African Americans Are Redefining the American Dream Through Buying Tiny HomesIn recent years, African Americans have been redefining the concept of the American Dream by embracing an alternative housing trend: tiny homes. These compact and affordable dwellings have gained popularity among individuals and families who seek financial freedom, minimalism, and sustainable living.
May 28, 2023•6 min•Season 2Ep. 13
The history of African American ghettos in the United States is marred by systemic racism, economic inequality, and social exclusion. However, the tragic destruction of Black Wall Street in Tulsa, Oklahoma, serves as a powerful reminder of the resilience and potential within African American communities.
May 15, 2023•6 min•Season 2Ep. 12
#8 Creating a Better Value System: A Guide to Personal Growth and Well-Being #9 Stop Procrastinating and Start Being Prepared: Tips for Productivity #10 How to Let Go of the Past and Move Forward
Apr 27, 2023•15 min•Season 2Ep. 11
As an African American, you might have heard of the term "cycle of display". It refers to the recurring pattern of financial struggle and hardship that some communities of color face. However, it is also possible to create a "cycle of affluence" in your life and your family's. It takes effort, education, and strategy, but the rewards are worth it. In this podcast, I will share some tips and insights on how you can start the cycle of affluence and achieve financial stability and abundance.
Apr 25, 2023•7 min•Season 2Ep. 10
For many African Americans, breaking out of the cycle of disparity can be a daunting task. The effects of systemic racism and discrimination have created a society where opportunities are not always equal. However, there are ways to overcome these obstacles and achieve success. In this podcast, we will discuss three ways to break out of the cycle of disparity: education, hard work, and helping others.
Apr 24, 2023•6 min•Season 2Ep. 9
Paying off your debt can be a challenging journey, but it's one that's worth taking. By understanding your debt, creating a budget, finding ways to increase your income, and choosing a debt repayment strategy, you can start taking control of your finances and building a brighter financial future. Use the tips and strategies in this article to help you become debt-free and achieve your financial goals.
Apr 21, 2023•9 min•Season 2Ep. 8
Teaching your kids about investing is one of the best things you can do to help them build a secure financial future. By starting early, keeping it simple, and being a good role model, you can give your kids the tools and knowledge they need to make informed financial decisions and achieve their long-term financial goals. So don't wait, start teaching your kids about investing today
Apr 20, 2023•10 min•Season 2Ep. 7
If saving money is on your wishlist but you don't know where to begin, this podcast is for you. African Americans have often faced financial barriers that have set us behind financially. But regardless of your economic status, saving money should be a priority. On this podcast, I'll share how I plan to save 6 months’ salary and how you can do it too. You don't have to be a financial guru to get started.
Apr 17, 2023•7 min•Season 2Ep. 6
As an African American, I know firsthand the pressures of financially supporting family and friends. We often feel a strong sense of loyalty to those closest to us and feel obligated to offer financial assistance when needed. However, over the years, I have learned that loaning money that I do not have to loan can lead to detrimental consequences for both the lender and the borrower. In this podcast post, I will explain why I have chosen to prioritize my financial well-being and the importance o...
Apr 13, 2023•5 min•Season 2Ep. 5
Investing can be a daunting topic, especially for those who have never done it before. Many African Americans have a distrust of the financial system and may feel like investing isn't for them. But the truth is, investing can be a powerful tool in achieving financial freedom and building wealth. In this blog post, I will explain why investing 10% of your salary is a great idea for African Americans and how you can get started.
Apr 11, 2023•9 min•Season 2Ep. 4
Have you ever wondered why some people seem to effortlessly accumulate wealth while others struggle to make ends meet? In this episode, I explore the top 5 reasons why people fail to build wealth. First, I discuss the importance of financial literacy and how a lack of knowledge can hinder wealth-building efforts. I also delve into the consequences of living above one's means and the impact it can have on financial stability. Next, I explore the dangers of procrastination and how delaying savings...
