55KRC Monday Show - Smitherman, Money Monday

favorite holiday. Uh small group did this this year, but still looking forward to it and today and tomorrow then I'm off until next week. So really really really really really not that I won't miss you, but just looking forward to exhaling and relaxing. I just just I think

feeling bad today. Terrible night's sleep to you. Every one of those nights where you have that recurring dream, you know, you're having a frustrating dream or one that's unsettling on some level, and you wake up and you're like, Okay, it was just a dream, and you go back to sleep. And you go right back to where you were in that dream. That was my night last night. I can't even remember what the subject matter was. I even woke up at the point. It'say, this is stupid, this is

not real. This is you know, my anxiety in this dream is being generated by something that is absolutely preposterous, from a from a you know, logic reason standpoint. Go back to sleep, back in the exact same place. Oh all night, at least it felt like it. So apologies in advance. Not quite sure where I want to start

this morning, and that's uh, of course where I started. Anyway, you can feel free to call five one three, seven four nine fifty five hundred, eight hundred eighty two to three talk down five fifty on AT and T found. Christopher Smithman joins a program cannot wait till seven to twenty, get a guest on the show and relieve me from my anxiety and my lack of sleep stupor. Christopher Smith and former Vice many of the City of Cincinnati doing the Smith Event beginning at seven to twenty. Money Money

with Brian James. Today we're talking about Goldman Sachs saying investors should diversify. Then theyn't think that's an unusual statement anyway. Money goal is to finish twenty twenty four, lowering your twenty twenty four tax bill and of the best places to retire and Ulysses days. My friend from Affordable Medical Image is going to join the show at eight forty

our KRC care segment. I love saving people money. It's one of the nice things I get to do for folks advertising and of course I save money going with Affordable Medical Imaging when I got my CT scan. So opportunity to speak to you Lisses about that at the end of the program. Fifty five cares dot com get try Heart Media app. While you are there listening to the podcast or checking out the podcast, hope you had an opportunity to go to the Mediterrainean Food Festival yesterday

at Saint anthonea Patawa. Always saw a wonderful thing that food. The Help Squad Brian Ibold could sure use your help if you have any money. You got a extra couple of bucks. You want to help out people on the West Side who are really struggling, and there are a bunch of people over there. That's what the Help Squad's all about. Trying to help people out, getting them get the rent paid for the month, or gett him a dishwasher or rather a you know, an appliance they can't afford,

just a whole multitude of things. Brian Ibold and the team could sure use your help. So police consider making a charitable contribution. And for those who wanted to write a check, And I did get a couple of emails, I didn't realize that the address was not on the Help Squad website, and I did a Lord Brian Eyebold to that. I do believe he added the address of those who wanted to mail a check as opposed to making an online contribution. And I certainly understand why you'd

rather do a physical check than an online contribution. But either way you can help police, help Help Squad. Listen to Peter Bronson. I had a whole hour conversation with Peter. Loved that guy. He's got a new book, Promised Land. How the Midwest was one very fascinating conversation with him about the early days of Ohio's history Midwest territories was

before we achieved statehood. I thought it most interesting that Kentucky actually was a safe place to be the southern side of the Ohio River much safer than the northern side, where you were likely to get slaughtered by a Native American. Go back and read your history and you can get a lot of that history at Peter Bronson's Book of Promised Land. Anyway, I got to stack a WTF. Let's start with this one. And you heard the top of the our news. There are liberal tiers what has happened

to people? And you're like, what the hell are you talking about. Everybody wants to ball up in a fetal position when they get bad news anymore, and they enable children in schools and all the way up through colleges to have safe spaces. It's like, you can't confront reality. You get some bad news and you needed a safe space to go. You need counseling or something. Come on, the world's an imperfect place. You're gonna be facing bad news your entire life. Learn to suck it up and

deal with it on some level. I have no problem when people getting counseled when they have true problems. But you lost an elections, so you need therapy sessions. Therapy sessions paid for by the American tax player Representative darryl Isa going after a Secretary of State Anthony Blanklin Blinken. It was reported last week the State Department held therapy

sessions for employees upset about President Trump getting elected. In a letter to Blincoln that he sent last week, Isa said, I'm concerned that the Department is catering to federal employees who are personally devastated by the normal functioning of American democracy through the provision of government funded mental health counseling because Kamala Harris wasn't elected president of the United States.

This after a Free Beacon report earlier in the month talked about two therapy sessions that were held at the State Department after Trump's victory, Sources saying to the Free Beacon that one such instance amounted to an information cry session.

That's how they described it. Another instance, email went out to agency employees touting a separate quote insightful webinar where we delve into effective stress management techniques to help you navigate these challenging times, of course, referring to Trump winning the general election. In the email, it says change is constant in our lives, but it can often bring about

stress and uncertainty. Join us for an insightful webinar where we delve into effective stress management techniques to help you navigate these challenging times. This session will provide the tips and practical strategies for managing stress and maintaining your well being. Suck it up, buttercup, Joe, did you in prior elections and you can ball up? Do you have to go to a counseling sessions to cope with it all the time?

The session could also call in a question the willingness of some of the State Department employees to carry out Trump's new vision of the agency, And therein lies the challenge. Folks. This goes back to the whole doge thing the Department of Government Efficiency that's being run by Ramaswimmy and Musk. You know, cut this crap out, quit paying for things that don't relate to the effective management of government, and

quit while politicizing everything and ferret these people out. If you can't deal with the change of administration, if you're not able to carry out the will of the next administration, then get the hell out of the job. And his letter, I said, the mere fact the Department is housing these sessions raises significant questions about the willingness of its personnel to implement the lawful policy priorities that the American people

elected Trump to pursue and implement. Trump administration is a mandate for the wholesale change of the foreign policy arena, and if service officers cannot follow through on the American people's preferences, they should resign and seek a political depplointment in the next Democrat administration, should there ever be one. Suck it up, Buttercup, and I've read all these articles over the past several days about with Thanksgiving coming up.

I think Bill Maher even spoke to it. You're gonna quit talking to family members over the election you can to stop in our acting with people who may have voted for Trump or alternatively may have voted for Harris. Blood is a lot thicker than politics. You know, administrations come and go. I mean, this country has been through some profound changes over the decades and last coming up on two hunred and fifty years. Family is one thing that normally you're supposed to be able to count on.

And there's something truly truly nefarious and evil over those who would suggest you should not interact with folks who have voted for the other side. Whatever the other side happens to be, it has to come mostly from the left, from what I have gleaned, and I truly think that there is something really really undermining about that, and intentionally so.

And I find it hard to believe that they truly harbor such profound emotion over it, that they're just actually just blowing it up beyond proportions and they realize that they are. You know, the squeaky wheel gets the grease, you get, the teary emotional you know, twenty two year old kids just crying into the YouTube screen or into the social media screen.

other side a pretty strong person. But these emotional whimps that just ball up over an election and the outcome of the election and they have no idea what's in store for them, you could get a pretty good idea of out of just looking at the last other four years of the Trump administration previously, I don't recall anyone like being that profoundly impacted, Like, what in the hell was it that Donald Trump did during his four years that caused you to just have a complete meltdown of

the idea and becoming president again? Can you imagine a true genuine struggle? Children are ill prepared for it. Hell of a lot of adults in the same boat. It's five seventeen fifty five Krcity Talk stations stick her out. I think I might have hit the nail on the head in terms of where some of those comes from. I have a University of Maryland class. I want to mention to you about, Yeah, another reason why your children probably shouldn't go to college. Stick around, It'll be right back.

the years. First off, my degree pointless political science and the only reason I was able to provide at least participate in providing for my family married smart that was one most important thing. But ended up going on to law school where there actually was a demand for lawyers out in the world, and I was able to get a job. I don't know what I would have done with a political science degree, And in getting a political science degree, I was forced to take all kinds of

really stupid courses that just were required. Well, you must take number of humanity's hours or whatever areas of study that had nothing to do with the course substance might degree. And is with that I go to these students the University of Maryland offering a course called are You Ready? Intro to Fat Study Spring of next year, three credit course.

