55KRC Monday Show - Congressman Davidson, Smitherman, Money Monday

of Cincinnati, Christopher Smithman's to be there. It's his home away from home there, Jim and Jacks. Looking forward to seeing folks. He's a great guy. Quite a few of the candidate's going to be the Jim Neil said he's going to show up runner for sheriff. Still fingers crossed it. Hamilin Kennedy prossecut and Melissa the powers can make it. Just hoping no confirmation on that, and we've gotten some confirmation from other folks, including Orlando Sanza, who I love that guy.

We'll get Congressman Davids is on Davidson on the phone at seven o five to talk about it. It was good seeing him at the wonderful charity event and salute to the folks behind the Hoodie memorial. Corey hood lost his life doing it. Was a golden night. Pair of trooper in the Army, really wonderful guy and Lakotagrad and he's just loved his hometown. He went around the world spreading the just the great news about his hometown. Just this whole event was a slice of Americana anyway, lost

his life quite a few years ago. Was the ninth annual Hoodie Memorial. They raised more than one hundred thousand dollars for scholarships for young people that otherwise wouldn't necessarily qualify for scholarships, just in an Ado, the late Cory hood Apparently he was one hell of a great guy. Everybody loved him. Prankster, liked to party, loved life. It wasn't exactly the most studious individual, but he served his country well, lost his life in service in a tragic accident.

So what they wanted to do was celebrate his honor in his life and remember him every single year. And so they've been doing this golf outing every year and it is just amazing, some young people getting seventy five hundred dollars for several different scholarship programs that they funded, now completely funded, so they're self sustained. So turning the tragedy into something wonderful and lasting memory of Corey Hood.

And it was good to see Congressman Davidson there with me on the golf course, wishing the golfers off and celebrating another Hoodie Memorial. And again more than one hundred thousand dollars raised in just one afternoon. So that was a great event to be taking part of. And we heard from the Lebanese Saint Antheapato with Lebanese Food Festival folks over on Friday, Kimberly from the food festival. Yes, I went and got my food yesterday. It was great,

nice turnout there. The food was wonderful. So I always enjoy talking about that. Twice a year they do that Lebanese Food Festival. So there you get. That was my weekend anyway. So Smithman again seven thirty after Congressman war and Davidson money money with Brian James and a lot of really kind of sad news coming from well acknowledgment about what's going on. Stocks trampled as knee k crashes

thirteen percent. Yes, we had this morning at the closed Japan's Niek a posting its biggest single day fall since nineteen eighty eighty seven on the fall on the aftermath of Fridays. I believe it was eight percent drop. So two banner and record terrible days for the nie k, and futures this morning are trading way down. Looks like everybody including Warren Buffett is dumping stocks in anticipation. Who

here's that word correction. As we head into a November presidential election, it's not going to be good for the Biden administration. Jarre your own conclusions whether Trump's got better ideas, but Biden administration, of course be doubling down on the policies that brought us to this precarious position. Parents are putting off paying bills, buying groceries for back to school expenses. Another topic with Brian James, inflation, home insurance, other monthly

payments are skyrocketing. There's a headline from CNBC and McDonald Starbucks as well as others reporting terrible earnings. Inflation is keeping more people home, meaning they're not out spending eight dollars for a cup of coffee. So not exactly up the uplifting, but you can got to keep your eyes on the ball.

KRC does care most notably about the American veteran. Love to hear from you five one, three, seven, four, nine fifty five hundred, eight hundred and eighty two to three talk Go ahead and hit pound five fifty on AT and T phones back over the knee. K has given up all of its gains this year, dropping more than twenty five percent after reaching a record high last month, now in bear market territory, biggest single day percentage dropping

nick since October twentieth, nineteen eighty seven. The so called Black Monday crash on Wall Street, other stocks in stock innyses in Asia also fell. South Korea's benchmark Cosby down eight percent, and a lot of this is driven by the US jobs growth, which showed a slowed sharply and the unemplayed employment rate rising to its highest level since twenty twenty one, according to the US Department of Labor statistics that were released on Friday, which resulted in a

terrible day on Wall Street. This is, you know, suggesting that some believe Federal Reserve is going to be cutting rates perhaps earlier. I think Elon Musk was screaming about that they should have cut them earlier. But whether or not they cut them earlier or wait around till September, there's still a big question mark about whether they're going to impact the rates are going to be impacted.

The largest sectors of economic growth, healthcare and government government. Yeah, these accounted for sixty three percent of the new jobs that actually were created. Manufacturing, however, is now at an eight month low and signaling contraction indicators of the economy. Copper was cited dropping well off its peaks from May. Oil prices down and the slowdown is global, they say. The Chinese Communist Party leaders in Beijing said they don't

really have a plan to revive their economic growth. Europe dealing with well, big state, no reform, economic and political malaise, as the Wall Street Journalist describes it. Corporate earnings disappointing, McDonald's dropping sales fell globally for the first time in four years, Unilever, Nessley, other well. One may argue luxury item people are cutting back and it's going to hit

those luxury items. Well, luxury or unnecessary items. Do you need chocolate when chocolate has gone through the roof cost wise, Well, if you're a grocery store and you're deciding what you're gonna buy and you're limited in your resources, maybe you don't go with something like that. Intel missed their earnings estments.

They're announcing layoff of fifteen percent of its workforce. Their shares dropped twenty six percent on Friday, in spite of the fact that they are big recipients of fat Washington taxpayer money trying to revamp the nation's industrial base. NASDAK dropped more than three percent on Friday, now in correction, territory ten percent off its peak. Blame the politicians. After defending the Federal Reserve, Wall Street journalists, blame the politicians.

The US economy never settled into virtuous growth cycle after pandemic because Washington kept creating hadwins, including a host of new regulations on productive parts of the economy and huge misallocated subsidies for green injury, energy and other political favorites, handing out your taxpayer money into places that do not generate or increase the economy, benefiting only hands selected while

we all basically struggle. And of course, going into the election, Democrats Kamala Harris at the Helm promise more of the same regulations and subsidies, along with huge tax increases, which of course will have a profound negative impact on the economy. You got a choice when it comes to elections in November.

And I know Donald Trump's taxes and Donald Trump's tariff policy maybe bad smoot Holly has been mentioned in connection with discussions of tariffs on imports, obviously with the goal of re like Phoenix from the Ashes with our manufacturing sector here in the United States. But it comes with profound impacts on your and my cost of purchasing stuff and things which we still get from around the globe.

