Ep 229 - When It Comes to Wealth-Building, Don't Settle

On Insta. I'm at Mandy Money, Mandy with an Eye, and Tiffany is at the Budget Nista. When you tag us, we will share your post and help amplify it. Even for thank y'all for all the love. This is just gonna help us give us that little extra brown Boost.

county that seemed like it didn't lose power. And it was the same week, like last week, I was going to get my first haircut in nearly a year, and then also my first head shots and nearly when did you and I do our headshots for the show five years ago? And of course both of the people who were doing you know, those services, their power went out and I had to reschedule and all this. But and then a little did we like on Friday we lost power while they were fixing whatever, we lost power, and I,

you know, it screwed my whole day up. But I just feel like lack of internet should be a crime. Yay, it should just but I'm glad that you have a refuge. Okay, we've got like weather, it cannot be what we start talking about. We have got to talk about Kamalama.

So that's the only guy. I was both excited but like I said, also really a little bit worried.

odd and I'm struggling. I'm not the kind of person I usually avoid Twitter because I am afraid that my hot takee will get me in trouble, as it has given has gotten so many other folks in trouble, And I like think a lot slower about some things. But I'll try to, you know, I'll try to put a name to what I'm feeling. And I guess it's I'm super optimistic. I'm so freaking happy that Biden picked a woman of color, and such a qualified woman of color

at that. Kamala Harris is everything that I think conservatives are freaking are terrified of. She is strong, she is ambitious, and I mean none of these in a negative way. She has for me come from such a diverse background that I believe she has exactly what it takes and those the ability to empathize with people from various backgrounds is just something we have sorely been lacking in our administration for so long. She stood up to Biden himself,

and she is known for eviscerating people. You know, her back around in law is just you know, Goes is storied, and she is known for her ability to use words, you know, and use people's actions and really just like

call you know, speak truth to power. And we saw that happen during the debate when she called Biden out for his lack of support around bussing what was it back in the seventies, sixties, seventies when she was a young girl, and that, you know, I immediately thought of that when when he when he made the announcement, because you know the fact that he could get over himself. You know, can you imagine Trump ever like lifting up a woman, let alone a woman who deigned to speak

against anything he had done in the past. But Biden no right. So Biden at least could get over himself enough to say, you know, forget about this you know this sick burn that you levied against me in the debate. You're someone that I can learn from who won't be afraid to challenge me. And I'm just putting words into his mouth, but I imagine all this must have gone through his head and I want to rock with you and I I'm free. I mean, her nomination is historic,

yeah it is. But if she's elected first black VP, first Asian American VP because her mother was of Indian descent and her father I think was from Jamaica, first woman VP, like oh, I just I mean, I and the fear I feel is just like, please don't dig this from I was like, I want to be hopeful and I want to you know, I want to believe that I have to believe. I guess now that America wants someone like this in office. We have got to

come out, you guys and vote. You've got to, you know, come out or vote or mail or whatever.

Or maybe I just survived that crazy few months at the beginning of the year with the newborn, and I'm just like, nothing can kill me, you know, I can do anything. I choose optimism, I choose hope. I think it really is a choice. And I don't not saying that if that's not where you're at right now, not you personally, but anyone listening. If today is not the day when you can feel optimistic and hopeful, and that's okay.

But lately I've just felt this. I've felt grateful in a lot of ways for the changes that I've seen the last few months in our country, the way that we're talking about systemic racism, the seismic shift I think in those conversations, the fact that my mother for my birthday got me a gift card to a black owned business out of Chicago, owned by a black woman called Glamorina. And is it Chicago now now I'm not sure, but anyway,

it's called Glamorina. Like my mom did that, she went out of her own way to find a business owned by a black woman, because she knew that was would be meaningful to me, Like who is my mother? My mother voted for and I know she listens to the first of all, she also listens to the show. Now also another change, and she listens to it and doesn't