I don't know how many hours, how many hundreds of dollars per credit hour it costs to go to the University of Maryland, but I'm sure it's several hundred each. Intro to Fat studies Fatness, Blackness and their Intersections. That's the name of the course, as explained and breitbarton New

is the article breaking this down. Fatness will be examined, quote in the words of the whoever put the curriculum together as an area of human difference subject to privilege and discrimination says the course will also highlight the relationship between fatness and blackness. Taught by Professor Sidney Lewis Senior Lecture in the Harriet Tubman Department of Women, Gender and

Sexuality studies. We'll be looking at fatness as intersectional and if you can make any sense of this, please do call and explain to me how what in the hell this means. According to the course description, examines fatness as an area of human difference subject to privilege and discrimination that intersects with other systems of oppression based on gender, race, class,

and sexual orientation and ability. Though we will look at fatness as intersectional, this course will be particularly highlighting the relationship between fatness and blackness. We approach this area of study through an interdisciplinary humanities and social science lens, which

emphasizes fatness as a social justice issue. The course, they say, well close misses in their words, with an examination of fat liberation as liberation for all bodies, with a particular emphasis on performing arts and activism as a vehicle for liberation and challenging fatnissia. Joe, in your multiple years and decades on this planet, you ever run into the word fatnissia before you agree they are making it up as

they go along. That was my perception as well. And thank you for coming down to the same side of the ledger as me. I view you as a man of logic and reason as for her part of Professor Sidney Lewis, the teacher of this class, got her doctorate in twenty twelve from the University of Washington English Department.

Degree focused on twentieth and twenty first century African American culture, black feminism, and queer and gender studies, and, according to her biography at the University of America and Maryland, Lewis's work in teaching strives to blur the boundaries between academy art and activism. Her areas of interest include gender performance and performativity,

Black feminist theory and culture, and intersectional Black liberation. Currently the co authoring and doing a co authoring and photograph of nationwide LGBTQ plus performers with photographer Chris j Okay and again three credit hours University of Maryland. And I'm sure you can apply this to whatever other degree you're getting as a fulfillment of whatever humanities things they're requiring

you to take in order to get the degree. I don't know that you'll understand what the hell this woman is talking about when you're taking the class, because I don't even understand the outline for theculum baffling. But you know who am I five twenty six fifty five care Se detalk station Local Stories coming up. Prefer hearing from you if you would like to call love to hear from you. But I do have a stack of local stories to dive on into, followed by the stack is stupid. I'll be right back.

the hospital. The other driver head what they called extensive injuries and had to be cut out of their vehicle. Fire Department said the extrication took multiple teams on both the exterior and interior vehicle and it took about twenty minutes to get him out. That person taking to UC Medical Center for treatment. Current condition unknown. Fire department didn't say what caused the crash, but the police department is investigating.

Over to Springfield Township where a man was taken to the hospital after stabbing in ed Springfield on Friday night. Springfield Township Police said officers were called around twenty to midnight to Montoro Drive. Got there found a man with stab wounds. Police said the victim was taken to UC Medical Center. Extent of the injuries unknown. At this time. Police have not stated that they have a suspect. Does

note that they are still investigating. Excuse me. Twenty one year old man dead after losing control of his vehicle hitting a tree Saturday morning in Saint Clair Township corner. The Butler County Sheriff's Office, who said deputies, alongside first responders from the Saint Clair town Ship Fire Department, responded to this single vehicle crash on US one twenty seven near mile post eight about six o'clock in the morning.

They found a twenty one year old man driving a Mitsubishi Suv south found in US one twenty seven lost control of the vehicle. It veered off the right side of the roadway and hit the tree. Sadly, the man was found dead at the scene. Sheriff's office is not identified the man killed in the crass. The Butler County Serious Traffic Accident Reconstruction Team is investigating the cause of the crash. The office said alcohol and speed appear to

be factors. Over to Westchester, where the township has become the latest Butler County community to extend the moratorium on businesses who want to sell recreational marijuana, trustees Tuesday agree to extend the moratorium on the cultivation, processing, and retail sell the adult use of cannabis for another one hundred and eighty days. It extends the three hundred and sixty

day moratorium that was first imposed last December. According to Trustee Mark Welch, we just want to shake it out, make sure all of our teas are crossed and eyves or dotted. There are also some changes, some updates. We need to make our zoning to ensure that if a dispensary would come to Westchester, it would be in the right spot.

impact the community. In September, Fairfield County City Council decided not to extend its moratorium after approving zoning changes into its code. Only one business could be located in the city in the Ohio four corridor to dispense both medical and recreational weed. So working through the changes demolition, I thought this was rather interesting, going to the conspiracy theorists who think that explosions from airplanes couldn't bring down the

Twin Towers. Demolition of the I four seventy one bridge won't begin until after Thanksgiving. The Court of State officials there's still no timeline for when the bridge and its southbound lanes can reopen because of the fire damage on

November one. According to DOT perse spokesperson Kathleen Fuller, at this point, the plan is for demo slash removal of work to start Friday next week, since I traffic has been more congested the normal over the past couple of weeks after the mass of early morning fire under the Daniel Carterbier Bridge carries an estimated ninety seven thousand, nine hundred vehicles daily. More damage than expected recently found on not three but four beams of the south side of

the bridge, according to HOW Department of Transportation. Consequently, the weight of the concrete deck is no longer supported, prompting to need for more shoring towers before demolition repairs can begin concrete see. Although the details of the exact timeline for construction to begin to be completed as yet to be determined o DOT in Great Lakes Construction or getting closer to knowing the schedule that according to HOW Department

of Transportation released last week. Behind the scenes staff have been contracting steel fabricators to determine which company will be able to expedite production of the beams that need to be replaced. Timeline will depend upon the availability of steel and the cause of the fire store remains under investigation of court. Of this the same fire department. Wow, five thive fifty five cars the dog station. Oh because on the phone, mister too. But hang on, brother, we'll get

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it isn't true. Maybe the vast majority of young people out there carry that same mentality and we're only getting the little sliver of batcrap insanity because of course, social media picks and chooses what we can and cannot see, and some of the insaner opinions out in the world maybe isolated from us or remove from social media because they do represent the sane, as opposed to perpetuating the myth that the insane is the norm.