So no quick fixes on this. But if this does go into recession and advance in November, I cannot see how this could possibly inure to the benefit of Democrats. Keep your popcord out, folks, and get ready. World War three apparently is going to happen here in this morning. I say that's an overstatement, of course, but the war drums are pounding in the Middle East. Zero's Carpet Cleaning, though, you can get in touch with Zero's Carpet Cleaning. Got

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work they're doing for the American veteran. Let us see those are your items? Most recently on fifty five care seat dot com on the podcast page let us see, I've mentioned well, Hurricane Debbie getting close to landfall. Laura Marsh If you're out there, I'm sorry, Laura Wright, her power was off. She's among friend of the show. She used to live in this area, sheet down in Florida.

She regularly listens and chimes in and just send a Facebook message their power has been out, and hundreds of thousands of others power out in Florida and don't expect your flight to be on time. CBG announced yesterday there was a whole bunch of cancelations because of the then tropical storm now Hurricane Debbie getting ready to make landfall, which it is at Florida's Big Bend area. This is just the most recently from CNN's meteorologists about half hour ago.

Maximum winds eighty miles per hour stronger gus forty miles west northwest of Cedar Key, eighty miles south southeast of Tallahassee, moving north northeast at twelve miles an hour. May have made land by now relative to when this was published. But big problems and of course the ripple effect on that lots of storm surges, flooding. Thoughts prayers going out to my friends in Florida, and of course thoughts and

prayers going out to everybody in the entire world. Secretary of State Anthony Blincoln sent an attack by Iran and Hazbawa could happen as early as today, citing multiple sources, brief that A called Blink and had with the G seven leaders yesterday. He coordinated the call with US allies and never to put much last minute diplomatic pressure as possible on Iran and has Bala. Neither side seems to

be listening to anything along those lines. Blank And allegedly indicated the United States is prepared for retaliation from Iran and has Bala in response to the assassination of that political leader Ismail Hanyai Hanie as well as the military commander Faoued Shakur. These are the people that have been recently killed. Obviously, you get you wage a war like the October seventh attack on civilians and children and old people and murder them, You're going to get your setting

yourself up a response. We've been dealing with that ever since, and that sentence frightened me. Fox News reporting give them credit or right, this was a newsmax, just to staff reporting Biden see Blincoln allegedly indicated that the United States is prepared for retaliation from Iran and Hezbawa. Now, I was a little concerned, he said, it is unclear from what form the retaliation will take. I wrote the word

as in here in the United States. Potentially they view us as much as the enemy as they view Israel as the enemy. Obviously, with our open border situation and known terrorists having actually been caught on the southern border, we always have to scratch our head and wonder how many terrorists crossed into our country that we're not interacting

with the customs immigration and Customs enforcement officials. So blancon indicated that the United States doesn't know the exact time of the attacks, but they could begin in as early as the next twenty four to forty eight hours. This reporting came last night at ten pm.

national security team in the situation room today. And I had this mental vision of Joe Biden in this situation room talking about real time potential attacks, wartime acts, something that could rise to a significant level of warfare that would engage the United States of America. We've already sent a carrier group over there, allegedly for the purpose of protecting US interest, but we also have a defense obligation with with Israel. We've said that we will defend them.

Is Joe Biden actively participating in that? What do you think? Is he really an engaged expert in the room. He is commander chief the United States Military. Just wonder how actively involved he is in the situation room. That's it, Joe, That is what my mind is sort of concluding.

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the yard house. They quickly put it out, thankfully, nobody was injured. Multiple companies showed up forty firefighters with the Cincinni Fire Department seven to fifteen last evening. While en route, the firefighters said they could see the smoke coming from the yard house. Ninety five ees threed them away. Firefighters encountered to fire both the kitchen, producing heavy smoke, additional flames coming through the restaurant's roof riating the restaurant, post,

staff and patrons all exited the building safety fire. They put it out in about ten minutes, nobody injured.

that Berkheimer should have had his day in court. He said he's introducing new legislation to ensure anyone in a similar circumstances can stayed their case. To a jerry, he was outraged it lacked all common sense. Instead of appeal judges making the decision, now people would get their day in court. Said it would support anything that could change the process. So he's asked the Legislative Service Commission to draft a potential bills to the Ohio legislature wouldn't take

the action up before it November priorities boneless wings. Since I Police have identified a victim of fatal over the Rhine shooting that happened Sunday morning. They received a call seven that quarter after seven in the morning for a port of a person shot in the one hundred block of East Clifton Avenue. They say they found the driver, and Andrew Bonner, thirty nine, inside a vehicle that crashed into a poll. Driver found not to have suffered from

a gunshot wound. He was taking a UC Medical Center where he later died. All found two have suffered from a gunshot womn apologies wouldn't make sense if it wasn't that way anyway, died at UC Medical Center. Officers have not stated that they have a suspect. Shooting's under investigation, but if you have any information since a police department homicide and it would love to hear from you five

one three three five two thirty five forty two. I suspect though that you could call crime stoppers at three five to two thirty five forty.

Our teachers need a new contract. In so far, the Board of Education and our superintendent have not been able to offer a fair agreement, said the association representative of six Center teachers. Their contracts expired June thirtieth. They started bargaining in February. They're hopeful they can reach an agreement today. Some parents that are holding a rally and support of the teachers. One of these parents, Wendy Spatz Quota BUYD and Fox nineteen. We will walk as a unified collective

group to central offices. We will learn where the negotiations stand at this time. If you want to join, walk starts at Mason Middle School eleven thirty am. That's what Miss bat said. Parents will line the route with signs, many of which were created by students. Interestingly enough, advocacy on the part of students for the teachers' union and their new contract negotiation. Let you draw your own conclusions

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like that. We're really not prepared for the conflict that's been going for more than a decade, probably two and a half decades that have led to the situation where we have a leadership in the White House and an heir apparent to the Democrat Party's candidacy for president that I wouldn't trust to run a bicycle shop under close supervision.

potential and actual conflicts going on right now. I mean, we're fighting proxy war in Ukraine using up all of our extra one hundred and fifty five millimeters shells, which apparently we can't manufacture that sufficient capacity for our own protection. Everybody in the world's sticking their hand in the United States arms manufacturer Cookie Jar asking for subsidies and support

along those lines. We've got the obvious problem going on in the South China Sea, Taiwan's under threat, China's expanding its relationships with Russia and the Iran that's an axis of evil right there, which North Korea I think is a part of as well. You know, those interests are aligning. The enemy of my enemy is my friend, so it might not be in China and Russia's and Iranians collective interests necessarily to always work together because sometimes their interests conflict.

