55KRC Friday - Tech Friday, Todd Zinser, Keegan Corcoran, Rebecca Surendorff

good morning to executive producer Joe Stracker. Appreciate the job he does each and every day here on the fifty five KRC Morning Show, including winding up the guests like yes, it is Tech Friday with Dave Hatter day six thirty every Friday for out of the gate for the calendar year, at least for me, met his fact checking well firm

that got sacked by Mark Zuckerberg. Of course, no one's giving him a pass for working and cooperating with the Department of Justice and suppressing all kinds of information, most notably factual information relating to COVID. Reminding you to go back and listen to my interview with Congressman brad Winstrip about the COVID report. FBI China accused the US government devices and networks are access for other US government devices and networks. We've already gone over that a little bit.

This week we'll get the real details from Dave Hatter, who has a broader and greater understanding of that kind of thing. Plus phishing attacks. You thought they were bad, they doubled in counter year twenty twenty four. So those are our topics with Dave coming up at six thirty hour of power. Todd Zendzer and I like the label Joe Strekker applied to Todd Zenser, our watchdog of city council and commissioners County commissioners. Todd brilliant man. He'll be

in studio. We'll be talking about the recent shootings in Price Hill at what was going on in council on Wednesday? He was there, what was discussed? At least he was there and probably wasn't anybody from local news there. And finally, do we need a new arena? We'll be paying for that one anyway. Our wine some friend Keegan corcor In fifty five k s wine Sammie. He'll be joining us just via telephone, so there will be no fake drinking

going on in the studio. But why dry January which is which is a thing?

ever drank shlivovitz. Boy, it packs the punch. Let's just put it that way. H And finally, eight thirty, Rebecca Cerndorf Ohioans for Child Protection apparently Mike Dwaine finally signed the legislation. It took years to get past. And we'll be talking about, you know, the start to finish journey that Rebecca went on, behalf of protecting children here in

the state of Ohio. That at eight thirty, And of course between now and then, like in times right now, no guests on the phone, no guests in the studio, feel free to call five one, three, seven, four nine fifty five hundred eight hundred and eighty two three talk goth pound five to fifty on AT and T phones. So what's going on at in La death holl up

to ten? You heard that at the top of the UR news, which is you know, honestly when you I don't know if you've looked online at the photographs, it's not to negate the devastation or the human carnage because we are at ten people. And this is kind of the point I'm making. It looks like Nagasaki after the

bomb was dropped, or Hiroshima. Some of these neighborhoods. There's multiple images online that before and after when some of them have that little slide bar down the middle where you can look at what it looked like before and what it looked like after. I mean, it literally looks like a massive bomb was dropped over all these neighborhoods.

And the price of the homes like this specific Palisades neighborhood, I think they said the average, the median or the sort of mid price of the homes there three and a half million dollars a pop. We'll get to the

insurance realities of that sometime this morning. And there's no doubt in my mind in prayers to anybody who's lost anything out there, unlike some people Keith Oldman, for example, you know, sort of making fun of or otherwise piling on people who've lost James Wood's not a real fan among the Hollywood leftist because of course he's one of the few conservatives. He lost his home, and I guess some people were making fun of him, telling him got

what he deserved, and that's not appropriate. And that's kind of the point I'm trying to make here. I don't wish anyone this kind of this terrible, terrible reality to befall them, but I think it's pretty safe to assume that the death Hole is not going to stay at double at ten anyway. They're still struggling to contain the blazes. At least five of these fires are still burning. I mean, they're infernos, it's just many of them not contained at all.

They're burning simultaneously all around Los Angeles. Entire neighborhoods engulfed. More than ten thousand and counting structures have been burned to the ground. Medical examiner again gave the new death hole. Los Angeles County Chef Robert Luna, speaking at a briefing yesterday evening, the obvious question is do you think it's going to grow? Refering to the death, County said, I'm praying a dozen, but based on the devastation, it looks like an atomic bomb dropped in these areas. I'm not

expecting good news exactly. So far, economic losses have been estimated in the tens of billions of dollars. I've seen figures from fifty billion to one hundred and thirty billion dollars. Of course, thousands of people no longer have a place to live, more than what two hundred thousand plus people without power, three hundred and sixty thousand plus people under a mandatory evacuation order, and one that accidentally issued for the entire Los Angeles County, which I believe contains ten

million people. It was a woops moment everybody get out of a Los Angeles County like, well what And I'm not certain that you know that you know these fires could actually engulf all of Los Angeles County, but consider that as a possibility. How did ten million people evacuate, especially when you know you're surrounded by wildfires. Pacivic Palis Sage neighborhood absolutely just wiped out. Five thousand, three hundred homps so far been destroyed, including businesses. And that's the

other element of it. Okay, First off, where do these people stay? And if their businesses burned down, and a lot of them did, they're not going to be going to work anytime soon. The ripple effect of this kind of thing is just almost overwhelming when you start contemplating the subtleties and the sub layers that go on when entire neighborhoods and city size swaths of land just disappear in a moment's notice. I mean, this thing's only been

going on for three and a half days. The Eaton fire and Pasadena area damaged more than five thousand structures. It was this thirteen thousand, six hundred acre fire yesterday. I'm not sure if they made any progress since yesterday. It is early in the morning. A new fire broke

out yesterday afternoon. West Hills neighborhood of LA's San Fernando Valley lit up, started spreading in the neighboring Ventura County, quickly growing to one thousand acres, and officials had to issue new evacuation orders in morning for those regions, saying that it was likely to grow rapidly because of yes

the winds continue to blow and most of them uncontained. Yesterday, of course, firefighter resources stretched to the limits, smoke literally everywhere, and even where the fires aren't close by and jeopardizing buildings, They've still had to shut down schools because, well, the air quality index is so bad. I guess people can't breathe. But part of me wanted to say, well, if you can't breathe in a school and you close the schools because of that, well where are you going to go

to breathe? Since the entire area is basically filled with smoke. President Biden said that the federal government's going to be covering one hundred percent of the disaster response for one hundred and eighty days. That's up from the seventy five percent and normally covers corner to Biden, I told the governor local officials spare no expense to do what they need to do to contain these fires. Can they turn

the water on? That's been a real problem for the residents of Los Angeles, and I think if there's one major criticism we can levy on them, shouldn't you at least adequately prepare for water pressure. You live in a dam tinderbox brought about largely from just well ignoring the problem. And there are many out there screaming about global warming.