I look at this. They just agreed to three hundred billion dollars annual payments by developed countries, wealthy countries paying into whatever this pile of money is to support I don't know, some other countries. None of it makes any sense. But it's all predicated on a lie, but also predicated on being able to take away our individual powers, our individual liberties, our freedoms. We can go on and on

and on. That's what we're all fighting against. And I'd like to, you know, and welcome into the camp those

who want to fight against it. Anybody who finds themselves on the left leaning side of the political ledger and maybe reasons you're over there, but you're not doing yourself a wit'sworth of good if you think globalization and taking away power from our own local reality here, whether you're looking locally in terms of the country or locally in terms of your local government, we know the further it gets away from us as individual citizens, the less functioning

it is, and the less it does for us. So don't let it escape our power and control. Rejected outright. Appreciate the call. I had to look up a Hinge date. I don't know what that was, but it's like a It's an online app which takes me to the stack of store of the stupid story. Here, we'll get a mother in Texas left her toddler at home alone with two dogs so she could meet this date out of

town Hinge Dates and online dating app. Killeen, Texas police sent to an apartment complex for a child welfare check back in July. I got to the scene, they were told the child was hanging out of a broken window, an aggressive dog was trying to attack the child. Once authorities got to the scene, they found at sixteen month old toddler with his head and shoulders hanging out of the window of the ground level apartment, and an aggressive dog was charging at the other residents who were attempting

to help the child. Officers noticed the window was not shadowed, but it hadn't previously repaired with a cardboard a piece of cardboard in suplexa glass. After removing that get inside the apartment, they found the sixteen month old child wearing only a shirt with visible feces on his skin and showing signs of dipper ash. Mother the child, Rhys Louise Myers,

was then contacted by police. Said she was in San Antonio to meet a guy she met on this dating app that's one hundred and sixty miles away from her home two and a half hour drive. She allegedly told police that she had a babysitter who she contacted through Facebook to look after the child. Police met with a babysitter who previously babysaid for Myers back in December of last year. She told authorities that she had not spoken

with Myers since that time. Myers are us the charge of abandoning, abandoning and endangering a child five forty six fitty five Karsine talk todays. You look, here's on the phone, Mississippi James. Hang on, my friend, we will. I'll pick up your call if you don't mind holding for a moment. After I mentioned the Chimneycare fireplace and stove, now too

late to take care of your safety. I had the fire going over the weekend, just yeap, why not hit the button, had the gas fire up and enjoyed the gorgeous, gorgeous blaze of that fire in the fireplace and the warmth, and it was just really nice. It was so much moisture in the air. It felt like it was a lot colder than it was. It's like, why not let's have a little fire. I know my safety is taken care of. I have had my fireplace thoroughly inspected by

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the relationship between fatness and blackness. We approach this area of study through an interdisciplinary humanities and social science lens, which emphasizes fatness as a social justice issue. It goes on but anyway, word word word word, word word word. Yeah, brought a lot in.

fatisima or fat missia or whatever, hatred of fatness. I mean, I never heard that word before today. Someone made that word up recently. I don't know.

not a good idea. Apparently there's there are budget alternatives out there. They have the name brand on them, but they don't carry the premium price tag. But if you're overlooking the quality you're buying knockoff discount items, you might well damage your health. Some person described as a fragrance expert at price comparison website half Price Perfumes warned quote laboratory tests of samples seized by the Police Intellectual Property

Crime Unit of showing that fake perfume can contain human urine. Obviously, that in and of itself is disgusting. It also holds a number of bacteria and other potentially harmful micro organism, leading to well a second point this person made. Counterfeit perfumes lack the preservatives and chemicals to stop bacteria from growing.

When thrown together with unsanitary manufacturing conditions and low quality ingredients, it can be contribute to an amount of bacteria in your perfume, causing rashes, redness, ezema, among the standard risk of counterfeit perfumes. Also, they can be loaded with harmful chemicals simply aren't safe for contact with your skin, like

formaldehyde palates and artificial musks. You said, they might even contain allergens that can trigger reaction, but as the ingredients are rarely labeled accurately, you never know until it's too late. So some of the chemicals can disrupt your body's natural hormone production and indocrine system, while the artificial musk can mimic estrogen as well from aldehyde and polycylic Aromatic hydrocarbons commonly found in counterfeit perfumes can also increase the risk

and development of cancer. Well, that sounds like reason enough to not buy counterfeit perfumes and colons. You have been warned. Five to five five kercit talk station. Feel free to call. I'd rather talk with you than hear the sound of my own voice, so feel free to call me up the next hour. I'll be right back after the top of the hour.

a Thanksgiving week. I'm only having only working today and tomorrow. I'll be off the balance and really use a nice uh, well, I could use a few days offully quite honest with you, that's kind of the way I'm feeling this morning. So apologies if I'm not my normal spry, upbeat personality this morning. Just really real en after that terrible night's sleep last night,

I won't bring that up again. I apologize. Coming up seven twenty with Christopher Smith and former vice mayor of the City of Cincinnaate joins the program every Monday at seven twenty two Vent to spleen this Smith event Money Monday, Brian James Goldman Sachs says investors should diversify. I thought that was always the norm. Money goals to finish twenty twenty four, lowering your twenty twenty four tax bill, and finally the best places to retire. That's what we're talking

about with Brian James. Then we'll hear from my buddy Ulysses Days. He's a guy that runs affordable medical imaging, so he'll be on the care see care segment at eight forty Great opportunity for you to save heap loads of money on your MRIs, CT scans, etc. All right, So, not really knowing which direction I want to go, let me just bring this up real quick here. I regularly point out how we are our own worst enemy, and it's all predicated and relying upon this idea that you

and I are killing the planet by merely breathing. I saw that the United Nations, they've come to an agreement that you and and the other developing world countries are going to be shelling out I guess three hundred billion dollars a year by twenty thirty five, our commitment to the Paris Climbing Accord. Now, thankfully, Donald Trump has already said he's going to pull the plug on this thing. And maybe the plug never should have been installed in

the first place, or the Senate never approved it. You know, this is non binding, so every new administration come in neither hook us back up to it or pull a plug on it. Trump's promised to pull the plug on and that's the direction I want to go. And you know what the other thing is, the developing countries are pissed off. If I maybe super bowlers to characterize it like that, they wanted one trillion dollars a year by twenty thirty despite of the fact that developing countries didn't

object to the agreement when it was adopted. Then immediately after it was adopted, express outrage. We want more money, one trillion dollars annually.

another model alive in the world. Ever. It's kind of you know, wealth generation didn't happen under feudalism, it doesn't happen under socialism, it doesn't happen under communism, and on and on and on and on. Well that's the problem. Time I said, shouldn't happen, then one should be as wealthy as the United States of America. That money needs to be taken and given to somebody else. All right, you know what I have said to that, I got

two words for you, and ain't happy birthday. Back in the real world where we do need electricity and power and fuel because well we all needed to live our lives and continue to run some form of an economy. Mean, I'm all worked up over this because of the Excel pipeline. It's unplugged, it's plugged back in, it's unplugged. Donald Trump has vowed to restore it. That we're still talking about this, and I saw this article. There was a guy on

Fox and Friends yesterday. He's a former Keystone pipeline worker. He's a man with an opinion. His name's Bugsy Allen. This was reported by Madeline Coggins and Fox Business. Fine, okay, he say, it's breath fresh air. We're running on cloud nine. We're excited. It's gonna make a big difference as far as your energy cost, your food cost, your gas guys,

you put in your cars. It's actually going to be the primary seat of bringing everything down for the American people that have suffered so much under the last administration. Whether he's right or not in his assessment of it, Okay, that's one thing. But in doing this little report and talking about his comments and the fact that the Trump administration is going to try to reestablish the EXL pipeline.

