During this episode we share the reason for the break in podcasting in 2022. Trigger Warning - Discusses Bereavement. We also discuss plans for the podcast and for Black Girl Finance Moving forward. Charities mentioned include Cruse Bereavement and Widowed and Young.
This week we are preparing for valentines day and talking about money and relationships. Selina shares her views on young women being expected to give up their hopes, dreams and goals for a relationship, based upon some social media posts she has seen recently asking for advice. She is also discussed who should split the bill on a date, how to discuss money in a relationship and sharing a bank account. It's a very personal episode you may disagree with. Let us know what you think about the Spoti...
Welcome back to episode 2 of the Black Girl Finance Podcast. This week we are talking about financial privilege and privilege in general, a conversation sparked by the now infamous Molly Mae conversation with Steven Barlett on his Diary of a Ceo podcast. I share my thoughts. The second topic is the customer service failure from OVO energy. At a time when people are anxious about the imminent rising cost of energy bills amongst other financial strains, it's not the kind of customer service email ...
Welcome back to Season Three of the Black Girl Finance Podcast. This week Selina has seen you all on the 'gram' - are you back from Ghana yet? If yes have a listen. If you are still in Ghana have a listen. We are so happy to be back for season three and we start by discussing the past year. The financial news has been tedious, to say the least. Constant talk of inflation, energy bill rises, bank of England base rate rises, we give some tips on how to handle these financial stressors. We also dis...
This week we are joined by the genius tech, start up investor and founder of Angel Investing School Andy Ayim to talk all about his career and how he got into tech and angel investing which lead him to eventually found his business the Angel Investing School. Which teaches people from underrepresented backgrounds how to invest in startups. This week we are doing a give away one lucky listener will get the chance to win a place at his Angel investing school (the classes are in the evening and vir...
In today's episode, I am joined by Jasbinder Kaur who is a training officer from the charity https://survivingeconomicabuse.org/. With this episode we aim to help our listeners understand what economic abuse actually is, recognise the signs of economic abuse, and find out what support is available should a listener be experiencing economic abuse themselves, suspect someone you know may be experiencing economic abuse, or if you are an organisation that may have customers experiencing economic abu...
In this Bonus episode, Janice and Selina share their reaction to winning a British Bank Award (which is like the Oscars of banking). Black Girl Finance won in the new Online Financial Influencer category, which was a tough category, there were so many other financial influencers we admire in the category. This is our thanks to everyone who voted. Thanks to smart money people who created the awards. #BBA2021 #Britishbankawards
This week, I am joined by Janice, part of the Black Girl Finance team, to discuss Buy Now Pay Later (BNPL). Buy now pay later companies have sprung up out of nowhere, new shiny and plastered overall shopping carts and payment options of absolutely everywhere I shop. Easy to use and now thoroughly embedded into our online shopping experience, no wonder BNPL has taken off. However, what are the downsides of BNPL, the FCA will be bringing in regulation and charity Step change have raised concerns a...
In this episode, we are joined by the ladies from http://www.wentworthwills.co.uk/ - Charlene and Antoinette Simms. They have been in estate planning for the past 3 years and they are actively working to inform and empower people from BAME communities to have conversations about Wills, Trusts and Power of Attorney. Estate planning and inheritance issues is a conversation had pretty frequently in newspaper money advice columns and on other money podcasts. It's a subject we definitely need to star...
Money habits are formed at such a young age, so we thought it would be interesting to get questions from teenagers. We spoke to some students from Sarah Bonnell School in East London to answer questions. We discussed tips for having financial conversations in schools. We busted the myth that women aren't good at math - with some great insight from their teacher who is a Maths Teacher. We discussed the importance of saving and not ruining your credit score at a young age. How to have conversation...
This month I am giving my tip tips for handling money as we shift out of lockdown. June 21st was the date given for when full restrictions could potentially be lifted in the U.K., and we have already been experiencing a lift in restrictions, cinemas, restaurants, bars, shops are open again albeit with covid restrictions still. With this easing comes new temptations to be out and spending, which we haven’t had for over a year. How can we enjoy whilst still managing our money. Our host gives her t...
This week we are joined by Osei Downes from Stepladder, which is a modern iteration of the traditional rotating saving scheme, more commonly known as Pardna (Susu) scheme, that our grandparents and parents used. We are talking about the additional benefits gained from saving using the Stepladder platform and how it has helped numerous people including Osei and his wife save for their first property purchase. There is some interesting research about the power of peer to peer support when it comes...
This week we are talking about everything cryptocurrency and we are joined by Zumo Money Marketing Director Amelie Arras discussing all things cryptocurrency. I first heard of Bitcoin (BTC) back in 2018 when a few of my work colleagues were talking about Bitcoin (BTC) and they were also talking about the dark web which quite honestly was off putting at the time. Luckily the conversation has moved on slightly since then. Our guest Amalie shares her own experience of taking part in the Payment Rac...
This week we are talking about careers specifically how can we ensure we are in careers that’s align with our values, how we can take action to have the career success we want. On this weeks episode I am joined by Pamela Leonce who is the founder of a Careers coaching and business development company Stowhill Consultancy. Pamela shares her Journey of Personal Career success, she currently sits on a number of Boards. She also shares her top tips for leaning into your career, and how she now helps...