Bernie Sanders blaming global warming on this. Eight hundred or eighty thousand people told to evacuate plazes, zero percent contained eight months, since the area is seen rained, The scale of damage and losses unimaginable. Climate change is real, not a hoax. Donald Trump must treat this like the existential crisis.

right now. So let's say climate change man made. Responsible climate change is let's assume that for the sake of discussion, and that you know, fifty years from now the temperature will be one degree warmer, and that's the concern. I guess the sea levels are going to rise, and you

know New York City's going to be underwater. Whatever. Okay, between now and then, this so called climate change created problem can be addressed and must be addressed with real time right blos Linkan now threats that this thing has allegedly created, in other words, the dry conditions and the tinder box that they're sitting in. How about cleaning out

the tender how about adequately preparing for fire responses. How about well, maybe getting a water supply and rather than release all the water into the ocean because of a smell, maybe you need more water resources because oge climate change has created this problem. But we're gonna have to deal with the real problem between now and then, which is the risk, the genuine risk that this whole thing may go up like a box of matches, which look it

just did. So are they're busy spending money on carbon capture programs and trying to get people in an electric vehicle because well, climate change, they're letting the rest of the place create a genuine, life threatening right now problem. I think it's a failure priorities, folks, and you know they listen to somebody who doesn't believe that you and I respond with the ups and downs of the of the weather jays Louise. They said he's going to be

the costliest wildfires in US history. Got JP Morgan and a couple of other sources saying, you know, the economic losses, economic losses fifty billion highly of insurance losses from natural

disasters can well vary and from the initial estimates. And honestly, if I'm a betting man, I'm putting it all down on this costing more than fifty billion dollars five eighteen fifty five KSh dey talxtation five point three seven four nine fifty five hundred eight hundred eighty two three talk go down fifty on eight and T phones and definitely give my dear friends at fast and Pro Roofing a

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Democratic mayor Los Angeles Mayor Karen Bass getting slammed from a lot of people because she's last Los Angeles Fire Department budget by seventeen point six million Los Angeles fire departments and a couple of top goals for them diversity, equity, and inclusion as opposed to fire preparedness that's been widely reported, Bass claiming in a press conference just yesterday, none of the reductions would have been impacted situation that we're dealing

with over the last couple of days, and then also having the audacity and nerve to add that the city is in tough budgetary times. I won't deny that I have no idea what the city's budget is, but I'm certain that they're in tough budgetary times. Homelessness and the illegal immigrant problem is really soaking up a lot of resources. Let's just use that as an illustration. It's happening, it's real.

And yet Los Angeles allocated one hundred thousand dollars to the Civil plus Human Rights and Equity Department for what they call a midnight stroll transgender cafe that's in the twenty twenty four to twenty five budget. The purpose to support safe haven for unsheltered transgender individuals in Hollywood. See, they're breaking down the different types of homeless people. I'm homeless, I need help. Wait a second, hold on, are you transgender? No,

I'm sorry, move over, getting a different line. These funds are for unsheltered transgender individuals in Hollywood. Are you from Hollywood? And are you Transgender? One hundred thousand dollars allocated to

the NAACP Awards. Almost nine thousand dollars for quote one Institute, the International Gay and Lesbian Archives, According to the reporting here I found on town Hall one Archives at the University of Southern California Libraries currently has an exhibit get a load of this one you think shrimp on treadmills is bad? Quote Sci Fi, Magic, Queer, la sexual Science, and the Imagination Imagi dash Nation focusing on are You Ready?

The occult and the LGBTQ Movement. Thirteen grand for the quote Lesbian, Gay, Bisexual, and transgend Transgender Heritage Month pro plus fourteen thousand to the Gay Men's Chorus of Los Angeles. Thirteen grand apiece for the Los Angeles African American History Month, American Indian Heritage Month, Latino Heritage Month, and Asian American History Month programs. One hundred and seventy thousand dollars for

quote Social Justice, art worker Investments and again. Los Angeles Fire Department blasted for promoting diversity equity inclusion initiatives in its twenty twenty three to twenty twenty six strategic plans, stating that DEI was one of its key goals, also stating a priority of the city's first LGBTQ and women Fire chief Kristin Crowley as promoting a culture that values DEI. Nothing in there about improving their fire response by twenty

seven to fifty five ks. The talk stations around plenty more coming up got local stories rather hear from you though five one, three, seven, nine, fifty five hundred, eight hundred and eighty two to three talk. This is no pun, not a joke, but odor Exit works on smoke. It's one of the things that it works on. Maybe the folks that odor Exit will send a shipment out to Los Angeles od o r xit dot com. Odor Exit is the website that's where you can buy the product

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overnight low of twenty. Roads will be covered. They say, mostly cloudy tomorrow with a high of twenty eight overnight down to twenty with partly cloudy skies and a thirty two high Sunday. It'll be dry and partly cloudy, twelve degrees. Right now. If you've got KCD talk station five thirty one, Joe Jessino, make sure you got Primus cut up. I just got to instant message from Jeff. He's really looking forward to what he said. It's been three weeks. You'll

get that in the moment. Jeff as the five bump. Let's go to the phone. SEO, what March got this morning? Mark, Thanks for calling. Welcome to the Morning Show.

been watching what I can of it. The thing is people in California keep voting these clowns in and when you vote clowns into power, only, don't be surprised when you have a circus you know that is happening in front of the world, and then you have high profile people that are that are you know, scouting about it now, which is fine, but I mean you talk about incompetence all the way from Gavin Newsom to this mayor, and when you dig into her background evidently she's you know,

goes to Cuba on a regular basis. And also this infatuation on the l with this whole gay and transgender thing. I just don't get it, don't understand it, and I think I have a pretty good theory on why they may be doing it. But there's a there's a documentary out there called Out of the Shadows dot org if you can find it that goes into the whole relationship of Hollywood with with the government and the occult and

all kinds of things. And then there was another one that was called like I think follow the Water or something like that. But you know, and I don't. I can't speak to the validity of all of it, but man, it sure does make you think. And it's just this infatuation with this DEI and I think it's starting to turn the corner and go the other way. But what a joke, I mean. And again, but these people keep

voting clowns into office. And it's not just in California, it's in every major city in the United States, and Cincinnati included that. Yeah, yeah, so you know, you get what you you get the government that you vote for. And and and until people start standing up in the smaller communities and the smaller cities and saying enough is enough. The same thing that is happening in California right now

with fires. And I'm going to be speaking a little bit out of turn, but we used to do a lot of riding down to Daniel Boone National Forest and there was a tornado that it went down through there several years ago and it was to a point where you couldn't even ride dirt bikes through most of the forest because it was so torn up. And Daniel Boone National Forests now they may have done work since, and

so that's what I said. Maybe I'm speaking out of turn, but we were, we were, and they were closing down a lot of the trails and now it is it's completely closed down the off road riding. And we were saying that it's just a matter of time before Daniel Boone National Forest lights off. And we saw a little bit about it in Gatlinburgh.

And like they said, go ahead, believe that it's a human caused climate change, but that doesn't mean you're not supposed to do something about it in the meantime while you're trying to take carbon out of the atmosphere. Ah, appreciate it. Mark, you have a wonderful weekend. My friend, Pete, hang on, I get your call right out of the gate. I want to make try to stay on time. And I want to tell people at form In Exchange it's a great place to take your car. The Hondas there.