But when they are uniformly against the United States of America, we had a major blanking problem on our hands. We don't appear to be equipped to manage right now.

their weapon. But we've lost one hundred thousand Americans in the past year to one weapon alone, and that's a products trafficking is as Belah operating with the Chinese right on our borders. Flying droans over top of JD Vance's interview at the border in the past week. They are controlling the airspace over an American border, over American territory. Well, the prospective vice president of the United States, the election goes well, was actually being observed by cooperatives of our

worst enemies combined to poison and kill Americans. So you got to understand fentanyl, car fentanyl and some of these what i'll call double diabolical narcotics are so potent as to be considered chemical warfare tool and right now and see prosecutions even here in Hamilton County for murders committed using assassinations, targeted killings being done with fentanyl. They get written off as accidental overdoses in the autop series.

They're made elsewhere and put together. Indefental flooding are United States just one little element of warfare, which also conclude online attacks, denial service attacks, email phishing attacks, efforts to break into our systems, both government and private, which are going on all the time, little elements of various forms of warfare that are literally happening right now. So the

fentanyl flooding, that's an easy one for them. I don't know what they hope to achieve, other than to disrupt us to have goods or to have services and money and financial resources allocated to deal with this problem. Obviously, it's taking away money from necessary services cities are supposed to provide. So just undermining us economically every place they can. Five forty six fifty five CASY Detalk station. Appreciate it, Dennis. So if you have a wonderful week, thanks for calling

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According to the George County, Georgetown County Sheriff's Office, Hope Harper, twenty five years old now it stands accused of one count of third degree assault and battery incident Kurt Sunday. According to the incident reported team by the Atlanta, Georgia based ABC affiliate WSBTV, deputies called about a fight at a house on Cody Lane on the night in question.

Authorities would learn several different spurts of violence between the two people were on and off again that began over the flavor or apparent lack thereof, of chicken being cooked by Anthony Harper. Well I told investigators that she asked the man why he didn't season the chicken that was cooking so it could crust up. After that, she said, he attacked her. Anthony Harper allegedly replied, I knew how to cook and Grammy was going to season the chicken.

I don't know who Grammy is. I guess grandma don't know. At that point, Hope Harper allegedly called a man a dumb dog. That's when he allegedly pushed the woman into the kitchen and punched her in the face repeatedly. A person described as a third party then made their way into the kitchen and fired a nine milimeter handgun into

the ceiling to stop the attack. At some point, Anthony Harper was held back and Hope Harper allegedly seized the opportunity to gain the advantage and during the law the woman began chasing the man around the house with a steak knife. Man Randa Duran ran. The man ran to his grandmother's bedroom. There's your grammy in fear for his life. According to def he's in the Harper's grandmother then came out of the bedroom, grabbed a broom, swatted at the

woman until she pulled the knife away and retreated. That wasn't the end of it. Anthony Harper allegedly obtained a can of raid insecticide and began spraying Hope Harper in the face and neck. She then allegedly grabbed the can and sprayed him back. Deputy's got there, they both insisted on pressing charges against each other. Of course they did. Law enforcement complied with those requests, and they were both arrested the same night and subsequently released on bond the

following day. Ah real quick, here things got spicy in a Florida chicken wing restaurant, Hey Chicken in the news after five women allegedly jumped on an employee who confronted them about a clogged toilet ten pm Saturday, popa Bee's restaurant Longwood that's north of Orlando.

clogged again. Employee told the table she was aware what they did to the bathroom. They needed to leave because the restaurant was closing and they had already paid their tab. That's when it unfolded and devolved courd of the Affi David. Patrons became a rate began yelling at the employee. One of them got up and punched the employee. The other four joined in. A cup thrown at the employee. Another employee jumped in to stop the fight, and one of

the suspects threw a chair at her. Several other employees intervened to break up the fight. Sur Valance video Yeah of Course, allegedly backed up the employee's statement and showed the suspects knocking chairs from tables and throwing salt and pepper shakers, which caused minor damage to the restaurant. Employees

suffered no broken phones, they did cuts and bruises. Police made contact with suspects identified as Taisha Charles nineteen, Keniesia Charles eighteen, Kenyanda Charles twenty four, Jasmin Klein twenty five, Jalika Smith twenty Those folks told police they were paid for They paid for their food and were sitting in the booth talking when the employee came and told them it was very rude and disrespectful, told them they had

to leave. When they got up to leave, they allegedly they alleged the employee got up and pushed one of them, and another employee began attacking them. Surveillance video back to the employees account. All five women arrested for disorderly conduct, brawling, battery, touching or striking, and criminal mischief charges, taking a jail on a oney twenty six dollars bond. They have since been released. The Aristocrat, Thank you, Joe, I knew something

was coming on that one. Five fifty six fifty five cares of the toxation plenty coming up after the top of the air news.

Water spout actually went through a street away from them yesterday.

bad day on Friday, they're even worse this more. Well, they're bad this morning. Dallas prejicted to drop up one and a half percent, SMP one point eight percent, Nasdaq is supposed to be down almost two and a half percent, Russell two thousand and three and a half percent under current futures market right now. And again Japan's NIK posted the biggest single day fall, down twelve point four percent on an already was a previous record that was set

this past Friday. So double back to back devastations in the NICK. So again not looking good for American markets and rumbling words of recession or being discussed. Don't know how that could possibly near to the Biden administration. I'm sorry now the Harris administration. And to that end, why are we are we allowing Kamala Harris to do the Joe Biden run her campaign without talking to anyone's strategy,

which is what's been going on? I think fourteen days without an interview, and she has surrogates coming out trying to undo her background, like, for example, Medicare for all. Back in twenty nineteen, she proposed socializing American healthcare. She said she's not interested in doing that now her surrogates have come out, No, she's not in that position anymore, but she hasn't said it. She introduced a build to

defund ICE, Immigrations and Customs Enforcement. At one point she compared them to the ku Klux Klan went on the debate stage before she dropped out of the presidential race because she couldn't get anyone to even consider voting for her. She did raise her hand and asked if she would decriminalized illegal entry and also affirmed that she would provide taxpayer funded healthcare to illegal immigrants. Where is she on that one right now? Her surrogates suggesting she's not there anymore,

but she hasn't said it. Does she still support defunding ICE? Does she still think the comparison to the Klan were fair? And banning on fracking which allows me to pivot over to California? She said, there's no question I'm in favor of banning fracking. She said that and again in twenty nineteen, never renounce that. Yet her spokespeople have said she no longer believes in that position. But that statement never came from Kamala Harris. It came from surrogates allegedly speaking on

her behalf. Again, We've done this before with Joe Biden during COVID, when he used COVID as an excuse not to mingle with the public or at actually answered questions directly.

