55KRC Monday Show - Ken Kober, Smitherman, Money Monday, Empower U

hour news. Not a whole lot of information out other than obviously I think we all knew he was very, very sick, but timing mean he made it through another Easter anyway, Hope you in a nice easter as well. It was wonderful time at our house and got to celebrate my daughter's birthday which is today, Happy birthday to Lauren. But an enjoyable Easter celebration at the Thomas House yesterday. So thank you to my mom and to my wife

for putting a whole dinner together. Was fantastic And feel free to call five on three seven eight hundred and eight two three taco with Town five fifty. If you have an AT and T phone and you got a comment about the pope passing away, I guess jd Vance got a visit in with him before he passed. If there's any connection to there, sorry, coming up the fifty five Cassey Morning Show. If it'd be President Kim Kober returned seven o five Saturday protests downtown blocking the streets?

Question did they have a permit? Mare? I have to have provoll was there apparently riling the crowd up according to the notes I've got and violence, violence on the banks? Are you safe downtown at night? Care's a rather interesting article here than we believe, is that the inquire of the interview the mayoral candidates about safety and youthful well youth crime. It's kind of an amazing summary after purvol all these different programs that exist out there than just

one after another after another after another. We're gonna do this, we're gonna do this, we funded this, we've founded this, we've done and things just seem to get worse. Corey Bowman rather abbreviated account of what he thinks need to be done, encouraging the model and importance of the family

amen number one to that. I think the erosion of the family structure is probably the primary cause of all the problems we have in society, not all of them, but we had caring parents at home who cared about where their children were and brought them up with some measure or degree of ethics and morality, perhaps even religion. I think the world will be a much better place than it is right now. Anyhow, more on that later, but we'll talk with Ken Kober maybe a little bit

about that. But the bank's violence, yes, it's a problem. Christopher Smith, Ivan seven twenty with the former Vice mayor of the City of Cincinnati doing the Smith Event. I always enjoy hearing from Christopher, and I hope you do too. It is Monday, so nine times out of ten we get money Monday with Brian James, and today is one of nine times out of ten. We'll talk to stock market volatility. We'll talk about should you look at your four one gay no, is this a good buying opportunity?

And where are the feder rate's gonna go up or down? Or sidewise? Plus empower you got bright Bart Francis Martel's during the Power You seminar We're gonna get a few of the details at eight forty from Francis Martel. So there's your line up today tomorrow of course. Daniel Davis deep dive. There's supposed to be a ceasefire between Ukraine and Russia, and both sides were accusing each other of violating it or something, and Donald Trump looking to pull

the plug in the whole thing. Listen, if you guys don't sit down and start talking peace, I'm just done with it. I'm washing my hands of the whole matter.

Leave it to Europe anyway. In sofar as the Pope passing, the most Reverend Dennis Schner, the Archbishop Ameritas Cincinnati, had this to say, please join me in praying for the repose of the soul of our beloved Pope Francis, who was the Vicar of Christ, the successor of Saint Peter, and a faithful shepherd of Jesus or Christ Church longbi remembered for his great compassion for the elderly, the sick, the unborn, the persecuted, and all those on the margins

of society. Continuously reminded us that we are the stewards of God's creation and not its master, and he was an unwavering champion of world peace, after a life dedicated to proclaiming the good news of our Lord's saving love for us, that Pope Francis now inherit the reward of eternal rest with God. He was the first pope from the Southern Hemisphere, the first pope from the Americas, and the first non European elected in almost thirteen hundred years.

Also the two hundred and sixty fifth successor of Saint Peter. So there's a couple of facts about Pope, whether or not you knew about him or not. And in other related news, perhaps unrelated, it was Easter yesterday, and the insanity in the world is never ceases to amaze me. You know, it's the It's it's Christianity's big day. I mean, you got Easter and Christmas, but I think Easter probably a little bit to higher up in the importance within

the Christian faith. So it was with disgust I read this. I feel like I'm in the stack of stupid early this morning, and people's condemnation and mocking of religion just for the sake of mocking it, I find horrific and disgusting. Let people live their own lives, but to mock people of faith merely, I think, just for the obscene joy and pleasure that those folks that mock get from mocking Christians. So of course we're in San Francisco for this one.

A San Francisco based drag queen group apparently facing some backlash after its Easter performance Mocking Jesus and Christianity was actually marketed to children. Described as a controversial show you'd say held over the weekend. Future performances, some critics argue crossed the line making light of sacred Christian symbols and belief.

Group has defended its performance in spite of the outrage expressed by many Christians and just regular folks who think it's really insane that you, I mean, you just choose and to mock something for the sake of mocking it. They claim it was meant to be an inclusive celebration of creativity and self expression. Sisters of Perpetual Will Indulgence described as a self professed excuse me, order of queer and trans nuns. That's in quotes, I guess that's at

their website. Host of this year's event called No Easter Without the Tea event described as meaning to honor transgenderism, and features children's Easter egg hunt and costume contest, encouraging people to come dressed in drag as quote Hunky Jesus and Foxy Mary. Events. Promotional poster featured a tattooed depiction of Jesus is in quotes because you know you might disagree that it's actually depiction of Jesus. I'll let you decide that anyway. A tattooed depiction of Jesus surrounded by

men in drag. Apparently this the event happens every year. Photos from past events show men dressed as Jesus wearing high heels dresses, holding signs reading can I get a gay men? And House hau is House of Jesus. The group encouraged children to attend the event, yet posted a warning advising parents that quote some may find the latter portion of the show inappropriate for young children clothes quote

you think. Political director Logan Church from Catholic Vote slam the group's description of the event as art, calling it instead bigotry. Dressed in costume, urging Christians to push back against the mockery of their own faith, dating while we live in a country that defends free speech. That doesn't mean Christians are required to sit silently while our faith is ridiculed. But you know, you just got to question

the motivation of these people. What is the point? Why do you feel compelled to mock something that people hold near and dear to their heart, that brings them joy in life, that gives them a hope beyond the nastiness and the squalor, the war, pestilence, and famine we face in this world every day, all the bad news. You know what, there's great Christians out there who still feel uplifted. They have something perhaps to look forward to. Their lives are in Christ's hands and they get joy from it,

and you want to mock them for it. I just don't get it. These people are vile and rather disgusting. I could sum it up in those a couple of words, vile and disgusting. All in terms of the trans world. You've got a couple other stories here, and you know they're actually they're actually crazy. Let me think this this next story again. I feel like I'm in the stack. Is stupid this morning early, but it is the five o'clock hour. I am fresh off of vacation, so I

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interesting United Kingdom Supreme Court case. Guess what In the UK? Men are men, women are women. They only have two genders and that makes perfect sense according to the court unanimous decision. Of course, that angers the certain members of the LGBTQ crowd, notably the t where we had thousands of LGBTQ plus activists marching in London over the weekend, chanting and support for both trans rides and go ahead. Explain this to me Palestine, claiming it's part of the

same struggle. The plight of the Palestinians is the same as the plight of I guess certain members within the category of LGBTQ plus. One speaker held in the Palestinian cause as quote the strongest shining light in a share

fight for liberation. Just because you say it doesn't mean it makes sense, and it was Saturday described as radical demonstrators rallied in Parliament Square in opposition to the aforementioned British Supreme Court ruling affirming sex as a biologically binary also barring men who identifies women from accessing women only spaces. In other words, stay out of the women's restroom. You're a guy. I don't care what you think you are.

