55KRC Monday Show - Restore WellNess, Smitherman, Money Monday, Stephanie Pierruci

has created along with the doctor. George a retired engineer with a forty year record of innovation and electronic controls and artificial intelligences, been getting involved with community advocacy for I've had a decade plus more than that. Even he's led a bunch of efforts here in the Southwest Ohio region, been on my program a bunch of times. Restore Wellness dot Org the result of a deep die, they say, in pursuit of personal health and better understanding of the

chronic illness epidemic. So he's relied on some learning treatises and textbooks and the well the help and support of Keith kenhunt Field, a student of both conventional alternative therapy, is going to be focusing on being sensited all aspects of a patient experience, getting back to natural modalities and order to be more cost effective and more conducive and achieving wellness. The idea, of course, improve your health. Maybe this is along the lines of what are RFK Junior is talking about?

That takes place at seven to twenty Monday Monday, with Brian James every Monday at eight oh five, talking about the December job report turned out a little bit better than some We're expecting market dropping because of concerns over inflation fears. M Are we gonna have an interest rate raise. I know they've already talked about no more interest rate drops and other issues with Brian James again eight oh five for that and Stephanie Peruci with the book Sound

the Alarm? Are there similarities between the la fires and the Malley fires? Of course I anticipated those alarm bells ringing early on, given the UH. I don't know if it's conspiracy theories or pattern observation or what the shenanigans, we'll just call it lightly that went on in connection

with the Lahina fire. Lots of rumors, accusations and inu windows about whether that was sort of intentionally causing to bring up in order to bring about some sort of nirvana like driving community grid connected, just to all that nonsense we talk about all the time with global warming. So well, what's Governor Gavin news I have to say

about all this? And you can feel free to call five one three, seven four nine fifty five hundred, eight hundred eighty two to three talk pound five fifty on at and T phones, get your podcasts at fifty five

care sea dot com. Well, those who are worried about conspiracy theories connection with Line and Los Angeles, Oh my god, they're doing this intentionally, just to bring about this well workable community with more affordable housing and tiny houses, and we're no longer going to have multi gazillion dollar homes. I don't know. Apparently, Governor Gavin Newsom just signed an executive order suspending regulations that impede the rebuilding process. Hmmm.

Described as the three page executive order signed by the governor this week or over the weekend, even seeking to streamline the building permit process, as well as oh my god, roll back environmental regulations that subject rebuilding to layers of time consuming bureaucracy. What about the environment law covers all

the areas affected by the fires. According to The New York Times, the order is likely to be the first of several permit streamlining measures issued by the state, county, and city agencies in the wake of the devastating fires across Greater Los Angeles. Court to the reporting, the order signed by Governor Newsom would also direct state agencies to coordinate with local governments to remove or expedite permitting and

improval processes during rebuilding hmmm. They say. One of the most impactful rollbacks instituted by this order be the waiver on permanent requirements under the California Environmental Quality Act as well as the California State Coastal Act, according to The New York Times, and I think everybody appreciates this considering

the price of property and building out there. California one of America's most difficult and costly places to build, a driving factor behind the state's long standing affordable housing shortage. It's amazing all these environmental regulations and roadblocks to buildings obviously driven up the price of real estate. When there's a massive impediment to building, literally anything from the most affordable project to the most expensive, multi gazillion dollar home

takes a long time to do it. Everyone suffers. New York Times says, of all the hurdles of project can be subjected to, few are more difficult and time consuming than the California and Environmental Quality Act, which often requires developers to fund in depth environmental studies on a project's potential impact on everything from local wildfire wildlife to noise, views, and traffic. Groups who oppose a particular development often use the CEQA lawsuits to try and stop them, which adds

years to even the smallest of projects. Newsom's order even went further than past waivers following other disasters, allowing property owners to rebuild their homes and businesses without even showing they had tried to comply with the CEQA despite the waiver. Hmm about his Executi Voter newsom under the following words, when the fires are extinguished, victims who have lost their homes and businesses must be able to rebuild quickly without roadblocks.

The Executi Voter I signed today will help cut permitting delays and important first step in allowing our communities to recover faster and strowger. I've also ordered our state agencies

to identify additional ways to streamline the rebuilding and recovery processes. Okay, well, you've got all these layers of bureaucracy and litigation while there aren't fires raging, which of course impeded the God's idea of building more homes, affordable housing, literally everything else that would benefit Californians in the name of the environment. It's also been recognized as I will get to by

Tom McClintock. Tom one are the few Republicans representing California's fifth Congressional district, has this to say regarding these impediments, and how these impediments, and these allegedly in the name of the environment regulations, actually caused the problem. He writes, when one cabrillo dropped anchor and what's now Los Angeles San Pedro Bay, and the summer of fifteen forty two,

he promptly named it the Bay of Smokes. Annual wildfires fanned by Santa Wins are nothing new in southern California. To remember, fifteen forty two is before global warming and climate change, before the Industrial revolution and the invention of the internal combustion engine. Stating the obvious, So this is how nature garden. She doesn't care who lives, whose lives are destroyed, whose homes are burned, or how long it

takes to reclaim the scarred land. We mortals do. Throughout most of the twentieth century, we took measures to minimize the frequency and severity of wildfires. We created land management agencies to do some of the gardening ourselves. We removed excess timber, creating resilient, fire resistant forests, thriving mountain economies, and a lucrative source of public revenue. We leased public lands the sheep and cattle ranchers the stock kept brushed

from building up. We established competent infrastructure to stop fires from getting out of control. We cut fire brakes into the soil to contain flames, and prior to eighteen hundred, remember, before global warming, California lost an average of four point five million acres of fires every year. As we introduced

scientific land management and fire suppression measures. By the end of the twentieth century, that ever, dropped to around twenty five hundred or two hundred and fifty thousand acres, down from four point five million. But in twenty twenty, California suffered a single year loss of four point three million acres to wildfires. Between twenty nineteen and twenty twenty three, and average more than one and a half million acres

burned every year. What happened? The left blames client changing climate, but that doesn't explain California's long history with massive wildfires or why fires became less threatening throughout most of the twentieth century. We can find a more likely culprit in the state's recent extreme environmental and social policies, which some of which you're just suspended by the wave of Governor Newsom's executive What are allowing and streamlining the building process.

I guess it doesn't matter now. Environmental studies required by the National Environmental Policy Act the nineteen seventy now costs millions of dollars and take an average of five point three years for forced thinning projects in California to get approved. Often the cost amounts to more than the value of

the timber itself. The amount of timber harvested from public lands has declined seventy five percent since the nineteen eighties, with a come commitment increase in forest acreage destroyed by wildfire. You can't cut it, but nature or some idiot, it's going to burn it down. Sheep and cattle grazing on public lands, once common in southern California, had largely been regulated out of use by bureaucratic restrictions and fees designed

to discourage of practice. Wilderness restrictions make brush brush suppression more difficult throughout much of the state. Restrictions environmental leftists promised that laws such as the National Environmental Policy Act, the Wilderness Act, the Endangered Species Act would protect and improve the environment. Fifty years later, we're entitled to ask how's it going. Between twenty twelve and twenty twenty Onoeen, we lost a quarter of California's forest land of wildfires.

