In today's BetterWealth episode, I had the pleasure of welcoming back to the show, Harry Stout published author and former senior executive for several of the nation's largest annuity companies. Be sure to check out my first episode with Harry in the show notes below. In this episode Harry shares with us his wealth of knowledge on the subject of Annuities. Annuities are a misunderstood and underused financial tool. Consumers don’t understand them but should. Americans in or near retirement are f...
Jun 23, 2021•44 min•Ep. 364
In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the first section of the AND Asset. Listen as I share my perspective on section one of the AND Asset book: The Wealth Equation. #BETTERWEALTH For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast . #BetterWealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The And Asset Book: https://bttr.ly/book 💸 BetterWealth Q...
Jun 21, 2021•1 hr 3 min•Ep. 363
In today's BetterWealth episode, I am sharing with you a clip from an episode I had done with Dominic Rufran and we discuss the question we get all the time “how much can I contribute to my AND Asset?” I specifically wanted to share this clip again as it’s own episode because it is misunderstood on the reasons and process that determines contribution amounts for each individual person. Listen as we discussed the criteria for determining how much you are able to contribute by human life value, ca...
Jun 18, 2021•7 min•Ep. 362
Episode Description: In today's BetterWealth episode, I had the great honor of interviewing a dear friend, MItchell Earl, COO at Praxis and author of Don't Do Stuff You Hate . Praxis is a college alternative 12-month program that matches ambitious, hard-working young adults with full-time, paid apprenticeships at growing businesses. Listen as Mitchell and I talk about why college isn’t the right tool most people need for the outcome they want. Most college students rarely walk away with doing co...
Jun 16, 2021•41 min•Ep. 361
In today's BetterWealth episode, I pull out two clips that I did while answering a few questions regarding the AND Asset. Listen as I talk about who the AND Asset is for and why you should work with BetterWealth. We are the ONE-STOP-SHOP for everything AND Asset, so check out our resources at https://betterwealth.com/vault . #BETTERWEALTH For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast . #BetterWealth 📞 Free 15 Minute Clarity ...
Jun 14, 2021•10 min•Ep. 360
The exotic CPA! In today's BetterWealth episode, I welcome the newest member of the BetterWealth Team, Trevor Ward, CPA who has joined our team to help me in our business development side of the company. Listen as Trevor talks about how he met the team and how he became a pivotal part of helping our company grow and push our message out to more people! Trevor talks about his love for financial planning, his take on opportunity cost and the impact that has had on his life and mindset of money. #B...
Jun 11, 2021•33 min•Ep. 359
In today's BetterWealth episode, I had the pleasure of interviewing the author of “Giftology” John Ruhlin. John Ruhlin is the world’s leading authority in maximizing customer loyalty through radical generosity. John describes his philosophy of R.O.R - Return on Relationships. Listen as John shares his story, coming from a small farm town and developing into the world’s leading authority in maximizing customer loyalty through radical generosity. John describes better wealth as investing into huma...
Jun 09, 2021•46 min•Ep. 358
If we don’t understand the problem the solution doesn’t matter! Episode Description: In today's BetterWealth episode, I talk about the problems that you face today as it relates to your wealth and the outside forces that are working against us and hurting our chances of being successful in the future as it relates to our wealth. Albert Einstein once said “We cannot solve our problems with the same thinking we used when we created them.” Listen as I walk through a few of the biggest problems I be...
Jun 07, 2021•19 min•Ep. 357
Nelson Nash was obsessed with controlling capital and creating more volume to grow. In today's BetterWealth episode, Dom and I talk about a lot of myths around infinite banking. There are several misconceptions around infinite banking that has people coming to us asking questions like “If I take my money from my policy and pay it back with interest, is it true I get that interest back?” Dom and I talk about where these myths came from, how concepts from Nelson Nash have been twisted. Becoming yo...
Jun 04, 2021•18 min•Ep. 356
In today's BetterWealth episode, I had the privilege of interviewing Justin Donald who Entrepreneur Magazine calls the “Warren Buffett of Lifestyle Investing.” Listen as Justin shares his story and how he came to make the decision and mindset towards a life determined by their design and how to ask the quality questions you need to get that life. In our interview I shrew with you Justin’s new book “The Lifestyle Investor” that I claim is the number two book everyone should read after Robert Kyas...
