The calendar marks the next quarter. As we go into Q4 Derek and Nate discuss what is on their radar and changes to the portfolio. We discuss Fixed Income, Stocks, Money Markets, the US Dollar, Commodities, and Real Estate. We hope you enjoy this episode!
We didnt come up with the dollar milkshake theory but it has played out surprisingly well. Brent Johnson of Santiago Capital came up with the theory before the pandemic. It predicts a massive run-up in the dollar and capital flows into the U.S. as other countries are forced to print currency to get dollars to get the things they need. Nate then discusses the question on whether or not its better to be a specialist or a jack of all trades to build wealth. We hope you enjoy the episode....
Want a chance to win $10,000 from a field goal kick? On October 7th Hillsdale high school is doing a raffle for one person to attempt a 40yd field goal kick. If successful the kicker will win $10,000! Get tickets by visiting Crosby Advisory, Fickes furniture, or Hillsdale high school before October 7th. In this episode, we discuss the recent FOMC meeting where the FED decided to raise interest rates by 75bp or 3/4 of one percent. We discuss the broader implications for markets. We also touch on ...
In a global effort to curb greenhouse gas emissions, many countries have adopted energy policies against domestic self-interest. In Europe, the price of natural gas has gotten so expensive that fertilizer producers are not able to operate profitably, threatening the global food supply. In a related story, Netherlands farmers are mandated to cut down on fertilizer usage. These farmers have been protesting for a while and it has largely been ignored and under-reported by news outlets. We then clos...
Nate discusses structured notes and how they can fit into a diversified portfolio and provide some downside protection for conservative and aggressive investors. He also discusses two notes that are currently being offered. Derek discusses recent news about crypto regulation and the SEC as well as the outlook for FED tightening and ends with discussing the recent run-up in the USD as other currencies fall relative to the dollar. We discuss what that means for the U.S. and the globe and emerging ...
Nate is back from his multi-day trip to the Colorado mountains with nothing but a backpack and a fishing rod. He speaks on some of the revelations he had while hiking and what he brought back from the trip. Derek fills him in on the economic events from last week, namely the Jackson Hole summit and the announcement that the White House chose to forgive up to 20,000 student loans for specific borrowers. If you enjoy the podcast, please like and subscribe!
At first glance, I am willing to bet a lot of companies will cut their marketing budgets. Marketing is often viewed as an expense but let’s be real, marketing is an investment. Another way to think about this is with your investment portfolio for example. During the last six months, you may have felt the urge to sell some of your investments. But if you listen to this podcast on the regular, you’d know that the best thing to do is to leave your investments where they are. Just like marketing—whe...
Nate discusses a study in patience with children and its results later in life. This applies to investors in bear markets, patience is a difficult thing to master but important for long-term success. Derek starts a discussion around recent inflation data and the story that Blackrock will begin offering a bitcoin trust to institutional investors and what that means for the core principles of bitcoin. We hope you enjoy the podcast!
In this episode, we discuss inflation once again and give our thoughts on the recent legislation designed to reduce inflation. As well as recent events developing in China and Taiwan. Lastly, Nate gives his thoughts on the benefits of "thinking slow" referencing a book titled "Thinking, Fast and Slow" by Daniel Kahneman and how that relates to emotions and investing. We hope you enjoy the episode!
Back from vacation, Nate discusses some stocks on his radar that he believes will be a great opportunity to buy and hold while receiving a dividend. He also gets in touch with his youth to discuss his recently re-kindled love for skateboarding. Derek talks about the recent news out of the White House that we are currently "not" in a recession despite traditional definitions and lastly we discuss our market outlook not mapping directly onto recent market performance and why investors might be too...
Derek is back in the studio for the first in-person podcast in a while. We discuss the pros and cons of passive vs active investing. Passive investing is a great plan long term but it can be tough during bear markets. If you know what you are doing and have the knowledge and resources to help, active investing can protect your downside during market drawdowns. We hope you enjoy it, if you like the podcast follow us on social media @crosbyadvisory and share the podcast with a friend!
You get what you pay for Now more than ever an investor has to understand how asset classes work within the market cycle and where you are at in the cycle. Over the years, many investors have gotten away with a passive strategy. When someone wonders why they would pay someone to manage their investments during a bull market, the answer might seem obvious on the surface. Today you might not find the answer quite so simple. You need an iron stomach if you are committed to passive investing. The mo...
We feel we have only brought negative news in the past few episodes so we wanted to switch up the tone. We only wanted to share positive news and information during this episode. We discuss positive news in our personal lives and some things we are looking forward to, hopefully, the episode is viewed as a nice change of pace from all of the negativity constantly surrounding us.
As the glory days of free money come to an end (for now), we are fielding a lot of questions about how to protect investments in a down market. Since January, we’ve watched a steady decline, and even if you aren’t heavily invested in the stock market, you are being hit hard at the gas pump, in the grocery store, wherever you go – you name it, it’s unavoidable! Today we’re talking about your 401k investment strategy and giving tips for riding out a bear market Target date funds have been getting ...