Trump initially approved the pipeline in twenty seventeen, reversing Barack Obama's decision to reject the project in twenty fifteen, so Obama's in office says no to the pipeline in twenty fifteen. Trump gets elected, says yes to the project in twenty seventeen, and in twenty twenty one, after Biden takes office, he revoked Trump decision and cancel the pipeline's permits, shutting the project down again. Now, from my math, that is quite a few years of time that passed that they apparently

didn't do anything. It was going to go online until Obama pulls the plug in twenty fifteen. Fast forward, the entire Trump administry is multiple years where Trump had greenlit it and nothing happened, giving Biden the opportunity to cancel the pipeline's permits when he gets elected. Here it is County year twenty twenty four, getting ready for the new Trump administration. They're talking about, well going forward with it again. What in the hell is wrong? What is right with

what I just gave you by way of information? Department of Energy reporting from December of twenty two highlight of the positive economic benefits of this pipeline. Had Biden not revoked the permits, According to the report, it would have created sixteen thousand jobs or between sixteen thousand and fifty nine thousand jobs. I suppose it's which realm of the

work population you're looking at. But between the workers building the pipeline, operating the pipeline on a daily basis, the workers moving around the oil or whatever, all the food industry and restaurants and service industry and everything else around those jobs, I guess that's how you come up with this massive range of jobs. But that report suggested we had a positive economic impact of between three point four

and nine point six billion dollars. I say. A previous report from the federal government published in twenty fourteen and talking about this since back then, said it would have been thirty nine hundred direct jobs and twenty one thousand total jobs created during the construction construction which would have was expected to take two years. So if they hit the ground running in twenty fourteen before, while you know,

stating the obvious, it could have been done. See, once it's up and operational, it's too late for a guy like Biden to come in and pull the plug on it by saying the permits have been pulled, just insane. Meanwhile, the oil is still coming out of the ground. That's the other thing that's really troubling about this. The oil is coming from up north to Canada, pipeline or no, it's coming out of the oil coming out of the ground.

And as I've observed many times, and I'm not the only one, I'm no expert in energy policy, but it's a hell of a lot safer more efficient to put the oil in a pipeline and move it down to refineries here where it's going to be refined than it is putting them in rail cars. Talk to the people in East Palestine about that rail cars. But the carbon output right from the oil that's coming out of the ground, it's going to be there, regardless of whether it goes

through a pipeline or not. And are we not adding to the carbon output in the pollution by putting it on railcars and moving it around the globe as opposed to putting it into a pipeline which doesn't require the internal combustion engine to move the oil through the pipeline. Why do we do this? What sense does this make?

You've deprived us of billions of dollars of potential income, thousands and thousands of jobs for the American workers and made it more polluting by pulling the plug on the pipeline. There is no benefit for having stopped this pipeline at the outset, none whatsoever. It really makes you wonder what a nefarious element is going on behind the scenes that

this has been such a contentious project. Why is it a Republican versus Democrat thing to do the most efficient job producing and income producing thing and the thing that's better for the environment. What is with the Excel pipeline that Democrats hate it and Republicans will embrace it when it seems to be it should be the exact opposite. If you want to look at it purely from an environmental standpoint, go over the points I just made. The oils coming out of the ground, that is a proposition

that cannot be changed. It's the mechanism of moving the oil. Is it this whole rail system thing? Is this this Warren Buffett rumor that's been circulating a long time? Does he have a connection with the Democrats and maybe not the Republicans. I don't know. I just know none of it makes any sense when you look at it from

an objective standpoint. But that's where we are. Bobby's on the phone, Bobby, I'll get your calling him in here at six fifteen right now, fifty five krec DE talk station and it's plumbing done right when you call my friends at Plumb Type Plumbing, outstanding work they will do for you. Customer service Numero Uno probably serving everywhere between northern Kentucky all the way up in the Dayton area.

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Is going to be assassination of time? I mean, I don't know where you got the information. I just want some, you know, flesh on the bones of the suggestion that it isn't going to go well, because I don't know what that means contextually, Bobby, that's all.

It's only been a hat hommering between twenty eight thirty two degrees in the last seven to ten days, so they expect it to be cold enough and the ground hard enough in about three weeks now. People can think whatever that means. But the ground's not hard enough yet, are.

Russians might do, I mean it's a lost cause. I don't think the Ukrainians can fight much more than they already have. It's a desperate situation. I think we are only just prolonging their misery and putting ourselves in a worse position by providing these longer range missiles. I mean, people talking World War three all over the place. So I will concede that that is one massive Charlie Foxtrot right there, and the Biden administration isn't helping it at all.

So don't know what Donald Trump's going to do by way of laying hands on the problem. He seems to think he can solve it. I'm a little cynical and jaded about that. So, but I do think that the Biden administration is intentionally making more difficult for the next administration, and in so doing is putting millions of lives potentially in peril, certainly hundreds of thousands of lives of the people on the front lines, whether they're on Ukraine's front

lines or on the Russian front lines. And no, I don't have a whole lot of sympathy for Russia. They're the ones that invaded. But this isn't easily boiled down to right and wrong considering the two countries we're talking about here. Sorry to be just so just you know, short with you, But you know, when you're just talking plot tudes like that, I don't have any context for what you mean. Things are bad. I okay, I need a little more than that to actually break it down.

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how do I deal with that? And then I've got a couple of good suggestions for your what you described your situation you're going through here starting out this week, okay, And I'll give you an example. A neighbor up the road came to my place and he goes, Wow, I'd like to help you out whatever you're doing. Just tell me what to do. And we started into some projects. And the point is, he said, Josh, you've never worked me so hard. He's retired. He goes, I go home,

worn out, but I can't wait to get back. And in the morning he's here first thing in the morning, and he'll be here this morning. Just want to do things. And my point is this, if you can't sleep well at night, or carter in the evening. If you can't sleep well at night, take a longer walk and have some animals, whether they're you know, domestic or in my case, my shape and my goats and my chickens, and do

a project for them. And the more you wear yourself out, the better you sleep, and oh, you can't wait to get up.

Sometimes dreams will bring about feelings of genuine human emotion in spite of the fact that the dream makes absolutely no sense. In this particular case, the dream was I had no idea recollection, something tells me how to do with the Russians or something. But the point of it inside the dream that was making me very uncomfortable didn't make any sense, and I kept having Every time I woke up, I processed the dream. I told myself, why

are you feeling this way? Why are you feeling and expressing genuine human emotions that are keeping you from getting a good night's sleep over the preposterous point that you're dreaming about go back to sleep, right back into the dream, and right back into the uncomfortable feeling. So that's where it came from. So I lost. I didn't have a very good night's sleep, not because I don't sleep well. I normally sleep well. I just normally don't have disturbing dreams.

I got really good processes to get me to sleep. So I've long ago it was a different story, you know, the whole you know, all the emotions of the day and the things you got to do tomorrow and everything you thought about, and all that stuff would flow through your mind at the wrong time, and that's the time when you're supposed to go to sleep. So those days are long long past. Sometimes maybe it's something I ate. I don't know, but that was the dreams. Anyhow, I

appreciate the effort. Let's see six thirty four real quick here again one local story and probably get in here. Twenty one year old man dad after losing control of a vehicle hit a tree. Happen on a Saturday morning in Saint Clair Township. According to the Butler County Sheriff's Office. Along with first responders from the fire department, they showed up for this single vehicle crash US one twenty seven year mile Post eight about six o'clock in the morning.