like get angry. I think at what she hears, you know, when she's she voted for Trump in twenty sixteen, and I choose to you know, I think that I have examples, you know, just too many little, too many little signs that the weather is shifting, that there is a change coming, and you know, I hate I mean, it would destroy me, devastate me, I think, maybe even more than the first time around, if he who must not be named were

to win this election again. But I can at least say change, Like, there has been good that has come out of this last four years. There has been great there have been great moments, there have been conversations that never would have happened. There's been you know, for all of the devastation that he has wrought, I think that there has been there has been goodness. And that's just kind of what I'm trying to focus on. And I

think we and whatever you need to hear. I just want to like motivate anyone to you know, just try to be hopeful and encourage people that you know who are cynical to who don't think their votes count, or who yes, they absolutely do, or people who don't think that there's a point in voting because oh, Trump's just going to win. Like we can't. We can't let those thoughts get in the way. Just choose hope, because I think that that is what it's going to take. It

will be a tight race. I'd be shocked if it weren't. Every vote is going to count. There's too much on the line. That's how I feel here. I mean, not you, I'm just imagining.

up with her book. I actually went with her to Sydney when she got well, when Black Lives Matter got the Sydney Peace Prize, and so she came to represent the organization and I went with her because Drina was one of her clients. So we went and she's just awesome.

But I remember her book was literally called when they call you a terrorist, Like that's that's that's like where Black Lives Matter were was just a few years ago, and now it's like this mainstream thing that that companies are like posting, you know much the disagree and of you know, of certain people. But I just think that, like to your point, there's definitely a shift that we're seeing and feeling, and I just pray that the shift continues, Yeah,

because honestly, we need something because this ain't it. This ain't it? Other than that, what else is happening in your life?

you know, actually discovering their channel. And then that led me down this like beautiful rabbit hole of other Brown voices on YouTube. There's not a lot of but there we're out there sharing wealth building strategies, and I got I started to feel more optimistic watching them and watching others, and it just felt like the right time to have their voices on our show. How did you feel about our Rich Journey folks? And I actually want to get to some listeners responses.

just like from conversation. It just I felt it from them, and I was just like, wow, like I want to reach that level of like not that I'm not joyful, but there was a level of peace. Y'all know, I'll be stressed down and anxious by everything. So there was a level of peace, and I was like, I want some of that. That seems real cute.

their relationship, I mean, twenty years together. I continue to I have to stop comparing my marriage to every other marriage out there because immediately I'm like, well, men, Enrique, we can't sit down and talk about money, like we still end up fighting about it. We can't even agree on like what to order for dinner sometimes. But like they've had twenty years together and you can tell that they've they they have such a mature relationship, matures respect

for each other. They i mean, their daughters if you haven't checked out, there are Rich Journey Junior channel. I think that's also a really that their daughters are amazing too. Yeah, it's just it's a and it's a positive voice out there. It's a positive voice out there that is saying you can do this too, Like we got here and we are generously going to share, you know, our strategies, and

there's nothing in it for them. I mean, yes, of course, like any other popular YouTube channel, they have ads and they have affiliates and all that jazz, but that's not where they came from with it. And and you know that is what I'm choosing to. There's so many options we have to you know, screen like shows we can watch and content we can consume, and so little time

to do it all. But you know, I'm I'm trying to choose more voices like theirs to fill my you know, brainwth or whatever, fill my world with because I feel good watching watching them talk about even things that already know about. I don't care, just it's nice to have, you know. They're like the friends in my head. Like you guys say, we're your friends.

at playing a sport, you know, there's certain footing. Like when I used to play tennis, I could tell the way you walked on the court whether or not you really played tennis or you were just playing playing for fun, which is fine, you know, but like there's certain stances and so the way like watching them on their on their you know, their YouTube channel, I was like, Wow, they're really good teachers. They explain things in a way that even if you've never heard these terms before, they

intrinsically knew that they would explain something. So let's say, for example, I was watching a video they had today about tax efficiency when it comes to your investing right, and so they, you know, they didn't just try to like fly into it, like they would say a thing and'd be like, let me tell you what the what the term tax efficiency means taxable account? What does that really mean? So they would say a thing and then recognize that there are terms there they need to be explained,

and they would explain them. That's a mark or a really good teacher of anticipating where the learner is going to be, like, wait, I have a question. In answering that question before it's asked, that's a really like a really strong mark of being a really good teacher. So I just am impressed with them overall. But you said we had some listener letters or listener comments.

