On today's episode of Gathering The Kings. It's interesting that you would bring up the deal with your bride, and then I loved how you made that real. I'm sure that those were, like, real conversations for you guys back then. From the chuckle, I can already feel the energy, but my wife and I Chaz the same conversations. I can remember a time where She begged me not to open up a new location of a franchise that we had years ago. And I lost my shirt on that deal. Probably north of $500,000 just.
Gone. And she called it. She called it. What's up, everybody? I'm Chaz Wolfe, Gathering the Kings podcast. I am your host. I am back with you today. I've got Ruben here on the Kings stage. Bob, welcome. How are you? Great. Thank you. Thank you for having me. Doing great. Good, man. I I appreciate Chaz a nod here to be on the show and to spend some time and the passing some awesome advice and and your journey on entrepreneurs. So thank you. Tell us about business that you have.
Well, basically, I started in this business about 30 years ago. So and it's basically financial advisory business really was more in the insurance side. Made a move about 9 years ago to the investment advisory, almost exclusively side. It's kind of diversion. It was originally The 90% insurance 10% under assets under management. Went the other way around. Kind of in the middle of Chaz, in a completely weird sense, I founded machine gun America up in Orlando, which is a tourism machine gun rage.
It's still there. I I have founded it, started to raise money, did all that to get it going. I don't go up there anymore. Just one of the owners now. Yeah. But So that was a separate kind of entrepreneurial adventure that I went into, but at the same time, I was continuing to do Reuben Wealth Advisors The one of my one of my mentors about 3 years ago, somebody who's actually not that conservative came to me and he says, The. You should go completely politically conservative.
You're in the conservative movement. You know, I'm on the board attorney point. I'm I'm involved with I'm friends with a lot of politically conservative people that you know, you know, out there that are pundits and all that. You know, I hang with these guys. And and so I did. I went that way. I did lose some liberal clients, but what I found is is that that I like to I like to hang out with conservatives. Conservatives like to hang out with conservatives.
Liberals a lot of times, you know, are a little more harsh on us. You know, they like cancel us for all sorts of different reasons. You know, The last Supreme Court case was about that with the with the wedding cake and the bakery. Right? And so conservatives are, you know, we're sort of take it more in. We're okay. Live and let live Kings of people. And I've but wait. Basically, we found a home for conservatives to come here and invest their money bank here and all that. So that's what they do.
And we've grown. We're almost a $130,000,000 now, and We're growing at about 10% per quarter, which is which is pretty good. So we're we're pretty happy with that growth number, and we're actually getting ready to try to with some marketing and stuff to try to triple that believe it or not. So I'm pretty happy. Yeah. So it's all good so far.
Yeah. Well, I appreciate the perspective there of, really, it's a business principle of just honing in on who you serve best or how, that, you know, the the the opportunity that you have. And sometimes it's not by serving everybody. And I think every business owner actually should take that away. Right? Yeah. You know, I Kings learned this at at Michigan America is that, you know, obviously, not everybody is cool with people treating machine guns. Right?
I mean, that is that is a very polarizing Kings of thing. Now if you just go out the road and do it, it's in a very controlled environment. But what I found is is the more with the people that hated us hated us, the more the people that loved us loved us. So there really was it was pretty polarizing. On this end, it's not quite like that because we're we're swab shop. It's not we don't do crazy stuff. But Right. It it is true that that you have a left might not like something.
Like, if you look at my website and Kings of some of the stuff that we do, my writings and all Chaz, and we're anti she or anti CRT or anti DEI. I mean, these are all Marxist's type, you know, thought processes, you know, they're trying to impose upon us And, you know, we're all about capitalism.
We're all about free markets and free enterprise, and that's what entrepreneurship is all about is, and that's what's so cool about this country is that you know, still hopefully they don't have to take this away is that you have a right to go out and build something, right, and does not That's right. Cast or class system. You know, states that says, oh, because you were born The family, you can't do Chaz. Or because you were born The family, you are doing that or whatever, We have that here.
We have, you know, you you do have a couple dollars. You have a lot of elbow grease. You have a good idea, and you work your butt off. And you know how to go through The concrete while not around it over it or under it, you can build a great business. Right? And and that's really cool. Like, isn't that to me, that's like the a cornerstone of America, you know, the right to be happy, the right to be happy end of the The was really about the right to excel economically. Right?
