In this episode I react to Dave Ramsey's advise for paying off your house. Listen as I walk through the actual math of what Dave Ramsey is advising and why it isn't the best advise for his listener. #BETTERWEALTH For more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast . #BetterWealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAs...
Nov 15, 2021•16 min•Ep. 424
In today's BetterWealth Episode , joining me is Jillian Johhsrud, coach, speaker and author of her book “Fire the Haters: Finding the Courage To Create Online in a Critical World.” Listen as she shared with us her story of becoming financially independent, her wisdom on dealing with critical people in a critical world, and sharing bits of her book “Fire The Haters.” Be sure to check out more about Jillian and get her book at https://www.jillianjohnsrud.com/. #BETTERWEALTH For more information on...
Nov 10, 2021•37 min•Ep. 423
I had the privilege of being a guest on The Stacking Benjamins Podcast where I join a panel of guests as we answer the question “If you could go back and give your younger self one piece of advice, what would it be?” Listen to some of the highlights from the show and be sure to catch the full episodes on The Stacking Benjamins Podcast episode 1111 and share your biggest take away on the https://www.stackingbenjamins.com/roundtable-1111/ #BETTERWEALTH For more information on BetterWealth or the c...
Nov 08, 2021•16 min•Ep. 422
Kim Butler describes why Whole Life Insurance is better than and IUL. This is a short clip from our full episode you can catch at: https://www.youtube.com/watch?v=4uA6rhtLNvo #BetterWealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube 🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor...
Nov 07, 2021•6 min•Ep. 421
In today's BetterWealth Episode I am joined by Matt Bontrager, Managing Partner of Truebooks a Tax Firm - A Real Estate Investors CPA. Listen as Matt shares about bookkeeping, tax preparation, entity filing, tax deductions and tax credits. #BETTERWEALTH For more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast . Guest Bio: Money and real estate have always been a passion of mine. I started my career in the banking industry. After gradua...
Nov 04, 2021•38 min•Ep. 420
In today’s BetterWealth Episode , I react to a Dave Ramsey video where a caller asks Dave for advice on buying a car using cash or debt. Listen as I react to Dave’s rant on debt, car payments, and best ways to buy a car. #BETTERWEALTH For more information on BetterWealth visit https://www.betterwealth.com/ #BetterWealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/...
Nov 01, 2021•13 min•Ep. 419
In this episode of the BetterWealth Podcast , Dan is in the studio solo as he comments on a common question people ask us regarding the purpose of getting life insurance if they aren’t married, they don’t have kids and they don’t really care about the death benefit. Listen as Dan discusses the mindset of legacy and why life insurance can be the perfect legacy you leave both in life and death. #BETTERWEALTH For more information on BetterWealth or the content you hear on the Podcast, visit us at w...
Oct 29, 2021•5 min•Ep. 418
In this episode of the BetterWealth Podcast I am joined by Mike Hills the VP Brokerage at Atlas Real Estate. Listen as Mike talks about why it's more important to creating options over creating wealth. Mike share with us how he has created opportunities to pay for college for his kids using Real Estate. Mike also shares the 4 Pillars of Real Estate Investing and his relationship with Zillow and how making buying a house easier is the new movement in real estate. Mike also shares why he believes ...
Oct 27, 2021•50 min•Ep. 417
In this episode of the BetterWealth Podcast, I discuss my infinite banking identity crisis. Listen as I discuss why a product can never be the answer to your personal or financial problems. #BETTERWEALTH For more information on BetterWealth visit https://www.betterwealth.com #Betterwealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: https://bttr.ly/andasset 🎥 BetterWealth Youtube...
Oct 25, 2021•10 min•Ep. 416
In today's BetterWealth episode, I am joined by Dan Kaminski, the head of operations as we discuss how the ultimate tax “loophole” is going away. Listen as Dan describes (GRATS) Grantor Retained Annuity Trust. We also talk about the definition of a “tax-loophole” and why GRATS is a tax advantage opportunity for the wealthy that will most likely be going away. We even expose the widow of Steve Jobs as we look at the tax loopholes she uses. Financial Advice Disclaimer: All content on this channel ...