But I even mentioned this on the show. I personally have had some cynicism around the whole fire movement financial

independence retire early. It's often people who have, you know, really either they have and inherited something, or they have they live in such a crazy minimalistic way that it's not realistic for most people that kind of sucks the joy out of all their life, or you know, they can you can point to their financial independence by looking at Okay, they had a really high earning job, and you know, I had a little bit of centizon about that.

But I had to acknowledge too that I think part of me didn't want to like I guess and I'm trying to like articulate this part of me felt some type of way about these types of stories because I guess I was a little insecure that I hadn't achieved that kind of independence yet, like insecure in myself and also like that is not my life. I work nine to five. Yeah, Like, what do you mean I don't have to have this job? What do you mean that in eight years I should I should be not working.

But my identity is my job. How does that work? And finally like when I and it's true, you know, to my own point, yeah, those stories, you know, there weren't people of color in those stories. It did feel like, oh, this is only something that like privileged, someone who already has inherent privileges could accomplish. Christina and Aman kind of forced me to look at that and say that ain't true.

They did it. And one of the comments that we got from a listener was, well, you know, because both of them they are they do say that they work in public government and you don't have like my husband works for the government too, and their salaries are public, and you can easily find out not easily, but you can generally find out what someone might make depending on their job. And someone did a little bit slewth thing, I guess, and had responded to me about the show

and said, well, they make X amount of dollars. They made X amount of dollars, you know, through their jobs, and I kind of felt and then that comment was sort of discounting their success and kind of saying well, like, of course they were able to retire early. They earned X y Z at their jobs, and I kind of

I understood where this person was coming from. But I also think listening to their story, like, yes, they achieved wealth, and one way they did it was by gaining the education and choosing careers that would help them go in that direction. But that's okay for us to talk about. Yes, there's nothing wrong with that. Like, don't you feel like there's this sense of negativity around anyone who acknowledges that it takes work and you have to be you have to, like,

you have to reach out for wealth. You know, it's not just going to find its way too. You have to, especially if you're coming at it from a disadvantage like so many people of color art, Like, you've got to

be intentional. You've got to you know, there's there's steps that you can take, getting that higher education degree, you know, being really ambitious in your career, you know, getting a sponsor, a mentor, you know, these things that anyway, and and Christina and a mom prove that if you take these steps,

you too can build wealth and it is attainable. And I think personally having like I'll speak to my feelings in the past, I have felt a little like, yeah, like I said, just a little insecure when I see those messages because I'm like, well, but I don't have that, so what's wrong with me? And I'm definitely in a whole different place today. I'm excited. I'm optimistic. Their story lit a fire under me more than it ever has no pun intended.

that there is a way. It shows me that there is a different lifestyle than the one that I have been heads down, you know, building for myself.

say is that there is better available to everyone. And that's what I hope that you take away from Eman and Christina, that like, because I mean, look at me, I mean I in the last I mean totally in total over the last ten years, I mean, my business has grossed, I don't know, will be fifteen million dollars. And although I guess I am financially free, I guess you know, I still work like a damn dog, you know who, like building a bunch of these, because I

have other things I want to accomplish, you know. And so certainly it helped me look at myself and say, huh, you know, like what is the desired outcome? That's what it helped me look at because you have enough, I guess, Tiffany technically, but I'm not working for the money. But anyway, I just wanted to share that that the for me, what I hope listeners got from their story is not that hey be like me. It's more so that better is available and here is an here's an avenue, one

of the avenues that you can take. And so I hope you just internalize that because you know, like Mandy's story to success is one that I mean, you didn't grow up with money, Mandy. You know, your mom raised you and your your siblings and it was hard, you know, and from what we know, you were a rebellious young woman.

