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BAM Hot Sheet

BAM Media www.nowbam.com
Start every weekday with BAM Hot Sheet. Hosted by Byron Lazine, this daily show covers up-to-the-minute news, trends, and insights from the world of real estate. Just like you get pertinent local market information from your MLS hot sheet, BAM Hot Sheet gives you all the hot info you need for the day. From industry updates and real estate specific stock analysis to mortgage rates and housing indexes, BAM Hot Sheet has everything you need to have a productive and profitable day in real estate.
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Episodes

Housing Market Reality Check: Zillow’s Report Just Changed Everything | Hot Sheet 03/18/25

On today’s Hot Sheet, Byron Lazine discusses Zillow’s housing market report for February, the NAHB Homebuilder Survey, and housing starts. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=e02f283eadf04f2798e5d3848406b999<br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.&l...

Mar 18, 202529 min

Realtor.com Reveals The Biggest Opportunity For Sellers in 2025 | Hot Sheet 03/17/25

On today’s Hot Sheet, Byron Lazine discusses housing inventory, Realtor.com’s best time to sell, and the FOMC preview. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=1ec1812345ec411ba70a5f37bad75a1b<br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.<br/>________&lt...

Mar 17, 202538 min

Redfin Reveals The Real Reason You Can’t Find A Home in 2025 | Hot Sheet 03/13/25

On today’s Hot Sheet, Byron Lazine discusses the Producer Price Index (PPI) for February, the rise in homeowner tenure, and the weekly unemployment report. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=bed8c71181dd44bab029b7e5623a2e5d<br/>Subscribe to Knowledge Brokers Podcast:https://www.youtube.com/@knowledgebrokerspodcast<br/>Tune in every Monday-Thursday that the marke...

Mar 13, 202530 min

Markets Jump Amid Inflation News: Is Trump's Influence the Cause? | Hot Sheet 03/12/25

On today’s Hot Sheet, Byron Lazine discusses the CPI report for February, Trump’s changes to the Fair Housing Mandate, the Job Openings and Labor Turnover Survey (JOLTS), and mortgage applications. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=27c496093b204c1ba27ef95fbf70684d<br/>BAM Webinar with Krys Benyamein: https://streamyard.com/watch/x9Kp9PyTtZfr<br/>Tune in every M...

Mar 12, 202537 min

CNBC Reports Trump Admin’s Are Bracing for Slowdown—What It Means for Housing | Hot Sheet 03/11/25

On today’s Hot Sheet, Byron Lazine discusses consumer perception of home value, 9 long-term trends that will reshape the housing market, and President Trump’s statements on the economy. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx <br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=88fd1e7a90d34ff8a72c6939194637a0 <br/>BAM Webinar with Krys Benyamein: https://streamyard.com/watch/x9Kp9PyTtZfr <br/>Tune in every Monday-Thu...

Mar 11, 202549 min

Fannie Mae’s Home Sentiment Index Just Tanked—Here’s Why | Hot Sheet 03/10/25

On today’s Hot Sheet, Byron Lazine discusses housing inventory, Friday’s jobs report and Fannie Mae’s consumer sentiment report. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx <br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=df7b28fe26b54240bca9e67d5811d15c <br/>BAM Webinar with Krys Benyamein: https://streamyard.com/watch/x9Kp9PyTtZfr <br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouT...

Mar 10, 202534 min

Job Market in Trouble? ADP Data Tells a Different Story | Hot Sheet 3/5/25

On today’s Hot Sheet, Byron Lazine discusses CoreLogic home price insights, the ADP Employment Report, homebuilder disruption, and mortgage applications. 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamxHot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=9eda4a3921cf44ca9842eba9b8ba51eeTune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.________𝐙𝐨𝐨𝐝𝐞𝐚...

Mar 05, 202539 min

This Zillow Report Changes Everything About Buying a Home | Hot Sheet 03/04/25

On today’s Hot Sheet, Byron Lazine discusses a Zillow analysis on how homebuying has changed since 2020, the rise in home price reductions, and tariffs going into effect today. 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamxHot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=75c6fa43a2d2438ebe9beadf091d3defTune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxha...

Mar 04, 202541 min

House Prices Could Be Peaking—And This Chart Proves It | Hot Sheet 03/03/25

On today’s Hot Sheet, Byron Lazine discusses Friday’s PCE report, housing inventory, pending home sales, and why the Dallas Fed is predicting a drop in home prices.𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamxHot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=659e12990b554395a4d8e92329eb8fb8Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.________𝐙...