And hear you know this is the stat right here. I've been waiting for it. A UCLA study, not the bashing of conservative thought. UCLA, I might interject, estimated that California's twenty twenty fires, No, that was four years ago. Twenty twenty fires released twice as much greenhouse gas into the atmosphere as had been prevented by the previous eighteen years of primarily government and forced restrictions. Oh my god,

that was just the twenty twenty fires. I wonder how much negation of these climate alarming you know, particulate regulations have been negated by the fires that are still burning as I speak this morning. Resource policy also changed radically. The visionary water projects of the twentieth century gave way to increasingly restrictive conservation edicts, while leftist officials neglected the reasons.

Basic water infrastructure authorities forced utilities to spend billion on women and solar projects, money that could have otherwise funded such desperate priorities as fire proofing power lines. As a results, one of the states most heavily invested in wind power, it has shut down its power lines on windy days. It's a consequence of these follies, hydrants failed and many over extended, firefighters supporting having no choice but to surrender

to the lays. Despite high taxes and government spending, LA woke officials still can't spare proper funding for its fire department under Americair and Bass cities already underfunded budget by more than seventeen million dollars last year. Meanwhile, the city spent them as twice as much as the fire department's

budget on homeless projects. Strained by the state's illegal immigrant problem, fueled in part by LA's designated itself a sanctuary city, local officials seem more concerned with social justice than putting out real fires. State imposed price controls on fire insurance premiums have destroyed that industry. To premiums assign a dollar value to the risk of living in an area. As

the risk increases, so do the premiums. But no, not in California, where regulators have limited companies ability to set market premiums. These price controls do what they always do, distort the price signals consumers need to make rational decisions. And create short of whatever is being controlled. Fire insurers can no longer charge sufficient premiums to cover the risk, leaving them with no other choice but to exit the market. Fire is a condition of nature, but how we deal

with it is a choice. Tragedy in southern California is the result of decades of self destructive policies made by foolish politicians. We can change the policies that got us into this mess by throwing out the politicians who made them, or wait for a desperate situation like Governor Newsom is facing right now and get rid of them by an

executive order. Don't ever count on that, folks, he concludes, in terms of changing the politicians, Let's hope we do so before the next big fire five nineteen fifty five care Cee detox Nation, stick around, play to talk about it.

the reason for it. According to a non partisan government agency's review of this.

double the national average of thirty four percent. Wildfire related to costs, electricity rates increased in recent years, making up between seven and thirteen percent of your electricity bill in California. According to the state's report, utility service providers are liable for the cost of wildfires caused by their infrastructure, regardless of whether they have found of an acted negligent little. Of course, it's their equipment. They have to take care

of it and replacement. You own a business, you own trucks, the trucks wreck, you've got to deal with it. Hopefully, you have insurance, or in the state of California where there is an insurance anymore, it's your cost. Well, those costs are passed along to the ratepayers. They pay for the wildfire insurance. Also that covers some of the California

Wildfire Fund. You're paying for that won if anybody feels they've got a good return of their investment, considering their utility bills are about twenty percent higher than they otherwise would be because of these fires. Also, you're forced out there to pay for climate programs again negated completely by the fires that are raging. Greenhouse emission reduction efforts also adds to the rate payer bill in California, they say.

One of the examples cited into the state report a program requiring certain percentage of utilities retail energy to come from renewable resources. The state report found that the program added about five percent to the increase in electricity rates. Ah The California Public Utility Commission authorizes utility companies to implement various rate payer funded In other words, they decide you pay to help support California's zero mission vehicle goals,

including installing publicly available charging stations. They don't have to do it. They're authorized to do it, but since they're passing along the cost to the consumer, they do it right. Pairs also required to pay for a variety of other programs aimed at helping the state meet its climate goals in twenty twenty three, and estimated four percent of average

rates were used for supporting the programs. And again going back to the state Representative McClintock's point, after all that extra money that's been paid by every single Californian with an electric bill, and all the money that's been thrown at these programs, and all the efforts to reduce their carbon emissions down to zero by some arbitrarily randomly selected calendar year UCLA, the study estimated California's twenty twenty fires

alone released twice as much greenhouse gas into the atmosphere as had been prevented by the previous eighteen years of government and forest restrictions. Sisiphis comes to mind five seven fifty five care cdtalk stations Local stories are alternatively. You can feel free to call. I'd love to hear from you. If you've got a comment, I'll be right back.

important information. George Breneman coming up at six oh five, got a whole bunch of things to talk about him within the hour. And Christopher Smithman on the program today as well. Ah Boone County doing the right thing, going in the opposite direction as they've done in California. The well closing are closer to prohibiting large solar farms to

preserve rural farmland. Janry Andine Boone County Fiscal Court conducted its first reading and an ordinance that would allow would add language to the county's zoning code to regulate and define solar energy systems and battery storage facilities within unincorporated county. Land Boone County Planning Commission unanimously recommended approval prior to the regulation being presented. New regulations would prohibit solar farms and only allow solar storage facilities on parcels of land

within an industrial zoning designation. Regulations would not prohibit rooftop mounted solar systems and industrial zones. Boone County Zoning Administrator Michael Schwartz, I guess speaking with WCPO, it's where I'm getting the reporting on this. Thank you to Kenton Hornback for doing the reporting. This is really geared to industrial uses and residential uses for battery storage facilities. That regulates

the larger industrial type to those industrial zones. So if past regulations would only apply to the future development of private solar farms, sports confirmed to the Fiscal Court, the Kentucky State Law Cares one hundred point three twenty four For those keeping track dictates the public utility facilities are

exempt from local planning and zoning requirements. Moreover, a Court of the Kentucky Resource Council, solar arrays proposed by utility regulated by the Public Service Commission or municipality are also exempt from local planning and zoning requirements. Judge Executive Gary Moore said it does protect from private, non utility development of solar farms. Okay not the only local government taking

measures to reign in solar farm development. In February twenty twenty three, Kentucky and Lantern Link NKY Content Partner reported that thirteen county fiscal courts and seven city governments across Kentucky had taken measures to regulate solar projects within their jurisdiction, saving them from the I guess environmental green alarmists I don't know. Stolen semi trucks sent law enforcement on a

chase across Butler and Preble County on Saturday afternoon. Butler County Sheriff Richard Jones shared a video on x detailing the pursuit, which began twelve forty seven in the afternoon. Set in the post, thirty seven year old Joseph Allen Horton was arrested after a multi jurisdictional pursuit. Horton's been charged with a third degree felony failure to comply, fourth

degree felony receiving stolen property. Reportedly, Cjm's Trucking company discovered that one of their twenty thirteen Kenworth semitrucks was missing and they began tracking the semi truck. They discovered it was exiting Ice seventy five near Middletown, where the Butler County Sheriff's Office said the pursuit began. Sheriff's office said Horton traveled through multiple cities and jurisdictions while he attempted to thwart the pursuit by throwing hammers and tools out

of the window onto pursuing officers. Pursuit came in an end after a semi truck hit stop sticks, causing it to run off the road at the Third Street extension just north of Black Street in Hamilton. Least in the chase lasted one and a half hours. Currently, all of Horton's charges are through Butler County, with more pending from Middletown, Trenton, and Prebble County. Thirty five fifty five care CE Detalk station stick around and got stack is stupid coming up?