And I'm one of five girls, and I was a preschool teacher and that was my plan up until age twenty nine. And now look, so there is there are so many different paths, so to me, the destinations are not the same, but the path should be always to better and that's what we hope to illustrate with our show.

whatever that looks like. And I feel like I'm at the point now where I've ticked off some boxes and now you know, they it just they came at the right time. One of the listeners who message just said one of the things that was most apparent was that Nandy really needed to hear this story, and you need to hear from Christina and Iman. And I guess I did, you know? I think when you know there's there's this

point now where okay, it's level up. It's like level up your money and really start to grow wealth and decide how you want to do that. And am I going to you know Christina and im on they're transparent about how they built their wealth. They side hustled, but they had great careers in government, Christina went back to law school. They flipped houses in the Bay Area. I'm not I have decided like real estate's not my way to wealth. I don't have the tolerant, like the risk

tolerance for it. But but I'm excited to find my own way there. And and you know, hearing their story has given me, of course has given some ideas. But if you look at people's story and say, well, they're just saying that I have to do it that way, then you're not really listening. Yeah, and you've got to you know, take your inspiration, but then be just be excited to find your own way to to to wealth and wellness. And you know, Tiffany and I I can

feel like with this show. We are talking about wealth building a lot more on this show, and it's something that I think we should really be intentional about because look how far we've come in the five years since we've done this show, and we have to acknowledge our longtime listeners. They've grown too. Yeah, Like the questions we got back then are a little bit you know, are

different than the ones we're getting now. And if y'all have specific questions, you know, scary technical investing wealth building questions. I'm ready to tackle them. I think we should, you know, really, you know, embrace those types of conversations. So you know,

what is y'all's plan to build wealth? What questions do you have around stock market investing, investing outside your four to one k and if you know, and for those of you who may think, well, I can hardly imagine investing outside my four to one K because that's all I've gotten so far, and I'm not ready for that. Like listen anyway, because the hope is that one day you will be ready to invest beyond and to grow your wealth, you know, beyond those standard those standard wealth

building practices. And I hope that we can help y'all think bigger, bigger than even we have on the show so far.

that was honestly one of my babe bab baits. And like I said, now I'm tessively stalking them on YouTube. So they're my new besties.

So Tiff and I we share some faves. Do you want to for anyone who's looking for like some YouTube channel? What do you call them? People I don't chan to watch?

He's in an attorney but like so like he's super smart, but he knows how to explain it's he literally explains the economy, so it's almost like taking an economics class with him. It's not so much like there's personal finance things there, but especially his more recent things are really like, this is what's happening in the economy, and let me explain it to you in a way that you're gonna understand when I tell you, I listen. I watch his videos every single morning. It's one of my go tos.

He posts a video about six days a week, and you can sign up for his free emails, which I don't get a chance to read as much. But I watch his videos every day. And then you and I both like investing with Rose Light.

when it's a type of mutual fun. He's like, but it's also an exchange change of fund and I was like, no, it's not. So we watched Investing with Rose and settled the argument, and I think I forget now who was right. I think we're both a little bit right. But she really helps, you know, explain things to you in a way that makes it, you know, easy to understand. And one note about just just Bree and minority mindset. I signed Enrique up for his newsletter yesterday and without asking

him because I knew his newsletter is great. I love it. It is between that and he's got a whole I mean, he's kind of like building a whole brand in a whole mediacast. He has a whole team, you know, like.

the other one. Who else are you? Are you loving? I know our friends his and her money. They have a really successful channel on YouTube a Lot and I forget now tal and Tie into a Lot. Talent, Tie into a Lot. Thank you to have them on the show. We're supposed to have them on the show a while back, but that never happened.

maybe we'll shout them on the show. Maybe we'll have more of them on as our guests or vice versa.