So I think that's awesome, and that's what I celebrate. And those are the kind of clients that I have is is those Kings of business owners that build businesses and And they do go through that wall all the time, and they fight regulation. They fight the government for the right to be able to do what they wanna do and fight for customers and and fight to build a business and technology and all that kind of stuff. So, yeah, it's great. It's I I love that we can still do that in this country.
Yeah. Wolfe, and and thank goodness even from a perspective of personally, you know, grew up single mom family. So thank goodness, nobody said because of this, I couldn't x. And it's actually, oftentimes, entrepreneurs take what you just said as literal reason to go do the thing. You know, it's the chip on their server. Right? Right.
You know, think about if you were born in India, if you were born in England, if you were born in a lot of states that you don't your countries that you don't think are, you know, 3rd Wolfe country states or countries, they have cash systems The. And it's it's hard to somehow build a business here. You're in Italy. Do you wanna be an entrepreneur in Italy? In order to take to open a business there? My god. Right? It's hard.
Yeah. We bitch about the bureaucracy here and, you know, Gathering zoning permits and business permits and occupational license and all that crappy I have. Right? But Right. It's still it might be bad everywhere, but we're at least at the top of the the the SHIT show. Right? Yeah. So at least we're we're at the top of that show. Right? Yeah. I probably I I see Chaz. And and also just the value and really, I guess it's free enterprise.
Like you said, free enterprise can, I'm sure, can be defined in a lot of different ways, but free enterprises, like you said, unto whatever reason I have, I'm gonna go build whatever I want. Now, obviously, there's confines around being helpful and not harmful and, you know, that that thing. Like, I think The everybody understands. Legal. Right? You know? Kings be legal and and let's let's bring value. Right? And that's really what when you really break it down, it's like, okay.
No. I have I have individual power and corporately. I can band together with other people to create something, whether it's other entrepreneurs in my community, people on my team, my family, We can change the environment based on the good things that we're able to produce and or build. Would you agree? Yeah. And look how easy it is to create a partnership. You get together with your buddy, create a partnership, and you go build a business. Right. Like, in some countries, you can't do that.
Yeah. We're lucky to do that. Right? Yeah. You've obviously spoken from, you know, a passion of of the love of country and the love of entrepreneurialism and free enterprise. Did this just always reside in you? Did it did it was there in a catalytic event that made you think this way? What? Like, what happened? Why is it why is it like this? I did ask Chaz, and it's funny you can't see the backdrop, but I have 2 huge American flags to the right side of me, right, in my office. Right?
I get that's just my thing. Right? And, you know, in the front of my house, I alternate between flying an American flag, the regular American flag, the first responder flag, and then The another flag that says socialism sucks. So, like, those are the those are the rotating flags in the front of my house. Right? Well, plus the games and Kings of stayed in a few others, but, anyways, I don't I don't know.
You know, it's funny because I I joined the Arab Republicans when I was 24, but I wasn't really hardcore right wing. I'm a thinking person, and I really started realizing how bad the government and the elites were imposing their way on us and it was all about a control Chaz was putting the thumb on us. COVID was a perfect example of that.
You know, how they really put the thumb on us and they The lied to us about so many different Kings, but it went back way before that that, you know, border control and the way they would pass laws that were just you know, very even Republicans were very pro big business, but they sure weren't pro little guy entrepreneur like you and me, right, and the Right.
Your audience you know, do you really how many laws are really passed or how many regulations were really put in effect by the Department of Commerce? By the small business administration that benefited us. I can assure you not a lot. You know, I always aimed at big business. So I just once I Kings realized that and that that was you know, it took me a while to get there. I just decided that I was gonna fight that.
Like, I was you know, I have I have a big pair, and I just decided that I just I I I always didn't care. Like, like, I I didn't worry about what was gonna happen to me, and I always push it out there and it makes some people uncomfortable. And Yeah. Too bad. So I just did it. So I don't know if that's a great answer to the question, but it just sort of happened over a period of time. And and now, you know, I I say, hey. Guess what, guys? I'm a POC.
And the left goes, you know, POC what that means. Right? I'm like, okay. We'll lose white a color. Yes. White's a color. A person of color just like the rest of us. You know, I just don't put up with all that stuff. I think it's all nonsense. Well, I mean, what we're talking about is potentially, you know, the things that divide us versus the things that unite us. And so I can appreciate that. What about for financial services?