They vandalize statues outside Parliament, including Suffragette and Millicent Faucet for reasons unknown to me. Crowds waving signs reading trans women are real women, not a court of the unit UK Supreme Court, They're not Biology is not binary. Actually it is, as the UK Supreme Court Palestinian flags also flying. One speaker to claring quote, we need to connect with the Palestine movement, the strongest shining light in this dark time that says no to hopelessness, no to cynicism, no

to nihilism, and says yes to justice, freedom and liberation. Okay. One protester shouting one struggle, one fight Palestine trans writes you getting all this. Of course, the slogan drawing ridicule given the brutal repression of LGBTQ individuals and by Islamist regimes, especially Gaza's mas led government. Homosexuality remains criminalized in many

parts of the Middle East. Hamas also enforced strict Sharia based laws in Gaza, where if you are a member of the LGBTQ plus a clus, sure you can be imprisoned or chucked off of a building. One author and described as podcaster a viva klompus and I don't know who that person is, but astutely observed the ignorance is astounding.

Former IDF spokesman Lieutenant Colonel Peter Lerner said the chant reflects wilful ignorance or denial of the lived experiences of the LGBTQ plus Palestinians who flee to Israel seeking asylum

of protection. Why because you're allowed to live your life in Israel freedom from prose persecution if you're in that community demonstration apparently growing your support for several leftist activists, including an organization called Flint Front for the Liberation of Intersex, non Binary and Transgender People splitters as distinct from the other organizations Transactual and one more trans kids deserve better initial cap on all those.

or Gaze for Gazam movements, two other organizations. According to NTC, the event could be a crucial step in advancing the rights there in the Arab world, where homosexuality again remains criminalized in many countries. In Israel, gay individuals can live openly. NTC points out many Arab nations where such freedoms are heavily restricted or outlawed. The group argues that the challenge could spark greater tolerance in liberalization in the region, potentially

encouraging broader peace initiatives. However, here's the sailing point, folks, the feasibility of such a parade in Gaza or the West Bank, both under Palestinian rule, remains virtually impossible right because it's criminalized. There go ahead, stage an organization, stage of protests. God, these people are just bad crap insane. Five fifty five KRC detalk station. Let's get to some local stories coming up next after mention QC kinetics. You

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three eight four seven zero zero one nine. It is five thirty and a happy Monday. Two you try to make it so anyway. Five one thirty seven, four nine fifty five hundred, eight hundred eighty three talk don five fifty on et and chie phones. So betting on youth sports is a thing. Uh parallels a CPO counter staff in reporting credit where credits due. This is news to me.

During public need between since a City Council and Board of Education council members, Scottie Johnson said illegal betting is taking place at youth sports events, claiming it acts as a catalyst to some of the shootings that the city has seen in the last year. You said during the meeting this past Wednesday, the parents are reportedly placing bets up to several thousand dollars on the outcomes of youth

football games. Johnson claimed, the reason we've seen some of the shots fired gun play at these events is the ridiculous amount of money that's being bet on these youth games. Community, stop betting on our children, so CPO asked. In Saint Police, we have a Lieutenant John Cunningham quoted as saying, well, betting has been identified that yes, yes, as bad as it may sound, this has been known to occur. I don't have a specific shooting incident to tie it back to,

but this has no place a youth sporting event. Focus needs to be on supporting our youth and as they are involved in positive recreational activities, role models and mentors. Well, that's fine. They're guessing that shootings are related. They don't have any specific incident. They cite this October twenty fourth,

twenty twenty four shooting. Twenty nine year old Lamont Ragan arrest in connection with the shooting that wounded two people at a pee wee football game at Walnut Hills High School, now facing two counts of floris to assault and account of discharging a firearm at or near prohibited premises. But s CPO points out it's not clear if betting had anything to do with this incident. I just find the preposters that people are betting on youth football games. I suppose, Joe,

do you know anything about betting apps? Do the betting apps have like the line and not for high school football? Okay, well that's good. Southwest Ohio Youth Football League's Artemis Palmer said he believes Johnson's comments a bit exaggerated. The only betting that happens on the field is uniforms, pizza, food or something, whatever it may be. And if people want to bet on kids games, you do that outside the

lines and keep that drama outside the lines. Of course, everybody at the meeting involved in the meeting agreed that insuring safety of young athletes should remain a top priority with a new season around the corner. And then to that, which is people are just generally flying off the handle

and the intolerant of other people's behavior. Speaking of that, we have a man arrested Tuesday after his shooting in a vehicle during a road rage incident happened on a nice seventy Ford and Thathiel Nathaniel Enderley arrested for firing a gunshot into the panel of a van occupied by two people, According to the Green Township Police, Emderley claimed the other driver was cutting him off as he was

merging onto the interstate. Poor of the court records, Enderley said the driver was staring at him as if he had done something wrong. Well, that justifies a gunshot, doesn't. Neither person inside the van was hit by the gunshot was able to quickly locate the suspect vehicle and recover

the handgun. Enderley remains in the Hamlin County Justice Center on a forty thousand dollars bond, facing charges of felonious assault and discharging a firearm well he looked at me sideways and a father now facing charges after a five year old shot a seven month old and West Price Hill happened Saturday night. According to the criminal complaint, officers showed up at the area of Sunset and Gurley Road nine to thirty pm for reports of the job being shot.

Complaint says Montez Jones left a loaded and fully functional gun on the windowsill of the bedroom occupied by a seven month old and a five year old and a four year old. When he left the room to use the bathroom, one of the older children handled the weapon, causing it to fire and hit the younger of the seven month old, causing serious physical harm to her in a substantial risk of harm to the other children. Infantaking us in Sant Children's Hospital. No word on the seven

month old's condition. Criminal complaints as Jones made an admission to the police please say it. Another adult was home at the time of the shooting. But Jones is the only one facing charges right now. Bond hasn't been set scheduled to appear in court this morning. Totally avoidable circumstance. There By Herbert Motors get in touch with the Herbert family, you'll be working with one of the Herbert family members. You're looking for great lawn equipment. That it's all. They

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speaking this morning. This is a rather bizarre One man facing an aggravated assault charge after a gruesome, unprovoked attack this in Phoenix court. To court documents, a victim walking nearest Oaks Shop on Broadway Road April eleven, about one o'clock in the morning when he asked thirty eight year old Daniel Lanx, how are you doing Thori to say. The man kept walking before Lanx came up from behind, stuck his fingers into the victim's right eye socket and pulled the eyeball out do.

Lanx has not surprisingly a history of mental illness, is homeless, and has a criminal history that includes attacking police, trespassing, and stealing. Actually, Phoenix, joh not Hamilton County. It's you know, imagine I could actually manage to operate a firearm even though one eye is dangling out of its socket. Go to Richland County, South Carolina, where a man there was arrested for murder after a violent dispute over a lottery ticket.

Thank you, Joe. Richard County Sheriff's Department said Paul Williams, seventy years old, charged with murder, possession of a firearm by a person convicted of a violent offense in possession of a weapon during a violent crime. Deputies respoted the eight hundred block of Conagree Church Road eight pm on a Wednesday after receiving word of a dispute over they stolen lottery ticket. Deputies reportedly heard a gun shot. When they got there the scene, they saw Williams leaving a

backyard with a gun in his hand. Law enforcement found a man shot up for biding the back taking the local hospital for treatment, but he died there. Corner identified the victims, Matthew Fleming sixty seven. Paul Williams arrested take him to the Alvin sque Glenn Detention Center, where he, at least as of the reporting, was awaiting his bond. Hearing school nutrition administrator has been arrested for committing a terribly unappetizing act inside a beer cave at a Pennsylvania

convenience store wait for it, courting police. Employee at Royal Farms location in Hannover last week called police to report that an unknown woman had quote come in the previous day and defecated in the beer cave close quote.

