In this episode of Creating Richer Lives, host Karl Eggerss dives into the details of the newly signed "One Big Beautiful Bill," outlining its key provisions and their implications. The bill permanently extends the 2017 tax cuts, increases standard deductions, enhances child tax credits, and introduces new deductions like no tax on tips and overtime pay, while also making significant changes to business and estate taxes. Eggerss emphasizes the importance of financial planning to leverage these c...
Jul 12, 2025•20 min
This episode examines how to achieve financial success by balancing investment complexity with strategies that align with your desired lifestyle. We explore why many are drawn to intricate investments like speculative assets or niche markets, often driven by the allure of quick gains, yet face increased stress and risk. The discussion highlights how simpler, diversified approaches may achieve similar financial goals with less hassle and greater clarity. Join us to discover practical ways to stre...
Jun 28, 2025•24 min
In this episode, we dive into the compelling case for exploring international investing—especially in today’s evolving market environment. Backed by eye-opening statistics, we reveal how global markets can potentially enhance returns, reduce risk, and better position your portfolio for long-term success in a dynamic economic landscape. 🎙️ Podcast Show Topics The Power of Diversification Discover how adding international stocks and bonds to your portfolio can potentially help reduce volatility a...
Jun 21, 2025•23 min
Uncover the unseen power behind your everyday tech and global geopolitics in our latest episode on rare earth minerals. We'll demystify what these critical elements are, explore their surprising uses from smartphones to fighter jets, and explain why they're such a hot-button issue in US-China trade negotiations. Get ready to understand why these 'hidden heroes' are shaping the future of technology and international relations. Show Topics What are Rare Earth Minerals: Their definition, why the na...
Jun 14, 2025•15 min
This episode of "Creating Richer Lives" explores how to turn your significant home equity into usable cash flow, especially if most of your net worth is tied up in your home. We'll break down popular strategies like HELOCs, cash-out refinances, and reverse mortgages, explaining the pros and cons of each. Discover how to leverage your biggest asset for financial flexibility, but not before understanding the crucial considerations and potential risks involved. Tune in to learn how to make your hom...
Jun 07, 2025•23 min
Thinking about a second home but not sure whether to rent or buy? This episode dives into the real-life trade-offs behind both options—beyond just the price tag. From lifestyle flexibility to long-term financial impact, we explore the questions that matter most. Whether you're dreaming of a beach house or just want a weekend escape, the decision isn’t as simple as it seems. Join us as we unpack the factors that could shape your next big move. Show Topics Unpacks the pros and cons of renting vers...
May 31, 2025•20 min
Phasing into retirement can be a scary life transition. But, it doesn't have to be at all. In fact, with a comprehensive financial plan and some discussion, you might be surprised how confident you will be pulling the trigger. On this episode, Karl discusses how retirement expenses can drastically fall without compromising lifestyle. Show Topics Retirement Expenses Taxes Savings Tariffs
May 24, 2025•19 min
In this episode, we explore the timeless proverb "penny wise and pound foolish," uncovering its 17th-century origins and its relevantce to modern financial missteps. We discuss how focusing on minor savings can lead to costly mistakes, using real-world examples. We offer practical tips to avoid these pitfalls and prioritize long-term financial health. Tune in to learn how small decisions can have big consequences! Show Topics Financial Mistakes Inflation V-Bottom Stock Market International Stock...
May 17, 2025•25 min
In this episode, we delve into the intricate world of car buying, offering listeners a cautionary tale filled with real-life examples of what can go wrong and how to avoid common pitfalls. We'll explore the tactics dealerships use, how they interact with customers, and the strategies you can employ to secure the best deal possible. We'll also cover the importance of understanding warranties, what they typically include, and how to ensure you're getting the coverage you need if you decide to get ...
May 10, 2025•21 min
The financial markets are experiencing unprecedented volatility, largely influenced by the latest headlines. This week, one listener posed a thought-provoking question: "Have we ever seen anything like this in the financial markets?" Karl Eggerss provides insightful answers and analysis. Although the initial panic may have subsided, the big question remains: Are we on the brink of reaching the previous highs in the stock market? Karl explores this topic in depth, offering historical statistics a...