So we got your passion for country, and we got your passion for for free enterprise. What about for a finance and helping people with with investing? So I really like, I Kings said at the beginning about the the entrepreneur going through the the the clock free Wolfe, not over it on or on it, etcetera. Yeah. Yeah. I really get off of the fact of helping a business owner become successful. I really get off of the fact of having a person who has some money in helping it grow.
I mean, our minimum now is is a $1,000,000 Chaz far as what we we are allowed people to bring in. We we do make some exceptions for that. But I really like helping people succeed. Even at my age, I mean, I've been doing this a long time. I think it's great. So I do have a passion for that. I I like help people. I I recommend this book called psychology of money by Morgan household, if you've ever heard of that book before.
It's a great book, and it really helps you understand you know, what wealth is all about and what's saving money, why you should be saving money, and how you should be investing in the difference between luck and risk, and And I love talking about all these The, and I like I like helping people with that. I like seeing a son or a daughter of a client you know, clients got 1,000,000 of dollars, and The the Kings just getting started out.
And I've taught him, so he gets a couple hundred bucks extra. It shows up in his account. Chaz kid's gonna be a millionaire. Like, at 24, his comment only a $30 in it, but you know what? He's put 204100 teach him to live like a college student now. So you don't have to live like a college student later.
He once he gets that and he's continued to live like a college student for a few years, and that graph, which is, you know, your money grows really flat for a long period of time and then a psychology stick, that graph is real. It does work. And if you get somebody The the twenties, who buys into Chaz? Yeah. I mean, it it's The, and they're they're gonna be incredibly successful. So, yeah, I I have a passion. I I like to help people. I really don't. That's cool.
It reminds me think of a couple of folks that, you know, they were I guess I was in my twenties too, actually. I was thinking of a sales team nice to run years years ago, and I had a couple young guys. They were 2 3 years younger than me. Okay. So I was 24, maybe, and they were 22. I know. Crazy. K. But I was trying to actually talk to them about this because they were talking about, you know, every weekend. They'd spent 2 or 300 at the bars or whatever. I'm just like, gone forever.
Did you know that if you just took one of those weekends a month and put it in an investment by the time your ex Chaz it's gonna be, you know, however many millions. And they just looked at me like, Starry eyed. Like, what are you talking about, man? Mike? I don't know. Like, it's not you spending $2400 a weekend on beer and women. You know, come on, man. I don't know. They're not chest. They're not educated. Right? Like, you know, we do a lot of 401 ks, so I'll talk to participants. Right?
You know, some kid who just came out of school. He's just gonna work for company. He's making $75,000 a year, and he says, why should I participate in a 401 k? And I'm like, why shouldn't you? It's like, why shouldn't you max out and try to put away $22,500? I mean, that's what I think, but I can't tell him Chaz. Right? And I and have to start educating him just The basics of why it's so important to start saving money just like you said about Chaz.
Those kids not going out to the bar every week, you know, just every once in a while putting the money aside. Right? And if they did that, how much chapter they would be now? Listen, we don't teach the The educational system has failed us, whether it's k through 12 or higher ed. It's all about an indoctrination camp into liberal values and and and Marxist values. And, you know, you don't see classes on, you know, what is the difference between a stock and a bond?
What's the difference between a checking on the savings account? Why is it important to save money? You know, how how does it is there's good stocks as bad. So how do I at least learn a little bit? How do I how should I start investigating the stock? What's in between an IRA and a 401 k. These are basic things that people should know. Right? But Yep. They've never even heard of it.
Never mind They might have seen it in the newspaper order, but it's never been taught to them by any you know, unless they got, you know, some special, you know, outside financial literacy company came in and sorta help them to try to learn it. But as far as The regular curriculum and k through 12 or higher ed, yeah, it's not there. Yeah. Which it it Kings that kind of trajectory, it makes it unknown, which makes it scary, which makes The people stay away from it. Exactly. Keeps them broke.
Yeah. And then they, you know, then they hear it from me, you know, and it's like, oh, who's this big guy trying to tell him what to do? And it's like, right. I only want you to be successful. The only thing I want is 4 Wolfe get a growth. And once they get that, you know, I I can sell and I and I teach people, you know, on on why it's important, but it's a shame what I have to overcome what what us and the industry have to overcome to try to teach somebody to have some basic financial literacy?
I mean, come on. Yeah. Yeah. It's like that in business too. So we've got entrepreneurs and, you know, they've taken the risk. They love free enterprise. Like, you're talking about, I wanna build something for my family, but even side of the building, dollar in dollar out. You know? And I'm living for the for the weekend or for for this quarter, maybe. I have no no idea that, you know, 10 years is gonna go by really, really fast.
