Join Peter Tapling , Managing Director of PTap Advisory, as we discuss the pending rulemaking on Section 1033 of the Dodd-Frank legislation. The rulemaking, at a high level, has some implications of truly Open Banking, which has been a challenge for most core providers and their customers. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on BankTalk: BankTalk Website Subsc...
Mar 26, 2024•31 min•Season 1Ep. 93
Join Alex Shvarts , CEO of FundKite , as we discuss one possible source of funding for businesses rejected for traditional bank financing. When FICO Scores are not enough to obtain a traditional loan, revenue-based-funding offers alternatives to businesses. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Cons...
Mar 19, 2024•27 min•Season 1Ep. 92
Join Sean Carter , President and CEO of NEACH , as we discuss the ACH and Payments ecosystem. We discuss fraud prevention, cyber insurance, and the Fed Fraud Classifier in this episode as well. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast,...
Mar 06, 2024•32 min•Season 1Ep. 91
Join Zach Zoia and Vin Clevenger , Managing Directors at the Darling Consulting Group and hosts of the "On the Balance Sheet®" podcast , as we discuss the inverted yield curve and its reverberations through liquidity, investments, and lending. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website...
Feb 22, 2024•37 min•Season 1Ep. 90
Join us as we speak with Mac Thompson , CEO and Founder of White Clay , as we discuss the value of Commercial and Consumer account relationships. We spend time discussing how to optimize products like Relationship Pricing and Commercial Account Analysis. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consult...
Feb 06, 2024•36 min•Season 1Ep. 89
Join us as we speak with Derek Szot , Managing Director at Piper Sandler , as we discuss subordinated debt for credit unions. Learn why subordinated debt has been a much hotter topic for credit unions than it has for banks over the past 18 months. Contact Derek at derek.szot@psc.com. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on BankTalk: BankTalk Website Subscribe t...
Jan 24, 2024•26 min•Season 1Ep. 88
Join us as we speak with John Karacalidis , SVP of Operations, IT, and Digital Banking at Village Bank , as we discuss digital usage and some critical things that community banks need to do to compete digitally with large banks. We also discuss how to get continual feedback from your customers on your digital offerings. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on B...
Jan 11, 2024•52 min•Season 1Ep. 87
Join us as we speak with Brendan Clegg , Partner at Luse Gorman about the types of issues that could lead to an enforcement action from the federal banking agencies. We cover the different types of enforcement actions, the ways that an enforcement action can develop, whether directors and officers can be subject to personal actions, common issues that trip up banks and their leadership, and other topics relevant to the bank enforcement process. Contact Brendan at bclegg@luselaw.com. Send us a te...
Dec 26, 2023•32 min•Season 1Ep. 86
Join us as we speak with Becca Kruse and Lance Noggle from the ICBA about some of the pending updates to the Durbin Amendment to the Dodd-Frank Act. Learn about Interchange revenue and expenses and whether the latest updates will have a net impact on your monthly earnings. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on BankTalk: BankTalk Website Subscribe to BankTalk ...
Dec 12, 2023•39 min•Season 1Ep. 85
Join us as we speak with Rene Perez , National Director of Financial Crimes Sales at Jack Henry and Associates , about the latest in mail fraud, and some things your customers can do to prevent it. We also cover new techniques the criminals are using in other areas, like digital login techniques. Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning. For more information on BankTalk: BankTalk Websit...
Nov 22, 2023•44 min•Season 1Ep. 84
Join us as we speak with Paul Ouweneel , Partner, and head of bank valuations at Wipfli , LLP, about Bank Merger and Acquisition activity in 2023 and the outlook for 2024. We also discuss the effects of unrealized portfolio losses on merger activity. wcfadvisors.com Disclaimer: The content of this podcast is for general information purposes only and should not be construed as tax, legal, regulatory, or investment advice. The opinions expressed in this podcast are those of the presenters as of th...
Nov 07, 2023•37 min•Season 1Ep. 83
Join us as we speak with Scott Hildenbrand , Head of Piper Sandler Financial Strategies , about how community financial institutions are morphing to improve liquidity. We then discuss how the higher price of purchasing deposits will likely affect loan volume in the foreseeable future. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
Oct 17, 2023•44 min•Season 1Ep. 82
Core providers have been touting their advances in integrating to third parties through their “open” core platforms. We ask Charles Potts , Chief Innovation Officer at the ICBA to provide some insights into the “openness” of the major core vendors. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
Oct 03, 2023•42 min•Season 1Ep. 81
Todd Koehn from Bankers' Bank joins BankTalk to look at which payments are moving through the Instant Payment networks today (FedNow and RTP). In reviewing these transactions, we analyze what this might mean to your clients. Email tkoehn@bankersbankusa.com Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
Sep 22, 2023•34 min•Season 1Ep. 80
The sex trafficking victims of Jeffrey Epstein recently reached a large settlement with Epstein’s former bankers, JP Morgan and Deutsche Bank, roughly $365M. Join Ariel Gutierrez , Program Director for the Financial Crimes Risk Management product at Fiserv , as we discuss the potential liability implications for community financial institutions. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the B...
