Budget Nerds

#36 - The Debt Question... Snowball or Avalanche?

Spend a little time with budgeters working hard to pay off debt and you'll hear the question: should you use the snowball method or the avalanche method to pay off debt? Though there are fierce proponents of both methods, Ben and Ernie say... why not both? Ben shares his hot take on this controversial question, and they discuss a third method for paying off debt: the anger method! YNAB Debt Bootcamp https://www.youneedabudget.com/debt-bootcamp/ Follow Budget Nerds on YouTube: https://www.youtube...

#35 - Confessions of a Budget Nerd

Ben and Ernie confess their deepest, darkest budgeting habits in this episode, and share some confessions from listeners. Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

#34 - Category Structures

YNAB is a very powerful and flexible tool, allowing you many ways to build and organize your budget. Unfortunately, that means for some people it can be overwhelming when you first start! Ben and Ernie remind us that the budget should reflect how YOU see your life -- your values and your priorities -- and once you start viewing the budget in this way, your categories will follow. Links: ‘Share Your Categories’ Reddit thread https://www.reddit.com/r/ynab/comments/skem1f/meta_share_your_categories...

#33 - Reconciliation Routines

Break out your checkbooks and flip to the transaction registry, it's time to reconcile your account! Wait, no, never mind -- who even uses a checkbook these days? Well, reconciliation is a word that starts glaze over many people's eyes, but it's actually a powerful tool for budgeting, and it doesn't have to be tedious or boring ! Ernie even reconciles in the bathtub! Linkies: https://docs.youneedabudget.com/article/1705-finding-your-cleared-bank-balance-reconciling https://docs.youneedabudget.co...

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