Apr 26, 2025•27 min
In this week's compelling episode, Karl Eggerss guides listeners through the turbulent currents of the financial world, offering clarity. He begins by unraveling the significance of a recent "death cross," a grim technical indicator, and its implications. The focus then shifts to the Federal Reserve, an institution under intense scrutiny, especially by President Trump. The President believes Chairman Powell is doing a poor job, and there's even been chatter of Trump removing him from his positio...
Apr 19, 2025•25 min
In this episode, Karl Eggerss dives into the current volatility affecting stocks and bonds, a level of instability rarely seen in recent years. He emphasizes that how you respond during these turbulent times can significantly impact the success of your financial plan. Karl shares what he considers the most critical mistake investors make, offering timely information to help you avoid it. Additionally, he provides a comprehensive action plan designed to enhance your investment strategy. Topics Di...
Apr 12, 2025•31 min
The U.S. has announced new tariffs, prompting a dramatic sell-off in the stock market. This sharp decline in stock prices is reminiscent of the 2020 Covid bear market, highlighting the extreme volatility that, while unusual, is not unprecedented. In this episode, Karl Eggerss delves into the complex and often messy process of negotiating trade agreements with other countries and examines the impact on your investment portfolio. Despite the challenges posed by large market drawdowns, Karl offers ...
Apr 05, 2025•26 min
As the news flow continues to increase, so does the uncertainty. Whether it's consumers, investors, or policymakers, people are confused. That confusion has manifested into some volatility in 2025. On this episode, Karl Eggerss cuts through the noise to give listeners some encouragement and helpful tips to navigate this environment. Karl delves into the current market sentiment, examining how investor emotions and consumer confidence are shaping financial decisions. He discusses the latest devel...
Mar 29, 2025•21 min
On this special episode, Karl Eggerss dives into the wild ride investors have experienced in the stock market during this volatile week. If you thought 2024 was a rollercoaster, 2025 is shaping up to be an entirely different beast. From shifting inflation pressures to the looming impact of new tariffs, the financial landscape has transformed dramatically, leaving many investors wondering how to adjust. Karl unpacks the chaos—breaking down the key drivers behind this recent turbulence, including ...
Mar 15, 2025•29 min
In this episode, we explore why managing your portfolio with indicators is a better choice than relying on chaotic headlines and economic releases. Using recent real-world examples, we’ll reveal how indicators cut through emotional noise to provide clarity and discipline. Tune in to discover why data, not drama, is your portfolio’s best friend—and how to start leveraging it today. Topics Covered: Tariffs Portfolio Management #tariffs #captrust #listen @CAPTRUST For topic suggestions or questions...
Mar 08, 2025•26 min
Gold has been used for thousands of years and it's been a constant debate whether or not it belongs in an investment portfolio. If so, what's its role relative to other investments? Does it really provide a hedge? How does an investor value gold? On this episode, Karl Eggerss explains the history of gold, how to think of it from a valuation standpoint, and some interesting facts about the shiny metal. Topics Covered: Gold Inflation Asset Allocation Valuation #gold #inflation #investing #captrust...
Mar 01, 2025•23 min
In recent months, there's been a lot of discussion about national debt and government waste. Fortunately, some of this waste is being cut down, potentially leading to refunds for American taxpayers. In this episode, Karl Eggerss breaks down how this program is expected to work and the likelihood of it coming to fruition. Topics Covered: DOGE Refund 60/40 Portfolio Drift #DOGE #refund #investing #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail [email protected]...
Feb 22, 2025•18 min
In this episode, we dive into the mysterious forces driving the recent surge in the stock market. Join us as we uncover the hidden factors behind the market's unexpected boost and explore how these elements are impacting investors and financial institutions. We'll break down complex economic concepts into simple, relatable terms, using analogies and real-world examples to make sense of it all. Tune in to discover what's really behind the stock market's latest rally! Topics Covered: Treasury Gene...
Feb 15, 2025•17 min
In this episode, Karl Eggerss dives into the pros and cons of leasing a vehicle. Whether you're considering a new vehicle or just curious about your options, he breaks down the key factors to help you make an informed decision. Karl discusses the financial implications, the flexibility leasing offers, and how it compares to buying a car. Tune in to learn about the hidden costs, the benefits, and whether leasing is the right choice for you at various stages of life. Don't miss out on this compreh...
