To start this episode, I want people to take a reality check. Most of us are too optimistic when it comes to our futures. I'm all for positive thinking, but we most often expect the future to be better than our pasts. This isn't always the case. This concept is illustrated by a Prudential Insurance ad where they ask people to place magnets, one each, for something that happened to them in the past and, one each, for something they expected to happen in the future. Good things were represented wi...
Aug 27, 2015•23 min
Steve Stewart back on the Cash Car Convert show to tell his Cash Car Story. Okay, Steve agreed to be on to get me back behind the microphone. The things some people will do to help a friend. He continues to be a great supporter of this show. I'm humbled and appreciate his support. Let's just say he has "bought" into the cash car lifestyle. It was great to see Steve at the Podcast Movement 2015 in Fort Worth, Texas. We didn't get to hang out too much, but it was great to see him and his cash car....
Aug 20, 2015•43 min
What a great show we have today! Today, we have a young lady, Lauren Bowling, on who was a theater major and graduated with no student loan debt. Her parents made sure she had no student loans. The foe of most every college student got her though, credit cards. She finished college with thousands in debt and a dream. Lauren Bowling dreamed of being an actor in New York city. With $300 and her dream, she left home for New York. Soon after she arrived between the debt and lack of acting jobs, Laur...
Jun 20, 2015•35 min
Hey converts! It feels good to be back behind the mic! April was a busy month! Taxes were due to be filed and I had and audit for the previous year's taxes. Yikes! My wife and I Bought two houses using the 1031 exchange program to defer taxes on a house we sold in March. We rented both houses in just a couple of weeks. It feels good to have an additional source of revenue. I also helped Steve Stewart from MoneyPlanSOS.com buy a cash car. I recently read a book called The One Thing by Gary Keller...
Jun 17, 2015•30 min
Hey converts! Today's guest is on due to a Facebook post. Wild, right? Well, I was so impressed with the post that I knew I had to have this person on. Lucky for me, she was kind enough to agree to be on the show. She has an awesome story and I know you will be inspired and blessed by her story. We are blessed today to have Amy Robles from Woman Enriched. Amy and her husband wanted to pay off their debt. Things got off to a slow start, but they then discovered Dave Ramsy's show and his Financial...
Apr 17, 2015•46 min
My wife and I finally bought our third used car, after thinking about it for a couple of months, and just in time. My mother-in-law arrived tonight. So, we won't have to do the car shuffle. After thinking of something sporty or maybe small and super economical, we finally decided on something in the middle. Really practical. We bought a 2010 Ford Fusion SEL for $9,500. The owner had already bought a new Ford Edge and was ready, though not desperate, to sell. Here are the details from the ad that...
Mar 03, 2015•32 min
Today, I will go through articles I found on the web to help listeners determine the best way to get out of an auto lease. US News and World Report: Buying vs. Leasing Benefits of Leasing a Car Leasing a car is similar to financing the purchase of the car in many ways, but there are some key differences. You might be able to get more car for less money by leasing. That’s because a car loan is based on the full price of a new car, while a lease is based on only a percentage of the car’s price. Fo...
Feb 22, 2015•27 min
This is a special episode for me! I'm getting to interview a friend I've know for about 10 years. He and I have played tennis with and against each other. His name is Ron Whitson. Ron is a class guy, and it is my honor to call him friend. A while back, I was on Facebook posting about my show. Ron was online and saw the post. He quizzed me about what I was doing. I explained my passion for helping people drive cash cars. Ron informed me he too was a cash car convert. He further explained he was d...
Jan 30, 2015•1 hr 14 min
I want to start off the show talking about my pastor's current series at Gateway Church , the Blessed Life. It is an awesome series and I would recommend anyone give it a listen. It will change your life. It is based on Pastor Robert Morris' best selling book of the same name. The Blessed Life: http://gatewaypeople.com/articles/blessed-life As part of this series, we as a church body are being challenged to "Bless a Life". I speak to ideas we were given for blessing others. I would encourage you...
Jan 27, 2015•36 min
Let's explain the dangers of auto leasing! Jeff Bartlett, deputy automotive editor at Consumer Reports “If you asked me what is the most expensive way to get a car, the answer would be: You only want to own it during its period of greatest depreciation and then move to another new vehicle.” “Well, that’s what leasing is.” lease noun \ˈlēs\: a legal agreement that lets someone use a car, house, etc., for a period of time in return for payment Click to Listen [powerpress] How is the payment calcul...