So and thanks to the Wall Street Jurnal always getting props for this little fun fact, an illustration of terrible policies and terrible outcomes for the state of California because of the terrible policies, and their gasoline prices are through the roof, usually paying about a dollar twenty ish more than everybody else in the country, because well it's California. And I got a big kick out of Gavin Newsom's formed an energy commission, which was supposed to investigate the

causes of California's high gas prices. It's like, well, don't we all know if you're in the most heavily regulated environment in terms of fossil fuel usage, you're gonna have the most expensive gas in the country. Did you really need a committee to discuss that? Wait till you hear what they said the last Friday, Chevron has joined the growing club of California corporations moving into Texas Wall Street Journal. The wonder is what it took? What is it took

so long? Company has been in the state for more than one hundred and forty years, But as they observe, Democrats and Sacramento want to put it out of business. And why would anyone stay under those circumstances. The list of anti Chevron state policies include a low carbon fuel standard, cap and trade fees, drilling restrictions, and a penalty on excessive refinery margins. In other words, profit to add insult

to injury. The I love this. The Richmond City Council, one city in the state of California, has a ballot initiative for this November where one city in California wants to put a one dollar per barrel tax on Chevron's refinery, which is one of the largest in the state. Oh, isn't that convenient here, let's vote ourselves money from a private corporation into our pockets.

from Chevron. The voters bequeathed money to the coffers of Richmond City Council in an industry that they're fighting to make go away because well, evil oil, that's why. So once Richmond gets used to the fat bank they're getting because they stole it from a ballot initiative, what happens when it disappears. Oh, look, Chevron's leaving the state. More on the industry has caused production to fall by more than half in the last decade. Several refineries have already

shut down. Gas prices have surged a buck sixteen a gallon above the national average. Whenever refinery has problems, prices rise even more due to lack of supply. They say, sometimes above six dollars a gallon. Great in an inflationary period we're living in where people can hardly afford our groceries, let alone housing. Go ahead, let's make them pay six dollars a gallon for gasoline because of heavy regulation. So

enter the Energy Commission. I mentioned a moment ago charge with the mestigating the causes of their high gas prices. A commission staff report this past week failed to find any wrongdoing.

you know you have a free market. Enter the socialists who then nationalize the oil industry, driving it out of business effectively, because they don't know Jack Squat about running the oil industry. They're socialist puppets. Yeah, put Fred in charge. He's a big loyal socialist Maduro supporter. Let's make him head of the state refineries and Sacramento can't currently provide basic public services such as reliable power? How would it run an industry wants to shut down? The report? This

committee report from Newsom's committee. The report wonders too quote as demand for fossil fuel declines, will the presence of state owned refineries inhibit and orderly phase out of refinery capacity? Which is a legitimate question. The state's now in charge of well refining and keeping the price of gas low. Once they start phasing out the oil industry, you can't stop the impact of economic reality. Supply will drop and price will go up, and the state will then be

in charge of it at the time. If Democrats in San Francisco want to reduce refinery production, nationalizing your industry via a la venezuela would work. But as the report uses this quote, what would drive how the state managed the refinery profit? Maximize production, minimize production? It puts them in a bit of a quandary. Doesn't they be fighting amongst themselves? No, we need to get rid of the oil industry. No, we need to lower the price of

gasoline for Californians. We need to maximize profit and increase production. No, we know, we get rid of it. We're in charge of it now. We can just cut our own throats and stop production. Let that war out. Why you sit back and eat your popcorn. The Commission floats a moderately less insane idea observes the Journal to regulate oil refiners like electric utilities, with the state setting rules, prices, and

the rate of return. The Commission also contemplates requiring refiners to subsidize electric vehicles and prices for low income customers.

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One of the things that Kamala Harris was, even though they're denying it, borders are in charge of the southern border, and she ignored it hadn't even visited ten been to Europe either, if you recall. So what's going on with the border right now? Well, the Department of Homeland Security had to shut down the parole program that allows unauthorized migrants to skip the border and fly directly into the United States. Why, well, massive fraud has been revealed court

to the department. They caused this shutdown after a watchdog group thanks for the thanks to the Federation for American Immigration Reform FAIR. They released portions of an internal government report which reflected the extent of the fraud, including the use of dead people's social Security numbers and this and

the SAME's addressed us on thousands of applications. So this program applies to people from Cuba, Haiti, Nicarago and Venezuela, offering them quote unquote parole into the United States even though they have no legal visa to enter, as long as they schedule their arrival in advance and get an affidavit from some entity in the United States promising to support them, an entity ANDNGO that you probably are paying for with tax dollars. So they facilitate this working. Those

affidavits apparently full of fraud. Accord to the report from Fareyre relying on government data. For example, the same one hundred IP addresses were used on more than fifty one thousand applications. One single address in Tijuana, Mexico has used three hundred and twenty eight times.

out that violates the point of having a sponsor. The sponsor are supposed to be the one with the financial wharithought and the ability to house the migrants that they

are sponsoring. So why would one of these people flying directly into the United States end up a government run shelter where there's the sponsor this program, the CHNV program except roughly one thousand arrivals a day, and from the time it started in October of twenty twenty two, back when it was confined to Venezuelans, nearly five hundred thousand people have won parole through the program. The US Citizenship and Immigration Services were charged with approving the financial affidavits

yes the sponsors. They were supposed to fill out a form online asking questions about their current sources of income and assets. Sponsors need to describe the resources that they plan to use to help house and settle the migrants they are vouching for. Again, going back to how could each one of these folks handle thirty individuals flying into our country providing them with food, housing, resources, et cetera.

so comfortable. Out again, another government program just filled with fraud and abuse. Six twenty seven fifty five Care see the talk station. Love to hear from you if you've got a comment. Got local stories coming up in first to word four. My friends who's at Low's camp. Who will be the right call to make for mortgage issues. She handles mortgages and she does it in all fifty states plus Puerto Rico. She's a cross country mortgage and I know you're going to have a great experience working

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I am looking forward to being there on Wednesday, of course, after a listener lunch you're going to join us at listener lunch Jim and Jackson the River about eleven thirty ish on Wednesday, since I please have identified the victim of a fatal over the Rhine shooting happen on Sunday morning seven back quarter after seven in the morning, they received a report of a person shot on Eastcliffeland Avenue

in the one hundred block. Where they got there, Andrew Bonner, the driver, thirty nine, was found inside the vehicle that had crashed into a pole. He had suffered from a gunshot one and taken a UC medical center, where he later died. According to police. Police have not stated if they have a suspect yet. That shooting still under investigation. But if you have any information the homicide, you know, would love to hear from me. That number five one, three, three, five,

two thirty five forty two. Fire happening in the banks. I saw a couple of reports on this one. I got here in this morning, was looking online. Happened Sunday evening. Firefighters found an active fire at the yard house. They did put it out rather quickly than only took them about ten minutes. Shut up at quarter after seven in the evening, for reports of heavy smoke in the area. En route, the firefighters said they could see the smoke

coming out of the yard house. Upon entry, firefighters encounter both fire in the kitchen. It was producing heavy smoke and additional flames that were coming through the restaurant's roof. Everything in the restaurant. Okay, everybody got out as safely, which is a wonderful piece of news. There again ten minutes to put the flames out. Nobody injured. Damage estimated to be at one hundred and fifty thousand dollars, and they say the fire was accidentally caused.

of a million dollars. This first round of funding aims to provide enough stability to reopen the bridge to pedestrians. Court to b NKY Growth Partnership board chair Jim Dressman, speaking with local wcp you, said the Purple Fuel Ridge is an integral connector in the CINCINNTI region, allowing nearly one million people a year to cross the Ohio River.