You can also send us emails via email, snail mail, snale, Gmail, whatever, Brand Ambission Podcast at gmail dot com, or Instagram at Brandanbision Podcast. Let's Die Then, this question is near and dear to my heart because I recently decided to cut this expense from my budget and I want to talk about why. So this question comes from listener Ranata. She says, what are y'all thoughts on pet insurance? I've had insurance for my nine year old dog for the past three years.

It started out at thirty dollars and every year the price increases. It's now at forty five dollars and I'm beginning to question if it's worth it. It doesn't cover any routine visits, only emergency visits, with which we rarely use. Knock on wood, I've had four months of emergency savings saved up. Working your way up to six months. I'm contemplating canceling the insurance and putting that forty five dollars per month into a separate bank account instead to save

up for any of her medical emergencies. What are your thoughts, Well.

But whatever, we know the way the cat who lived across.

I wish I would have had insurance for Bentley. So I can only speak from someone who you know, who's going through it now with their pet and trying to figure out I think I think I think Bentley's like twelve or twelve or thirteen years old. So yeah, that's that's that can only speak to that. But I know you have do you have insurance or you had it? Yeah?

that you have to go. All of a sudden, it was like she needs a blood test and a fecal exam and I walked out of that that, you know, hundreds of dollars poorer and feeling like, what just happened to me? What is this dog costing me? And I actually did. I shopped around and I got pet insurance. It's about thirty bucks a month, thirty five something like that. And you definitely should shop around, you know, the same way we've talked about shopping for life insurance policy sites

like policy Genius and Value Penguin. You can compare pet insurance policies pretty easily online these days. And she's right. I mean, they don't cover a lot of that routine healthcare because that's actually what comes up in the first few years of their life. And that's the shitty thing

about it. I'm not gonna lie, but to Tiffany's point, you have to think about the breed of dog that you have and what are the you know, what health issues complications do they tend to deal with later in age, and do some research and find out what maybe some of the treatments might cost for something like that, and see if you'd be willing to come out of pocket for those expenses. Pet insurance, unfortunately, it is one of

those types of insurance you know it does. It's not covered in Obamacare sadly, so that means that pre existing conditions can sometimes exclude coverage. So like your dog can be denied coverage because they might even just be a type of breed that you know tends to have certain conditions, or you know, if you get insurance later in life, they can they can deny you a policy or charge a lot more depending on like what types of issues

a dog has already had. If you've got the space in your budget, it could make sense to have pet insurance. But really what they'll cover is treatment that are accidents, like accidents. Why am I talking like that? Accidents or you know, unexpected like injuries, you know, hippick. I hate to say these things. I don't want to put that energy out of the universe, but you know, anyway, they get really sick, they have a virus, whatever. I recently decided to stop putting or stop paying for help or

pet insurance. And I decided it for the same reasons. It sounds like you're you're thinking about renata, which is, you know, I could just put money aside and have some money set aside for if something were to happen and at least then the money is staying in your

bank account and not going to some insurance company. So I came up with a number that I felt comfortable with, and it's a few thousand dollars, which is just and you know, and I have it in a savings account, and I have it, you know, earmarked for Molly should anything ever happen to her. And I'm continuing to contribute a little bit to it each month, and you know, I hope I never have to use it, but I'm

okay with that. But to your point, or to your question, you say that you have three to four months of emergency savings already saved up with you yourself and your partner, and it sounds like you would be potentially dipping into that savings fund if something were to happen to your dog. And in that case, I don't know, I would caution you because you don't want your dog to bankrupt your emergency savings. You know that you don't want to like

put your financial security at risk like that. So maybe pet insurance, you know, makes sense for now, And and once you get once you get more comfortable with where your emergency savings is at, you can start a separate fund, you know, for your pet as well. It took me a while to get here to where I had a separate savings account for my dog. And I waited until I got a dog, you know, for a reason, not just because of the yard that I wanted to have for the dog, but also I wanted to have you know.