Feb 08, 2025•21 min
Artificial intelligence is undeniably here to stay, promising to enhance many aspects of our lives. But what does this mean for our jobs? Could AI replace us? Could it replace Karl Eggerss? In this special episode, Karl delves into the distinctions between a financial advisor and a computer program. He examines the advantages and disadvantages, and discusses how we can coexist harmoniously with AI. Topics Covered: Artificial Intelligence Financial Advisor Financial Advice #ArtificialIntelligence...
Feb 01, 2025•20 min
In this episode, Karl Eggerss discusses the trend of investors chasing stocks due to FOMO (Fear of Missing Out). He emphasizes the importance of creating a solid financial plan that aligns with your long-term goals and risk tolerance. Additionally, Karl explores how to effectively measure your financial progress, which can be more complex than it appears. Topics Covered: FOMO Asset Allocation Stock Market #FOMO #assetallocation #stockmarket #captrust #listen @CAPTRUST For topic suggestions or qu...
Jan 25, 2025•19 min
In this episode of Creating Richer Lives , host Karl Eggerss delves into the world of factor-based investing. He explains the concept, highlighting how it differs from traditional strategies. Karl covers the main factors used in this approach, such as value, size, momentum, quality, low volatility, and dividend yield, providing real-world examples and their significance. By understanding and leveraging these factors, investors can build diversified portfolios that aim to achieve specific investm...
Jan 18, 2025•19 min
In this episode, Karl Eggerss delves into the current extreme conditions in the market, examining the factors that have led to some near term volatility. While these conditions might initially appear to be purely negative, Karl uncovers the significant opportunities that lie beneath the surface, demonstrating how savvy investors can capitalize on these unique circumstances. Plus, why do some people think interest rates are falling when they are actually rising? Karl explains. Topics Covered: Sto...
Jan 11, 2025•24 min
In this episode, Karl Eggerss reflects on another successful year for the stock market. As we close the books on 2024, he turns his attention to what lies ahead in 2025. Karl delves into the various pros and cons of the current economic environment, offering his insights for the upcoming year. He also shares practical strategies for navigating the markets amidst potential challenges and opportunities. Topics Covered: 2024 Wrapped: A comprehensive review of the past year's market performance and ...
Jan 04, 2025•22 min
This week, the Dow Jones continued its downward trend, marking a 10-day losing streak—the longest since 1974. However, as Karl Eggerss explains, the severity of the decline is not as alarming as it might seem. Tune in to this episode as Karl delves into the current state of the stock market, uncovers the true reasons behind the recent sell-off, and discusses what might lie ahead for investors. Topics Covered: The Dow Jones 1974 Inflation Feelings #dowjones #1974 #interestrates #investing #money ...
Dec 21, 2024•19 min
This week, the stock market experienced a bit of a stall, with the Dow Jones falling for seven consecutive days. Is this just a temporary pause before another surge, or are investors starting to worry about factors like rising interest rates? Interestingly, not all stocks are following this downward trend. Large technology stocks continue their impressive run. However, caution is advised. Karl Eggerss discusses why a prudent approach is always wise. Additionally, he explores why U.S. stocks cont...
Dec 14, 2024•23 min
In this episode, Karl Eggerss delves into the complexities of achieving financial goals. He emphasizes the importance of a comprehensive financial plan and discusses how preconceived notions, shaped by our upbringing and past experiences, can hinder sound financial decision-making. Karl offers insights on how individuals and families can stay on track despite these challenges. Additionally, Karl analyzes the current stock market rally, questioning its sustainability as we approach the new year. ...
Dec 07, 2024•20 min
In the wake of the recent election, the world of cryptocurrencies has seen a significant surge, capturing the attention of investors everywhere. With this newfound interest, many are left wondering if now is the opportune moment to dive into the cryptocurrency market. In this insightful episode, Karl Eggerss takes a deep dive into the realm of cryptocurrencies, offering a comprehensive breakdown of what they are, how they function, and their potential as a viable investment option. Topics covere...
Nov 23, 2024•22 min
Join Karl Eggerss as he uncovers the investment advice of one of the world’s wealthiest individuals. This billionaire believes his widow should invest nearly all their fortune in a single type of investment. Tune in to find out who this influential figure is and what his recommendation entails. Remember, what works for a billionaire might not be the best choice for you and your family. Topics covered in this episode include: Warren Buffett Asset Allocation Stocks For topic suggestions or questio...
Nov 16, 2024•18 min
