Homeless To Homeowner

For thirty five years, Cindy Stumpo has been a female homebuilder with a passion for design, a mastery of detail, and a commitment to her crack. With daughter Samantha Stumpo by her side, I don't need my whole family on a date with me. That's a good note. It's goddemn weird. See. Stumpo Development is the only second generation female construction company in the country. You're crazy, You're a wacko, You're insane. I mean, it just

doesn't end together. Cindy and Samantha welcome guests to explore the world of construction, real estate, development, design and more. Here unpredictable. Every time I think I know what you want, you'd switch it out. But that's what makes sure houses all Udy discuss anything that happens between the roof and the foundation. Nothing is off limits. You truly do care about everybody. She can yell at, you can scream, but when you get her alone,

she's the best person on the planet. Cindy Stumpo is tough as nails and welcome to Cidey Stumpo Toughest Nails on WBZ News Radio ten thirty and I'm Cidey stumpo and I'm here with who and La Kenya Rivers? Sure, yeah, okay, as long as you know your name? Okay, please, how is your bio? Yes, so I'm La Kenya Rivers. I am a wife of almost thirteen years. Yeah, it's going good through the pandemic, right, that's all? Oh, yes, exactly. I am the mother

of five children. Yeah, three that I birth and two of my bonus children. What's bonus bonus? My step daughters? Okay, yes, five kids? We got the Brady Bunch trouble. Yeah, almost, and then I raised my sister and then birth a nonprofit. Okay, what is your sign? What are you? I'm a liver, so i am. I'm a little bit of booth. I have some good son and I have bad side if you get on my good side, but you make a decision. Oh yes, okay, Oh yes, So you've been nominated for So I've

been nominated for several awards. But back in I want to say, I can't think of the year, but I was unsunged. Right, my brain is already a scrambled egg with cheese. Not what I always tell them, But yeah, I was an unsung heroin with the State House and the Women's Commission. And I took that and leveraged Family Movement, which is a nonprofit agency working with homeless families. And I started by just building self worth. Okay, but I'm still I want to build your bio here. Okay.

You were featured in Boston Herald as a success story from young mother to role model. Yes, okay, let's not forget that. You're also featured on the Chronicle right on wcvbm HM. That was one of my hottest interviews, was the Chronicle. By the way, I know, and I don't know why I had. No, I had a panic attack and I ran out the front of him and I had to walk up and down the sidewalks and then come back in like, yeah, I don't know it was I had

panck attacks. Oh my god. But people should know you're back. Yeah, all right, go ahead and I'll let you go. Yeah, so people to know. Yeah, no, thank you for pointing that out, because when it happens so long ago and then you're in the trenches, yeah, you do forget. And I'm a mom, I'm a wife, you know, in the community in church. Here's my question too, as another

woman that seems to think she's superwoman too. Did you get ten minutes yourself a day or do you wait till like late at night that you get that time to yourself late at night too, when the house goes down everybody's sleeping. Yep, you get that half an hour, forty five minutes and like, yeah, it doesn't matter it t one o'clock in the wine, you're

gonna stay up and enjoy that exactly. And at least once a month, I try to do some self care, but then my husband goes, oh, let me come along into a spot day with you, and you're like, yeah, how about let's not and say we did? Yeah, yeah, okay, But then it's nice to have him around. So I don't know, listen, it is what is is? I've learned Superwoman doesn't exist. I think you've learned that. How old you know? Oh gosh forty two? Okay, So last time you on my show was what five years

ago? Five years ago? A lot has changed in five years. I see beautiful, Yeah, no, you look beautiful. She looks beautiful. I'm five years older now you're still hot. Yeah you still I'm a milf? Yeah? Is there a new word? Is there a new word? After milth. Did anything new come up? I don't think so. So, but in that five years that one stuck, That one stuck came along because that was before what was that dilf? What's a dilf? The opposite of milk? Oh? Whatever? That means. Okay, you'll fill me

in later. So in five years, how much has your life changed? Wow, because every five to seven years it changes. Oh yes, yes, and I don't mean personal growth. I mean in your business. Along with personal growth, you see life differently. Yeah, years later, yep, five years ago. I think we were on the show before the pandemic. Then the pandemic happened. Yes, through the grace of God, we did not lose any income. We actually the nonprofit actually gained income during the