Really that many, So with Labor Day Octoberfests Cincinnati Blank quickly approaching, they're proud to provide the funding for this important regional I kind of get to reopen as quickly as possible. It closed in May after a piece of sandstone broke off the bridge on the Cincinnati side. Purple People Bridge is privately owned, with the owners have said that they need help to fund the repairs needed to

reopen it to the public. Will Webber, president of the Purple People Bridge Company, said it's a costly endeavor in the bridge company doesn't have the funds to continue to do the preventive maintenance necessary for something like this. Court of the City of Newport fundraising efforts will continue. Their hope the Purple People Bridge will remain open by or open up by Labor Day weekend when Riverfest is held.

So I didn't realize that they didn't get any public funding anyhow, six thirty five fifty five k se detalk station.

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it can be. This past Friday is particularly frightening, sort of working off of that CrowdStrike failure and how many computers it knocked out something far more catastrophic as possible. Of course, are authorities and positions and power kind of worried about what might happen between now and November. Many people concerned about the election being interfered with that denial

of service attack. We weren't worried about might interfere with the election, although they say there's nothing people can do to change the outcome of the election via some hacking thing. And I know many of my listeners have a little John Decire skepticism that conclusion. But we got problems on the internet. Thanks to Dave how To afforded me this article from the Washington Times. Chinese communists military writings revealed

plans for strategic influence operations through TikTok. Every week, Dave remind you to get the hell off of TikTok. It is nothing more than an invasive tool for the Chinese Communist Party to get information about you. I know the lawmakers voted in April to force the sale of TikTok or ban the app because of its ties to the

Chinese Communist Party parent company Byte Dance. TikTok presently challenging that law, and Appeals Court's going to hold oral arguments on that in September, So status quo between now and then. But what happened on Friday this past Friday? The Justice Department sued TikTok because they claim that they violated the terms of the prior settlement agreement and violated children's online privacy protects found in the US District Court of the

Central District of California. They accused TikTok of violating a prior settlement that they entered into the FTC because they continue to collect data on millions of children under the age of thirteen without parental consent and are failing to honor parents' data deletion requests and violation of the Children's Online Privacy Protection Act at KAPPA Act. Core to the FDC chair, TikTok knowingly and repeatedly violated children's privacy, threating

the safety of millions of children across this country. FDC will continue to use the full scope of its authorities to protect children online, especially as firms deploy increasingly sophisticated methods. Now they deny that they're doing it. No, no, no, this is from stuff that happened a while ago. We're proud of our efforts to protect children online. We'll continue to update and improve the platform. One hundred and seventy more than one hundred and seventy million users in the

United States on this disgusting application. And I know people think it's wonderful, but come on, consider what they're doing now. This lawsuit stems from this earlier settlement that one of their predecessor companies reached back in twenty nineteen. They had to pay five point seven million dollars for violations of the Children's Online Protection Act, which was the largest civil penalty at the time, later surpassed by Epic Games paying two hundred and seventy five million dollars.

the Department of Justice. They alleged TikTok began violating that settlement, that twenty nineteen settlement right after it went into effect. Inadequate protections for k kids companies required to check if a user is younger than thirteen.

They shared kids mode user data with book and something called apps Flyer for targeted ads to convince quote less active users close quote to use the app more often, influencing the hearts and minds of our young people, who are in the least capable position of evaluating anything because of their limited life experience.

went unheeded. The complaint asked for penalties against TikTok again, don't hold your breath thinking you're going to get a slice of this action even though your child's data has probably been stolen by the Chinese Communist Party finds. They say it could be more than fifty thousand dollars per violation, which could result in penalties reaching tens of billion of dollars. Complaint also calls for a permanent injunction to prevent future

violations or kappa by TikTok. How many times do we need to be warned about TikTok's hoovering up of data on the most vulnerable people in society are young people? Before you, as a parent of one of these young people, finally say no and put your foot down as any responsible parent should, and get them off of that app. Is there any child out there out of the age of thirteen that has an income and a salary where they could say, no, Mom, I'm going to buy my

own cell phone. I'm going to do this on my own I'm going to pay my own internet service provider fees. No, they're chaud out of the age of thirteen that, without their parents' help, could actually get one of these smart devices and log into these various apps. All of this power exists within our own control, all of it. I think it's more fundamentally important for a parent to be a parent and not a friend of the Yes, you're gonna have some arguments and fights, Yes, but everybody else

is on it. How come I camp you on it?

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almost five percent. Tech heavy NASDAK not looking really good. And of course, subject to this conversation, we're dealing with money. Money's Brian James Dato five. What is going on with the stock market? You and a guy like Warren Buffett starts selling off stock and going into the bond market that happened late last week, pulling out all kinds of stocks and selling all kinds of stock, including all of this, a lot of his stock and Apple uh and moving

over to cash. One of the most savvy investors in modern US history, he is pulling his money out of stocks and see what Brian has to say about that. Also, inflation is really having an impact across the board here as we stare at markets potentially crashing and more and more speaking people.

the profound impacts that COVID had. I don't know that's necessarily a consequence of Biden policies, so that you can blame Biden for infusing trillions of dollars in additional cast for all these cast thro all these green new energy policies and everything that has a profound impact on inflation. You can't run the printing press. You can't just run the printing press without having a sizable impact on the value of the dollar. And that's what's going on, and

that's what the Harris administration promises into the future. It may not be what some of her people are saying. They try to pass her off as a moderate, But you haven't heard the words out of Kamala Harris's mouth, have you. I see she's now refusing to do a debate with Donald Trump on Fox. Will she ever come out of the basement? Will we allow her to run

a Joe Biden like campaign into November? Will she ever say out loud on the record herself as opposed to working through surrogates where she is on all of these previously very very very far left government expanding programs like Medicaid for all. Silence from the hairs side of the camp is deafening unless you're listening to her surrogates and if you're listening to her surrogates, boy, she's the great moderate. She's the Joe Biden that we didn't get from twenty twenty.