So that same twenty two year old that I was talking about in sales, it's the same thirty five year old who's running a business and In 10 years, they're gonna be 32 45, period. And that 10 years Kings gonna go by really, really fast, whether they're investing or whether they're building a Right? It does go by fast. I mean, that's just life. Right? Not just investing, but, I mean, I wish I was 32 again and and know what I know now, it I'd be dangerous. Right?
But it does from 22 to 32 is is does go by fast. And, listen, I was either in sales or an entrepreneur my whole life and it was hard. You know, I mean, there was a lot of times that I struggled Chaz I cried, you know, that I, like, I didn't know at times where my next doll is gonna come from to pay to fill my car up with gas. Right? Like I would. I literally didn't know if my wife didn't have a regular steady job, I mean, I there would have been times I didn't wanna think about it, I guess.
So would I have looked like what I've had a place today? You know, The my first child Wolfe Chaz autism, You know? So that that made it Kings interesting also. Right? So he was, you know, he's the coolest thing on the planet, but still back to him, you know, now that I have some success, a leisure back then, you know, it was like, I don't even always pay it to therapy, spam. I, you know, for my parents right now. We're helping, you know, all that kind of stuff, but Yeah.
Chaz you you gotta you really have to realize how fast everything goes, and you really need to put some some money aside in that whole thing I say about, you know, you live like a college student now, so you don't have to live like a college student later. Hey. It it's also about like, how you save money. Like, people think you need to save money for a specific reason, like, to buy card Chaz to buy a house to Right. Whatever, you know, whatever the reason might be.
But I completely disagree with that. You should be saving money just to save money. Like, it if you don't know what the world what's coming down this the pike. Right? I mean That's right. God knows. That's it. Right? So it's like, you should be putting money aside just for the sake of putting money aside. You should be not spending money just for the sake of not spending money. Yeah. I packed my own lunch. Believe me, I can afford to go out to lunch, and I live in Boca Raton.
It's very high and wealthy place, and lunch is not cheap. And you know what? That's why I pack The on lunch because lunch is not cheap. And I'd rather spend $2.50 of lunch the $25 in a lunch. Right. Yeah. And compounding. Yeah. I mean, you you just understand the the compounding effects, which is the same that we make in business.
Even outside of the dollar, the compounding effects of marketing, the compounding effects of of working with a certain people or avatar and and really honing into that message in your marketing or in your sales process or in your fulfillment, helping them understand the investing like you're talking about, or whatever it is at their services that they're listening. The piece here that I wanna press into because it it we we hear investing or saving a lot. Like, it's not just brand new.
But the percentage of people that actually do it is so low. So what is it something that's super practical right now that the listener The paying attention to you. They're hearing potentially what they've already heard before, but they're ready to go do the thing. How do they start the thing? So what I would do right off the bat is I would just call up Charles Schwab.com. Right? And and, yeah, I I'm gonna swab shop, but I don't work for swab. We just associate with The.
It says, no. I don't get a dime out of this or anything. Just go to swab.com. Go to fidelity. Doesn't really matter. I don't really care. And open up an account, put put a $100, $500 to $1000, whatever you can put in there, right, and put it into the S and P 500. Right? Regular's p 500. There's there's they all have funds for that as to The. Whenever there's there's different ones that they have and just invest it, but here's it.
The second part's the most important set up a dollar cost averaging, set up an automatic investment from your checking account into that Schwabifidelity account. It's $200 a month, $2.50 a month, 2200, whatever you whatever you can do, but it's gotta be automatic. That's the key. And then You get used to it. You get a con you know, you get accustomed to it. Like, it doesn't hurt your budget. It feels right. You know what everything is? Right. Now go up, mate. Go to $300 a month.
They go to $400 a month. That's what they should do. Yeah. Love that. Never touch. Never touch your mind. Just let you know, all of a sudden, it comes up and, you know, your girlfriend, your boyfriend wants to do something, you wanna go on vacation? No. That money is never touched. Connor. Under no circumstances. None, do you touch that money? That's the advice I would give The. So the the same mindset that you have are on the automatic piece.