They found a twenty one year old man driving an SUV Mitsubishi, specifically southbound on US one twenty seven, lost control. The vehicle veered off to the right side of the roadway and hit a tree. Man found dead at the scene. Sheriff's office hasn't identified the man killed in the crash. Butler County Serious Traffic Accident Reconstruction Team investigating the cause of the crash. Sheriff's office said alcohol and speed do appear to be factors. Six point thirty five right now,

fifty five k C detalk station, don't go away. There's more to talk about. First though, Affordable Medical Image. They were aready here from Ulysses day. Ulyssy's going to join the program at six forty for our care Seacare session and he's from Affordable Imaging Services, good man. Matter of fact, Ulysses operated the equipment when I was there and I got my CT scan, I saved heap loads of money.

A CT scan with a contrast is six hundred dollars at Affordable Imaging Services, and that will cost you thousands of dollars. Maybe your insurance company will cover a big

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some charitable contributions, some items. There's all kinds of ways you can help folks out and help Squad five on' one c three charity is doing that each and every day, but it takes folks like you and me to help them accomplish their goal of helping people who truly need that assistance. So please please please consider them make a donation, and for those folks out there, and thank you. I had a few people reach out to me like they don't have their address. I want to mail a check.

People still write checks and people still use the mail. And for those folks out there, I think he updated the website to include the address, but I know there's a link there that allow you to that will help you donate, and then they'll also take time and as well as other contributions. So the help squad right there also Peter Bronson in studio for a full hour. I so enjoyed that conversation. Fascinating look at his book Promised Land, How the Midwest was one, and some just fascinating stories.

Peter Bronson. It's just a wonderful, wonderful conversationalist and a great author. So I recommend getting a copy of the book. And he's got a special going on as a discount. I think you get certain percentage off. He can buy several of his books. They're all great, all focusing on the greater Cincinnati area and the region in terms of its history. So right there is the link of fifty five carecy dot Com. Of course Tech Friday with Dave Hatter as well. You try Heart Media out there as well.

I had a couple of stories I thought, well why not go ahead and get this one in here. First off, Gallup did a study on gun ownership, and obviously I've mentioned many times over here, so I am a gun owner. I exercised my Second Amendment rights all the time I like going to the range of blow a couple of gun clubs. So that's just me. You know, everybody's got their own hobbies. Happened to be mine. I find no

problem with that. If you do, sorry, welcome to the world where you have a second amendment And I'm not alone. Gallup did some breakdown of by politics and gender on gun ownership. Gallup apparently divided the decades of the survey results into six year groups. Found that nineteen percent of Republican women own guns between the between twenty twenty twelve,

So for that little slice of time, nineteen percent. Fast forward between I guess twenty thirteen and now thirty three percent of Republican women are now firearms owners, so almost doubling more Republican women now own guns than Democrat men only twenty nine percent of own a weapon. And I always laugh at these kind of things because you know, when people talk about political unrest and when you see like the woke Occupy Wall Street types, those aren't exactly

conservative young people in that group. And if it really came down to push to shove, and no, I'm not advocating for it, and I never want to experience a day where we experienced some form of literal civil war or civil unrest. I happen to feel as though I'm on the right side of the ledger and politically speaking, given my firearm ownership, six out of ten Republican men own guns, again compared to twenty nine percent of Democrat women.

Gun ownership among independent men five percent down over the same period. They only have thirty nine percent or firearms owners. So six out of ten Republican men owned guns. When viewed outside of political identification, forty three percent of all men and twenty percent of all women likely own guns. Thank you to my buddy A. W. R. Hawkins for bringing that to my attention. Now flipping over to an illustration of someone who doesn't understand when you are able

to use deadly force. This social media post from last year has resurfaced given the discussion about the one elected official now in Congress, a guy who identifies as a woman, about what restroom that person's going to be using libs of TikTok x account reposted the video last Friday and it's been viewed millions of times. Representative Nancy Masa South Carolina is the one who introduced the resolution covering the Capital Complexes restroom is a response to the election of

Sarah McBride. That's the Delaware at Large congressional seed. Sarah McBride, a man identifying as a woman. So this whole idea about men being and women's bathrooms is a subject matter being dealt with in congress. Nancy mace reposted this video as well, got several hundred thousand people viewing it from her site.

This is a call to action. You need to arm up, playing simple and go out and buy a gun, learn how to use it efficiently, through and through because the time to act is now. You need to protect yourself and need to protect your fellow transgender brothers and sisters, and theys and thems need to protect the rest of us in the LGB community as I am going to do myself. I do not fear Christians. I do not fear Conservatives, I do not fear Evangelicals, and I do

not fear Republicans. They just talk a big game, that's all they do. But Heaven forbid you do something in my presence. You're going to know what fear actually feels like. Close quote. Now, I take away from that that this person is suggesting that you can use deadly force in a situation where you object to a guy walking into a women's bathroom. Is your life threatened? Are you an

eminent apprehension of grievous bodily harm or death? I think these firm answer on that is absolutely no. And if you were to be well, use firearms in that particular situation. Use deadly force in a situation where you are not literally threatened with grievous bodily harm or eminent apprehension to death, You're going to go to jail. You will be prosecuted for that. I don't care what your profess sexuality is or what you claim to be for whether it's male

or female. You can't use deadly force under those circumstances. It's just interesting that nobody brought that up when taking a look at this idiot's pronouncements six forty seven and fifty five care CD talk station Foreign Exchange there last week at my wife's car the oil change. I love those folks at Foreign Exchange. And I know I saved the heap load of money because my wife's got a German car just like me, and I know how much it costs to get the oil change at the dealer.

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head on into the showroom. Nice, nice people there, ninety five to fifty five Main Street in Montgomery. A little shottenfreudy going on and pardon me, I'm clearing my voice yet again. MSNBC. The ratings just plummeted, So you can kick back and smile about that. One a period of just over two weeks since the election, MSNBC ratings have dropped fifty four percent and their Nielsen ratings are down

forty percent year over one. Anonymous MSMEBC commentator, we were so Harris propaganda that when she law, viewers were shocked. Also shocked Rachel Maddow. Now it's one thing. When you hear about she is taking a five million dollars salary cut, You're like, holy cow. You mean Rachel Maddow actually made more than five million dollars a year so they could cut her salary five million. Yeah, this is mind blowing

to me. Rachel Maddow's salary, according to The New York Post, was thirty million dollars, and she walked out of the contract negotiations. I guess this month and taking a salary cut, so you know, boohoo, woe is me. She's only making twenty five million dollars annually. One anonymous executive quota of saying, this is a difficult time and they need to keep her. No one else can do what she does. You can't build a brand life I could overnight. Meanwhile, Joe Rogan

and Elon Musk were joking around about buying MSNBC. Joe Rogan said he would take her spot. He said, if you buy MSNBC, I would like Rachel Maddow's job. I will wear the same outfit and glasses and I will tell the same Wise, oh, those two. It's got to be fun. It's one thing you can say about the Trump lineup so far. It's certainly going to be fun. And I am really, really, I remain perhaps overly enthusiastic

about DOGE and the work it can do. That Department of Governmental Efficiency, lots of ideas and a lot of people stepping up to the plate with great ideas in ways to cut the size and scope of the federal government. And I welcome that all day long, six fifty five right now. Welcome your phone calls you want to call in before Christopher comes on the program, mister smith Aman and the smith event will take place at say twenty

I'll be right back after the news. Your voice, thank you for taking my call.