Police review of the store security footage showed the suspect purchasing a case of alcoholic beverages or pushing rather a case of alcoholic beverages back on the shelf, pulling our pants down and defecating on the shelves, and then leaving camera record of the woman arriving there in an SUV vehicles registered owner identified as Crystal Gous forty seven years old as the individual driving the car when the offense occurred. Driver's license photo of Gous matched the subject depicted in

this surveillance footage. Arrested for several crimes, including openunous, criminal mischief, and disorderly conduct that created quote a hazardous and physically offensive condition close quote amen to that the smoking gun always cracks me up. A cord to the complaint, which does not indicate why Gous allegedly used the beer cab a a toilet bet. Eighty dollars of Royal Farms merchandise

was lost in the incident. WHOA, that's a lot of feces. Yeah, I'd say eighty dollars worth of damage and honestly, in the next store a story coming up, which you know I don't act as a deterrent, but I'm just giving you a heads up worse than that one. What Yeah, first though, a very positive word for Gate of Heaven Cemetery in Montgomery. It's I guess Easter Monday. You might want a serene and beautifully maintain setting for remembrance and reflection.

Maybe you want to remember and reflect on the pope who just passed away this morning. Anyway, it's just gorgeous, gorgeous place. Everyone's invited. Rolling hills, mature trees, peaceful landscape guards, a perfect time of year with spring and the flowers coming up. Striking monument statues shrine seasonal flowers, the trim lawns, reflective water features, tranquil atmospheres, say the least perfect location for prayer and reflection, especially you know during this time

of year. I said, any time of year, it's great. So you can find comfort and peace in the cemetery's quiet reverend surroundings and again open to everyone for your enjoyment. Ministering to the tri State for more than seventy seven years, an honoring life on Sacred Ground. To learn more, check out the website. It's Gate of Heaven dot org. Fifty five the talk station Think you the shy Fi fifty fifty five K see the talk station Happy Monday. Not to be outdone that last story, It's time to outdo it.

at a hotel. What the hell Yeah, last one only did eighty dollars worth of damage in the beer cave in a series of the criminal mischief complaints. Faday befourteenth Kelly Tedford, whose only twenty four, has been accused of damaging an assortment of items at a Marriott and Keene pardon me, we're in the Granite State. She uses to

handle Kinky Kelly on OnlyFans. Investigators claim she urinated it into a hotel room's air conditioning unit, relieved herself on a comforter or blanket curtains, and a Bible charge with defecating on the floor and placing waste into the toilet tank aka an upper decker. Apparently filmed all this for

her OnlyFans page. Same time the new misdemeanor counsel being filed, Tedford was named in an indictment charging her with felony criminal mischief for allegedly contaminating items that I'm an on Doc Food co Op in Keen allegedly targeted the grocery store in February, resulting in the business suffering loss in excess to fifteen hundred dollars in destroyed merchandise and cleaning costs. Investigators contended Tedford recorded her vile acts for her fifteen

dollars per month onlyfan page. Don't look for it. It's no longer online.

What the hell you know? In fifteen dollars a month only fan page so you can watch that kind of stuff now, I don't know how many people subscribe to it, but one is too many?

back into a parking spot in April fifth. He was sunbathing and dozing face down in the sand when he was as described jostled awake by a car tire running over his head. He said, I was just screaming, screamed my head off, screaming my bloody murder. Of course, suffered a broken femur and forearm, as well as bruised face. The sixty one year old woman driving the vehicle was

sighted for Carola's driving. Got back to February seventy one year old New York woman sitting in a beach chair and at Daytona Beach hospitalized with non life threatening injuries after a pickup truck ran over her head. Eighty four year old were chased down by a witness, told authorities she didn't know she had hit anyone beach driving. Let's see what Joe's got this morning. Joe, thanks for calling the morning showing a very happy Monday to you.

free to call. Got plenty to talk about in the six o'clock hour, before we get to Ken Cober on well, violence on the banks and the protest downtown on Saturday. Have have to have pearl Ball stirring the pot down there. They'll be at seven oh five, Christomas Smithman at seven twenty Monday Monday, with Brian James at eight oh five and Bright Bart's Francis Martel at eight forty on the empower Use Seminari's doing stick Around. It'll be right back after the news.

What were they protesting downtown on Saturday? Ice Sky that, Yeah, I know, I just I could have sort of said rhetorically, I don't think they have an comprehension of what they're protesting. It's like protests for the sake of protesting. Trump Orange man, Trump doesn't when you're gonna gotten protested, take it to the streets. Overwhelming majority of Americans want the immigration situation resolve. They want deportations, and they're happy to see the borders closed.

And in fact, border crossings are basically ground to a literal hauled thanks to Donald Trump, policies which you are making everybody pretty happy. Look headlines Wall Street Journal, border crossings grind to a haltays Trump's tough policies take hold. Anyway, we'll talk about the protests downtown, they blocked the streets last kencover about that mayor AFTAB down there, Rile on the crowd up, more on AFTAB proval here in a moment, violence on the banks. Are you safe downtown at night?

Those are the topics with Ken. Then we get SIP seven to twenty with Christopher Smithman in the smith Event. Uh, fast forward a couple hours money money with Brian James stock market volatility. We'll talk about that question should you look at your four oh one K? Is that a rhetorical question? It's like, no, I don't know, I don't uh. Is it a good buying opportunity going on right now?

And we'll talk about which direction the interest rates are going with the FED plus empower used Bright Bart Francis Martel doing his seminar, So we'll hear from Francis Martel about his empower use seminar. That'll take place at eight forty five three seven fifty five hundred, eight hundred and eight to two three talk and let's talk a little bit about meyl candidates, Aftab Parvoll, so uh inquire Scott Wartman reporting and I talk with Scott because he took

over for Sharon Coolidge. You know he's doing reporting on of course since I City Council headlines how will Cincinnati mayor hopeful tackle youth crime? And I just got it was an interesting observation because Corey Bowman was asked, but so is mayor Aftab par Ball and Brian Frank who is the other guy that's running, and what their perception is on crime youth crime?

thirty five percent. I guess he meant drop. There's no word drop in there, so the consent doesn't really make any sense as reported, But youth violence over the single year due to our strategies, but of course we have

so much more work to do. I guess this is an organization Act for sincy, he said, Act for since He details all of our violence and intervention programs, including increasing police personnel through historic investments in recruit classes, relying on twenty first century police tactics, in partnership with the FBI and ATF, through the first Crime Gun Intelligence Center in Ohio, innovating with alternative response to crisis ARC, and

deploying our CDRT, which is Civil Disturbance Response Team and SWAT officers every weekend throughout our entertainment districts in our urban core. He goes on. We've also enacted laws to keep guns out of the hands of kids, and we've sued the state to reclaim our authority to pass our own local gun laws, which you don't have. Sorry, sucks to be you go ahead and spin your wheels pursuing that one AFTAB. It's a waste of time. You've been

down this road before. There's no home rule one size fits all in the state of Ohio when it comes to gun laws. Also, I didn't realize that there weren't already laws on the books. To keep guns out of the hands of children anyway, he went on, And because we know we can't police our way out of this problem,

we created wreck at night programs. Initial cap On that made sure all of our city pools were open last summer, invested in additional one million dollars a year in youth employment, helped finance the roll Hill Boys and Girls Club, voted to create transformational new rec center in North otr On, one of the most violent streets in the city. Wiped out fifty million dollars worth of medical debt for fifty