Jan 16, 2015•28 min
I'm going to be talking about a few things today. I'm going to speak about a woman who paid off her debt and what her budget looked like before and after paying off the debt. Budgets can be a wonderful tool to tell a story. I'm also going to speak about an article I found comparing 401K saving levels by age and income level. This will be enlightening to many. Lastly, I want to pose a question. How can something be good for the economy and yet be bad for the individual? I hear people television s...
Jan 11, 2015•46 min
The Cash Car Convert show 2014 in review. What a blessed year! What has happened with the podcast? Great guests Pat Flynn John Lee Dumas Rachel Cruze Tom Corley Larry Winget Jaime Tardy Dan Miller Jared Easley Steve Stewart Break throughs: Speaking Podcast Dallas Meetup Podcast South Florida Meetup North Austin Entrepreneur Meetup Podcast Movement 2014 FinCon 2014 Podcast Interviews: Empowered Podcast Cash Flow Apprentice Living on the Rock Your Life Detective Make Your Money Count Starve the Do...
Dec 31, 2014•37 min
HO HO HO! Merry Christmas! I want to talk to you about a best selling book. In fact it is the best selling book of all time. It is such a best seller, they don’t even list it on the best seller lists. I thought with it being Christmas time, it would be a good time for me to provide some of my thoughts on this book. Yes, you likely have already guessed I’m speaking of the Bible. After all, Jesus is the reason for the season Why am I talking about this book on my podcast? A podcast about cars and ...
Dec 26, 2014•31 min
Steve Stewart has a great story about the way his journey to financial started. It started with the Rippingtons . Steve was driving in his car and heard the Rippintons being played on a radio station. Being a jazz guy, he decided to hang on through he break and see what else they had to offer. Much to his surprise, they came back and started playing Heart. This only lated a few seconds and then a guy came on and stared speaking. He heard this cranky guy talking about cutting up credit cards and ...
Dec 19, 2014•47 min
On this episode of the Cash Car Convert, I have the pleasure of having the one and only Cliff Ravenscraft. The Podcast Answerman. What a journey Cliff has had. In December 2005, Cliff Ravenscraft, together with his wife, Stephanie, founded the Generally Speaking Production Network ( gspn.tv ). Since then, he has produced over 3,200 of his very own podcast episodes devoted to Entertainment, Family, Faith, Business and Technology. In December 2006, Cliff launched PodcastAnswerMan.com where he has ...
Dec 13, 2014•35 min
If you turn on the news on any given day, you have a good chance of hearing about the epidemic of student loan debt. You will hear about a generation losing their ability to borrow for cars, homes, or furnishings. I share the concern over student loan debt, it is a problem. I see a larger problem. A problem which I seem to be one of only a few people to be sounding the alarm. What might I be concerned about you ask? It's auto debt. You may still be asking why. Everyone has auto debt after all. T...
Dec 05, 2014•36 min
Rey Brown was kind enough to join the Cash Car Convert show for an interview. Rey has worked in the wireless industry for about 10 years. He has extensive knowledge of the workings of all the major carriers. He also has spent a great deal of time exploring the apps that exist for both the iPhone and the Android ecosystems. He will share this extensive knowledge with us today. I met Rey early this year when I spoke at the Podcast Dallas meet up in February. I had interacted with him on social med...
Nov 24, 2014•48 min
One of the people I planned to meet at FinCon14 was Todd Tresidder. Mission accomplished! Todd has an amazing story. He went from being a high school entrepreneur and mechanic to hedge fund manager. He found himself "retired" at age 35 after selling the hedge fund business he was a partner in. This was in 1998. Todd has remained retired while riding the ups and downs of the market. Including the tech bubble and great recession. Todd is deliberate and intentional with his decisions. He has used s...
Oct 05, 2014•49 min
After my road trip to FinCon14. I recorded this episode, interviewing my friend Jared Easley, at FinCon 14 in New Orleans. FinCon14 is a financial bloggers conference. This is my first trip to FinCon. At this conference, bloggers and podcasters get together to socialize and build a community around helping people with their personal finance. All financial points of view are represented. I'm looking forward to making new friends in New Orleans at FinCon14. My interview with Jared focused on his r...