pandemic because we were helping more families that was losing income. So my personal household, we actually with all that free money that was going around, I know, I know, And so it helped the families that we serve in the community. But in my personal life, I felt like it it pivoted us to just kind of relax. You know, my job went virtual. So a lot of the workshops that we were doing with the families and the shelters. We went one virtual, which was new for us because we've done

work inside of the show. So what has really tell me how you guys are doing now because a lot of people might miss the show five years ago, So bring us back from then to now absolutely, and what you guys have accomplished in that fart? Yeah? Yeah, So Family Movement was birth for my own personal experiences in two thousand and nine, and we became a five to one C three in twenty ten. And the reason why you did

all this, Yes, let's go there. I am a product of a mom who was a substance abuser, so I constantly ran away from home. And in the midst of me running away from can you imagine her running home, running away from home? No? No, she's like so polyanna right, why she had kids there? You go, right, yeah, but you're so you just don't look like a girl that would run away from home. Like you look like a girl that'd be afraid to run away from home.

And honestly, I don't like a girl that would run away from home, right, but you don't look like a girl that would run away from home like you was just like two eloquent and articulate and like, I'm the good girl in school, and yes, that's our thing. Homelessness doesn't have. You can go to a Dunkin Donut and that person be homeless or living in a homeless shelter. So in the midst of me running away from home,

I became a teen mom. I was eighteen years old when I had my daughter, and I was in the shelter for a whole year, and I got every aspect of what I needed to know as a teen mother, moving into my own apartment, transitioning into the work and field, going back to school at night, and then I said I want to go back into the shelter. Then that's where the Boston Herald article came from, because I went into the homeless shelters and just started pouring into these mothers that just needed

to know that this is not where you're predestined to be. You're going to leave here, You're gonna have an amazing life. You're going to set your goals and a sword from there. And what's the percentage in the homeless shelters that can do what you do. It's a lot of tenacity to do what you did. I would say, you give yourself a lot of credit for

that. Absolutely, absolutely, I will say on an assessment base, because the nonprofit Family Movement does do assessments for every single client that we work with. They it's probably fifteen percent walk out of there and are willing to go back. And that's what we do. We hire families that move out of shelter into their own apartments, and we pay them to go back into homeless shelters around Massachusetts and do workshops. We do twelve months. So hold on.

You pay these women whoever that live there and have moved on with their lives the fifteen percent to give back their time. But they won't go give back their time for free. They charge the organization. They know they won't. They'll go back, but it's just our love offering to them. It's not even a payroll, it's a stipend. You go back and you teach the women what you knew. We do have experts that do the workshops for the families, but that workshop leader is the one who kind of runs every

day. Okay, well that I thought we're gonna go to break. I'm Sidney Stumborley. Listen Toughest Nails on w Z News Radio. Ten thirty views were sponsored by Floor and Decor, National Lumber, and Village Bank. And I'm Sidny Stumbley. Let's send toughest nails on WBZ News Radio ten thirty. Pick it up where we left it off for sorry. Yeah, so commercials make our radio show keep going, no worries. So yeah, you had asked about the moms us paying the mom's UH stipend, And yes, we

do compensate their time. We value their parenting because one of the workshops that we do with these families is parenting skills. And so if they are going to leave their child to help us do something to better another person's life, I got it. Yeah, we do help daycaree exactly. Yep. Okay, so it's fifteen percent how the homeless shelter is doing. Right now. I don't even want to go there with you because right now I'm going to

be very disappointed because I'm very disappointed in our own city. What's going on? Right So here's this is my feeling. And I don't shave the truth, and I don't care. I don't care. If I cared, I wouldn't have a radio show, right, Like, I believe, take care of our own people first. Absolutely. Okay, so I have a problem with what's going on in our state. I won't deny it. We have too many people in our state that need our help. Homeless kids going to

bed, hungry. We can get into this deeper, right that. Now you come in across the border and you're in Massachusetts, and you get a credit card, you get a cell phone, you get a school, and you get medical, you get this, and that this is going to be making your organization crazy, like you want to pull your hair out of your head. Yes, so explain to my listeners. Yes, because there's a