Or alternatively you are free to call five one, three, seven, four, nine, fifty five hundred, eight hundred eighty two to three talk pound five fifty on AH and T phones. I will be right back.

restricting large solar farms. Bring him a cow. Welcome back to the program and a happy new year, team, my friend.

the loss and moving in a more conservative direction. You've got the DEI policies getting thrown out. You've got Zuckerberg getting rid of the so called fact checkers because of course the Department of Justice was busily deleting information that we all found accurate. So there seems to be this this colossal shift going on outside. How's it like on the inside as a transition team is working.

we've gotten. Now. The other thing it's still frustrating, Brian, is the current administration is acting like you know, there's no change. They are hiring people, they are spending money, they are pushing out regulations right until the very last day. And it's very frustrating, especially when senior career leaders are being hired and the incoming team will have to decide, you know, what they can do. Do they have to

keep those people? They'd like to hire their own people, right, But that's a longer conversation.

nobody notices. But that's not going to work well.

be hired merit. That's where it's going to go.

Green New Deal and green focus. Bring the Mcowan from the Hudson Institute. Pause for a moment. We'll bring them back. It's five forty six fifty five KRC DE Talk station fifty five the talk station I love.

And I don't know if you heard the read Tom McClintock. He's an elected official Republican in California representing the fifth Congressional district. He pointed out a fun fact California's twenty twenty fires, going back a few years on that brig and released twice as much greenhouse gas into the atmosphere, has been prevented by the prior eighteen years of government and force restrictions. As I see the raging fires out there, the worst in the nation's history, probably one of the

worst natural disasters. They're still burning right now, obviously bigger than the twenty twenty fires. And I see New York City has issued a new char broial rule that would force the char broilers of meat to cut their emissions by seventy five percent. As if that's going to do anything. Brigham, your comments about energy policy and how well it served California or generally speaking.

on and on. Quite honestly, China and some of our other adversaries around the world want us to buy into this also because it weakens our national security, and yeah, we've got to stop, you know. And the wildfires, you know,

the Mali wildfires were blamed on climate change. Some of the earlier wildfires were arson, but some were actually a result of the electric company out there PG and E not being able to provide upgrades which required construction, which required going into quote ecologically sensitive areas, so high winds, power lines fell on the grounds, are fires.

to do some deforestation, et cetera. They're met with all these environmental challenges which are created by regulations in the state of California which obliges the power companies to make sure the power lines are safe. I mean, it's a circular pleasure fest if I can be so delicate in giving the FEC compliance obligations. You are spot on, and you know, talking about the need to clear the underbrush

to prevent these fires, to remove flammable material. You may remember Trump actually talked about that last time, and he was talking about, you know, the underbrush and European forests, and everybody laughed at him. So Trump thinks we need to go, you know, clean. He thinks the forests are clean in Europe and they're not here, and we need to spend more money. Now, what he was saying is, you've got to take care of things around your house and around public lands to minimize fire dangers.

talk very soon. I feel certain coming up with five bet Thanks Brian. Five fifty six fifty five k STEE Talk Station, George Brunneman after the news. There's no shortage of stuff to talk about in twenty twenty five. I'm so excited the conversation is happening here on fifty five KRC.

electronic controls, artificial intelligence. He's been involved in community activity for more than a decade, done on my program many times about local issues, and this Restore Wellness dot Org as a result of his personal pursuit for better health along with his wife. We'll get some details on that. Did a whole lot of research and then teamed up with Keith, who is a nurse practitioner, started a journey in medicine conventional and alternative therapies with a focus on

being sensitive to all aspects of a patient's experience. I guess everybody's different, so he wants to get back to natural modalities and this kind of sort of jobs perfectly timing wise with our FK Junior and welcome, gentlemen. It's great to have you both in studio. Thanks for showing up today. Thanks Brian Glad to be here, and I appreciate the topic. Our FK Junior is kind of an odd guy. I don't agree with everything he has to say.

I'm glad there's a polio vaccine, for example, because I've seen rooms full of people in iron lungs before then and polio vaccine came out, So I'm not a complete vaccine skeptic. Now. COVID nineteen and the problems with the mRNA vaccine and all that I see, I hear, I read about, I'm worried about it. It's kind of put everybody back on their heels when it comes to the

concept of vaccines generally. But the thing that I really embraced about RFK Junior, and the fact that he's involved on some or may very well be involved on some level with the administration, is this focus on the food

that we eat. Absolutely, And you know, I've talked about it before, and George, you have personal experience with the keto diet and when I decided to try to pursue that to deal with my cancer, because there are a lot of clinical trials and studies out there which show, you know, removing the excess sugar from your diet can starve the cancer, and of course that includes getting rid

of the cars. Carbs convert to sugar. Fine, But when you start looking at food labeling and you start trying to find where sugars are, you come to this realization that all these there's so many editives in literally everything. And this is a more recent societal phenomenon. I supposed to roll back the clock forty years, there wouldn't be all these you know.

the additives are the key. It's only happening here because our agencies, the ones that are supposed to protect us, most of their funding comes from the people they're trying to regulate, so pharmaceutical their industry controls the FDA and controls all of the processes to get the drugs onto the market.

pharmaceuticals to address. So we're also the only nation that uses seed oils the same way, so vegetable oil, canola, soybean, all of those things which the body doesn't know what to do with when you stick it in there, and they make everything worse. I think Keith will talk about the way it makes your body inflame. All of that stuff a US only problem. Most places only use avocado and olive oil. We started or good old bacon grease, you know, switched over to avocado. I make my own

mayonnaise now, which is really simple. Really, That's one of the things I keep wanting to do because cheese. You can't find a bottle of mayonnaise that doesn't have soybean oil, and none of them. I made a batch a day before yesterday. You got one of those wand blunders. Yeah, yeah, okay. You put too well, one egg, a cup of avocado oil, about a half a teaspoon of lemon juice, about a quarter to a half teaspoon of Dijon mustard, and I

think that's it. Maybe it was a little of white wine vinegar two about the same amount as lemon juice. Put all that in a container where the wand blender is fits with the bottom of it, and you just turn it on one minute and you've got mayonnaise, period, and it's awesome. It tastes great. It's got nothing in it. But what I just mentioned all natural ingredients, including the primary source of the oil, avocado oil. And that's what we need to get to.

two other things happened. There's a lot of new books out there talking about metabolic health, and there's a lot of new information coming out there because of RFK Junior and his challenges. Yeah, and so you had this nexus of all of this new information and the fact that

COVID was waking everyone up. And so, like I, Nancy and I just started down this path of reading a ton of books and came to the conclusion, Hey, keto is the way to go, Like you said, but we had tried keto before, back when it was called Atkins right, and the whole purpose was to lose weight. Well, now the purpose wasn't for us to lose weight. It was we don't want to get cancer. We don't want to

get heart disease. You know, we're trying to get rid of inflammation, the fact that every bone in our body hurts when we move. And sure enough, if that's your motivation for changing your diet, you'll do it, where as opposed to, Okay, I want to lose twenty pounds, I'm going to go on quto for five months.

all these studies on keto and its relationship to cancer. Now, I'll be the first person to admit I haven't seen any to talk about keto relating to lymphoma, which is my cancer. So with hard tumors, breast cancers and brain tumors and other tumors that they've shown some really amazing, amazing results with these protocols, some of them which involve ivermectin and some others, but legitimately and it sort of accepted in the medical community, peer reviewed scientific studies saying

this might be the way to go. So that was motivation number one, and of course motivation number two. I got tired of being called fat by my relatives, so I was able to lose you know, basically ten pounds. It's stalled though right there, and now I'm sort of doing this hybrid. My wife is baking homemade bread now and it's impossible to say no to just one slice of bread. I mean, you got to have some carbs

in your life. It makes life worth living, which is the hard part about keito because you're not supposed to eat carbs at all.

sense too. You you look around at certain people, like say Cincinnati, and we might have a maybe a mild obesity problem in general, so we kind of accept overweight as a just a general thing, where if you go to forends like Naples where my in laws live.

