In this episode, Nate discusses the most common critiques of infinite banking that you can find online to figure out which critiques are fair and which critiques are misleading. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e165 Topics discussed in this episode: Why there's no such thing as a financial strategy that cannot be critiqued The reality of Financial...
Jan 10, 2023•53 min•Ep. 165
In this episode, Nate and Holly discuss the biggest misconceptions about policy loans and how to avoid them in this episode. Unfortunately, these are the misconceptions many people believe when they get started with the Infinite Banking Concept that can lower their wealth-building trajectory. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e164 Topics discussed ...
Jan 03, 2023•30 min•Ep. 164
In this episode, Nate answers a common question: when does it make sense to use your policy to pay for something, or should you just pay for it with cash? ~ Access our FREE webinar reply Nate mentioned in this episode here: https://livingwealth.com/how-to-decide-when-to-purchase-with-cash-vs-a-policy/ ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e163 Topics d...
Dec 19, 2022•29 min•Ep. 163
In this episode, Nate & Holly discuss the four main risks of tax-deferred programs, and they also discuss how understanding those risks can help decide whether those programs are suitable for you. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e162 Topics discussed in this episode: Understanding the actual risk-reward situation that's being offered by retir...
Dec 12, 2022•11 min•Ep. 162
In this episode, Nate answers the question, why is it so difficult to get people interested in the infinite banking concept? He'll offer suggestions to help you successfully discuss IBC with the people around you. And if you're new to IBC and are trying to figure out if this is a worthwhile endeavor for you, answering this question will help you understand why IBC can feel so difficult to comprehend to its fullest. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com...
Dec 05, 2022•37 min•Ep. 161
In this episode, we discuss the four different stages of infinite banking commitment that each person will find themselves in. We also discuss the pros and cons of each stage. Understanding the different levels of IBC commitment can help you figure out your stage and how to optimize your IBC practice for maximum results. Nate made a video presentation to go long with this episode because the model is so important. In a special 4 Stages of IBC Commitment presentation, Nate breaks down the new mod...
Nov 28, 2022•40 min•Ep. 160
In this episode, we answer the question, does it ever make sense to own a modified endowment contract, otherwise known as a MEC? We will also dive into what exactly is a MEC, what are the pros and cons of owning a MEC, and under which situations is a MEC desirable. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e159 Topics discussed in this episode: What exactl...
Nov 21, 2022•29 min•Ep. 159
In this episode, Nate and Holly discuss the three most important perspectives to adopt in your life if you want to be confident and successful while you practice Infinite Banking. They also discuss on how banking works, how our money works and what is Infinite Banking doing with it. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e158 Topics Discussed: Three mai...
Nov 14, 2022•36 min•Ep. 158
In this episode, Nate sits down with Ray Poteet, the founder of Living Wealth. Together they discuss how Ray uses his infinite baking policies to produce passive income through his lending business. He also shares an unexpected benefit that removes the fear of retirement from his life using this clever strategy. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e1...
Nov 07, 2022•34 min•Ep. 157
In this episode, we discuss how rising interest rates will start to impact the economy as a whole, and also how rising interest rates impact infinite banking. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e156 Topics discussed in this episode: How Rates Impact the Economy and What to Expect in the Coming Months Why the History of Inflation is Repeating Itself ...
Oct 31, 2022•30 min•Season 1Ep. 156
In this episode, we discuss how Warren Buffet is essentially practicing the Infinite Banking Concept on steroids and how you can mimic what he's doing on your own level through what we will call financial synergy. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e155 Topics discussed in this episode: • How Infinite Banking is really all about Financial Synergy • ...
Oct 17, 2022•28 min•Ep. 155
In this episode, we discuss the four main reasons people decide not to implement infinite banking. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e154 Topics Discussed: How it is worthwhile to make it through the capitalization phase An analogy of implementing infinite banking and starting a business Why do people often get stuck in the details, and how to avoi...
Oct 03, 2022•27 min•Ep. 154
In this episode, we discuss the idea of leaving evergreen assets to your heirs, and how it's the best way to create lasting generational wealth for your family. And also how you can turn Infinite Banking into an evergreen asset by creating a family banking business. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e153 Topics Discussed: What are real evergreen as...
Sep 19, 2022•25 min
In this episode, we discuss how the Infinite Banking Concept empowers you to grow financially in many different ways. This is why we call IBC the financial gateway drug. It's often the first step to taking back control of your finances and spearheading your journey to financial independence. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e152 Topics Discussed: ...
Sep 05, 2022•31 min•Season 1Ep. 152
In this episode, we discussed the two big ways recessions negatively impact your economy and how you can set yourself up to thrive during a recession. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e151 Topics Discussed: Recession indicators in the economy Layoffs Selling of assets driving the stock market down Is cash really king in an economic downturn? Oppor...