I wanna play into this first because I was talking to a guy on the The here, I don't know, a couple months ago. He's like, you know, Chaz, if if people had to pay their taxes, in dollar form or actually write a physical check Chaz opposed to it being automatically taken, there would be a revolution, you know, or whatever. Yeah. I agree. And it's like, I've I've heard that in the storybooks months before, but to what you're saying, it's the same principle, right, of like, okay. Wait a second.
Use the power of it being over here without me thinking about it and just go figure out your life without it, right, just like you do with your taxes. It's called winning yourself first. That's the that's what you call it. Per yourself first. That's right. I love that. What what do you think? You you mentioned a couple minutes ago that, you know, if if you were thirty 2 with the knowledge that you have now, like, oh my goodness. Okay. So we got a thirty two year old listening right now.
He's or she's in her in their business. And it's you all over again. What would you like? What's a really good decision outside? Obviously, you just gave some investing stuff, but what's a really practical thing that maybe you did later that you would have done sooner, and they could go do it now. So a lot of people now have not gotten married by the time they're thirty 2, get married and have a really good partner. Don't marry an idiot.
Like, having a really good partner, you know, wife, you know, spouse, wife husband, or whatever is so important. It may it can make the difference for you between success and not success. Right? Yeah. We really can't pass over that too quickly because that Chaz is just Yes. A 100% agree. Go ahead. Yeah. Have Kings, build family. Right? Your values would change what you think was important 4 is not. Right?
I can tell you going out to the bar Wolfe change because the first time you come home hungover, And the next morning, you wake up to a to a 3 month old who's screaming who doesn't care in the air to hangover. That Wolfe Or what time it is. And I you have Kings. I give I can assure you, we we all go through Chaz. And you don't want, you know, unless you're an alcoholic, you ain't gonna do that again. Right? You might do it twice if you're not that bright, but you're not gonna do it three times.
Right? So that changes your view on life. Right? And then you wanna get some urgency to what you're doing. You really wanna try to learn from others. Right? You wanna get some wisdom, you know, The smart people learn from their own mistakes, the wise people learn from the mistakes of others. And Yeah. Try to really get some urgency you know, what you're doing and really build up and learn from other people. And the and the last thing I would do really is get a really good mentor.
Yeah. All of those things are great. We could probably do a podcast on each one of those topics. Right. What do you think for you looking back would have been, you know, like, I guess, of those topics that you just gave, what was the thing that you think that you could have pressed more into that you didn't? I should have inverted my business from 90% insurance The 10% investments, and then to the 90% investments, 10% parents. I should have done that 5 to 10 years earlier. K. Why?
I would have been happier and wealthier. K. Yeah. Yeah. There was there's a lot of reasons, but it just I couldn't have done it earlier than that. I wouldn't have been successful, but I waited I kinda knew I wanted to do it, and then I waited too long. Once I said, you know, I really should do this. I'm like, yeah. I should really do this. Yeah. I really do this. No. No. Once it came here, I should do this. Do a little bit of investigation.
I should spend a few months figuring out and just do it. And I took, you know, literally 5, 8 years to to say I'm gonna do it. And then it did take a couple years to actually do it, but Chaz Right. You kinda can't get around that part that sort of the transition part, but it's literally a new a new business. But it's at 5 to 8 years prior. I mean, I was making money and all that, but I should have done it earlier. I hate should as you could have somebody answering the question, but Yeah.
Yeah. Yeah. Hey, Charles Wolf here. As many of you know, I have been on an absolute mission to help entrepreneurs from all across the country in many different industries level up their game and grow their business and intentionally connect with other entrepreneurs. We do that obviously through the podcast, but we also have a peer to peer mastermind group specifically for 7 to 9 figure business owners.
We are bringing some of the best and most successful entrepreneurs and minds together in a regular and a super intentional way to not only grow our network, but to be able to leverage. And at a certain point in business, success becomes about leverage, leveraging time, leveraging resources, leveraging key relationships. This is exactly what we're doing inside of the peer peer Mastermind group called Gathering the Kings, specifically for 7 to 9 figure business owners.
So if that's you, if you're ready to level up your 7 to 9 figure business, even to the next level and get around other big hitters just like you. I want you to go to gathering the Kings dot com, flood a short application, and it'll come to an application, call with me, and I wanna chat with you, see if it might be a good fit. Talk soon. What do you think would have been, like, maybe the reason.