You have dealt with the steroid injections. Well, how about QC Kinetics QC Kinetics natural biologics to help your body heal itself. And this is an in uh, it's an in office procedure. And what you need to do is make a making appointment with QC Kinetics to find out if these natural biologic treatments can help you deal with your pain. And they very well have. May maye because you know, QC Kinetics now has helped tens of thousands of patients deal with their pain without having surgery, and

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And I also want to hear the story about how you two hooked up.

We want to get the people that are listening. We want to give them the tools to make a more healthy choice just in general, to help hopefully, you know, get these principles out there and give people a chance to take care of themselves. I think the main, folks, is the idea that we want to move from this idea that you go to see your doctor because you

have a symptom and you want to cure. So you've already got a problem, and we want to change that focus to be I don't want to get the problem in the first place, exactly.

all kinds of other things. When when if we pull back our money and stop buying this crap, we're gonna end up getting better in general?

the education element that's missing. I mean, I'm old enough to remember the four four three two diet recommendations, you know, four servings of fruits and vegetables, you know, four servings of you know, carbohydrates, or is three servings of proteins. To remember that fact in the seventies, which is when the problem started. Well that's true, but you see, even if that was an accurate approach, it didn't address what specific types of foods we are consuming with any food category.

And now as you started out you point it out, everything's got freaking corn syrup in it. Everything's got all these additives and preservatives that never existed in anyone's diet before the last forty years or so. So you could follow a strict, even if accurate, regiment, but still be filling your body with a bunch of nonsensical polliticans.

orgame anchor Fresh Foods has gone through the ceiling. I mean, just a grocery shop with my wife the other day, dozen eggs was on sale like five bucks, right, and you know, so you want to go in that direction, but it's really expensive to do that. So I'm gonna go get the meal deal and get my two burgers for less than five.

cabinet corner. And you know, when I was on this kid to die, I would walk over to that just as a matter of routine and habit, and I'd open it up and I'd stare at it. And that's where the loaf of bread was, or the bag of chips that we used to buy that we don't buy anymore, that's where it was. And I would stare at it and say, well, I can't eat any of this stuff, and I'd close the cabinet. You know, twenty five minutes later,

I'd be doing the same damn thing. And it caused me to look at my life and the way I what I was doing on a daily basis, Oh, what's a few chips, Grab a couple of chips out of the bag, you know. Okay, you do that at eleven thirty in the morning, and then maybe at one o'clock your back over the cab corner or carb corner, and oh, what's a big deal. It's just a few chips. And by the end of the day you've eaten maybe a bag or a bag of chips. So I try to view every one of my food choices as make a

conscious decision. Is it is good for me it? Does it have a bunch of crap in it that I don't need? Does it have any sugar in it? That's my first point of inquiry at the outset, And if it does, I tell myself just don't eat.

Which a unique is like, I wouldn't eat candy if I couldn't taste it. So what we're trying to do is we're trying to satisfy these taste buds for what neurochemistry benefits. I'm high of it. And that really turned me on to saying, listen, we need to be eating not because of what it tastes like, but what it can do for my you know, overall wellness.

hour and uh. First, Chimney Care Fireplace and stove. I have been enjoying the out of my Chimneycare Fireplace is stove a gas fireplace insert just substantial improvement over the insert we had when the house was built, which an inspection revealed was a fire hazard. Yeah, don't use That was essentially the recommendation from Jeff Keyfer, owner of the Chimneycare Fireplace and still have been around since nineteen eighty eight. A plus of the BBB. An inspection can reveal really

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today's Marketers reporting he's your nine verst one to wetherfolcasts. Today. We have a partly cloudy day with the high twenty five overnight little eleven with clouds uh some spotty snowflakes possible tomorrow from the High twenty two with thotty skies clearing up over nine down to one degree, and on Wednesday a high twenty six with clear skies thirty one. Right now time for traffic.

because of it. I'm not seeing any problems at all on southbound seventy one, I said, yet chut ingramout fifty five krs the talk station.

with Keith and they have restored Wellness dot org. It's an effort to raise awareness about what we're putting in our bodies and provide you some resources to help you make better choices. I asked you earlier. I wanted to know how you two met. I understand it had something to do with COVID.

great again. I said, we got to keep doing this and over and over and over, multiple patients getting better two days later, two days later, two days later, and it and people were it was a self referral at that point in time. They were coming to get their lives saved. It was I couldn not turn away from that. That was my calling at that time of my life.

label use of drugs for forever. I mean, if they believe it would help you, and you have a discussion with your patient about the upside risk and the downside risk, the potentials, and you're in a desperate situation, you can barely breathe, and your physician and says, you know what, we can try this, and then they would allow it, and then you would go ahead, and Brian, you.

And then we were lucky to be able to find some really good pharmacies, mainly compounding pharmacies that were able to give us this ivermectin, and then before you know, we were able to still distribute this population but there was a scary moment there when they used that.

possibly unnecessary because they should have used antihistamines. Fantastic time for me for learning, but I just wish it didn't come at the cost that it.

convince physicians that hormone replacement therapy is bad. But the reason they don't like hormone and placement therapy because bioidentical can't be patented and they can't make a special pharmaceutical out of it that can be prescribed, even though it will do wonders helping lower your cholesterol as well as all the other traditional benefits of having appropriate level hormones, anyhow, will continue. It's got to take a break now. Six thirty six fifty five ks detoxication the dynamic duo of

Demis Street, doctor Fred Pack and doctor Meghan Freu. Meghan is back. She was on attorney to leave there for a while. The baby's great. She is outstanding and got to se he when they had my teeth clean. It's only been a few weeks. I love going to the dentists. I know a lot of people don't, and I don't know why, because I always feel just so refreshed coming out of the dentists. I know I'm in good shape,

got a clean bill of health hopefully anyway. But when you've got the team of Peck and Freu working with you, you're going to be comfortable with the dentists. If you're freaked out about dentistry, they do have sedation dentistry there, but it's the most state of the art practice you are ever gonna find. The people there treat you like family, a very welcome environment. And so for those that struggle with the concept of dentistry, you got to talk to

doctors Peck and Freu, especially Megan Freu. You won't talk about bedside manner, but doctor Peck, he is a genius in the field of cosmetic dentistry, one of the three fellows in the entire state of Ohio that is a certified of a fellow with the American Academy of Cosmetic Dentistry. Brilliant life changing, transformative smile makeovers. Of course, doctor Frew on her way to accreditation, so you've got his years of experience with her new you know, sort of viewpoints

on cosmetic dentistry. So experience of life changing him is that impact of exceptional dentistry on your smile? Call for the appointment and please tell him. Brian said, I when you do five one three six, one seventy six sixty six six, one seventy six sixty six learn more online peck pec k peck smiles dot com.

them in studio. All Right, we're talking a little bit about exercise and the break there, and I'll admit I remind myself being self deprecating and critical of myself, as I am always of that opening scene from Big Lebowski. You know, the dude was the laziest man in Los

Angeles count That's me. I mean, I do, and I have talked about it, and I will also point out I think if you talk about pursuing a healthier lifestyle, you're sort of out loud committing to people that That's one of the reasons I've said it out loud on the Ready to Force myself to live within what I said I'm trying to do. But I'll be the first person. I'm lazy man. I don't exercise, and my wife is listening right now, going, no kidding, why don't you walk

the dog? Or you know, I'm watching a movie or something. You know, where does that motivation come from? How can you tap into that when you you got to force yourself to do something that's that runs so contrary to what you really want to do, which is just be lazy. Well, one of the books out there that that's really good is called The Primal Blueprint, basically talk about how we want to get back to being cavement. And when it

came to exercise, his recommendation was play. If you do nothing else, just go out and play if you if you want to go and you know, shoot hoops for five minutes and then that becomes ten, that becomes twenty, or you want to play with the grandkids, which is sort of the approach we're taking.