a decent Monday. Always welcome to have phone calls here on the fifty five KRC Morning Show, so feel free to call top it crosses your Mind five one, three, seven, four nine, fifty five hundred, eight hundred and eight two three Talk down five fifty on eight and T phones, fifty five KRC dot Com for r iHeart Media app and for all the podcast asked and get a copy of Peter Bronson's most recent book, when You're over there, great book. It is All of them by Peter Bronson

are great. Coming up in twenty minutes Christopher Smithman, Vice former Vice Mayor of the City of Cincinna with this smither event. We'll do money Monday and in one hour. Today's topics of Brian James Golden Sachs saying investors should diversify, which I always thought was the case. Details on that with Brian money goals to finish out twenty twenty four, How to lower your twenty twenty four tax bill. I like that idea. And then final topic the best places

to retire and careseee Cares. Ulysses Days from Affordable Medical Imaging joined the program in et forty to talk about the benefits of getting your medical imaging done there. Money is the bottom line, So looking forward to having Ulysses on the program.

very short period of time, and it was interesting. I had this article I wanted to get to and just got done scanning through Facebook, and there was an overhead image of the city of Cincinnati. It was like from five miles up thirty thousand feet and you can see the whole Greater Cincinnati area. And I'm familiar with the

population of the Greater Cincinnati area. And when you look at all of that housing, all of those buildings, all of that land, and all of the people that live and thrive, and the various communities that are represented in that one small photograph there, you're talking about maybe a million total people or something along those lines that are in that photograph. I mean, the city of Cincinnati is less than three hundred thousand residents within the city limits,

at least that's my recollection. You're talking about twenty million people have been added to the United States, just almost on a flip of a switch, and many of whom we don't know why they're here. And there's very very interesting groups of people. My biggest concern, at least as I've expressed out loud, has been the significant number of military age Chinese men, Chinese Communist Party presumably men, and So with that, we have Texas Governor at Greg Abbott,

who's been on this. He issued just recently two more executive orders targeting the Chinese Communist Party influence in the state of Texas. And I'm reading this going, wait a minute, why isn't this an effort more broadly taken on by the federal government, And is the federal government doing anything anything along the lines of what Governor Greg Abbott is doing. See an initial LI on November eighteenth aimed at protecting

local dissidents from the Chinese regime's harassment. Now we have actual members of the Chinese Communist Party that are harassing Chinese individuals in the United States that are being critical of the Chinese Communist Party. You read about that police station they found in New York City, not really a police station, some vehicle for the Chinese Communist Party to basically go around and harass and almost sort of arrest

members in the Chinese community who are not abiding. But anyway, Abbott sign executive rot GA forty nine on November twenty it's the safeguard critical infrastructure from cyber attacks. And then there was the other order GA forty eight day before to protect Texans from the espionage operations. Now, the order number for GA forty nine directs to the Texas Division of Emergency Management the Public Utility Commission of Texas to prepare for any but potential cyber attacks aimed at the

state's critical infrastructure. Now, this is just getting ahead of a problem planning which everyone should be doing. But under the order two agencies create a task force to study potential vulnerabilities in the government systems and critical infrastructure, run response simulations to cyber attacks, and put together committee of state agencies in order to simulate a restart of Texas's

electric grid in the event of a foreign attack. According to abbodist statement, China has made it clear that they can and will target and attack America's critical infrastructure. Texas will continue to protect our critical infrastructure to ensure the safety of Texans from potential threats by the Chinese Communist

Party or any hostile foreign government. Now reference in the article was that volt typhoon, which the Chinese Communist Party had installed in pretty much everywhere in the United States communications, energy, transportations, water, the wastewater system. It was dismantled back in January, but had been floating around out there, according to the people

involved in this, for at least five years. That's what the Cybersecurity and Infrastructure Security Agency said back in February, So five years of that potentially, I would say life ending virus in all these critical infrastructures. And I say life ending because if he can stop the electricity from flowing and the fuel from flowing or the water from flowing, you obviously are going to put lives at risk in a substantial way. You also run the risk of chaos

in the streets when everything shuts down. Governor's order also ceted FBI Director Christopher Ray's warnings from April, where he said China, in his words, has made it clear that it considers every sector that makes our society run as fair gain in its bid to dominate the world stage. Now you can draw your own conclusions whether he was overstating the case. I don't think necessarily that he was.

And back in Texas, this order GA directs all state agencies and institutions of higher education to harden their systems from potential infiltration by hostile actors, including more thorough background checks on state employees and contractors who can access critical infrastructure. And there's where your worry comes in about people who have come across the Southern border, or anyboce else for that matter, anybody involved with the Chinese Communist Party who's

applying for a job. Yeah, I'd like to think you do background checks. And no, it is not racist for me to say that, And always defend yourself against allegations of racism. You're talking about a political party, not individuals of Chinese descent. I suppose you can be a defender of a believer in Chinese Communist Party political philosophy and

not have any Chinese in you at all. From a genetic perspective, State agencies are going to be banned from contracting companies owned or controlled by a foreign adversary government. According to these orders, bidding companies must prove that none of its holding companies or subsidiaries is owned by a

foreign adversary government. According to the statement issue last week, faculty members and higher education institutions are now banned from taking part in any foreign recruitment program by a foreign adversary nation. China specifically mentioned, notably the China Thousand Talents program, which apparently is one of the things that the Chinese regime has maintained for decades to attract to China experts, experts maybe coming from our own higher institutions, higher learning.

They pluck them and get them to go work in China's one of the things they do. FBI warned on its website the Chinese talent programs posts threats to our national security and usually involved undisclosed and illegal transfers of US intellectual property to China, which is part of this infiltration. If you're not making it up and building it yourself, you just reverse engineer it or simply steal the technology from American companies. So I'm happy to see that Greg

Abbott is on it. But these are frightening things that he's saying, and he is obviously trying to protect the citizenry of the State of Texas, but clearly given volt Typhoon as a reference, and you know the broader implications we have here in the United States with foreign threats and foreign actors, and of course it's not just the Chinese Communist Party, it's literally anybody who does not well

play nicely with the United States. And you can go ahead and come up with your own list of countries, including Iran and Russia and North Korea, et cetera, et cetera, et cetera. So someone's gonna have to get a handle on our security. And I can only pray and hope that the Trump administration really does a great job in cracking down on these very very, very legitimate and I

will underscore the word existential threats to our country. Feel free to comment five one, three, seven, four nine fifty five hundred, eight hundred eighty two three dog pound five fifty on at and two phones. And something I can strongly recommend is you getting a free roof inspection from my friends at Fast and Pro Roofing. The honest professionals at Fast and Pro never rip you off. In spite of the fact that there are gazillions of ripoff artists out there in the world, Fast and Pro does not

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So thank you for joining the program, Christopher. I always enjoy our conversations regardless.

who is advising you. They spent the last three and a half years giving them shells, giving them almost being sarcastic slingshots, and in the in the eleventh hour, he turns around and says, We're going to give you the ability to hit Russia in the in the center of their cities knowing had to have known that that would escalate the war. Obviously, Russia Putin responded with their own long range missile into Ukraine and then started threatening nuclear war.