What I'm looking for is The maybe that hinge point that you had that maybe the listener has also, like, they're hesitating on doing that next thing. We'll held you back from doing it sooner. Oh, I mean, it's it's fear of the unknown. You know, I have 3 Kings, kids going to college, you know, I mean, all that kind of stuff. Right? Like, it's just Right. You know, it's the comfort. You know, you gotta learn to be a comfortable, right, and I have learned to be a comfortable.
I mean, not for nothing when I when I did make the change, My wife was 100% against it. She thought it was, you know, the craziest things I I could ever do And, I mean, honey, I love you, but you had no idea what you're talking about. You just didn't, and I told you that at the time. And Yeah. You didn't know my business. I mean, I'm not Michael Corleone or anything, but, you know, she she didn't know. And I knew it was the right thing to do.
And I knew I waited too long at doing it, but I could've told her that a hundred times. I mean, I probably told her The times, but it didn't matter. So it was a hard thing ignoring her on that because, you know, she's my wife for many years. And she's not an idiot. She's a smart lady, and I just needed to you know, just to do this, but it was fear that holds you back. Right? But you do really have to step out of your comfort zone.
It's Yeah. You know, The this I have a little piece of paper on my desk. It's been here for 20 years. It says, don't pass up the good and the search are the perfect. Yeah. It's so good. And I Yeah. You don't wanna wait, right, to make it perfect. Yeah. You just gotta go. Right? And Just gotta go. Yeah. So that's It's interesting that you would bring up the deal with your bride, and then I I loved how you kinda made that real.
You know, I'm sure that those were, like, real conversations for you guys back then. From the Chuckle, I can I can already feel the energy, but, you know, my wife and I Chaz the same I remember a time where she begged me not to open up a new location of a franchise that we had years ago? And I lost my shirt on that deal. Like, probably north of $500,000. Just darn. And she called it. She called it. It's tough. I don't know. Right? Like, like, you know, you gotta still make a decision. Right?
I mean, what you Absolutely. Been not to make the decision? Okay. So she was right. So so I was right and my wife was wrong. It could have been the other way around between. It's right. We've never met before. It could have been the other way around. You don't really know it. And maybe maybe the 3rd location after the second location, it didn't work. The 3rd location, she and she would've dug her heels in, honey. You shoot it on the second one. Are you sure as I'll shoot a new third one?
You go, no. We need to do the thorough. It was That's right. Why the second didn't work. And I fixed the the 3 things that would that why it didn't work. That's right. And we're gonna kill it in the third one. And you open it and you do it, I mean, you you can just you gotta have a pair right now. You just gotta go and do it. That's right. And Yeah. Listen. You don't know. And you just gotta just go sometimes. That's right. The worst thing is just not doing anything.
You gotta just do it sometimes. That's right. Yeah. I think if anything, we've given them two sides of the story of listening, not listening, whatever it is. I think that the partner relationship is absolutely key. However, to both of our points here is that Sometimes you just you just gotta figure it out along the way. And and to both stories, it's not the end either way. Right. Well, you know what's even more important, Chaz, is is sometimes it'll be turned into that it's being disrespectful.
And it's not that. I mean, if you're handling it like an idiot and you're being a jerk or dick about it, that's a different story. But if you're talking about it in a professional way and you're trying to figure it all out and you could try to keep the emotion out of it, which is hard between a husband and Wolfe as compared to, like, two guys of generals or whatever. I understand that. But Yeah. But you gotta try to keep it away from the being disrespectful Gathering, and it's I agree. Decision.
Right? You know? And and Yep. It isn't The disrespect. Nope. Yeah. Not at all. In fact, if anything, it was a it was a business meeting. And I had a business case followed by numbers, and she had intuition. And at that time, I valued a business case more than the intuit hit than and now I I I stopped just a little bit longer. Who knows? Right? You know? And every you know, funny. Everything is so clear in hindsight. Right? It was like, oh, it's Oh, yeah.
Yeah. Exactly. Well, I think that if anything, the listener can go, yep. Okay. I'm not the only one. Because that's how it works out. Gotta fig. Listen. Nothing's easy. Nothing worthwhile is easy. Right? Yeah. Yeah. Nor nor if it was easy, would we accept it? Which is a little bit of a limiting belief. But Yeah. I mean, we work through those things so that there's value. Right? Because we worked through it, then we appreciate it. There's value.
Listen, just the fact that you're having that discussion with your spouse and you guys are knocking through that and trying to we all are you know, those of us that are trying to grow our businesses and grow ourselves and and and you grow everything, you know, don't wanna leave your spouse behind. Right? So I think there's actually I mean, maybe it's an inverted. Maybe I'm not looking far in this, but it's almost as more of a respect.