I can do barbells. I can take a five or ten pound or twenty pound weight and just sit there and watch, you know, whatever I want to a while I'm doing bicep curls.

and I used to recommend it to my listeners. Listen, if you're watching TV, just get on the floor and do some yoga while you're watching TV. You can combine that with the TV watching and you're accomplishing two things at the same time. It'll solve your bag problems. I don't know where that went, I really don't. I just it just disappeared one day and it never came back. Well, the natural effect anymore is to just gravitate to doing nothing. The older you get and so our kind of age, George,

I think it is agent and it's familiarity. Right, You've been doing this for so long. Why do I got to keep doing this?

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best practices when it comes to your life.

or six things up there every day. It'll get you to the latest information from the people that are really making a difference. I usually get a bunch of the stuff that's coming out of the Make America Healthy Again out there. Go to the website, send us an email. Info at Restore Wellness dot org. Twitter's a great place. Hey, we're back on Facebook too November suddenly, surprise, surprise, Restore Liberty can can post again.

to get Bernie Marino on board as well. So we're going to go the political avenue, but we're consciously staying away from politics with this effort.

this really is in many ways very political. I mean the information we need and that we should know about, for example, like what's in our foods and what we are eating and what things like seed oils can do to us is what we all need to know about, but is being suppressed because of the powerful you know, lots and the money and influencing government.

in the morning. Right, If you buy Ghia deelli caramel in the United States, it's sweetened with high fruit dose corn syrup. If you buy it in Europe, it's cane sugar.

you to recover liability for your damages. But if I got an option between the giedeli chocolate that's got corn syrup in it and the one that's made naturally with no preservatives or editives or artificial colors and flavors, I'm going.

here with again Restore Wellness dot org. Find them online and get an x and follow them, get the tweets, get the information that's coming out, and pay attention. It's within your power to a little a healthier life and a pain free life and one that's got fewer challenges. We just got to kind of take the bull by the horns educate ourselves into making proper choices. Thank you, gentlemen for helping us all achieve those goals and make

us a better healthier society. Six fifty six stick around, We get a little talk about Christopher Smithman coming on seven to twenty with a Smither event Money Monday with Brian James adatoh five.

And the more information we have, the better our choices can be. And that's really that's what it's all about. And when you find out your government is operating against you in many respects, as we learned more and more and more, For example, Mark Zuckerberg speaking with Joe Rogan last week. At least he's being honest now talking about how the Department of Justice was telling them what they can and cannot talk about. I mean, he said, I'm

generally pro rolling out vaccines. I didn't think on balance, the vaccines are more positive than negative. I did think on balance, but I think that while we're trying to push that program, they also tried they the government Department of Justice tried to censor anyone who is basically arguing against it, and they pushed us super hard to take down things that one were true. They'll be Mark Zuckerberg,

the Meta CEO, the Facebook guy. They basically pushed us and said anything that says that vaccines might have side effects, you basically need to take down. Joe Rogan following up, who is they who's telling you to take down things that talk about vaccine side effects. Zuckerberger's answer, It was people in the Biden administration, he claimed, and he said out loud, I wasn't involved in those conversations directly. These people from the Biden administration, he said, would call up

our team and scream at them and curse. Adding to the Biden administration demanded this company, in his words, take down this meme of Leonard Leonardo DiCaprio looking at a TV talking about how ten years from now you're going to be seeing an ad that says if you took a COVID vaccine you're eligible for some kind of payment, this class action lawsuit type meme, and they're like, you have to take that down. Of course, that being humor

and satire. You said, there were instances in which Meta refused to take down humor and satire, resulting in Joe Biden accusing Meta of in his words, killing people and speaker with Rogan he said, and then all these different agencies and branches of government basically started investigating and coming after our company. Ah, the power of government, the threat

of government. Going back to Eric Holder's operation choke Point or choke holderever, it was threatening banks that were doing businesses with legitimate lawful businesses like gun manufacturers and payday lenders, threatening the banks with regulatory oversight and audits, compliance audits if they didn't fall in line and do what the Justice Department said, which was don't do business with these lawful entity or we're coming after you.

Bunny square dancing. So where's the class, Todd, Let let people.

seven eight two three talks. Yeah. So, in addition to Mark Zuckerberg coming clean on well, having to cave into government pressure removing information that he even knew to be true because government said, don't spread the information much in the same way they said ivermicted wouldn't help you at all. They wanted you to get the JAB. Doctors were incentivized to give you the JAB. I guess they got paid

extra money to do that. And we'll move away from perhaps alternative remedies and opportunities for you to get well. He also got rid of DEI. Mark Zuckerberg terminated to the diversity equity inclusion programs effective immediately. This was just reported a couple of days ago. Instead to build initiatives that focus on how to apply fair and consistent practices that mitigate bias for all them out of your background.

Why the legal and policy landscape surrounding diversity, equity and inclusion efforts in the United States is changing, he said. He pointed out the Supreme Court made decisions signal a shift in how courts are approaching DEI The term DEI, he said, has become change in part because it's understood by some as a practice suggesting preferential treatment of some groups over others. At least that's from Janet Gale, VP of Human Resources at Meta. Therefore, Meta will no longer

have a DEI team. Hmm, they say. Maxine william the company's chief diversity officer, is going to begin a new role focusing on accessibility and engagement. That from again Janelle Gale, VP of Human Resources. What is accessibility and engagement? Is that DEI with a different, different phrasing, I guess probably.

Memo also announced changes to the company's hiring, development, and procurement practices, saying that they are no longer going to focus solely on sourcing business suppliers from diverse own businesses, in other words, no racial check marks. Instead, they say, in their words, their focus efforts on supporting small and medium sized businesses that provide that power much of our economy.

Meta will continue seeking employees from diverse backgrounds, but will no longer be using its, in their words, diverse slate hiring approach, which is designed to ensure every pool of candidates considered for position is diversified in other words, meets specific racial or other ethnic categories. We believe there are other ways to build industry leading workforce and leverage teams made up of world class people from all types of backgrounds.

The VP stated, world class people from all types of backgrounds. You know what that sounds like, merit. We are going to be hiring the best in the business. We're looking at small medium sized businesses. They're great. We're going to be hiring the best, the world class folks, regardless of their background. And isn't that what merit is all about? Merit, you want to build a best business. You want to be the best in your industry, Hire the best people.

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roofing business. I'm sure your adjuster, like mine can well regale you with stories about what they have found out to be lies, like roofing companies faking hail damage, going up there with a ballpeen hammer and then photographing the little area where they make, you know, indentations that happens. But since nineteen ninety nine, Fast and Pro Roofing is built and has dedicated itself and committed itself to being honest. So they've you get a free inspection, an honest assessment.