lot of us that feel your pain. Okay, we feel the same way as well, but we have to be a little bit more non biased because they're also homeless. Right, So let me back up Family Movement. We are a nonprofit agency, So if you look at us, look at us as kind of like a once sit you can be politically correct. That don't have to be, but go ahead, Okay. We're like a one stop

shop. So we work with the client and then we also work with the homeless shelters, the property managers, realtors when they get to that homeowner stage, and all of the resources in between. So if they need a mental therapist, if they need anything with physical awareness, and mental therapists are very hard to find right now, Too's talk about that, right. Yeah, they're not on every street quarter anyoth No, they're not no education, workforce

development, financial literacy. So we work with those experts inside of the homeless shelters. Right now, it's a housing crisis like no other. In general. If we get a referral for a family that's looking for housing, the list is bookoo long because of the migrants that are coming in. So as the migrants come in and we don't even know these people. We don't know where they grew up, we don't know where they live, we don't know

what they're coming in with. We don't know if they're rapists, good people, murdered. We have no idea. No, Okay, at least you can background check somebody that's homeless in Massachusetts and figure out where they're raised, maybe who their parents were, weren't young, you know, a teenager whatever. You have no cluees coming, but you have to let them in and come together in these homeless shelters exactly. And a lot of them aren't even

going into the homeless shelters because there's no room. How's that going? So when they make room, then it's probably a handful of families. So right now, a shelter, let's just say shelter A, has twelve families in it. Usually when we do workshops, we don't do no more than twelve because we like to make a more powerful impact. So if a shelter has twelve families and it one person moves into stable housing, then maybe a migrant

from wherever their house will go into that shelter. So it's not like it's a group of them going into these emergency shelters. What they have done with the migrants is they have they're now opening up community centers. I know, they're opening up buildings. Some probably are still at the airport, so they're housing them. And it's not just the state of Massachusetts issue. This is a government issue now and because the state allows it, these families exactly.

So we've taken away a lot of inner city areas for kids that go play basketball, hangout schools, that the cafeterias. I'm surprised that the inner city kids and parents aren't actually losing their minds because they should be. No, they are and We're hearing the complaints as well because we are hoping to build our first brick and mortar in Dorchester area, which is maybe about two blocks from where one of those community centers was taken and turned into a migrant stationery.

We were recently asked from the state to be at one of the locations and help with the migrants. So we do have interpreters to help with the families. So it's it's by these people to be calm a little off. I mean, what's been your running So what I'm seeing on Twitter is not good. Yeah, I mean not a lot of locations are provided with the workshops that these families need to get back into the workforce. I'm seeing more

men than i am seeing women and children, so that's another thing. I'm not really on the South Shore. There are women and children and limited men, so I'm not sure if maybe they have the men at different locations. But we have not started working with a migrant cohort. We do work inside the shelters where we may have one or two Haitian speaking, uh Spanish speaking migrants. No, it's it's it's actually funny because I always say this.

I leveled up with the Brazilian community they like fifteen eighteen years ago, right, and they came in. They were hard working people, no trouble, never ever had any trouble in construction. They wanted to. They follow the Sabbath like Jewish people's Saturdays, the day of worship, good husbands, good father like I of all the South American Brazilians I've worked with in construction, and anybody that's listening knows that's a big part of Massachusetts construction community. They're

good guys. They own homes, they've leveled up. They came here and said we're gonna go. We want to work. We're not here to start trouble. And that's not what I'm seeing. Like what I'm seeing, and I got to get off Twitter. I gotta be perfectly honest because I go home. I go to bed every night watching twenty twenty five videos. And that is absolutely for somebody like me born on the cancer side. I'm so EmPATH and which my next time I'm coming back as a Gemini, watch that

night after night after night. Now my whole algorithm is like that, right, you don't change your algorith I guess start looking at birds and winding unicorns to change tonight, change my algorithm. At this point, you could even just talk about it and your phone here's you, and it targets you, time, everything, everything on my So I'll sense my friends and they'll go, stop changing my When you stop watching this, it opens your eyes to the real world. And I like to live in the real world. I'm

not living in a world with flying pink unicorns. My neighbors can do that in Brookline. My neighbors can do that in Newton, right, they can do that in west and they can do that in Wellesley. Yep, I'm real life. I want to know what's going on. That's me and I think you know. And I have a fiance that goes, why do we need to see this? Because this is the world we're living in. And if you like this world, then good for you. But I don't like

