Here is our 2022 DROP Rollover webinar: https://event.webinarjam.com/register/623/k375of22w Here is our DROP Exit Course for extensive information in short videos: https://andersretirement.thinkific.com/courses/florida-retirement-system-drop-guide Here is a link to our Calendly for a free consultation phone call on any questions you have: https://andersretirement.com/schedule-a-meeting/ ------------------- Visit our website and social media: https://frsdrop.com/ https://andersretirement.com/ htt...
Jan 17, 2022•4 min
Financial Advisor Don Anders explains what a multi-year guarantee annuity is and how multi-year guarantee annuities work. Sometimes multi-year guarantee annuities are called MYGA. A multi-year guarantee annuity works very similarly to a CD and it gives the investor a fixed interest rate over a certain number of years, but there are certain Pros and Cons of MYGA's over CD's and Don Anders gets into those differences in this video.
Jan 10, 2022•6 min
Don breaks down the different riders you can have inside of your annuities. Contrary to popular opinion, not all annuities have guaranteed income or death benefits attached to them. Annuity riders are add ons to your annuity contract. The two most popular riders in annuities are Annuity Income Riders and Annuity Death Benefit Riders.
Jan 03, 2022•13 min
Financial Advisor, Don Anders, explains how annuitization works and the pros and cons of annuitization vs. withdrawals. Does your annuity have to annuitize? Do you lose control over your money in an annuity? Which annuitization option should you pick? Why would you annuitize? Don Anders gets into each one of those annuity questions in this video.
Dec 27, 2021•6 min
Don Anders breaks down one of the top investments today for retirees: Fixed Indexed Annuities. Fixed Index Annuities are becoming a very popular investment for conservative investors. Don talks about the fees inside fixed index annuity, earnings inside FIA Annuities, and much more.
Dec 20, 2021•8 min
Financial Advisor Don Anders explains what an Annuity Maturity Date is. Most people confuse an Annuity Maturity Date with an Annuity Surrender Date.
Dec 13, 2021•4 min
If you have a 457 deferred comp account, you may be wondering how much you're paying in fees inside of your 457 retirement plan. Don breaks down the different fees inside of a 457 deferred comp and how you can uncover hidden fees inside of your plan. Whether you have a state 457 deferred comp or another government 457 deferred comp -- It's important to understand what fees you are paying and whether or not there are any hidden fees. Every deferred comp plan is different -- police 457 deferred co...
Dec 08, 2021•3 min
Wall Street Bets has recently come into the mainstream media through its meme stock trades like Gamestop Stock and AMC Stock. Financial Advisor, Don Anders, breaks down what the Wall Street Bets subreddit is and whether or not retirees and pre-retirees should be trading based on what they see there.
Nov 30, 2021•7 min
Don breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds fees Although some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or CDSC
Nov 22, 2021•4 min
Don Anders breaks down how a 1035 exchange works and how you can use the 1035 exchange to rollover an annuity or life insurance tax-deferred. #annuity #annuities
Nov 15, 2021•3 min
Financial Advisor, Don Anders, breaks down the basic slices that you'll see in the pie charts on your financial statements.
Oct 18, 2021•7 min
Don Anders explains what a meme stock is and why people should be especially careful when considering meme stocks as a part of their retirement plan portfolio. Whether it's GameStop, AMC, Bitcoin, or some other investment that is popular for popularity sakes, you need to make sure you take precautions before investing.
Oct 11, 2021•4 min
Don Anders gives a complete breakdown of how Variable Annuities work, Variable Annuity fees, Variable Annuity Riders, and the pros and cons of variable annuities. Don goes over the different types of Variable Annuities and how to uncover the fees, including Hidden fees, that may be inside of your variable annuity.
Oct 04, 2021•7 min
Financial Advisor, Don Anders, breaks down Mutual Fund C Share Fees. Usually, there is a one year time commitment and a higher expense ratio that goes along with C Shares. Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments...