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able to connect with so many wonderful people. And I you know, I'm just so happy to have you on the show spreading the information and love to brother.

those citizens, Americans in California who had lost everything. You know, as a financial planner, still today the majority of Americans have their wealth tied up, a lot of it in their homes, their equity, and in a state where people can't even get fire insurance, blood insurance, earthquake insurance. That there are people that are living on the edge and never believe, Bryan, that a fire would take out everything

that they have owned. So if I'm the governor from Governor Newsom of California, there are a few things when I wake up that I'm going to think about. One is the possibility of an earthquake and the possibility of a fire. How in the world could you have a mayor Bath have a Governor Newsom have reservoirs that are

empty and a focus on endangered fish. Where you have a community left without fire, hydrants that are not working, that have no water, and not a clear plan of evacuation of citizens who now we know twenty four are dead. You and I know they are going to be a lot more by the time.

look around you. Everything that must be paid for and run and air conditioned and heated and parking lots and massive buildings and empty hospital beds and all of it. Well, they make a lot of that profit up in the hospital imaging department, where a CT scan can set you back five thousand dollars. Hey, new calendar year, new round of out of pocket responsibility, got ninety two hundred dollars. Staring in the face, you're gonna have to go out

of pocket before insurance even kicks in. What about that five thousand dollars CT scan bill you're gonna get. Oh, and add on to it a separate bill for the radiologist report, and maybe separate for the contrast, etc. How about affordable imaging services where that CT scan without a contrast is four hundred and fifty bucks CT with contrast six hundred. Yes, the overhead is extremely low at affordable imaging services. That's the point. You get the same hospital

imaging equipment and they're at affordable imaging. Medical professionals have been at this for decades and they only charge you a mere fraction of the cost. I had a CT scan there done. My cancer doctor had no problem with the imaging. I of course had a problem with the what it showed, but that's what it's everybody's going to get an image like that, mri CT scan, echo cardiogram, ultrasundlung screening, your cardiac scoring. It's all available for a

tiny fraction of what the hospital charges. Check it out online Affordable Medimaging dot com. Yes, you have a choice, you can go you one five, one three seven, five three eight thousand five one three seven five three eight thousand.

Chuck ingramont At defied Kerra. See the talk station.

This isn't like something that's snuck up on them. I mean, we all can remember multiple fires that have occurred over the past four or five years. I know one of the politicians, Miss McClintock. Tom McClintock from California pointed out and I read this fun fact this morning. A UCLA study estimated to California's twenty twenty fires released twice as much greenhouse gas into the atmosphere as had been prevented by the prior eighteen years of government and force restrictions

on greenhouse gases. So what was just one calendar year and the twenty twenty fire pales in comparison to what's going on now. But let me just read this here. The state is known for years at the plotting pace of its fire prevention efforts is a problem. Early in his term, Governor Newsom launch the California Vegetation Treatment Program, which designed speed environmental reviews for forest management projects. Two

years after launching the program, zero completed projects. The Free Breaking review the program's latest data found that the five hundred and twenty five approved projects spanning six hundred and sixty six thousand acres, only two hundred and thirty one projects dealing with only six thousand acres have been completed.

There are only two projects located in the Los Angeles metro area dealing with one hundred and thirty acres, a fuel reduction project proposed by the Los Angeles County Fire Department, both incomplete and finally, a separate interagency database created by Newsom's California Wildlife and Forest Resilience Task Force shows the state and federal agencies have completed forest management projects across only fifty four thousand, almost fifty five thousand acres in

southern California between twenty twenty one and twenty twenty three. For contacts, the Angelus National Forest alone is more than six hundred and fifty thousand acres. They're their own worst enemy. They go into glorious detail about every time they try to do one of these projects, they get sued by environmental groups who stand in the way of forest management.

I mean, it's just like we need to do it on one side, and then on the other side, they got all these laws that prevent the things from moving forward. It's backcrap insane.

about multiple fish, a specific type of fish. Then they did the citizens of California who are still losing everything.

neighbor's property. And so that's what you do. And so literally last year I was working with a forestryt consultant on our property doing that clearing, preparing the land and making sure that it is as safe as it possibly can be. So I'm just sharing with you this is not rocket science. This is failed leadership in California. And I'm telling voters over there and voters here. We just

had a significant snow. Brian Thomas, I'm going to say, you know, every ten years, every fifteen years, the weather people get it, right. If you're the mayor of the city, you've got to anticipate and be prepared for that. Anybody listening to my voice and Cincinnati knows that their side streets were a disaster for the last five days, meaning we had sailed leadership here. Even in the city of Cincinnati. It's not the men and women who are out there

working overtime busting their butts. It's a mayor who's not ready, a mayor who wasn't ready for that snow. Here's the bottom line. If I were the mayor and I'm watching the news and I go, man, we might get a foot of snow now for Buffalo, for Detroit, not a big deal, but for Cincinnati a big deal. So you

know what you do. You'll reach out to your corporate partners and you stage them and you say, you know those trucks that you have idling right now, we'd like to hire those men and women so that they can help us clear our streets. You don't have to have

all the equipment there. All you have to do is have a vision and be prepared and talk to our corporate partners so that when we have a snow like this, our high schools and grade schools don't have to be closed just because they cannot get on the side streets. Brian Thomas, that was incompetence. That just came right out of city Hall. But guess what, in November, they'll vote

for the same people. So if you're voting for the same people, don't expect your side streets to ever be cleared, because elections have consequences.

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that he has a felony. You and I and anybody watching this case, this is not about being for Trump or against Trump. Know that that case was nothing but nonsense and at the end of the day, will be appealed, will be overturned, and everything that this lawfare of. We had a president, meaning the outgoing president Biden, weaponizing, weaponizing the court system against his opponent, and it was just so so bad. We were operating like a third world

country and so embarrassing for all of it. Said, I agree with President elect Trump when he told the judge that this is an embarrassment for New York State. It's an embarrassment for prosecutor brags, it's an embarrassment for Judge Mansion and at the end of the day, all this will be overturned. It was a bunch of nothing at the end of the day.

are entered into all the time. But it's not an embarrassment for the prosecutor there because he is surrounded by people who absolutely hate Donald Trump, and anything someone can do to impact Donald Trump for the negative is going to be embraced by the echo chamber that they live in.

So he's got to live in that environment. So rather than do the right thing and not pursue spurious charges and engage in law fair he has he's surrounded by all these people who want him to literally bend over backwards to go after Donald Trump even though there's nothing there, because well that's just the way they feel. And so he's going to go back to his job if the dust settles on one and it ultimately does get overturned

on appeal, which I agree that it will. But he's surrounded by these people still and they're still happy that he forced Donald Trump to jump through the hoops to ultimately get himself acquitted.

give it more oxygen and burns her to death. And I'm saying here, we're watching this hush money case, which you're right, it was a journal entry, that's what they called it, and I shouldn't give them the power to call it what they were trying to brand it ass But at the end of the day, there's a crime wave in New York and elections have consequences. California is

dealing with fires. New York is dealing with this crime way, and at the end of the day, I feel like those voters will continue to put the same people in. That's the shame, That's what has to happen. And I don't want that to happen in Cincinnati, where I live. I want voters to wake up and say, listen, I don't want the same thing. I don't want a flood

to happen. I don't need to have a snowstore. I can see that city Council is distracted by what's happening in Israel and hamas not something that they should be debating on the floor of council. We have a pension plan our Cincinnati retirement. Since the plan is still underwater,

it's no better than it was. The reality of it is we have a distracted leadership and it's not until the city is filing bankruptcy, or we have a massive flood on the Ohio River, or we have a massive snow that somebody in these fifty two neighborhoods says they want to wake up, and we've got to do better

than that. Brian Thomas, let me end with this love an extension of my late wife and this is to all of those widowers and widower's out there, widows and widowers like your mom, right, so this is ours, this is what we're approaching her death date. And I just say to those, look, getting a hold of your new normal, right is normal. And so don't let anybody tell you how to grieve, don't tell anybody what your timeline is.