The fact that you're having that decision versus you you didn't have to, and you could've just gone out and done it, and that would have been disrespectful in being kind of a dick. Right? You know, you don't really wanna do Chaz. And so I think having the discussion is actually a really good thing. And if, you know, you don't agree, but you've decided to move forward, fine. You know what I mean? And I think that's a sign of a of a growing partnership. Right? Right. Right.
Yeah. I also think just just for a half second, just to speak to the traditional, you know, husband and wife is that at the end of the day, Julie knows that if we disagree, that's okay. Like, we can we can disagree, but she's also gonna know that whatever it is that I decide, I'm gonna live with the consequences. Good or bad. Like, I'm not gonna duck out. And and so forth, that reason, she can know even if it doesn't work out and she was right in this example Chaz I'm gonna make it right.
And I'm not gonna just quit or give up. We knew at that moment. Okay. We disagree. And I gave her my case, and I said, here's what I'm gonna do. And she said, okay. Well, we'll I know that you've got it either way right or wrong. And and that's that's just where now we're talking about, like, okay. As a husband, The is my role, right, as Yeah. Just to I'm a protector provider. I'm gonna make mistakes, and we do this as business owners, male or female at this we're constructing the thing.
We're building the thing. Like, we talk about it for enterprise. And inside of that, there's mistakes. Sometimes Chaz we hit a home run, and but we gotta live with consequences or the results either way. Right? Yeah. And sometimes you gotta find that the strength and the weakness are the The people involved.
It could be the woman has better job of intuition of just kinda, you know, just sort of jugging the character of the guy, like, you know, the guy's scumbag or the guy's a great guy or whatever. And, you know, you might not have that intuition. She might have a better gut feeling than you do, or maybe you're the person who's a better gut feeling. You know, just find out whatever your whatever your straits are and and then use, you know, because you both it's for the good of the order. Right?
You don't understand. Right. Right. So Exactly. You know, whatever whatever the strengths is, of The 2 partners, use that in trying to figure out and move forward. But then again, remember, sometimes good enough is perfect. That's right. Yeah. I appreciate that. Speaking on this kind of family vein, I'm really big on the word balance being ridiculous. Okay? And I'm really big on obsession being the real thing. So I'm I'm getting some some view over there. I love it.
So as a business owner, I believe that I'm successful in my business because I'm obsessed. Right? I'm all in. So my question to you is, how have you been obsessed with your family and all the other things while building your business? Well, I mean, we have 33 great boys. Right? And my oldest, as I said, it has autism. His name is Scott. He didn't even speak to him. He was fourteen. Right? He was completely nonverbal. Scott is amazing. He works 2 jobs now.
He works actually at some dishwasher at a Mexican restaurant. And you love that you're, like, the mayor there. It's unbelievable. And he's got a job at an anti shoplifting company. I have another son who who just graduated from in 3 years. I'm very proud of him to to knock it out. He's smarter than I am. And if you don't believe me, ask him. And then I have a another mental child to graduate Penn State, He also is smarter than me, and he'll tell you the same thing too.
The the they both agree, but that's a whole another story. Right? But I had passion on Chaz. Right? You know what? You know, like, I'm very proud of them and I help them. Well, I help 2 of the 3. One of them definitely thinks that he doesn't need my help, but he will eventually, at some point, wake up and realize that I I can be of assistance to him, but That's right. Let's let the Netwood figure that one out. We'll we'll leave that one at that.
Yeah. No. So I do have a lot of passion around my family and, you know, especially around my kids. My wife and I, my my wife, she runs a charity that helps. It's called autism after 21. That actually helps people that that are on the spectrum and help them gain jobs because it's a huge unemployment rate in in the special needs community. But, yeah, my passion is really, you know, hanging out with the kids, doing stuff. I mean, they all don't live here, which makes it Kings hard, but No.
I just Right. I don't know if you have kids, but I Yeah. You know, it's all about that. Right? Yeah. Yeah. And and I guess my my message to the listener or the entrepreneurs is that, you know, it it the same intensity. You use the word passion. I use the word obsession. It's like, okay. Well, the what does this mean to us? It means that we're all in on this Kings. And we know that as an entrepreneur in our business. Like, we know what it means to be all in.