thousand Cincinnatians. I don't know how that's connected with youth violence, but he's just pulling things out of his finer here. Created a trauma informed violence prevention program with CINCINNY Children's Hospital. While there is no one size fits all strategy, we are deploying a comprehensive plan and it's working. Since taking off, his violent crime stats are down by double digits. Again. There's more work to do, but our strategy has us in the right track. Okay, well, I'm not quite sure

if he's accurate on the crime stats. Twenty twenty three, accorded to Scott Wortman's reporting was sixty three juvenile shot. Maybe that's the most recent year for which we have data. We've got all these stories about arrests like down at the bus stop. Police Chief Thres Tresa Tiji made an unannounced visit in September the CINCINNT Public schools outlining violence happening at bus transit centers and the thirty arrests of youth that occurred since the first day of school at

those centers. Then she asked the school district to intervene. Now, contrast all of that, all this government program this and throwing money at that, wiping out medical debt for Cincinnatians. Corey Bowman, we experienced this issue firsthand with our church and business in the West End. There's not a quick solution. It takes investment and a mindset change. This can be done by number one, encouraging the model and importance of

the family. Well, amen to that, Joe, What would have happened to you if you had gotten engaged in a brawl at a bus stop? We have met your dad, take him to that, Okay, we'd have been patting you on the back saying, hey, it's all right, Joe, you go ahead and get involved in that kind of activity. If you were out in the middle of the night breaking things, committing acts of violence, I don't know, burning the tesla or something like that. With that, a sat

well with your dad, No right. Number two, improve education outcomes and options. Yep, the building blocks for a future and freedom and the ability to feed oneself, not relying upon the state. Is based on education, invest in entry level jobs, he says. Number four, hold parents accountable. Oh and finally cpding he needs a no loitering ordinance and a youth curfew to enforce. Well, you know what, if you had parents at home that insisted on you being home at a certain hour like mine did, then you

wouldn't need an ordinance on the books. You got your own curfew. Mom and Dad, you're home by midnight. If you don't hear from you and you're not in the door by midnight, you are in trouble. I always had a calling, a good permission. If I was going to be outpack, I'd go, oh my god, yes, And I had a respect and fear for my father. I love my dad, but at some level he scared the living hell out of me. You know, you didn't want to

get out of line with dad. You didn't you didn't want to violate the house rules, and you certainly didn't want to make mom upset, because then you did incur the wrath of Dad. It really worked great that way. And while I was not perfect in any way, shape or form, the concern over parental you know, my parents and what might happen to me, I would be grounded that something would. There'll be repercussions, is the bottom line. I didn't want my freedoms and liberty is taken away,

so I try to toe the line. That's the key. At least Corey Bowman said it out a loud even calling for an extra program or six or eight or whatever. There is no substitute for the nuclear family and caring and loving parents, and since that has been virtually eliminated in certain segments of society, I don't know if we can solve our way out of this problem. Can you program your way out of this problem? I don't know.

Maybe you've got a better ideas. It's generational, but getting back to the fundamentals, getting back to, as Corey points out, encouraging the model and importance of family. What a great first step that might be, maybe we can start incorporating these fundamental, proven strategies for success back into society as opposed to just sort of wiping them mat as if

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talk station. Very happy Monday to you. Trying to make it so anyway. Five one three seven four nine fifty five hundred, eight hundred eighty two three tap pound five fifty on at and T phones. I saw this article from it was a New York Times article and sort of uh gateway pundit grab ahold of it and speaking of education, and uh, you know, went back to Corey Bowman, you know, the the nuclear family, improved education outcomes and

options options of course is a great thing. Way to get yourself, get your kids out of this you know, woke environment where basically they're in Doctrine eighty in your children, and perhaps send them to a private school, perhaps a school that teaches you know, classical learning, you know phonics, you know, the old school, tried and true, proven method, recent new York Times article basically admits what conservative education

reformers and frustrated parents have long been warning. Academic standards in America are collapsing, and sadly, it's the poor, working class and disadvantaged kids who are being hurt the most.

Name of the article, the pandemic is not the only reason US students are losing ground, where they point out the nation's lowest performing students began falling behind years before COVID, right around twenty thirteen, coinciding with the decline of the Bush era and No Child Left Behind legislation and the rise of radical progressive dogma in public education, what critics

called the Great Awokening. Anyway, the NAEP the National Assessment of Educational Progress data shows between two thousand and three to twenty thirteen, even the bottom ten percent of TI test takers, those most in need of education support, were slowly gaining ground, but around twenty thirteen at reversed. Since then, the lowest scores on math and reading tests in both fourth and eighth grade have steadily declined, with the drop

apparently accelerating after twenty twenty. American Enterprise Institute calls it the five alarm fire about America's education process of progress. The bottom quartile disproportionately made up of students with disabilities, English language learners, and children from low income families who are bearing the brunt of the educational collapse. And this is where that progressive walk ideology kicks in and does

absolutely no service to these poor children. Every year they lose ground, it becomes harder and harder to make up. And yet every year these walk educators will advance students even though they are ill equals to move on to the next grade. How can that possibly serve that child or society at large? What you have done is created a person who is going to be completely, in one hundred percent dependent upon some handout because they don't know how to read, they don't know how to perform basic

mathematical skills. What are they going to do? We need to get back to the fundamentals. I mean that seems to me to an obvious solution to the problems. Since twenty thirteen, they write, public schools have been rapidly re engineered to prioritize equity over excellence, activism over academics, and lived experience over logic and literacy. Standardized testing, discipline, gifted programs.

They're all gone. Why well, they're racist. That's why phonics and factual history have been replaced by feelings, narratives and DEI training sessions. Yeah, and don't you think think your children deserve better than that? And I go back to the whodea of that nuclear family. You know, I've said it a million times. The greatest gift my parents gave me after the gift of life, was a gift of education.

They insisted on it. I guess they didn't want me laying around thirty five years old in the basement of the house, you know, living on mom and Dad's a large ess. The critical importance of an education, the ability to go out into the world and care and take care of yourself and at some point perhaps a family. But we stand by idly and allow this corruption in schools to continue. And think about the educators out there

that don't want you to have a choice. How nefarious is that the teachers' unions do not want you to have a say in your children's education. I mean, just look at for what it actually is. They want your children in this environment where they have absolute control over the subject matter and what's being taught or as the score, the scores reflect not being taught. They got rid of everything that works in favor of whatever whatever's demonstrably not working.

We need to demand more. And I think the biggest component of this is that family teachers can't do it all. You got an unruly kid, a kid who has no discipline, who has no ethics, no morals, no connection with with with love or anything like that, and you throw them into a classroom with a whole bunch of other kids that are like that. How can anyone learn, even if they're doing phonics and you know the classical education methods.

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like family. To reach the Austin, Austin and the team, it's five one three six four four twenty six twenty six five one three six four four twenty six twenty six online Foreign XFOM, the letter ACTX dot com, fifty five KRC the talk station almost six thirty one at fifty five kr CD talk station fifty five kr Sea dot com. You try her Edioch Media apps. You can listen to the content maybe nine around. It's seven twenty for Christopher Smithman and the smith Event. You want to

check that out later in the day. Feel free to do so, and thanks. They's always the jokes Trecker for putting that content up on the fifty five kr sea dot com page. Uh, let us see here local stories and little phone calls. This is so sad, you know. Let me don't leave loaded firearms around when you've got little children in the house. Can we all learn that lesson? It's a simple lesson, or it's a simple practice to lock your firearms up when there's children in the house.