Sep 27, 2021•2 min
Don Anders breaks down Mutual Fund B Share Fees. Usually, there is a time commitment on this type of mutual fund, and if you surrender the account before the time commitment is over you'll have a surrender charge. Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments...
Sep 20, 2021•2 min
Financial Advisor, Don Anders, breaks down Mutual Fund A Share Fees. Usually, there is an upfront commission on this type of mutual fund with ongoing expense ratios, 12b-1 fees, and more. Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments...
Sep 13, 2021•3 min
Don breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds fees Although some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or CDSC.
Sep 06, 2021•4 min
403b TSA Retirement Plans Fees can be complicated especially since there are a variety of different types of plans you can have. 403b's can be mutual funds, fixed annuities, variable annuities, etc. and Don Anders breaks down each one and how to uncover how much in fees you're paying. So if you have a Tax Sheltered Annuity 403b, make sure you watch this video to learn how to find out how much you're paying in fees. If you'd like to meet with one of our advisors to discuss 403b options click here...
Aug 30, 2021•6 min
Financial Advisor Don Anders explains what a multi-year guarantee annuity is and how multi-year guarantee annuities work. Sometimes multi-year guarantee annuities are called MYGA. A multi-year guarantee annuity works very similarly to a CD and it gives the investor a fixed interest rate over a certain number of years, but there are certain Pros and Cons of MYGA's over CD's and Don Anders gets into those differences in this video.
Aug 23, 2021•6 min
One of the biggest questions we get is Will Social Security Last for my lifetime? Don Anders gets into what he thinks about Social Security Running out of money and the Social Security changes he thinks they will make to make sure social security will not run out of money. Will Social Security Run Out Of Money? Will Social Security Fail?
May 24, 2021•3 min
Don Anders breaks down the different Medicare options in an easy to understand way. Whether it's Medicare supplement, Medicare Advantage, Medicare Part D, or any other Medicare options.
Jan 25, 2021•5 min
One of the most common questions we get is "what is the best medicare supplement plan". In this video, Don Anders gets into why medicare plans are mostly the same between companies. If you'd like to talk with someone about your Medicare Supplement Options, click here: https://calendly.com/andersfinancial/medicarewebinar?month=2021-01...
Jan 11, 2021•4 min
In this final part of his Annuity mini-series, Don digs into Variable Annuities and why they often get a bad rap.
Jan 04, 2021•3 min
Continuing the Annuity mini-series, Don gets into Fixed Index Annuities and their rising popularity.
Dec 28, 2020•4 min
In the second of his Annuity mini-series, Don covers the importance of a Fixed Annuity.
Dec 21, 2020•3 min
In this first of an Annuity series, Don talks about Immediate Annuities and why they've been referred to as "your grandfather's annuity".
Dec 15, 2020•3 min
Annuities have to be one of the most controversial investments in 2020. You hear people talking about how you should never buy an annuity, then you hear people talk about the love annuities. What gives? Are annuities bad? The reality is, there are many different kinds of Annuities out there, and they are NOT all the same. In this video, Don tells us about the 4 most common types of annuities, and debunks the "Annuity hot takes". In this video, Don explains annuities, annuity fees, and using annu...
Dec 07, 2020•10 min
Don continues to break down The 5 Needs of Money, this time covering the all-important topic of the Death Benefit. Please remember to subscribe for more content just like this: https://www.youtube.com/channel/UCoCX... Will you leave a financial legacy? Have you designated beneficiaries? Need a refresher on what The 5 Needs of Money are: https://youtu.be/JMAyJvKFIxE...
Nov 30, 2020•3 min
Working with a Financial Advisor can be a daunting task! You may know what your financial goals are, but how do you pick the right person to help you achieve those goals? In this video Don walks you through how to do your own research on Financial Advisors, which licenses to check for, and how to ask the hard questions. Visit: https://brokercheck.finra.org/ To look up who you'll be working with! It's important to do your own research. Please remember to subscribe for more content just like this:...
Nov 23, 2020•10 min
When someone’s rock climbing, there are two different kinds. Don explains how those two different approaches apply to what financial path you need to take.
Nov 16, 2020•3 min
