My Relationship with Money

Welcome to this week's episode of Cheek Ease and Chill. I'm your host, Cheeks, and I hope your week is going great so far. Today marks the last Monday in the month of April. Can you guys believe that? And you know what, April is also financial Literacy Month, So today that's what we're gonna be talking about. Money, finances, my relationship with money, and more So, get ready for another episode of cheek Ease and Chill. Money is such a heavy topic and it's also one people don't really

like talking about because it's so personal. But guys, that's why we have to start talking about it. So many of you know, I didn't come from money. I grew up saying a lot because I was the eldest of five. So when my mom had me, she was fifteen, two weeks before her sixteenth birthday. She hadn't finished high school obviously, and she was not with my dad. My dad as soon as he found out that she was pregnant, he was like, that's not my baby. It's like there's a

whole story behind that. So my mom had to leave my grandma's house because my grandma said, well, if you're pregnant, you can't live at the house. That's when we lived in the garage. It was my uncle guss garage, right, And so my almost fifteen fifteen, sixteen years old when I was born, she was trying to finish school. She was going to continuation school and working and things got better.

My mom was a hustler. That's one thing that like, my mom would work, go to school, and then just work at Bank of America, Like I always saw her just hustling. A lot of the times our family didn't know my mom. She was very a proud woman in the sense of if she needed help, she wouldn't ask for it, and she wanted her siblings her brothers and

her parents could think, Okay, I'm fine. So for a long time, especially when I was like in elementary school, up until like I don't know, fifteen sixteen, you guys, we had some pretty tough times financially. We were on WICK. We were on food stamps, and wick is like when you get free food from the government. So we would get peanut butter, eggs, cheese, bread. Sometimes if we were lucky, we got the milk and we got Kicks cereal. Okay,

so I grew up on Kicks, you guys. I didn't have that fun cereal like Lucky charms and fruity pebbles and all that stuff like that wasn't in my house. The FUNNESTY would get was kicked with a little bit of like chuckle meal in it, so it became chocolate like Coco puffs. So I mean, I would have to get off and pretend I was Johnny's mom because the girls that worked at wik already knew because my mom was already Jenny Rivera, but she wasn't making money yet.

When I remember in fifth grade I would go to school, we didn't have money to buy me like new shoes, so I was that kid that would go to school and had the old, beat up shoes. Sometimes my shoes would talk. They had holes on the bottom from how old they were. I would have to wear my mom's clothes sometimes because we didn't have money to buy me

new clothes. And I think one of the best things that could have happened to us was when they implemented uniforms in school, because it's like all of us were just dressed the same. We would go by at three stores my uniforms and stuff like that, but my shoes would always just I was wearing my uniform, but you could tell in my shoes that we didn't have money. So there's a lot of things that I grew up watching, but I always saw my mom just hustling. She never said, no,

we don't have money for that. It was just like, you know, you're gonna have to wait. I always felt like I had everything I needed. You know, we were fine. I mean even if we were eating a couple noodles or cereal or sometimes like we always had food on the table. There was a time I remember, like ten eleven years old, where we didn't and all we had to eat was canned food. I think it was like tuna and green beans, and that's what we had to live off of, all of us. And again a lot

of our family members didn't know this. Anyways. I grew up thinking like, Okay, we're fine, but I didn't realize that we weren't fine until you start getting older and the kids at school talk about it, and you see the difference between you wearing l A gears from payless back in the days to like my friends wearing felas and nikes and stuff. Because my mom was never was like, oh, we're poor. It was just later on, I'm working hard, I'm a single mother. You know you can have it later.

So I am so grateful because that's I think why I'm a hustler, Like I gotta do what I gotta do, no matter what, I'm gonna be Okay. Now that we're talking about money, that something that I wanted to bring up because I hear certain things and i'm you know how big I am on affirmations. You know the law of attraction, And that's one thing I tell myself every day. Even if maybe my bank account isn't as I don't know heavy as other days, you know, it's like it's okay,