It's going to be picked up today. Quite a few things wrong with the Honda. Welcome to car ownership. Jerry my Son's a Christmas gift was the one hundred and fifty thousand mile mileage onto CRV which is at Foreign Exchange. Had some weird sounds and noises and it needed it one hundred and fifty thousand mile checkup. And they're doing it all, going to get that thing road worthy. And he will not pay as much as if he took it over to the Honda dealership, that's for certain. That's

what it's all about. Foreign Exchange. You get a full Warran chain, parts and service on the work they do, but you won't pay as much as the dealer, saving you money. And it's always important to save money, and these trying financial times even more so. Westchester location is where the Honda is right now. That's Tylersville exit off of I seventy five, go east two streets and hanging right on Kingland Drive and you're right there. Online you find them at foreign ax. Form the letter x dot com.

Sowe you have a traditionally European or Asian manufactured automobile of any make, including Tesla's now a service Tesla, get it on into four in exchange. Don't pay the dealer cost to fix the car fourgnax dot com the no pun umber please tell the crew. Brian said, hi, when you call up their se Certified Master Technicians five one three six four four twenty six twenty six five one three six four four twenty six twenty six.

snow on the roads snows. They say we'll end around eleven PM this evening, mostly cloudy tomorrow with the high of twenty eight, partly cloudy over night down to twenty and a partly cloudy Sunday with a high of thirty two eleven degrees. Right now fifty five per City Talk station.

the bulldoze. I mean, don't ever park in front of a fire hydrant because if there's a fire in the area that requires that hydrant, trust me, the UH firefighters will do everything they can to literally destroy your car by not smashing the windows out, running hoses through them and everything. I don't think that's you know, I think it's designed to teach a lesson generally speaking, don't park in front of a fire hydrant. But in times like this, life is far more important than moving your car out

of the way. And I doubt those books had really any place that they could put their cars. So yeah, all right, it was just an absolute panic. Listen. I had a dear friend that was stuck in that fire that was just mentioned in the last segment and Gatlinburg. He was staying in one of the chalets. The fire was coming up the hills, they got surrounded. He had to drive out, could not see more than a foot in front of his car. And if you've ever seen those windy narrow roads that are are in and around

the Gatlinburg area. It's scary enough to drive on them when the weather's fine. He is surrounded by fire. He was so hot in his car he could barely stand it. He was able to get out, Thank God. He's just such a great guy. But he and his wife literally thought they were going to die that close to death. And so I forgive those people all day long for abanning their cars in the street and saving their lives.

Let's see, here we go to the stack of stupid. Apparently, if you're strolling downtown this week, we're in let us see we can't figure out downtown Boston happened to spot four very large and very naked pink guys awkwardly wedged between buildings, climbing trees or climbing on rooftops. Don't worry,

it wasn't a drug induce hallucination. The display the latest brain shout of Winter Active, the art initiative previously brought you last year's viral and described as creepy clown heads known for their bold and unconventional approach to public art, Winter Active is back to inject a little weirdness in

whimsy into Boston's notoriously bleak winter months. Their mission to get us all outside reminded the winner just doesn't have to be gray skies and icy sidewalks, And, as the reporter notes, who wouldn't want to stop and snap a selfie with a giant pink guy casually perched on a ledge. This year's exhibit, probably funded by the Boston taxpayers, features fifteen artworks and interactive play elements scattered throughout the city.

Officially kicking off the fifteenth w interactive clearly loves a good surprise. The playful pink naked guys blow up dolls started showing up and they'll be on display until March thirtieth. I guarantee you there are taxpayer dollars related to that. And since it's Friday, let's get one naked story in here before we take a break. We got a tradition in Polk County, North Carolina, where a man was found naked before his arrest in the home of a child

he met on social media. R Andrew Murray, District Attorney for Henderson, Polk and Transylvania Counties, announced that Jesse Bernard Floyd, twenty four pleaded guilty to a list of charges sentence Monday. According to investigation of court trial records, he met and befriended the child on the social media website Sniffies and started soliciting the child for nude pictures and sex. After building an online report, Floyd able to convince the child to follow Floyd to come to the child's home in

Pole County. He became The child became nervous about the meeting and told a family member Floyd, found naked in the home of the child, was attempting to carry out a sexual act with a child before being arrested. Pleaded guilty to attempted statutory sexual offense with a child fifteen years or younger, taking indecent liberties with a child, and soliciting a child by computer, disseminating obscenities to a minor under the age of sixteen period five point fifty one

fifty by Kersbecaux Station. We do get a little more leeway in terms of content five o'clock hour and while I will not read the entire article. Pro tip if you're getting an MRI, make sure you don't have a sex toy in your rectum. As described in the Daily Mail, patients suffered horrific injuries after leaving. The sex toy insorted into her rectum during a medical procedure, was inside the patient's back passage during a routine MRI scan. Why are

you doing that? No idea resulting in a hazardous reaction between the powerful magnets in the MRI and the metal parts inside the toy. Post from social media detail how the powerful magnetic forces used in the MRI detail scans pulled the metallic core of the silicone toy through the patient's rectum and up into her chest cavity. Patient apparently believe the sex toy was one in silicone, but it wasn't It had a metal core. But then again, why

are you doing that? Whether or not you believe that to be a good idea in the first instance, don't you think just as a matter of well common sense, you might want to take it out before getting an MRI, which most assuredly would reveal whatever it is you've thought was a rise idea to insert inside you?

one pm. An officer was working a special assignment at the mall reported that the mall secure initially notified about the woman running through the mall partially undressed, with later updates confirming no she was fully nude. Women eventually found inside Dillard's and detained by mall security. Courton Local is They believe the woman could have been under the influence of narcotics at the time. Really, New Hampshire, Gary, thanks

for calling this morning. You're interrupting the naked people in the stack and stupid New Amster Gary, welcome back. That's okay.

sure as I'm sitting here. The only reason we feel like, you know that the world is really coming on glued with all this kind of stories and the craziness is because as we have the Internet, which immediately brings the most bizarre stories that may have been locally reported back in the day we had local newspapers, but brings us to the full attention of the entire world because everybody and his brother will repost and bring it to our attention because it's so batcrap insane.

that have been caught with torches in their hands. Yeah, and they look like they're homeless people or they're not really well off, and they're going to these neighborhoods and they're torching them up. Yeah, and they got a couple of those on YouTube.

about these lone individuals. You know, it could be an active, intentional terrorism done by a person who just absolutely hates you know the fact that everybody in Pacific Palisades lives in a three and a half plus million dollar home, and oh, look around you. There's enough kindling to immediately start the whole place on fire. All you need is a pack of matches that could be behind any one of these fires. But we do have reports of arrests

for people intentionally starting fires. So crazy world. That's why you need to take precautionary measures. The world's an imperfect place and it's filled with a bunch of crazy people. Coming up at five fifty eight fifty five car CD talk station, We've got more to talk about, plus Tech Friday coming up at.

twenty twenty four. Those are the topics with Dave at the bottom of the hour five one, three, seven, two three talk found five fifty on ET and T phones. We also have Todd Zinzer and studio our watchdog of city council and the county commissioners talking about a whole bunch of topics dealing with the city and the county, Keegan Corkor and our wine expert. Why dry January hurts

the hospitality and retail business. Apparently that social media post caused a bit of a stir on social media and Rebecca Cerndorf at eight thirty, Ohioan's for Child Protection Divine signed it into law, and we'll talk about what that means for the state of Ohio. And children, meanwhile tapping into the expertise to the editorial board of the Wall Street Journal and just summing up the stupidity of government.