Oct 22, 2021•12 min•Ep. 415
In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I discuss real estate notes, buying notes and buying other people’s mortgages and the pros and cons of investing in this asset class. Be sure to check out the resources Matt mentioned in the episode: Invest In Debt: “The How To Book on Buying Paper for Cashflow” by Jim Napier - https://amzn.to/2YLs4iW Chris Seven...
Oct 20, 2021•12 min•Ep. 414
SSA Benefits Increasing 2022 65 million Americans receives a monthly payout Beneficiaries are getting their biggest "raise" in nearly four decades COLA for 2022 came in at 5.9% the biggest increase since 1983 - 7.4% For context, last year it increased by 1.3% ***designed to keep beneficiaries on par with inflation and not help them "get ahead." Seniorsleague.org did a study in 2019 and determined that the purchasing power of Social Security benefits have lost 33% since the year 2000 FRA or Full ...
Oct 18, 2021•12 min•Ep. 413
In today's BetterWealth episode, I am joined by Dan Kaminski, head of operations here at BetterWealth as we discuss the new tax on the middle class. Listen as Dan and I dive into the 1099-k tax enacted by the American Rescue Plan explaining the implications and why it’s a big attack on the middle class. Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation...
Oct 15, 2021•7 min•Ep. 412
In today's BetterWealth episode, I had the honor of having Daniela Ngounou in the studio here in Denver as she shares her inspirational story with me. Listen as Daniela discusses her journey of living out her passion and becoming a young business owner. #BETTERWEALTH For more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast . Guest Links: Check out more about Daniela LinkedIn https://www.linkedin.com/in/daniela-ngounou-85942bb6/ Faceboo...
Oct 13, 2021•40 min•Ep. 411
Episode Description: In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I answer three commonly asked questions regarding how much do I need to put down, would I use a property manager and should I invest in break even or cashflow. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate...
Oct 11, 2021•7 min•Ep. 410
Episode Description: In today's BetterWealth episode, I am joined by Dan Kaminski, head of operations, as we discuss the Overnight Reverse Repurchase Agreement Program which is creating a money market program for Banks. Essentially, this program allows banks to store money when they don’t want to accrue loss in the market. In this episode we look at how banks are currently sticking money in this program like never before with a current 1.3 trillion dollars. Join us as Dan and I explore why this ...
Oct 08, 2021•10 min•Ep. 409
In today's BetterWealth episode, I bring back Kim Butler to the BetterWealth show. Listen as Kim shares with us her new book Perpetual Wealth . We also talk about her knowledge on life insurance, misconceptions in marketing language around life insurance, and her view on IUL vs whole life Insurance. Listen as Kim shares with humility her own experience in the world of life insurance and investments. I even asked Kim about the current world situation and her opinion on the place of the dollar and...
Oct 06, 2021•43 min•Ep. 408
In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I discuss wholesale real estate investing and the pros and cons of this strategy of real estate. We also talk about why this is a great way to invest little while learning a lot about real estate, but why it wouldn’t be the greatest investment strategy if you are looking to build cashflow. Be sure to check out mo...
Oct 04, 2021•9 min•Ep. 407
In today's episode I am joined by Jereme Roodhouse, our head wealth coach, as he talks about whether or not you should sell your business and what that looks like on the cashflow ratio mode. #BETTERWEALTH For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast . #Betterwealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Quiz: https://bttr.ly/quiz 👪 AndAsset.com: ...
Oct 02, 2021•31 min•Ep. 406
In today's BetterWealth episode, I have the pleasure of welcoming back to the show Tim Chermak, co-founder of Platform, a digital marketing company and good friend. Join us as we discuss the concept of the knowledge gap. Tim encourages listeners to read the essay by Economic Nobel Prize Winner Friedrich A. Hayek, “The Use of Knowledge In Society”. Tim talks about the knowledge problem and how this problem is negatively affecting today’s economy. Listen as Tim describes why virtuous behavior will...