I'm going to be fine. God will make it where God will provide, the universe will provide whatever you want to say it, or I'm a money magnet. Little affirmations like that. It's just like really really believing it and saying, no matter what, I'm gonna be fine. And in my household, that's one thing my mom would wake up early. And like I said earlier, she never made it seem like

we didn't have a lot of luxuries. But I had what I needed, which was food and clothes, and maybe yeah it was my mom's clothes, but I had clothes on my back. And my mom for a long time, even if she wanted to buy us what we wanted, what we desired, she couldn't. And I think that's why when she started making money and she was able to by us our first house, you know, with all of us having our own rooms, because we would share rooms,

all of us when we lived in Compton. Mikey had his room and then Jackie and I shared rooms, but we didn't have restrooms. You know, that was a huge thing for all of us. My mom would always say, I want to get us a house where each of you have your own bathroom. It was a goal for her. You know. I was like, I'm going to make that happen. And I think that's why when her career just started

going off. She was a great provider. She wanted us to have everything that we wanted, and sometimes she would overcompensate because she was gone so much that she would not buy our love. Because I don't want to say that. It was just it would make her happy to be able to give us the things that we desired. For Johnny, it was a little bit more difficult because I like,

he was born basically in a mansion. But now he if it was telling me the other day, like you you didn't teach me you how to manage money and all this stuff. He was like yelling, and I'm like, hello, wait a second. I had to just go into the world and figure it out, because that's what my mom would tell me. Figure it out. How do I read a check? How do I deposit a check? I don't know, figure it out. Ask questions. That's how you learn in the world is by asking questions. So it's kind of

like what I told Johnny. I was like, dude, you never asked me. But it's because not that he was born with the silver spoon in his mouth, because I always did my best to teach him how to clean the toilets, to teach him how to pick up after himself, to cook. Like, I was a little harder on him, but he didn't see and live everything that I lived, even like Jackie and Mikey. And I don't even know if jack and Mikey remember those things or if they were ever made fun of its school because kids could

be mean. But in reality, Johnny like was born already being okay, you know, and that's when my mom was like, okay, here Johnny, he's six months and I'm going to go off and work and do what I gotta do. And she was the motor. She was a motor of the family. So now talking about Johnny, I was sixteen when he was born, and when my mom went back to work, it's kind of like, here's your kid. I'm gonna go work,

I'm gonna go do what I gotta do. I kind kind of at that moment, I think, was when I put my my own life on hold because I wanted to help my mom and I wanted her to make her dreams come true for her. It was this is a career. Sure always saw it is this is the way I'm going to feed my children. And yes she did real estate, but she was making money singing and

her career was starting to pop off, you know. So I think that's when I started seeing the change when started playing and then like all her like hits like her Carillo started like coming out, and you know, I started getting better and better. But I think that's like the first time when I started realizing, oh, my mom is is a superstar. She was being at award show, she was being awarded for Female Artists of the Year and stuff like that, you know, selling out show. She

was gone almost every weekend. So I started saying, yeah, there's more money coming in, of course, but then we saw less of her. So I think that's when things got a little tough at home because I felt like, oh, I'm sixteen, seventeen eighteen, like I should be out with my friends. And when my mom would come home I after working, she wanted to relax too, you know, and she would just kind of like, okay, guys, like here's this,

here's that. Like she was good at being an amazing provider, and I would tell her, hey, mom, you still have to be a mom and I want to be a teenage girl. But now I look back and I thank her because I understand, like she was fifteen when she had me, you know, like she still had to live her life. Now I understand it, but during that time, it was tough. It was definitely hard. And my mom, I think because she would come home, honestly, and she'd

have stacks and stacks of cash. They would pay her cash back then and I was the one that had to manage it all. And I'm not gonna lie. Imagine a sixteen year old girl with thousands and thousands of dollars in a briefcase, like I would hide it. I had really good hiding places. I was the one that had to do the groceries. I had to go, like buy the groceries. I had to pay and make sure everything, all the bills were paid at home. And I felt for a long time that I was that I just

did that. I felt a little bit entitled, And that's not right to feel that way now I know that, but at that time, I felt like, well, I'm the one staying home with the kids, I'm the one taking care of everything. Everything is being paid because I'm paying it, and I would use the money as if it was mine. And there were times when I would just misuse the money. You know, I'm not even gonna lie about that, Like I had cash guys in my hands, like I could

just go into my room and and use it. And my mom never asked me questions, you know, I think she trusted me, and I would never lie to her, like if I would tell her, you know, yeah, I went to the store. I bought you because you know, I would dress her back then. I bought you clothes, and I also bought myself close and she would have laughed like she knew. She said, you need to stop, like you need to save money, like for a rainy day, like that money's there. Make sure you buy what we