Now I already pointed out, you know, all these folks screaming about global warming, and if it wasn't for global warming or climate change, those fires would not be raging

in California. If you believe that I got a bridge, I want to say it, but it reveals prioritization, prioritizing all these woke green policies for something that may or probably won't happen one hundred years down the road, spending countless billions of dollars on that, but not paying attention real time to real problems that could result in catastrophes, like the catastrophe that's literally going on before our very

eyes out in California right now. Nobody cleaned it up, Nobody put fire breaks in, Nobody anticipated needing like water pressure. Oh my god, what happens if we have a fire. Well, we got smelt to worry about. So hey. Public officials are supposed to be prioritizing and doing the right thing and anticipating real time, real life challenges that exist right now now, pivoting over along those same lines to what California has done to itself in so far as insurance

is concerned. Journal op ed board California wildfire insurance catastrophe. The state has refused to let insurers do proper pricing for risk. Homeowners and taxpayers will pay for the mistake. I'd say right, the politicians are blaming each other for the losses and the horrific Los Angeles wildfires, but the

truth is that Mother Nature can be merciless. The stories about water shortages are conflicting any more time to sort out, but it's not too soon to note that California's politicians have fueled a five alarm insurance market crisis that will hurt homeowners and taxpayers across the state once the fires have died out. Hurricane Force Win US fanning the fires across Los Angeles County, especially Pacific Palisades and Alta Dina, where two thousand structures to burn by Thursday evening. Actually

it's more than that. Ten people now reportedly are dead. Tens of thousands of buildings remain at risk. California's Southland has rarely experienced such strong winds in the past two wet winners produced loads of combustible vegetation that became tender after the recent dry months. See you had great weather causing growth, followed by dry weather, which creates tinder. Such conditions have created a perfect storm that could become the

most expensive wildfire disaster in US history. The human tragedy is paramount, but the insurance losses will be in the tens of billions of dollars or more. The damage could topple the states under capitalized insurer of last resort. It's called fair fai R. The again the insurer of last resort.

Private carriers are almost certain to increase premiums, canceled policies, or withdrawal from the entire state of California, insurers that already scrapped hundreds of thousands of policies in limited coverage of wildfire prone areas. Democrats blame climate change, which has become an all purpose excuse for any disaster relief failure. But the real insurance problem is that the state regulators have barred insurers from charging premiums that fully reflect risks

and costs. California is the only state that heretofore hasn't allowed insurers to incorporate the cost of reinsurance in premiums until this year. It has also prohibited insurers from adjusting premiums by using the standard injury industry practice of catastrophe modeling to protict the property's future risk. Insurers can only assess premiums based on historical losses. Consequently, insurers are paying out one dollar and nine cents in expenses and claims

for every dollar they collect in premiums. Stay in the obvious. The journal notes this is financially unsustainable, which is why many have paired coverage in areas at high fire risk with expensive home State Farm dropped nearly seventy percent of policyholders in one Pacific Palisades neighborhood where the average hump price is three and a half million dollars. You see, let me just pause on that note, and this is where a lot of these celebrities live Pacific or lived

past tense. You're going to have to be a person of means to afford a three and a half million dollar house. Average price is three and a half million, and they obviously there's a one some in there that just go way higher than that. I would imagine they probably could handle a really healthy, fat insurance premium. If State Farm jacked up the rates by you know, two hundred percent or something to deal with the risk that

is associated with insuring a home in that area. Something tells me the folks in Pacific policy probably could have handled the insurance premium, but because of the rules and REGs in California, State Farm said, you know, let's screw it, we're out, We're leaving, We're done, dropping seventy percent of the policyholders there. Bye, So this insurer in the state of California of last resort, Fair now covers about half

a million homeowners who can't obtain private coverage. Now here's where the rubber meets the road, folks on elected officials that are failing to do their job. Fair's exposure has now ballooned to four hundred and fifty eight to billion dollars as of last September, up from one hundred and fifty three billion dollars four years earlier, with five point nine billion dollars exposure in this one Pacific Palisades area.

All right, a lot of numbers there. Total insurance exposure four fifty eight one neighborhood five point nine billion in exposure. Are you ready? It has only seven hundred million dollars cash on hand to pay claims. Reminds me of underfunded pension programs for example. Why it's because state regulators have required Fare to cover higher priced homes while rejecting its proposals for rate increases to account for rising risk and liabilities,

just like it has for private insurers. This home prices of construction costs increase to the liabilities. Building a quote unquote affordable housing unit in California can cost one million dollars. Last year, Fair president Victoria Roach testified to the state Assembly about the insurer's precarious finances, saying, quote, as those numbers climb, our financial stability becomes more in question. We

are one event away from a large assessment. There is no other way to state it, because we don't have the money on hand, and we have a lot of exposure out there. If Fair fails, private insurers meaning their policyholders, are supposed to cover its claims based on their share of the market, but insurance premiums for many homeowners are setirized twenty to forty percent this year and even more in the future, and that was before the current fires

to keep carriers from fleeing the market. California Insurance Commissioner Ricardo Laura last month said it long last that they could use catastrophe modeling and pricing in their reinsurance costs well thanks a lot such reforms were needed, but he also imposed costly regulations that may still cause some insurers

to retreat, especially after the Los Angeles fires. Don't be surprised if Governor Gavin Newsom asked Washington, meaning you to pay for multimillion dollar homes that have gone up in smoke. Mister Newsom can blame climate change all he wants, but that does not absolve the state from the duty to adapt to its effects. If he really believes this. Unlike fires, California insurance catastrophe really is the fault of the Democrats who run Sacramento six point fifteen fifty five kr C

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dot com. Give him a call. Tom Bryan said, Hi five one three two four seven zero two two nine five one three two four seven zero two two.

Morning Show. And really important, uh Jay Ratliffe, our aviation expert, yesterday, how to get involved with Americans for Prosperta this year. The Buckeye Blueprint, some great stuff they've got planned for Ohio Taxpayer Protection Alliance. Dave Williams is on yesterday looking out for your tax dollars. All those podcasts at fifty five KRC dot com. Over the phones, I go, Bill, Welcome to the show, and happy Friday to you, sir.

we know OF's coming. They'll pole right beautiful houses and I like I said, I love them, but I mean they just have a different mindset. They just don't get it.

