Would police brutality drop drastically if every officer had to be licensed and insured?

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I'm not trying to scam you, but I might make a mistake in recommending something to you that potentially could cost you money. And then you could end up suing the company. So then that's up to my errors and omissions policy to pay out twenty thousand dollars that you may have lost in bad advice that was given. Right.

Or like you said, doctors have medical mal assurance where if they do something by accident and they cause a permanent scar, right now, you can sue the hospital, sue the doctor, and then their insurance will cover that, right, even if it's by accident. So it's like, okay, well, why not hold police officers to that same thing and

have them have individual errors and omission policy. Right. So now, even if it's you're paying one hundred dollars a month, fifty dollars a month, whatever you're paying, right, seventy five dollars a month from millions of people adds up, right, So now you have hundreds of millions of dollars. Now that's how insurance works. Where now, okay, if I have to pay twenty million, it's not coming from X, Y and Z taxpayer, is coming from the police department, which

they should be responsible for. Right, So talk about that because that's a national This is kind of a national issue that you're championing, right, so talk about like really drill that home, how that really impacts people's pockets, and how when we talk about police reform, that's not really talked about a lot. We talk about police reform, we talk about less guns, but we don't really talk about the financial aspects of police reform.

could be lawsuits, could be police misconduct. If you now take all of the money that is previously budgeted tax money that is either put in a line item for settlements, because they have line items for settlements, and then if you're not drawing on your general fund to pay for the conduct of bad police officers, that's additional money that could go to senior programs. That's additional money that could go to housing. That's additional money that could be used

for parks, youth programming, mental health initiatives. There are all of these things that could be redirected. And to your point, there is a big pot of money right now. Most of the municipalities, up to a certain point are self insured. New York City is self insured. So, using New York City as an example, the millions of dollars that they are now paying out for police misconduct, and let's add

to the equation that that doesn't change the system. None of these payouts have changed the way that the police operated in the United States. The George Floyd settlement twenty seven million dollars still didn't change the way that municipalities are policing. So the fact that when you have this money that is being spent, sixty to sixty three percent of most local budgets goes to the school districts, which

people don't even realize. In most instances, sixty three percent of your taxes, your local taxes, are going to a school district. Most people couldn't tell you how many people are on the school board, who the individuals are. And I don't know in any other arrangement where we would allow sixty percent of our money to be spent by someone who we can identify and not know what they're spending it on. So why would we do that in

the context of our tax dollars. So to go back to the policing, if you had a overall if it's Geico Nationwide and their regional insurance companies, where they had an entire database of officers, and we're selling these policies one, you would have them interested because it's a new product. It's a new insurance product for them to sell to

the individual officers. If you now were reallocating all of that money won that was previously spent for paying out for bad police conduct to all of the other aforementioned programs across the country, think of what that impact looks like if you now have all of these officers not persuaded by Black Lives Matter, not persuaded by what the National Action Network or any other cause is doing, but

solely their self interest. Thinking about Adam Smith and his principle, the economic principle that people being self interested generally benefits the whole. If you have police officers across the country that are singularly focused on I don't want my premiums to rise or I don't want my premium to be canceled with I would no longer be able to be a police officer and lose my pension. Think of the significant reduction in the cases of police brutality that we

would have across the country. Think about the billions of dollars that would be saved by municipal government that could be reallocated to other resources that they didn't have to pay on the backs of the tax payers.

demographic information, that information is not readily available. But your tax dollars are going to pay the salaries of the people employed in that office. Shouldn't be You should be able to jump on wherever you live, jump onto the website of your local district attorney's office or your local police department and find out exactly what the work is that they're doing in your name, if they're supposed to

be serving the people. I think that the recruitment efforts, recruiting individuals who come from the communities where they are actually going to police is extremely important because if you can see in an individual that you may have a street encounter with someone that looks like your cousin, looks like your brother, your nephew, it changes the lens generally

in which you interact with that person. I think about the Kyle Rittenhouse, the dude that was in I believe he was in Illinois that shot the Black Lives Matter protesters, and I was always struck by the way that the judge was interacting with him throughout that trial, and it was clear to me that he saw his grandson in there, and he was treating him in a way that if it was a black or brown person, I doubt that he would have had the compassion and treated him the

way that he was treating him. So we need to make sure that our police force reflects the communities that they're going to serve. If you have people that are coming in from outside of your community an hour away, it's not per for them. They're not looking to try to develop this bond with you. They're offer an occupying force.

I think another piece to it, and I've said this to the leadership in the Mount Vernon Police Department, is that if they truly want to heal the relationship between communities of color and the police, they need to approach it the way that somebody who starts dating someone who's been the victim of domestic violence or someone who's been

subject to infidelity. At the beginning phase of that relationship, there's going to be a lot that you have to overcome with your partner is not going to trust you, and you're going to bear the brunt of the trauma that someone that is not you has put upon that person. And if you genuinely care, you work through it. You don't take it personally. You recognize that this person is going through a healing process. The police need to do the same thing if they are serious and sincere about

developing a stronger relationship with community of color. Yes, there are gonna be times where people are gonna be loud, they're going to be boisterous, they're going to curse, and they are not going to say good afternoon, mister or missus, officer, happy to see you, because there's trauma. If you understand the history of policing in this country and what it has been for black and brown communities, that has often

been a very contentious relationship. So again backing up to where we started with the discussion, if you have police professionals, it is a licensed profession people who are educated, and I'm not against paying them more because offsetting the savings from all of the police brutality that I believe would

be addressed. If you have people who are more qualified, people who are better educated, people who are licensed and have their own insurance policy in place, then you can afford to pay the police officers more because now they are being treated like professionals and not just the job that you're in for twenty years. And I think that when you put better quality the individuals in police forces, that's going to have a direct impact on the quality

of policing. And it'll be easier to engage members of the community because they're now working with police professionals, not somebody that's doing a job because it was the family business and they're thinking, how can I do my twenty and get to my pension.

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