need and save the rest. That's when I first heard, like, oh, we gotta save money. I was like seventeen, and I did, but then there were things that I didn't need, not just because I could buy it. It's still not my money. It's still not my money to use it as I please, you know, And it took me a long time to

realize that. And I think that's one of the last lessons my mom wanted to teach me when she asked me to move out in March of the year that she passed, was because she wanted me to go and really see what the world was like, because I had been somewhat sheltered, and I think for years I was used to us being okay financially that you kind of lose the meaning of what money's for. One thing that I wish that I would have known about money earlier

on was the importance of saving. Because when I was asked to move out and my job was taken away, which was my job with my mom, and I got paid pretty well and I got comfortable, the rug was just like swiped right from under my feet. It almost felt like I went back to my childhood. And this is how crazy it was. I had a one bedroom.

It was a one bedroom was it was a garage that was converted right and it was like a studio so it was like a kitchen and then the living room all in one, and then there was a bedroom with the restroom. So I made the bedroom my closet. This is how crazy and obsessed I was with clothes and shoes and purses. And I still have to be honest, because I converted my garage into my closet now and my glam room. But now I see it different. Now

I see it as an investment. Now it's like, Okay, I come out on television, I do interviews, I perform I need different clothes. And even then I was on reality and I would buy an excessive amount of clothes. Could I have bought less, Absolutely, But I didn't have anything in my savings account. And I wish I would have known the importance of when I started working, how

important it is to save money. Fifty dollars, it could be anything you guys from every check whenever you're like, oh, I have some extra money, I'm gonna put in my savings account. It would have really just gave me a piece of mind during that time. And there I was twenty six years old, thinking what the heck, I have nothing in my savings account. All I have is literally what's in my checkings and all that money has to go into my business. So now, as an adult, I

do have a savings account. It is important for me to have a savings account because I am self employed. So I don't have a for oh one K, I don't have you know what I mean? Like I have my life insurance and things like that. But for me, it is important that I do save ten percent of my monthly income goes into my savings account. Or like I was telling Johnny the other day, Okay, he's getting

paid now he's working for my mom's enterprises. I'm like, from every check, take a hundred dollars and put it in your savings account for a rainy day. It doesn't even have to be a lot. It can be every check fifty dollars, every check a hundred dollars, whatever you can, but you have to put it away and pretend it does not exist, Like you just have to just put

it away. It could be like I told him, if you want to go on vacation at the end of the year, if that's what's gonna make you happy, if you just want to have it there for your retirement plan like I do. Like for me, it's like, Okay, one day I want to be able to retire and be okay, and and I'll have that savings there. It's just whatever your personal goals are. I do think it's in portant to have that just for backup, just for safety. But for me, it's a ten percent I save and

then a ten percent that I give back. That's just my personal preference. I like to give it either a ten percent of my monthly income to a church, to a family in need, to even my grandma like I used to send her money all the time, like to anyone like I just feel in any way that I can give back, it keeps again the functuay and the

flow and the energy of my finances moving. So that's one thing that I do, and I believe it also says in the Bible for those of you that are religious, that it's good to that you're offering so that you can keep that energy of your finances flowing. So that's just something that I do. And I highly suggest, especially saving some money for whatever it could be, anything for your retirement, like I said, for you want to go on vacation, like I told John And he was very frustrated.

Johnny when I told him that, He's like, what do you mean. Believe me, they're gonna be grateful for that, because before you know it, you're gonna have like a thousand dollars in there is just kind of like here every check boom boom boom. And as some of you may know or may not know I was disinherited when

it first happened. When I first learned about it, I was kind of like hurt because I felt like I had given so much of my life, my energy, my youth, to my mother, to my siblings, to her empire, to helping her grow into the massive artists that she still is today. But I'm glad. I'm glad that it happened that way because it has put some type of fire under my ass or even in my soul to say

I'm going to make it in life. And I think my mom, because if she hadn't done that, I don't know, you know, Like, yes, I took care of my siblings, like the first few years that she was gone, you know, like I said before, Johnny was eleven, Jennica was fifteen. So it was a huge responsibility to take on. But it just felt like it was the right thing to do. But it also helped me say, well, I gotta figure this out. I can't just stay home as much as I want to and take care of the kids like

