Creative Finance Playbook - podcast cover

Creative Finance Playbook

Welcome to the Creative Finance Playbook Podcast. In real estate, creative financing is a non-traditional means of buying real estate. The goal of creative financing is generally to purchase or finance a property, with the buyer using as little of their own money as possible. The purpose of our CFP is to share with real estate buyers/investors what we do in real estate. As always, we recommend hiring a your own attorney and CPA for all of your real estate needs.
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Episodes

EP. 117: Best way to start investing in real estate 2025

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠ In this episode, Jenn and Joe share their top strategies for buying cash-flowing rental properties in 2025. Learn how to leverage off-market deals, creati...

Jan 17, 202526 min

EP. 116: From Babysitter to Full Time Closer with Lexi

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠ From interviewing her to be our babysitter to now closing real estate deals, Lexi’s story is a game-changer! In this episode, see how Lexi transformed her side...

Jan 10, 202533 min

EP. 115: The 3 Big Paydays: How to Get Paid More with Rent-to-Own Properties

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠ In this episode, we break down how rent-to-own properties can transform your real estate business: ○ Big upfront payments ○ True cash flow without maintenance heada...

Jan 08, 202512 min

EP. 114: Hiring & Firing Employees

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠ Struggling with hiring the right team or knowing when it’s time to let go? In this episode, we share our top tips and real-life experiences on hiring and firing employees...

Jan 03, 202526 min

EP. 113: Biggest Mistakes Investors Made in 2024 (And How to Avoid Them in 2025)

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠ Don’t make these mistakes in 2025! In this video, we’re sharing the biggest mistakes we see real estate investors make and how YOU can avoid them! From leveraging Seller Finan...

Dec 31, 202427 min

EP. 112: How to do a Deal When a Seller is in Pre Foreclosure

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠ In this video, we’re breaking down how to help sellers in pre-foreclosure while building win-win opportunities for everyone involved. From restoring credit to stopping auctions las...

Dec 27, 202414 min

EP. 111: How to Get Your First Creative Finance Deal in 30 Days in 2025

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠ Looking to start real estate investing without relying on banks or credit? In this episode, learn how to close your first creative finance deal in just 30 days! 🏡 We’ll guide you step-b...

Dec 25, 202422 min

EP. 110: How to buy rentals with only $100 down

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠ Want to learn how to buy real estate with little to no money down? In this video, we’ll show you how to negotiate with sellers and use creative financing to make deals work—no big bank loans ...

Dec 20, 202422 min

EP. 109: How to Buy Real Estate with $100 Down and get 60% Cash-on-Cash Returns

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠ Ever wonder how to buy real estate with just $100 down? Abby and Ryan did—and they’re getting 60% cash-on-cash returns! In this episode, we share how they used creative financing, found free off-m...

Dec 18, 202423 min

EP. 108: From English Teacher to Real Estate Investor

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠ ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠ In this episode, Jenn shares her inspiring journey from being a middle school English teacher to becoming a successful real estate investor. Learn how she and Joe transitioned from the 9-5 grind to bui...

Dec 13, 202419 min

EP. 107: Use This Method to Structure Low Interest Monthly Payments

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠ ⁠⁠⁠⁠ ⁠⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠ In today's episode, we're sharing a proven method to structure low monthly payments, even in this high interest rate environment. We'll cover how to negotiate with sellers on free and clear properties to get...

Dec 11, 202415 min

EP. 106: How we lost 30k on a creative finance deal that had a 1.5 percent interest rate

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠⁠ ⁠⁠⁠ ⁠⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠ In this video, we're getting real and sharing a vulnerable story about how we lost $30,000 on what should have been a perfect creative finance deal. You're going to learn some crucial lessons from our loss, like...

Dec 05, 202422 min

EP. 105: One of These Lead Gen Tricks Will Change Your Real Estate Game

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠⁠ ⁠⁠ ⁠⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠⁠ Want to JOIN our amazing CFP community? Go here: ⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠ In this video, we share our top strategies for finding and closing more real estate deals. We’ll break down the pros and cons of each method so you can decide which approach works best for your investing business. As ...

Dec 04, 202430 min

EP. 104: How I Balance Homeschooling While Running a Full Time Real Estate Company

Want to buy real estate WITHOUT banks or using your credit? Go Here: ⁠ ⁠ ⁠https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1⁠ Want to JOIN our amazing CFP community? Go here: ⁠https://www.facebook.com/groups/creativefinanceplaybook⁠ As a full-time real estate investor and a homeschooling mom, my days are anything but ordinary. In this episode, I’m sharing what it really takes to juggle it all, how I prioritize my family while scaling my business, and t...

Nov 29, 202424 min

EP. 103: Which is the Better Creative Finance Strategy?

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook In this episode, we explain the differences between two powerful creative financing strategies - wraparound mortgages and subject-to deals. We break down the pros, cons, and key details you need to know to determine which strategy ...