That this is a process. And I know that there are people that are listening to us right now who don't have the support system that your mom has and that I have. They're very much alone and isolated, and I just want to let them know they are not alone, that there are lots of people out there that care about them, that are concerned about them, that will reach out and will reach back to them if they need help.

So I just want to say that as I approach this for my family, and I know your mom she's going through which she's approaching it, and it's just a part of life and that and nights are bad for a lot of the people that are new into it. I'm not new into it, right. I've gotten a hold of my new normal, But there are a lot of people out there, Brian Thomas that are still struggling with it.

for those who are grieving. So it's a long process. But thank you for reminding everyone that there is support out there and that you know they're in our thoughts and prayers to the extent that helps, folks. I truly mean that, And of course you're always in my prayers and thoughts with my brother, and I enjoy having you on the program to talk about this and I and you are.

beautiful event as you embrace your new son. But it still is a process sometimes that can be bittersweet for those who've lost someone.

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Welcome back, Brian James. Happy Monday to you, back at you, Good morning to you as well. Hope you had a good weekend. I had a great weekend, all right. So we have this job's report and it looks good two hundred and fifty six thousand gains. However, it's bad cause you get good news. The employment rate is down to four point one percent, a lot of additional jobs. That all sounds like wonderful news, and yet Wall streets reaction is the stock market to tank or at least drop precipitously.

How can you reconcile these Brian, Yeah, it doesn't make a lot of sense, does it. We really want jobs. We need as many people to have jobs as we can possibly get. If everybody's working, that means everybody has money to spend, and money makes the world go around.

The Fed's goal is normally to keep inflation in the two to two and a half percent range, and we're hovering just above that, somewhere in the three percent range. And what we're making progress, but at the same time not where we need to be, and we've been here for a while, so the concern is keeping the momentum.

What that means, though, is that the economy would preferably would slow down just for a little bit, so we can kind of get caught up on that, and a Job's report of two hundred and fifty six thousand new jobs created shows that that is not quite happening to the Fed's liking just yet.

terms anymore. So this is evident that we are not seeing the pullback that we expected we would, and that's going to be in the short term as we're talking about that. That's a challenge from a standpoint of if the real goal is to keep inflation down, then the economy has got to step on the brakes a little bit at some point. But as long as we're out there spending money and creating economic activity and creating these new jobs, and that's not going to happen, and we'll

have to continue this fight. So what's looking right now is that the Federal Reserve is not likely at this point, as we're sitting here right now with the information we have, not very likely that the Federal Reserve is going to continue cutting rates in twenty twenty five. The prevailing opinion is we're probably going to stand flat for the balance of the year unless we get new information, which we always do well.

you think? What have that substantial and effect given the how sizable the damages and how much of the California economy comes from the greater Los Angeles area.

Los Angeles is a major port. And while you want to want to say the wildfires probably aren't gonnaffect direct to all those ships coming in at the end, any kind of chaos in an area where goods and services are supposed to be moving through is going to have an impact. And then, not to mention insurance, this is probably the big one to keep an eye on, because we all have to the whole purpose of insurance is

that everybody shares the risks. You pay your premium, you're covering not only your own home, but everybody else's home and that because that's how insurance works. So this is going to have a widespreading effect over time. It's going to remain to be seen exactly what the impact will be, but there's no denying that it's going to have an impact on people who live nowhere near Los Angeles. For all these reasons.

found out a study was done after that. They found thirty six percent of homeowners homeowners who filed insurance claims learned that their policies covered less than three quarters of their home's replacement cost. So you've got a replacement cost policy and you think you're all, well, that's fine. Usually the policy will specifically identify what the cap is on

the replacement cost. And I know I had my home evaluated recently because when I saw what the replacement cost was valued at on my policy, I'm like, there's no way in hell this could replace my house. We've been here for twenty five plus years, we have made a lot of investments into it on the interior space, and

nobody knows about this, most notably my insurance company. So if it all burned to the ground, how on the hell would I prove what the real replacement cost is and would it be subject to some kind of cap anyway?

That's a lot more than buying a similar house elsewhere. So your insurance, yeah, your insurance needs to cover that replacement cost, not just another the value of a similar home.

slim to none. And the fact that you're going to have to demonstrate to your insurance company the improvements that you made that went up and smoke.

and ask you this solicit. It sounds like a legitimate group, but they're not. So be if you're choosing a charitable contribution, and I'm not going to try to steer anybody away from helping their fellow Americans in times of need. But just make sure you're not dealing with a scam organization.

Go with someone like you know, Matthew. Twenty five Ministries is one of my favorite to mention because they are legitimate and every dollar you give to them is going to land in the hands of someone out there who needs it. People have forgot about North Carolina too by now, Brian James. Yeah, yeah, we do have.

to give to you over the phone. Somebody who is not legit is going to insist that you need to give them money right then and there at that moment, and not let you.

James doing that money Monday thing. Hey, Brian, before we get onto target date funds, what are they and whether we should be in or not? On interest rates, we talked about the idea of this in the current inflation rate that the Stellar Jobs Report, which means a lot of people are more people are employed, obviously potentially fueling

the inflationary concerns. You mentioned that the Feds probably no longer likely to cut interest rates, but I saw this, Matt Rowe, portfolio manager over at Norma Capital Management, this article you pointed you forwarded along saying that they may even raise rates.

it could turn around and go the other way. So yeah, I mean, I think that's a fairly obvious conclusion for this gentleman to come to, just to say that if things start to if we see start see prices go up again, then we may be raising rates. Now, what we haven't talked about yet this morning, Brian, is the

incoming administration and what their thoughts are. It's one thing to want to increase the position of the United States with regard to its trading partners with tariffs, but we can't pretend that that's going to happen in a vacuum. Tariffs are the purposeful raising of prices on somebody. The goal is, or at least on paper, we would want to raise prices on people who want to export their goods, on countries who want to export their goods to our country.

But what that is always going to lead to is increase prices because they're simply going to recover those from the consumers. If you are a producer, you have that control. If you are a consumer, then you eat it. So I think there's a there's a bigger and bigger drum beat for the fact that interest rates are not only going to at best stay flat, like you just said, it could also increase. Remains to be seen.

with wasn't it Alan green Span at the time. He begged and begged and begged and pleaded to lower the interest rates because they were so onerous, but with the stagflation that was going on, it was like, no, we have to do this in order to bring to write the condition. So Jerome Powell may raise rates, but it probably won't be a politically motivated I guess is the conclusion we must draw.

to choose anything. It's just going to build a portfolio that is targeted toward that date, and then as time goes by, the portfolio itself will become more conservative. So, for example, a twenty fifty fund is probably you know, that's somebody who's gonna be working for another twenty five years. That's a long term timeframe. That's going to be mostly stocks ten years from now or fifteen years from now.

In twenty forty, it's probably going to be about a seventy percent stock thirty percent bond type of a portfolio. That's generally how they work. It's a set it and forget it approach.