Aug 22, 2022•26 min
In this episode, we discuss how the idea of retirement is a socialist concept that is doing more harm than good. We also share how changing your focus to financial independence can create a far more fulfilling life than focusing on the conventional idea of retirement. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e150 Topics Discussed: Why Rabbi Daniel Lapin b...
Aug 08, 2022•30 min•Season 1Ep. 150
In this episode, we answer the question, "what is the best insurance company to use when practicing infinite banking?" ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e149 Topics Discussed: The variables to consider for an optimal outcome How to judge and why to be wary of biases Understanding what's really important during the decision-making process Why do pol...
Jul 25, 2022•31 min•Season 1Ep. 149
In this episode, we discussed the difference between owning a life insurance policy and being your own banker. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e148 Topics Discussed: Why merely buying a policy alone is not practicing Infinite Banking How nearly everyone is already in banking -- even if they don't know it yet Why understanding which business you a...
Jul 11, 2022•23 min
In this episode, we discussed the biggest pitfalls you will experience following the herd. Specifically, we deep dive into what happens when you only use conventional wealth-building tools offered by Wall Street and the government. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e147 Topics Discussed: The recent market meltdown and what comes next Problems that ...
Jun 27, 2022•26 min
In this episode, we discuss how you can protect yourself from volatility during financial crises in the same way banks do. We'll also share how you can even use the same tools they do to ensure you can withstand financial distress in times of trouble. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e146 Topics Discussed: How current economic stressors are impact...
Jun 13, 2022•24 min
In this episode, we discuss life insurance policy dividends: why they are so crucial to the concept of infinite banking and the main factors that affect dividend amounts. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e145 Topics Discussed: How insurance policy dividends are fundamental to what makes infinite banking policies work Why leaving money sitting in a...
May 30, 2022•29 min•Season 1Ep. 145
In this episode, we discuss the three ways that practicing infinite banking can increase the return of every investment you make. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e144 Topics Discussed: Why infinite banking helps you be a better investor Important IBC misconceptions that hold people back What it means to make your money do more than one job at a t...
May 16, 2022•28 min•Season 1Ep. 144
Today, we discuss three things you can do to get the best results from infinite banking. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e143 Topics Discussed: Why we say stop paying cash and your bank account to pay for things Understanding the best time to use a policy loan Making your lazy money get off the couch and work multiple jobs for you Episode Resourc...
May 02, 2022•22 min•Season 1Ep. 143
This episode discusses three significant flaws associated with retirement programs and why we believe you can get much better results by avoiding retirement programs altogether. ~ Access our Masterclass FREE to podcast listeners here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e142 Topics Discussed: Where to begin when contemplating a retirement program Defining your financial goals Are most people really happy w...
Apr 18, 2022•32 min•Season 1Ep. 142
In this episode, we discuss the main misconception about tax planning using qualified retirement programs. We also explain why it is one of our biggest pet peeves when meeting with clients or accountants. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e141 Topics Discussed: The biggest misconception about tax-qualified programs What accounts get wrong or confus...
Apr 04, 2022•21 min•Season 1Ep. 141
In this episode, we discuss what happens to Infinite Banking policies if the dollar collapses or hyperinflation hits. We also discuss what you can do to protect yourself in light of the current global turmoil. ~ Access our Masterclass FREE to podcast listeners here: https://livingwealth.com/secretbanking/ ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e140 Topics Discussed: How IBC has historically faired during economic turmoil The real cost of high infl...
Mar 21, 2022•20 min•Season 1Ep. 140
In this episode, we discuss one of the most common questions that comes up as you plan for retirement, "How much money can I safely withdraw from my accounts without running out of money?" ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e139 Ensuring you have enough money to last you is probably one of the most critical questions to answer for people planning fo...
Mar 07, 2022•27 min•Season 1Ep. 139
In this episode, we discussed how keeping money in motion is better to build wealth than the conventional wisdom that focuses on storing money up in accounts for decades without ever getting your hands on it. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e138 Today, we're going to talk about the concept that motion is a crucial way to build wealth. This model ...
Feb 21, 2022•24 min•Season 1Ep. 138
In this episode, we discussed the question, "do I really need an emergency fund?" Not only do we get questions on this topic, but we also find out that there are still some misconceptions having to do with this ingrained bank account mentality in all of us. So we dive into emergency funds and ways that money might actually be put to more productive and protective uses. ~ Access our FREE Infinite Banking Beginner course here: https://livingwealth.com/beatinflation ~ Get resources and transcripts ...
Feb 07, 2022•20 min•Season 1Ep. 137
In this episode, we discuss how infinite banking is not a get out of debt system and why that thinking easily confuses both the novice and the experienced infinite banker. ~ Access our Masterclass FREE to podcast listeners here: https://livingwealth.com/secretbanking/ ~ Get resources and transcripts from this episode by visiting: https://livingwealth.com/e136 Topics Discussed: Is debt elimination the real point of the Infinite Banking Concept? How it is fundamentally a banking system Being a cus...
Jan 17, 2022•17 min•Season 1Ep. 136