Sep 29, 2014•46 min
I'm recording from the road to FinCon14 for this episode. I will be talking about my new and old tires purchased from Discount Tire. I also talk about a Wall Street Journal article about people making 6 figures filing for bankrupcy. I did into what money will and own't do for you. I also cover happiness from a money perspective. Enjoy!
Sep 22, 2014•29 min
John G. Miller is the author of QBQ! The Question Behind the Question, Flipping the Switch: Unleash the Power of Personal Accountability, Outstanding! 47 Ways to Make Your Organization Exceptional and co-author of Parenting the QBQ Way . He is founder of QBQ, Inc., an organizational development firm based in Colorado dedicated to “Helping Organizations Make Personal Accountability a Core Value.” A 1980 graduate of Cornell University, John has been involved in the training and speaking industry s...
Sep 15, 2014•37 min
In this episode of the Cash Car Convert podcast I will recount a conversation I had with a business hardware leasing representative, review an instance commercial, and discuss the Stanford Marshmallow Test. I spoke to a leasing representative this week and talked to him about how he bought cars. It was an interesting discussion and I was surprised to find how he bought his cars. No, it wasn't leasing. He buys his cars by allowing dealers to respond to bid request. He started with 40 dealers. He ...
Sep 08, 2014•33 min
Life happens to all of us. Two weeks ago I attend a funeral for my wife's grandfather. This week, I became a grandfather. It can all happen fast. Many people live their lives as though nothing in their life was going to change. They have an expectation of perfection in their lives that just doesn't exist. A major life event will happen to all of us at some point in the future. Will it be in the next six months or 10 years. I don't know and neither do you. That is why it is so important for you t...
Aug 31, 2014•27 min
Last week, I attended my wife's grandfather's funeral. Next week, I'm expecting my first grandson. It put me in mind to think about my legacy. I hope my legacy is that I will have created a cash car revolution. That my audience will grow. I will be covered by local and national media and my message spreads. I will give a TED talk, because I have an idea worth spreading. It also made me think about the legacy of my listeners. Are you leaving the legacy you want to? If not, what would you change? ...
Aug 23, 2014•34 min
I want you to be the hero of your own story. Why you ask? No one is coming to rescue you, that's why. Not the lottery, not a millionaire, not a family member, and not the government. In the last 5 years the economic down turn has caused most american families to feel less certain about their future. No only their future, but also that of their children. With the majority believing that their children will not have the same or better lifestyle then them. I encourage listeners to come and meet me ...
Aug 08, 2014•49 min
So many topics to cover this week. I apologize for missing a week on my podcast. A friend who lost their job had their car repossessed. The Urban Institute publishes a report on Debt in America. This report shows that 91 percent of the population in the United States has a credit score. Of those 35% have at least one account in collection. Seriously! Also discussed is the really unemployment number for the United States based on an article by Peter Morici in the Washington Times. While unemploym...
Aug 03, 2014•34 min
This episode will be about being a person of excellence. Back in February on Cash Car Convert episode 12, I had some friends who were going to buy a newer car to get one that would have better gas milage and have a nice long warranty. I don’t know what the car payments would have been, but they decided not to buy the newer car after I offered to buy their old car for a little over the trade in amount they had been offered. Instead, they had their car repaired and have been driving it with no pro...
Jul 18, 2014•29 min
In this episode, I provide an update on a listener question, how growth happens in uncomfortable moments, my new podcast logo and why it is changing, my new book coming at the end of July, my current speaking schedule, and a PDF gift for subscribing to my website.
Jul 11, 2014•23 min
In this episode, I discuss a listener question, Craigslist, CARFAX, my current speaking schedule, my new book coming at the end of July, and a PDF gift for subscribing to my website.
Jul 04, 2014•27 min
Rachel Cruze is a NY Times & Wall Street #1 bestselling author. Someone who has spent a great deal of the last 5 years touring college campuses large and small all around this great country of ours teaching the youth how to handle money. Rachel was only 6 months old when her dad Dave Ramsey lost everything in bankruptcy and started building back from the ground up. For years, she saw the sacrifices her parents made. It wasn’t always easy, but she learned early on how to save for the future, ...
Jun 27, 2014•36 min