I also have to show them. I want to be an example for them. And that's why I went after my dream of being a singer, and I really was like, yes, I have my vision board. These are all the things that I want to accomplish, and now I really have to put in the work to make them come true. And that's what I did. And I'm so proud of myself for being able to accomplish all these things. I

was disinherited. Yeah, but I thank her. I thank her so much because things could have been very different easily, you know, I could have gotten comfortable maybe, and instead it just really helped me also relearn the meaning of money and the value of it and the real value

of it, which is what I've been telling you. You know, like before it was my mom's money that I would use, and it's just like I didn't feel it so much because it was her money and she was the one working hard for it, and I was able to buy

as I pleased. But the gratification that I have gotten and by being able to purchase my own home and and this is my second home now, it feels great to just say, dude, I did this even when I was living in the garage, for me to be able to go into my account and pay for my own place, whether it was yes, it was a garage that was converted into like a studio. Like it felt good to say I am paying for my own space from my sweat, from the sweat of my forehead, you know, and I'm

purchasing my own groceries. And it made me like really, say, okay, instead of purchasing a name brand dish soap, I'm gonna purchase the store brand and little things like that that it really helped me manage my money and say okay instead of spending on dumb things an unnecessary purse, you know, because I wanted a freaking Chanelle purse for so long, and I bought my first channel purse. I don't know, I want to say, like five years ago and it was five thousand dollars. And now I think about it,

I'm like, what the F was I thinking? I'm not gonna lie, like, yes, I still have the person I love it, but I'm like, you know what, Like now it's like, okay, do I really need to buy that? Like I don't even use my persons as much as I should, you know. So it's like now I'm thinking of investing. Now, I'm like, how can I make my money multiply? I'm investing in crypto and bitcoin and all these things that are just gonna make my money grow,

and not just on things that, yes, it's nice. I can walk into my closet, I'm like, okay, this is a large part of where my money is. It's in this closet and you know, in the shoes and the bags and all that stuff. But in reality, no manches that money is not growing. You know what I mean, it's there, it's just sitting there. I don't use it as much. And that's what I told myself this year. I'm gonna start using my persons and my shoes a

little more often. I need to go on dates, I need to do photo shoot something, because it's starting to bother me. Now I'm like, okay, I'm gonna invest in things that make me and my health, for instance, in buying good quality food for my body and buying vitamins. Like things have changed, my mentality has changed. And before I can admit that I would buy things to look cool, and in reality, like why you know, I want to

be healthy. I want to have money in the bank to make sure that if something happens and God forbid I I have to pay my my hospital bill, I have the money to do that it's like really just changing your priorities and you grow up in your mature and you're like, okay, like I gotta really get set my ship straight, you know, and and put my priority straight and really like stop buying ship that I don't need. And it took a while to do that. And I'm hoping that those of you that are listening to this

podcast can learn a lot faster than I did. And I have gone up and down in my life financially, but I can say that I'm proud. I'm proud because I've gotten this far, but there has been some tough as lessons and I'm hoping that you guys can learn from my mistakes and be better than I am. And

that's what I tell Johnny all the time. You know, he's twenty one and he's barely learning now, like the value of money and how now he's like, I have to save and I'm like, yeah, you know, instead of eating out, dude, eating out costs so much money, you guys, it's better to cook at home. It's better to meal prep.

And that's what he's doing because with the Locusta, you know, the Looquista, And you know now that I'm looking at Johnny and like yeah, like he's he was a little frustrating with me with me the other day because he's like, you didn't teach me this in taxes and all this stuff. And I'm like, dude, relax. All you gotta do is ask and I'll help you. And one thing that I think I know, because you know, money is sometimes a very touchy subject to talk about, especially when it comes

to money in relationships. And I have always been a very fifty fifty type of girl, like I don't expect my partner to take care of me, and I don't want my partner to expect for me to take care of him, because that can definitely cause an imbalanced and tension in your love life. I've kind of been on

both sides of the spectrum, to be honest. I had a guy that had a lot of money and took care of me and was there for me if I needed, if I had a bad day or if I was having you know, he would come and he would help me, you know, and I wouldn't ask for it to be like no, I'm to pay you back. He's like no. He always wanted to provide, but I always felt like because of what had happened with my mom. There was like strings attached to it, so I didn't want to take too much of his help, but he was always

there to help me. And then I was in a relationship where I had to be more of the provider, which I was fine with because I felt like, I love this person and he's going through a bad time financially and I want to be there to help him. And I did help him, and I don't regret that, and I feel like as a partner, we have to have each other's back and say, okay, guendo. You know, I don't think that there's anything wrong with even if it's the woman, let's say, going out and being the