Sep 05, 2023•32 min•Season 1Ep. 79
With the release of Faster Payments, we decided to have a discussion with Tede Forman , President of Payment Solutions at Jack Henry on the Payment Rails, what they are, and how they differ. Then we spend a few minutes discussing the opportunity and threat to community financial institutions related to Faster Payments. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please ema...
Aug 22, 2023•47 min•Season 1Ep. 78
CEOs at community financial institutions continue to ask for ideas to improve liquidity and income in these changing market conditions, and Receivables Financing checks both boxes. Join Erik Trumpower , EVP of Capstone Banktech , as we discuss the risk and rewards of this sector, and discuss some ideas for administering a program at a community FI. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on th...
Aug 09, 2023•25 min•Season 1Ep. 77
Artificial Intelligence is transforming the banking industry in many ways, from fraud detection to customer service, but the complexities can seem overwhelming. Join Ben Udell , SVP Client Experience at Lake Ridge Bank , as we explore some of the practical uses he has found for AI in his day-to-day, and how it can benefit both banks and customers. Contact Ben at budell@lakeridge.bank. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting W...
Jul 25, 2023•34 min•Season 1Ep. 76
Join Charlie Kelly , Partner at Remedy Consulting , as we discuss core banking systems and whether your financial institution is on the right core to improve efficiency and drive sales. If you are considering a change in your core system, what should you know ahead of time and are you asking the right questions? https://www.remedyconsult.net/whitepaper/ https://fi-navigator.com/ Send us a text Presented by Remedy Consulting Technology Contract Negotiation & System Assessments, T&C Improv...
Jul 11, 2023•21 min•Season 1Ep. 75
Join Jody Bhagat , President of the Americas for Personetics , as we discuss a Forrester study into the usage of Personal Financial Management tools. Should PFM be part of your digital arsenal, and how should you consider Return on Investment when deciding on PFM tools? Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
Jun 28, 2023•46 min•Season 1Ep. 74
Join Rob Foxx from FIPCO as we discuss Cybersecurity threats and some things you can do to avoid them. What does your cyber insurance cover and what do cyber claims look like? Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
Jun 13, 2023•25 min•Season 1Ep. 73
Join Cal Roberson of Integris as we discuss the need for technology expertise on community bank Boards of Directors. What are the risks of having a less-than-tech-savvy individual heading up your technology sub-committee? Join us to find out. caltech.com/ Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
May 31, 2023•26 min•Season 1Ep. 72
Join Scott Hildenbrand of Piper Sandler as we discuss a few topics that your board and management teams may be asking in light of the SVB failure. How are you approaching uninsured depositors, and are you utilizing all investment options are a couple of the topics we cover in this episode. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
May 16, 2023•46 min•Season 1Ep. 71
Join Tyler Barron of Encapture as we discuss additional regulatory requirements that are about to be added to Dodd-Frank. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
May 02, 2023•22 min•Season 1Ep. 70
Ever wonder why one bank is willing to pay $500 for a new customer and another is offering only $150? Join Supreet Singh , CEO of Finlytica , as we discuss the financial value of a customer. What revenue streams are important, how to think about cost-per-customer, and other interesting considerations for new customer acquisition. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast,...
Apr 20, 2023•36 min•Season 1Ep. 69
Join Val Saportas , CEO of Revvin , as we discuss the low code/no code phenomenon in application development. Find out what the hype is all about and why you should know something about this as you make the decision to purchase new software. Contact Val at valentin@revvin.com. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
Apr 04, 2023•25 min•Season 1Ep. 68
Join Jeff Rose , President and CEO of American Bank and Trust , as we discuss the steps he took to hire an individual dedicated to digital strategy and then set the precedent that digital would be part of the bank’s focus moving forward. We discuss the role of the Chief Digital Officer, how it fits into traditional roles within the bank, challenges and successes that resulted from this decision. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy C...
Mar 22, 2023•29 min•Season 1Ep. 67
Join Stefan Jacewitz , Research and Policy Officer for the KC Federal Reserve Bank as we discuss the trends in savings rates and lending since the pandemic. We know that the influx of cash into the economy boosted savings rates and lowered loan balances initially, but what has happened since then? Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
Mar 08, 2023•31 min•Season 1Ep. 66
Join Patrick Sentner , EVP of CBRE , as we discuss how commercial office space vacancy rates and valuations have changed from pre-COVID to the present. As work-from-home and other trends continue, vacancy rates are rising in specific areas, and the result has been that commercial loan portfolios that contain office space are under renewed pressure. Join us as we discuss the changing dynamics of this market. To contact Patrick, email him at Patrick.Sentner@cbre.com. Send us a text For more inform...
Feb 28, 2023•39 min•Season 1Ep. 65
Join Tom Oakland , Energy and Economic Coordinator from North Dakota , as we discuss what you need to know about energy production and carbon recapture. To reach Tom, email him at Thomas.oakland@nd.gov. Send us a text For more information on BankTalk: BankTalk Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please email us ....
Feb 15, 2023•35 min•Season 1Ep. 64