getting an animal. And I wouldn't mind necessarily a cat, I guess. But to me, dogs are a lot of work. I mean, my Rihanna, Who's house I'm taking over right now? She's got a dog, a big French bulldog named Henry. Henry.

currently struggling with contentment. My fiancee and I were going to quit our jobs and move out of state after we got married this summer, but then our wedding was canceled due to the COVID situation. Now we'll be in our current place for another year, and I don't really want to stay at my job, but they've been so great to me. Back in March, they laid off twenty percent of the company, and my boss asked me if I could scale back in my current role and work

in a different one. At the time, I didn't mind because I was so gracious to even have a job, especially when we initially plan on moving in a few months. But now it's six months later and I'm still working in the other role, and I feel like I'm not advancing in my career skill wise or financially. Would it be crazy to get another job knowing I'd be there for only a year? Or should I just tough it out at my current place and be grateful? So many people don't even have jobs right now.

just stuck with you in this apartment or whatever. You're like stuck in a job that you don't like, but it's a job that you feel grateful to have, and you're wondering, should I just be grateful and stay here, or you know, would it be crazy for me to move on despite how good they've been to.

that looks like. But I wouldn't. I wouldn't stay in a place where I'm unhappy because the company. You know, you feel like, oh, you know, they kept me on because guess what, there are twenty percent of people that they didn't keep on. They did what was best for them. As by way, those those twenty percent, you.

because it's not helpful. And the truth is whatever that other person or organization will, they will rebalance and they will manage. And so it's your responsibility to take care of yourself. It's not someone else's responsibility to take care of you. And so that's yeah, I think that's really important. That's something that's a lesson that we all need to learn.

They're like, Okay, I have to take care learn to take care of myself now, not doing so in a way that's purposely harmful to others, you know, but to do so, like okay, well, what is it that I need to be happy, to be joyful, to be successful and work toward that with integrity, and that's all that can be asked of you.

like a relationship, a healthy one anyway. I know there's some toxic relationship behaviors, but one of the things you have to do is that other person is not a mind reader, right, so you know, if you like, I would tell your boss in a way that you feel comfortable doing. You know, tell them, Hey, it's been six months you asked me to kind of pivot and take on this different role. Is there any chance you can

get back to doing what I was doing? Or can we Is it now okay for us to talk about the next step for me, because I do want to advance, and would I would play I would be transparent and tell them honestly where you're at and where you want

to be. And I recently did this and I have done at ut jobs before where you have a frank discussion and it doesn't have to be you come to the table with the perfect vision of what you want to achieve written out, but you come to the table because you want to express to them, Hey, I want to if I'm going to stay here for a while, I would like to know that there's opportunities for me here that I can continue to advance. And I think

it's been long enough in the pandemic. Although it probably depends on your industry and even where you're at geographically, you know how your company like, what the prospect is looking like or the future is looking like for them. But for a lot of businesses now I feel like the light at the end of the tunnel is approaching or they can see it, and they're starting to think past this crazy time and they may be open to

having that conversation. And at least at that point you've laid your cards on the table, and if you want to start looking for another role somewhere else, then you can start doing that. The timing of it, because she says basically like they'd still want to move out of state after they get married, and if she were to take a different job right now, she'd only be there for a year because their plan is still to move.

And do we think that's crazy. We actually recently took a question about this similar like what happens if I start a job and then quit it very quickly after starting? That's tricky. Yeah, taking a job knowing that you're about to leave within a year, I mean, yang, that's not the best. And would it be a job that you could work remotely at? I don't know.