Such a sad, sad state. Here got a father now facing charges after a five year old shot a seven month old happened to West Probably so on Saturday night, officers got to call in the area of Sunset Avenue in Gurley Road nine to thirty in the evening for the reports of a child's shot complaints. Says Montes. Joan left a loaded and fully functional gun on the windows sill of his bedroom occupied by a seven month old, a five year old and a four year old. He

left the room to use the bathroom. One of the older children handled the weapon, causing it to fire and hitting the seven month old, causing serious physical harm to her and a substantial risk of harm to the other children infantaking the since at children's hospital. No word on the current condition. Criminal Complaints says Jones made an omission to the police. They say another adult was home at the time of the shooting, but Jones is the only

one facing charges right now. He appears in court today. Bond has not yet been set. Sad Uh driver and passenger have died. Single vehicle crash occurred Ice seventy five south and Sharonville. Happened Saturday morning, Corney troopers with the Highot State Highway Patrol. They said around eight o'clock in the morning, a twenty year old driver of a Nissan ultimust going south on seventy five when the vehicle traveled off the left side of the road and hit a pole.

Driver and the twenty eight year old passenger, both pronounced dead of the scene, according to troopers. Not clear what yet if drugs, alcohol, or excessive speed played a factor in the crash, still under investigation at the time. Fox nineteen reported on that at road rage get over Yourself man arrested Tuesday after shooting a shooting at a vehicle during a road rage incident on seventy four Nathaniel Enderley arrested for firing a gunshot into the panel of a

van occupied by two people. Green Township Police reported on that this one underly claimed the other driver was cutting him off as he was merging onto the interstate, and according to court documents, underly said the driver was staring at him as if he had done something wrong. Well, here that justifies putting a bullet in the car. Thankfully, neither person inside the van was hit by the gunshot. Police set officers were able to quickly locate the suspect,

the vehicle and recover the handgun. He remains in the Hamilton County Justice and on a forty thousand dollars bond underly facing charges of flow he's assault and discharging a firearm. Let's see what New Hampshire Gary's got this morning, New Hampshire Gary, Happy Monday to you. Thanks for calling today.

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was still dangerous, be that desperate for drinking. Going back to the schools and the decline of the education system is an interesting op ed piece in The Wall Street Turn because there is an important case being arguing in front of the Supreme Court tomorrow and they're right. Does the First Amendment give parents a right to opt out of gender ideology at the local public elementary school? Why

are they teaching this stuff to elementary school kids? And rather than focusing on the important things like reading, writing, and arithmetic and reading that don't doesn't have such a sensitive subject matter, they might interfere with people's own personal feelings at home, religion or otherwise. Anyway, Supreme Court is gonna consider the case tomorrow Mahamad versus Taylor, and they're right.

Consider two of the story books of the parents of Montgomery County, Maryland, say the district added to its reading curriculum and Why My Rainbow story about an autistic child named Trinity who said, quote I need long hair, close quote because quote I may transgender girl. It ends with a surprise gift from Trinity's mom, a teal pink and purple wig. Other book, Born Ready, about Penelope, who tells her mother, I don't feel like a boy, I am

a boy. After this single discussion, the mother answers with unquestioning affirmation, Yes, we will make a plan to tell everyone we love. Teachers Montgomery County were also given guidance to on replying to classroom questions and comments. One idea was to disrupt that's in quote, students from either or

thinking about the sexes. If a child suggested it's weird to say a girl can be a boy, then the proposed response was to explain how this comment is hurtful and that when each of us is born quote, people make a guess about our gender close quote, we underwire children are so dumb. Many families objected, including a Muslim, Catholic, and Ukrainian Orthodox plaintiffs, and their telling of the facts.

They initially were offered a chance to opt out of the story books, but the school district quickly reversed and then said it wouldn't inform parents when the books were going to be read in doctrination. Montgomery County replies that it sought to supplement its reading program with LGBTQ characters to quote reflect the diversity of its families. At first, it tried to accommodate parent requests to opt the children out of class, until that became unworkably disruptive because of

unsustainably high numbers of absent students. Maybe that's an indication you shouldn't be teaching this crap in school because parents don't want to talk there. They say, for the record, my rainbow has since been removed, though the county doesn't explain exactly why parents rely on the precedent Wisconsin versus Yoder Fro nineteen seventy two, in which the court said Amish families couldn't be made to send their children to

school past eighth grade. If the First Amendment protects dropping out, how can it not cover the much narrower request by parents wanting to merely skip discrete instruction that deliberately seeks to confound their religious values. Montgomery County argues that if families choose to attend public schools, they are quote not cognizably coerced by virtue of their children's exposure there to

religiously objectionable ideas close quote. If the First Amendment gives parents the right to pick and choose from the curriculum, the county says that there's no discernible woman, and would it would work the same in science or history classes. No public schools simply cannot accommodate such expectations, as the Montgomery County argument.

read that book? This gets to the parent's second argument, which is that the district's policy isn't neutral and that ending of opt outs was targeted. Their brief sites a member of the school board saying it would be an impossible disruption if the teachers had to send out notices so that white supremacists could opt out of civil rights content. The implicit comparison is between religious families and racists. Now, who needs a tolerance lesson amen editorial board, see this

is the problem. They will indoctrinate your kids. They will not allow you to have your own religious objections or even just logical and reasonable science based objections to pointing out. Like the United Kingdom Court in an unanimous opinion pointed out there are two genders period. End of story six fifty five fifty five KRCD Talk Station FLP President Ken Cober on the protest downtown over the street and violence

on the banks. Are you safe downtown at night? We'll ask Ken about that coming up after top of the hour, follow by Christopher Smith Oman at seven twenty. I sure hope you can stick around.

And did they have a permit?

free pass. I know, I just it's it's disturbing, Kencobra, it's just disturbing, also disturbing and pivoting over violence on the Bank's question, should we stay the hell away from the banks downtown at night, because I know it's kind of it's obviously widely reported there's been a lot of crime there.

up and came into the United States. It's like, well, if they aren't going to prosecute people to the fullest extent of the law and make examples out of violent people, then we may as well just go ahead and engage in violence. Nobody's going to hold us accountable.

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ever had. And uh, you know, even at my points of disagreement with him, you know, I and and and all of the wonderful things that he did for the world. There were so many good things that that he did, the way he led his life of poverty, and I think that so many pastors no matter what their faith is,

should take note of how he lived his life. But at the end of the day, you know, I definitely extend my condolences to the Catholic community because this is going to be this is a very big deal, a very big story, and the cardinals will be coming together to lay him the rest, and then they will then make the decision on the selection of a new pope. And there's so many young people who've never been a part of that process, never seen it. They don't know

what it's like. Yeah, because they were they were too young when this pope was was elected twelve I think it was twelve years ago. But at the end of the day, they're going to get a chance to see that entire process.

across the world is going anywhere, any place. Anybody can do anything, and there has to be an anchor, and that anchor tends to be our faith. It tends to

be our religion and our faith. And so I'm hoping here that there's a pivot to a pope that really sticks to the doctrine of Catholicism rooted in it, and that doesn't mean at the exclusion of others, but it talks about Christmas, the importance of Christmas, for example, and that you would not expect the pope to say, for example, if they decided to weigh into secular politics, that they wouldn't say it's okay for men to play against women

in sports. I want to make sure that we are advancing faith, and I think young people right now Brian Thomas, are seeking this in great numbers, and so I think this is a great opportunity for the Catholic Church. And if there's any kind of things that are going on related to corruption at any level, that we have a church that responds in a very appropriate way.

And that's why I'm glad to hear you say you're looking for a more traditional pope, someone who's more, you know, sticking with the doctor and the dogma of the faith, sock Catholicism. I think that's really important. So that'll satisfy a lot of my friends if they do go in that direction.