this world. And we've had conversations, real conversations as to why would you put migrants in a low income area versus putting them in a area like Wellesley, New and exactly, But it doesn't happen that way, does it. So again, it's tough, and it's a year in with all of this. Don't worry because there were the governor, don't worry, are trying to figure it out. They're all coming out. They're just robbing. Yeah, okay, so we have a high theft rate right now, extremely high theft

rate. So they might not be living there, but they're getting they're getting the Prodder and the Gucci and the Rimez and the Rolexes and everything else and going somewhere else. Right So, looking, we're all living in crazy times, crazy time, and the only ones that have can change this is the politicians. Exactly and where that's going, I don't know, because Massachusetts as we know it seems to be look at it's it's all over the world right

now. Yeah, New York is worse than us. New York's terrible. Yeah, Like who wants to go there? I don't even want to go there anymore. Like, don't even you invite me for a wedding. I'm not coming. I'll send you a beautiful gifts. Do not I'm not coming. Don't expect me there. Last time I was there was a year with I got COVID. I'm walking out. Gosh, Saint Regis. They tell me put my pocketbook, my jewelry away. This is crazy. Don't go out there. I'm like, where am I? I'm a Madison fifty fifth.

What's gonna happen to me? Oh? I see what's happening now? I just went across street to get a hot dog advanced. I'll have a hot dog when you landed. You you gotta get a hot dog, right. I'm like, Okay, that's not for me, but for what you're seeing out there is not making your life any easier. It's making it heart tiring. And to any CEO leader that's in the nonprofit world, I would like to just personally just make sure you are doing some self care. Okay,

hold that. I thought we got to go to break again. I'm sitting stumping you. Listen to Top the Nails on WBZ news Radio ten thirty Right Back, sponsored by Pillow Windows of Boston, Next Day Molding and Kennedy Carr. Could you see? How could it be? No? No, And I'm sitting stump Listen The Toughest Nails on WBZ News Radio ten thirty. Sammy, how are you doing, honey? I'm good? How are you you? Hold on over there? I am okay. I can't even call

you my blondie anymore. You really got to get over this. I'm sorry you've been a blonde up until six months ago, Like seriously, Like you just go and change things after thirty five years? Yeah, I do. Okay, Well, now I can't call you my brunette because you're my blondie. She's my bondie now she doesn't I don't know. She's beautiful. Yes, okay, she's got a kind he Yes, Okay, we'll go back

finish where we talk about because I always love talking to you. I know, I think we were we were, you know, just talking and I won't even tell you anybody why I love her husband by to love her husbands. She'll tell her husband later, but go ahead. Oh he'll love to hear that. Yeah. I think it's just a matter of this whole housing crisis with the migrants and what are they going to do here in our state?

Tell me what the plan is? Do you have a plan? No one has a planting off their hip, right, I think it's just going off the hip and trying to see what the needs are. There was just a call last night with I don't mean to interrupt you, but how many homeless people do we have on the streets right now? In Massachusetts. So Family Movement works with emergency shelter families. The difference is these are single moms

with children, so we work in the homeless shelters. So I think overall, without dividing those, it's about eighteen thousand, probably more than that I've seen in the numbers lately. It can vary between thirty six thousand. I know the mayor just did a whole nother consensus on you know, couch surfing is also considered. Anyone that's doubled up sleeping on a family roomer's couch can also be considered homeless as well. All those numbers can vary between eighteen and

thirty six thousand. And now with the migrants, I haven't seen those numbers, but we're sure we don't want to do it. I'm sure they have grown because they're everywhere. Now, you being where you are in life, and you don't have to ask this question if you don't want to answer, it's you don't have to. I'm an open book, Okay. Would you just take strangers like this, not American people? Would you take people not boring our country and just bring them to your home with your five children?

