Ep #92: Why Contributing to the Canada Pension Plan (CPP) is a Good Idea - with Jason Yee, CFA

beyond MD with Dr. Yatin Chadha

Jun 05, 2025•33 min•Season 1Ep. 92

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Episode description

Welcome back to a second episode on the Canada Pension Plan (CPP).

My guest is Jason Yee, a true CPP ninja. Jason guides us through CPP and its 2019 & 2024 enhancements to outline the key features of the plan & helps us understand what we will get from it in the future.

Discussion Points:

Jason's background (2:43)

CPP basics (5:05)

Key features of CPP (6:27)

Why is CPP so polarising? (9:26)

What determines what we will get out of CPP? (11:32)

CPP enhancements: why & how do they help us? (13:21)

What about years of lumpy/low income? (17:32)

Considerations for when to start CPP (21:36)

CPP payout scenarios (23:16)

Take home points for the busy professional (26:16)

Closing thoughts (28:05)