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I don't know if I could have done it, and my heart goes out to that entire family in a big way. You know, having buried me, having buried a spouse, for ant Thomas, is totally different than burying a child.

And so people who go through that just in the normal circumstance of a car wreck or cancer or something like that, it's horrible, but to say that you as somebody illegally in the country, that's something that could have been avoided, that the White House didn't protect you, and then that person killed your daughter, an American woman on

a job is insane. And to have her senator, this van Holland flying over saying that he's advocating for somebody who within our country illegally and using the language I'm going to bring them back home. What is he talking about? Like, I don't even understand what these Democrats are talking about when they're out there advocating for people that clearly are gang members, clearly are wife beaters, clearly is involved in

human trafficking. It's all been documented for any rational person to see what is going on with our politics where we think a Democratic senator there are only one hundred of them to anybody who doesn't know that senators are very powerful. And for him to fly over there and engage in this while his constituent, meaning he's from Maryland and Rachel Morin was his constituent, and he had not even reached out to the mother, he had not extended

those condolences and really comforted her. He's over in another country advocating, let's bring back a gang member to the United States of America Brian Thomas.

You know, they're on the wrong side of this in a huge way, and I can't imagine it benefiting them and iota, I mean, it's inexcusable and inexplicable to start with. But the fact that most people, Republicans and Democrats are in favor of kicking out illegal criminal illegal immigrants, most notably, I mean, just put them on the wrong side of the ledger. I don't get it.

a senator be somewhere in another country. But I'm gonna pivot away from that and talk locally about our mayor pure vault. Look, I was the outgoing vice mayor of the City of Cincinnati, but I'm also a Christian and I have no problems leading with my faith. Brian Thomas. This weekend was one of the most sacred weekends for any Christian Resurrection weekend. We're coming from Good Friday, as

you talked about, Eastern Sunday, Resurrection Day. Sunday, this is the day where we know that Jesus rose from the ditch, the meaning God said his only begotten son here he rows on the third day. And it's our relationship. It's how our sins are forgiven and how we can have a relationship directly with God. Who in the world would be doing a protest downtown if you're a mayor. I'm starting with I heard your caller call in about the

issue with having a permit or not. Reality of it is what mayor with being downtown Cincinnati engaging in a protest when guests, our guests, our family, my family, they're all coming in town. They're coming in town to celebrate, like your family. Why would you greet them downtown with protests as they're trying to go to restaurants, as they're trying to host their families. Why would you do that

on the most sacred Christian holiday ever. I haven't even gotten to the notion of breaking the law and not having a permit. It's like, God, what is this mayor thinking about?

that on the most sacred Christian holiday weekend? I don't understand it.

defeats the whole point of the permit process. If you aren't going to prosecute people for it, you aren't going to hand out citations, then what's the point of having the law in the books. Pause, we'll bring Christopher back. Maybe you can elaborate on that. Seven thirty six fifty five KR see the talk station, Chimney Care fireplace in stove A. Plus the BB being locally owned and operated since nineteen eighty eight, you can take advantage of the

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through Lachland. Northbound seventy five between Dixie and downtown. There's a rack on four a Liberty Fairfield chuck Ingram on fifty five kre and see the talk station.

the mayor, you know you want a headlines grabber. The mayor arrested for violating the city ordinances, city law and participating in a protest without that license. That excuse me, that would speak volumes.

Very interesting lawsuits.

step foot on Harvard University. They're working construction jobs out here. They're working nine to five jobs as waitresses and waiters out here, right, they're making twenty dollars fifteen dollars, twelve dollars an hour. All that federal money that goes in as we come out of April of fifteen, why are

we giving Harvard any money? The second point that I want to make about this for people to consider is that the university could just say I'm not gonna take the money and I'm gonna live, I'm gonna work as a private institution. They'll see that they I feel like they can get the money, but then they don't have to listen to the federal government. Right, These are some arrogant people, man, they are arrogant at all. Get out that.

They say, taxpayers, I get your two billion dollars, but I don't have to listen to your government at all. I can do whatever I wanted to. What world are they living?

left wing proposal, they're not objecting against it. But as soon as the conservative administration comes in it says, no, we're going to be cracking down and trying to protect our Jewish students' friends, and you're going to help out or we're cutting you off. They get all bet out of shape over it. Like you said, be you like Hillsdale College. If you don't accept federal money. You don't have to accept federal strings. That's regardless of which political stripe they come in, exactly.

fifty three billion dollar endowment. I mean, if they were saying they would just say, you know what, We'll forego this for the next eight years and we're going to use our endowment and we're gonna let our students do whatever they want to do. I think that's terrible for the Jewish community that you have students there that are anti Semitic. Mean, let me be clear. I support people's right to speak their First Amendment right, Brian Thomas, and

I know you do too. People listening to us will go, well, they're against someone's First Amendment. Right, that's not what we're talking about. We're talking about their actions, their behavior. Them's blocking doors, knocking out windows, setting flags on fire, harassing other students that go to Harvard. That is what the White House is talking about. They're not talking about their right to go and have free speech. We're saying, listen, your free speech is in you're engaging in an action.

Your behavior is what we're talking about. And they're asking Harvard and Princeton and Columbia to get it together, get their students together so that their actions and their behaviors reflect the United States of America. And it's citizens who

are giving them these billions of dollars. I say, cut them all off, period, give them, not give them a dime, and not give them a dime for the next four years, and let them sue us, and let's go all the way to the Supreme Court with these privileged institutions that believe that we owe them to give them the billions of dollars and we don't.

campuses to shed light on this. I mean, you know, listen to what advantage of all this is that people finally see it for what it is and get as angry as you are about it, because you know, the hell with those people. I just I don't know, man. It's not like about extra money laying around. Christopher, you know, and you're a financial planner, I bet you could figure out probably pretty quickly how much money they earn in investments on that fifty two to three billion dollars in

dollar that they have. It's not like it's a static, finite amount of money that isn't going to that's gonna shrink up and disappear.

you that. Right now, my daughter and I are traveling around the state of Ohio visiting colleges and universities, places like the Ohio State University, Miami of Ohio, Mount Saint Joe. We'll be checking out BGSU Finley, might go up to AKROM, but we're doing this right now. Sure, I want to be open with you.

my daughter from walking into a library. I mean this notion. So I'm looking at institutions and I'm trying to figure out as I talk to my daughter to say, look, I want to make sure that we're picking the best institution for you, and I don't want her around this kind of wokeness. I don't like it at all. I think it's incredibly disrespectful. And I don't like students that think it's okay to harass other students to bully them. What's going on with the Democratic Party that they would

think this behavior is okay? Brian Thomas, I thought this was a party of inclusion. I thought it was a party of acceptance. It doesn't feel that way to me. It feels like I'm gonna shove my values down your throat and if you don't like it, screw you. I have a problem with that.

this very very closely. And because just like African Americans, the Jewish community often votes democratics to the Democratic Party, right, and so I'm hoping they're waking up saying, at least move to being an independent, hold your vote and why again, I can't say enough. I'm voting for Corey Bowman, and I'm encouraging other people to vote for him for mayor.

Let's not just surrender our values to think that it's okay for a mayor to go in our downtown Cincinnati on our most sacred Christian holiday without a permit, right, without a permit, using our taxpayer dollars to protect illegal behavior. It's not the First Amendment speech you and I are talking about. So nobody emailed me, nobody texts me I support the First Amendment, right, I'm talking about not having a permit. Your caller who your guest caller that called

in is right on point. That was illegal. And our mayor went down there and hobnobbed and got on the got on his big mic and went down there with him where he was engaging in something that was illegal. It just I'm just insulted that he would do it

on Resurrection weekend. And if you're a Christian out there like me on fire for God, I'm hoping that you are as offended hearing my voice that our mayor, I don't care whether you're a Democrat or Republican or independent with downtown when our families are coming in engaging in an unlawful protest without apartment on our resurrection weekend. Well stayed on him.