So and you have a big heart and this is what I have and a big, big heart. And my husband's like, you need to chills a little bit. I would say no, but I will find them a place, okay, And I make I respect the honesty because some people won't answer that honestly, right, And you just did and you give your whole life to this to homeless? How many people have ended up from homeless to home ownership in our program? We now have four families and our first male who

just got preapproved to purchase his home. So we in Massachusetts so expensive. Yeah, yeah, this is our program though, but there are other programs out there. We're literally the families that are moving into home ownership they have experienced homelessness. So that's our program. Where this person that in our program that is purchasing a home, they have been homeless before within the past ten years. Okay. Do they have a job, yes, so we make

sure oh yeah, there's definitely rules. We make sure that they are over kind of middle class, so about fifty to sixty thousand dollars at least, and how they go from homeless to making fifty sixty thousand and so they find programs like ours, but we are starting in the homeless shelters because we want these families to be very aware of your financial literacy, your your financial security

for your life. You teach them how credit, every how credit works, yes, and how not to get back in a problem that you got into in the first place, exactly, and to not rely on the government, which we were just talking about, right, they do not rely on the government. You work, you'll be making more than what the government can give you if anything happens. Yeah, it's yeah, we pride ourselves on the work that we do. Right now, the state has a program it's called

home Base, So these families they don't get vouchers anymore. They get the home base, which is eighteen months. Explain that to me, yes, all right, So we always had Section eight yep, vouchers. What do we have now? So now it's home base. So it's kind of Section eight is still out there, but there's no new applications going out. They're trying to make the families become more economic, you know, aware of where they're at currently on a Section eight voucher and trying to wean them off of

it. So now they have Section eight to home ownership. Okay, so let's go, let's go back there. So home ownership, who writes the mortgage for that? Yeah, So there's many banks that we have as a mortgage lender that will write like a one plus Boston mortgage that is income restricted, and then because it's income restricted, they are they can go into a mortgage loan that might have a lower interest rate that might give them a little

bit more down payment assistance, family movement. Whatever our clients save over five thousand, we match them five thousand dollars towards their down payment and or closing cost. So okay, so where does that get them in Massachusetts as a home like we're the most Yeah, so right now a lot of our families, we do have one that purchased right in Chelsea. So we have South Sure for our families. One end Central Masks give me so Brockton Stoughton.

Yeah, we have a family that just purchased in around the Framan yep, Framingham area. And then our mail is just signing into a lottery to be placed in Boston. So he will be our first one that will be in Boston. And he's married, he has two children, He's not on any government assistance, he has a savings over twenty thousand dollars and right now he is couch surfing, so him and his family is living with family members.

So he is literally our product of homelessness to home ownership. So he's gone from homeless to couch surfing and now he got a home. Yep, he's pre approved. So we haven't found his home yet. Hopefully we'll have a follow up show for the yeah, and we'll bring him in. Yeah.

Yeah, that would be a great success story. We need to bring some of these people in so the You couldn't have ask for worse timing though for all this, right, I know the interest rates are not where we would like them to be, but we do encourage families if you see something that is within your pre approval, you know, purchase and then kind of you know, refinance in the next six six months or so. I don't know

if you read the statistics on Massachusetts. Massachusetts is a great state, right, So I looked up like it was something that came on my phone, so I looked it up. Massachusetts is number one for IQ. You know that number one? Yeah? Google that IQ highest of all the states. Is Massachusetts best place to raise a family? Raise, raise children, have

a family, Massachusetts number one. We always made Newton, Massachusetts always made up until COVID the number one city in the country as one of the most safest cities in the country. But mass is changing, and people that live here are leaving, and they're low They're going, you know, the rich are going, the middle class are going, and the aulter rich are going. And this is when the politicians gott to sit back and say, hold

on, we're losing good people here. We're losing people that donate a lot of money, they give their time, they give to organizations, work hard. You start losing those billionaires and millionaires. You're running is stay down because there's too much reason. Look it, we don't live in Masters's for the beautiful weather, as you can say, right right. We live here because we make a living here. We live here because I think we like the

culture. There's so much culture here. We get to live among many different type of people, which is great, right, Like not we have a friend Sammy. What to s always say in Texakonisha, everybody's just white or black. I'm like, yes, shah, there's no such things just white people. Yes there is, they're just white. There's no white Italians. No white Irish, no white Jews. I'm like waiting all the time.