And so I guess my hope or my mission is just to help as many entrepreneurs out there recognize that they can go all in, quote, unquote, with these other areas. 1, being their spouse, 2, being their children, because it's like, that's how it's designed. That's how it's supposed to be. I loved what you said Chaz far as a super practical thing that the listener can do. Like, if you were telling yourself back in the days, like, No. Go get married and have children. It changes your perspective.
It helps you, you know, have a different way of doing things. And so just think it's really important. Sure. And but you gotta get married with the right the right partner. That's really important. You somehow have to listen to people around you that you know, the girls are not. You gotta or the guys, you know, a bad guy, whatever it might be. You know, you should take that advice because I think sometimes we think we know better. That's right.
And maybe I'm a little nervous about the word obsessive because in the specialties community, you know, the whole obsessive thing is an issue. Sure. So that's why I use the word national lot because Yeah. I see the OCD that goes on with all the people that we associate with, and we we're always we're always Kings battling the OCD. So That's my turn word to passion. So I do have more of a passion around around stuff and maybe maybe it becomes your word, but, you know, Whatever.
Yeah. I mean, I think I think even that is a great example. Like, they're not they're not missing a beat when it comes to that area of their life. Right? Like, that's that's really what it means. Like, it it is what it is. Yeah. Good. So I I appreciate Chaz, honestly, as well. I got one last question here for you. Bob, I wanna know if you had the real opportunity to whisper in the younger Bob's ear, reach back into time and whisper. What would you tell him?
Wow. I'd like to think about that question from Chaz. Wolfe. What were you selling besides besides what I already said, obviously? Yeah. Yeah. By real estate. Buy real estate. I love that. Why why would you why would you whisper that? Because all the real estate that I did buy, which is not enough of it, I did really well with, and it is The extension of what I do in my business, which is an annuitization of income, right, is The real estate is a growth and an annuitization of income.
Right. And I'm handy. I'm resilient. I'm very resilient. And owning real estate with resiliency is a good combination. So I should have been buying single family homes when I was in my twenties. I should have lived more like a college student. And and instead of buying a house that I was gonna live in, live in an apartment and buy a house that I was gonna rent, and The do it again and again and again and then buy a house based upon that. That's what I would have told the Yep. I love that.
Appreciate that perspective. How can the listeners find you? Number 1, if they have a large enough either net worth or monies to invest and they wanna reach out to you that way, and or if they're an entrepreneur, they like your mission, they wanna connect with you. How can they find you? So these were to find me. Just go to our website. It's rubinwealthadvisors.comorrubinwa.com. I'm also on Twitter on brubin 1. I think it is. I'm also on Facebook on the Bob Rubin. But you can just look me up.
If you just look up Bob Rubin, politically conservative financial adviser, or you can type pretty much politically conservative financial adviser, and I'm The are we only know of, like, one of the persons actually doing it, so I'm pretty easy to find. Right? Yeah. And, yeah, like, more politically conservative entrepreneurs that don't wanna deal with The Wolfe BS and and deal with, you know, all The stuff that's out there.
We'll be glad to help them whether, you know, just can even met him a little bit. It's fine. Yeah. Love that. I appreciate your willingness to serve in that regard, and we'll put all that in the show notes as well. Bob, we just wish you blessing on one of your family, all the things you're doing inside of your firm there, and all the people that you're getting to help. Thank you for being here today. Oh, thanks for having me. I really enjoyed it. It was really good to get to know you.
So thank you for your time. Thank you for listening to Gathering the Kings today. I hope that you were able to pull out a few nuggets to go apply into your business right away. More importantly, though, I hope that you're realizing that it takes more to be successful than just being by yourself doing it all on your own, carrying the weight all by yourself.
What I have realized, not only in my own journey from multiple businesses and multiple different industries and now interviewing over 2 or 300 The very successful 7, 8, and 9 figure business owners is that It's tough to do it alone. And so gathering the Kings exists to bring together successful entrepreneurs. In fact, we are putting together 1000 kings, specifically who are grateful, but not done.
We're intentionally assembling Kings who fight tooth and nail for their business, family, and communities, and here's what we believe Chaz in The suit of excellence in those areas Chaz it ignites within us the responsibility to govern power and forge a lasting legacy. So if that relates and and resonates with you and you know that you need people around you, sharp, qualified, other very successful business owners. I want you to go to Gathering.
I want you to take a look at what we're doing and see if it makes sense for you to be part of our pursuit to 1000 Kings. Talk soon.