Sequence of Returns: Lose Early or Lose Late?

Some investors wonder whether it would be better to have bad returns early or bad returns late? Surprisingly unless someone is withdrawing funds or bringing in money it does not matter. But when does it matter? It can be quite a significant different during the withdrawal stage. Learn about how the sequence of returns comes into play depending on what phase you are in.

Is it better to have bad investment returns early or late?

Three main phases of an investor’s lifecycle

Contribution Phase, Base Maximization Phase, Withdrawal Phase

Dollar cost averaging

Retirement and inflation

Withdrawal rates in retirement

Mentioned  in  this  Episode:

Derek Moore’s book Broken Pie Chart https://amzn.to/3iKpRcx

Downside Hedging in Portfolios https://directory.libsyn.com/episode/index/show/brokenpiechart/id/7043961

Contact Derek www.razorwealth.com