Cheques and Balances - podcast cover

Cheques and Balances

Cheques and Balanceslighthousefinancial.co.nz
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz
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Episodes

NZ’s First Woman To Sell For $1 Billion Ft. Naomi Ballantyne | Episode 150

From humble beginnings to overcoming complex challenges, Naomi's story offers profound insights into the spirit of entrepreneurship, resulting in the achievement of selling Partners Life for $1 billion. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠ For more money tips follow us on: ⁠⁠⁠⁠Facebook⁠⁠⁠⁠ ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ ⁠⁠⁠⁠TikTok⁠⁠⁠⁠ ⁠⁠⁠⁠YouTube The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to...

Mar 10, 202447 min

Is University Worth It? | Midweek Episode

Degrees vs. Dollars – Is University Worth It? In this week's Midweek Episode, we delve into the age-old question, is a degree necessary for success? This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠Partners Life⁠⁠⁠⁠ For more money tips follow us on: ⁠⁠⁠Facebook⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠ ⁠⁠⁠LinkedIn⁠⁠⁠ ⁠⁠⁠TikTok⁠⁠⁠ ⁠⁠⁠YouTube The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals be...

Mar 07, 202416 min

Euro Summer Or Save For A House? | Midweek Episode

Curious about our own spending choices? From summer splurges to home investments, get an inside look into how we manage our money. This episode is proudly sponsored by ⁠⁠ ⁠⁠Partners Life⁠⁠⁠ For more money tips follow us on: ⁠⁠Facebook⁠⁠ ⁠⁠Instagram⁠⁠ ⁠⁠LinkedIn⁠⁠ ⁠⁠TikTok⁠⁠ ⁠⁠YouTube The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial dec...

Mar 05, 202414 min

Top 3 Economic Trends For New Zealand Ft. Chief Economist Jarrod Kerr | Episode 149

Join us as we explore "What Would Jarrod Do?" with Jarrod Kerr, Chief Economist at Kiwibank. We tap into his insights on economic matters, from personal finance dilemmas to global economic trends. This episode is proudly sponsored by ⁠⁠ ⁠Partners Life⁠⁠ For more money tips follow us on: ⁠Facebook⁠ ⁠Instagram⁠ ⁠LinkedIn⁠ ⁠TikTok⁠ ⁠YouTube The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own perso...

Mar 03, 202428 min

5 Signs You're Poor | Midweek Episode

From living paycheck to paycheck to setting financial goals, Mike and James discuss practical tips and real talk about securing your financial future! This episode is proudly sponsored by ⁠⁠ ⁠Partners Life⁠⁠ For more money tips follow us on: ⁠Facebook⁠ ⁠Instagram⁠ ⁠LinkedIn⁠ ⁠TikTok⁠ ⁠YouTube The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any fina...

Feb 29, 202418 min

Am I The A**hole? Pt. 2 | Midweek Episode

We're stepping into the wild world of 'Am I the A**hole?' once again as we unravel tales of open relationships and financial dilemmas from the depths of Reddit. This episode is proudly sponsored by ⁠⁠ Partners Life⁠ For more money tips follow us on: Facebook Instagram LinkedIn TikTok YouTube The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any finan...

Feb 27, 202412 min

What's REALLY Going To Happen In 2024 Ft. Chief Economist Jarrod Kerr | Episode 148

We sat down with KiwiBank's Chief Economist, Jarrod Kerr, as he offers crucial insights into economic challenges and strategies for resilience. Check out the full episode ⁠⁠⁠⁠ here⁠⁠⁠⁠ . This episode is proudly sponsored by ⁠⁠⁠⁠Partners Life⁠⁠⁠⁠ For more money tips follow us on: ⁠⁠⁠⁠Facebook⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Spotify⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It ...

Feb 25, 202429 min

Dogs Vs Kids: Which Is Cheaper? Ft. Ravi Chand | Midweek Episode

From daycare dilemmas to unexpected vet bills, we dive into the financial reality of parenting pups and raising kids. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Feb 22, 202423 min

What Is A CCC? | Midweek Episode

From navigating building standards to insider tips, Mike and James dive into the world of CCC's. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decision

Feb 20, 202411 min

The Cost Of Childcare Ft. Stephanie Pow | Episode 147

From financial strains to workforce barriers, we sat down with Stephanie Pow from Crayon to unpack the real-life challenges families face surrounding childcare costs in New Zealand. Check out the full episode ⁠⁠⁠here⁠⁠⁠ This episode is proudly sponsored by ⁠⁠⁠Partners Life⁠⁠⁠ For more money tips follow us on: ⁠⁠⁠Facebook⁠⁠⁠ ⁠⁠⁠⁠⁠ ⁠⁠Instagram⁠⁠ ⁠⁠⁠⁠⁠ ⁠⁠⁠LinkedIn⁠⁠⁠ ⁠⁠⁠⁠⁠ ⁠⁠Spotify⁠⁠⁠ ⁠⁠⁠⁠⁠ ⁠⁠Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financi...

Feb 18, 202430 min

What Are Your Odds Of Winning The Lottery? | Midweek Episode

Ready to roll the dice on lottery odds? Mike and James uncover the harsh truths and myths behind winning big. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Feb 15, 202412 min

Am I The A**hole? Pt. 1 | Valentine's Day Special

Love, finance, and Moncler jackets. James and Mike sit down to unravel the tangled web of dating and financial woes straight from the depths of Reddit! The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Feb 13, 202415 min

How Much Does The Bank Make Off You? | Episode 146

Ever wondered how much the bank truly makes off you? We dive deep into the numbers and uncover the hidden truth behind your home loan journey! Check out the full episode ⁠⁠ here⁠⁠ This episode is proudly sponsored by ⁠⁠Partners Life⁠⁠ For more money tips follow us on: ⁠⁠Facebook⁠⁠ ⁠⁠⁠ ⁠Instagram⁠ ⁠⁠⁠ ⁠⁠LinkedIn⁠⁠ ⁠⁠⁠ ⁠Spotify⁠⁠ ⁠⁠⁠ ⁠Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your ...