Mar 03, 202528 min

Is Apple’s $500 Billion Investment About to Reshape Real Estate? | Hot Sheet 02/27/25

On today’s Hot Sheet, Byron Lazine discusses the new home sales report for January, a temporary FHA waiver for new construction in Special Flood Hazard Areas, a $500M+ investment from Apple, and the weekly unemployment report. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=954bfe3650d34fde846ec85d87b4b4b1<br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST o...

Feb 27, 202534 min

Ivy Zelman Signals Spring Housing Market Warning | Hot Sheet 02/26/25

On today’s Hot Sheet, Byron Lazine discusses Ivy Zelman's insights into the spring 2025 selling season, Fannie Mae’s Economic Development report, Trump’s 'Gold Card,' and mortgage applications. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=24c0f7f87ac74e589e5905e2059e6161<br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so...

Feb 26, 202538 min

DeSantis Declares War on Property Taxes: Genius Or Disaster? | Hot Sheet 02/25/25

On today’s Hot Sheet, Byron Lazine discusses the S&P Case Shiller and FHFA house price indices, advice from the Realtor.com chief economist, and Florida governor DeSantis's push to eliminate property taxes. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=7ad455c6a0f5412385bcf8cf5fbcd670 <br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. ...

Feb 25, 202540 min

JP Morgan Executive Makes Bold Claim On The Future of Real Estate | Hot Sheet 02/24/25

On today’s Hot Sheet, Byron Lazine discusses housing inventory, existing home sales and why asset management at JP Morgan says we could be entering a real estate super cycle. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=875726fe4df74a0db84f16b3f14d45f3<br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a s...

Feb 24, 202543 min

Where Zillow & JP Morgan Differ On 2025 Housing Market | Hot Sheet 02/20/25

On today’s Hot Sheet, Byron Lazine discusses home price forecasts from Zillow and JP Morgan, off-MLS homes and Clear Cooperation, FOMC minutes, and weekly unemployment data. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=68371c23116d408c840943a0e16db0db<br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a s...

Feb 20, 202536 min

Could HUD Cuts Worsen the Affordable Housing Crisis? | Hot Sheet 02/19/25

On today’s Hot Sheet, Byron Lazine discusses the NAHB homebuilder sentiment report, housing starts, HUD layoffs, and mortgage applications. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>FREE BAM Webinar with Luke Acree: https://streamyard.com/watch/w3biYBMXYsbP<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=d5777c569e4647d7845a2d181ff92bc5<br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on...

Feb 19, 202533 min

Patrick Bet-David Reveals The Next Real Estate Hotspot | Hot Sheet 02/18/25

On today’s Hot Sheet, Byron Lazine discusses housing inventory, where starter homes are going extinct and the latest household debt and credit report. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>FREE BAM Webinar with Luke Acree: https://streamyard.com/watch/w3biYBMXYsbP<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=23bfa1b5f0fc4672b3d8437c9febd50a<br/>Tune in every Monday-Thursday that the markets are open at 9:...

Feb 18, 202537 min

Barbara Corcoran Sends A Wake Up Call To Homebuyers | Hot Sheet 02/13/25

On today’s Hot Sheet, Byron Lazine discusses Powell’s report to the House Committee, the Producer Price Index report, Barbara Corcoran’s and Ryan Serhant’s take on the housing market, and weekly unemployment. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=53b6db65415a47c99eea422a69e421a7 <br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Su...

Feb 13, 202534 min

Did Powell Tell The Truth About Housing Affordability? | Hot Sheet 02/12/25

On today’s Hot Sheet, Byron Lazine discusses the Consumer Price Index report for January, Jerome Powell’s monetary policy report to the Senate, and mortgage applications. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=53b6db65415a47c99eea422a69e421a7 <br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show...

Feb 12, 202538 min

Is the Lock-In Effect Finally Easing? | Hot Sheet 02/11/25

On today’s Hot Sheet, Byron Lazine discusses the easing lock-in effect, Q4 home price gains, and the CoreLogic home price forecast. <br/>𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/>Hot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=53b6db65415a47c99eea422a69e421a7 <br/>Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.<br/&...

Feb 11, 202515 min

Could Spring 2025 Be a Turning Point for the Housing Market | Hot Sheet 02/10/25

On today’s Hot Sheet, Byron Lazine discusses housing inventory, the latest jobs report and Fannie Mae’s home purchase sentiment index. 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamxHot Sheet Slides: https://www.skool.com/bamx/classroom/08633147?md=53b6db65415a47c99eea422a69e421a7 Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.________𝐙𝐨𝐨𝐝𝐞𝐚𝐥𝐢𝐨: Instantly ...

Feb 10, 202519 min

Office-to-Apartment Conversions Are Booming: Here's Why | Hot Sheet 02/06/25

On today’s Hot Sheet, Byron Lazine discusses residential vacancies and homeownership for Q4 2024, office to apartment conversions, and weekly unemployment. 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx Hot Sheet Slides: https://www.skool.com/bamx/classroom/... Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka . ________ 𝐙𝐨𝐨𝐝𝐞𝐚𝐥𝐢𝐨: Instantly connect your lea...