They're simply following the index. But there will be ten, fifteen, twenty different indices inside this fund. So the active management occurs. And how much are we going to expose to stocks big stocks, little stock, small stocks, and how much are we going to expose to bonds. It's not at the individual security level of the individual bond or the stock. It's really at the index level to control the risk and the volatility of the portfolio.

different options for you. But since this is out of my element and I wouldn't profess for a minute to know anything about investing, I let you know, my financial planner make the recommendations for me. I suppose anybody who has a four oh one K plan should still probably have a financial planner to help them make sure that they're selecting the right funds.

couple of weeks and months. And that's never the way to manage a portfolio, because we need to be targeting the different piles of money we have for specific goals, whether that's a goal thirty years from now means you can be aggressive, or if it's a goal in the next year, going to buy a house or you got a kid going to college or something like that, each of those goals is going to have a unique solution that's going to be best for that situation, and a

financial planner can help you prioritize which ones are non negotiable, which ones can you fudge on if you can't afford to do them all at once, how do you organize it all?

and Maui. Stephanie Perucci, she's the author of the books we went over last time she was on the program burned back better Lahaina, a perfect storm or a perfect crime. The follow up books Sound the Alarm, the Maui disaster that sparked a global awakening. Stephanie Perucci be up next, Don't go.

Red Bank through ken Wood and Blue Ash. With three separate accidents between Montgomery and Fifer Chuck Ingram on fifty five KRC the talk station.

willful negligence. I kind of look at and think about the Secret Service and all the failures of the Secret Service which allowed of guy to squeeze off around and almost killed Donald Trump, and you find out about how wax they were across the board. It's almost as if they wanted it to happen. Well, you can't deny that this gross incompetence out in Los Angeles obviously exacerbated beyond anybody's wildest imagination, the extended damage that was caused. The policies.

They mean, they knew that the that the reservoir was empty, they knew there was no water pressure. They had cut fire budgets, I mean knew some cut the fire budgets by one hundred million dollars months before the California fire started. The La Mayor was in Africa or something. Everyone seems to be asleep at the wheel and lo and behold after warning after warning after warning, after having all kinds of fire projects in the books that they knew they had to do. As it turns out, there's so much

environmentalleet litigation. Every time they tried to do one of these fire protection or prevention programs, well litigation ensusan they're held up. It's as if they can get nothing accomplished. To what end do you find a nefarious purpose behind all of this? WILF was seemingly wilful negligence.

helped prevent the fires. And we saw the same thing happen in Hawaii where there was something simple such as unmitigated brush along the high ways and up on the hills, which then the wind carried down that eventually incinerated Lahina. Simple things like this absolutely have to be paid attention to, and when they're not, it's it's disasterused well.

the there were there were reasons why Leahina burned. Did they allow this brush to accumulate and did you conclude or has it ever been concluded how that particular fire started, because it serves as a convenient springboard even if it was a truly a national a natural disaster, and even if the failures of government and Lord knows, we're all used to being failed by our government led to the brush being laid around they have have they used that

as an opportunity to bring about a change they couldn't accomplish otherwise absent this complete devastation and might that happen in law Los Angeles? In other words, these you know, drivable communities or walking communities, This whole global warming push for us to all live in tiny houses and commute by you know, electric bike or ev or something.

working class. But what they did build was what you might call one of these I don't know, prison camp, smart city type things, way upon a hill, not on the beach. And I have been exploring these tiny homes, and I mean it's essentially a prison cells with so much surveillance, you cannot do anything without being viewed by some camera that's in some corner. And what I anticipate is that something similar is going to happen in California, where,

of course there was already plans for smart cities. They had a really comprehensive Smart LA twenty twenty eight plan, ironically the same year that they are going to host the Olympics. In terms of did I ever come up with some sort of culprit, yeah, I think that there

was weather engineering. We know there was weather engineering in southern California because we have people who documented they had not seen a sunny day without cloud seating and stratospheric aerosol injection is the term that Dane Weggington prefers to use, probably since December November, so there was definitely some manipulation of the weather. We think similar to Lehina, we know there was arson. We believe there were at least three arson points in Mahina as well, and we know people

have been arrested in California for arson. And then finally it's hard not to wonder if there was some sort of energy weapon. It's all speculation. But when you see things burning inside out, things burning at extremely high temperatures, you have to wonder, well, we've got myriad of patents for these energy weapons. Are we using them so that we can go in there and buy up this property cheap?

the Alarm as well as Burn Back Better. A couple more questions on that to see if maybe there's something different going on in LA than Leahina. Pause. It's eight thirty seven right now. We'll bring it back. Fifty five KRC the talk station.

just wanted to point out it was a point. It was noted by an op ed piece by Representative Tom McClintock, who's elected official in California that according to a UCLA study, so not exactly a bastion of conservative thought there, but at UCLA study estimated that California is twenty twenty fires, and they've had quite a few big fires over the

past four or five years. But the twenty twenty fires alone released twice as much greenhouse gas into the atmosphere has been prevented by the prior eighteen years of primarily government and forced restrictions. So we're all spinning our wheels here as China belches out more carbon than we capture every single day. Well, the fires in negate all of our efforts on top of it. So the idea of building these communities in the name of saving the planet

is a nonsensus, nonsensical suggestion as well. Be that as it may. One of the things Gavin Newsom did do, and I think it was an appropriate thing to do. He signed an executive order suspending regulations that currently make California the most difficult place to build anything, notably the California Environmental Quality Act, which throws massive hurdles regarding any

kind of building from the smallest to the largest. You have to do environmental studies on the project's potential impact from everything from local wildlife to noise, views, and traffic. So he suspended that, and he also suspended the other onerous act, the California State Coastal Act. So rolling back environmental regulations that would subject rebuilding to layers of time consuming bureaucracy was his stated goal in mixing these regulations

to rebuild Los Angeles. So that's a positive sign, isn't it. Or perhaps it just sounds good on the surface that they'll still have onerous rebuilding rules that'll go along with anything that's rebuilt.

were already cramming people into extremely extensive housing. There there was this issue of well, we need to have places for athletes, we need to maximize our existing sports infrastructure sustainably, we need to you know, to deliver these uh you know, carbon neutral, low carbon footprint type facilities. And one of the maps for the twenty twenty eight Olympics includes the Palisades the Pacific.

How could you change the environment and make it one of these living communities when all the land has already been built on question mark.

ten years in the entire country. So I know that a place like Palisade, which is also restricted by certain land and water limitations, there's no When there's no where else to build, there's nowhere else to build, you're going to have to eliminate something and build up, you know, high, like a skyscraper or something like that. And so these are all some of the things we saw with Leahina

as well. They were packing all these different people in tourism and gambling and casino development and hotel development on some of the more important decision making bodies and boards and legislative bodies in Hawaii on Maui, and they didn't want to keep these sacred old family homes. They wanted to build these Las Vegas Disney World type structures. It's really curious what were their plans, What did they think they were going to do bringing Disney in to these

boards where there was nowhere else to build. You're going to hit an ocean on one side, or you're going to hit a mountain on.

fascinating stuff. I really appreciate you writing about it in your books might encourage my listeners to get a copy of them. And I will let you know. Maureen wanted me to tell you specifically. She's one of my listeners after our last conversation, she bought both of your books, and she said, I literally could not put them down, and I've recommended them to many of my friends. So you least sold a few books last time you're on the morning show, and I'll encourage my listeners to check

out what you're writing. Stephanie Perucci, it's been a real pleasure talking with you. If you uncover anything else, you know, you've got a vehicle here on the fifty five KRC Morning should to get the word out.