicate, Like this is something that's an example to to try to duplicate or they've done well, and this is something that you know, we can try to take some different parts of what they've done. By example of spokesperson group like a group, I think black people are the motherfucking m v ps. Like I think we're the m v ps, Like we were so resilient, we've broken barrier after barrier. I will

say black people is the second. Now I appreciate that, but I'm just saying from my standpoint, I look at it like, all right, we know that Asians probably make the most amount, and that's kind of a broad term. But like let's say like the Asian community, Let's say the Indian community, Let's say the Jewish community, Let's say the Mexican community. Let's let's use all of these different communities. Right,

Who who's a leader in any one of those communities? Who, like, name one person that's like, this is the leader of the Jewish community, This is the leader of the Chinese community. This is the leader of the Filipino community, This is the leader because all of them are light years ahead of us economically, but they're but they're only there because they didn't have the hurdles. But I understand that. But with look my whole thing is is you're trying to

ask for help for people that hurt you. That's a dysfunctional relationship. It's like being in a relationship with somebody who is abusive to you, and after four hundred years you're thinking this is gonna be there, that they change not gonna happen. You got to accept them like this is. This is not. I don't think racism is going to go anywhere exactly, but I think I think a game is still meant to be played, is always meant to

play to win or lose. But I think there is a place where you can play fairly, Like you can say no more rigging the game. But what I'm saying is that that's not Life doesn't work based off of fairness. Life based off of strength and power. So what I'm saying is that we're trying to play a fair game. It's not gonna be fair. We're gonna have this conversation hundred years from now. So how do we work together group economics? Grow have enough money where now we can

tilt the skills ourselves. It doesn't have to be one person. But now if you've got a group of people, this guy's worth two billions, he's worked, four billion he's worked, and then we all work together collectively. Now we can put pressure, economic pressure on the situation. Now that changes the dynamic as opposed to having one eloquent speaker, because like I said, we've had great speakers, we've had great leadership, it hasn't really helped, though I agree to a certain degree.

I think, uh, to a certain degree. Yeah, if you have that one person, like I said, and we've seen those leaders pretty much everybody that his name being killed right now, who's next? Because it's the dysfunction amongst the rings, like I should be the next person or you should be the next person, and then it'll be the same thing. That's why if you if you spread it out like you're gonna be great at this, like you, you'll leading necks.

If we all come together with that form of leadership and everybody leads and take self accountability like you said, in responsibility, If everybody leads from where they are, now you have a united front. That's different. Yeah. I mean we still have a president in a free country, so

I think leadership is you still need a spokesperson. But I mean we we got agree to No, I think you see the thing about your leisure and organizations like you, and foundations like you, and universities like you, and podcasts like you and events that everything that you're doing, you're representing leadership in our community. That, like I said, the

ripple effect is never ending. I can't be more appreciative for what you guys do for appreciation, I'm just all anybody that has access to you, I think is just forever should be grateful for you. Guys. I'm gonna have a spokesperson you so you want to know you don't know. Um, I'm gonna throw it back to my favorite artists of all times. Definitely not Kanye, but I do love Kanye. Don't know his interviews going up. It's jay Z all day. But I like I like j for a multitude of reasons.

He speaks both languages, the way he his perspective is uh, he can be in the room with the whites, black, su Puerto Ricans, whoever. Um. I think he speaks both languages and his perspective death is there um. And I feel like he uses his power two to bridge the gap, bridge the hatred, you know, even what he did with the NFL and all that. So if I had to choose someone that like within range, it doesn't sound like your typical prospect, but I would say I would choose him.

I mean, yeah, jay Z definitely. You know, he's an portant person. He's not really an outspoken person, though he does most of his stuff behind the scenes. He's more of an int So I don't know if he would be a good spokesperson because he don't likes to speech, But a spokesperson could be the person that does the deal. Like you know, like I traditionally like being the face of my brand. This is the first time I ever said I want to be the face of my brand.

But whether you making power plays or not, like he's he, I feel like he has the power. Like we collectively as a community or making most we're everybody in their own community. There's always somebody that's trying to impact and move the needle for it, and that's why we've been able to get as far as we happen. But when I think a spokesperson, I think Jay could handle it.

And it's not just because you only my favorite artists somethings partly, but but truth be told, I feel like I've watched the way he moved, and there's been plenty of times, not only even with his records, where I've been like and it later been like, see Shot, that's That's one of my favorite artists as well. So, but obviously I'm not gonna get a spokesperson out of you, guys. I tried really hard. I tried really hard, But thank you so much for coming out, feeding me and feeding

the team. I enjoyed the tuna sandwich and the bagel pizza and now officially know how to make pizza. Um. Thank you, guys, Thank you, thank you for having appreciate it. For more eating while broke from I Heart Radio and The Black Effect, visit the I Heart Radio app, Apple podcast, or wherever you listen to your favorite shows,