is refault. We didn't get any rain for one year on the heels of two years worth of a lot with a lot of rain. Again, ignore that, and then they won't deal with the reality created by that right now, which is your house is built next to a giant matchbox. It's just fine. But you know what, let's pivot over. My parents used to have a condo in Naples, Florida. Now it was Inland. It was a condominium, second story in a three story building. It had been through a

couple of hurricanes, you know, relatively unscathed. But in the final analysis, there are people who build multi, multi million dollar homes where right there on the beach, and they get hurricanes there, and the hurricanes wipe out multi multi billion dollar homes. Those little strips of of of of a barrier islands out there like that we saw devastated

by the most recent hurricane. I mean, do you think it's prudent or smart to invest that much money in a home when literally even a low level hurricane is going to be washing waves up across it because well, the elevation of the little barrier island is only about three feet above sea level. Does that sound like a smart place to construct a home? I mean, back when New Orleans got hit by the hurricane, I mean, lord, how amighty hell hell broke loose on that? I made

a point a bunch of times. You know, who's the guy with the bright idea to build a city that's below sea level right there where they get hurricanes? And they have historically because well, hurricanes have been happening. I guess as long as the globe's been spinning, Oh, it's never going to happen to me. Well, that's why insurance companies should be allowed to price the cost of insurance based upon the risk presented. Let's see, might there be

a flooding risk when you're a city is below sea level? Check? Is your city in a hurricane zone? Check? You know what your a flood insurance and your hurricane insurance is going to cost an arm and a blankened leg because you insist on living in an area that could be completely devastated by something that occurs in nature fairly regularly and always has six twenty five afty five KRC detalk station. And I know these people have stafte some place to live.

I'm not saying Pacific policies should never have been built, but I'm saying the officials that run the show out there should have taken broader steps and measures to done something along the lines of protecting their people. Hell, they've had wildfires started because well the power company wasn't bothering to keep up and maintain its power lines. We learned a lot about that.

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see down on the bowling alley as soon as possible. Fortunately, I understand it wasn't your bowling arm that was injured, but Joe Strecker passed along your situation, so on behalf of the KRSE listening audience, Joe Strecker and myself. I wish you speedy recovery. Over to the phones, we got Dave Hatter Tech Friday's Dave Hatter, Welcome back, at least for me. I'm not sure if you were on while I was off, because Dave I was sleeping. I assure you I was sleeping at the time of this segment.

But happy twenty twenty five to you, and happy New Year. And thank you as always to your company, intrust it Online at interest dot com for handling all of the business's computer problems in the greater Cincinnati area. And you're the best at least record of the Business Courier, and I know you're just a terrific and highly qualified guy and I love having you on this show each and every week.

splitting response for being fired. But leads is the name of this entity, and they were I guess subcontractors to to well take delete posts that you and I would put up online.

You know, the community notes feature, because from what I've seen from Zuckerberg, he's basically indicated that they're going to switch on meta platforms Facebook, Instagram, WhatsApp, et cetera to more of an approach like ex uses right x slash Twitter. They have this community approach feature or community notes feature, where if somebody questions something, you know, you'll get a community note and in many cases, like Musk himself, will ask is this true community news? And you know you'll

get a response. And the way it works over there is there's, you know, a group of people, people from each side, and then the consensus of that becomes the community more or less. It's a little more complicated than that, but you know, it basically provides a way to question the validity of something without necessarily taking it down right, And Musk has gotten community notes himself a couple of times,

so it's interesting the way it works. I think it works pretty well, and from what I've seen from Zuckerberg. That's the approach they're going to take here, which has apparently made a lot of people who apparently appreciated the censorship very unhappy. I've seen some inside Baseball notes. I mean, who knows what's really true, Brian that you know now there's like chaos inside Meta because people are really unhappy about this change in direction. So, you know, I'm not

a fan of Meta to begin with. I think it's definitely a step in the right direction, assuming they do it the way that X does it. But I guess we'll see what happens.

folks who can then weigh in on it. So I'm a huge fan of X, especially for anything technology and cybersecurity related. It's by far the best place to go to get information quickly and know that you've got this community notes capability to provide some legitimacity good for lack of a better description, So yeah, balance that and legitimacy again, because people can say whatever crazy thing they want, and then you will have people say, well, no, that's it's

not right. You know, here's the community note on why that's not the case.

I haven't noticed any different, you know, with all these snow emergencies and so forth. I've been spent a lot of time on Facebook here lately. I haven't seen any difference in the way it behaves currently. Now, maybe that's just because no one I know has gotten a community note or whatever they're going to call it on Facebook. I don't. I don't recall him giving it a title

like that, right, So we'll see. But I think it's a step in the right direction and a positive move, assuming they actually do what they said they're going to do.

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two seventy five approaching the Carroll Proper Bridge. Chuck Ingram on.

There have been stories about the Chinese Coastguard and navy, you know, interfering with ships and around Taiwan, we've seen, you know, all kinds of complaints and concerns about Chinese apps like TikTok or Temu collecting your data, and so anywhere you look there's friction with the Chinese Communist Party. Again, I hate this. You know, the people of China are great. The government is a problem. It's increasingly adversarial to us.

We continue to use their apps and buy their products, which which funds their ability to take these adversarial positions with us, and then you know, it's probably been almost two months since this story force broke that Chinese hackers

had broken into various telecom companies and their networks. And as the story unfolds, you know, and this is this is almost always the case anytime you hear about some sort of breach or hack like this, usually over time, as more forensics are done, it's much worse than whatever was intentionally and originally reported. And as we've seen here now apparently there's at least nine big telecom companies, people like Verizon, AT and t et cetera, that have had

some type of hacker infiltration into their networks. I think this was probably right around the time you went on break. It might have been Kevin I talked to about this. It's ironic because for a long time, you may recall, Brian, we've talked about it many times over the years, the FBI and other law enforcement agencies have been against end to end encryption because it makes it difficult, if not in possible, for them to get into people's stuff.

that's the idea of end to end encryption. The data is encrypted all the way through the channels, all the way to both ends, only the authorized people that have the right keys can decrypt it. That's kind of a layman's explanation. So when you see them telling everyone that they should stop using unencrypted apps and they should only use encrypted apps, despite they're raising all kinds of cane about not being able to access this data when they have,

you know, legitimate criminal activity they want to investigate. That should be a real wake up call to people. And you know, as best I can tell from all the reporting, there's no guarantee they've even gotten these people out of all these things. And they think about this for a second, Brian, you know, everything is digital Everything you do is online, you know, whether it's a phone call, a text, an email, your social media, whatever. You know, it's all going through

these networks. So if it's not into end encrypted in theory they have, they could have, and possibly are still sucking up everything that's not encrypted. It's it's bad not to mention. You know that the data is one aspect of it. The other aspect is do they have persistent footholds in these networks that they could shut down if they wanted to? And then think of the chaos that

was to think of what happened with CrowdStrike. Now, imagine if you could shut down basically everything because the networks that make it work go down.

for any significant period of time. And you know when you really dig into this, So here you go. Now it appears the issue is more widespread than first thought. The Wall Street General reporting to the group the group soll Typhoon. I don't know where they come up with these crazy names for these nation state hackers. The salt Typhoon may have had access for quote months or longer. And again you've got our government now telling you that

you should use into end encryption. That Wall Street Journal goes on to say, quote Internet traffic from Internet service providers that account business is large and small, and millions of Americans of their customers may have had data harvested by this attack. And again I'm very concerned about that

they could steal trade secrets. Who knows what they would know, what they could use for blackmail, etc. But the idea that they could still be in there and have some sort of you know, to your point switch they could flip that would shut one or more of these major telecom networks down. It could be a real catastrophe. So it's long past time, Brian, for us in this country, every person, every agency to get really serious about this, because we're no longer just worried about Okay, well you

crash my computer and I lost my photos. Everything is interconnected, you know. Critical systems rely on other systems downstream, and while your critical system might be perfectly secure, some downstream system that goes down may bring down the critical system. So we've got we've just got to take this seriously, and people have got to start thinking about things like privacy and security and how can I, as you know,

can I use an individual stop this? No, you can't, but can use an individual start making yourself more secure, doing a better job of maintaining your privacy, which ultimately impact this all positively. Yes, and we've got to get serious about this before something terrible happens.