She says that wow and in Texakana in her brain. So when she comes and she interns with me every month for a couple of weeks and shaman Nique mannon and she's like, I've never knew like white Jewish differre white Italian people, white Irish people. You people talk about this, like, but that's what we do here, Like we could be at home depot, Hey, where are you from? Where are you from? Oh? I grew? Oh what's your mother? What are you from? It's just like kind of

normal here there. It's just no. She calls me to see stumble it just white. She say white Conca when she say white white people, but she use another word, no whatever, and she's like, that's just how it is. I'm like and then she asks people what are you? They don't say white, Irish, white Italian. We're going to break hold. I thought, oh my own thought. I'm sitting stumping lit tough his nails

on WBZ News Radio ten thirty and be right back. Small by Newbrook Realty Group, Boston Wood Smaller Insurance, World Auto Body and Tasca Drive Auto Biddy last many trying to get out of this place. I was looking for something I couldn't repeat. I was running from it all, and I'm soon stump on your back on WBC News Radio ten thirty with Toughest Nails, I'm here with who Sammy's Temple and La Kenya Rivers pick up where we left off.

Yeah, so, I think you know, with the transition of the home ownership after our family leaves stable housing, it's it's crucial for us, not just Family Movement, but any nonprofit leader to really really teach the next person. I don't care if it's a family member. Financial literacy, you know, anything that is going to help your family grow and build generation no wealth. We are Our model is literally to end generational poverty and build the generational

wealth. So we partner with three hundred financial advisors to bring them into the homeless shelters and teach them one on one financial literacy. It's kind of like what Ray did this winter in Florida. Gave everybody one hundred dollars at the pool deck, the kids and said, you're opening an eight corn account. You've proved to me that you open it up. I'm giving everybody one hundred

dollars. And that's he's a wealth advisor of thirty seven years. And these kids every day by the pool, like when it was days that were nice. He comes out like one two o'clock after working, and we work and we do both down there, you know, try to get out there like three o'clock and go, hey, where's the sun? And they just run over the way and they can't get enough information. You've seen it. We look at this Ray, look at that right, But he gives back.

Yeah, because you've been doing something for thirty seven years, thirty six years, you give back. That's it can't take this with you when you go right. But there anywhere from working the pool deck fifteen, sixteen, eighteen, even twenty eight, twenty nine, and they're running over to Ray. Ray, look at look at this, Look at this right. Race has put five dollars a month away, put ten dollars in it. Just teach

consistency matter correct. Yeah, and but somebody's going to show them. If they don't have the parents to do it, then you help other kids. We realize that the homelessness that we experience working with these families is that they have not because they know not, and they ask not and they don't know how to ask because they don't know. What is more? Okay, the

families that you work with, do we have white families? Yeah? Hispanic we have maybe about five percent white majority, maybe eighty nine percent are people of color of so black, Hispanic, Haitian, Creole, and then I think we had one Chinese, one Asian failing. Where do you see? Where do you want to go in the next year? Do you see coming at you guys? Yeah? So what now do you need for help?

Like my list is a listening Yes, so right now we need as much support just to get our name out there, increase the visibility of family movement in the community, and mainly right now we are having a building campaign launching right now. We have eighteen months to build. The shovel to ground is supposed to be in the fall of this year. So what are we building? Yep, So we're building a our first office space, which round up, build, ground up, build Mayor contractor. So right now Mayor will

just awarded the lot to a developer MTK. So this developer is doing it in honor of a former general contractor who passed away. I never heard of contractor. Who's this it's called MTK Development, Sammy, I never heard of them either. Yeah, I think they're pretty MTK MTK. See that's weird. See why would she not give it to somebody that's been around the Boston

area a long time and that help and gives some money towards it. But that's the thing, because when you go with the notables, Yeah, the notable people, then I think what the mayor is what she did was choose people that are that have the knowledge, that have the wisdom, that have the all of the eggs in the basket to be able to build on one lot. There are many lots in the city of Boston that they're trying to fill and they're trying to give opportunities to people of color, whether it's a

general contractor whether it's you know, architect. We're the first community partner that's on this project. So there's a developer that bought the property and they're using this builder. Yep, and then it'll be stayed fun for the way Yep, city, city, m state funded. Cindy and city and state funded. Okay, I said, Cindy, I think, yeah, did you look that up? No? Okay, So you're not fast enough. I need Jonathan being here because he like gets things right. We know that you're

toughing my nails. My service isn't even not fast enough in here. Well, then bring a left topic. So basically, the developer, like I said, bought the land. Yep. We don't know what he pays for the land. How many units are coming in yep. So the bottom we will purchase. That's our goal to purchase, so that it will be a one stop shop for the families and the community above. It will be twelve to eighteen condos, not rental condos, condos, Okay, condos to sell,