I guess if you believe that I got a bridge, I want to sell you someone who can comment on that. Congressman Warren Davidson joins the program after the news if you can stick around from that, followed by Christopher Smitheman with the Smith Event at seven thirty.

I woke up this morning and saw nie K just tanked in trading, the lowest or the worst single day of trading since the fall of nineteen eighty seven. We all remember that Black Monday, nie Kay with Friday's losses.

Couple with this mornings down like twenty five percent, and then I look at the markets across the board this morning, Futures trading like the S and P five hundred and three percent down, Dow's looking a couple points down, and as That's looking at four and a half percent down, all across the board reeling from the job numbers and the current economic numbers that came out on Friday. This is a global problem, and we may be talking about recession, Congressman Davidson.

ground and some of the market performance. I think the bigger thing for average people isn't necessarily the stock market itself, but it's the underlying you know, what's going on in my neighborhood, and everything's gotten too expensive, and so when you look at that inflation, well, surely that's hit you know, asset prices just like it has your house. Things have inflated, And a lot of the reason is the distortion with the federal spending. So there are consequences for all these

Biden Harris policies. You know, when you do the American rest you plan the Inflation Expansion Act, and all this Green New Deal stuff, it has consequences. And unfortunately a lot of the rest of the world did the same kind of things.

and bigger and more. I mean, the two biggest growth in jobs sixty five, I think percent of the job growth, as poor as the performance was, went to government and the healthcare sector. Just those two. And when you have government growth, that means well, spending growth from government.

So I'm certainly hopeful that we get some reinforcements in that will help us get some of this under control. And you know, sadly, it may take more pain and suffering before there's the will to cut anything That's just the sad reality is when we propose anything that actually cuts it seems like all the Democrats are opposed to it, and there's usually a reliable thirty to seventy Republicans that won't cut anything. And so you know, it's kind of

this big government, big business coalition. But the big government coalition is big government Republicans and big government Democrats.

mainstream media labeled her as such. The administration even labeled her as such. I mean, can can we be whitewashed to this extent? Do you think this is really gonna you know that their efforts to repaint her as something she is clearly not are going to have any success.

just say, oh, let's he told me to. Like Tamala Harris. Well, a month ago, Tamala Harris had a lower approval rating and the dementia impaired Joe Biden. Now somehow she's the savior of democracy and everybody all this support is for her. I think it's manufactured complete. But then when they throw polls out there, they say people are buying it. She had the most progressive far left voting right. She was

left of Bernie Sanders in the United States Senate. She wanted to no criminalize crossing the border illegally, plus Medicare for all including illegal immigrants, I mean radical, crazy positions that are way out of step with the mainstream of America. And now because she's supposed to be the nominee and go to the general election, she's some reasonable, level headed person and all you have to do is pull up any clip of her talking and you know that's not.

the leadership team is in the Biden Harris administration. On the other side, voters need to see that so they go out and vote. And you know, I think that most people are going to see through all this fake news. They're not going to buy this nonsense that somehow Kamala Harris wasn't the borders are we all know she was. They're not going to buy the fact that she's somehow reasonable on energy policy when we all know she isn't.

We're not going to buy any of this stuff. And you know, I'm confident in Southwest Ohio, no one's going to buy it. Frankly, I think that Sharon Brown's probably more worried with Kamala Harris at the top of the ticket than he was with Joe Biden.

As I stare at Secretary of State Anthony Blincoln saying that Iran and Hezbala could probably attack Israel as early as today, I mean, we have basically World War three breaking out in the Middle East. Russia is behind it, Iran is behind it. Of course, we know about the weird geopolitical realignment of Russia and China and Iran and maybe even North Korea. The enemy of my enemy is my friend, and ergo, they put aside their differences in a collective

unity to work against. To us, this is not looking good. Can we trust a foreign policy with the Kamala Harris presidency?

I think people are going to see through it. She has been more supportive of Iran policy, as have Democrats ever since Barack Obama. I mean, and look, the reality is, what is the path back? It's the same that they did on the border in June. The Biden administration basically said, oh, yeah, you can actually deny asylum claims and tell people to stay in Mexico. Well, hey, guess what it works, similar to when when Donald Trump had the exact same policy,

like a new policy. They went back to what worked when Donald Trump was president and in Iran, Operation maximum Pressure was squeezing Iran. They were held at day. They weren't expanding war in the Middle East, whether it was themselves or their proxies has Blah and Hamas. And now the Biden Harris administrations out there reaping the consequences of their Iran policy.

a long time, which have been delivered. It's almost like a Chinese water torture, if I may be so bold, drip drip, drip, slow drip of decision making when it comes to either funding or not, as the case may be, the Ukrainians, where are you on this, since you'll have a say in that congressional expenditure, since you have the power of the purse.

the National Defense Authoration Act. So the thinking is growing towards that way, and it makes basic sense. This used to be what Colin Powell called the Pale Doctor, and is, hey, before we get in a war, let's figure out what we're trying to accomplish so we can hold people accountable. Let's figure out how we would unwine this war. And people don't agree on the mission. And if you see what the Biden administrations sleep walking into a bigger war.

Everything they're doing seems designed to expand the war beyond Ukraine and to escalate it. They won't take NATO membership, EU membership off the table in Ukraine, they won't engage with Putin you would have thought that the release of hostages and captives held unjustly in Russia would be a point to engage with Russia more. And when Joe Biden was asked about that, he said, I don't need to talk to Putin. He has no interest in de escalating the conflict there, and the reality is that should be.

Our main interest is to make sure this doesn't expand to a NATO country.

know we are struggling. I think to provide and do all these proxy wars while at the same time maintain our own readiness, it seems like a recipe for disaster. Congressman Davidson, you probably served your country. What's your perception of this?

tremendous comra that comes from it. You see people, you know, Korean war vets walking around with their head some of their military years or some of the best years of their lives, and it still is. The trouble is is that not only is the leadership bad at the top, the policy's bad. We haven't done a good enough job of raising pay. I mean, it's not like the market forces are at work in military pay, and we've got our junior enlisted soldiers getting crushed with the cost of living.

And so we tried last year to raise pay for junior enlisted guys men and women soldiers by over twenty six percent, and that's that's what they need to kind of keep up with where the market has moved. And unfortunately we get like about a five percent pay raise. So that's part of the fight this year is to get I'll shout out to Mike Garcia from He's a Navy guy, a fighter pilot from Los Angeles area, a Republican and he really pushed this bill and I hope we get it done this year. That would help a

lot with recruiting. I think the last thing is, look, people join the mill military to defend our country, not to defend some empire all over the world. We could even use our military to reinforce our border.