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useful information, especially if you're a nerd like me. So again, I don't I don't want people to get too caught up in any particular stat but these stats are pretty alarming, and you know, sadly, because we see this every day out in the field working with prospects and clients. It's not at all surprising to me. Two hundred and two

percent rise in overall phishing messages. Just in the last half of twenty twenty four, slash net, one of the one of the people who report on this fishing intelligence, support seven hundred and three percent surge and credential phishing attacks. So one of the things that I find frustrating about this industry is, you know, we come up with all this sort of technical jargon and mumbo jumbo that makes it hard for the average person to understand what it

means and how it affects them. So, credential phishing is basically, in Layman's terms, I'm going to send out some kind of message. Fishing usually means email, but you've also got text based phishing, which is called smishing, You've got voice fishing fishing. So I'm going to send out some kind of message, might even be a post on social media, right, And when you click that link, usually there's some social engineering, there's some urgency you've got to do something before some

terrible thing happens. Right, And when you click that link, you're going to end up on a log in page that looks exactly like the Microsoft that they sixty five log in, or exactly like the Google log in. So normally,

when you hear credential fishing. They're trying to steal your user name and password because either because it's a targeted attack on a specific site, or because they know that people use the same user names and passwords over and over and if I can steal your user name and password your credentials for Facebook, that might also work for your bank or your email or whatever. Right, So to hear credential fishing, that's what they're talking about seven hundred

and three percent surge. So why would that occur, Well, because they know many people use the same username and password on multiple accounts, and if I can get it for one, there's no telling what else I might be able to get into of yours and either impersonate to steal some sensitive data, or most likely and usually the end goal, to steal your money. And by using the same user name and password, by not turning on multifacture authentication,

you're making it easy. I mean, I also want to point out Brian phishing is very easy and very cheap. It costs these bad guys virtually nothing to do these attacks. So you know a seven hundred and three percent surge on one hand, Well, it's cheap and easy, so of course they're going to go up and there's more people line, but it probably wouldn't go up that much. If these things weren't effective, right, they would figure out other ways

to steal your money. So you know, when I see a surge like that, it tells me these things must be working. And they mentioned in this article, you know there's more of a shift to mobile based platforms again, things like your texts. They know it's harder to look at an email on a mobile device, or certainly a text on a mobile device and know whether it's legitimate or not. They reported mobile users face up the six

hundred threats annually. Underscoring is shift away from email only phishing to multi channel approaches again, text, voice calls, postings on social media, and you know they break it down further. I know we're amount of time here link based threats. You know, another reason why these things are effective is when the good guys like Intrust are out there putting in systems to try to help your business eat this

stuff before it ever gets delivered to people. Okay, so phishing attack A comes out, it points to some known website that's trying to harvest your credentials and it's Okay, so we can block that. Well, then they just set up a new one and then they send out another round of fission. So until that new site that's trying to harvest your credentials is discovered, it works. So so

much of this. While there's all kinds of technological solutions, and there's all kinds of things you can do working with the right partners, and that you as an individual can do. Like I mentioned in that last segment, a lot of this ultimately boils down to education and awareness

and being skeptical and understanding how these things work. That it's really easy for me as a bad guy, to send out hundreds of millions of messages and to set up a website that looks exactly like the Microsoft log in page or the Google login page, and to be extremely skeptical before you click on a link and then enter your credentials. I mean, if people would just get that well understood and stop doing that, you cut an enormous amount of this sort of fraud.

amazing background. He does crunch numbers, he does pay attention, and he does show up at city council meetings from time to time. Todd Zenzer, Happy New Year to you, Welcome back, man. It's always great talking with you.

There were probably, I think there were only six supporters of Gaza population there on Wednesday, but in meetings past there have been dozens who get up and speak.

that realm and invite the conversation. I mean, didn't you, I mean, didn't they anticipate that there might be a little bit of backlash for them waiting into the controversy.

want to talk about city issues. But on Monday he announced that he was going to stick to the rules of the Council that were enacted or passed back when the back when the Council started in twenty two and its extends the public comment period for thirty minutes, and everybody gets two minutes, and if the third minutes is over and there's people waiting to talk they'll just have to come back next week. Sorry sucks they get on

the list. So fortunately the meeting on Wednesday was not that well attended and there was only like three or four of us other than the supporters of the people in Gaza. So we all got a chance to speak.

And are are they required as a body to respond to that or do they just listen, nod attentively and when the comment period is over, move on to whatever's on the agenda in front of them, in other words, not addressing the specifics of the challenges that people bring up.

And I guess it's an existing program in the city now that I guess Bloomberg has funded it, I don't really know, but that's the kind of thing spending resources on. Applying for grants is a big, big thing in the city of Cincinnati. They apply for a lot of grants federal, state, private philanthropic organizations.

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General for the City of Cincinnati. And pivoting over to the crime statistics that you just alluded to in the last segment, Todd's ends are not looking really good from a crime perspective in the City of Cincinnati, judging from the data post it and you can find it your cell posts just search on your search engine city since with y Insights, and they've got multiple reports, police call services, emergency medical service reports, just a whole host of information

and statistics about the city. So let's break down the information you brought in, Todd, because again this is what you brought up at council on Wednesday, right, and your your specific point in the comment period was.

crime data. We're told that crime is going down. In fact, I got a response from one member of council, Anna Albie, that's the first thing. Well, the first thing she did was blame the state legislature for something, and then she said that she said that it's getting better, right, it says, well, it doesn't feel better. People aren't experiencing that crime is

going down. They're experiencing that crime is going up. And then the third point I made was last year the city consolidated two police districts, District three, which covers the West Side, in District five, which is like North College Hill and Westwood they combine those into one district. Well that's almost half the city, it sure is. And I said, well,

has there been an assessment of that? We ought to revisit this whole consolidation thing, because for a police officer to speak from one end of the district to the other end of the district, I'm going to take if forty five.

that won't result in anything. So youth committing violence, maybe committing an act of vandalism or riding a trail bike across the public parks or something, if the cops don't interact with them, then there's nothing there, even though the citizenry is well aware this kind of thing is going on because they can and see with their very eyes.