Jun 02, 2021•38 min•Ep. 355
Banks control our money better than we do, that’s why they give us a sucker when we go into the bank! Episode Description: In today's BetterWealth episode, I talk about banks and the 5 principles of why banks are so successful and how we can apply them into our own lives. Listen as I share my backstory of working at the bank and how one simple question “Caleb, how does your bank make money?” drove me to discover how banks were able to control capital better than we could. Instead of hating the b...
May 31, 2021•12 min•Ep. 354
Episode Description: In today's BetterWealth episode, I am joined with Dominic Rufran, our AND Asset Specialist. In this episode Dominic walks through a personal example/case study on how he earned 40k in Crypto using life insurance and the nuts-and-bolts on how he was able to make that happen. Listen as we talk about how having control in capital through his AND Asset policy enhanced Dominic’s decision making process and gave him the opportunity to get his dollars to do more than one job. Finan...
May 28, 2021•14 min•Ep. 353
In today's Better Wealth, I had the privilege of interviewing Jimmy Nelson, a high-performance business coach and dear friend. Listen as Jimmy shares his story and the vulnerable moment he faced himself in the mirror and what changed years later. Listen as he talks about the transforming mindset into personal development. Jimmy tells us how he discovered his 7 figure story. Listen as Jimmy walks through how to craft the framework of your own leverage-able story. A story’s main objective should m...
May 26, 2021•39 min•Ep. 352
In today's BetterWealth episode, I talk about why I agree with Dave Ramsey on Life Insurance being a bad investment…. For some! Going back to the archives I have pulled out a clip I did during a Q&A session on the Podcast LIVE last year and I wanted to bring this topic backup again. Dave Ramsey is speaking to an audience of people in debt, who need to cut up credit cards, stop spending more than they make and that is a good thing, in which I have a lot of respect. However, for those who want...
May 24, 2021•7 min•Ep. 351
In today's BetterWealth episode, I have a very special guest joining me for the second time on the show for an incredible announcement. Jayson Lowe my friend and business partner in Canada is joining me to announce the launching of our co-written book “The AND Asset For Canadians” is out and ready to order! This episode highlights the journey of the book, but also has a deep message from Jayson about his story and the “Why” behind how he serves clients in Canada. Listen as Jayson talks about the...
May 21, 2021•36 min•Ep. 350
Teens that are dominating money literacy and financial freedom! In today's BetterWealth episode, I have the honor of bringing to the show three incredibly inspirational people to the show, Jacob, Terry and Dani who are all younger than 20 years old and run the popular blog Teen Financial Freedom. I have begun to work with Teen Financial Freedom in starting their podcast which has just recently started and they are crushing it. They are teens on fire, proactive and they are leveraging incredible ...
May 19, 2021•28 min•Ep. 349
In today's BetterWealth episode, I talk about the framework of efficiency and why this should be the most important metric. Getting the output efficiency is eliminating wasted resources. We can’t know how to make something more efficient if we don’t know what we want and where we want to go. It is impossible to be efficient if you don’t know where you are going. Listen as I share the mindset of efficiency and why there are no specific steps for making your life and finances more efficient. I sha...
May 17, 2021•14 min•Ep. 348
In today's BetterWealth episode, I am joined by Dominic Rufran, AND Asset Specialist, and we talk about the 4% Guarantee On Life Insurance and the truth. Listen as we describe why it isn’t fully 4% and why we have to fully understand the dividends and how the company really works with the guarantee. Listen as Dom and I are completely transparent about the 4% guarantee and the ACTUAL rate of return might be 2%. Dividends and guarantees can be half truths and deceptive! Listen as we discuss why it...
May 14, 2021•8 min•Ep. 347
In today's BetterWealth episode, I have the pleasure of bringing back Rachel Richards, author of “MoneyHoney” and who is joining me in the studio as we talk about passive income! Rachel shares with us her book “Passive Income Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence.” Listen as Rachel shares her story of becoming financially free at 27 years old and why her methods are not in the “traditional” way of financial planning. Rachel and I discuss the true d...
May 12, 2021•33 min•Ep. 346
Warren Buffet is sitting on over $145 Billion in CASH…. In today's BetterWealth episode, I talk about Warren Buffett and Naval Ravikant and the golden rule “Those who have the gold make the rules.” People of influence like Warren Buffett are making things happen usually because they have control over their time and access to great capital. How did they create their wealth? Listen as I talk about why entrepreneurs and those growing wealth have a better understanding of control and leverage. Succe...