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have have to pay attention to it. But I have some general understandings and things like that. But I get the impression that the volatility in the market, and it has been kind of up and down with all these talks about tariffs. I just I just get the impression no one really knows what they're gonna do these tariffs and how we're going to be dealing with it, or what is going to emerge as a consequence of them. Will they stay around? Will Donald Trump pull the plug

on them? Is he going to negotiate better deals with different countries? Is China going to hold out? I mean, it's just seems to me a whole lot of question mark swirling around it, and that uncertainty of its in and of itself brings around volatility. I suppose, doesn't it?

in chaos right now. We know there's a there's change coming and we're we're under We're under a lot of it right now. The market absolutely hates that. It's not that, you know, we're gonna go over the cliff and hit the bottom and that's going to be the end and we're all gonna, you know, live in caves and buy ammunition and grow corn for the rest of our lives. It's that's not that's not where we are. But the market is behaving the way it is because it simply

can't see. We're flailing around in the fog. The market absolutely hates when it can't predict what's coming. So therefore, with what the market always wants to know. You know, there are a number of earnings reports, for example, coming this week from big companies like Verizon, AT and T, P and G and some of the big names. We are going to be listening. What we're going to focus on this week is what are those companies saying in terms of visibility. Doesn't really matter what they did in

the last core. We't care about that anymore. That's that's that's over and done with. What are they what what position are they going to take over the next several months with regard to tariffs. So, for example, if Proctor and Gamble manufactured stuff overseas and wants to move country to country. What's the tariff going to be on the day that that package of stuff arrives in whatever country

it's it's destined for. And we don't know that right now because that literally changes that you as you just said, that changes almost day to day anymore. The market absolutely hates that because it cannot calculate what a successful transaction should result in in terms of profit. Therefore we have these violence wings back and forth.

And right now we're kind of like a ship without a rudder, it seems.

what is the dream going to be? And so what we're seeing is it's an interesting divergence. I'm looking at a chart right now just where everything is so prior to this week, even the European Far Eastern Asian stocks, you know, which is basically the S and P five hundred of the rest of the world, last week they were down about three four percent for the year. As we're sitting here right now, Brian Thomas, they're up about

seven percent for the year. Now, compare that with the Nasdaq, which still sits down about sixteen percent, the S and P five hundreds down ten and even the dall is down eight percent. So the point of all that is there is volatility, but that also means there's upside to it. The companies that are doing the best are the ones

that potentially have an opportunity here. And we've talked about this before, but there are probably some funds, hopefully some funds in your portfolio that you haven't been paying attention to in years. I'm speaking of the international stocks in the emerging markets, which is which are more like the Brazil, India, China,

those kinds of things. We haven't talked about those countries in a long long time, but they're all lining up looking at this opportunity, watching the United States choose to fight with its customers, and they're looking for opportunities to create new markets where for those countries there wasn't one before. And so that's why the market is sensing that, hey, these companies that maybe weren't as big as players as they were in the past may now have a great opportunity.

That's why they're up seven percent. So if you have a properly diversified portfolio, you really shouldn't be getting killed. If you're down fifteen to twenty percent, then my guess has been you've been chasing technology for the last fifteen years and it's coming around to bite you in the rear end.

production here. Like for example, there's a terrible situation going if you haven't read about it, between China and Taiwan, and it looks like, you know, China's gonna invade any moment, at least it's always seen that way for the past couple of years. But all the major chip production is being done in Taiwan. Sounds me like going to start bringing chip production here to the United States. So ultimately we can benefit by this. It's not going to be immediate.

We're gonna have to wait for it because you just don't create a chip factory overnight. But if we ultimately, you know, have some domestic supply for some things that we haven't had for a long time, isn't that ultimately good for us over the long term.

they provide. That another chip company, AMDs, maybe has some better ideas in that space, and that news hit at an unfortunate time a couple of maybe a year year and a half ago where that started to come to light. And so those two plants are sometimes in question. I cannot imagine they're going to walk away from them in mothballum, but they're not as moving forward with as much gusto as they originally were. But that all came from the

original idea. It originally started with national security. We can't keep buying chips from overseas not knowing exactly what our enemies, speaking specifically of China are putting into those chips, the influence that they have, and if they managed to take over Taiwan, like you were just hinting, well, that's where most of the chips come from anyway, from Taiwan's semiconductor although some of the plants are here in the United States as well. But yes, that is definitely one of

the goals. It's not going to happen overnight. And when we've got interest rates bouncing around, inflation and tariffs and all that kind of stuff, companies are going to be hesitant to make such a massive, massive investment to bring one of these huge plants online in the United States, if they were turning the first shovel full of dirt over today, it would probably be three years before they could start producing something with any kind of regularity. So we need some clarity here.

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the COVID nineteen downturn. I saw at one point how much I lost and lo and behold, if you wait around long enough, it all comes back and then you end up having more, which is exactly what happened with me. So I like to avoid the headache and the heartburn and everything might go along with it, because you know, until you sell, you haven't really made or lost, right Brian, So should we be looking at our four to one K balances?

owns just a little bit of everything. Every four roh and K out there has enough where you can build a set it and forget it type of a portfolio and do just what Brian Thomas is doing, which is look at it a couple times a year. It's not money that you're gonna need tomorrow. If that is the case, then you already screwed up before four oh and K is your only source of wealth. That's a problem. That means you have no cash, you got no oil in

the engine, and that kind of thing. This should be the money that's out there for at least five, ten, even fifteen years to help you fight off inflation. And if you look at any chart, any chart of the stock market over the last thirty years, then you will notice it goes one direction. That direction is up. However, we have our our little head fakes every now and then.

I remember when I first started in this industry, was nineteen ninety seven, and the Russian ruble collapsed in ninety eight, and then we had something called Long Term Capital's a hedge fund that collapsed. I remember thinking, in my youthful stupidity, oh my gosh, this time it's different. I'm special, I'm scared now, So now this one counts and in the end and the end, it doesn't matter. It's just a reshuffling of the deck and different leaders will to take

the move to the forefront. Shortly after that we had the huge technology boom. All of it became a catalyst. Whenever there's some kind of panic in the market, somebody takes advantage of the opportunity to drive things further. As we hinted out in the earlier segment, right now, it appears to be the international stocks are going to take the lead for a while. So far, that's been the case. If you don't own any it's not helping you, and you will feel targeted by the market. Market doesn't care

about you. It only cares about about what it can see forward. And right now, that's not very much. So make sure that your portfolio is at least spread out across these different things so that as things have been flow, you'll benefit from it, but you don't take it on the chin if something completely falls apart.

here only got me four percent return. How often should we be adjusting the different funds that we're in or is that something that we shouldn't be doing very often? Does depend on where we are in our life close to retirement. What's the story on that? Ran?

you get paid. That inflow, that constant inflow of cash tends to keep it in balance. If you balance that once, you know, a year ago, and you put a bunch of money and left it all alone, it's probably still reasonably in bounced. I'm not talking about the you know, the dollar amounts. The dollar amount could actually be down, of course because of where the market is, But I'm talking about the different sizes of the various positions you

hold in that retirement plan. That constant inflow from payroll tends to keep the whole thing in balance. Because if something's taking a beating, then it meaning it's down more than everything else in the portfolio. Well, you've just bought more shares of it because you have put the same fixed dollar amount in every pay period as you've been doing for years, So that tends to again keep it in bounced. So it shouldn't be too far out of whack.

not about never losing. That's one of the guarantees that want to give everybody, you know, as a financial planner, with some I guarantee my clients Occasionally, you're gonna lose money. We're gonna lose your money. It's the reality of it. My job is to help you navigate through that and not avoid it, because there's no such thing. So be prepared for that, learn your history, and then understand the levers you need to pull inside your flour one k to make sure it doesn't sink your ship.

the volatility and all the craziness going on in the world. Pause. One more segment with Brian James. It's a twenty five at fifty five KRC, the talk station. You know, whether you're buying a home, refinanciing your existing Morgig mortgage, you have the best possible person when you're working with Susette lows Camp Across Country mortgage. She can and will help you, and she's quick about getting back. We'll give you a

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Just a couple of extra minutes needed. Chuck ingram ontifty five care see the talk station.