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don't do that. We saw that during COVID, when you know, companies got just torn apart. You know, let's just say, like I remember, I won't name an individual stock, but you know, some of these consumer stocks you know, got really beat up bad and people were selling at those very very low levels. So people have to be very careful. And I would say listen to your professional who's who's working with you, and and stay the course. That's the best advice I think anybody could give during these times.

And I think there's a recalibration about that because you have one team that focuses more on socialism or redistribution of wealth, higher taxes, no fracking, oil oil dependency, and one that says cracking, we want to make sure that the United States of America is about oil oiled, our fuel independence, securing borders. So there are stark differences in how these two campaigns do the world and I and I think the stock markets and the global markets are

also this is a piece of it. Are recalibrating fair enough, that's happening right now.

water tornadoes, North Carolina, Georgia. Man, you have people that listen to you all over the country, and I know my prayers and your prayers, and you're and are listening your listening audience. We're really thinking about them as they experienced this this uh uh with it, Debbie Hercue ain't hitting them.

back on. She is listening right now, she said, you'd be tuning in to hear you, because you know how much Laura loves you.

in the entire world to live. And as our young people are going back to schools, teachers are reporting back to the classroom last week. Some parts of our country, teachers reported last week, some are reporting today, some are reporting, will be reporting next week. But our kids are starting back. One of the major issues and failures of our schools was when we took God out of our schools and we took the basic Pledge of allegiance. Man, when I was a kid, every single day we would say the

Pledge of Allegiance. Every single day. They played it on the PA You've got to stand up, you got to put your hand over your heart, and you've got to say the Pledge of Allegiance. If we had some type of event in the auditorium, we looked at the flag, we said the Pledge of Allegiance. What we're doing. What we're doing, brother, is we are raising children in a place that we are subtly telling them it's not okay to love your country, and in some situations we want

you to dislike your country. Anybody listen seeing to me, I've never said that the United States is a perfect place. Here's what I'm saying. It is the best place in the entire world to live with our imperfections. This is the place to be. It's where you can be like a jd. Vance. You can come out, come up without a father, in complete poverty, and make it to Harvard and make it to be the vice president of the

United States of America. You could be somebody like Zuckenberg, who I don't believe finish college and now it's probably one of the richest people in the world. You could be like my friend Elmerhinsler from Queen City Saucers, who has an eighth grade education, eighth grade education and has done so well with his Queen City Sauciers, that business,

that family. My point to everybody is this is still the greatest place to build capital and wealth, and we are we are continuing to indoctrinate our babies as they're going back to these schools to not love their country. And if you're a family man like me, is one of the things I talk to my kids about every day. I love the country. I love this country. I want you to salute the flag. I want you to honor our veterans. I want you to honor people that are

in the military. I want you to say the pledge of beligiance. When you go to a ball game, you stand up, take your ad off, and you look at that and you sing along or stand there quietly in the reverence of the national anthem, never kneel, never be disrespectful. Never. And so we have to make sure that as our babies are going back to school, that we are teaching them because these young people are going back to these college campuses. And guess what's going to happen. The protests

will continue. We will see more protests over the next thirty to sixty days as we go into this presidential election, of people showing up on our TV acting like or they are hating the United States of America.

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of information. Now this morning, they're saying there's a counter sniper radio warning of a white male looking suspicious well before he did anything, and that information wasn't passed on to local police. Their radios were not connected. This drip drip drip. And I'm not a conspiracy theory person, but it's looking really bad. You know, this is clearly a high level of incompetence. And it doesn't matter we as if you're a Republican, if you're an independent, if you're

a Democrat, if you're a libertarian. This is something that all of us should be concerned about that a former president of the United States was almost assassinated. And it blows me away when I see people on TV saying it really isn't true, or this was shrapnel, or this was glass. And we're talking about at the highest levels. We're talking about the director of the Federal Bureau of Investigation. I'm saying, we all have to be very careful here and make sure that we all get to the bottom

of what happened on July to thirteenth. Very critical for us to have information, But the drip drip drip isn't helping those who believe in conspiracy theory that maybe this is something that was set up. Meaning so that's the

problem with it. And I'm saying when the different directors are being asked the questions and they don't come out and say, hey, we do have a counter snack or counter sniper radio correspondence where a white male was identified as someone of interest, are risky prior to Kim shooting at the former president and killing a person and injuring people there, That is troubling to me.

But foreign leaders and others take a look at us, and they can view this as another illustration among the long lines of illustrations of failures, and frankly, I would argue just simply gross negligence of the United States. This is one more illustration where we look terrible on a global level and people respect us less as a consequence of the failures here and across the board.

of your listening audience are watching it closely too. I want to say that you know, uh, the President went to the National Association of Black Journalists, spoke there. I want to identify two or three really quick points. Number one, he went, very important to understand that, and that Vice President Kamala Harris did not go. I mean, just think about that. Number Two, that the first question out of

the gate was disrespectful. It's okay to ask whatever question you want as a journalist, but when you're thirty five forty minutes late and you start off with a question that basically says, I think you're a racist. I think the people here think you're a racist. I think And she's trying to speak for all African Americans, which is a problem too. Right, instead of saying, here, I'm starting this interview, I'm acting like I'm the journalist now, Brian Thomas,

you're the journalist. I'm not. Here's how I start those kind of things. As a former politician, the former vice mayor of the City of Cincinnati. If I'm coming into that interview, here's what I want to hear you say. First, thank you for coming. We really appreciate that you are taking the time out of your busy schedule to come. I am so sorry that we're running thirty five to forty minutes late. Former President Donald Trump. You respect the title.

You give him. The first thing we'd like to do this evening or this afternoon is give you an opportunity to introduce yourself to our constituency. Welcome to the National Association of Black Journalists, and give him the opportunity of three to five minutes to just say who we is. Yeah, this lady just starts off with you're a racist. Why are you here? We don't like you. That was all wrong and disrespectful and lacked class. And I want to speak out about that because it's important to be classy.

It's important to conduct yourself in a proper way, and she failed to do that, and anything that happened after that, because they were the moderators, their fault.

would have established some credibility. You know, because a lot of people are you know, view this with a jonas I have skepticism saying, you know, Donald Trump threw themselves into lions down on this one, knowing full well that he doesn't enjoy a very sizable support among the black community, and yet there he is willing to speak with all these members of the Black price and answer their questions directly.

You're exactly right, because people who believe he was thrown to the lions then are going to go in with that perception like nobody's going to give trus a fair shake in that room and lo and behold right out of the gate, they confirmed exactly that just the very very terrible optics.

to happen. Really, But here's a guy I do. But here's a guy I don't care whether he was twenty or twenty five or twenty six in the heart of things, who has a document that says he doesn't like Palestinians, he doesn't believe in a two state solution, he doesn't believe that they can live side by side.

police department, they want to defund police officers. Six hundred thousand peace officers across the United States of America should be listening to what I'm talking about.

care what your political party is, vote your interest. Elections are about voting your interest. Shapiro understands that he's going to join a ticket and on the top of the ticket says, I'm against racking, I'm against fracking, I'm against cole, I want electric cars. And he's from Pennsylvania joining that ticket. He's willing to throw every Pennsylvanian under the bus because their economy needs fracking, their economy needs the exploration of coal.