May 10, 2021•13 min•Ep. 345
Controlling Money Is Far More Important Than Paying Interest Rates In today's BetterWealth episode, I am joined by Dominic Rufran, our And Asset Specialist as we ask the question “Should you or should you not buy your vehicle using life insurance?” Watch as Dominic and I walk through a visual example of when buying your vehicle with life insurance would make sense and when it wouldn’t make sense. Listen as we walk through the philosophy and principles you need to consider when and how you plan o...
May 07, 2021•13 min•Ep. 344
I want to respect money! In today's BetterWealth episode, I am joined by Brad Heart, trader, investor, author and entrepreneur. His company Make More Marbles is inspired by the game “Hungry, Hungry Hippo” and the idea that wealth isn’t about the scarcity of marbles, but rather about the ability to make more marbles. Listen as Brad shares his story of discovering the power of wealth through his Grandpa’s finances. Brad talks about his journey and experiences through finances, wealth building and ...
May 05, 2021•51 min•Ep. 343
What is the cost of paying cash? In today's BetterWealth episode, I share with you two shorter videos I did a while back that demonstrate the power of opportunity cost. It is important to understand that whatever decisions we make today, there are always short term and long term effects. When we make the decision to transfer our money to purchase something such as a car, house, coffee, clothes, etc. there are long term effects. Once you transfer that dollar you are giving up what that dollar cou...
May 03, 2021•8 min•Ep. 342
L-TAR In today's BetterWealth episode, Dan shares with us the acronym that he created for BetterWealth, “L-TAR” which means Long Term Accountable Results. Listen as we discuss the mindset of why long term accountability can be so impactful, as with the model we have the ability to set a goal way into the future and with a long term mindset we use accountability to help achieve those outcomes. Most people like the short term daily accountability where they can check off the box. Listen at how Dan...
Apr 30, 2021•8 min•Ep. 341
What Would The Rockefellers Do? In today's BetterWealth episode, I bring back an interview I did with Garrett Gunderson episode #54. Listen as we revisit this very impactful episode as he shares his story and how he began at a young age to develop his philosophy of money and finances. Listen as I ask Garrett to talk about Rate of Return versus Return on Result. Listen as we talk about creating value, the stock market, speculative investing, private market, risk, loss and multiple streams of reve...
Apr 28, 2021•30 min•Ep. 340
The true value of long term wealth potential. In today's Better Wealth episode, I want to illustrate the value of long term wealth potential by sharing a video I did 3 years ago. Be sure to join us on our BetterWealth YouTube Channel to watch the video and see my demonstration on the Truth Concepts Calculator. We are so often caught up in the short term transactions and we don’t understand how much we are actually going to make over a lifetime and what the value of that is going to be. Today I s...
Apr 26, 2021•10 min•Ep. 339
Are we hypocrites for saying our time is valuable, but not living that way? Episode Description: In today's Better Wealth Breakdown, Dan asks me a simple yet profound question “If I only had ONE hour to work on BetterWealth a day, what would I work on?” Reflecting on each point of your day and asking “is this really the best use of my time?” Most people get things done when you draw a line in the sand, but procrastination isn’t always the most efficient or best use of your time. However, listen ...
Apr 23, 2021•8 min•Ep. 338
We should not let fear govern us, and instead we should be the change we want to see in the world. In today's Better Wealth episode, I had the opportunity to interview Max Borders, co-founder of Future Frontiers , founder of Social Evolution , and author of After Collapse : The End of America and the Rebirth of Her Ideals and The Social Singularity : A Decentralist Manifesto . Max joins me today to discuss his experience in “value creation” and his 7 key breakdowns in his book 1.) Breakdown of M...
Apr 21, 2021•55 min•Ep. 337
Ohio National Demutualization In today's BetterWealth episode, Dan and I discuss Ohio National's decision to go from a mutual company to a stock company which is called a demutualization process. We talk about the pros and cons, as well as, discuss the details we have given to date. What is happening? If approved, Ohio National will demutualize and become a stock-owned subsidiary of the Canadian company Constellation Insurance Holdings, Inc. Constellation will purchase Ohio National in its entir...
Apr 19, 2021•19 min•Ep. 336
Controlling your money and using it while also establishing a retirement plan and legacy plan for your children. In today's BetterWealth episode, Dan and I share a client case where Mr. Smith is powerfully utilizing the AND Asset not only to control and use his money today, but also establish a retirement plan and a legacy plan for his children and grandchildren. Listen as we break down what Mr. Smith is doing to show up powerfully today and how he is structuring his future to show up more inten...
Apr 16, 2021•11 min•Ep. 335