This week we interview the cofounder of a new digital investment platform called Wealth-8. Wealth-8 aren’t just providing the financial literacy needed to start investing, they have also built the platform. Visit www.wealth-8.com to check out the funds. Bimpe is a qualified lawyer and after realising that her numerous clients needed wealth management not just legal advice, she moved into the wealth management space and with her co-founder has created a platform to get people from Black, Asian an...
Without a doubt the past year has been stressful, so selina is speaking to emotional resilience and empowerment coach Salma Suleman, as we transition through this change out of lockdown how can we remain emotionally and financially resilient? Salma provides her top tips. Check out Salma’s website to book a call with her: www.ssresiliencecoaching.co.uk
Shola shares the highs and lows of starting her business. Transitioning from a train driver to having her own business. Also her journey of getting into and out of debt. Follow Shola on her Instagram https://www.instagram.com/sholaemily/
This episode Black Girl Finance Founder discusses things to think about as the end of the financial year approaches. Reviewing pension contributions. ISA allowances, etc.
This week we have a special guest Stella Ewusie from @financiallyfierceuk talking to us about the FIRE movement, which stands for financial independence retiring early. It’s a huge movement in the US, will it catch on over here is the U.K. Stella has already begun her journey. If you enjoy this episode don’t forget to like, subscribe and share.
Today is 8th March 2021 which is International women’s day. Our founder shares her message for international women’s day 2021. Choosing to challenge the notion that money and finances should only be thought about from a white male perspective.
Today we are joined by the amazing Emmanuel Asuquo who is a Financial Adviser and TV personality. He has been seen on Channel 4’s Save Well, Spend Better, on BBC 1’s Your Money or Your Life and ITV’s This Morning. He is also the founder of The Eman Effect UK @theemaneffectuk. We discuss his journey into financial advice, as well as his desire to become the next “Martin Lewis” and how important representation is in financial advice. We also touch upon Marriage and Money, and Black men and money, ...
This week we are joined by Davinia Tomlinson, who is the founder of Rainchq and Rainchq academy. After working in the finance sector for a number of years she decided to create Rainchq to give women access to services they were not getting access to, such as to qualified financial advisors. We discuss her journey of creating the platform, of how to keep going when faced with negative feedback, being your authentic self in the work place and more. Make sure you follow and check out @rainchq on In...
Bonus Episode -This week we are joined by the amazing Danielle 17, Yasmin 17 and Sophie 19 from an organisation call Milk Honey Bees. Milk and honey bees is an expressive safe space for young black girls and young women. They have a system called Heal which stands for Healing, Empowerment and Resilience. We are discussing top money tips for under 25’s! We also touch upon and gender and ethnicity pay gaps and how we can bridge the racial wealth divide. Money conversations with young people are su...
This week my guest is Sara Karpanen, a writer, artist and poet, the creator of the platform @womenofthewick and also the creator of a new platform called @getarealjobcollective. This episode we talk about the trope of the Starving artist and the pressures to get a “real job”. We also talk about the pay gaps that exist in the creative spaces and industries. Only 11% of art directors are women. We also talk about the gender pay gap for self employed which is a huge 43%. Sara’s platforms have been ...
This week we are doing the first of our real women episodes, we are sharing stories not from experts but from you the listeners. Sabrina from East London shares her financial experiences after she set a goal to buy a house. She got the house, but soon realised she had got the goal but something was off financially. Listen to her story now. If you have an interesting personal finance story you’d like to share on the podcast email: office@blackgirlfinance.co.uk Sabrina can be found at @iamsabrinah...
This week we are joined by the tech founder DamiLola, who has created the crowdfunding platform Buildher. She talks about her experience feeling frustrated with the disrespect experienced by Black and Women of Colour globally which became the driving force for her to create a solution to drive economic empowerment for Black and Brown Women. Check out the website www.buildher.co.uk and follow Buildher on social media @buildhercrowd
In this weeks episode we are introduction you to our new member of the Black Girl finance team Janice, we learn what she knows about money. We also discuss the book release. Black girl finance let’s talk money is out now. We breakdown the chapters in the book. We also talk paying yourself first it’s coming up to pay day, payday is pay yourself first day on this platform. We want to hear your stories - real finance stories about black women, so if you have a story you want to share do send an ema...
This week we are joined by Mindset and success coach Dionne Williams from Getsetgo London, who is a mindset and success coach. We know that we all want to be where the money resides in 2021! She shares her experience working with entrepreneurs to get them to generate higher income consistently and strategically by monetising their talents and gifts. She also shares information about the traits of successful entrepreneurs. You can find Dionne on Instagram www.instagram.com/lovemoneysolutions. You...
To kick off season 2 of the podcast we have an incredible first guest! The amazing Bola Sol. She is a finance coach, author of the number 1 best selling new personal finance book- How to save it. She is also co- host of the last 3 digits podcast with fellow hosts Nego and Disu. She is a massive advocate for empowering women through there finances. Make sure you check out this episode and the episode on the last 3 digits podcast! Also stay tuned to my Instagram page for details about how to win a...
This penultimate episode of 2020 is a runs down through all of the previous episodes we have launched so far on the platform we’ve covered so many different money topics for you to digest and get stuck into over the last 6 months of podcasting. We are celebrating how far we have come. There is only 1 last episode left and we will let you get on with Christmas and New Years before coming back with some more topics in 2021 have a listen. Paula her name is Paula I forgot a name during recording. Ha...
