There are better ways than a Typical Whole Life contract. In today's Better Wealth Episode, I continue to analyze the different places you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate Whole Life Insurance and it may shock you that the Typical Life Insurance is a bad place to have your money. Today I am going to talk about a contract that is not well designed, something I call Typical Life Insurance. Listen as I dive deep and hold t...
Mar 01, 2021•15 min•Ep. 304
Thank you for making this journey of podcasting possible! In today's Better Wealth, I reflect back on the last 100 episodes we have done. It has been incredible to watch the numbers grow and has been encouraging and inspirational. Consistency always changes the game and I am grateful for the team that made that happen and the listeners that are building part of our community making this moment so memorable! Thank you to all of you who have made the Better Wealth Podcast a part of your daily ritu...
Feb 27, 2021•20 min•Ep. 303
Many financial tools will give a snapshot of a “perfect” scenario, but at the end of the day real math and a real model will be the most effective way to make real decisions about intentional living. In today's Better Wealth Episode of ‘From the Frontlines’ where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss Mr. & Mrs. Smith, a young couple with a young kid in sales who came to work with us and put t...
Feb 26, 2021•21 min•Ep. 302
Don’t trade your time for money! In today's Better Wealth Episode, I had the pleasure of interviewing Suzanne Ctvrtlik a freelance designer that became a master YouTuber and is now leaving her job because of the money on YouTube. Listen as she shares her story and inspiration behind her career as a YouTuber and the inspiration behind her niche. In little more than two years her YouTube Channel Arvabelle started and in less than a year she now makes enough to quit her job. Besides having a profit...
Feb 25, 2021•35 min•Ep. 301
Your future is not determined by your current set of circumstances. In today's Better Wealth Breakdown, Dan surprises me with a question for today’s episode from John Rawls “If you could roll the dice again and the circumstances of your birth were totally random, what would you choose, your current life or something totally random?” Listen as Dan and I answer this thought question and why it is so important to truly understand the blessings you have regardless of current situations. Dan and I ch...
Feb 23, 2021•9 min•Ep. 300
It isn’t about the investment because it is more about the investor. In today's Better Wealth Episode, I talk about why or why not you should have real estate part of your portfolio and part of your wealth strategy. In this asset analyzer series I have been walking through different assets and comparing them to the 11 attributes of the perfect asset. Listen as I compare and contrast Real Estate to the 11 attributes. #BetterWealth 📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity 📕 The A...
Feb 22, 2021•13 min•Ep. 299
Regardless of the currency, create value! In today's Better Wealth, I am joined with both Dan Kaminski and Jason Rink as we open up the discussion of cryptocurrency and Bitcoin on our BetterWealth LIVE episode. We get many people emailing us asking “Should I put my life savings into Bitcoin?” and we are here today to discuss the pros and cons of this asset. Listen as Dan and Jason share their experience in Bitcoin and their thoughts now. We also discuss the importance of having your house taking...
Feb 20, 2021•35 min•Ep. 298
Realize that you can be more intentional in your choices if you understand the implications of the math long term. In today's Better Wealth Episode of ‘From the Frontlines’ where Jereme and I discuss another Mr. & Mrs. Smith case study where we see a family that had been disciplined with their money and got a bit more assurance when looking at the model. Listen as Jereme describes how the model helped facilitate strategies for paying for college in the future so it doesn’t create a hit on th...
Feb 19, 2021•16 min•Ep. 297
In our country there is a huge deficit of financial education! In today's Better Wealth, I had the privilege of interviewing Harry Stout who has worked over 25 years in the financial services industry all around the world. Harry is also an author of the “Financial Verse Series” which covers topics on money, life savings, annuities, life insurance, and more. Listen as Harry shares his desire for personal finances making it understandable for people of all ages. Harry discusses with us the importa...
Feb 17, 2021•1 hr 1 min•Ep. 296
The AND Asset can be a legacy that can travel with you wherever you go! In today's Better Wealth Breakdown, Dan and I discuss how life insurance is benefiting the EXPAT Community. The EXPAT movement coined generally for someone who is temporarily or permanently residing outside of America where they have previously lived. Dan shares an example of a client’s journey as they walked through the process of setting up life insurance while living abroad, so they can live out their legacy. Listen as we...
