Don’t be dumb, take advantage of that 401K match!

If your company offers a 401K program, plus a match to go along with it... you should be signing up for that right now if you haven't already. Getting a match on your own 401k investment is like getting free money. Ok, maybe not free but extra money from your company. Each company sets their own terms in which they payout out the match, so check with your HR department for more details if you're curious.