Feb 06, 202521 min

Will The Labor Market Crash Home Prices in 2025? | Hot Sheet 02/05/25

On today’s Hot Sheet, Byron Lazine discusses job openings and labor turnover for December 2024, the ADP employment report for January, and mortgage applications. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/> Hot Sheet Slides: https://bamx.uscreen.io/pages/home <br/> Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.<br/> ________&l...

Feb 05, 202521 min

Housing Market Slows to Its Weakest Pace in 5 Years: Here's Why | Hot Sheet 02/04/25

On today’s Hot Sheet, Byron Lazine discusses President Trump’s pause on tariffs for Canada and Mexico, the slowest pace of home sales since March 2020, and Q4 home equity. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/> Hot Sheet Slides: https://bamx.uscreen.io/pages/home <br/> Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.<br/> ...

Feb 04, 202531 min

Will Trump's Tariff Decisions Cause Mortgage Rate Volatility? | Hot Sheet 02/03/25

On today’s Hot Sheet, Byron Lazine discusses the latest PCE report, housing inventory and NAR’s pending home sales for December 2024. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/> Hot Sheet Slides: https://bamx.uscreen.io/pages/home <br/> Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.<br/> ________<br/> BAM Pro Bowl: http...

Feb 03, 202527 min

Fed's Dire Inflation Warning & What It Means For the Market | Hot Sheet 01/30/25

On today’s Hot Sheet, Byron Lazine discusses this week’s FOMC meeting, Jerome Powell’s statements on housing, and weekly unemployment. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://www.skool.com/bamx<br/> Hot Sheet Slides: https://bamx.uscreen.io/programs/hot-sheet-january-30-2025<br/> Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: https://tinyurl.com/aatxhaka.<br/> ________<br...

Jan 30, 202531 min

What It Actually Costs To Build A Home In 2025 | Hot Sheet 01/29/25

On today’s Hot Sheet, Byron Lazine discusses the cost breakdown of building new single-family homes in 2024, what millennials are willing to do to buy a home, and mortgage applications. 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://bamx.uscreen.io/pages/subscribe Use code HOT for 10% off your first year or month of membership. Hot Sheet Slides: https://bamx.uscreen.io/programs/hot-sheet-january-29-2025 Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Su...

Jan 29, 202528 min

What Does the Rise in New Home Sales Mean for 2025? | Hot Sheet 01/28/25

On today’s Hot Sheet, Byron Lazine discusses the S&P Case Shiller and FHFA house price indices for November 2024 and new home sales for December. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://bamx.uscreen.io/pages/subscribe Use code HOT for 10% off your first year or month of membership. <br/> Hot Sheet Slides: https://bamx.uscreen.io/pages/home <br/> Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you nev...

Jan 28, 202522 min

Can Trump's Housing Plan Stop The Housing Crisis? | Hot Sheet 01/27/25

On today’s Hot Sheet, Byron Lazine discusses Logan Mohtashami’s housing market tracker, existing home sales, and a preview of this week’s FOMC meeting. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://bamx.uscreen.io/pages/subscribe Use code HOT for 10% off your first year or month of membership. <br/> Hot Sheet Slides: https://bamx.uscreen.io/pages/home <br/> Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you n...

Jan 27, 202529 min

What Fannie Mae’s 2025 Forecast Means for Homebuyers | Hot Sheet 01/23/25

On today’s Hot Sheet, Byron Lazine discusses Fannie Mae’s 2025 forecast, home seller profits, and the weekly unemployment report. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://bamx.uscreen.io/pages/subscribe Use code HOT for 10% off your first year or month of membership. <br/> Hot Sheet Slides: https://bamx.uscreen.io/pages/home <br/> Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM YouTube. Subscribe today so you never miss a show: http...

Jan 23, 202529 min

How Will Rising Home Prices Shape the 2025 Housing Market? | Hot Sheet 01/22/25

On today’s Hot Sheet, Byron Lazine discusses the rental market report for December, home prices rising on a scale not seen since 2022, and mortgage applications. <br/> 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐦𝐞𝐦𝐛𝐞𝐫 𝐨𝐟 𝐁𝐀𝐌𝐱: https://bamx.uscreen.io/pages/subscribe Use code HOT for 10% off your first year or month of membership. <br/> Hot Sheet Slides: https://bamx.uscreen.io/programs/hot-sheet-january-22-2025<br/> Tune in every Monday-Thursday that the markets are open at 9:30am EST on BAM ...

Jan 22, 202527 min
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