Ep. 15: Challenges and Struggles
Nate and Danielle discuss their challenges with keeping a budget and how they work to overcome them. An update on the couple's budget, debts, and other financial matters is also discussed.

Nate and Danielle discuss their challenges with keeping a budget and how they work to overcome them. An update on the couple's budget, debts, and other financial matters is also discussed.
While Danielle is sick, Nate reviews recent changes to the couple's budget, reasons for those changes, and how they impact their short, mid, and long-term goals.
In this episode, Nate and Danielle talk about how they set financial goals as a couple and how their thinking has evolved over time. Goals are a way to keep on track with your budget and grow closer as a couple. Nate and Danielle review their past, current, and future goals for their family.
Danielle and Nate talk discuss tips for discussing money when you are dating someone all the way through the beginnings of marriage. They share their experiences while dating and their current attitudes on budgeting in a relationship.
Nate and Danielle discuss budget ratios and how they are used to determine what you can afford. They dive into their numbers and show you how they use budget ratio guidelines to make financial decisions for their household.
Nate and Danielle, mainly Danielle, talk about how they travel and plan for travel. Budgeting for trips is important, but Danielle shares her travel tips so that we can save even more.
Nate discusses his trouble with being a gadget guy and how he affords his desire for new things.
Nate and Danielle discuss how to eat on a budget and plan meals to better plan for food costs. Meal plan opportunity costs are discussed along with tips to better plan your meals and manage costs.
Nate and Danielle discuss their retirement strategy along with where their current retirement trajectory puts them. They give you the real numbers, and thoughts into why they made the decisions they did.
Nate and Danielle discuss the different types of retirement options out there along with the different types of funds that you can invest into. 401K's, 403b's, 457b's, Roth IRA's, and all of the other investment platforms for retirement are discussed.
Babies are expensive, but having a plan on how to budget for one can remove a good deal of stress. In this episode, Nate and Danielle talk about how they planned for and how they are currently budgeting for their child.
What happens when we have extra money in our budget? In this episode, we talk about where we put extra money and how we plan for unplanned expenses.
Nate and Danielle talk about how they recently went into $60,000 worth of debt and their plan to pay it off quickly and easily.
Nate and Danielle talk about how they setup and use their budget along with the reasoning behind each decision made in the budget.
Danielle and Nate talk about their first budget as a married couple, the difficulties in establishing a budget, and why a budget work