Freeze Your Credit!
Episode description
As a matter of protection, I recommend you freeze your credit.
What does it mean to have your credit frozen?
How does it benefit me?
What if I need to access my credit?
What if I am a victim of fraudulent activity?
Listen in as your credit coach breaks it all down for you.
To freeze your credit, set up an account with each credit reporting bureau and once set up and logged in, look for "freeze my credit" to place the freeze. That's it!
Equifax.com or 800-349-9960
Transunion.com or 888-909-8872
Experian.com or 888-397-3742 To Opt-Out of "pre-approved" credit offers like credit cards and personal loans that come as junk mail, unsolicited, go to OptOutPreScreen.com and by entering your info, you will be excluded from that list of sold information to creditors for 5 years.