bread winner of the home. You know, as long as the man is comfortable with that and secure enough to know, okay, that's fine. But sometimes men, especially in our culture, can be a little muchis then it's like no, or they'll start feeling inferior, in inadequate if their woman makes more money than they do, And I don't think that should

be an issue. I just feel like, if your woman makes more money, that's cool, as long as you're bringing in what you can and not just sitting there and being lazy, sitting there and being lazy and expecting, you know, your partner to take care of you. That's a whole

other thing. Like you have to help out. Like I feel like if you're the woman that stays at home and the man is the one that's out being the breadwinner, like you have to be okay with cleaning and cooking and making sure that the house is taken care of. Like I just feel like you have to help each other out. That's my personal opinion. I would always say my mom was a husband for a long time. She was the husband that would go out and make the money, and I was the wife that would stay home with

the kids. But I made sure the house is clean, the kids were fed, the homework was done, clothes was washed. I felt like a very good housewife to my mother. And I would take care of the bills and I made sure everything got paid on time, and and I would buy stuff that were unnecessary, like two dollar shoes. Are you freaking kidding me? With my mom's money. That's something if you guys watch the reality show, you guys saw that. But I've learned, you guys, I learned. I learned.

But the house is always take care of so in relationships, I think it is important to have that conversation early on in the relationship and be honest and just say, hey, this is my financial situation. I can help you with this amount, or I'll pay for the food and you pay for this. I just think it's a conversation that needs to happen very early on, you guys, and no one should feel bad if they can't or don't make

as much money as your partner. I pulled up a couple of quotes that I wanted to share with you, guys, because I kind of want to dissect these and kind of tell you and how my relationship with money has evolved and how important it is to look at money for what it is. For instance, this one stopped buying things you don't need to impress people you don't like. Let me read that again. Stop buying things you don't

need to impress people you don't like. That's crazy, you, guys, And I think that happens at now, especially with social media and the facade that so many people and the front that people put on social media that they basically live out of their means and everyone wants to show off their Louis Vatan bag their rolegs there this they're

that like, and people live out of their means. They won't pay their rent to purchase something that they can just go flex with on social media for people that you don't even know, for people that you don't even like, and you just want to impress and show them like, look, I got this, Like I am that bad bitch, and you're really just digging yourself in a deeper hole financially.

That's the worst thing that we could do. Like I have told myself plenty of times, not just because I can buy it, does that mean that I need it, that I should buy it? And I've had to bring myself back, you know, because you just never know what will happen. But you also don't have to be afraid of saying like, oh my god, no, no, no no, no, I'm not gonna have enough. I'm not gonna have enough. The more you say that, the less that you will have.

You always have to say, I'm a abundant, I'm prosperous. It could sound cliche, but it's I really believe in the law of attraction, you guys, and if you keep going out there, I'm broke. How I ain't got no money, and this and that, like you are going to be broke, like you need to be like, oh you know right now, I'm saving. I'm saving. It's just all in how you express it and how you say it, especially out loud and even to yourself quietly. I always say myself to myself,

I have more than enough. I have more than enough, you know, And I thank God. Always remember the attitude of gratitude you guys, which is thank you God, thank you that I have made end meet this month, thank you for always giving me more than enough. It's just all of that, you know. But that's one big thing that I wanted to bring up. Was not just because you can afford it, does that mean that you need it? You know what I mean? Like I always ask do

I really need this? Because of course I like nice things. Of course I want to buy those shoes, but I'm like, okay, I already have a pair of white shoes. I don't need five. I was that person before when I like something, I would buy it in every freaking color and I'm like okay, Like you know, you have to be a little reasonable gene like by the black and the white. You don't need to pink, the purple, the red. Like I've learned to just say, Okay, do I really need this?

Is this a live with or live without? I always ask myself that when I'm shopping too. It's just things like that that I feel are important to ask ourselves. Am I buying this to impress someone? Or am I buying this really because I need it because it's a necessity. Here's another one. Success isn't about how much money you make. It's about the difference you make in people's lives. Look, I feel, yes I get money, Yes I'm bringing in money, but I also find ways of how can I give back?

