Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss, should you have a financial plan and the benefits of implementing a financial plan for your future. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals befo...
Dec 20, 2021•16 min
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss the deposit needed for your first home and low deposit lending for new builds. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financia...
Dec 15, 2021•13 min
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, the top five mistakes people make moving into retirement and easy steps to maximise your situation. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your...
Dec 07, 2021•24 min
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, are you in good shape for retirement and important tips for preparing your retirement. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal...
Dec 01, 2021•17 min
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, what is the future of KiwiSaver and Why is KiwiSaver so important for retirement. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situ...
Nov 26, 2021•29 min
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss Should you DIY invest or use an advisor? The pros and cons of using an investment platform. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situat...
Nov 23, 2021•27 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss What are the responsible lending Code Changes, What is the purpose of the changes, and when they will come into effect. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information....
Nov 17, 2021•16 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss how much do you need in retirement, can you rely on New Zealand Superannuation in retirement, and examples of how much you need to save for varying incomes. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast....
Nov 14, 2021•18 min
Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by property guru and Managing Director of Lighthouse Financial services Matt Harris as they discuss, the new government shared ownership scheme and how it will help first home buyers into the property market. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into...
Nov 09, 2021•16 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you invest in gold, the pros and cons of investing in precious metals, and gold returns vs the S&P 500. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information....
Nov 04, 2021•15 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the recent Pokeno lottery Jackpot last week which begs the question, what would you do if you won $42 million and how to invest lottery winnings. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privac...
Oct 29, 2021•17 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss what does 4.9% inflation mean for you and the consequences of historically high inflation on the economy. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information....
Oct 21, 2021•22 min
Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss the new property tax changes explained, winners and losers of the recent investment property changes, Loop Holes explained, and what constitutes a new build investment. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important yo...
Oct 14, 2021•29 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the five D's of DIY investing, world investor week, and tips of a 'do it yourself' investment strategy. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information....
Oct 14, 2021•16 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss a common question asked by our clients, should you invest while paying down your mortgage? How do you find the right balance between paying down your mortgage aggressively and investing enough for retirement? Should I pay down my mortgage aggressively and maximize the sprint. These are all very common questions we get asked by our clients. The content in this podcast are the opinions of the hosts. It should...
Oct 07, 2021•17 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you purchase a property with a friend or family member and how to structure a property venture. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information....
Oct 05, 2021•19 min
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a Financial Advisor, how they can help you in regards to your financial situation, and the most common questions and misconceptions of a financial advisor. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial de...
Sep 29, 2021•18 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the current situation regarding the Chinese property developer, Evergrande. In this week's episode, we break down the Evergrande Crisis by explaining who Evergrande are, what has gone wrong, what could happen if they go bankrupt and if we think they will. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your ...
Sep 23, 2021•22 min
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a mortgage broker, how they can help you when looking to purchase property, and the pros and cons of working with a mortgage broker. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acas...
Sep 20, 2021•19 min
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss the sprint, how to maximize your financial position after paying off your mortgage, and achieving financial freedom. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy...
Sep 16, 2021•6 min
Join James and Mike on this weeks episode of Cheques & Balances, where they are joined by Business Accountant Andrew Higgs. It has been incredibly difficult for business owners over the last two years. As Lockdown restrictions continue and there is the possibility of future lockdowns, it is important business owners are doing everything they can to protect their business. Quite a few business owners will be feeling isolated with a lot of pressure on their shoulders. We have dedicated this we...
Sep 14, 2021•17 min
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast Cheques & Balances. In part two of this week's episode, we're joined once again by CEO & founder of PocektSmith Jason Leong as we discuss the future of finance, what open banking is and when it may arrive in NZ and what will the roles of banks be in the future? The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into c...
Sep 09, 2021•28 min
Join James Blair and Michael Vincent of Lighthouse Financial Services in their weekly podcast Cheques & Balances. In this week's episode, we're joined by CEO & Founder of PocektSmith Jason Leong as we discuss the creation of Pocketsmith, how it can be used as a tool to help you achieve your financial goals, different ways to budget, and AfterPay. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consider...
Sep 08, 2021•30 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss their top 5 tips for lockdown. In this week's episode, we share our tips on how you can make the most out of lockdown from a financial perspective. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/priva...
Sep 01, 2021•24 min
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this weeks episode, James and Mike share their predictions over the next 12 to 24 months. Cryptocurrency is set to fall to the floor, the housing market boom will continue as the world returns to normality from Covid-19 and sharp interest rate rises. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own pers...
Aug 25, 2021•19 min
Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss our beginner's guide to insurance, why it is important you should insure yourself given your financial situation, and the implications of being either over or underinsured. Why do I need insurance? Doesn't ACC provide me with compensation if I'm off work? These are some of the most common questions we get asked as insurance advisors and are all relevant questions you should be ...
Aug 18, 2021•19 min
Join James and Mike in this week's episode of Cheques & Balances where they provide a beginner's guide to investment property. They are joined once again by property guru and Managing Director of Lighthouse Financial services Matt Harris as they discuss Matt's wealth creation journey, the different ways you can grow your wealth through property, common client questions, and the best way to get on the property ladder. The content in this podcast are the opinions of the hosts. It should not be...
Aug 11, 2021•29 min
Join James Blair and Michael Vincent in their weekly podcast 'Cheques & Balances'. In this week's episode, we discuss our top 5 tips to help you plan for retirement. Do you have a plan for retirement? Are you prepared to take advantage of 'the sprint' once you become debt-free on your owner-occupied? These are all relevant questions you should be asking yourself as you head into retirement. The content in this podcast are the opinions of the hosts. It should not be treated as financial advic...
Aug 04, 2021•16 min
In this week's episode of Cheques & Balances, James Blair and Michael Vincent are joined by special guest Hayley Robertson financial advisor at Lighthouse Wealth. They discuss the current gap between men's and women's superannuation and why on average women have 12% less in their KiwiSaver for retirement. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals be...
Jul 28, 2021•16 min
Join James Blair and Michael Vincent in their weekly podcast 'Cheques & Balances'. In this week's episode, we answer the burning question, Are interest rates on the rise? And different ways you can structure your mortgage. Interest rates have been historically low over the past 18 months. With inflation around the corner and the reserve bank signalling a rise in the OCR, it's not a matter of if rates will rise, but when. This week, we explore ways of structuring your mortgage to help allevia...
Jul 21, 2021•16 min