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a high of thirty two right now thirteen degrees. Time for a traffic update.

you know, obviously reporting is a significant problem. Maybe they'll be looking into how things are reported, like to think they might do a reshuffle of matters over in the Cincinnai Police Department given the low morale. Are we still low on police officers time?

tried this program. And it almost sounds like something that your religious institutions would be involved in in the past, where they go out and they try to counsel of at risk youth and youth involved in violence, and it's a it's a mixture of you remember the Scared Straight Oh yeah, yeah, yeah, So it's kind of the flip

of that. Instead of bringing troubled youth or at risk youth into a prison to show what it's like, to show them what the future could be if they if they don't get on the right path, they actually are. This program pays a select number of youth to not commit crimes and instead turn around and help them reach out to the community.

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outside of Forest Park. Chuck Kingbram Moon fifty five ker seat De talk.

in January? The former US Inspector General Todd Zinzer and studio going through these crime statistics and before we move away maybe from crime, and start talking about getting a new arena, the program to pay youth not to commit crimes. Do we have any evidence that even works? Is I mean, it's preposterous sounding.

drastic reductions in youth crime. But in their this outfit got a two million dollar grant from the Department US Department of Justice in twenty twenty three to fund activities and he's eleven cities, and in their grant application they claim that they prevented one hundred and thirty four shootings or firearm incidents and saving partner cities sixty seven to two hundred and sixty eight million dollars.

But how it comes to be is a very very good question.

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is in pretty good shape. I'm not seeing any problems at all southbound seventy one through blue eshra kenwood Ingram on fifty five KR the talk station.

seen hockey games play there. Not the best venue acoustically speaking, But is it has it outlived its useful life? Is it's still functional as a venue? Do we need a new arena, which is what they're talking about just generally speaking.

look bad. But what's interesting is that after they issued their report, the Heritage Center claimed that the that the Chamber commerce data was not correct, that they didn't they didn't report the correct data about the number of events at the Heritage Center and things like that, and the other thing that came to mind when I looked at the report, it it was very similar to the Cincinnati Futures Commission, which is which was basically dead on arrival with the city as far as we know, or it's

gone underground for now, and it's very notional. It's like, if this happens, we could do this, if this law passes, we could get this type of funding. And what they did is they constructed on paper the type of facility that they.

where we want to go, they did. They didn't do that, and so that's what yesterday or the day before, the group down at the banks, there's actually a group that runs the banks, they came out with their own plan and they claimed that they could fit a bigger facility on that same location right there. Yeah. And the the thing is that if you move the colisseum or the arena over to the OTR area or wherever Birdie wants to put it.

And so the business community at the banks came out the other day and they have they have an alternative proposal. In the mayor he's kind of swaying. He originally said we didn't need a new arena. Then he said that, well, I could be persuaded otherwise, And now he's saying, well, I have to figure out how we would pay for it, all right.

and it has been fixed. And every year the number of roads that have gone unrepaired gets longer and longer and longer. I mean, you got to take care of the stuff you've got before you start trying to buy new stuff and things. And no one seems to care a wit about what we've got. Going back to like the broken windows theory, it's all broken out there. Let's

start repairing some windows. Todd's in there, thank you for being the watchdog on behalf of the Hamilton County voters and the residents of the City of Cincinnati, and of course outside observers who might want to learn from the mistakes that we've made so they don't do it themselves. Happy New Year to you, my friend. I look forward to having you on again throughout the year.

long time to pass. We'll recap that journey with Rebecca at the bottom of the hour.

the right direction. Welcome back to the fifty five Cadsey Morning Show, my dear friend Keegan Corker, and it's always great having y a man.

there in the world called dry January. It's analogous to lent. I suppose you give up drinking during the entire month of January and you made a public service announcement on your Facebook page the other day. Dry January hurts hospitality, slash retail and does nothing long term important emphasis for your health. Take one week and a month off instead. You got a lot of comments in response to that, and many of them are not pleasant. You didn't expect expect that, did you.

per year, and that gives you twelve different weekends. Just my pure arithmetic, you got a better and more sustainable lifestyle change that's healthier for you, it's better for your pocketbook. But I don't think a lot of people really bother to do the math on that.

and and and and and I guess why January? It makes perfect sense that post holidays at the bars and restaurants would be doing less business. Everybody's been partying it up since Thanksgiving and so obviously people may be less inclined to go out again. The winter weather alone might keep people away, But why January, why not you know, June or something.

kind of seems like a feudal effort that hurts an industry. Now, the the afteris all this is I am well aware of, you know, people maybe raising an eyebrow. It's like, oh, hey, uh, you know, you got a guy that sells alcohol that's telling.

at in the month of January. And of course, I guess, is this dry January a growing phenomenon that actually enough people are doing it that it could have an impact. You're trying to nip it in the bud before it becomes something bigger. What's what's your what's your take on that part of it?

razors sin profit margins. These bars and restaurants operate often, so it's it's it's not it's not just you know, a drop in the bucket. And then and the counter of course too, there's a lot of people that say, you know, well, what about NA beverages and and low and no spirits and whatnot, which are starting to gain in popularity, and the cocktail. Yes, but this is this is one man's opinion. But I have yet to encounter

one that tastes decent. And when you talk about d out wine or d out beer, you know.

So I tried a whole bunch of non alcoholic beers over the time, and I don't think a single one was what I would consider palatable. So I share your your conclusions in that regard, but I don't regret, you know, drinking now at all. I thoroughly enjoy a cocktail and I find nothing wrong with it. And like everybody says, everything in moderation, it's something that allows you a certain

level of enjoyment in life. Be bad for you on some level, but you know what, I'd rather live life in a happy, positive way and enjoy a couple of bad things, and that's just what makes life worth living. You take everything out that's bad for you, but you have left. You know. You can't smoke anymore, you can't drink anymore. Everything's carcinogenic. You aren't supposed to have any more processed foods. Everybody here, here's your bowl of quinoa

and your salad, and that's all you get. I just, you know, there's a certain loss of enjoyment of life when it comes to things like that. Well, I just it's you know, the other component of the broader component, is that a simple what I would call innocuous opinion like that garnered so much not none of it's really angry or vile, but just so many just reactions along the lines of what you got it's just a really interesting phenomenon in and of itself.

go get help. Certainly you know, take a step back and whatnot. But for the vast majority of the people that are participating in dry January, it's you know, it's it's it's not with the intent of creating lasting change. And I think that that, I mean, if we want to talk on a much more broader, esoteric level, Uh,

it's it's. Uh, it's kind of an issue that I think a lot of people in this world today struggle with, is creating lasting change, creating you know, habits that are are are not only forthright, but also you know, just beneficial for themselves and for uh, you know, their community surrounding them. It's yeah, it's it's it's something that you I guess, Uh, well.

They're already struggling on coming off the holidays. I think we can leave it at that, Keegan Corcoran, you are always welcome on the fifty five KRC Morning Show. And next time in studio, maybe we can pretend to drink wine as we always do.

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twenty eight degrees of high tomorrow with some clouds. Clouds overnight twenty and a partly cloudy Sunday with the high of thirty to fifteen degrees. Right now, time for chuck with a traffic update from the.

