Stop financing your savings; it’s too expensive!

Some people will roll a balance on their credit card just so they can maintain their savings goals every month. When you roll a balance you are charged that insane interest rate, costing you more money than spent. If you have credit card debt, don't save your money until it's paid off. Once you have paid off your credit card debt, make sure that you're only spending money within your allotted budget for the month so that you can pay them off every month.