Sep 29, 2021•47 min•Ep. 405
In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I discuss investing in land and more specifically land development. We discuss the observations, the pros and cons of investing in land for development. Be sure to catch our previous episode when we talked about land flipping and on ground funding as mentioned in this episode. Episode #392 Crowdsourcing Real Esta...
Sep 27, 2021•10 min•Ep. 404
In today's BetterWealth episode, I am joined in the studio with Jereme Roodhouse, our head wealth coach. Coming back to From The Front Line where Jereme shares a Mrs. & Mrs. Smith family telling their story with math. Watch as Jereme shares the model of a couple who saves, invests, and even has low debt, but how doing everything right still won’t work and their model is out of balance. Join us on our BetterWealth YouTube Channel to see the model of the case study Jereme shares in this episod...
Sep 24, 2021•34 min•Ep. 403
In today's BetterWealth episode, I have on the show Nick Aube, an expert on Risk Transfer and Risk Management. Many people spend their life building wealth, but find that their wealth isn’t protected. While not the most exciting topic, if you don’t do this you could lose everything. Listen as I talk with Nick about Risk Transfer Strategies of shifting and managing risk through umbrella insurance and how the framework should properly protect our wealth while not overpaying. #BETTERWEALTH For more...
Sep 22, 2021•27 min•Ep. 402
Episode Description: In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt and I discuss investing in land and more specifically land flipping. We discuss the pros and cons of investing in land that you can flip and sell to other buyers. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate....
Sep 20, 2021•10 min•Ep. 401
In today's episode of the BetterWealth Podcast, I am joined in the studio by Dan Kaminski, the head of operations, as we talk about President Biden's new tax bill. We conducted this episode as a live on our YouTube Channel and are sharing the episode here on the podcast as well. Check out the episode on our BetterWealth YouTube Channel - https://youtu.be/4ps-qJa4kgM #BetterWealth Checkout more at www.betterwealth.com #BetterWealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The ...
Sep 17, 2021•41 min•Ep. 400
In today's BetterWealth episode, I am bringing you Part 2 of my interview with Shane Walker, creator of Qube, a 21st century envelope system budgeting app made easy. If you missed our first episode be sure to check the show notes for his first interview. Today, Shane discusses his principles for building wealth in this part two series. Shane also talks with me about the pros to Dave Ramsey’s money mindsets, but where he thinks Dave isn’t helping people learn to grow or preserve wealth. Listen as...
Sep 15, 2021•30 min•Ep. 399
In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt answers a few commonly asked questions around whether the housing market is too high, best practices for finding tenants and whether or not you need an LLC to invest in real estate. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captivate.fm...
Sep 13, 2021•7 min•Ep. 398
In today's BetterWealth episode, I am joined by Dominic Rufran, our And Asset Specialist, as we talk about Premium Finance, what it is, who it’s for, the pros and cons, the risks, and the ways this product is being leveraged. Listen as Dom walks through and draws out the explanation of how Premium Finances works. Dom also compares the result outcome of cash flow to that of an And Asset and why Premium Finance may not be the best product if looking at it from a cash flow perspective. #BETTERWEALT...
Sep 10, 2021•21 min•Ep. 397
In today's BetterWealth episode, I am privileged to have the opportunity to interview Shane Walker creator of Qube, a 21st century envelope system budgeting app made easy. Listen as Shane discusses his journey over the last decade of trying to help people experience healthy lifestyles, but over and over finding that people fell back into the same bad spending habits. People spend their way into financial destruction, yet it was Shane’s goal to help create awareness so people could make good fina...
Sep 08, 2021•32 min•Ep. 396
In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt discusses the Real Estate Investment Trusts, what REITS are, the pros to investing in REITS and the cons so you can better understand if this is an asset class you should be investing in. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors” https://ice-cream-with-investors.captiv...
Sep 06, 2021•7 min•Ep. 395