This has been like over the last three and a half years as people have been watching the policies of this administration. Their international policies are foreign policies, and they they're schizophrenic. It just doesn't make any sense. And all they're doing is making it more difficult for the incoming administration. And I don't want to be cynical Brian Thomas this morning, but it seems like that's on his agenda over the

next sixty days. I wish President Biden which just go somewhere and sit down, just like in the Amazon when he gave that speech, he turned around and walked casually into the jungle. That's what we need to have happen right now.

one making the decisions. He is the commander in chief of the American military, but I firmly believe that he has nothing to do with the decision making, and that someone else, one of the puppet masters, one of the string masters, for whatever reason, maybe to make it more difficult with Trump, or because they want maybe the war, the baut break of World War three to actually happen, approve these long range missile sales to Ukraine. Point number two,

it's not Ukraine's military that's using or operating them. I don't know if our American military personnel who are required to shoot these missiles. You have to have the intelligence security level clearance to operate them, you need the United States military equipment, hardware, and connectivity to have them work, and they are required by all accounts to be operated

by American military personnel. So are we subbing out our American military personnel and then letting them operate at the direction of Ukrainian generals, or is the American military itself making a decision on where to shoot these missiles? And then finally we have to observe that. At least according to everybody I've heard from, including Daniel Davis that comes on the show every Tuesday, they didn't really hit much

with them. They get shot down. Russia's got a dome system just like ours, are actually even better, so they're

fairly ineffective. They represent a serious threat from you know, the idea of shooting way into the interior of Russia operated by and fired by American military personnel, which RUSSI views as a direct active war by the United States, leading US potentially to World War three, and then ultimately they don't really achieve a whole lot because they can apparently be easily shot down if the military refers to

this as a Charlie Foxtrott situation. Let's stop right now, Christopher back, Hey, you got me riled up a little bit there, Christopher, hold on a second. We'll come back with the former vice mayor and Otero Exit wonderful products. They are order before three pm online, will be shipped to your door. You'll have them tomorrow's ship same day.

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Brian Thomas. They're not listening to MSNBC because they don't trust that show. And they're looking saying, Wow, if you were right about all the things that you were saying, how in the world is the country meaning the electoral process mean, the map, well, how is it all read right?

And the last thing I'll say about it that really burns my butt is what MSNBC did to our friendships, our families across this country as we go into Thanksgiving, where there are people looking at each other in their own families as if they are enemies of each other, and they're not. We're all Americans. What MSNBC did, and this is exactly what communist countries do with their state media is they lie, lie, lie, and they turn us

from the inside. So there's so much internal fighting. Think about the families that they've destroyed this Thanksgiving or this Christmas with all of their lives, no balanced news for two years, and people are sitting around saying, I don't even like my mother, I don't like my father or my uncles, I don't like my brother. I'm not going to the holiday dinner because of the things they were watching and listening on MSNBC. Brian Thomas, same on them.

I have no mercy that no one or the viewership has dropped fifty something percent.

the other part. To your point about dividing family members, that they encourage that division and that hatred, and they say that's okay, and you shouldn't sit down with your evil Trump supporting uncle or whoever, and that you should alienate them as family members. I mentioned that early in the five o'clock hour. I mean, we're heading on into Thanksgiving. What a joyous time of year this should be. I mean, the time to maybe put aside politics and be thankful

that we're all around each other. We have relatives that we can count on, at least hopefully count on. They're telling you to alienate yourself from your blood relatives based on politics. That is just that's inherently evil. I mean, it is evil.

right now, they can turn it around. Don't make the mistake of not going to your Thanksgiving holiday different dinner. Call your family members up and say, listen, surprise the heck out of them. I am coming for Thanksgiving. I can sit down next to you. You are not the enemy, no matter how you voted. We're family and we're going to sit down and have a civil conversation and enjoy

the holidays together. We've got to promote that because these mainstream media outlets like CNN and MSNBC, they've divided our American families over the last two years, pushing lives eyes this seat and destruction.

from your spouse. What kind of foundation is your relationship if you can't even talk about who you're going to vote for for president of the United States of America. Jeez, Louise, hold on, we'll bring Christopher back. It's seven thirty six and fifty five KOC talk station. That's the first time I smiled this morning, Christopher. Thank you for that twenty two to three rout forty two between Mason eleven and

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we did get money, we had overhead. The reality of this and this is why MSNBC and people like her talking about Oprah Winfrey are going to have problems going forward, is because the public understands that you had conflicting our conflicts of interest. She should have started her interview by saying this is paid advertisement, or there's some financial relationship, or at least the vice president here campaign is underwriting

the cost of the production of this show. Something, so that the public understood that there was some type of financial relationship between the Vice President Harris campaign and Harpo, which is owned and controlled by Oprah Winfrey. This is what's so bad about politics. And so whether it's Oprah Winfrey that got money, whether it's Beyonce who got money, or any of the big movie stars that were out there promoting her, I'm just sharing with you, Brian Thomas.

We continue to learn these fact patterns of the lies that we were being told during this campaign, and why would we vote for someone think about this who ended up over twenty million dollars a debt with over a billion dollars going through the campaign and lost, Meaning the campaign is still out there saying send me money, send

me money. We overspent by twenty something million dollars. I am just shocked because these are people, by the way, Oprah Winfrey, who I respected, This is a big mistake on her part to stick her nose in the politics, to take money from the campaign and not disclose it to the public.

any problem whatsoever with it. And it's damn insulting to me to suggest that because I'm a guy, I'm not capable of voting for a woman, if it's a competent woman, if it's a woman that has a plan, if it's a woman that offers a better alternative of some guy that she's running against, I'm going to vote for her. This particular case, Kamala Harris said nothing to run on except running away from her own record and the last coming up on four years of her administration. No one's

going to vote for that. No one. Look at what happened. Donald Trump won the popular vote. They were counting on him losing the popular vote. Knew probably he was going to win the electoral college, which is what happened before, and that would send him out running into the street talking about the unfairness of the United States Constitution. The electoral College needs to go. Boy, they got the win taken out of their sayers, the sales, the bubble burst.

He wanted across the board. Why because she is and was an incompetent candidate.

There are people out there who are listening to this who may make fifty or sixty thousand dollars a year working two or three jobs. They don't have this connection, so they look to sometimes these people like Oprah Winfrey to say, Hey, what do you think I should do? She used her brand to try to manipulate the electorate, specifically the minority votes, while taking money from the Vice President Harri's campaign. And I just want to highlight that

because people don't know it. The last thing I want to say is Merry Christmas. Why am I saying Merry Christmas? Look, brother, I'm standing up for my faith. It's okay for me to stand up for my faith. You don't have to say happy Holidays to me. This election was about that too. It was about the freedom of religion, freedom of expression, and so people can say Merry Christmas. People who know me, who see me out say Marry Christmas to me. I'm Catholic,

I'm a Christian. I believe in God. That's me if you don't, okay, but you still can wish me of merry Christmas. And what Vice President Harris did is she made her entire campaign about abortion. See, she thought that she could just put these commercials up and tell the world that this campaign was all about abortion when you and I know, and Oprah Winfrey obviously didn't know a multi billionaire, is that this was about the economy, stupid.

This was about inflation. This was about people paying their rent, paying for medicine, paying for their daycare. This was about people trying to support their moms and dads who are in nursing homes and they can't afford their medicine. This was about the economy, putting gas in their vehicles, making sure their children could go to a school, and maybe

just maybe take one vacation a year. This is what this was election of what this election was about, Brent Thomas, it wasn't about abortion, and even missed the.

the inflation. You know, further to your point about Oprah, someone may be out there defending well, wait a second, there was overhead costs associated with these events, and Harpo Productions did and took on the laboring or and produced

them or whatever, and that was an expense. And then I would my response to that would be to your point, Yeah, and Oprah Winfrey is a multi billionaire, she could have made that as a campaign contribution, you know, like set up a political action community cover all the expenses of the Harris campaign associated what Oprah's doing. She didn't have to make any profit off of this. She's got a bunch of staff. She could have donated their time and

eaten some of the money and production costs. She didn't have to get a check from the Democratic Party to do all that. But she took it.