Nov 28, 202429 min

EP. 102: We've made millions in real estate and it's because we've mastered this one skill

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Want to know the secret to making millions in real estate? It all comes down to mastering one crucial skill. Whether you're buying your first property, selling a home, or investing, this skill separates the pros from the amateurs. ...

Nov 22, 202421 min

EP. 101: Why BRRRR Could Be a Costly Mistake for New Investors

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook In this episode, we’re breaking down the BRRRR strategy—is it really the best move for new real estate investors? Spoiler alert: we don’t think so! Tune in to hear our personal experiences and learn about some simpler, lower-risk a...

Nov 22, 202430 min

EP. 100: The number one things we did to brand ourselves, and get more sellers saying YES to terms

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Download our free facebook business page content guide: https://creativefinanceplaybook.com/contentcalendar?&utm_source=podcast&utm_campaign=contentposts As a creative investor, having a strong personal brand is key. I'm go...

Nov 15, 202414 min

EP. 99: Most Think You Need Perfect Credit to Invest—They’re Wrong!

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Think you need flawless credit to start investing in real estate? Think again! In this episode, we reveal the strategies creative finance investors use to build wealth without perfect credit. Tune in to discover how you can buy pro...

Nov 15, 202437 min

EP. 98: The 3 Month Roadmap to Your First Deal

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Are you ready to get your first real estate deal in the next 3 months? In this episode, we share our proven step-by-step roadmap to make it happen! Whether you're brand new to real estate investing or looking to scale your business...

Nov 08, 202420 min

EP. 97: Master These 5 Sales Strategies to Negotiate Terms Like a Pro

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook In this video, we're sharing the 5 sales strategies that have helped us negotiate some killer deals over the past 20+ years. Whether you're brand new or a pro, these tips will show you how to find and close deals like a pro.. We co...

Nov 06, 202433 min

EP. 96: The 4th Quarter Push

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook I'm pumped to share my top tips for crushing the 4th quarter. This time of year can get crazy, but that's no excuse to take your foot off the gas. In fact, the 4th quarter is the perfect time to focus and make some serious moves in...

Nov 01, 202420 min

EP. 95: From NFL to Real Estate Investor: Dean Rogers' Path to 600+ Deals

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Discover how Dean Rogers, a former NFL player, transformed his life after football into a thriving real estate career. With over a decade of experience in Central California, Dean has flipped and wholesaled more than 600 properties...

Oct 25, 202451 min

EP. 94: Buy Real Estate Without a Down Payment!

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1 Want to JOIN our amazing CFP community? Go here: ⁠ https://www.facebook.com/groups/creativefinanceplaybook Whether you’re a first-time buyer or a seasoned investor, in this episode we’ll break down the creative financing methods that can open doors to lucrative real estate investments, all while keeping your cash in hand. From seller ...

Oct 23, 202440 min

EP. 93: The $5K Down Seven-Unit Multifamily Deal We Walked Away From.

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook In this episode, we share the details of a seven-unit multifamily deal that looked too good to pass up—$5,000 down for a multifamily property. But sometimes, there's more to a story that makes a deal not worth pursuing. We break down what went wrong, the red flags that made us walk away, a...

Oct 18, 202412 min

EP. 92: How Joe Sold Jenn on Real Estate!

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook In this episode, Joe and Jenn share how Joe convinced Jenn to leave her secure teaching job and dive headfirst into real estate with him. It wasn’t easy, but once they caught a glimpse of the freedom and potential, there was no stopping them! They started hustling—balancing my car dealersh...

Oct 11, 202423 min

EP. 91: Real Estate Investing for Beginners

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook In this episode, Jenn & Joe will demystify the world of real estate investing for beginners! If you’ve ever dreamed of building wealth through property but felt overwhelmed by traditional methods, this is the episode for you. They will walk you through creative strategies to start inve...

Oct 09, 202439 min

EP. 90: Cycle of Success: John Maxwell Recap

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Honored to have John Maxwell pour into us about the true power of leadership at the Family Mastermind! His wisdom on leading with purpose left us inspired and ready to elevate our journey. Joe and I couldn’t wait to jump on our podcast and discuss the cycle of success and how leadership pl...

Oct 03, 202425 min

EP. 89: Tenant Buyer Formula How to Find Renters with Big Deposits!

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Ever wonder how to find those golden tenant buyers who are not only excited to move in but also ready to drop hefty deposits!? 💰 In this episode, we’re breaking down my ultimate Tenant Buyer Formula! We’ll share powerful strategies for attracting quality renters who come with $10,000, $20...

Oct 02, 20241 hr 1 min

EP. 88: How I Started Real Estate Investing!

Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com Want to JOIN our amazing CFP community? Go here: https://www.facebook.com/groups/creativefinanceplaybook Joe never planned on diving into real estate—it all kicked off in the most unexpected way. Flashback to 2000, when he was just hanging out at a friend’s house. His buddy pulls out an old course he bought off an infomercial and hands it over to Joe. Little did he know, that random moment wo...

Sep 27, 202422 min
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