Apr 03, 2023•8 min•Season 2Ep. 3
Meet Mark, a 65-year-old retiree who has discovered the secret to financial peace in his golden years. With his home paid off, no debt, and a trusty old Ford truck, Mark has been living the dream – spending his days fishing and relaxing on his patio. But with the cost of living on the rise, he found himself in need of a little extra income. Thanks to the Federal Reserve's recent rate hike, Mark's savings account has now become a source of predictable monthly income that has transformed his life.
Mar 27, 2023•15 min•Season 2Ep. 2
Happy New Year! Thank you all for tuning in to the podcast. This year I plan to have more focused content on wealth building. Generally, wealth building starts with how you think which is why I focus more on how you think as opposed to which investments to make. So, stay tuned in and tell a friend about this podcast because more great information is coming. I wrote an Opinion piece for WORTH Magazine back in February 2006 on the State of African American wealth in the United States and I decided...
Jan 05, 2023•6 min•Season 2Ep. 1
Originally recorded in 2003, but still relevant today. Do you know what type of investment that you are making? Is it an Own investment or a Loan investment? Listen, learn and share this info with everybody!
Oct 09, 2022•7 min•Season 1Ep. 13
Change can be difficult and winning the battle for your mind isn't always easy. I have found that in order to build wealth you have to overcome your fear of investing. Learn why you should have faith and not fear!
Oct 03, 2022•11 min•Season 1Ep. 12
Building wealth can be a solitary pursuit for most of us. Everyone who says that they want generational wealth will not go along on the journey with you. For some it makes them go backwards because they need other people with them. In this episode I explore how to live life outside of the circle (family and/or friends) on your pursuit to generational wealth.
Sep 26, 2022•14 min•Season 1Ep. 11
You have POWER so use it! There are a few things that you can do that don't cost you anything money that can help you to build wealth starting right now! Originally recorder circa 2008 but still relevant today.
Sep 12, 2022•9 min•Season 1Ep. 10
Listen to this and tell me if this is you! If it is then it's time for a change and if it's not then it time for you to educate our brothers and sisters!
Sep 05, 2022•7 min•Season 1Ep. 9
One of the issues that most people have on the road to success is knowing when to change lanes. It can be tricky and it can be scary, but it can be done. Learn how to do it!
Aug 30, 2022•11 min•Season 1Ep. 8
Everything that you do or say actually is drawing your closer to affluence (prosperity) or disparity. Which of the two cycles are you in right now? Listen, learn and then teach this to everyone!
Aug 22, 2022•13 min•Season 1Ep. 7
There are 3 basic requirements to be effective. Learn how to be more effective so that you can become more successful and build more wealth.
Aug 17, 2022•5 min•Season 1Ep. 6
This is part 4 of 5 of the Lack of Money series. One of the biggest hinderances to success is being addicted to hunting and gambling. Find out how to take steps to success without the risk of hunting and gambling.
Aug 15, 2022•5 min•Season 1Ep. 5
In this episode we learn that having a job doesn't prevent you from having a Lack of Money. Remember that if we only labor to consume and consume whatever we earn there is no further progress.
Aug 12, 2022•5 min•Season 1Ep. 4
In part 2 of the Lack of Money I discuss Self Mastery. You must have mastery of self control and mastery of self application. Make sure that you download this so that you can reference it later should you ever wonder why you are not being as successful.
Aug 11, 2022•6 min•Season 1Ep. 3
This is the first part of the Lack of Money series. This is an exciting series that discusses the reason why some people have a Lack of Money and how they can overcome it with the right mindset.
Aug 10, 2022•4 min•Season 1Ep. 2
This is a replay of the very first podcast way back in 2008. Not much has changed in the spending attitudes of some African Americans. So, the message is still relevant today. We must gain control of our spending in order to build generational black wealth.
Aug 09, 2022•8 min•Season 1Ep. 1