Fed is going to go with rates? And then my question about bonds always the safest investment, but is that always going to be the case? We got all these international trade disputes going on in China owns a lot of our debt in the form of bonds, and what if they quit, you know, buying them.

the right situation, it could be a conversion opportunity. And what I'm getting at there is if you have a huge pile of money on your pre tax side, your four oh and K, your iras, the traditional side of things that has never been taxed before, but is going to get the daylights kicked out of it by the time you reach age seventy three to seventy five, depending on how old you are now, then this while the market is down, can be a great time to go ahead and take some of that cash and tay time

with it. Convert your traditional IRA to WROTH and from then on, as we recover, from then on, those games are going to be tax free. You're going to reduce your require minimum distributions, You're going to reduce the tax hit down the road. So on one hand, yeah, when the market's down, is it a buying opportunity. Yeah, that's pretty much always the case because eventually it turns around goes back up. But I think what people need to be looking at more is not only you know, for

buying opportunities, but can I rearrange my tax situation? How what's in this opportunity for me to kind of benefit and again never pay taxes again. There's a lot of moving parts to that, but I think that's something that this generation of retirees ought to start to learn more about.

You have to take that conversion amount, add it to your your other sources income. You also want to be careful. You know, if you're close to Medicare age, then it could factor into driving your Medicare premiums a little higher. But a married couple can get up to two hundred and ten thousand dollars of income before that's an issue.

Single person one hundred thousand dollars. But if you've got the ability to do that, it can't even be worth taking that hit when you look at the fifteen to twenty year impact of a decision like.

further than we can. And the idea that I believe underlying all this is his concern that inflation is going to come back quickly if we drop interest rates, because we simply seem to have that ability still to run the economy a little faster than it should be whenever there's an opportunity such as lower interest rates, and he does not want inflation to come roaring back. You know, despite what the President says. President doesn't like him a whole lot. But it's not going to be very easy

for for Trump to do anything directly with Powell. But at this point we're kind of in a holding pattern unfortunately.

the pile and has to eat whatever the changes are. Ultimately, now those companies can be hurt one way or another. Because they you know, maybe consumers look the other way, look for different opportunities. And that goes back to what

we were saying before about international stocks outperforming. There are countries out there who aren't going through this and have the capability to produce some of the goods and certaviss that in the United States are current for United States consumers are currently going to be affected by the tariffs. So those companies have a great opportunity in front of them because they don't have those hurdles.

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Bart since twenty thirteen. I always recommend when I talk about Breitbart b R E I T B A r T Breitbart dot com book market, you'll be glad you did because you get to read about what Francis Martel is writing. Francis, welcome back to the fifty five KC Morning Show. It's great to have you on.

seems like they're on a roll. And yet it's not that Rosie in China, I understand, tell my listeners a little about what you're gonna be talking about tomorrow night at seven pm.

period as that. But it's obvious America is going to win and there's no point to the competition. So that's the attitude from young Chinese, and a lot of that is unemployment. A lot of that is the feeling that they will never be able to own a house that they won't have the money to get married or have kids. The nine to nine six culture, which is the nine nine six is a jack Ma term for ali baba, and it basically needs nine am to nine pm, six

days a week. The idea that you're you don't have a life outside of work, that attitude has really crushed the idea that you can start a family in China, and so there's all this frustration and kind of despondence from from normal Chinese people, especially to Chinese youth. A lot of them have moved back in with their parents. They're young Chinese people pretending to have a job online just so that their relatives don't bother them. But it's fake. You know, they take a picture at a desk and

they pretend they're at work and they're unemployed. So it's not it's not a great sentiment over there. And I think with the with the incoming tariffs and all of that, you know a lot of people here are feeling that, you know, we're going to be affected so badly, And the attitude of the Chinese government is that, you know, they're they've survived three thousand years, their culture is so old,

we'll get through the tariffs. But the general sentiment among young Chinese is that you know, they're they've.

a train. So they are also silent, and that repression adds to the general feeling of hopelessness that that doesn't really serve the.

So it was very, very repressive, and that triggered a wave of protests, and the most impressive ones to me were the white paper protests, where young Chinese people would go out and they would hold up protest signs, but they were completely blank because they knew if they said anything, it doesn't matter what was on the sign, they would be arrested for it. So they were daring police to arrest them for holding up a blank protest signs, and

the police did arrest them. A lot of those people were disappeared into the justice system.

haven't seen a massive wave of protests like that. But just last week in Changdu, someone posted a huge banner across a bridge that said, you know, democracy is the only answer. So people are still protesting. People are still very actively protesting. It's just heavily repressed and a lot of the bravest people have already been shepherded into prisons. So you know that leadership vacuum is going to hurt a protest movement.

Obviously it was crushed, but that was pre social media. That was an organic, organized thing, and there is there a potential for that type of thing to crop up again. But I mean, you know, an underground movement like people actually you know, communicating just by voice as opposed to electronically, that they can foment some sort of wider rebellion against this repression.

actual Christians don't go to those churches. They pray at home, which would be legal, and a lot of those people have had their home bulldoze have been again disappeared into the justice system. But that Christian underground that is very you know, whispered. The meetings are quiet, they pray together in silence. That has been growing significantly. There are estimates that there are as many as one hundred million Christians in China. So I think that is definitely a big

part of it. The protest movement, that was the secular anti lockdown movement that still exists, but that has been crushed by hopelessness. And there's this also this trend among millennials and gen z called lying flat, which essentially means, you know, don't have any career ambition, don't get married, don't have kids, do nothing because anything you do serves the party.

So even if they wanted to, they can't. But they don't want to, and so a generation from now, that workforce is going to look very weak unless they start mass you know, importing migrants, and China is not going to do that, so that is going to have a tremendous negative effect on the economy. And the economy is basically the only thing holding up party right now.

undergoing genocide. Chinese communists are going village by village, serializing the entire female population of leaguer villages, so the only

people that want to have kids are being sterilized. And then the Han population, which is despondent after seventy years of communism, seventy five years, they don't want kids, and you know, if they have because this communist government is also Han supremacists, the ethnic con group which is the majority population of China, it doesn't really serve them that There's also a trend of Chinese men looking for Indian or Pakistani wives because that doesn't really first the idea

of their supremacy right, so it is a huge problem. They've been trying to pressure women into having babies the Communist Party now called women and asks them about their cycles and asks them if their plan and have families, which is incredibly intrusive and having the opposite effect of what they want. So the desperations kicking in and it's going to be interesting to see how they.

It's been fascinating talking with your Francis. As always, I know my listener is going to enjoy the seminar tomorrow night, and I look forward to talking with you again real soon.

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