yes by lottery? Yes, where were they at badly by? Where's MTK out of? So they're out of Boston? I think Dorchester. So if I do MGA Construction Services out of Pembroke, they're permanently closed. Yeah, you must be the word Boston. Yeah, ye, Boston. So the developer will so sing makes money because no one's working for free, as we know in America right like, no one's working for free. So somewhere they make money, we just don't know. I think it's once they sell

the condos and once they sell the bottom storefronts. So it's gonna be the first little commercial, yep, and then residential above them exactly, and it'll be lottery sales only. But we're hoping, we're praying that we can get at least two to four out of the condos they are, so we are trying to raise funds for that. They only do affordable have the so okay, so they only do affordable house and can I see that from it a place so I can educate myself real fast? Okay? Hold on, And

they are brand new developers in the community. Okay, so they're the empty Okay, they're the developers. Then they hire the builders, yes, got it? Okay, And I think I don't think they've gotten to that point yet. I think they're in the middle of permitting and zoning. Well, hopefully they move it along fast because right now everything is a slow motion too. But that's our you know, the mayor should be pushing this faster, right Ye, we just had a meeting. They said about eighteen months for

the So I'm looking at the building. Bottom is commercial, top is residential. Every unit is affordable or only so many units. Every unit is affordable. But when we looked at the affordability. It's about it's not affordable. Yeah, okay, but I can give you an educated reason why that is. Okay. It's because to get skilled labor and to buy product is so expensive right now, I believe it. Okay. So even if they give you the land for free and say here, take this, they will have

to You're still got to build it out. And I'm telling you on boots on the ground it's expensive. Yeah. So this is what I don't understand is what are they going to sell for because I know the price is to build, especially that's a brick building by the way. Yeah, I think they were saying about four hundred thousand per unit. Yep, and that gives you hommy square feet you know, a pand or no, not off the top of my head. I'd have to look it up. Yeah, but

that sounds even low too. Yeah. So the profits small, but it helps families that want to stay in the city at least stay in the city because of the whole gentrification that's happening in the Roxbury Dorchester area. It is an opportunity and we're gonna you know, the funding hasn't even been discussed yet. Who's going to fund the construction, but we were having that things were attendant. It's important because with you know, and we don't have enough skill

labor, we got product. That's ridiculous. If they got to pay a stupid interest rate, it's it's just not feasible for them to do it and be able to that. There lies the problems. So the governor, the mirror, everybody's gonna pull in near the city they us, I guess, but you can't tell a private bank. Okay, listen, if they want two through basis points over what they're you know what the federate is, you're gonna pay it right unless the federal government substance is okay, you can borrow

with this number. Well, there's definitely funding for these lots that's being sold. So it's just a matter of the funding, and you got to diversify it. So funding from the city, how much are you raising, how much are you putting up grants? We're applying for grants for this as well.

We are diverse and fying off funds. We don't want this opportunity for us and for the families to be debt debt now, and what about trying to do this outside the commuter rails like they can't aerate the Stote area where it's like a lot of where the train goes right through the Debs housing. Yeah, we guys looked at that. We have been discussed to look into that, and I think our heart is just serving within the community of Boston, of Boston, the low income area. Okay, let's go off to

break. I'm Sidy Stumbor you listen Toughest Nails on WBC News Radio ten thirty And I'm Sidy stumporing you listen to the Toughest Nails on WBZ News Radio ten thirty. Bring us out, Yes, Sindy, Team Ross, Sammy, thank you guys so much. I've been trying to get on here. Yes, so thank you so much. Please please please follow Family Movement www dot Familymovement dot com. We have a community brunch coming up in June. We're still trying to lock down to the details for that, but stay tuned on

our website. We also have an annual galla that we do that's called Unlocked. We are unlocking everything that pertains to poverty and building generational wealth. And again, as I mentioned on here, we are we're fundraising for our new location wherever it will be right, Cindy, let us know, let's know, and Ross took you a year to bring it back on. Everybody, have a great, safe weekend and we'll see you next weekend. This is Citdy Stumbotop his Nails on WBZ News Radio ten thirty