Their economy doesn't need more electric cars. But he doesn't care about that because he's seeking power, and he's willing to go door to door and fell out everybody in Pennsylvania just for him to be the vice president. She could pick Brasher in Kentucky if she wanted to. She doesn't have to pick this guy, but she ends because she wants to win Pennsylvania. That's what this is about. And the Pennsylvania governor doesn't care that the top of

the ticket wants to reimagine defund the police. And he doesn't I'm talking about the top of the ticket, the governor of Pennsylvania. Shapiro doesn't care that she's willing to do no fracking, and wants to throw anybody who's dealing with Cole straight out of the window. They better wake up in Pennsylvania. I'm telling you, buddy, because if that's what he's going to be selling them snake oil door

to door, they should be very concerned about that. Oh it shows you that he really doesn't care about his economy by even joining that ticket. He's the one that should be saying, you know what, I'm going to pass.

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Thanks all Worth Financial for London. Brian out each and every week to talk about matters involving money, retirement and ways to properly plan for it and hopefully ways talk you off the ledge that we are now facing, maybe here in the United States, given that the futures this morning are trading way down on the heels of n K, dropping thirteen percent after dropping well what eight percent on Friday.

to sell off. But yeah, market's way down and a lot of it driven by the data we got last week unemployment numbers, jobless numbers, and factory output and is along with some other rather bleak news.

here shortly. But the other thing I want to point out is, so we're in earning season, eighty one percent of large cap companies have reported better than expected profits. Earnings are growing about twelve percent over the past year. So I don't want anybody to lose sight of, you know, the bigger picture. What's happening here is this is being

driven by the technology industry. So the billions upon billions of dollars that are going to artificial intelligence really haven't paid off yet, and investors are starting to conclude that maybe we got a little too excited about about that, and that is dragging the technology stocks down in a big way, so that the Nasdaq index is down about ten.

Artificial intelligence is a play on efficiency, and the assumption is that we're going to throw a bunch of money at these things and they will do our jobs for us, making us therefore more profitable and able to tackle other things. However, that is those desires are I don't want to say overblown, but maybe a little early. We're not quite there yet.

I kind of liken it to the idea that these electric cars are going to drive us straight to work and we can continue to sleep maybe in the future, but we got a ways to go in that.

about four percent since July first. So if your portfolio is all technology stocks, because that's been a great wave to ride for the past few weeks, yeah you're going.

You know, when Warren Buffett talks, people listen. He looks like he is picking and choosing what specific areas and stocks to dump.

is the whole reason to not just own Apple. If you're sitting on a bunch of Apple stock, well, then yeah, one of the biggest investors just pulled out. That happens to any individual company. Spread it out. I keep beating the drum on that, but that is the answer, whether we like it or not.

We are simply riding the wave of a bounce back out of COVID and it's not going to run forever. We're going to have to pull back, and it's that's starting to smell like that's what we're seeing right now.

September to lower the rate. But this morning it seems to solidify the idea of the Fed lowering the rate rather than maybe just leaving things status quo.

Not exactly positive news to talk about parents putting off paying bills and buying groceries for back and buying groceries rather for back to back to school expenses, inflation, home insurance, other monthly payments going through the roof, and some of the more well, in the terms of picking and choosing what we really need and don't need, things like Starbucks are kind of getting hit because well, people are making more informed choices given the fewer dollars they have to spend.

That kind of thing. Coming up more with Brian James for Money Monday. First word for Cover Sincy. Speaking of matters of money, I know medical insurance is outrageously expensive, and of course if you don't have medical insurance. I cannot imagine where you might be if you need something as simil as like a CT scan or maybe a

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Thanks to Allworth again for loaning Brian out to talk about parents making tough choices and apparently well based on the article that I saw here from what was it the Fox News, that they're prioritizing appropriately terribly and unfortunately so, but at least putting the children's back to schools and making sure they are ready and covered for the school year is a priority over even groceries and paying bills.

houses for six months. So McDonald's has done well since then, but all of a sudden is now seeing it decline in sales as people are going, you know what, forget it, I'm just going to buy some better groceries and I'll cook it myself for now.

kind of shopping around. And I believe a lot of this and inflation across industries has has been driven by the fact of companies And I've talked about this before, of companies going, you know what, let's bump prices a little bit because I think we can get away with it. I bet we can push this a little bit further because people aren't going to object. So when you're seeing cases of all of these things I need to buy, every single option I have is more expensive. I have

trouble buying that. There are always options that are cheaper for things for commodities such as school supplies. But we need to be maybe do a little bit extra homework, do you know, try to try to figure out truly where there's where it is. You don't have to run to Target for all this stuff. You can buy it online, just plan ahead a little bit.

some money. So I quickly looked it up and my wife went off to the store, came back with this item and she said it was the exact same price, So I felt comfortable about her buying it there because I knew I didn't spend a dollar more.

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People recognize that the realist or the interest rates have gone through the roof, so they're not inclined to settle when they're currently paying something around three percent and they don't want to it over to a seven percent mortgage. And I get that. So demand remains high. Prices have gone through the roof. But the ripple effect on that has been one. Our taxes have gone up very very substantially impacting folks who well might not be able to

even afford to stay in their own homes. But also insurance has gone up.

won't be felt here for a little bit longer. But still, as long as housing values continues to go up, the cost to maintain it go up as well. So we have a new word, Brian. Right, we used to call it house poor. Now we're calling it cost burdened. And that's defined by if you are spending more than thirty percent on your housing costs, you are not.

is freestanding. Therefore, that translates all the way through to home to home insurance premiums, which have gone up about twenty percent since twenty one.

company knows that. Is that a conversation we should have or if you have replacement value coverage, is that something that is already baked into the pine you don't need to worry about having a conversation with them about well.

that that requires to take advantage of it. So it is, yes, I would say it is a very good idea to sit down with your P and C person just make sure you know, like you mentioned, you may have done things. You may have put substantial investments into the house that they don't know about, yeah, and therefore that's not covered. So you need to make sure that those are itemized and listed separately, and there could be an extra rider for them and all that, but that's just the cost

of being a responsible homeowner. So yes, it's absolutely worth looking under the hood to make sure you're not exposed.

inclement weather. That's one of the things that's got a factor into the equation where your home is location, location, location, which could also come along with well, hurricane risk.

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