69 - Celebrating the Holidays Without Breaking the Bank

For many Canadians, overspending at Christmas is just a way of life. But the cycle of going into debt to buy presents isn’t going to end until you change the way you ‘do’ Christmas. There are ways you can still have a holly jolly celebration without dreading the January credit card statements. A merry Christmas doesn’t have to depend on how much money you spend. Sharing time making memories with family and friends without overspending can be the new normal. 

Licensed Insolvency Trustee, Mark Marshall shares his personal experiences and a few ideas of how to scale back on Christmas giving. Other topics discussed are:

• Cost effective ways to give
• Importance of communicating with family members about gift giving
• Community associations that help with presents for children
• Incorporating the Yankee swap game into your gift exchange
• Boxing Day and thrift store shopping

If you are drowning in debt this holiday season or at any time of the year, speak to a Licensed Insolvency Trustee. They are federally regulated and approved by the Canadian government and will give you honest advice and help you find a solution to your debt problem.

Mark Marshall has been working in the insolvency field for 20 years. He received his Licensed Insolvency Trustee accreditation in 2012 and has also been an active board member with Music NB. He endeavors to give each client he meets advice on all of their available options so they can proceed with the knowledge they need to make an informed decision. 

• Allan Marshall & Associates Licensed Insolvency Trustee
• Holidays That Don’t Break The Bank – Holiday Spending & Budget Management
• Stick to a Christmas Budget When Buying Gifts for Your Kids