For those of you that listen to the podcast (vs just reading our summaries), notice anything new this week? Maybe the intro music! We thought it was time to change it up a little – hope you like it! Today we’re sharing predictions from the recent World Economic Forum, Derek gives the latest updates on Crypto, and Nate discusses an interesting new investment opportunity.
Special Guest Carly Snyder and Malery Sloan take over this week to give insight on social media and marketing. Both have extensive experience in advising clients and Malery brings particular expertise in the realm of social media. We thank her for joining us today and look forward to the next episode.
Have you ever watched something happen and it almost feels like it’s in slow motion? You know what’s going to happen but there’s really nothing you can do to change the course. Sound familiar? It’s exactly how we feel when it comes to the market and listening to the most recent earnings reports from major retailers was yet another example of the bear market at work. In the most recent Fed meeting, the message was clear – continue with the status quo. As we watch the controlled demolition of the ...
In this week’s podcast, we introduce listeners to the Lightning Network – what is it and why is it important to Bitcoin owners. Nate & Derek also give tips for investors that are evaluating banks. The lightning network is a second layer of technology on top of Bitcoin. It was developed in 2015 to try and solve the major critiques of Bitcoin – it has 10-minute transaction times and lacked global transactional reach. An easy way to think about the role the lightning network plays is the exampl...
Today we talk about famous investor Bill Ackman and his 400M dollar loss on Netflix's stock. We also discuss Elon's purchase of Twitter for $44B and Nate gives his thoughts on what is actually meant by "risk". Lastly, we talk about what it would take to give us a breather in a tough market.
Nate, Derek, and Macy are discussing questions that new investors are likely to ask and we give our different perspectives. We recorded Investing 101 in 2020 but felt we could go even more fundamental with the questions. We hope you learn something and enjoy the podcast.
Carly is back on the podcast to discuss her recent trip to Disney World. On the trip, Nate couldn't help but look at all the small details of branding that are scattered across the park. We discuss Disney as a brand, and how customers come to form opinions about the quality of a product or service.
Yield Curve and The VIX The inverted yield curve has predicted a recession 22 times since 1900. Today we’ll break down the key indicators used to measure market volatility, including the yield curve and the VIX index. A yield curve plots treasury bonds at 3, 6, and 12 months, as well as 2, 5, 10, and 30 years. When the yield curve inverts, often a recession will follow in the next 6-24 months. Historically you expect that longer duration bonds will pay more than shorter – money today is worth mo...
Nate and Derek review the new cryptocurrency executive order and give our takes on CBDC and regulation. We also discuss the amazon stock split and recent hot takes from the author of Rich Dad Poor Dad Robert Kiyosaki.
SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. Founded in 1973, it is comprised of a large network of roughly 11,000 banks from all over the world. Think of it as a messaging service for money. SWIFT member banks share information with each other about sending and receiving funds – mostly across international borders. SWIFT operations are located in Belgium – which makes sense because of it’s fairly neutral location – and is overseen by the G10 countries (psst that...
Where do you get your information Do you find yourself going to Google/Bing/Yahoo (insert favorite search engine here) first? Second? Not at all? If you’re anything like me, you still use search engines out of habit but can’t help but wonder if the results are all just paid sponsorships and if that product is – in fact – the best option. Imagine how many businesses we are missing out on because they can’t buy their way to the first page of results. Same goes for Amazon. More and more you hear ab...
Back by popular demand Carly Snyder is sharing her marketing knowledge with us and our listeners. Today's topic: Know your target audience, that's crucial for your marketing plan because without effectively knowing your customer it can feel like you are wasting money and speaking into the void. Thanks Carly for joining us again and we hope you enjoy the episode
Consumer Discretionary Sector How can a sector filled with “non-essential” goods not be a fun topic to dive into? Luxuries we don’t need – yes, please! Let’s take a look at the sector made up of companies opposite from our earlier podcast on consumer staples – the consumer discretionary sector.
Carly Snyder is the newest team member of Crosby Advisory. She has worked with large corporations to assist them with their marketing and she is joining Dynamic Growth to give advice on building a brand. The first of many episodes with her, we hope you enjoy!
For those of you that have joined us on our podcast sector spotlight tour, you’ll recognize some themes are forming and real estate is no different. Did someone say diversify? After all, thus far in 2022, roughly 80% of businesses are still reporting they are meeting or surpassing earnings. Add in interest rates, inflation, job vacancies, and enter volatility stage left. Our strategy is to hang on to what we have invested in and as dividends are paid, we spread the risk into varying types of ass...
For our lucky listeners enjoying sunshine right now – I’m talking to you Florida – make sure you soak up some extra vitamin D for us! As many of us fire up our streaming services and hunker down for snowmageddon, let’s take a deeper look at the communications sector! Spoiler alert – the podcast today revealed that Derek doesn’t have TikTok. Didn’t see that coming!