How can I help? It doesn't have to be a stranger. It could be a family member, it could be for me. It's like you have to make it rotate how it comes. You also have to learn to give back, pay it forward. And I'm not saying all of your money, but for me it is important, like how can I make a

difference in people's lives? Can look at or someone has Like even when you pass by and you see that person in the heat, you know it's super hot outside, they're selling flowers always like you know what, I'll buy one and then I'll just give him an extra where he could just you know what I mean, Like, I give him extra money so he can keep that, you know what I mean of flowers. But it says like I'm always constantly thinking, like how can I give back?

Like it's important not just to think, Okay, the money is mine, I worked hard for it. I'm not gonna share it. Like you can't think that way. Like even with that, it's a circle of life, you guys, like, pay it forward, it's super important. Oh, this is a good one. Money is numbers, and numbers never end. If it takes money to be happy, your search for happiness will never end. If you got to rewind that rewind to listen to it again, you guys, But that is

the freaking truth. There are so many people that I hear that are like, oh, money's happiness. Money says, yes, it can make you happy. It's temporary. It's what are you gonna do with that money to multiply, to make more, to be able to help more people, to do what you gotta do, and not be greedy? You guys, don't like that's one thing that is just like greediness is not cute. You guys, it's not attractive. You'll have it

one day and then it'll go away. You just have to get a good relationship with money and really ask yourself, why do I work hard? Yes, to pay my bills. I get that, but also, oh yeah, if money makes you happy, then I don't know, then your heart is not in the right place. Like you have to see money as something, yes, that we need. And this is one actually talking about that money isn't the goal. Freedom is saying Okay, I don't have to worry, you know

what I mean. Like I just wanted to read those quotes because I came across them and I was like, you know, this is a topic we're going to talk about today, and I just want people to start having a better relationship. Even myself. I have to remind myself every so often, like Okay, I'm okay, Like maybe I'm not doing today as great as I was I don't know six months ago, but it's okay. Like money will come, it will flow. I love going to House of Intuition.

House of Intuition is like a spiritual story. You guys. I don't know if you guys have heard of it, but there are plenty of them in Spanish say I'm a botanicas but they have candles, money candles, and it's all like you know what, thank you God for what I have. And I always say like there is a pot of gold in the sky and I'm going to have more than I need. I'm going to have more than enough to be able to help other people, you know, to be able to bless the world. And I light

my candles and I let it be. I am not like constantly oh what am I gonna do? Like it's like no, And I am abundance and I am worthy and I'm prosperous. And I also have a fountain here outside my house. They say that if you have a fountain, whether inside your house or outside your house, and it's not working, that it's better for you to just remove it. These are all spiritual things, okay, guys that I believe in. You don't have to believe in it, but I'm sharing it.

So I always make sure that my fountains have water. Have three. I have one in my living room, one outside, and one right by my bedroom, because it keeps the energy and the functional moving the energy, like so there's no stagnant energy in your home. Or around your home. So it's like it's important that if you have a fountain, make sure it's functioning, make sure it's flowing every single day, because that also helps just everything flow in your life.

It helps bring more money into your home. Some people like have the elephants with the trunks coming in with like I don't know. I see it at my grandma's house. She has elephants and she puts like a little like dollar or twenty dollar bill or fifty dollar bill and she puts it in the trunk of the elephant facing inside that way, like you know, money flows. I love

the Chinese culture. They have a lot of things like that, like they have the Buddha and you rub the Buddhist belly and you leave them a coin and you leave them through like and that's my thing, the fountains and the candles, and I stage every day because it's just that you want to just keep were energy. Guys were made up of energy. Whether you want to believe it or not, it's it's science. We are. So it's like keeping the energy flowing and believing and telling yourself every day.

I promise you, even if it's mental whatever. If some people want to say it's mental. It's just yeah, it's mental. But it makes me feel better, like at the end of the day, like it's relieve stress to just say I know everything's gonna be fine, and I cast all my worries and fears to Heaven and I'm going to be all right. It helps me well, guys, as with all my episodes, I hope you've learned something from this one. And before we go, here is my motivational Monday quote.

It goes with what we're talking about, of course, and here it is. It's not your salary that makes you rich, it's your spending habits. Yep. And I'm telling you I've learned that the hard way, guys, So make sure that you keep that in mind. Okay, thank you guys so much for listening to today's episode of Cheeks and Chill and I will see you guys next week. This is a production of I Heart Radio and Michael Tura podcast Network. Follow us on Instagram at Michael Tura Podcasts and follow

me cheekys. That's c h I q U I s. For more podcasts from My Heart, visit the I Heart Radio app, Apple podcast, or wherever you listen to your favorite shows,