When I saw the interview, I believed that this was organic and this was authentic on her part, and now I have found out that it wasn't. So it means I feel like I was hoodwink or bamboozle, and that means that anytime she's doing anything else in the future, that's what's going to be in my mind, is Oprah with me doing this because she believes in it, because once you step into politics, and maybe she didn't understand this, right, this is a serious business that we're doing here. This

is not playing. It's one thing when you're making your movies out there in California and you're living whatever kind of life you want to live. But when you try to influence the United States of America with harpo and you're taking money from one political party, you owe it to the public to disclose what you're doing. That's all I'm saying. My criticism is lack of disclosure on our part, and she owes the public not an apology, but she owes us an explanation. Just say, Harpo took the money.

It was two point five million dollars. They came to me and wanted me to do this production. It really wasn't a campaign of an interview, it was a.

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news and I share the criticism. But they mentioned something along the lines of how much you needed and I can't remember the word to be successful or it was in connection with financial planning, how much your annual salary needs to be and then how much you have to have accumulated in order to achieve whatever they deemed success

or something. It was like five and a half million dollars, And I'm thinking, Wow, what a bubble burster for a lot of people out in the world that don't make a quarter of a million dollars a year and aren't set to retire with five and a half million dollars in the retirement count. Doesn't success and happiness and all that depend on a whole lot of variables that one number cannot alone satisfy.

get these kind of rules of thumb. All that really matters, Brian, is that your resources support your lifestyle.

much of a problem. So that's an awful lot of money. That's one hundred and fifty hundred and seventy five thousand dollars that you could pull out. That is an addition to Presumably this person would also have Social Security checks coming in, and yes, there are questions about Social Security.

says that's a rule of thumb. What you need is a stream of income that will support the current expenses that you have, and an estimate of what healthcare might cost and so forth. All of this is a factor of financial planning and looking at somebody's very specific situation, but it never results in a rule of thumb. How we're going to get everybody to five and a half million dollars. That is never a conversation that I ever have.

me on that. And I'm moving over something that I thought everybody knews or knew. I'm looking at the article for market Watch, investors should start diversifying their portfolios. According to Goldman Sachs. Isn't that what you're always supposed to do, Brian, Well, I'll tell you, Brian, I'm so glad we hear it.

of your portfolio is probably out of whack. If it was in balance four or five years ago, it's probably out of whack to the good side now, meaning if you had perhaps seventy percent of your portfolio in stocks, it could be sneaking up on eighty percent.

terrify you. We don't think about bonds the way we think of stocks, but they do act as a rudder for the rest of the portfolio, and they will hold things steady when we inevitably take a step back. So again, it's just looking at where am I now and is it where I thought I was supposed to be, or is it time to update things? Those types of things I said it forget a portfolio.

and bold of it. But if you understand that they are doing something, then there probably isn't much to this headline for you because this is the job of a financial advisor who is a fiduciary in managing your money,

so they've probably already done this. For example, I can point to some of the things that some of the steps that we've taken literally over the past twelve to eighteen months is to lean the portfolio toward a more conservative side of things in terms of, you know, less sexy technology stuff because eventually we hit a peek and those will be the first to kind of start to falter a little bit. And also, we had been making changes for the last several years reflecting the change in

the interest rate environment. So we were in a rising rate environment, then we were in a flat rate environment, and now we're we seem to be in a declining rate environment, although inflation is quite cooperating as well. As we wanted to do a lot better and recently, but we've been making those changes all along.

best places to retire. Stick around me right back, Joy Reid, What did she say about Kamala's campaign?

twenty twenty four. According to I guess Barons, what's this one all about? Brian?

the winner, because that's not going to last forever. So if you're in a situation where you've seen a lot of gains out of your stock portfolio, you may consider, you know, and you have the problem of not having much in the emergency fund, enough in the emergency fund, you might consider taking a distribution, take some of that out, and take those benefits that you've gotten out of that and put them aside for the future. And then but

then the important thing is to check that box. If you hit a point where yes, I've got my emergency fund calculated, whether it's three months, six months, nine months

of my expenses, know what that dollar amount is. And then when you hit it in your savings and CDs and super safe liquid investments, then celebrate that and stop doing it, then you can focus on something else, put more away for retirement, or buy that car you've been wanting or whatever, because you've accomplished one of your goals.

to be there, not to be growing. Your four oh one k's job is to.

I'm really needed, So the likelihood that I'm going to have to tap into something in an emergency isn't really as substantial as somebody else who might not have had a you know, a stable career or something. I mean, am I making any sense?

shooting at. So if you're somebody where like you say, you've got you've got solid income, or perhaps you're also married to somebody who's got solid income, and then the likelihood of you both losing your jobs at the.

not serving a purpose. You don't really need more than six to nine, maybe twelve months, if you want to be conservative of the ability to cover your expenses. Anything more than that, you're wasting an opportunity for that money to grow, because it's just going to sit there while you're staring at it.

Some folks are in the opposite. But if you do have the ability to live off your savings for just a few weeks, then those paychecks can go right into your four oh one K. And the limits, remember are higher this year, so employees, anybody with a four to one K four or three B and most four to fifty seven plans employees can put in twenty three thousand dollars. That goes for anybody who can fog a mere. If you're over fifty, you get an additional seventy five hundred

what we call a catchup. That means you can put over thirty thousand dollars into four to one k's this year.

Chuck Ingram on fifty five KR see the talk station. It's a twenty nine I think about KERCD talk station.

your tax liability? Or am I am I confused and misguided on that?

But the church doesn't get it immediately. They still see the same five hundred dollars a month or whatever you've been doing. That's a way to stack all of your donations into one year and get a deduction on it.

had before. This same survey done three years ago in the twenty twenty two doldrums market would have probably looked very different, and it would have said, oh, it's all about affordability. I need a place with no taxes and cheap cost of living and so forth. But now all of a sudden that we've got more money than we've had, Now we don't really care about the cost of a gallon.

that one kind of blew my mind. I could see, you know, you've got you've got the arts around there are lots of restaurants, all that kind of stuff. But I've never heard anybody say that they aspire or retire to New York City. I know, to live there permanently. Yeah, I'm aware of that. And I know Naples, Florida is basically Cincinnati South. I mean, my parents had placed on in Naples for a long time, and of course all

of their friends did. And it seems like everything, you know, every time I would go down there to visit, Oh look they have a skyline now, and oh look they have Fifth Third banks all over now. And but certainly not what I would consider in the least bit affordable at all. Not a place that I would consider retiring too.

think that way. What we will do is not we can, of course work out if there's going to be a mortgage orf they're going they're gonna pay cash or whatever.

ridiculously expensive just to maintain that place, let alone buy it. Yeah, why don't I just set that money aside and we'll just go stay in nicer places and go travel around a little bit.

Brian James, Monday Monday. Appreciate all the sound advice you provide every week to my listeners and me and I look forward to another edition of the segment next Monday. Between now and then, have a wonderful, wonderful Thanksgiving you and your family and best of hell to all of you.