But not necessarily because to Mandy's point, it might be a job that's really flexible that you can live wherever in order to do so. So I would at least look and look for something within the parameters. What would make you feel like it's fair, Like, Okay, you know what, I'm gonna look for a contract work where it is a year's worth, and or I'm gonna look for a job that I can take with me, so you know, just keep your keep your your options open and definitely look all.

like she, I don't know, people are writing kampala. Yeah, I want to do a brown boost for one for the Brian Ambish and listener Stacy, who reached out to me because she saw I was a woman in need and she guessed correctly that she and I live in the same neighborhood almost kind of in the same town, and she offered to do my hair for me, and little did she know, but I was really having a hard time finding a natural hair salon where I live.

In the suburbs outside of New York City, and she was fantastic, and so Hugh was shout out and thank you to Stacy. I paid her. She did not do it for free for those who were wondering. And I sat there with her, and I had actually been going to I had been going. I went one time to a hair salon in the last well not even the last year. It was before I had the baby, and she it's a curly hair salon, but you know, it's owned by a white woman, and her clientele is a

lot of like I saw a lot. I saw several, you know, women of color walk through and get their hair done or at least coming through to talk to her while I was there, And honestly, I felt some kind of way, especially in the last few months, thinking about trying to promote or not promote, but like, you know, vote with my dollars and take my money to more

black owned businesses. So when I was when I was rebooking an appointment with that salon, I was kind of thinking, like, man, I wish there were a black owned, like a natural hair salon near me that I knew of. And so Stacy's message came at the exact right time, and I was so glad to get to work with her. And also the I found a great photographer out here just by posting in our my local you know, Moms of my town Facebook group looking and I just like asked

for what I was looking for. Hey, guys, I really want to get some headshots done. I'd love to work with a woman of color. Do you know anybody? And her name came up and it was a really great experience. So it took a little bit of extra Googles or searching or whatnot. Well, actually none in the case of Stacy.

She just fell into my lap. But you know, if y'all are out there wondering, you know, where are the black owned businesses If they're not easy to find for whatever reason, I think just raising a hand, asking your circle and trying to go find them, you know, it matters in some small way. So that made me feel good.

print a second book to donate. So we were able to get I think just under three thousand books purchased and donated, so the donation unfortunately, they're still sitting at the warehouse separately because the schools have not been opened, because we're donating them to like in mass, to specific schools. But anyway, saying all that said, yeah, we sold like

ten thousand books and we're printing another printing. I remember when I was printing ten thousand, the distributor was like, are you sure we don't people don't typically sell that many, and I was nervous, like, I don't know, maybe I'm wrong, but sure enough in like two and a half months gone. So you can find Molly Moore at Mali mollymore dot com. It just teaches age appropriate financial education to your little ones, ideally ages three to seven, but certainly younger and certainly older.

It's just about a little girl to her birthday and she has to learn the lesson of like what really mattered most.

Obviously I'm paying. So if you know an animator, if you're an animator yourself, if you can go to the budget Lesta dot com and just click contact me and just type in like the subject line like animator and then yeah, or maybe you know someone send me their link. If you're you have like a website, send that or whatever. Like, I don't think you're allowed to attach your portfolio, but you can certainly send a link to things and we might request a portfolio or well, I'm assuming if you're

an animator, you'll have a link to your work. Yeah, because I just I'm excited because I feel like there's something special with Molly Moore and I, you know, I just want to see it all the way through. So I just, yeah, that's my app I'm just reaching out for. I would prefer a black or brown animator, but it's not a deal breaker if they're awesome. Like to me,

it was a deal breaker. The illustrator had to be black or brown, and he was Jazz is African American, because that was just really important to me that when you open the book and you see my picture, and you see Jazz's picture, and you see Rihanna, who was our art director, when you see their picture, it's animated picture, but still or illustrated picture, but still it was important to me that those pictures were black and brown people, just because I knew those books were being the hand

of hands of little children who might not have ever seen that. But for animation, it's different. You don't get to see who's drawing it. So I'm open to receiving animation requests from a wide range of people, although I do have a preference. So yeah, that's it. Get you a book if you haven't already. Molly Moore m A L M R E M.

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