必考主題單字：投資理財

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【中英文稿】
Stock Market - 股市
"I regularly follow the stock market to understand the trends affecting my investments."
(我經常關注股市，以了解影響投資的趨勢。)
"The stock market can be volatile, so it's important to research before investing."
(股市會有波動，所以投資前進行研究是很重要的。)
*補充：Volatile(形容詞)指易變的、易揮發的，其名詞是Volatility。兩詞態皆可用來描述股價的波動性。此外，還有一個描述股價波動的常見字「Fluctuation」可一起學習。

Portfolio - 投資組合
"Diversifying your portfolio can help reduce investment risks."
(多元化您的投資組合可以幫助降低投資風險。)
"I'm reviewing my portfolio to better align it with my long-term financial goals."
(我正在審視我的投資組合，讓我更好地與我的長期財務目標保持一致。)
*補充：Portfolio除了在投資領域作投資組合之意使用。它還有另外兩個意義，而且這兩個意義在多益考試中也是常見的。
1.文件夾、公事包：John carried a portfolio into the office for work.(約翰帶著公事包進入辦公室工作。)
2.(藝術)作品集：The designer showcased projects in a portfolio.(設計師在作品集中展示他的作品。)

Bond - 債券
"Investing in government bonds is generally considered a safe option."
(投資於政府債券通常被認為是一個安全的選擇。)
"Bonds provide regular income through fixed interest payments."
(債券透過固定的利息支付提供定期收入。)

Dividend - 股息
"This company has a history of paying high dividends to its shareholders."
(這家公司有向股東支付高額股息的歷史。)
"Reinvesting dividends is a great way to compound your investment returns."
(股息再投資是讓投資回報創造複利的好方法。)

Inflation - 通膨
"Inflation can erode the purchasing power of your savings over time."
(通膨可能會隨著時間侵蝕您儲蓄的購買力。)
"Investors often buy commodities as a hedge against inflation."
(投資者經常購入大宗商品作為對抗通膨的保護措施。)

Equity - 股權
"Equity investments can offer higher returns but come with increased risk."
(股權投資可以提供更高的回報，但風險也增加。)
"Owning equity in a company gives you a share of its profits."
(擁有一家公司的股權意味著您將分享其利潤。)

Financial Statement - 財務報表
"A company's financial statement provides a clear overview of its financial health."
(一家公司的財務報表提供了其財務狀況的清晰概覽。)
"Analyzing financial statements is key to making informed investment decisions."
(分析財務報表是做出明智投資決策的關鍵。)

Yield - 收益率
"The yield on the government bonds has decreased due to the recent changes in the economy."
(因為最近經濟的變化，政府債券的收益率已經下降。)
"Investors are seeking high-yield stocks to maximize their returns in the current market."
(投資者正在尋找高收益股票，在當前市場上最大化他們的回報。)
*補充：Yield這個單字還有下列二種常見用法。
1.可指作物、產品的「產出、產量」。也可作動詞「產生」(某種結果)用。
例：This year's wheat yield was significantly higher due to favorable weather conditions.(由於天氣條件良好，今年的小麥產量顯著增加。)
2.作「屈服、讓步」用。例：After hours of negotiation, the company finally yielded to the demands of the workers.(經過數小時的談判後，公司最終對工人的要求讓步。)


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