Feb 16, 2021•10 min•Ep. 295
The convenience of a savings account is in safety and liquidity. In today's Better Wealth Episode, I continue my series of episodes “Where Should I Invest My Money” as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed my ideas on the Roth IRA and the Roth 401K, but today I look at savings accounts. Listen as I walk through the pros and cons of savings accounts comparing them alongside the 11 attributes of a perfect investment. Join m...
Feb 15, 2021•13 min•Ep. 294
Your brand should either compel people or repel people! In today's Better Wealth, I had the privilege of interviewing my good friend Ellis Hammond, Founder of Kingdom REI. In this episode Ellis and I share an upcoming event in which both Ellis and I will be speaking about the power of your story. Listen as Ellis shares his story from being a broke pastor and missionary with an entrepreneur passion and has brown his very own company, coaches and runs his own REI group and has been sharing his uni...
Feb 13, 2021•29 min•Ep. 293
Sometimes models are off balance simply because there is no accountability. In today's Better Wealth Episode of ‘From the 'Frontlines’ where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss tax advantage pension plans for Mr. & Mrs. Smith. Listen as Jereme describes the process of making decisions doesn’t start with working forward with where you are now, but rather “taking a step back” so we can look d...
Feb 11, 2021•18 min•Ep. 292
Without leadership, nothing happens! Episode Description: In today's Better Wealth Episode, I had the pleasure of interviewing Andy Wyatt, author, coach and CEO of Andy Wyatt Leadership LLC, a company developing leaders around the world through coaching. In today’s world of hundreds of leadership guru’s, Andy shares his authentic value that “Wise, caring, balanced servant leaders are good leaders, and good leaders produce good results!” Without leadership, nothing happens! Listen as Andy dives d...
Feb 11, 2021•1 hr 3 min•Ep. 291
It’s clear as mud!!! In today's Better Wealth Breakdown, Dan and I reflect back to our last episode where we spoke on the MEC - Modified Endowment Contract and now we discuss part 2 which is the 7-Pay test. As defined the 7-pay test determines whether the total amount of premiums paid into a life insurance policy within the first 7 years is more than what was required to have the policy considered paid up in 7 years, policies become MECs when the premiums paid to the policy are more that what wa...
Feb 09, 2021•11 min•Ep. 290
The underlying framework of knowing where to invest your money is first knowing your desired outcome. In today's Better Wealth Episode, I continue my series of episodes “Where Should I Invest My Money” as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed how to identify and compare different assets. Listen as I define the Roth IRA and the Roth 401K and then take you through the framework of evaluating these two accounts. Safe (Low Ri...
Feb 08, 2021•15 min•Ep. 289
Does solar investments make sense….financially? In today's Better Wealth Episode, I had the pleasure of interviewing Jimmie Jayes, co-founder of Authentic Networker, an international community of in-person networking groups spanning 71 cities across 5 countries, and solar advisor. Jimmie talks a little about his experience in networking and how he has used networking to serve people and increase sales. In today's episode we correlate solar power to investment power, by describing how solar power...
Feb 05, 2021•45 min•Ep. 288
Leveraging the AND Asset in activities that produce more assets! In today's Better Wealth Episode of From the Front-lines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working on the front lines. In today’s case study we discuss how Mr. & Mrs. Smith have developed over time a lifestyle of savings, tracking money, increasing income, and utilizing AND Assets. We are excited to share with you some details of the model that has made this mo...
Feb 04, 2021•22 min•Ep. 287
Your savings rate is the biggest leverage you have! In today's Better Wealth Episode, I had the pleasure of interviewing Rachel Richard, former financial advisor and real estate investor, who now has written two incredibly successful books about money. Listen as Rachel shares her story of becoming a lover of finances and money, budgeting, savings and financial prosperity. Rachel describes how your savings rate is the biggest leverage you have to financial independence. Rachel is always challengi...
Feb 03, 2021•47 min•Ep. 286
Each company has their own interpretation and definition of a MEC. In today's Better Wealth Breakdown, Dan and I discuss a Modified Endowment Contracts, also known as a MEC. Listen as we review how we take life insurance but give it a superpower by over-funding and maximize the cash with a result of keeping the tax benefits of a life insurance policy. While all companies have different definitions and interpretations of MEC listen to our description of a MEC, how we design the policy and purpose...