Feb 12, 202420 min

Gen Z's Hidden Strategy: Live Now, Get Rich Later | Midweek Episode

Soft serve or soft savings? James and Mike discuss the emerging trend of Gen Z prioritising the joys of life over concerns about retirement. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Feb 06, 202411 min

Mike And James Predict The Future (2024 Update) | Episode 145

We evaluate our 2023 predictions and spice things up with a forecast for the financial landscape of 2024, sprinkled with some juicy insights into upcoming trends. Check out the full episode ⁠ here⁠ This episode is proudly sponsored by ⁠Partners Life⁠ For more money tips follow us on: ⁠Facebook⁠ ⁠ Instagram ⁠ ⁠LinkedIn⁠ ⁠ Spotify⁠ ⁠ Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your o...

Feb 05, 202420 min

Decoding Debt-to-Income Ratios | Midweek Episode

This week, James and Mike sit down to explore the intricacies of the latest proposed debt-to-income ratios. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jan 31, 202411 min

What Caused 2023's 'Everything' Rally? | Episode 144

We explore the unexpected market events of 2023 and the factors behind the remarkable 'Everything' Rally. Check out the full episode here For more money tips follow us on: Facebook Instagram LinkedIn YouTube Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions....

Jan 30, 202429 min

Don’t Make NY Resolutions – Do This Instead | Episode 143

Inspired by James Clear's groundbreaking book "Atomic Habits", we explore the transformative power of creating systems rather than merely setting goals and delve into the art of building habits that last. Check out the full episode here For more money tips follow us on: Facebook Instagram LinkedIn Spotify Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and g...

Jan 22, 202421 min

Building $1 Billion Of Property Before 30 - An Interview With Matthew Horncastle | Episode 142

To kick off the 2024 year, we're joined by Matthew Horncastle, Managing Director At Williams Corporation. Matthew Horncastle has come from a strong property family where everybody was in real estate, including his father Bill Horncastle. Bill owned one of the largest housing companies in New Zealand. Matthew manages, on a daily basis, land acquisition, development design, resource consents, development sales, marketing and finance. Matthew is a qualified builder and has been in the construction ...

Jan 15, 20241 hr 8 min

Our Last Podcast | Midweek Episode

.... for the year. James and Mike wrap up 2023 and give their thoughts on what to expect in 2024 The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 12, 202317 min

The Best NZ Regions To Invest In Over The Next 5 Years | Episode 141

Over the past five years, the housing market in New Zealand has experienced significant growth. However, this growth hasn't been uniform across the country, and savvy investors are looking beyond the major cities to find the best opportunities for the next five years. Check out the full episode here A huge thank you to Valocity for the insights For more money tips follow us on: Facebook Instagram LinkedIn Spotify Apple Podcast The content in this podcast is the opinion of the hosts. It should no...

Dec 11, 202316 min

How To Set Your Kids Up For Success Ft. Greg Munt | Midweek Episode

This week we dive deep with Greg Munt about how to set your kids up for success early on in life. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 05, 202316 min

When Property Investors Will Be Cashflow Positive Again | Episode 140

We explore the various factors contributing to the current cash flow dilemma for property investors and discuss when the market might tilt in their favour. Check out the full episode here For more money tips follow us on: Facebook Instagram LinkedIn Spotify Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions....

Dec 04, 202318 min

How One Book Made Him Millions - An Interview With Greg Munt | Midweek Episode

This week we catch up with business owner and entrepreneur Greg Munt to talk about how one book changed his life and his journey. If you'd like to learn more about Own With Wiliiams, check out the link here The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions....

Nov 29, 202334 min

How Much Car You Can Afford (By Salary) | Episode 139

Outside of a house, a car is usually one of the biggest financial purchases most people make, multiple times during their lives. This episode provides practical advice and strategies that can help listeners make smarter decisions about car ownership, ultimately contributing to their overall financial well-being and long-term financial success. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own...

Nov 27, 202317 min

Why A Bach Is A Terrible Investment - We Crunch The Numbers | Episode 138

In this episode, we explore the financial and lifestyle considerations of bach ownership, unraveling the truth behind this cherished Kiwi dream. Check out the full episode ⁠here⁠ For more money tips follow us on: ⁠Facebook⁠ ⁠Instagram⁠ ⁠LinkedIn ⁠ ⁠Spotify⁠ ⁠Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions....

Nov 19, 202317 min

We Rank Our Best And Worst Clients | Midweek Episode

This week James and Mike cancel themselves by ranking their best and worst clients by profession. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Nov 15, 202321 min

How To Survive 7% Interest Rates | Episode 137

Are you (or know someone who is) losing sleep at night over 7% interest rates? This episodes for you. We go through the 4 steps to tackle high interest rates. Check out the full episode here For more money tips follow us on: Facebook Instagram LinkedIn Spotify Apple Podcast The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions....

Nov 13, 202326 min

What Happens When You Miss A Loan Repayment | Midweek Episode

This week we ask Mike what happens when you miss a loan repayment on your mortgage. The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Nov 07, 202313 min
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