The talk station.

journey to get this bill enacted. Rebecca initially, let me thank you on behalf of myself personally and my listening audience and every parent of a young child out there for getting this pass and over the finish line, what I'm reading about this father Cutcher, for example, is just absolutely horrific and disgusting. Welcome to the fifty five care Sing Morning Show, Rebecca.

one vote in the House. So this really took a village and hopefully we'll be able to collaborate again because there's way too much sex abuse in our state.

pretend to be young people and make friends online. We've heard story after story after story, and it has been going on for years. How is it that more states haven't done something about this?

and many families know them and trust them. When you look at online abuse right now, University of New Hampshire estimates that about one in six kids in our country are being exploited online and over sixty percent of those offenders online already know your child and their offline life. Many times they're presenting themselves as somebody else in peerage, right. And so, first of all, there's a lot of misconceptions about that how this works.

they're wrongly complicit in this abuse. They'll threaten to harm another sibling if they disclose, and also PTSD and trauma. Usually a child can be disassociating. There's a lot happening in the aftermath of assault, and your child may not come home and tell you, and sometimes just fear will you believe them is a problem. So it's important that we have programs like Aaron's Law that was just passed

two years ago. But sadly, all the religious schools in our state were carved out of that, so we're not equally protecting the kids. It's only the public school kids with Aaron's Law training, and that's age appropriate body safety training.

And many people will tell you that after a large school has that training, they have a few children step forward at the end of it, because this is trained professionals that know how to phrase things in the right way for the age of a child and their understanding, and it just gets to a different level because many times you have to describe a behavior, Like a forensic nurse, for example, is not going to ask someone have you

been ranked? They will maybe describe the circumstances. That is because even labeling what an assault is is its own process for any age victim. Right, So getting evidence based approaches is so key, and that's why we've been calling for Sexual Violence Caucus up at the state House. We would like to get all the minds to the table, from lawmakers to forensic nurses, to the good folks that

ohiolianced sexual violence, the council and child abuse. There's so many great organizations in our state and law enforcement, the prosecutors. Get these people to the table and let's start taking a comprehensive approach to updating our laws because predators are always updating what they're doing and how they're exploiting our children, and the legislative process can take a long time. This bill took five years to get to the finish line.

Will continue with and thank God for her, Rebecca Cerndorff after these brief words.

thirty two. It's seventeen right now. Time for a chuck with traffic from.

the web page. And congratulations on getting Mike Dwyane to sign this. It only took five years to get the bill that criminalizes grooming, and you mentioned it was unanimous with the exception of one House vote. Can I ask why that was?

narrow enough. And that's a good thing to have, is whenever you're looking to criminalize something, particularly when you're going to have a new crime in your state, you want to make sure that it's constructed in such a way that it won't be tossed out for vagueness or that your nets so wide that you would sweep up and assent people, because that is not our intention in any way. And after further vetting of this bill, everyone became much more comfortable with it, and it's great that that's how

this process works in committee. And basically this is constructed to kind of mirror other parts of OHIO revised code, like pattern of behavior in grooming mimics that in stalking and stalking itself. Individual behaviors and stalking can be relatively innocent, right, Like if someone going past your house this morning, completely innocent behavior, isn't it. But if they came past your house eighty times in the one week, combined with.

comes time writing laws. It is a higher standard than, for example, recklessness, right exactly, So does a reasonable adult see that this was for the purpose of sex abuse? And then the tear mirrors also are sexual battery laws. So if this is someone in a position of authority over a minor, such as a teacher or a coach, or a youth minister or a cleric, you now have a different tier for that. It also tears it for if there's drugs and alcohol and if the victim is

under thirteen years of age. So this starts out as a misdemeanor and it becomes a felony based off of if you have priors for sex offenses as well, because we were still leaving the door open for like someone did not realize, like how very problematic their behavior with a minorus, that they have a chance to clean it up if they don't have that special relationship as a

position of authority over the minor and that. But we wanted something that's going to come up on a background check, right, all these youth serving lords the background text, if they can't see that you have a history of grooming minors, then how are they going to guard the gates as to who has a lot of accets and authority over children?

twenty eight. But I'm projecting backwards and I'm remembering when they were younger, I might have a reason if I'm trying to find where my son is, and these these technological age we already kids got cell phones anyway, The only reason I can think I would even be interacting with someone who is this young would be maybe to try to track down my son. But that would be an innocuous sort of hey do you know where Jerry is?

Kind of thing. It's a fair question to ask one of his friends, even if they're only twelve years old. But beyond that, why would any grown adult have reason to regularly communicate with a minor along these lines when they're not you know, a parental figure or someone that has an in local parentice relationship to that young child.

probably escalating or that abuse has already occurred. And they basically researched what was normal mentor behavior with people had never been abused and those that were, and there's a whole series of red flag behaviors that you're in a high risk situation if you were seeing them, and some of it is creating circumstances like we saw with the Sandusky case, creating circumstances to be showering with the youth, right that you were creating circumstances for nudities, encouraging young

people the skinny dip with you, which we see in some of the investigative reports have been done on historic church abuse as well. Also adults that are texting minors about sex acts, but it is clearly not in the spirit of sex ad We all know what that really looks like in life, right to your health teacher or the parent or custodian of the child having a discussion with them, many times bringing thoughtful resources, particularly in a

classroom setting. I mean, we all know how this is done right out of the health books, right and this instead, like if you look at the Culture case, I can't even quote some of the content there on the region because it's better regulated.

This is not providing counseling or ministry. This isn't, you know, coming into the priest's office and sitting down and getting advice about the lord or something.

documenting the concerns or co child protective services. This is one of the things we hope will come of this is that now when you're reporting grooming behavior, you are now reporting a crime potentially right, and in the past this wasn't quite categorized as anything because it's very rare for someone to witness the sexual assault, and these things

happened behind closed doors. The grooming is the smoke and there's usually a fire, right, but the responsible adults see the grooming behavior, and sometimes because these are young children, we're missing the larger context here. Like in the father Jeff Drew case, we saw reports from boys in three different counting over the course of multiple decades from the eighties right up until a few years before his arrest, that they were reporting they didn't like the hugs from behind,

the hugs from behind. Well, these are young children. They knew they didn't like the hugs from behind, but it wasn't until I heard the victim impact statement two years after Drew's arrest when he was pleading guilty, that the victims spelled out as an adult man that Drew was aroused and rubbing himself on them. That's already a crime in Ohio. Right, But this gives back to vocabulary and the young mind.

to trust themselves and their instincts. If someone's making them feel sick to their stomach, they should tell you about it, and they don't have to unpack it for you today, but they're allowed to proceed with caution. And I think it's also good for children to have a safe word. One of the great moms that we spoke to that's retired from working with exploited children, he said, it's great for your child to have something that they can text

you or say to you. I think they're quite verifiable, but lets you know that they don't feel safe in this moment, whether it's a sleepover.

it or the police? And by all means, watch your child's social media used. I can't tell you, ohapat coming up.

children you have saved from. You know, the next step after the initiation of this grooming process, Lord Almighty Rebecca sers.