Feb 02, 2021•12 min•Ep. 285
What you most value should be a big part of how you analyze investments and assets like the 401K. In today's Better Wealth Episode, I set up the framework that will be giving you clarity on making better decisions regarding whether you should or shouldn’t invest in a particular asset. Today I focus on using that framework to evaluate the 401K, which is a tax advantage defined contribution account offered by many employers for their employees. In our framework we look first at the clarity of what...
Feb 01, 2021•19 min•Ep. 284
Poking the Bear….. Hedge-funds vs. “Reddit” Retail Investors! In today's Better Wealth LIVE, Dan Kaminski joins me in today's BetterWealth LIVE as we discuss the current affairs of GameStop, and Hedge-funds vs "Reddit" Retail Investors! Listen as Dan breaks down some of what has been going on with GameStop, Reddit, Robinhood and what “the short squeeze” is doing to the market! Join us as we discuss this current hot topic that will make it into the history books. #BetterWealth 📞 Free 15 Minute C...
Jan 30, 2021•37 min•Ep. 283
Inflation changes everything!!! In today's Better Wealth Episode of From the Frontlines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working on the front lines. In today’s case study we discuss how we help Mr. & Mrs. Smith, our clients, maintain their buying power in the future by factoring inflation into their model. Listen as we discuss actual numbers of how inflation can dramatically change the future of your financial planning and ...
Jan 28, 2021•19 min•Ep. 282
The media won't report this…. BUT Banks and Corporations own Life Insurance! In today's Better Wealth Episode, I had the pleasure of bringing back Barry Dykes for his second interview on the podcast as he discusses BOLI (Bank owned life insurance), de-risking using life insurance, and invasion of the communist funds: the passive funds. Listen as Barry dives deep and reveals some amounts of life insurance owned by some big banks, why it is most banks Tier One Capital, and why life insurance is on...
Jan 27, 2021•41 min•Ep. 281
Trying harder isn’t necessarily the solution to achieving more! In today's Better Wealth Breakdown, Dan and I discuss a book by Price Pritchett in his books “You2: A High Velocity Formula for Multiplying Your Personal Effectiveness at Quantum Leaps.” Listen as we discuss a story in the book about a fly that was determined to enter a car by slamming into a window over and over when 12 inches away the window was open. Dan and I discuss the impactful reality of that story in peoples’ lives today th...
Jan 26, 2021•9 min•Ep. 280
Not all assets are created equal! In today's Better Wealth Episode, I answer a very common question I get here at BetterWealth on “Where should I invest my money?” Today I will walk you through the process of how we coach clients and work through the pros and cons of decision making when you want to invest your money. Assets are not all created equal and we want to be sure that whatever we do with our money it is helping us live more intentionally. Listen as I talk about three questions you shou...
Jan 25, 2021•20 min•Ep. 279
If you are a financial professional, advisor or agent you don’t want to miss this episode! In today’s episode I have the privilege of interviewing Jeremiah Desmarais is a 23-time award-winning financial marketer, speaker, author and CEO of Advisorist, an effective financial marketing company. His work has generated over two million insurance leads and helped advisors in over 51 countries generate over $300M in sales commissions. Labelled “One the greatest marketing minds in the financial industr...
Jan 23, 2021•45 min•Ep. 278
The interactions, inspiration, encouragement and chastisement that we bring to the table is a coaching philosophy that focuses back on what in life really matters! In today's Better Wealth Episode of From the Frontlines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working with on the front lines and who are in our Unlimited program. In this fifth case study we look at a situation with Mrs. Smith who is walking through multiple financial li...
Jan 21, 2021•19 min•Ep. 277
Unlocking intentional living with three generations of the AND Asset. In today's Better Wealth Episode, I had the pleasure of interviewing David Shirkey, CFO and Director of Strategy of Orbitform, and serves as a project manager, engineer, and regional sales manager. Listen as David talks about his personal journey in 2017 of financial education when he begins to learn about tax efficiency, cash flow investing, leverage, bank using life insurance, control and his discovery of the power of the AN...
Jan 20, 2021•45 min•Ep. 176
Why work towards being more efficient if it doesn’t matter? In today's Better Wealth Breakdown, Dan and I discuss the concept about how you spend your time, because this moment right now you will never get this time back! How does the theory of “Life is Short” impact intentional living? For everything we say “yes” to we ultimately are also saying “no” to something else. Listen as Dan and I discuss how we reflect and take an audit of the people we surround ourselves with, how to evaluate our time...
Jan 19, 2021•12 min•Ep. 175
